How to Invest in BONDS? Things to see before investing in Bonds | What Platform Do I use?
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- เผยแพร่เมื่อ 1 ต.ค. 2024
- Bond investing in India is a significant and growing segment of the country's financial market. India offers a diverse range of bond instruments issued by various entities, including the government, corporations, financial institutions, and municipalities.
Types of Bonds:
Government Bonds: These are issued by the Government of India and are considered some of the safest investments in the country. Government bonds, such as Treasury Bills and Government Securities, are highly liquid and offer a fixed interest rate.
Corporate Bonds: Corporations in India issue bonds to raise capital for their business operations. These bonds vary in terms of credit quality, with higher-rated corporate bonds generally considered safer investments. Corporate bonds can provide higher yields compared to government bonds but come with higher credit risk.
Municipal Bonds: Municipalities and local government bodies also issue bonds for financing local projects. These bonds may offer tax benefits and have their own unique risks.
RBI Bonds: The Reserve Bank of India (RBI) issues various bonds, such as Savings Bonds, which are attractive to retail investors due to their safety and fixed returns.
Public Sector Undertaking (PSU) Bonds: Government-owned corporations and institutions issue bonds known as PSU bonds. These bonds vary in terms of credit quality and can offer competitive yields.
Credit Rating: Credit rating agencies, like CRISIL, ICRA, and CARE, assess the creditworthiness of bonds and assign ratings. Investors should pay attention to these ratings as they provide insights into the issuer's ability to meet its financial obligations.
Yield and Coupon Rate: The yield on Indian bonds is influenced by factors like market interest rates, inflation, and credit risk. The coupon rate represents the fixed interest rate that the bond pays, and the yield may vary if the bond is traded in the secondary market.
Tenure and Maturity: Bonds in India come with various maturities, ranging from short-term to long-term. Investors can choose bonds with tenures that align with their financial goals and risk tolerance.
Interest Rate Risk: As with bonds worldwide, bond prices in India are affected by changes in interest rates. When interest rates rise, bond prices tend to fall, and vice versa. Therefore, investors should be aware of interest rate risk and its potential impact on their bond portfolio.
Tax Benefits: Certain bonds, like tax-free bonds issued by government entities and municipalities, offer tax benefits to investors. The interest income from these bonds is exempt from income tax, making them attractive to those in higher tax brackets.
Liquidity: Liquidity in the Indian bond market has improved over the years, with the introduction of electronic trading platforms. Government bonds are usually more liquid than corporate bonds, but investors should still assess liquidity when building their portfolios.
Regulatory Framework: The Indian bond market is regulated by the Securities and Exchange Board of India (SEBI) and the Reserve Bank of India (RBI). These regulatory bodies ensure transparency and fairness in bond trading and issuance.
Diversification: Diversification is a key strategy for managing risk in bond investing. Investors in India can diversify their bond holdings by investing in various types of bonds, issuers, and maturities.
Professional Management: Indian investors can access the bond market through mutual funds and exchange-traded funds (ETFs). These investment vehicles offer professional management and diversification, making them accessible to a wide range of investors.
Bond investing in India offers opportunities for income generation and capital preservation, making it an important part of many investors' portfolios. However, it's crucial to conduct thorough research, understand the specific characteristics of Indian bonds, and consider your financial goals and risk tolerance before making investment decisions. Additionally, consulting with a financial advisor with expertise in the Indian bond market can provide valuable guidance.
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Anand srinivasan kiita appointment vaangi kaasa koduthu kekkura vishayathai oru video vil solliteenga bro (Anand srinivasan kiita Bond pathi kettaale mail le podu nnu solluvaaru, anna entha video vil Bond pathi thella theliva solla maataaple). Aana kadaisila sonneenga oru idea, idhukku FD ye better nnu. really i like that idea.. this kind of things/ ideas/ suggestions only retail investors are expecting it. very good and keep it up bro.
Really true.
Anand never reveals the core in free of cost.
Same blood 😂
Enna sitapu enga poni ga invalo nala😂
😂
Bro, Every experts ask to invest in Bonds. But you are the one gave a very detailed explanation. Thank you
Bro beginner investment bond sollu ga sir monthly income venum Bro 1lack irukku sollu ga
Comparison is awesome against fd. Taxation could be also added on both fd and bonds
Bro, zerodha la new feature bids nu release panni irukanga atha pathi oru video podunga
Coupon rate & year to maturity % . Rendukum ena difference brother.y rendum vera vera % katuthu
The fixed deposit will give you compounding interest if you take it for 5 years. Will bonds give compounding interest if you take it for 5 years?
For example: if I buy a bond for 1lac and on next year that bond becomes 90K as per rate adjustment. If I sell in the same year then it means I will 90k Or 1L??.
14:31 Ivlo kuraivana returns ku bonds la dhan invest pannanuma... 😂 Good one bro...
சகோ ஒரு லட்சம் மதிப்புள்ள ஒரு bond-ஐ secondary market -ல் ரூ.90000.00 கொடுத்து வாங்கினால் maturity-ல் ஒரு லட்சம் கிடைக்குமா அல்லது bond last trade price கிடைக்குமா...
Crystal clear explanation on bonds . Most informative . Keep giving financial knowledge
Bro... Fd la 300000 lakh.... 0.6% 18000 varume athuku ethuku James Bond laam koopturingo
Bro, one doubt. In the issue of yes bank, it nullified some tier 1 bonds.. Can u say some details about it and keeping in mind how to select psu bonds it will be helpful
Bro thayavu senju konjam slow ah pesunga bro
Nalla vishiyam solli theringa
Ivlo fast ah pesuna puriyala bro
Last la Unga efforts waste ah pothu
பண்ணி குட்டி 0.75x ல வச்சி கேல்
Bro ! vera level explanation bro ! fundamental , digital real time analysis show pandringa crystal super clear ! innum neraya venum !
Gold bond எப்படி வாங்குவது என்பது பற்றி விரிவான தெளிவான ஒரு வீடியோவை உங்களிடம் எதிர்பார்க்கிறோம்..!!
Chit funds 30% bid la yeduthu(with in 5-6months) la yeduthu fd Ilana bonds la investment panalama. Bcos chit la 10L, 5yrs ku ipa thaan aranbichen kadasiya yedutha kooda 8-8.5 thaan kidaikum. Pls suggest sir
Boosan, nalla theliva solreenga bro.. please make videos on bonds like how RBi interest rates affect bonds, how to buy and sell bonds in secondary market, how is taxation done for bonds yields, etc. Thanks for sharing your knowledge.
Bro your videos are very useful..kindly make a video on investment in certificate of deposits
I need buy second market bond, please tell me..
can i have to buy treasury bills in golden pi app
தெளிவான அருமையான விளக்கம் பூசன், புரிதல் 💯
Bro intrest ku vita kooda monthly 3% yearly36% varumee
Well said, Mr.Boosan. Strongly hope that everyone would have been understood about the bonds. The explanation of pros & cons have been clearly said.
Please keep posting. Regards. 👍🏻👏🏻😊
Kindly share the link for that app
ARUMAI money pechu la kelvi keta oru answer varathu
Bro, pinneteenga ponga, valthukkal for all your videos and content
Conservative hybrid mutual fund vs bonds... Comparison pls... Also, what is taxation for bond returns
Boosan sir I am invest 10 lacks buy 2500 sail share 2500 oil India,2500pginvit,2500indigrit.after3 months coming dividend yield amount 10000 monthly any small cap mutual fund quant & Nippon & HDFC.this method correct you please explain pannungo
Bro na ipo et money app la mutual fund pannittu irukken ana demat account la athu merge agama irukku,athunala future la problem varuma , suppose broker app close aana antha funda ellam yeppti another app la kondu varathu
Oru bank account la ethana demat account open pannalam bro yaravathu therincha sollunga bro
Thankyou boosan....ethirpaartha details ellaam therinjikitean. thelivaa... Thankyou very much
Brother enaku romba naala oru doubt neenga eppovum angelone broker name mattum solla maatengringa edhuku bro
Thank you for the video bro... I have no idea what bond is and how to invest, but today i have learned some basics from your video... All the best for your future videos... Take Care...
which site to buy t bills and bonds
Pl explain tax free bonds?
Demat account AMC fees ? Bro
Is there any mechanism where in we can invest the Bonds directly instead of demat accounts similiar to Mutual funds ( Direct / Regular funds)? Please mention the Bond website details for selecting good bonds.
Bro ouru doubt? Na 1,00,000rs ouru bond select panirrukan. Monthly 8% yenaku kaidikum for 3 years. Yenaku final maturity date la 1,00,000rs kadaichduma?
Bro, give your views about zeodha 250LargecapMidcap Elss mutual fund, can we invest in it! Please make a review bro
Bro epudi secondary market la sell pannanum nu video poda mudiyuma
Better we can put FD in Dicgc approved small finance banks.
Ex.equitas giving 8.5% for 444d
Which is safer than bonds...
8.5 varaikkum bank laye kidaikuthu indian bankla 5 year locking period la invest pannen 8.5 interest tharanka but fd against loan kidaikathu
Bro, yield vs returns explain panni oru kutty video podunga bro.
If i have applied bonds through stock broker account how to get monthly intrest please clarify
NRI Person , After One year stock sell panna, Consider 3Lacs as Profit- Taxation eppadi Pannaum bro?
Thank you🙏 so much sir please make a vedio in English if possible only sir in future try to share a newsletter to on bonds for awareness
Hi bro bonds la senior unsecured, sub debt tire 2, perpetual nu inum iruku pola adu ellam enna mean lannuthu
I’m a new subscriber.. I like the way you explain things.. awesome ❤
Nice explain about different types of bonds and it's pros & cons. Keep up the good work!!
bro share market la traders yenna yenna relatred news haa follow pannanum nu next video la sollunga bro
Yov yov nalla thana poikitu irunthuchi kadasila enna ya oru iku vaikura
Love this video Mr.Boosan. master class on personal finance and especially bonds. You are awesome on breaking complex concepts into simple ones. Kudos to you. 🎉
Thanks bro. Quick Question - Are you trading in NSE as NRI or clarify on what if someone must do before invest from outside India. Also can they eligible to buy Corporate FD? Thanks
Very useful information with good explanation especially understand able to non tamil people
Bond market loss nu solrangale.. interest change aguma bro
Bro bonds ku premium amount koduthu dha vagga venduma
Kindly advise if NRIs can buy bonds ? I have an NRO demat account.
If we buy a bond for 1000₹ with 2yr tenure , if we sell in between, will we get face value or current market price? Let's say if my bond goes to 1100 and I wish to sell what I will get
What are the taxes and other charges for Pay In & Out. Adha sollave illa brother
Now , We can buy bonds directly from zerodha like brokers ,
Vera level explanation bro 🎉
Pls explain about zerodha large midcap 250 funds
Nice and Informative video. In Tamil Language we have very less videos showing how to buy Bonds Online.
கடைசியாக சொன்ன பாயிண்ட் பிக்சட் டெபாசிட் அதுதான் கரெக்ட்🎯
Brother
Awesome video
Brother can you please explain which is better
Bond or Debt fund at the current Tax scenario as Indexation benefit was taken out
Please kindly help me out
Thanks. Could also talk about how to build retirement portfolio?
Anna Google sheet la invidual stovk xirr calculator sheet onnu koduga anna
ETF Fund Patiii Explain panu mudiya ma bro
Great video bro. Ippo market is so volatile. Can i invest lumpsum in MF's or should I do STP?
Bro initially oru bond issue panrapo 1L iruku naan atha vaangren on 5 year maturity. 1 Year ku aprm 90k ku athu trade aaguthu naan secondary Market la sell paniren neenga atha vaangiringa. Ipo at the end of 5th year ungaluku evlo principle amount kedaikum excluding intrest 90k ah? Ila 1Lk ah?
1L
One of the gem channels I found in the TH-cam 🤍 great work bro⭐
Good information,can we do this in icici direct…
Bro can you tell a best plan senior citizen in bonds or insurance or post office scheme or anything ... please bro
Bro FD and savings and certificate of deposit which is best and why and how it works video podunga bro
Nice explanation. Thank you for considering the comments🎉
Please explain taxation on bonds.
Very clear explanation well done🎉🎉
If equity is there those are secured by CDSL like that, even if the company goes out of market i can get those shares from them. But for bonds which is backed up ? & It would be helpful if you talk about secondary market purchase of bonds and step by step procedure to buy that.
Spr explanation bro ennoda studies ku romba useful ah iruku 🎉
Bro, Please post a video for Forex Trading and its brokerages...
Perfect.
Bro t Bills la epdi invest panradhu nu video podunga
Good information bro..tata la ethum bonds iruka and its details?
Crisp & crystal clear information bro. Thank you so much .
Pro pginvit or indigrit dividend yield best stock sollungo
Bro aaa rates poda bond min investment 10 lakhs example tata,sbi Aditya
Very useful
Last two mins, explaining why this investment is waste😂
Can you make a similar video on how to invest in crypto
Thanks for the valuable info, please explain the difference between bond’s call date and maturity date
Is goldenpi government backed or private
Liked the order - why, what , how, should we really need.
Boosan should be a professor.❤
Substantial clarity bro.... Well explained... pl explain on equitas and unity small fin banks bro.. they are providing 8.5 to 9 % FD rates.. is it safe to park the funds in those banks
அதிக வட்டி தரும் வங்கிகள் | High Interest rate Savings account | Small Finance banks
th-cam.com/video/HIm8CSXAwck/w-d-xo.html
@@finance.boosan thank you so much bro....
Excellent video bro...but I thought you would talk about taxation on Bonds .please do next video for Bond Taxations
Groww app la bond buy or sell pana mudiyatha bro
Thanks bro 👍 nicely explained keep doing good work 🙏
Golden pi app mulam bond invest pannalama