ఉన్న ఆస్తులన్నీ అమ్మి ఇండివిజువల్ హౌస్ కొనాలనుకునే వాళ్లకు నేను చెప్పేది ఒకటే మీ పిల్లలకు మీరు రెండు కోట్ల ఆస్తి ఇచ్చిన కూడా మళ్ళీ నెల చివర్లో ఒక పది వేలు మీ అవసరానికి అడుగుతే మాత్రం వాళ్ళు మిమ్మల్ని చాలా చులకన చూసి అవకాశా.. కాబట్టి సగం డబ్బులు అపార్ట్మెంట్లో పెట్టి ఇంకొక సగం మీరు ఎక్కడైనా ఇన్వెస్ట్ చేసుకుని మీ జీవితాన్ని అది ఉపయోగపడుతుంది...so dont depend on anyone...self experience matters here...
Manaku yenta vunna kuda mana avasaralaku vunchukoni pillalaku ivvali. pillala mida max depend avvakudadu. Ippudunna expense ki vallani blame cheyalemu.
నేను Hyderabad లో 2016 లో 65 Lk లో individual hose కోన్న 2018 లో 97 LK కి అమ్మిన . 2020 June లో కరోన టైం లో గచ్చిబౌల లో 3bhk apartment కోన్న 1.25 cr కి 2022 March లో 3.5 cr కి అమ్మిన . 2022 June లో 1.2 cr కి community లో individual hose కోన్న ఇప్పుడు 2.5 cr value వుంది . నేను software employee నేను ఇప్పటి వరకు ఉద్యోగంలో సంపాదించిన దాని కంటే 4 రేట్లు Realestate లో సంపాదించిన . Apartments or individual matters కాదు area matter time matter అంతే .
Meeru cheppina points lo konni corrections unnayandi. 1. Ind house lo CC cameras and watch men kooda pettukovachu. 2. Apartment ithe office ki dhaggaraga konukkovachu annaru ga but evaru e kalam lo oke company lo long run work cheyaru kadhandi. Ex. Bangalore lo nenu Whitefield lo Apartment konnanu and office kooda Whitefield anukondi, sudden ga salary hike or career growth kosam company maranu. Aa company electric city anukondi, appudu naaku around 25 to 30 km journey cheyali. Same individual house ina kooda. So, my opinion is either individual or apartment ina office ki dhaggaraga unte spine issues, traffic and pollution thagguthay. 3. Amenties antara parks unnay ga adjust avvochu. 4. Apartment lo ithe group of people untaru kabatti celebrations lantivi baguntay, compare to individual houses. 5. Ika maintenance antara ye plumbing or electrical shop ki vellina or urban clap lanti app lo kooda workers available lo unnaru. 6. Only burden for individual house is cost only. Otherwise all is good in my point of view. Please don't mind Sai gaaru. It's my opinion only.
Tyre 2 and 3 cities don't need apartment, I too have an individual house, but one mistake I did was i don't have emergency fund, actually reason was i paid hectic hospital bills for my father and it is continuing even today also. But one thing I want to say is both health and wealth are inter related, so if you loose one, another will be automatically goes down, thank you sir.
Take care. I can understand how you feel when you lose lot of hard earned money at a snap of finger. What health issue is your father facing and do you have insurance??
Most of the middle class won’t buy company apartments since they hardly use amenities…and get into traps of problems….it doesn’t mean that individual house has such problems but at certain risks and calculations it will be your house…..commute you can for temporary purpose stay in rent house and use your own house rental yield to pay the rent….it’s all about planning….my choice after buying apartment is definitely individual house don’t fall into trap of apartments
As suggested by you, if I buy an individual house with 1 Cr , let's suppose in the dammaiguda (as mentioned in vide), how much is rents? 10k? Lets suppose I took 2BHK appartment near office (Madhapur or Gachibowli), I need to pay rent of atleast 25-30k. Even after considering the 8-10% land appreciation , we are deficit of atleast 10%
Here again for Ind house should be in 2 sections- Own constructed independent vs Gated Community Villa Now a days Villa builders not constructing compound walls, outer/inner modifications but providing better security with Amentias.
Took 150square yards independent house 73lakhs at beeramguda 4 years back 1km to national highway,now its 1.7 cr worth, its 16kms to hitech City 30k per square yard earlier, now 75k per square yard
పాపం .. తెలియక చేసిన mistake వల్ల అపార్ట్మెంట్ లు కొని జీవితం అంతా పాడు చేసూన్నారు అని టీవీ లో చెప్తుంటే బాధ వేసింది ... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడ్డ తో వేసిన గుడిసె అయినా అందులో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....
Independent house is always best.If possible do not invest much amount in Apartments and Cars as there will be no appreciation.If you can afford always go for Independent house
We took 200 sq yds independent house near Bachupally which is 16 kms from Hitech City.We brought it for 1.05 cr in 2021. Now here new flats in gated community are 1 cr. Apart from security, I think we took wise decision.
స్వామి మీ ఫ్రెండ్ గురించి చెప్పారు కదా ప్రతిరోజూ 20 to 30 km ట్రావెల్ చేస్తారు అని అతను ఇప్పుడు ఉంటున్న ఇంటిని రెంట్ కి ఇచ్చి ఆఫీస్ కి దగ్గరలో మరొక ఇంటిని అదే ఆమౌంట్ కి రెంట్ కి తీసుకుంటే సరిపోతుంది కదా, ఒకవేళ అతనికి ఇబ్బంది లేకపోతే. అదేవిధంగా అతనిది సొంత ఇల్లు అయితే extra గా ఇంకో ఫ్లోర్ వేసుకుంటే అతనికి రెంట్ కూడా వస్తుంది కదా అతనికి ఫైనాన్షియల్ గ ఉపయోగ పడుతుంది.
Crores petti house ante waste of money andi . Oka 2bhk 50-70 lakhs undedi . With in 2 years of span lo 1cr to 1.3 cr anta . Bombay lo perigindi ante its like 50-60% water occupied area ocean . Place takkuva demand ekkuva . Hyderabad is like expanding at area , so ah chance ledu ikkada . But Wantedly they increasing because of IT culture
@@Amarnath0880 brother High prices Wantedly pencharu. Let’s see 2019-2022 varaku ah prices levu . Market artificially pencharu . 1cr ki 2bhk enti bro comedy kakapothe. 5-14 cr independent Villa na . This is completely out of mind . USA lo ne ah prices levu
@@madeeasy3424 Brother meeru inka BC kaalam unnatlu unnaru. Covid munde standalone 2 BHK majority of Hyd areas lo 1 crore daatindi. Ofcourse remote areas is different though. Covid taruvaata adhi almost 50-70% perigindi. USA lo price leda? 2018 lo $200k-$250k dorike town home ippudu $600k-800k cheptunnaru. Inka single family homes aithe 1 Million to 1.5 Million. Nenu cheppina costs anni kuda normal cities lo. But business cities like California , New York, Boston etc , 1.5 Million ki manchi area lo town home kuda kothati dorakadu
@@Amarnath0880 communities vs Normal apartments cheppandi brother. Mari hyd lo 2 lakh flats enduku Kali ga padi unnai ?? Nenu correct kalam lo ne unna bro 😎. Created hype ani naku anipisthundi . 50-70% peragadam enti bro . Adi home ah leka inkemanna na
My heart goes to the entire community for JOBFLIPUSA building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
I bought Hi-rise Apartment 6:50 In Hyderabad (Bachupally) I went into a different idealistic i.e., I already owned a individual house at my native so I thought Gated community could be good for kids education and amenities could be easy were kids not needed to go out… so obviously gated community in apartments could be best…
The celebrities your mentioning bought flats in Mumbai.. Mumbai city itself as a topographical advantage which had 2 sides with sea and one side with river.... Which is impossible to expand the city further... So be it apartment or an individual house at a place which has that topographical advantage any of the both will be an appreciatable asset
Individual house is better than flat because of dirty apartment culture. U can't bare it. If can afford to buy independent house buy it or ur income is less than buy apartment. Individual house can be brought at 1-2 crores
Also if we are not ready to take risk initially and wait for increase on affordability.. The individual land price might get hiked.. But in future our appreciation might increase.. Should consider this point and take decision
My view is if you really wanted to buy a house then do as follows. Buy independent house where ever you like and let it for rent. Go for the rent in your near office area this way you can save a lot. How? For example in your office area apartment cost is 1cr and 30km from your office area independent house in 1cr. Normally for 1cr high raise apartment you will get 30 square yards land and the rent you will get is 20k. 1cr individual house you will get 200 square yards house with 7k rent. Now here is the process normally rents wont increase more than 5% every year it is very difficult. But the land cost will increase upto 12% in individual house area where you bought and 4% at appartment area where you bought. Here if you buy appartment on home loan you will loose HRA and you can't save more than 6000 per month because you can only save on intrest component part which is 2L but in 80c which 1.5L you can't save any because your polacies, pf, school fee already occupied in 80c. If you buy individual house and rent in apartment you can save 6000 every month by your home loan and another at least 6000 by using HRA. after couple of years lets say 10 years your individual house may be 3cr and appartment where you stayed may be 1.5cr. Now if you wish leave your job and sell your independent house and pay the some amoutn to the bank may be 60L. Go your hometown do what ever you want with that 2.4 cr Last words are little hypothetical but above plan will work for most. Sarvejana Sukhinobhavantu😊
What a joke bro? 1 Cr appartment after 10 yrs costs 1.5 Crore. See above comments from someone, he bought appartment in 2020 for 1.2Cr and sold it for 3.5 Cr in 2023
@@Amarnath0880 ink 5k atu itu avvochu kaani antakante ekkuva undadu. Office daggara ante 1 to 2 km kaadu akkada 1cr ki apartment raadu. 5 to 10 km I am saying. Meeku dorakaka povachu but alane untai.
పాపం .. తెలియక చేసిన mistake వల్ల జీవితం అంతా పాడు చేసూన్నావు... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడిసె లో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....
Sir..good morning My name is Naveen Kumar. I have capital 300000(lac)& My monthly income 5k(savings money) can u advise which sector is better for me like equity or mutual funds I have learned something about ur channel (in the last two months I have been watching ur videos.kindly give me ur answer sir I have waiting for ur up coming video Thank you.sir
Sai garu maintenance loo individual house ki point ivali, because apartment loo em amenities use chesina cheyakapoyina we have to pay maintenance minimum 3k to 30k, adey individual House loo ayite aa maintainace tho power bill and water bill vellipothayi, and Eppudu ayina okasari problem ravachu tappa, max radhu andi 2nd point andi Manaki vachina income kanisam oka 20% rent ki pothundi nd manaki elanti investment leniappudu, manaki vachina Salary 50% house purchase pettukukuna problem undaka podhu ani naa opinion, elago 20% pay chesthuna daniki thodu oka 30% kalupukuni investment+ rent, annukuni illu tesukuni, koni karchulu tagginchukunte ,oka 2 to 3 years ibbandi untundi andi, travatha elago salary increase avuthundi kabbati EMI amount kastha chinnaga anipisthundi, but ala kakunda situation vachinapudu kondam antey manam aa situation eppatiki radhu andi, nenu kuda 2 years back illu tesukuna challa kastam ayindi but ippudu ippudu sadukuntunayi nd nenu konna illu kuda almost 20% increase Ayindi within 2 years loo but naa salary matram increase kaledhu... meru cheppindi bagundi sir kani illu konne vallani mundhuki vellamani cheppandi koncham risk ayina pravledhu
All eggs should not be kept in one baskets, house anedhi oka emotional purchase , investement + rent anukonte, kashtam. Please start building emergency fund
@@sandeepguntupalli8482 Avuna andi house ante oka emotional purchase, but erojulla ela undi antey, buy it right now or else forget to buy...Konte ippudu konnandi lekunte illu konnadam marchipondi ala undi situation, Eroju chusina rate repu undadam....Kastam or nastam kastha dhairyam techukuni illu tesukovali
Deentlo alochinchadaaniki emi vundhi very simple watchman,servers ni ekkuvamandini pettuko galigithe lekapothe pani chese opigaa unte individual house konukkovachvhu. Paivemi cheyyyalekapothe apartmentee best option
APARTMENT LO UNNA LODGING LO UNNA OKKATE PRATHI FLAT MUNDARA CHEPPILA DABBA CHETHA DABBA FLOOR FLOOR KO VASTE GADU APARTMENT MOTHANIKI OKA WASTE GADU UNTADU ANDHARI KANNA WASTE GALLU WATCHMAN GALLU EVVADU DABBULU ISTHE VANI KE WORK CHESTHADU
only 3 things are important... Appreciation, Depreciation and Resale Value.... so Independent house wins. Rest all factors are useless Bochhu factors....
I sincerely not recommend Max life term insurance because they they rejected my application because my location is in remote area. I did not expect this from such a big company. They only facilitate the rich areas not the poor.
Even in Kollur independent houses are costing over 5Cr and the builders are not ready to sell because they are expecting the value to appreciate rapidly in future. I rather take a flat for 2 or 3 Cr in Kokapet with great amenities and then invest the remaining amount in buying a plot that will appreciate in value. Buying a villa is easier than maintaining it. It will not only cost you money but also time. It doesn't make sense to buy a independent house or villa in gated community. Even in gated community there could be maximum 500 villas and the amenities will not be on par with an apartment.
Thanks for this information video. Can you plz tell me r make a shorts on what are all the criteria (less water problem, electricity, good transportation for IT people, less water floods)that we have to consider while buying a standalone apartment.
Depreciation with regards to apartment is a myth. What is the cost of apartment today which was purchased 15 years back? It would be definitely much more than what it was bought at. Yes appreciation in apartment would be lesser than individual house.
You have provided Very detailed information. can you make one video on topic "should we buy flat from builder share or land owner share" many people are having concerns about it
sainikpuri balaji nagar lo prakruthi vihar just 10 km from secunderabad lo individual houses 1.5cr to 2 cr middle lo houses villas unnay duplex konukkondi maa relatives akkade konukunnaru mari
Hi Sai garu thank you for the relentless efforts.. please guide if both wife and husband are working then can we consider EMI 30 % of the combined salaries ?
30% is actually good percentage, we grow and this can become 25% next year. Apartment has appreciation for first 5 years (based on builder reputation) so weight in other factors like Commutation, high rise and landshare. Make sure you also add 10% MF for preclosure of this loan in 15 years or even less.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you JOBFLIPUSA
Buy Max life Term Insurance with Highest claim settlement Ratio(99%)👉: tinyurl.com/2htnxmtf
Compare the best-term insurance👉: tinyurl.com/2mfw6373
Money purse logo baguntadi anna instead of ur laptop back side apple logo 🤔
Ok sir. Thank you soo much..
Sir aa Excel sheet provide cheyara
We have already shared in our telegram channel
Sir naku gold loan 7lakhs undi shares oka 3lakhs undi can I sell the shares and pay to Gold loan?? 8.5% g loan
ఉన్న ఆస్తులన్నీ అమ్మి ఇండివిజువల్ హౌస్ కొనాలనుకునే వాళ్లకు నేను చెప్పేది ఒకటే మీ పిల్లలకు మీరు రెండు కోట్ల ఆస్తి ఇచ్చిన కూడా మళ్ళీ నెల చివర్లో ఒక పది వేలు మీ అవసరానికి అడుగుతే మాత్రం వాళ్ళు మిమ్మల్ని చాలా చులకన చూసి అవకాశా.. కాబట్టి సగం డబ్బులు అపార్ట్మెంట్లో పెట్టి ఇంకొక సగం మీరు ఎక్కడైనా ఇన్వెస్ట్ చేసుకుని మీ జీవితాన్ని అది ఉపయోగపడుతుంది...so dont depend on anyone...self experience matters here...
Manaku yenta vunna kuda mana avasaralaku vunchukoni pillalaku ivvali. pillala mida max depend avvakudadu. Ippudunna expense ki vallani blame cheyalemu.
Agreed 👍🏼💯
నేను Hyderabad లో 2016 లో 65 Lk లో individual hose కోన్న 2018 లో 97 LK కి అమ్మిన .
2020 June లో కరోన టైం లో గచ్చిబౌల లో 3bhk apartment కోన్న 1.25 cr కి 2022 March లో 3.5 cr కి అమ్మిన .
2022 June లో 1.2 cr కి community లో individual hose కోన్న ఇప్పుడు 2.5 cr value వుంది .
నేను software employee నేను ఇప్పటి వరకు ఉద్యోగంలో సంపాదించిన దాని కంటే 4 రేట్లు Realestate లో సంపాదించిన .
Apartments or individual matters కాదు area matter time matter అంతే .
2022 June లో 1.2 cr ఉంది ఇప్పుడు 2.5 crore అంటే 1 year 4 months లో 100% above పెరిగిందా, wow great.
This is exactly what happens in the real estate ..time and area matters always
😂😂😂😂😂 అడ్డో పెద్ద సొల్లు గాడు అని prove చేసావు thq
@@rajeshuoh2023 lo konte kanisam 6% returns radu next years lo
Wait and see.. all the days are not same
This is the case only till 2022. It will not happen again in future in Hyderabad.
Meeru cheppina points lo konni corrections unnayandi.
1. Ind house lo CC cameras and watch men kooda pettukovachu.
2. Apartment ithe office ki dhaggaraga konukkovachu annaru ga but evaru e kalam lo oke company lo long run work cheyaru kadhandi. Ex. Bangalore lo nenu Whitefield lo Apartment konnanu and office kooda Whitefield anukondi, sudden ga salary hike or career growth kosam company maranu. Aa company electric city anukondi, appudu naaku around 25 to 30 km journey cheyali. Same individual house ina kooda. So, my opinion is either individual or apartment ina office ki dhaggaraga unte spine issues, traffic and pollution thagguthay.
3. Amenties antara parks unnay ga adjust avvochu.
4. Apartment lo ithe group of people untaru kabatti celebrations lantivi baguntay, compare to individual houses.
5. Ika maintenance antara ye plumbing or electrical shop ki vellina or urban clap lanti app lo kooda workers available lo unnaru.
6. Only burden for individual house is cost only. Otherwise all is good in my point of view.
Please don't mind Sai gaaru. It's my opinion only.
Excellent analysis bro. Tbh I too wanted to move for apartment. But after reading your point my view changed
Aparrment life is maximum 50 to 60 years, means one generation can enjoy..
However, individual plot can be transferred several generations....
tbh 30-35 years vastey gooppa, ipudu unna quality of apts ki
Land share kuda vasthadi apartment lo
I don’t think people live at the same spot for 35 yrs. Sell apartment after a few years and move on.
You go deeply, completed rights have you on apartment
ఈ వీడియో 1year బ్యాక్ వచ్చి ఉంటే నేను సేఫ్ అయ్యేవాడిని.
Emi emiyyindhi
Emiuntundi illu koniuntaru ekkuva EMI pay chestuundochu
Don't worry Narishmarao garu, meru illu konnaru Ayithe meru challa Manchi pani chesaru kastha ibbandi untundi koncham orchukondi travatha daniki magic meke telsuthundi
Old video kuda undi bro but he again did a new one
HYderabad scenario chepta .....
150 sq yard( 3 cents) illu kattalante ...land ki 1.5 crore daaka pettali ....malli construction ki oka 50 laks pettali ....so individual house 3 cents kattalante hyd lo 2 crores itadi .....
ade aparment ite 3bhk 1crore ki vachestadi ...........
ne deggara 2 crores unte .....1 crore apartment ki petti ....migita 1 crore tho oorlo oka 2 to 3 acres konachu ......or else 3 cents illu konukovachu ......edi better ooo valla istam
Tyre 2 and 3 cities don't need apartment, I too have an individual house, but one mistake I did was i don't have emergency fund, actually reason was i paid hectic hospital bills for my father and it is continuing even today also.
But one thing I want to say is both health and wealth are inter related, so if you loose one, another will be automatically goes down, thank you sir.
Take care. I can understand how you feel when you lose lot of hard earned money at a snap of finger. What health issue is your father facing and do you have insurance??
@@drkk3199no company is ready to provide insurance because he is having multiple problems...
@@drkk3199 insurance don't works as he is having multiple health problems....
Most of the middle class won’t buy company apartments since they hardly use amenities…and get into traps of problems….it doesn’t mean that individual house has such problems but at certain risks and calculations it will be your house…..commute you can for temporary purpose stay in rent house and use your own house rental yield to pay the rent….it’s all about planning….my choice after buying apartment is definitely individual house don’t fall into trap of apartments
As suggested by you, if I buy an individual house with 1 Cr , let's suppose in the dammaiguda (as mentioned in vide), how much is rents? 10k? Lets suppose I took 2BHK appartment near office (Madhapur or Gachibowli), I need to pay rent of atleast 25-30k. Even after considering the 8-10% land appreciation , we are deficit of atleast 10%
Im staying in JOBFLIPUSA till after ETFs being approved and will move into alts after that...
Sir, Walls break cheytam tarvatha, chinna drilling work jarigina disturbance ani gola pettestharu ma society lo 😂😂. Anduke we opted independent house
Here again for Ind house should be in 2 sections- Own constructed independent vs Gated Community Villa
Now a days Villa builders not constructing compound walls, outer/inner modifications but providing better security with Amentias.
Better to live in Rental home
చిన్నది అయినా ఇల్లు కొనుక్కోoడి... ప్రశాంతంగా ఉండండి...
Thanks for sharing your view
Is it possible to buy individual home in cities like Hyderabad, Delhi, Mumbai etc.
@@tunguntalayes how much budget do you have I will guide u
@@RahulRana-ks6jb 60 to 70 lakhs
It’s not possible to buy Individual house in cities. Only single flat cost is 1 cr in hi tech city Kondapur and manikonda
Fortunately we looked into most of all your factors and bought a villa in Bangalore 2months back. When I see this video I related to many points.
Hi. I’m looking to buy house in Banglore. Can I please connect with you?
Took 150square yards independent house 73lakhs at beeramguda 4 years back 1km to national highway,now its 1.7 cr worth, its 16kms to hitech City
30k per square yard earlier, now 75k per square yard
Handsoff to you @MoneyPurse , I am glad that you brought in the point of "Commutation". Many of my relatives do this mistake.
పాపం .. తెలియక చేసిన mistake వల్ల అపార్ట్మెంట్ లు కొని జీవితం అంతా పాడు చేసూన్నారు అని టీవీ లో చెప్తుంటే బాధ వేసింది ... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడ్డ తో వేసిన గుడిసె అయినా అందులో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....
If you buy a apartment at right place means it is not a depreciation. Even we resale it we get profit.
Independent house is always best.If possible do not invest much amount in Apartments and Cars as there will be no appreciation.If you can afford always go for Independent house
We took 200 sq yds independent house near Bachupally which is 16 kms from Hitech City.We brought it for 1.05 cr in 2021.
Now here new flats in gated community are 1 cr.
Apart from security, I think we took wise decision.
1 cr value house koni ,time pass ki TH-cam vedios chusthannavante nu chala great
I need your plz help me
@@srinug7905Don't cry on others....Nuvvu timepass ki videos chudatame kakunda vere valla comments ki comment chestunnav ga.
స్వామి మీ ఫ్రెండ్ గురించి చెప్పారు కదా ప్రతిరోజూ 20 to 30 km ట్రావెల్ చేస్తారు అని అతను ఇప్పుడు ఉంటున్న ఇంటిని రెంట్ కి ఇచ్చి ఆఫీస్ కి దగ్గరలో మరొక ఇంటిని అదే ఆమౌంట్ కి రెంట్ కి తీసుకుంటే సరిపోతుంది కదా, ఒకవేళ అతనికి ఇబ్బంది లేకపోతే. అదేవిధంగా అతనిది సొంత ఇల్లు అయితే extra గా ఇంకో ఫ్లోర్ వేసుకుంటే అతనికి రెంట్ కూడా వస్తుంది కదా అతనికి ఫైనాన్షియల్ గ ఉపయోగ పడుతుంది.
Office ki dagarlo same rent raadu. It will be triple than what he/she gets outside 30kms.second floor ko antha easy ga permission raadu.
@@purushothamkumar3300 correct ee kani travelling or petrol charges taggutayi kada Inka meeku family to spend cheyyataniki time kuda dorukutumdi
Chaala baaga Explain chesaru sir ❤❤❤❤. Excellent .
urban company app vundhi ekkada emi repair vachina intiki vochi repair chesi potharu and prices kuda fair im using this app from 2 years
Entha kothha apartment aeina ten years taruvatha Dani brathuku busstandey.
Independent house are always best❤
Crores petti house ante waste of money andi . Oka 2bhk 50-70 lakhs undedi . With in 2 years of span lo 1cr to 1.3 cr anta . Bombay lo perigindi ante its like 50-60% water occupied area ocean . Place takkuva demand ekkuva . Hyderabad is like expanding at area , so ah chance ledu ikkada . But Wantedly they increasing because of IT culture
Crores lekunda house ekkada vastundi? Even standalone 2 BHK appartment kuda 1 Crore avutundi
@@Amarnath0880 brother High prices Wantedly pencharu. Let’s see 2019-2022 varaku ah prices levu . Market artificially pencharu . 1cr ki 2bhk enti bro comedy kakapothe.
5-14 cr independent Villa na . This is completely out of mind .
USA lo ne ah prices levu
@@madeeasy3424 Brother meeru inka BC kaalam unnatlu unnaru. Covid munde standalone 2 BHK majority of Hyd areas lo 1 crore daatindi. Ofcourse remote areas is different though. Covid taruvaata adhi almost 50-70% perigindi. USA lo price leda? 2018 lo $200k-$250k dorike town home ippudu $600k-800k cheptunnaru. Inka single family homes aithe 1 Million to 1.5 Million. Nenu cheppina costs anni kuda normal cities lo. But business cities like California , New York, Boston etc , 1.5 Million ki manchi area lo town home kuda kothati dorakadu
@@madeeasy3424 Avg home price inflation in USA is around 5% , but after pandemic at some point it reached 20%.
@@Amarnath0880 communities vs Normal apartments cheppandi brother. Mari hyd lo 2 lakh flats enduku Kali ga padi unnai ?? Nenu correct kalam lo ne unna bro 😎. Created hype ani naku anipisthundi . 50-70% peragadam enti bro . Adi home ah leka inkemanna na
My heart goes to the entire community for JOBFLIPUSA building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
I bought Hi-rise Apartment 6:50 In Hyderabad (Bachupally) I went into a different idealistic i.e., I already owned a individual house at my native so I thought Gated community could be good for kids education and amenities could be easy were kids not needed to go out… so obviously gated community in apartments could be best…
Sir plz help me
Tell me
I loss my job my health was not gud present I struggle for my hostel fee live in vizag
Rent vs Lease which is better?? Please make a video
The celebrities your mentioning bought flats in Mumbai..
Mumbai city itself as a topographical advantage which had 2 sides with sea and one side with river....
Which is impossible to expand the city further... So be it apartment or an individual house at a place which has that topographical advantage any of the both will be an appreciatable asset
Individual house is better than flat because of dirty apartment culture. U can't bare it. If can afford to buy independent house buy it or ur income is less than buy apartment. Individual house can be brought at 1-2 crores
Also if we are not ready to take risk initially and wait for increase on affordability.. The individual land price might get hiked.. But in future our appreciation might increase.. Should consider this point and take decision
Dear Money Purse Team,
Requesting for a detailed video for NRI's investment in India. Please consider it.
My view is if you really wanted to buy a house then do as follows.
Buy independent house where ever you like and let it for rent.
Go for the rent in your near office area this way you can save a lot.
How?
For example in your office area apartment cost is 1cr and 30km from your office area independent house in 1cr.
Normally for 1cr high raise apartment you will get 30 square yards land and the rent you will get is 20k.
1cr individual house you will get 200 square yards house with 7k rent.
Now here is the process normally rents wont increase more than 5% every year it is very difficult.
But the land cost will increase upto 12% in individual house area where you bought and 4% at appartment area where you bought.
Here if you buy appartment on home loan you will loose HRA and you can't save more than 6000 per month because you can only save on intrest component part which is 2L but in 80c which 1.5L you can't save any because your polacies, pf, school fee already occupied in 80c.
If you buy individual house and rent in apartment you can save 6000 every month by your home loan and another at least 6000 by using HRA.
after couple of years lets say 10 years your individual house may be 3cr and appartment where you stayed may be 1.5cr.
Now if you wish leave your job and sell your independent house and pay the some amoutn to the bank may be 60L.
Go your hometown do what ever you want with that 2.4 cr
Last words are little hypothetical but above plan will work for most.
Sarvejana Sukhinobhavantu😊
High rise appartments lo 1 Cr flat (2BHK) 20k rent ekkada? That too office deggaralo
What a joke bro? 1 Cr appartment after 10 yrs costs 1.5 Crore. See above comments from someone, he bought appartment in 2020 for 1.2Cr and sold it for 3.5 Cr in 2023
Rents 5% appraisal every year? Are you kidding me?
Independent house in villages won't get any rent. No one takes house on rent in those places.
@@Amarnath0880 ink 5k atu itu avvochu kaani antakante ekkuva undadu. Office daggara ante 1 to 2 km kaadu akkada 1cr ki apartment raadu. 5 to 10 km I am saying. Meeku dorakaka povachu but alane untai.
That's why I purchased apartment in kondapur instead Kukatpally indipendent house 🤟
Ye year lo konnaru, land or house? Square yard yentha?
పాపం .. తెలియక చేసిన mistake వల్ల జీవితం అంతా పాడు చేసూన్నావు... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడిసె లో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....
@@nagaphanindrapasumarthi garikapati gariki travelling valla vache kastalu.. critical software jobs gurinchi teladanukunta..
Evari noppi vallakey telustundani ekkada mandu raskovalo evarki valle teslsukovalani kida garikapati garey chepparuga
privacy kavali ante individual house better manali yevaru apedhi....
Sir..good morning
My name is Naveen Kumar.
I have capital 300000(lac)&
My monthly income 5k(savings money) can u advise which sector is better for me like equity or mutual funds
I have learned something about ur channel (in the last two months I have been watching ur videos.kindly give me ur answer sir I have waiting for ur up coming video
Thank you.sir
Sai garu maintenance loo individual house ki point ivali, because apartment loo em amenities use chesina cheyakapoyina we have to pay maintenance minimum 3k to 30k, adey individual House loo ayite aa maintainace tho power bill and water bill vellipothayi, and Eppudu ayina okasari problem ravachu tappa, max radhu andi
2nd point andi Manaki vachina income kanisam oka 20% rent ki pothundi nd manaki elanti investment leniappudu, manaki vachina Salary 50% house purchase pettukukuna problem undaka podhu ani naa opinion, elago 20% pay chesthuna daniki thodu oka 30% kalupukuni investment+ rent, annukuni illu tesukuni, koni karchulu tagginchukunte ,oka 2 to 3 years ibbandi untundi andi, travatha elago salary increase avuthundi kabbati EMI amount kastha chinnaga anipisthundi, but ala kakunda situation vachinapudu kondam antey manam aa situation eppatiki radhu andi, nenu kuda 2 years back illu tesukuna challa kastam ayindi but ippudu ippudu sadukuntunayi nd nenu konna illu kuda almost 20% increase Ayindi within 2 years loo but naa salary matram increase kaledhu...
meru cheppindi bagundi sir kani illu konne vallani mundhuki vellamani cheppandi koncham risk ayina pravledhu
All eggs should not be kept in one baskets, house anedhi oka emotional purchase , investement + rent anukonte, kashtam. Please start building emergency fund
@@sandeepguntupalli8482 Avuna andi house ante oka emotional purchase, but erojulla ela undi antey, buy it right now or else forget to buy...Konte ippudu konnandi lekunte illu konnadam marchipondi ala undi situation, Eroju chusina rate repu undadam....Kastam or nastam kastha dhairyam techukuni illu tesukovali
Deentlo alochinchadaaniki emi vundhi very simple watchman,servers ni ekkuvamandini pettuko galigithe lekapothe pani chese opigaa unte individual house konukkovachvhu. Paivemi cheyyyalekapothe apartmentee best option
What about Apartment Monthly maintenance..? There are Societies which are charging 10K to 15K..?
APARTMENT LO UNNA LODGING LO UNNA OKKATE PRATHI FLAT MUNDARA CHEPPILA DABBA CHETHA DABBA FLOOR FLOOR KO VASTE GADU APARTMENT MOTHANIKI OKA WASTE GADU UNTADU ANDHARI KANNA WASTE GALLU WATCHMAN GALLU EVVADU DABBULU ISTHE VANI KE WORK CHESTHADU
only 3 things are important... Appreciation, Depreciation and Resale Value.... so Independent house wins. Rest all factors are useless Bochhu factors....
స్వామి శరణం sai garu
Swami saranam ,nice information❤️
Thanks for sharing the ultimate information anna, I took Max life Insurance watching your past video only❤
So 24 lacks package vunnavallake possible to buy a flat 😢.. Can you tell me 10 to 15lacks salary?
I sincerely not recommend Max life term insurance because they they rejected my application because my location is in remote area. I did not expect this from such a big company. They only facilitate the rich areas not the poor.
Even in Kollur independent houses are costing over 5Cr and the builders are not ready to sell because they are expecting the value to appreciate rapidly in future. I rather take a flat for 2 or 3 Cr in Kokapet with great amenities and then invest the remaining amount in buying a plot that will appreciate in value.
Buying a villa is easier than maintaining it. It will not only cost you money but also time. It doesn't make sense to buy a independent house or villa in gated community. Even in gated community there could be maximum 500 villas and the amenities will not be on par with an apartment.
it is very wise to buy flat and invest remaining in plots or other assets..
Thanks for this information video. Can you plz tell me r make a shorts on what are all the criteria (less water problem, electricity, good transportation for IT people, less water floods)that we have to consider while buying a standalone apartment.
Please make a video on REIT investment Sai Garu. It'd be really helpful for most of your viewers I think.
How about constructing house with 3 floor building rent and self in single plot vs apartment?
8:19 maintaince monthly yearly apartment chala ekkavga . So individual better manam neat ga chuskuntamu
మీ వీడియో చాల యూస్ఫుల్ గా ఉనది అకౌంటెబిలిటీ ఆధారంగా ఇల్లు దొరకుట లేదు మధ్య తరగతి వాళ కోరిక తీరదా ఏడ్యనా మార్గం ఉంటే వివరించండి please
Hii sir, best penny stocks selection process explain cheyandi.
Individual house is always better
Superb explanation saigaru swami saranam always I love ur efforts 🎉❤
Saving money in EPF is the best of all options, it's better when compared to buying a second flat.
Buying a house is not an investment sir, it is an emotion for many people...
@@mahesh3588 yes agreed, I was talking about buying a second flat
@@PKV54 I too agreed for second flat
I have one doubt, sir,
You Said, that EMI should be under 30-40%,
Is this 40% of My income?
or
Is this 40% on my savings, after all the deductions?
Now watching 2827 but viwers liked this video only 415, plz everyone try to like video and support MP TEAM🙏
Depreciation with regards to apartment is a myth. What is the cost of apartment today which was purchased 15 years back? It would be definitely much more than what it was bought at. Yes appreciation in apartment would be lesser than individual house.
Both are waste sir. Saving money is best or under construction lo unna property teskovatam better. Time teskuni takkuva ki flat teskovadam better
Economic news is very important to everyone life
1.2l earn chestunna kaani money savings ledhu 10 yrs ga.. so full loan lo konalante kastam kabatti.. not buying 😢
Very bad... start buying 40-45 lacs worth house which is 2BHK...
Emi ll be 25000 only
Real estate based anni industrial untadi
Thank you for your efforts Sai Garu and team 🙏.
చాలా బాగా చెప్పారు స్వామీ గారు
Hi Sai garu.. thank you for the valuable information 🙏
Do video on buying resale apartments with step by step procedure including home loan and home renovation loans..please tell us the procedure
I think there is a calculation error in your first sheet, cash in bank account is not added to the total liquid assets. Please check.
Which one is good ?
As per my experience….indipendente house is better
Very helpful swami garu..
You have provided Very detailed information. can you make one video on topic "should we buy flat from builder share or land owner share" many people are having concerns about it
Thanks for Informative video , Sai garu & MP Team ❤
sainikpuri balaji nagar lo prakruthi vihar just 10 km from secunderabad lo individual houses 1.5cr to 2 cr middle lo houses villas unnay duplex konukkondi maa relatives akkade konukunnaru mari
Thanks MP Team...I got suggestions on right time otherwise I would be on risk
finally meeru em deside ayyaru illuna apartment na. i have 80lc what i have to plan.
@@Ashupediaem job chestaru sir meeru
Well explained great work 👏👍
Need more this type of content
Hi Sai garu thank you for the relentless efforts.. please guide if both wife and husband are working then can we consider EMI 30 % of the combined salaries ?
30% is actually good percentage, we grow and this can become 25% next year. Apartment has appreciation for first 5 years (based on builder reputation) so weight in other factors like Commutation, high rise and landshare. Make sure you also add 10% MF for preclosure of this loan in 15 years or even less.
@moneypurse, Sai garu. Housing corporations lo house teesukovadam manchi option a?
Stop all this ..EMI never increase...but your Rents increase yearly highly.... apartment never depreciation alot...
Can you send Excel link of EMI calculator & salary income
What about Maintaince charges in apartment
Max life no cost term plan meedha detail video cheayandi anna chala help avthundhi
Real estate becomes very costly in Hyderabad.
Great explanation swami….. How to get the excel spreadsheet bro,
Memu 4bedroom flat ni 3bedroom ga change cheskunnam. Ela kavalante ala katti isthunnaru. Inside Ela ina change cheskovachu
Celebrities apartments Enduku choose chesukuntaru aney point miss ayyaru brother…
Good explanation thank u very much sir
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you JOBFLIPUSA
Thanks for your video bro... But can you please give examples of apartment cost Depreciation
Hi Sir
Can you share the Excel format of the calculation both part-1 and part-2
It's in telegram channel
Thanks for vedio ayyappa
Swamy saranam Ayyappa
Awesome details. Thank you 🙏
I tried to take Term insurance in Maxlife, but they rejected my proposal as the reason is only I am blind.
How can they do like that.
Please write to IRDAI. you may get some solution.
Video ni 1.25x speed lo chudandi best
Mala lo meerut chala bagunnaru Sai garu ....
Affordable ekkada ledandi. Urlalo kuda chala perigayi rates.
thanks Sai gaaru, it's useful.. where can we downloand the eligibility spreadsheet checklist ?
Thanks bro now i got clear clarity, whether I should buy or should not buy