good example bro, nobody shows screen and explain they just talk and talk abt benefits. you shared screen and explained the interface and how to use , this is good user experience.
@@nefertiti434 just travelled 10 days before tata neu infinity also accepted in 080 bangalore both domestic and international also FK axis also accepted before sometime.
@SoftwareTraveller ... I am using a Regalia plain card and intend for an upgrade to Gold. Right now, I have an add-on Regalia plain card and a PP alongwith an add-on PP that i had applied with my Regalia plain card. Do I only have to apply add-on regalia gold post upgrade or should i re-apply for PP and add-on PP as well, kindly suggest.
I did the same 6 months back, no need to pay anything, regalia gold is much more better card in terms of lounge etc, only thing is u need to pay annual fee which can be waived off upon spending
Great info! Took me a long time to find something like this. I have a Regalia Business and I think I need to upgrade to GOLD. HDFC also have launched the BIZPOWER range which they say has replaced REGALIA. Would this be better or the REGALIA GOLD ?
Good explanation. I saw this card allows one primary card holder with One guest to access lounge. Is it possible ? And let me know how to get this If I'm NRI
Nice video brother and it was useful. Please let me know is there any surcharge benefit for fuel transactions in Regalia gold card? Currently i'm holding HDFC regalia normal card and if I remember correct for fuel transactions below Rs.500 fuel surcharge is applicable. For fuel transactions above Rs.500 also surcharge is getting deducted but later reversed in the statement.
Great video, just very curious about what is your avg monthly spend on credit card looks like ? I mean how much do I have to spend in order to have these much points? Or are these accumulated over long period?
Excellent video! On the lounge access in Bglr T2 International, I read somewhere that it has to be through Voucher which is obtained after spending 1 lakh in a quarter. Is that correct or can we just swipe the card at lounge to access?
Thanks for this informative video bro. But Diners-club privilege card has better lounge access 8-domestic and 8 - international. No need for Priority Pass also. If possible can you make a comparison between Regalia Gold vs Diners Club Privilege.
Hi, I have regalia and have 10k points in it. If I upgrade to Regalia Gold, will my points count remain same or any different calculation? The main reason is to convert these points to Accor.
Sir, I have priority pass with regalia, if I upgrade to gold then will i get new priority pass with 6 lounge visit till Dec then 6 visits in next year?
Great video bro! I have a question: lounge access outside india is only through priority pass.. and we can get after 4 transactions. But 1. are there any charges For priority pass? 2. any charges if I use this card in thailand or any other country lounge ? Please answer.
@@SoftwareTraveller Actually i have regalia visa credit card, i spoke with my hdfc relationship manager and he told that you will get regalia gold visa card if you upgrade from your current card. If there is an option to choose a visa or MasterCard while upgrading, which one should i choose? Which is better among both card networks?
@@sathish_va i too upgraded from regalia to gold itself and there was no option given to me, visa is best and universal if you ask me, even though I haven't faced an issue with master card I feel visa is the best among both
@@SoftwareTraveller Thank you for this info. Will the lounge check the credit cards alone or they will have criteria on the networks as well like visa or MasterCard. Bcos you told in one of your videos that only regalia gold credit cards have been accepted in one airport lounge.
What is the validity period of the Club Vistara and MMT Black membership after activation through the Regalia Gold Credit Card? Also after getting the card in how many days we need to activate the membership?
Make comparison video of Hdfc Regalia gold with Hdfc Diners club privilege specially international airport lounge access, please. Or tell me which one is better and why? In terms of int airport lounge.
How many add on cards I can get? Also can Priority Pass be applied on add on cards? Will the lounge entry be free? Also I want to get this as a backup card as I spend mostly on Amex. Planning to spend on this card after 4L milestone is completed on Platinum Travel.
Useful info! Quick question- I'm the primary holder of Regalia Gold, and I have got an add-on card for my spouse in her name. Can we both avail domestic lounge at the same counter at the same time since we are traveling together? Thanks
I have hdfc regalia card. My RM said that markup charge is 2% for international payment. I thought of buying hdfc forex card but she told both have same markup. Can you confirm?
Firstly I don't recommend to buy any forex card, having been to over 16 countries cash is the best transaction, and if at all you wanna but a forex card go for niyo global it's good
One Question If i get the card delivered today and i complete 4 transactions within a week itself will they ask me to activate the priority pass after 1st credit card cycle or i can immediately activate the priority pass membership as i complete my 4 transactions ??
How did you get the offer of life time free? I have Regalia First and it about to expire. I want to upgrade it to regalia gold with LTF offer. Can you suggest?
@@Newspikey Bro I opened a premium salary account in hdfc few months ago and also booked a FD and RD recently. I started getting this offer since last month. I am not sure how it works but one reason could be the salary bracket and hdfc has a corporate banking tie up with my company. You might check your pre-existing CC upgrade offer in the banking app. If its not there, you might contact the customer care or visit your branch to negotiate further.
I already completed my 1.5 lakh spending within 2 months but got a message that I got a club mariott voucher. But don't know where I can find that Can you please help me out
Brother, I am planning to get Regalia Gold card. I am planning to get an Add-on card for my wife as well. Will she be given free lounge access for owning an add-on card?
Thanks for the information bro.. Today I received my Regalia Gold LTF as a upgrade to my Regalia First. My rewards points have also been to transferred to new gold card. Also, I received PP card alongwith my Gold card. Now I just want to know one thing that there is a mention of free pick up drop for airport facility with card but not much details are there regarding the same. Can You tell me how to use that feature???
I would like to take my family members with me inside lounge, let's say I have to take myself , my wife and my daughter, should I pay extra ? If so how much should I pay per head ?
Can you guide me, While migration from HDFC regalia gold to infinia how to safeguard my points, i have close to 1.5 lac points. So if i move form regalia to infinia will i get 1.5 lac points in my infinia account?
Is the priority pass complementary or do we need to pay for it? Also, after a certain number of transactions, how much time does it take to get the priority pass?
@@kumbakonam7176 no concerned person can change the rules and make fake promises, u can only conclude if there is an official link on it wrt particular criteria
Thanks for sharing. I do have Regalia Plain credit card and that too lifetime free. I have got an offer to upgrade but Regalia Gold has annual fees. How can we make it lifetime free as well? Shall I close the current Regalia and reapply for Regalia gold as fresh application?
@@SoftwareTraveller 100% agree but that also comes with 4lakh rupees spent annually. What if I do not have that much of expenditure annually in that case this has annual charges way too much ☹️
@@Anshu__SH I know it might be challenging but one hack I do is I spend everything in credit card, even small things like less than 100 rs will be spent on regalia gold so that's something u can make use of
Hi, I need one information. I have HDFC Regalia card and have close to 25000 points. I just opted for HDFC Regalia Gold. Will the 25000 points be transferred or will I lose out on something? Please let me know and thank-you in advance.
good example bro, nobody shows screen and explain they just talk and talk abt benefits. you shared screen and explained the interface and how to use , this is good user experience.
You're welcome bro, and don't forget to subscribe brother
@@SoftwareTraveller done
It's really a content full video. No junk, no spams, straight to the point and everything was clearly explained. Please keep making such videos.
Thank you
Nice video…but best redemption would be for Accor …1 point =0.5 accor points = 0.9 rupees
4 lac min spend is required to waive off annual fee.. nice video..
really? 080 lounge infinia was not accepted but regalia gold was? i find that hard to believe.
@@nefertiti434 yes
@@nefertiti434 cause you need infinia’s priority pass to access domestic as well as international lounges. I think that guy didn’t knew
@@nefertiti434 just travelled 10 days before tata neu infinity also accepted in 080 bangalore both domestic and international also FK axis also accepted before sometime.
Yes regalia card accepte in lounge
also, axis vistara cards are accepted here. mostly magnus/atlas is too
You are possibly the only youtuber with real-world experience unlike the rest 99% who just read the brochure. But please, invest in a good microphone.
@@KAlpha09 thanks, I have changed the microphone, had to get youtube money to buy it! Had no money to invest at that time
i mainly want this card for #lounge acess .. my main priority is lounge acess .... lounge acess in india ... rest things are secondary !!!
Yes it’s the best card for that
@@SoftwareTraveller and how would you compare this with sbi elite card .. do guide !!!
@SoftwareTraveller ... I am using a Regalia plain card and intend for an upgrade to Gold. Right now, I have an add-on Regalia plain card and a PP alongwith an add-on PP that i had applied with my Regalia plain card. Do I only have to apply add-on regalia gold post upgrade or should i re-apply for PP and add-on PP as well, kindly suggest.
I did the same 6 months back, no need to pay anything, regalia gold is much more better card in terms of lounge etc, only thing is u need to pay annual fee which can be waived off upon spending
Thank you so much for a quick response, highly appreciated !!
@@raqibhasankhan8877 What do you mean PP , please explain and did you got your Regalia gold card bro?
What happened to your points when you converted from Regalia to Regalia Gold? Did the points count remain same or got reduced?
Can I take my sister to the domestic airport launge for few or I have to pay
One card per person
Sir If I upgrade to Regalia Gold, will my priority pass quota start again? I have Regalia and ai have used 4 Launges International already.
Great info! Took me a long time to find something like this. I have a Regalia Business and I think I need to upgrade to GOLD. HDFC also have launched the BIZPOWER range which they say has replaced REGALIA. Would this be better or the REGALIA GOLD ?
havent heard about BIZPOWER, i need to look at that before i cld comment
Good explanation. I saw this card allows one primary card holder with One guest to access lounge. Is it possible ? And let me know how to get this If I'm NRI
not sure about NRI, need to check
@SoftwareTraveller is add on guest allowed with this card.
@SoftwareTraveller how to get access with my spouse
Nice video brother and it was useful. Please let me know is there any surcharge benefit for fuel transactions in Regalia gold card? Currently i'm holding HDFC regalia normal card and if I remember correct for fuel transactions below Rs.500 fuel surcharge is applicable. For fuel transactions above Rs.500 also surcharge is getting deducted but later reversed in the statement.
yes there is surcharge and you get it :)
can we use it to buy car? points will be given?
Great video, just very curious about what is your avg monthly spend on credit card looks like ? I mean how much do I have to spend in order to have these much points? Or are these accumulated over long period?
@@coolnegianuj 4 Reward Points on every Rs.150 spent (On retail* spends)
Is there any spend criteria for accessing lounges like in Regalia there's a mandatory spend criteria of minimum 1 lakh in the previous quarter?
That's only in regalia not regalia gold, advantage of gold is there is no spend criteria
Dear sir your explanation is too good
Hello, regalia gold provides better return on travel spends ( flights, hotels) compared to Axis Atlas?
Thank you brother ..good video
One question any expiry for reward points
So far my points haven't been expired at all but there is definitely some kinda validity for it
@@SoftwareTraveller thank you
If I get an addon card, then can I access them twice in same day use the two different cards?
Same day yes, same time no
Hi, Thanks for the video.
Do government spends like NPS add against fee reversal limit and milestone spends?
Nope not that I know of
Yes, I paid for NPS through this credit card
For NPS you will not receive any reward points/accelerated reward points, but the amount will be considered for achieving milestone spends
@@aindrildebroy2437 thank you
@@aindrildebroy2437 good to know
Nice video bro. I have a question whether rent payment can draw reward points or not with regalia gold?
someone answered that in this video and i heard it was not
Excellent video! On the lounge access in Bglr T2 International, I read somewhere that it has to be through Voucher which is obtained after spending 1 lakh in a quarter. Is that correct or can we just swipe the card at lounge to access?
You can swipe the card. I just did it few days back
4L spendson the previous year to wave of 2500₹ charge.
Can I transfer reward points to itc green points and if what is the ratio
Hi, if I have millenia visa card, if I get regalia gold will it be visa or mastercard? I prefer visa.
u can opt between visa and master card in regalia gold
I too got free upgrade to this with zero annual charges
My portal is showing this type.How can
Note: Special Fares are not applicable for international flights
Do we have to pay extra charges using priority for international airports? Also are our guests also included in the free access to lounges
@@srinevethaar6776 no extra charge and it's one card per person
Thanks for this informative video bro. But Diners-club privilege card has better lounge access 8-domestic and 8 - international. No need for Priority Pass also. If possible can you make a comparison between Regalia Gold vs Diners Club Privilege.
Sure, il try to make one
Hi, I have regalia and have 10k points in it. If I upgrade to Regalia Gold, will my points count remain same or any different calculation?
The main reason is to convert these points to Accor.
@@guptavipul15s it will get transferred and same points will appear
@@SoftwareTraveller correct , i just made an upgrade from normal to gold regalia , this video helped
@@Sabtheekhai cool, don't forget to subscribe
I have a regalia gold card, If I get an add on card for my wife. Would each of us will get 6 international lounge each using the priority pass?
Will we get reward points on insurance and fuel spending
when will I get the welcome voucher worth rupees my joining fees ?
How about the fuel surcharge cost or wavier. Please reply and advice on it
Yes there is, I don't remember the exact %
Sir, I have priority pass with regalia, if I upgrade to gold then will i get new priority pass with 6 lounge visit till Dec then 6 visits in next year?
Yes new PP from the day it's given to you
Do we get 2500 gift voucher on paying Regalia gold annual or renewal fee from next year
What is your suggestion in hddc marriot dinner club card. They give you 12 international lounge access?
I really haven’t looked at it, will certainly have a look thanks
Great video bro!
I have a question: lounge access outside india is only through priority pass.. and we can get after 4 transactions.
But
1. are there any charges For priority pass?
2. any charges if I use this card in thailand or any other country lounge ?
Please answer.
1 - no
2 - no
Hi, can we get free pick up or drop coupon for ola or uber cabs in certain conditions?
Yes that is also there in this credit card but I'm not sure if it's ola uber or private vendors
@@SoftwareTraveller i think it’s Uber. I got a Uber voucher for booking the flight.
Would like to know your opinion if Regalia Gold is better than Diner's Privilege or not?
If u have millennia card and try to redeem your points u would get 1rs = 1points, u would have 73k
Reward earn rate is different for millennia
@@gn22689 yea!! If i spend 1L i would receive 1000points if i redeem it i would get 1k rupees!! How much will you get??
Regalia gold is easily available to recieve not much of criteria and gold is the best for international travel
I do not see login option in regalia gold website
Is card rupay and can we do upi transaction
Can we purchase gold using this card and convert to emi ?? Or do u know any such cards which offers such facility ??
Which card network is best in regalia gold credit card? Visa or Master Card? Which one has many lounge access and other benifits?
@@sathish_va regalia gold comes with master card
@@SoftwareTraveller Actually i have regalia visa credit card, i spoke with my hdfc relationship manager and he told that you will get regalia gold visa card if you upgrade from your current card. If there is an option to choose a visa or MasterCard while upgrading, which one should i choose? Which is better among both card networks?
@@sathish_va i too upgraded from regalia to gold itself and there was no option given to me, visa is best and universal if you ask me, even though I haven't faced an issue with master card I feel visa is the best among both
@@SoftwareTraveller Thank you for this info. Will the lounge check the credit cards alone or they will have criteria on the networks as well like visa or MasterCard. Bcos you told in one of your videos that only regalia gold credit cards have been accepted in one airport lounge.
@@sathish_va yes they do check and mine is accepted really not sure about gold visa that only the lounge can confirm
Do we need to have an HDFC savings bank account to apply for this credit card ?
@@JittoThomasjtp_21_ not needed at all! Jus the documents if you submit what the bank will ask that will suffice
What is the validity period of the Club Vistara and MMT Black membership after activation through the Regalia Gold Credit Card? Also after getting the card in how many days we need to activate the membership?
1lakh transaction should be done within 90 days to claim those benefits ( mmt black & vistara)
If I updgrade my regalia card to regalia gold card what will happen to the existing rewards points ?
Will be transferred to new card
Do the add on card holders get the benefit of international lounge access??
Yes
Yes, the Add on user gets the same benefit, but the total number of complimentary lounge access are shared
I have regalia gold card but can we use it for airport launch for me , my spouse ,kid ?
@@sumeshm2150 i would highly recommend to check this scenario with bank or RM as rules keep changing too frequently
Hello sir, regalia can be used to purchase of gold , suggest suitable card ?
Purchase of gold in india?
@SoftwareTraveller yes sir
@@AMITKUMAR-gm2bi u won't get any benifits, I did that last week and no special or extra points were added TBH! Waste in my opinion
Hi,
You said there is 6 international lounge acess,so if i am the primary card holder,can my spouse also awail the facility if i have an add on card.
Any update?
I wouldn't recommend doing that
@SoftwareTraveller any reason?
Am using LTF Millinis card now HDFC offering Regalia card LTF. Is it worth upgrading?
@@bsaivamsi millinis card is something I haven't done much of looking into!
Hi.. how to activate mmt black membership.. i have received some coupon from make my trip on my regalia gold card..
Yes login to mmt and register with same email id as the one u have used for hdfc bank
@@SoftwareTraveller great.. thank u
Make comparison video of Hdfc Regalia gold with Hdfc Diners club privilege specially international airport lounge access, please. Or tell me which one is better and why? In terms of int airport lounge.
For me regalia gold is good cos I ve been using it not sure about diners
@@SoftwareTraveller
thanQ for reply, but try to make a comparison video as I wrote for…
@@manishpu25 sure il definitely try to consider it
@@manishpu25 Diner is a better card, but its more costly than regalia gold
@@shantanuverma100 ThanQ 👍
I have this card can we as a couple access international lounge on one card at same time
For PP you can swipe twice but not recommended for the credit card
How many add on cards I can get? Also can Priority Pass be applied on add on cards? Will the lounge entry be free? Also I want to get this as a backup card as I spend mostly on Amex. Planning to spend on this card after 4L milestone is completed on Platinum Travel.
You can get upto 2 add on cards and yes PP can he applied as well but there are lots of terms and conditions
@@SoftwareTraveller Thanks a lot!
Can I apply priority pass after 4 online transaction
yes u can, no issues, and those 4 can be of 1 rupee also
How to get this card on Card 2 Card basis??
For international transaction are you getting points?
Never checked it, will let u know
@@SoftwareTraveller please because it will null the forex markup fees if we are getting points on international transaction
Can we use this card for shopping internationally like in France or USA
@@nehasharma-ik5rf yes ofcourse you need to enable international transactions
Did you try connecting with RELATIONSHIP MANAGER for renewal fee waiver and make it LTF card
Yes I did it cannot be waived off unless we meet spend criteria
@@SoftwareTraveller Spend criteria is 4 lakhs
That is bit more 👍
@@eswaranadasu802 yes
@@PhDLaw yes upon a certain spending amount
Great video! Can you explain where to spend on this credit card to get the maximum points?
Through smart buy website like i have shown!
Hey whats the current ratio for accor on hdfc gold after devaulation recently?
Din get Ur Question brother
@@SoftwareTraveller hey wanted to know the transfer ratio of regalia points to accor and vistara
No major devaluation in this card
Useful info! Quick question- I'm the primary holder of Regalia Gold, and I have got an add-on card for my spouse in her name. Can we both avail domestic lounge at the same counter at the same time since we are traveling together? Thanks
I would recommend best to get it confirmed with RM
Nice background 👌
Thank you
Bro which is best credit card
Regalia gold
Or
Sbi prime
Please kindly advice for international longues
Which card if widly accepted pls advice
100% regalia gold
@SoftwareTraveller thanks
Bro is there any limit of lounge access per quarter? The card says 12 complement domestic lounge so is there any cap or i can avail them all together
No, u can use 12 in 12 days, or within one year
@@SoftwareTraveller that's great 👍
Can I have add on family member with me in lounge atleast one member ?
@@ShubhamKumar-mm3cb yes u need add on card but
Do we get pertrol diesel charges waived off
There is surcharge but not sure what % of it
Wanted to know how do you increase these points? I mean which kind of transactions would lead to higher points cumulation
Booking in smart buy would gradually increase points
What is markup fee for this card ?
I have hdfc regalia card. My RM said that markup charge is 2% for international payment. I thought of buying hdfc forex card but she told both have same markup. Can you confirm?
Firstly I don't recommend to buy any forex card, having been to over 16 countries cash is the best transaction, and if at all you wanna but a forex card go for niyo global it's good
One Question
If i get the card delivered today and i complete 4 transactions within a week itself will they ask me to activate the priority pass after 1st credit card cycle or i can immediately activate the priority pass membership as i complete my 4 transactions ??
@@AkashBansal-s7g immediately after 4 transactions
Can u tell about Au zenith + cards
I am getting a lifetime free offer with a limit of 4.8 Lacs. Now I feel like I should take it. Thanks for the explanation!!
Gold?
Yes Gold. I did accept it today and got a virtual copy issued instantly.
How did you get the offer of life time free? I have Regalia First and it about to expire. I want to upgrade it to regalia gold with LTF offer. Can you suggest?
@@Newspikey Bro I opened a premium salary account in hdfc few months ago and also booked a FD and RD recently. I started getting this offer since last month. I am not sure how it works but one reason could be the salary bracket and hdfc has a corporate banking tie up with my company. You might check your pre-existing CC upgrade offer in the banking app. If its not there, you might contact the customer care or visit your branch to negotiate further.
@@gn22689thanks brother 👍
I already completed my 1.5 lakh spending within 2 months but got a message that I got a club mariott voucher. But don't know where I can find that Can you please help me out
in this video as i have shown in the smart buy, click on annual benefits and you can see it, let me know if u cant
Brother, I am planning to get Regalia Gold card. I am planning to get an Add-on card for my wife as well. Will she be given free lounge access for owning an add-on card?
In general no, but if you guys are using at the same time it won't help, but if she's using it separately then it's worth it especially for domestic
Yes you can, my friend have done it for 3 of us being he is a primary card holder and other 3 are add on card holders.
Thanks for the information bro.. Today I received my Regalia Gold LTF as a upgrade to my Regalia First. My rewards points have also been to transferred to new gold card. Also, I received PP card alongwith my Gold card. Now I just want to know one thing that there is a mention of free pick up drop for airport facility with card but not much details are there regarding the same. Can You tell me how to use that feature???
@@Saurabh.Shrivastava I haven't used that yet but planning to use soon will let u know,
Can you tell difference between hdfc regalia vs infinia??
Regalia has less joing-annual fees 2.5k + GST and infinia is by invite only. Infinia costs around 12.5k+ GST (joining and annual).
I would like to take my family members with me inside lounge, let's say I have to take myself , my wife and my daughter, should I pay extra ? If so how much should I pay per head ?
One person per card, without card I think 25 USD + tax and also depends on lounge
I am getting this card against fixed deposit through branch
This card is good
Can you guide me, While migration from HDFC regalia gold to infinia how to safeguard my points, i have close to 1.5 lac points. So if i move form regalia to infinia will i get 1.5 lac points in my infinia account?
no, so only regalia to regalia gold the points will be transferred not from regalia to infinia, for more info pls check with RM or customer care
I have a regalia business card limit of 392000/- how I upgrad to gold card
Through netbanking or call u RM
I'm about to apply for Regalia Gold; may I ask what credit limit I'll get if I choose this card pls?
It totally depends on portfolio, min is 3 lacs for sure, I have 5+ as limit
Thank you for your response, sir. I”m gonna apply now as i’m already eligible for that card.
Is the priority pass complementary or do we need to pay for it? Also, after a certain number of transactions, how much time does it take to get the priority pass?
complimentary
Any Spend Requirements for Airport Lounge Access ??
for regalia gold, NO
Great information.. After apply Priority pass how long it will take to receive the Card?
max 1 week
@@SoftwareTraveller Great. For add on card can we use the priority pass or needs to apply for a new one?
Only bad part of this card for an international traveler is it has got 2% forex markup fee.
thats actually less when compared to other cards in Axis and ICICI
@@SoftwareTraveller IDFC First Wow card (FD backed) offers 0% forex markup fee.
Now they have increased the conversion value to 0.5 paise
Bro my hdfc bank is giving this crefid card free of cost plus one zero balance account no income proof required
Kindly share me the official link stating what terms and conditions, it will help others
@@SoftwareTraveller no I just spoke to the concerned person he only said bro
@@kumbakonam7176 no concerned person can change the rules and make fake promises, u can only conclude if there is an official link on it wrt particular criteria
@@SoftwareTraveller no he said wait let me confirm it once I open SB account and get the credit card ok
Do we need to pay fee for Priority pass ?
@@Mohitbansal619 not needed it's free
Sir joining bonus kaise milega
What's the best credit card for someone with over 1lakh salary? Are there better options than Milennia?
Go for scapia card by federal bank
Regalia
I am eligibile for this card yet HDFC won't let me apply on their website 😅
RMs are useless, always trying to sell their bogus investment products
Sir how to get joining bonus
HDFC infinia credit card is accepted on all lounges world wide
It's not accepted in Bangalore t2 international terminal, only gold is accepted
Thanks for sharing. I do have Regalia Plain credit card and that too lifetime free. I have got an offer to upgrade but Regalia Gold has annual fees. How can we make it lifetime free as well? Shall I close the current Regalia and reapply for Regalia gold as fresh application?
There is a spend criteria to get annual fee waived off, upgrading is the best option, I had plain regalia too and that's not good enough IMO
@@SoftwareTraveller 100% agree but that also comes with 4lakh rupees spent annually. What if I do not have that much of expenditure annually in that case this has annual charges way too much ☹️
@@Anshu__SH I know it might be challenging but one hack I do is I spend everything in credit card, even small things like less than 100 rs will be spent on regalia gold so that's something u can make use of
@@SoftwareTraveller can I pay my rent using CC and how, any charges I have to pay for that
Hi, I need one information. I have HDFC Regalia card and have close to 25000 points. I just opted for HDFC Regalia Gold. Will the 25000 points be transferred or will I lose out on something? Please let me know and thank-you in advance.
Points will be transferred I had 60k points which was transferred