You should drink Starbucks for a week and then do a "What I spend in a week on Starbucks." That would be a 100x ROI on that investment of Starbuck for a week. Also it will show the part of the audience still drinking Starbucks everyday.
Wow, seeing you here brought back memories. I remember watching your old Minecraft PE videos back in the day, like I was a huge fan. Have a good day :)
They did pretty well to get into retirement in their 30’s! I would start a business or some type of side hustle to keep the mental health up and receive some sort of income
I tipped over the point where I could retire this year (49) which was an awesome feeling. I could have done so a decade ago on what I earn but I was stupid with money until I learned from books and channels like your how to enjoy life within/below my means. At the same time, the longest I've ever had off work was a 6 week holiday in Europe and I was climbing the walls by week 4. I never want to retire and now everything I earn is gravy for my wife and me, and a strong start for my kids
Thank you for being positive with your response, even if with things that you wouldn’t necessarily do. I appreciate that kind of response. Subscribed because of that!
I hope for your sake that it's worthwhile and enjoyable in the long run. Many people go down that path only to learn afterwards that they don't actually like the work they do with all of that education, so they quit.
@@ordinaryhuman5645 that is me.. And it is sad. Bachelors, masters, 3d year into my Phd only to realize I don't actually enjoy the work. And now I want to switch to a completely different field.. I'm 29 😱
The key is knowing your why and what is enough. I plan on retiring on about 600k. More money doesn't equate to a better life. I'm not sure Graham could ever see this perspective - people often get caught in the trap of believing there is never enough.
@@swaggery Mortgage payment, taxes, food, car. I bet he makes $30k+ a month just from YT plus real estate. He seems fairly.frugal and.conservative with investments.
That is stressful (45 minutes from grocery store). Also discussing EVERY night the whole in depth plan must have been stressful 14:16 - once a week is enough to keep on track.
I strongly considered moving from Toronto to L.A. once (after falling in love with Santa Monica) but then realized how insane American health insurance costs, so now I just visit once in a while instead. Seems more cost effective that way lmao.
Steve was one of the more popular FIRE bloggers. His was called Think Save Retire. FIRE is financial independent retire early. However the retire early doesn’t really mean sit and do nothing, it means you get to choose what you do without worry about money. So if you want to do part time work go for it....or a TH-cam channel...or whatever...
regarding health insurance costs : they are even higher in some countries *but* they actually do get you literally every treatment for free there (yes, including rather obscure and/or complex ones) - including medication. No questions asked, no problems. Plus : you can switch to private insurance and get up to 50% of your insurance money back if you pay the doctors' bills yourself.
@@kbreezy2025 I've found that's generally just an excuse people use to to mentally justify what they know are bad spending habits. At least, I've never heard that line from someone who has good spending habits. There's a fine line with both sides.
Marriage? Lol not in 2021 man I’ll just co habitat with my gf. Why sign your rights over....esp as the man. You lose it all if she wants to walk out on you. Just saying
My exact thoughts. They both are IT specialists. They could freelance at will. Just take projects they want to do and invest that extra money or cover expenses instead of selling stocks whew
Yo Graham, call your insurance agent to get help on getting annoying things covered. Using an agent doesn't cost more - you can still get the cheap one you found online - and you get customer service.
I live 45 minutes away from any grocery store and about 15 minutes away from the nearest gas station. It really Forces you to live with a plan. Thinking out future meals is a must.
@Matt Karacic Yes, debt could be profitable for some if one goes about utilizing it the right way. I never was a big fan of debt in either case. I prefer to make money without debt. To each their own though. 😊
@@SoloSanguine If you are looking to raise your credit score use a credit card to buy small dollar purchases (under $1K or less) from time to time. The main thing is to make sure to pay your credit card bill on time and in full when/if you have a balance due. That is the only thing I would consider using the credit card for. I rarely use a credit card since I normally pay cash for everything. I prefer to use debit card or cash mainly. When paying cash for most everything and having zero debt you really do not even need credit. IMO 😊 This mainly applies if one you have lots of money and two you are not looking to finance anything.
45 minutes from a grocery store isn't that big of a deal if theres no traffic getting there and back. it's a leisurely drive. I'm sure when Graham was in LA he spent a few times in traffic for 45 minutes to go only a couple of miles.
Actual health insurance is over $1,000 a month. $250 a month basically just protects you against paying more than $10K if there's some unexpected emergency.
Instead of cashing out investments and paying capital gains, just get a bank to collateralize the account(s) up to a certain %, pay the 3%-4% interest on the loan on any money drawn instead of the 23.8%-40%+ rates.
You might be reacting to quitting jobs at 30 but I’m not quitting my long term goal of asking you to eat Starbucks for a week. So can you eat Starbucks for a week and make a video about it?
Health insurance prices are nuts in USA. Here in Finland, you can get for yourself a health insurance that covers everything for 200-300 euros per year. And go figure, some people still whine about it how expensive it is :D
They worked in the tech industry which is constantly evolving, they would have a hard time reentering the workforce without extensive training after a few years. Plus their lack of work and age would also work against them. They should have worked a few more years before retiring.
In Canada, taxes are comparable to California, but you have full coverage health insurance included. Only thing out of pocket is dental, vision and drug which can be covered through your employer for about $30/month with no deductibles. To my American friends... demand better!
I make lentil soup all the time but it's so boring I can only eat it if I put so much stuff in it that it is hardly lentil soup anymore. It's just not a compelling food item.
I’m saving 70% too and similar income. My husband makes what he made. Every day I am in front of a computer solving hard problems and that’s why I save so much to retire ASAP. I need to buy my freedom.
Coolness! Quasiretired in Taiwan! Amazing health care ..... state-of-the-art dentists only $3 for a cleaning and $5 for a standard doctor visit. Doing what I love... teaching interested and dynamic students. Thanks Graham!!! Love your show and all the info!!!!!!
That sounds like my dream! Can I ask, are you teaching English or something else? And if English, how did you get into that? Did you get a TESOL certification?
I dont understand if they stop working they will run out of money some day. In the video they dont say if they own business or investments that grant passive incomes?
@@kyleLyfe2 I like your idea. Now all we have to do is sell it to Graham and hope that he buys the idea. 😎 Jack and Alex get your wrenches and hammers ready. lol! 😁
While I admire people who have this level of restraint, I could never lead that kind of life. While not extravagant, I love travelling, eating out once or twice a month and experiencing different cuisines, visiting friends and family, wearing quality clothes etc. Saving is ofcourse important and I max out investment Isa and pension. It really helps that I love my job. Ofcourse there are stressful days at work but I'll take that any day over pinching pennies and living 45 minutes away from grocery store to save money. To each its own I guess.
I don't think the closest grocery store is 45 minutes away from them. They probably do their weekly grocery shopping at a bigger value store like Costco or Something that is 45 minutes.
@@JBoy340a it's just like insurance. But at least it's not based on income so I wouldn't need to worry about healthcare just because I can't afford the right plan. I never said it was a perfect system and I also never said it was free.
dining out $250 is after they retired. They kept their budget super tight until they reached the 870k that they set as their goal then they loosened up.
I wonder why people in US always complain about paying for healthcare and education when they don't complain about low tax rates. Some states have low to no income taxes. Other countries that have free/low cost healthcare coverage and education pay a lot income and investment taxes, in exchange, governments provide free/low cost healthcare and education.
Out of interest is the healthcare really broken? UK income tax is 40% over £50k and 60% between £100k-£125k plus another income tax called national insurance that is 2%-12%. They are also planning to tax people for putting money into a pension. European taxes are also very high. Particularly the Nordics The US system encourages people to work as you don't have health care without a job.
It's called high-deductible. If you want covered, you should cover Out of Pocket the first $5K. After that, you're getting good coverage. The next year, you pay again the $5K. So people try to get as much they can get medical procedures on the same year. Sometimes they delay and lump up all on same year which is not really advisable but for those who survives it, they only pay the deductible once as opposed to multiple years.
It would be great if you reacted to more people who retired early, I love content like this
Yessss!!! I love it too
They are a prime illustration of the value of having no debt. Removes so much pressure, even if it limits maximum returns.
It gives you so many more options
I agree I think it depends on which has more value to u
This is a prime illustration of a jail cell.
@@dw309 A jail cell? they are happy
just cause it doesn't fit YOUR lifestyle , doesn't mean anything
@@gidd Well, obviously. I'm sure there are plenty of prisoners very content with their jail cell.
I would lose my mind if I Retired from any type of work in my 30s even if I was financially set for life. More power to those two
I’m 35 and my goal is be retired 45-48, before 50. Im on the way.
I’m trying to hit Chill mode for life lol
Yeah that would get boring
This couple looks like they’re in their mid 40s tho 😂
They look late 40s or even early 50s, def way older than 30s SMDH 🤔
They look 50s...
@@derrickp Im almost 30. Sorry if I triggered your old looking ass tho 🤣
Especially Courtney. Her hair, muscle tone, skin condition. Looks much older than mid 30’s. And I am 47.
@@derrickp someone’s triggered
You should drink Starbucks for a week and then do a "What I spend in a week on Starbucks." That would be a 100x ROI on that investment of Starbuck for a week. Also it will show the part of the audience still drinking Starbucks everyday.
True I never want to truly “retire”. Structure is definitely important
Wow, seeing you here brought back memories.
I remember watching your old Minecraft PE videos back in the day, like I was a huge fan. Have a good day :)
I want to work like a donkey and retire with a nice small cafe.
You can have structure without doing something that makes money, taking care of your grandkids, being active in your community, etc
@@Zachery_ Or Makes a low amount of money. A lot of people end up volunteering for not for profits
@@MickeyCastro WHy are you unemployed . Everyone is hiring
The consistency is incredible
thanks!
Yeah def
Way to go
They did pretty well to get into retirement in their 30’s! I would start a business or some type of side hustle to keep the mental health up and receive some sort of income
Purpose is important for sure
I think they have a few side jobs they said.
Them: Living 45min away from a grocery store.
Me: Living in a town of 3,000 in Wyoming with the nearest Walmart 90min. We just don’t forget things 😂
That‘s crazy, I guess you never act on sudden cravings then 😄
@@jxleya Reacting to sudden cravings isn't the habit and eventually not the nature of people who learn to live where they can't be easily fulfilled.
Damn I'm 5 minutes from the grocery store and I haven't eaten anything today because I don't feel like going out, lol
I noticed there are no kids in this equation. Kids are expensive
That’s why they were able to retire on $870K
Literally the reason my wife and i decided we didn't want kids lol
@@cadebrown3244 imagine not having kids just cuz u wanna save money lol
@@scqrcity4632 that's hardcore for sure
I tipped over the point where I could retire this year (49) which was an awesome feeling. I could have done so a decade ago on what I earn but I was stupid with money until I learned from books and channels like your how to enjoy life within/below my means. At the same time, the longest I've ever had off work was a 6 week holiday in Europe and I was climbing the walls by week 4. I never want to retire and now everything I earn is gravy for my wife and me, and a strong start for my kids
I was waiting for you!!!!
Thank you for being positive with your response, even if with things that you wouldn’t necessarily do. I appreciate that kind of response. Subscribed because of that!
They probably keep $60k - $80k in case of a down market. They don't want to sell on a loss.
Lol, retire at 30... I won’t even be starting my career until I’m almost 30 (PhD student)
Damn, that’s kinda sad
Same med student
I hope for your sake that it's worthwhile and enjoyable in the long run. Many people go down that path only to learn afterwards that they don't actually like the work they do with all of that education, so they quit.
@@ordinaryhuman5645 that is me.. And it is sad. Bachelors, masters, 3d year into my Phd only to realize I don't actually enjoy the work. And now I want to switch to a completely different field.. I'm 29 😱
@@dragonsharker4793 depends how you look at it. When starting the career you have a huge headstart in income. It’s literally an investment in yourself
I turned 30 yesterday and nowhere close to FIRE but this gives me hope and motivation!
Good luck to you! You can definetly do it. Don't forget most people retire age 65-69. You're way ahead of the game :D
Welp, I know it’s a bit late but happy birthday and good luck!
@@wilsonjack9372 Why even try scamming dude
I just turned 30 today and this is how I feel right now
You turning 30 and me ripping my hair out at 23 gives me hope. We can all whip into shape for retirement.
Thank you graham for getting me so interested in finance!
My pleasure!
Manifesting 870K in my bank account in the near future 🙏🏽
Checkmark is the first step my brother. Btw, sick waves broski
The key is knowing your why and what is enough. I plan on retiring on about 600k. More money doesn't equate to a better life. I'm not sure Graham could ever see this perspective - people often get caught in the trap of believing there is never enough.
Depends where you want to live. For example 600k is nothing in vancouver but can be quite sizable elsewhere
I love how Graham acts as if he would keep a $125k job when he makes millions.
His job is YT videos and that is WORK!!
@@jenniferwise8515 Unlike digging ditches, which is pretty much just stealing money from your employer.
You can still get a sense for what's expensive when he probably only lives off a couple thousand a month.
@@swaggery Mortgage payment, taxes, food, car. I bet he makes $30k+ a month just from YT plus real estate. He seems fairly.frugal and.conservative with investments.
He was making 150k at 21.
G: “WOW $1000/m between groceries & dining out”
G: “Imagine how much you’d save if you stopped eating”
Graham's so stressed out about living 45 minutes from the grocery store 😂
That is stressful (45 minutes from grocery store).
Also discussing EVERY night the whole in depth plan must have been stressful 14:16 - once a week is enough to keep on track.
@@ii7990 Exactly, the traffic! But he lives in Vegas now though, LA definitely.
That’s basically a 3 hour trip. There, the shopping, and the trip back
@@stevenporter863 my store is 15m away
@@Brucelee89896 15 minutes (min) or 15 miles (mi)? Simple 'm' is meters.
I strongly considered moving from Toronto to L.A. once (after falling in love with Santa Monica) but then realized how insane American health insurance costs, so now I just visit once in a while instead. Seems more cost effective that way lmao.
Damn you’re gorgeous
I love Santa Monica, but it is to expensive. When I hit the lotto I'm buying a beach home...lol
With all due respect they both like like they're in their mid 40's
They both look like sh*t! It’s a good decision to retire foe them.
That man is losing hair so he's in his 50's
Maybe it's the AZ sun?
@@dollarbill9073 lmaooo
Steve was one of the more popular FIRE bloggers. His was called Think Save Retire. FIRE is financial independent retire early. However the retire early doesn’t really mean sit and do nothing, it means you get to choose what you do without worry about money. So if you want to do part time work go for it....or a TH-cam channel...or whatever...
regarding health insurance costs : they are even higher in some countries *but* they actually do get you literally every treatment for free there (yes, including rather obscure and/or complex ones) - including medication. No questions asked, no problems. Plus : you can switch to private insurance and get up to 50% of your insurance money back if you pay the doctors' bills yourself.
Love this, they live a little too far out there for me/my hobbies but I love the solar and self sufficient incorporation. Great editing Jack!
Not sure if I would want to live that frugally even if it meant retiring at that time...
Yeah no thanks I’d rather enjoy life living my dream life if I can. What’s the point in living frugally your entire life?
@@kbreezy2025 agreed!
@@kbreezy2025 a lot of people get satisfaction from it. It rebuilds your perspective.
@@jonny-b4954 I guess but money really has no value if it’s never spent
@@kbreezy2025 I've found that's generally just an excuse people use to to mentally justify what they know are bad spending habits. At least, I've never heard that line from someone who has good spending habits. There's a fine line with both sides.
Dual income is one of the greatest financial perks out there 💍
it is!
Dual income AND no kids
@@LTJuni0r very important
@@LTJuni0r If you are marrying just for a tax break, then something is really wrong lol
Marriage? Lol not in 2021 man I’ll just co habitat with my gf. Why sign your rights over....esp as the man. You lose it all if she wants to walk out on you. Just saying
Cant buy a home gym to the house? Why pay gym membership? They could save so much money on that.
I’m used to having all the grocery stores I like within a 5-10 minute drive, I could nottt do 45 minutes
I know and then if you forget one item after you leave the store, you’re like oh crap! No thanks 😂
definition of privilege!
@@MrTeslaX 😂
He could do some part time IT consultancy and make 50 grand easilyyy👊🏻
Exactly what i was thinking, why not work a little just to cover the expenses so they don't have to touch their investments.
It could be some nice money for travelling or hobbies as well
My exact thoughts. They both are IT specialists. They could freelance at will. Just take projects they want to do and invest that extra money or cover expenses instead of selling stocks whew
Retirement = when you don't have to sacrifice the iced coffee today for an imaginary iced coffee tomorrow.
+ 1=4=4=3=2=4=4=6=3=5=5
You can message him directly on WhatsApp
Yo Graham, call your insurance agent to get help on getting annoying things covered. Using an agent doesn't cost more - you can still get the cheap one you found online - and you get customer service.
"See, you don't need a million dollars to retire early..." - right. You need 7/8th of a million.
I live 45 minutes away from any grocery store and about 15 minutes away from the nearest gas station. It really
Forces you to live with a plan. Thinking out future meals is a must.
Graham, I've been watching you for over an year and I got a habit of liking every video before watching it😭😭
Love that! :)
Literally same!!
I have zero debt. I literally own everything I have. Nothing is bank owned or borrowed.
@Matt Karacic Yes, debt could be profitable for some if one goes about utilizing it the right way. I never was a big fan of debt in either case. I prefer to make money without debt. To each their own though. 😊
Same here
Own home and cars and only 29 year old
We would like a better home eventually though as we currently in a double wide
Same here
I have zero debt because I’m 15
@@SoloSanguine If you are looking to raise your credit score use a credit card to buy small dollar purchases (under $1K or less) from time to time. The main thing is to make sure to pay your credit card bill on time and in full when/if you have a balance due. That is the only thing I would consider using the credit card for. I rarely use a credit card since I normally pay cash for everything. I prefer to use debit card or cash mainly. When paying cash for most everything and having zero debt you really do not even need credit. IMO 😊 This mainly applies if one you have lots of money and two you are not looking to finance anything.
What im worrying about living in an area like that is aliens, thieves coming from the middle of nowhere and medical emergencies.
45 minutes from a grocery store isn't that big of a deal if theres no traffic getting there and back. it's a leisurely drive. I'm sure when Graham was in LA he spent a few times in traffic for 45 minutes to go only a couple of miles.
but ice cream would melt in 45 minutes
@@ivyhe7234 cooler
Actual health insurance is over $1,000 a month. $250 a month basically just protects you against paying more than $10K if there's some unexpected emergency.
Instead of cashing out investments and paying capital gains, just get a bank to collateralize the account(s) up to a certain %, pay the 3%-4% interest on the loan on any money drawn instead of the 23.8%-40%+ rates.
The husband looks like prior military. Like he joined at 18 retired at 38. Military aging is like 1.25x regular aging . 😂
Facts
Love this episode!
You might be reacting to quitting jobs at 30 but I’m not quitting my long term goal of asking you to eat Starbucks for a week.
So can you eat Starbucks for a week and make a video about it?
Ooh yes! And write it off as a business expense 😂
Super-size me, but instead Starbucks 🤔
Damn, I’ve never thought of that. That’d be such a good idea for Graham 😂 maybe not a week though, instead 24 hours of Starbucks on the clog channel?
Why though? Who cares?
No, not in line with what he does
Health insurance prices are nuts in USA. Here in Finland, you can get for yourself a health insurance that covers everything for 200-300 euros per year. And go figure, some people still whine about it how expensive it is :D
Wow. Lex Luther really chose the humble life after leaving Smallville.
Miss Tessmacher, how many girls do you know who live in a Park Avenue address like this one?
Park Avenue address? 200 feet below?
I love the way this lady speaks .
They worked in the tech industry which is constantly evolving, they would have a hard time reentering the workforce without extensive training after a few years. Plus their lack of work and age would also work against them. They should have worked a few more years before retiring.
That’s a very interest couple; I definitely could not live like that though.
How cool that they both wanted to live that lifestyle!
In Canada, taxes are comparable to California, but you have full coverage health insurance included. Only thing out of pocket is dental, vision and drug which can be covered through your employer for about $30/month with no deductibles.
To my American friends... demand better!
Hi guys its Graham here. I have retired at 30 multiple times. I will retire again tomorrow and welcome to my show;)
I knew you had to react to this video. This couple is Grahams' dream come true!!
No one has ever forgotten lentils. They just didn’t buy them
Being that frugal would mean that they're likely eating lentils for almost every meal!
Indians love their lentils.
I make lentil soup all the time but it's so boring I can only eat it if I put so much stuff in it that it is hardly lentil soup anymore. It's just not a compelling food item.
Moonshine can be made in Arizona legally just can't be sold. Also they could make mead, wine or beer.
Does Arizona have low property taxes? In Texas, even if I pay off my house, I'd still owe $5,000+ in taxes every year.
Yes, I pay $1200 yr.
Yes, about 1/3 of Texas.
No state income tax in TX, though.
Texas has to pay its bills somehow. That somehow is property taxes.
In Italy the health insurance is for free
I’m saving 70% too and similar income. My husband makes what he made. Every day I am in front of a computer solving hard problems and that’s why I save so much to retire ASAP. I need to buy my freedom.
cost of living such as energy, gas, electricity, food can go up.
I saw the original video, I clicked on it, watched the ad and smashed the like button, and then I said ok imma wait for Graham.
Coolness! Quasiretired in Taiwan! Amazing health care ..... state-of-the-art dentists only $3 for a cleaning and $5 for a standard doctor visit. Doing what I love... teaching interested and dynamic students. Thanks Graham!!! Love your show and all the info!!!!!!
That sounds like my dream! Can I ask, are you teaching English or something else? And if English, how did you get into that? Did you get a TESOL certification?
they low-key missed out on a bag not working more
I dont understand if they stop working they will run out of money some day. In the video they dont say if they own business or investments that grant passive incomes?
Yeah, a really good point!
“Oh crap! I forgot the lentils!” 😂
+ 1=4=4=3=2=4=4=6=3=5=5
You can message him directly on WhatsApp
@@wilsonjack9372 Are you stupid?
I have family who lives outside of Tuscon. They are 20 mins away from a grocery store
Graham needs to start travelling in "The Graham Van". The Stefamily travels to all 50 states visiting fans and vlogging it. 😎
Maybe use the vlog channel to show the process of building and preparing "The Graham Van"
@@kyleLyfe2 Yes! I love tiny home transformations on youtube
@@kyleLyfe2 I like your idea. Now all we have to do is sell it to Graham and hope that he buys the idea. 😎 Jack and Alex get your wrenches and hammers ready. lol! 😁
Graham SteVan
@@kyleLyfe2 Like Kara and Nate
Great review. I saw this and was waiting to hear your thoughts
5:04
Did I just hear Graham say to cut back on savings.
I just watched that video yesterday, thought it would be a good video for you to react to and here we are.
While I admire people who have this level of restraint, I could never lead that kind of life. While not extravagant, I love travelling, eating out once or twice a month and experiencing different cuisines, visiting friends and family, wearing quality clothes etc. Saving is ofcourse important and I max out investment Isa and pension. It really helps that I love my job. Ofcourse there are stressful days at work but I'll take that any day over pinching pennies and living 45 minutes away from grocery store to save money. To each its own I guess.
Same
Same. There's a good balance to be had.
I think if you realized how much free time you have in retirement, 45 min from a store isn't a big deal.
Same. This seems like a nightmare. I couldn’t go from 120k per year to pinching pennies. At a minimum I would have searched for part time work
@@kayyx2563 thats why you penny pinch while making 120k so that when you are not its not big change.
Jack highlighted the moonshine making "VERY MUCH ILLEGAL" had me laughing
"Make your own moon shine". lol!! 😂 Graham's next business once the Coffee Biz is doing well. 😁
hmmmm
@@TheGrahamStephanShow LOL!
I don't think the closest grocery store is 45 minutes away from them. They probably do their weekly grocery shopping at a bigger value store like Costco or Something that is 45 minutes.
It's crazy that health insurance is something that needs to be considered (Canadian)
It's a huge factor for those of us in the US. Some people work just for the insurance.
But Canadian taxes are big and multiple (GST, PST, etc). So they tax you for that "free" health coverage.
@@JBoy340a it's just like insurance. But at least it's not based on income so I wouldn't need to worry about healthcare just because I can't afford the right plan. I never said it was a perfect system and I also never said it was free.
Great reaction and valuable learning material!
These couple aren’t a day younger than 43. There’s no way in hell they’re 30...
If they 30 I’m 18 and I’m in my late 20s
They said they retired when they were 30. Never did they say they were 30.
@@sanghyyuk yea, this comment must be a joke lol
5:35 That is extreme!
Said the dude that drinks $0.20 Iced Coffee to save money lol.
J/K, we love you, Graham.
Off the grid in Arizona?! Arizona itself isn’t even on the grid! 😳
"Health insurance is incredibly expensive" .... in the US ;)
I remember seeing the original video and thinking what Graham would say about their food budget, I thought he’d have a more outraged reaction lol 😆
Scammer Alert above!
They live in a tiny house off grid in the desert as long as it’s paid for you really don’t have many expenses at all
Still waiting for that h&m "shop with me" graham
@ThêGráhám štéphan Shöw find something better to do instead of making fake accounts!
@@neloufarh6586 just report the account
Such a great vid! As always!
That guy has to be fricking 50 years old, come on now
They said they retired in their mid 30s.
Loved the video last time so far I'm enjoying this one
How is dining out $250 in their budget but they said they only can spend $50 out of the house every month?
That's exactly what I was thinking . I was reading the comments to see if anyone else caught that
dining out $250 is after they retired. They kept their budget super tight until they reached the 870k that they set as their goal then they loosened up.
"You've got no neighbours... You can play the drum at any hour" I love Graham's comments
How are they 30 lmao. They look like they’re in their mid 40’s🤣
I wonder why people in US always complain about paying for healthcare and education when they don't complain about low tax rates. Some states have low to no income taxes. Other countries that have free/low cost healthcare coverage and education pay a lot income and investment taxes, in exchange, governments provide free/low cost healthcare and education.
Anyone else wished they can react to videos on TH-cam without worrying about money?
I wonder how they’re doing now
Sell everything and camp for 1-2 years while my wife and I go coast to coast would be my dream!
Out of interest is the healthcare really broken? UK income tax is 40% over £50k and 60% between £100k-£125k plus another income tax called national insurance that is 2%-12%. They are also planning to tax people for putting money into a pension. European taxes are also very high. Particularly the Nordics
The US system encourages people to work as you don't have health care without a job.
I knew when I saw that episode, it wouldn’t be long before you did a reaction video.
Graham, don't think of their $50 monthly budget as $2 a day. think of it as eating out once or twice a month. (like every other Saturday)
when i say "retire" i mean just having freedom to work on what i want.
It's called high-deductible. If you want covered, you should cover Out of Pocket the first $5K. After that, you're getting good coverage. The next year, you pay again the $5K. So people try to get as much they can get medical procedures on the same year. Sometimes they delay and lump up all on same year which is not really advisable but for those who survives it, they only pay the deductible once as opposed to multiple years.
Graham should react to the old MTV show my sweet 16. 😂😂😂😂😂
yesssssss
Health insurance is ridiculous here in the US In one of my college classes it was taught that it’s mostly due to fraud among other things