Which affordable housing option are you most interested in? (Personally, I want 3 tiny 🏠 homes) Watch More About Tiny Homes th-cam.com/video/PClJMWmL7qQ/w-d-xo.html
@@nadineduick6353 we can vote for it at the local level. We can also make it in HOA restrictions that investors can’t own more than 20% of a neighborhood. It just takes enough people being mad enough to get it done.
Went from 1700+ sq ft manufactured to a tiny home 400 sq ft in Arizona. Now, going back to traditional stick built that is over 100 years old, 1600 sq ft. It will need a little bit of TLC but, it has character and we just fell in love with it. It is in a tiny town and has a large lot so. We are even allowed to keep chickens and it comes with a coop :)
@@KristinaSmallhorn you might be able to keep quail. They lay pretty well and could be used for meat if needed. Another benefit is they'd produce plenty of manure/compost for a nice vegetable garden
@@caliopeknows844 I know where I am they allow 10 chickens and no roosters. It varies place to place and much of it is by county ordinance and not city. Lots of unincorporated areas here. About 10,000 people here and not a "city" I am in Arizona City, AZ
@@caliopeknows844 you would want to go in to the towns/cities you are interested in living in and ask plus get a copy of the ordinance including setbacks etc for chickens/coops/manure storage etc
I live in florence south carolina n there is a pretty large neighborhood just like that. They have their fences n driveways n at first glance it just looks like a neighborhood of ranches. Also the owners take care of their property like traditional communities.
Love 💕 ur channel ! I learn so much. I like the concept of of buying land and putting a manufactured home on it. I just hate neighborhoods. I need space and not on top of neighbors. I don’t care what others think of manufactured homes. I don’t care if it’s a bad investment, it will last me my lifetime
Here in Colorado they have adopted a new tiny house building code, which was adopted in the past month. Tiny houses are legal now here... (we are in the tiny house industry and have been for ten years now)
Manufactured homes: Accessibility - 6; Appearance - 6; Location - 5. Cons with modular homes: 1) current prices per sq ft are ridiculously high; 2) flooring and cabinetry look cheap in modular homes and the upgrades are very expensive; 3) and resell value and equity increase lag behind stick built homes.
For sure Credit Unions will always work harder for you than any bank corporation. Every great deal on money that I’ve ever gotten was from a C.U.. Love the videos. Great information as always….thx.
The reason many opt for a tiny house is for sustainability reasons. Eco friendly materials, refurbished/reused items and a smaller footprint. How many people actually sit in every square footage in homes? The larger the home, the more money, work and time is involved. The more you have to buy to fill the space. Tiny homes are for like minded individuals who do not want to be tied to big mortgages, high utilities and the time involved. Living in a sustainable way with only what's needed is how these people really enjoy "living life". More time for actually living. Those who feel this way of life is just a "cool" factor or a "fad" do not understand the mindsets of these individuals who just want to help leave less of a footprint behind.
I just bought a manufactured home and close tomorrow! Thank you for all of your information. I made a cash offer and had 2 others vying for the place, my agent did a great job in working with me for a quick turnaround. The housing in my area has gone up 30% and there is literally NO affordable housing at all and people building in my area have to travel pretty far and live elsewhere not even close to their new homes if they are building them in this area. I was shocked at the afforadability of this home and the land lease is under $400 a month, taxes $1200 a year and I couldn't be happier to downsize but there is no chance of finding ANY rentals around here in North Pittsburgh for a 3 bedroom under $2500 that is decent. I could live for 18 months in my current apartment for the price I paid for the home, and it's in excellent condition, newly remodeled and with a little paint we will make it our own. The one thing that I don't like to be honest are the homes on either side of me, they need some work and under new management they are giving them a lot of grief, but hopefully they clean up their yards and homes or move out (the down side is I have angry neighbors)!
Glad I found your page. Very informative videos and I just recently realized how the government stepped in and manufactured housing is not just a viable option, it may just be the best investment!
Great information as always. I just hate to see my generation resorting to tiny homes and vans. Some prefer that and thats cool, but I just wonder how many people are buying tiny homes or sheds as a last resort. Edit: born in 94
Its neat seeing what people have managed to do to turn small or otherwise "non traditional" spaces into functional homes, but at the same time I hate how its become "cool. Not only does glorifying it as a fad undermine that many people are just trying to make the best of a bad situation, the sudden demand by rich folk drives prices up for those who need it. You'd think that would mean supply will eventually catch up and make things affordable again, but historically speaking that isn't likely without intervention.
Many do it for sustainability. A smaller footprint, eco friendly or refurbished items used in it. Tiny houses are not a fad or a cool factor. It is a way for some to be able to move their house as they choose or for those who want to live sustainable lifestyles. Most don't want to work just to pay a mortgage and more untilities either. I myself maybe homeless soon. I may not have a choice but to find a small used RV or a van/suv to live in. Better than living in a tent as a senior. So to me, a tiny house would be a dream come true. How many of you actually literally sit in all the square footage in your homes. The more space you have, the more it costs to maintain it, heat/cool it, clean it etc. All that time and money for what? Only to miss out on really living life to its fullest.
I know it is like we are having to settle for less and are being forced to lower our standards when the Boomers had ALL the options with all the benefits of cheap college, pensions and the best economies.
My ideal is the "manufactured/modular" catalog homes of 100 years ago. Sears, Monkey Wards, and others built and sold wonderful bungalows, etc that are still considered desireable today...
Question: I am planning to purchase land for a manufactured/modular home. Would it be better to pay cash for the land and then get financing for the home, OR should I use my "cash" as a down payment on a loan covering the cost of the land and home together?
Girl, you should start mentioning the minimum square footage for a typical loan on a manufactured home. I know at least some VA loans can start at 600 sqft.
Tiny homes are being proposed for sheltering the homeless in Knoxville, TN. This was inspired by a similar development in Oregon. It may be an idea for those who can live among others but who may not want to be sheltered in one big building. It is also an idea for housing college students if there is plenty of land. I keep thinking, on a less tiny scale, of the small single family prefabs built by TVA during World War II to house workers near Oak Ridge. Even a stick-built of that size would offer affordability.
Kristina, I googled modular homes in my area (Spokane, WA) and i went to a site that said it is a modular home builder and all they have are manufactured homes. Why do they do this? Bait and switch???
I am 74 years old and live on SS. I want a home that I can call my own. I have no one to leave my home to. Longevity is not an issue, remember, I am 74. What would you recommend?
I would speak to a lender first so you can see what you can qualify for. They will be able to determine your debt to income ratio and let you know if there is any bond money or buyer incentives in your area.
FYI. LACounty - Rural zoning kills ADU's. R-A, A1, and A2 in LA County Title22 specifically states no ADU's. You may have a guest house without a kitchen, but once you add a kitchen, it is an ADU and you must at least tear out the kitchen. We saw one recently that has a grandfathered ADU and we cannot "touch" it. Paint, sure. Any modifications needing a permit? Nuh-uh. Needs? a lot!
When my husband and I are both retired we want a tiny home in a cooler location than Florida. How do you find a lot to put one on? Are they all or mostly in parks?
Can you make a video on park models homes , can they be put on private land or only RV or mobile parks...can you explain financing and building codes thank you for your feedback and possibly recommend a reputable company for price point Park model on a social security budget 🙏 Florida resident
Yes, but the weight of the panels have to be factored in. The solar power company will be able to determine if they can be on the house or on the property.
The photo you’re using on the left is copyrighted by the owner Macy Miller, Tiny House living in Idaho. Please reach out to her for permission. Her home photos have been used for others profit without her permission. I know it just annoys her mostly, she is a very kind person 😊
Resale question….If purchasing a manufactured/ mobile home in a park like say where lots of retired folks live in Florida for example, do these homes acquire equity over time?
Yes, my parents bought 15 years ago and they have been offered more than double but they don't want to move as to move would cost them double, so it's a catch 22.
I didn't notice this before but what on earth is that watch you have ??? Looks like a CRAY9000 Super Computer. It runs off a weapons grade plutonium pellet.
Why are modular homes so expensive relative to stick built? It seems modular home building would be better financially for a company than a stick built.
Everyone that I have known that has owned a Tiny Home moves out to something bigger. Tiny homes are for single/hermit people. Nothing wrong with that btw.
Hedge funds have ruined mobile home parks - they have destroyed all the once upon a time financial advantages of mobile homes. These are greedy investor groups who could care less that their profits are coming off the backs of ordinary mobile homeowners who cannot easily move - and many mobile homeowners end up losing the home they owned outright.
I am sorry but I just do not like traditional homes, I am more of the tiny new modular homes. for me at least its the more realistic way for may money.
U can hate if u want but I got a paper from hemphill that say u must take care of me. I need my bus pass so I can look at a house for y'all to buy me so I can live with my son
If you have to get a loan for something, you can't afford it. So, "affordable" and "loan" cannot be used in the same sentence and still be meaningful. Mostly, affordability is about location, since affordable homes are illegal in most areas. Sadly, the vast majority of areas that allow affordable homes are in the middle of the desert. There are, for example, thousands of affordable homes in Arizona, in the $20k to $40k range. But who wants to live in the middle of the desert?
I have captions on all my videos. You can slow down the video in your settings or speed it up. Note: For performance reasons, you must be on Android version 5.0 or above to play videos at different speeds. To do this Go to a video. Tap the video once, then tap More . Tap Playback Speed. Select the speed at which you'd like the video to play.
Which affordable housing option are you most interested in? (Personally, I want 3 tiny 🏠 homes) Watch More About Tiny Homes th-cam.com/video/PClJMWmL7qQ/w-d-xo.html
Me too 🤩😍🤩
P7 0 u8
What can we do to regulate investors not doing this to people!
@@nadineduick6353 we can vote for it at the local level. We can also make it in HOA restrictions that investors can’t own more than 20% of a neighborhood. It just takes enough people being mad enough to get it done.
21 st mortgage and liberty bank financing available for tiny homes
Went from 1700+ sq ft manufactured to a tiny home 400 sq ft in Arizona. Now, going back to traditional stick built that is over 100 years old, 1600 sq ft. It will need a little bit of TLC but, it has character and we just fell in love with it. It is in a tiny town and has a large lot so. We are even allowed to keep chickens and it comes with a coop :)
Be blessed, be happy.🎈
I would love to have a little farm.
@@KristinaSmallhorn you might be able to keep quail. They lay pretty well and could be used for meat if needed. Another benefit is they'd produce plenty of manure/compost for a nice vegetable garden
@@caliopeknows844 I know where I am they allow 10 chickens and no roosters. It varies place to place and much of it is by county ordinance and not city. Lots of unincorporated areas here. About 10,000 people here and not a "city"
I am in Arizona City, AZ
@@caliopeknows844 you would want to go in to the towns/cities you are interested in living in and ask plus get a copy of the ordinance including setbacks etc for chickens/coops/manure storage etc
My modular home is a two story Geodesic Dome House. It is like a Thermus Jug to heat and cool. Electricity is $40ish a month. I love my dome.
I truly love some homes. I wish they were more available.
Where did you find that. Is there a website?
no place like dome!
They should build mobile home parks/ neighborhoods, where the lots are for sale, just like any other neighborhood.
YES!!!!
I live in florence south carolina n there is a pretty large neighborhood just like that. They have their fences n driveways n at first glance it just looks like a neighborhood of ranches. Also the owners take care of their property like traditional communities.
I live in one. Reno.
Thanks for having me on again! I loved seeing the new workshop/studio!
Hope we can help a lot of people find some more affordable housing options...
You’re the ADU expert!!
Love 💕 ur channel ! I learn so much. I like the concept of of buying land and putting a manufactured home on it. I just hate neighborhoods. I need space and not on top of neighbors. I don’t care what others think of manufactured homes. I don’t care if it’s a bad investment, it will last me my lifetime
Here in Colorado they have adopted a new tiny house building code, which was adopted in the past month. Tiny houses are legal now here... (we are in the tiny house industry and have been for ten years now)
Really appreciated the information density in this one--just wow! Nicely done Kristina/team!
Thank You 😊
Manufactured homes: Accessibility - 6; Appearance - 6; Location - 5.
Cons with modular homes: 1) current prices per sq ft are ridiculously high; 2) flooring and cabinetry look cheap in modular homes and the upgrades are very expensive; 3) and resell value and equity increase lag behind stick built homes.
True..quality is not there
For sure Credit Unions will always work harder for you than any bank corporation. Every great deal on money that I’ve ever gotten was from a C.U..
Love the videos. Great information as always….thx.
The reason many opt for a tiny house is for sustainability reasons. Eco friendly materials, refurbished/reused items and a smaller footprint. How many people actually sit in every square footage in homes? The larger the home, the more money, work and time is involved. The more you have to buy to fill the space. Tiny homes are for like minded individuals who do not want to be tied to big mortgages, high utilities and the time involved. Living in a sustainable way with only what's needed is how these people really enjoy "living life". More time for actually living. Those who feel this way of life is just a "cool" factor or a "fad" do not understand the mindsets of these individuals who just want to help leave less of a footprint behind.
totally agree
I just bought a manufactured home and close tomorrow! Thank you for all of your information. I made a cash offer and had 2 others vying for the place, my agent did a great job in working with me for a quick turnaround. The housing in my area has gone up 30% and there is literally NO affordable housing at all and people building in my area have to travel pretty far and live elsewhere not even close to their new homes if they are building them in this area. I was shocked at the afforadability of this home and the land lease is under $400 a month, taxes $1200 a year and I couldn't be happier to downsize but there is no chance of finding ANY rentals around here in North Pittsburgh for a 3 bedroom under $2500 that is decent. I could live for 18 months in my current apartment for the price I paid for the home, and it's in excellent condition, newly remodeled and with a little paint we will make it our own. The one thing that I don't like to be honest are the homes on either side of me, they need some work and under new management they are giving them a lot of grief, but hopefully they clean up their yards and homes or move out (the down side is I have angry neighbors)!
Blame the developer greed. This has GOT TO change. Finding an affordable lot is the trick!
Love our triplewide. Still being completed on our land. Beautiful! We used Cavco. 😊
Blessed be! Love this video! Praise be!
Glad I found your page. Very informative videos and I just recently realized how the government stepped in and manufactured housing is not just a viable option, it may just be the best investment!
Great video and information, thank you! And I agree, don't write off manufactured homes!
You provide the best information on everything real estate🥳 Thank you for making buying and selling relatable to so many. 💖💖💖
Great information as always. I just hate to see my generation resorting to tiny homes and vans. Some prefer that and thats cool, but I just wonder how many people are buying tiny homes or sheds as a last resort.
Edit: born in 94
I know a lot of people who decided it was the least bad option :(
For a few people it's a better option than a regular house.
Its neat seeing what people have managed to do to turn small or otherwise "non traditional" spaces into functional homes, but at the same time I hate how its become "cool.
Not only does glorifying it as a fad undermine that many people are just trying to make the best of a bad situation, the sudden demand by rich folk drives prices up for those who need it. You'd think that would mean supply will eventually catch up and make things affordable again, but historically speaking that isn't likely without intervention.
Many do it for sustainability. A smaller footprint, eco friendly or refurbished items used in it. Tiny houses are not a fad or a cool factor. It is a way for some to be able to move their house as they choose or for those who want to live sustainable lifestyles. Most don't want to work just to pay a mortgage and more untilities either. I myself maybe homeless soon. I may not have a choice but to find a small used RV or a van/suv to live in. Better than living in a tent as a senior. So to me, a tiny house would be a dream come true. How many of you actually literally sit in all the square footage in your homes. The more space you have, the more it costs to maintain it, heat/cool it, clean it etc. All that time and money for what? Only to miss out on really living life to its fullest.
I know it is like we are having to settle for less and are being forced to lower our standards when the Boomers had ALL the options with all the benefits of cheap college, pensions and the best economies.
You should do a collaboration with Kerry Tarnow! it would be awesome for two of my favorite affordable housing people to work together.
I have had him a few videos but he’s never asked me to be in any of his. 🥺😢
Your makeup is pretty. Thank you so much for the in-depth information on affordable housing. Much appreciated!
My ideal is the "manufactured/modular" catalog homes of 100 years ago. Sears, Monkey Wards, and others built and sold wonderful bungalows, etc that are still considered desireable today...
I know you meant Montgomery Ward, but I love the idea of a housing builder named Monkey Wards.
@@Oleandra-13 back in the day many people referred to them as "Monkey Wards", guess that's an over-50 reference...
Awesome info Kristina ✨
Thank you Linda!
I saw Kristina in Mother Earth News Magazine. Honest, I did. Homesteader Kristina.
Question: I am planning to purchase land for a manufactured/modular home. Would it be better to pay cash for the land and then get financing for the home, OR should I use my "cash" as a down payment on a loan covering the cost of the land and home together?
If you went through with the purchase what did you end up doing? And what would you recommend from your experience?
Unbelievable. Thanks for the info. Hopefully we can all own the land under our feet. Thanks for your research and helpful info.
Awesome, jam packed with info video! You're the best!
Great channel! I like your honesty and energy.
Great video, love your presentation - thank you!
Thank you for all your videos. I enjoy them as a sounding board of information. Great info!!
Excellent information 👍
Really appreciate your videos! Great advice and information. Thank you.
Girl, you should start mentioning the minimum square footage for a typical loan on a manufactured home. I know at least some VA loans can start at 600 sqft.
I have in several previous videos. I must have missed it on this one. Sorry about that.
Thanks for the help and ratings you gave ud
Have you heard about Incredible Tiny Homes Incred-I-Box if you have what do you think?
Yes, please weigh in on their units!
Tiny homes are being proposed for sheltering the homeless in Knoxville, TN. This was inspired by a similar development in Oregon. It may be an idea for those who can live among others but who may not want to be sheltered in one big building. It is also an idea for housing college students if there is plenty of land. I keep thinking, on a less tiny scale, of the small single family prefabs built by TVA during World War II to house workers near Oak Ridge. Even a stick-built of that size would offer affordability.
This is absolutely great information.. wow .. so much to know🤔🤔🤔
Thank you! Glad it was helpful.
People make the mistake of still calling modern doublewides "trailers." Those things look niiice now. They look like site built homes inside.
Kristina, I googled modular homes in my area (Spokane, WA) and i went to a site that said it is a modular home builder and all they have are manufactured homes. Why do they do this? Bait and switch???
Great info, as always !!
I am 74 years old and live on SS. I want a home that I can call my own. I have no one to leave my home to. Longevity is not an issue, remember, I am 74. What would you recommend?
I would speak to a lender first so you can see what you can qualify for. They will be able to determine your debt to income ratio and let you know if there is any bond money or buyer incentives in your area.
FYI. LACounty - Rural zoning kills ADU's. R-A, A1, and A2 in LA County Title22 specifically states no ADU's. You may have a guest house without a kitchen, but once you add a kitchen, it is an ADU and you must at least tear out the kitchen. We saw one recently that has a grandfathered ADU and we cannot "touch" it. Paint, sure. Any modifications needing a permit? Nuh-uh. Needs? a lot!
California is ridiculous with their regulations. Thus, everyone moving out of state.
I would check out How To ADU and see if he knows any work arounds.
@@KristinaSmallhorn thank you.
Great info!
When my husband and I are both retired we want a tiny home in a cooler location than Florida. How do you find a lot to put one on? Are they all or mostly in parks?
Excellent information.
Thank You 😊
Would love a tiny home ❤
All I know is I want to get my eyebrows and eyeliner off on fleek like you do here, and go to work! 😁😉
Can you make a video on park models homes , can they be put on private land or only RV or mobile parks...can you explain financing and building codes thank you for your feedback and possibly recommend a reputable company for price point Park model on a social security budget 🙏 Florida resident
Manufactured home 😍
Can you install solar on manufactured homes?
Yes, but the weight of the panels have to be factored in. The solar power company will be able to determine if they can be on the house or on the property.
I would like to thank Larry Fink for where we are at.
The photo you’re using on the left is copyrighted by the owner Macy Miller, Tiny House living in Idaho. Please reach out to her for permission. Her home photos have been used for others profit without her permission. I know it just annoys her mostly, she is a very kind person 😊
No mention of steel-shell barndos?
For this video, I was reviewing the most common and popular affordable housing options.
It’s very hard to finance a manufactured home after it gets 20 years old.
It can be more difficult but it can be done with different loan packages.
Resale question….If purchasing a manufactured/ mobile home in a park like say where lots of retired folks live in Florida for example, do these homes acquire equity over time?
Yes, my parents bought 15 years ago and they have been offered more than double but they don't want to move as to move would cost them double, so it's a catch 22.
@@RaptureReady-Nethinim Where do they live?
I didn't notice this before but what on earth is that watch you have ??? Looks like a CRAY9000 Super Computer. It runs off a weapons grade plutonium pellet.
Stick built detached ADU is the best way.
Heck we couldn't do a tiny home. We have 1 of our BR converted into a closet.
Not in CT.... 😔
Seems like manufacturer’s home for win !
Kristina.....have u checked out arched cabins, of Texas??????......,a cheap way to build your own small home?!?!?!!!!!!!!
I’ll check them out. Thank You.
thumb up for calling out the Karens
Why are modular homes so expensive relative to stick built? It seems modular home building would be better financially for a company than a stick built.
They can vary price per square foot with each company. The quality, durability and energy efficiency is generally above traditional home building.
So how much was this??
Everyone that I have known that has owned a Tiny Home moves out to something bigger. Tiny homes are for single/hermit people. Nothing wrong with that btw.
Gulf coast? Hurricanes
price is Bubble n Bubble..
DO NOT CARE ONE BIT WHAT STRANGERS " THINK" re: Manufactured home looks.
Although I will say.... Everyone should take care of their property.
Hedge funds have ruined mobile home parks - they have destroyed all the once upon a time financial advantages of mobile homes. These are greedy investor groups who could care less that their profits are coming off the backs of ordinary mobile homeowners who cannot easily move - and many mobile homeowners end up losing the home they owned outright.
I am sorry but I just do not like traditional homes, I am more of the tiny new modular homes. for me at least its the more realistic way for may money.
Your screen captures are too quick, just to let you know.
I just want a townhome in where I live. 😢
U can hate if u want but I got a paper from hemphill that say u must take care of me.
I need my bus pass so I can look at a house for y'all to buy me so I can live with my son
Icf homes?
Insulated concrete form - tons of info on any Internet search
Poor lady 1985 that’s before me
Prices crashing as dollar supply is HUGE problem! Do not buy any property,
Buy property in less restricted area. Home for you....rent out land.
If you have to get a loan for something, you can't afford it. So, "affordable" and "loan" cannot be used in the same sentence and still be meaningful. Mostly, affordability is about location, since affordable homes are illegal in most areas. Sadly, the vast majority of areas that allow affordable homes are in the middle of the desert. There are, for example, thousands of affordable homes in Arizona, in the $20k to $40k range. But who wants to live in the middle of the desert?
hud= human underground dweller lol
Do NOT BUY REALESTATE now, market CRASHING now!!!!
What data specifically can’t you point me to that states the housing market is crashing across the United States?? I’ll wait.
For goodness sake, please slow down. There's no race. I cant even a aorb what you're saying. Cant listen you talk so rapidly!!
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