Hi sir Fram karnataka Sir my datar age 9 year's 25 year s (16 year) investment chedham ankontunna Large cap OR small cap fond besta Pliz tell me sai garu
Honestly saying, ఈ fall లో నా దగ్గర మార్కెట్ ఇన్వెస్ట్మెంట్ కోసం allocate చేసి ఉన్న కాస్త డబ్బులను బాగా negative లోకి వెళ్ళినా నాకు confidence ఉన్న stocks ఇంకొంచం add చేసుకున్నా, fall కారణంగా బయపడి ఒక్క షేర్ కూడా అమ్మలేదు
సాయి గారు అసలు పొగడానికి మాటలు రావడం లేదు సార్ అంత బాగా అన్నిటి మీద అవగాహన వచ్చేటట్టు చేసారు సార్ రియల్లీ రియల్లీ మీరు చాలా మంచి ఇన్ఫర్మేషన్ ఇస్తున్నారు మీకు మీ మనీ పర్సు టీం కి శతకోటి ధన్యవాదాలు సార్ గారు🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏
I have started sip in canara roboecco emerging equiites fund stoped in 2021 but again started sip in 2022 Jan again still continuing total investment 126000 current value 230000 now
Hi @rajesh, canara bank lo canara hsbc india manufacturing fund ani oka kotha scheme vachindi, ma canara bank manager deentlo invest cheyamantundu 5 years yearly 1.25lacks cheyali, meeru chesina rebecco plan ilantidena
Frankly speaking you have changed the perception of looking into an SWP ... Excellent video.... Practical knowledge is different than theoretical Excel sheets ....❤❤
Glad it was helpful andi. Yes we need take decisions by practically looking at funds behaviour on various cycles rather than based on excel calculators
Superb concept on SWP Sai garu. What I understood simply 2 Points # In SIP When the market fall we will increase the SIP amount... # Similarly In SWP , when the market falls we have to reduce the SWP amount.Is it possible or is it correct idea??
Nenu ayite fall inka undali, so that I can get quality stocks for cheap valuation ani anukunna bro...oka 10% cash lo inka kurchoni unna....waiting to invest at 22500 (50%cash) and if market increase 23000(50% cash)
@hardikkunkalagunta2173 cheppalem bro....nuclear war and WW rumours will drag nifty down, news are enough for wild fire...already fii selling intensity is high
Direct mutual funds lo invest chesevaallu ekkuvaga impact avtaru. Because of lacking of knowledge and decision-making mistakes. So advisor tho portfolio verify cheyinchukovatam chala important
Every thing is agreed... But one point missing is... Capital gain tax on 1Cr+ amount when we switch from one fund to another fund is 12.5% as per present tax structure. Please clarify.
Yes please clarify this point on how to switch the amount from pure equity fund to balance advantage fund ? Withdrawal is the only way ? Or is there a way to safely move the move without paying LTCG tax ? @moneypurse
Excellent video sai గారు, long term, ఒక 10 to 15 years invest చేయటానికి best mutual funds suggest చేయండి...pleasee 🙏🙏🙏 1. Large Cap 2. Mid-Cap 3. Small Cap
@Harisjetty-kh4ur నాకు mutual funds గురించి సరైన నాలెడ్జ్ లేదు, ఇప్పుడిప్పుడే తెలుసుకుంటున్నాన్ను, మా పిల్లల ఎడ్యుకేషన్ & రిటైర్మెంట్ కోసం SIP చేయాలి అనుకుంటున్నాను, కానీ long term లో hold చేయాలి అంటే ఏ mutual fund లో invest చేయాలో అర్థం కావటం లేదు, మీరు మీ experience తో suggest చేయగలరని కోరుకుంటున్నాను
10 to 15 years ki aithe Nifty 500 momentum 50 and Nifty alpha low volatility index funds chalu andi. Future lo andharu Index funds ki shift avuthaaru. Ilanti Index factorial funds chala vasthay future lo.
Honestly nenu ayite agali anukovatam ledu malli malli radu ee chance. Yenta padite anta manchi stocks low valuations lo dorukutayi. Manchi price lo dorukutayi. Margin of safety vuntadi. Naku opika yekuva. Daham yekuva.
సాయి గారు చాలా థాంక్స్.. thank you for Eye opening video.. you missed to mention Taxation when we switch funds to hybrid. I feel this will play a major role
Fantastic video sir......Manam SIP chesindhemo volatality baga unna fund lo mana goal achieve ayyaka aa amount mottam hybrid fund loki vesi SWP plan cheyadam chaala baagundhi.Pokiri Maadhiri twist sir
నేనైతే ఇంకా పెడితే investment చేద్దాం అని capital తో ఉన్నా. Market పడిన ఏమీ భయపడలేదు 7%పడింది portfolio. I follow Technical analysis to invest in fundamentally strong stocks
Neenu kuda same broo.... Technical analysis tho .. cheap valuations stocks lo ki entry avvuthu vuntaa......... Idharam kalisi chedhama.. we ill ern lot of money
@@LakeCity-gb1lo switch facility undi.kani ade mutual fund ki unnai.example axis small MF nundi migata axis MF(hybrid,mid,large,&..etc...).but we want another MFs like HDFC,CANARA RUBECO,etc...
Switch lo kuda withdrawal iyyi reinvest avtundi but everything happens internally. So tax manam itey kattalsinde @@LakeCity-gb1lo ne avva thappinchukunede le(pushpa) 😂😂
me video manchi awareness tiskochindhi.. 6 cr corpus accumulate ayyaka inko fund ki yela move avvali, capital gain taxation entha untundho inko video lo cheppagalaru..
Very logical point to switch from high risk to low risk funds before starting SWP- However, how to deal with taxes? If such a switch is done, will it not attract LTCG? Isn't that the whole point of SWP. If the tax should anyway be paid, we can just withdraw the lumpsum and invest in realestage or even FD right?
Sai Garu Namaskarulu. Equity nunchi hybrid fund ki switch chesinappudu large amount lo tax pay cheyyali kada. Dani gurinchi kooda discuss cheyyandi please.
@Moneypurse team, Tworequests. can we include below into the excel calculator if looks valid please. 1. Can we include gap as discussed in the video like 3 years and 5 years based on the fund before starting SWP. 2. Stepup we can't do for long term on percentage basis as it will be too huge at one point of time. 3. Taxation may be variable in %
Anna me ee video naku chala use ayindhi. Mature ayaka SWP ki vere funds loki move cheyalannaru kada super anna. Ee point nenu yekkada vinaledhu. Meru ma fin-god
EE Market Fall ni opportunity ga consider chesi naa daggara unna liquid cash invest chesanu Meeru chaala baaga explain chesaru, meeku mee team ki 1000la vandanaalu
Thank you for this informative Sai garu. After 20yrs sip, total has become 1.5Cr from Small cap mutual fund. You mentioned to move this fund to Hybrid for SWP. While moving Small cap to Hybrid fund, what are charges involved and how much tax we have to pay on the profit received. Please let me know.
Bhayya, nenu market inka correct avvali ani korukuntunna....inka paiki parigethe mundhu koncham venakki raavali....paiga, kottha investors ki discount lo kone opportunity vasthundhi....naa portfolio taggindhi, ayna nenemi sale cheyyaledhu....naa view long term kabatti ee corrections ki bhayapadedhi ledhu
in 2021 when I started my stock market journey, even 2-3% portfolio down aina tension padipoye vadini. Now no tension. Recent market fall lo kuda buying chesanu. no selling. Knowledge gives us that confidence.
Thanku sai garu, avunu step up swp will help not only for taxation. Mana monthly expenses kuda every year perugutayi kada. Manam 6% inflation anukuni 6% step up Swp cheste baguntundi
@@radhikan2835 Along with inflation , life style inflation kuda consider cheyyali, especially early retirement ayithe. Asalu nearest retirement corpus equities lo undakudadu...
anna nenu ippatiki two terms insurances thesukunna okkati koda success avvaledhu cause over weight 110kg ee point vallu yekkada mention cheyyatledhu meeru ee term policy gurinchi explain chesinappudu e concept mention cheyandi
Nice info Sai but 1 question when we start SWP ur saying again step up. When i am depend on SWP after retirement how can i do step up again. Plz clarify me. if i go with step up what is the process
This is the best SWP video and must be shared with the people of Telugu. One suggestion Saigaru. If you can do this in English, probably it can help across India
meru chala detailed ga starting level lo unna investors ki kuda practical explanation tho videos chala baga chestharu anna . i suggested your videos to many of my friends and family.
1 point here is invest chestappudu risk akkuva fund lo invest cheyachu but with draw chesinappudu lo risk lo invest cheyali. Yanduku annte akkuava age unnapudu risk thakuva undali.
Sir! SWP ni 10% with draw kakunda bank interest yentha untundo antha varake withdraw chesukuntu, inflation perigitge inkontha additional ga withdraw chesthunte fund yeppatiki zero avadu kadaa. Grow avuthu untundi. Meeru ee points kuda add chesthe baguntundi sai garu!.
I expected somebody to make such video on SWP and there you go.. great stuff.. people need to be well aware of the actions they are taking to safeguard their future.. Its very important to have good knowledge about the product that is being used. Keep up the good work!
Hi Sai garu, very nice video. I'm very big fan of your unique and interesting videos. As many people asked I also have doubt while watching your video. How to move from aggressive funds to hybrid funds?
I am an NRI who has been investing in the UK and US markets for several years. Recently, I ventured into the Indian stock market, and this video has been a fantastic eye-opener for me. It will greatly help me in organizing and planning my investments in advance. I sincerely appreciate Sai garu and the Money Purse team for their efforts.
Yes. We can switch from one fund to another in same AMC, but if we change to other AMC means, we have to redeem and switch. Which attracts capital gains tax too.
Do we have to Pay Tax after a corpus is built and moving to another Conservative Fund? Since, before moving to any conservative fund we have to Withdraw full amount and Long Term capital gains tax we have to Pay right?
Anna for 1cr why we will take 10% per month that is 10lakhs. But we will only take 0.5% per month that is 50k rupees every month. Then the situation will be different
How come 50k will be suffice for entire retirement life. Today its enough, after 6 yrs, you requires 1 lakh, 12 yrs 2 lakhs . This is when you consider only inflation, without any life style inflation.
Nenu 12 years nunche stock market lo unna. I withdrew 80%portfolio in 202w for my house purchase. From then onwards, Im building my portfolio again and investing continuously. I'm not bothered about these small corrections. This month, I took all my savings and invested fully (all my money that I kept for applying IPOs) as there are good stocks at reasonable valuation in the secondary market.
SIP chesina Fund nunchi SWP cheyalsina fund loki transfer ela cheyali, is it one time transfer (then what about Tax and other implications) or through STP (how many years and how to plan swp after that). Please explain
Nenu 3 months nundi invest chesthunna sir am planning for 20 years tenure so I don't want to sell during this market fall seeking this as an opportunity. And very good subject learned today sir
Wow..super information anna..great work.. mee videos lo service oriented n investor capital protection meeda chala baga chepthunnanduku tq very much anna..❤❤❤
Nice explanation. Considering taxes, expenses ratio,market falls and etc -- I think buying land in small towns and cities are better than market. I realized recently.
Hai sir... Yes.. Iam still holding my stocks.. Like OLA, Easy Trip, IDFC F. Bank, Gateway, Vodafone Idea, Ujjivan SF Bank, total loss @ 20%. bcoz i strongly believe markets will comeback soon.. TQ
Very good points sir. We would never recommend SWP on pure equity funds. Definitely not on small or mid cap funds, because they tend to fluctuate widely. SWP is suitable only after wealth accumulation is done and capital preservation begins. That too, amount of withdrawl should be set to such level, that even during the maximum drawdown period of the chosen fund, SWP should not deplete the capital. These are important decision that require careful analysis.
Buy Max life Term Insurance with Highest claim settlement Ratio(99%):👇🏻
tinyurl.com/mw3pzhna
SIP VS SWP Calculator 👉 t.me/moneypurseadv/150013
Shall we invest swp in 2 mutual funds lets say 2cr I have half half
How MP & DT both r released related SWP video..is it coincidence?
Anna Google drive link evandi telegram enduku?
ETF gurichi chepandi sir
Hi sir Fram karnataka
Sir my datar age 9 year's
25 year s (16 year) investment chedham ankontunna
Large cap OR small cap fond besta
Pliz tell me sai garu
మీ సలహాలు ఎప్పుడు మా సొంత అన్నయ్య లాగా ఉంటాయి ❤❤❤
Honestly saying, ఈ fall లో నా దగ్గర మార్కెట్ ఇన్వెస్ట్మెంట్ కోసం allocate చేసి ఉన్న కాస్త డబ్బులను బాగా negative లోకి వెళ్ళినా నాకు confidence ఉన్న stocks ఇంకొంచం add చేసుకున్నా, fall కారణంగా బయపడి ఒక్క షేర్ కూడా అమ్మలేదు
సాయి గారు అసలు పొగడానికి మాటలు రావడం లేదు సార్ అంత బాగా అన్నిటి మీద అవగాహన వచ్చేటట్టు చేసారు సార్ రియల్లీ రియల్లీ మీరు చాలా మంచి ఇన్ఫర్మేషన్ ఇస్తున్నారు మీకు మీ మనీ పర్సు టీం కి శతకోటి ధన్యవాదాలు సార్ గారు🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏
సాయి గారు మీరు మాట్లాడుతుంటే మా దగ్గర మనిషి లేదో మా క్లోజ్ ఫ్రెండ్ మాట్లాడినట్లు ఉంటుంది అండి. శుభోదయం 🎉
చాలా బాగా వివరించారు, తెలియని వారికిచాలా బాగా ఉపయోగ పడుతుంది, మీకు, కోటి, కోటి, ధన్యవాదములు, గాడ్ బ్లెస్స్ యూ, అండ్ యువర్, ఫ్యామిలీ, సర్,,
I have started sip in canara roboecco emerging equiites fund stoped in 2021 but again started sip in 2022 Jan again still continuing total investment 126000 current value 230000 now
Congratulations 🎉🎉🎉
Brother Ella cheyyallo Okkasari chepthara me Insta account Isthava msg chestha
Me suggestion Naku help avvadhu
SWP?
Hi @rajesh, canara bank lo canara hsbc india manufacturing fund ani oka kotha scheme vachindi, ma canara bank manager deentlo invest cheyamantundu 5 years yearly 1.25lacks cheyali, meeru chesina rebecco plan ilantidena
@Sreekanth41 no mine is pure equity midcap n largecap combination
Frankly speaking you have changed the perception of looking into an SWP ... Excellent video.... Practical knowledge is different than theoretical Excel sheets ....❤❤
Glad it was helpful andi. Yes we need take decisions by practically looking at funds behaviour on various cycles rather than based on excel calculators
An eye opener video
You are a financial saviour for our Telugu people. Bursting virally spread myths well in time. Thank you so much❤
Very Detailed Explanation on SIP to SWP. Can you cover a video or share a calculator SWP monthly withdrawal to SIP??
Manam small cap lo invest chesi, SWP chesetapudu Index funds loki move cheyali. Apudu market fall lo mana capital save avthundhi. Super anna.
Correct ye Andi
Best eye opener video on SWP's across all the FINFLUENCERS in India
Superb concept on SWP Sai garu. What I understood simply 2 Points
# In SIP When the market fall we will increase the SIP amount...
# Similarly In SWP , when the market falls we have to reduce the SWP amount.Is it possible or is it correct idea??
Nenu ayite fall inka undali, so that I can get quality stocks for cheap valuation ani anukunna bro...oka 10% cash lo inka kurchoni unna....waiting to invest at 22500 (50%cash) and if market increase 23000(50% cash)
It will not fall further bro... But market will be flat
@hardikkunkalagunta2173 cheppalem bro....nuclear war and WW rumours will drag nifty down, news are enough for wild fire...already fii selling intensity is high
Direct mutual funds lo invest chesevaallu ekkuvaga impact avtaru. Because of lacking of knowledge and decision-making mistakes. So advisor tho portfolio verify cheyinchukovatam chala important
వీడియోని ఎక్కువమంది చూస్తున్నారు కానీ, లైక్ చేయడం లేదు, లైక్ చేయండి అబ్బ!!!, ఇలాంటి మంచి కంటెంట్ ని ఎక్కువమంది చూడటానికి వీలవుతుంది
Every thing is agreed... But one point missing is... Capital gain tax on 1Cr+ amount when we switch from one fund to another fund is 12.5% as per present tax structure. Please clarify.
Agree with you. Anna aaa amount switch cheyali ante transfer/withdraw cheyali kadha, aala kuda LTCG pay cheyali kadha anna. Aaadi kuda ela plan cheyalo chepte bagundu anna.
Yes. I need this clarification for better planning
Yes please clarify this point on how to switch the amount from pure equity fund to balance advantage fund ? Withdrawal is the only way ? Or is there a way to safely move the move without paying LTCG tax ?
@moneypurse
Brother meeru chala manchi
Vedios chesthunnaru meelanti
Varu samajaniki chala chala avasaram ilanti vediolu inka
Cheyandi.
Excellent video sai గారు, long term, ఒక 10 to 15 years invest చేయటానికి best mutual funds suggest చేయండి...pleasee 🙏🙏🙏
1. Large Cap
2. Mid-Cap
3. Small Cap
123 Evi moodintlo invest cheyandi HDFC is best
@Harisjetty-kh4ur నాకు mutual funds గురించి సరైన నాలెడ్జ్ లేదు, ఇప్పుడిప్పుడే తెలుసుకుంటున్నాన్ను, మా పిల్లల ఎడ్యుకేషన్ & రిటైర్మెంట్ కోసం SIP చేయాలి అనుకుంటున్నాను, కానీ long term లో hold చేయాలి అంటే ఏ mutual fund లో invest చేయాలో అర్థం కావటం లేదు, మీరు మీ experience తో suggest చేయగలరని కోరుకుంటున్నాను
JM Flexi cap
@@ramakrishna1008ELSS bro. Coming days andharu kuda Tax pay chestunna list Loki vastunnaru. Already Tax slabs kuda change ayyayi. Andharu kuda ELSS lo investment start chesaru. Tax exemption untundi kada. Kani ee funds 3 years lock in period untundi.
10 to 15 years ki aithe Nifty 500 momentum 50 and Nifty alpha low volatility index funds chalu andi. Future lo andharu Index funds ki shift avuthaaru. Ilanti Index factorial funds chala vasthay future lo.
Honestly nenu ayite agali anukovatam ledu malli malli radu ee chance. Yenta padite anta manchi stocks low valuations lo dorukutayi. Manchi price lo dorukutayi. Margin of safety vuntadi. Naku opika yekuva. Daham yekuva.
సాయి గారు చాలా థాంక్స్.. thank you for Eye opening video.. you missed to mention Taxation when we switch funds to hybrid. I feel this will play a major role
Fantastic video sir......Manam SIP chesindhemo volatality baga unna fund lo mana goal achieve ayyaka aa amount mottam hybrid fund loki vesi SWP plan cheyadam chaala baagundhi.Pokiri Maadhiri twist sir
We have to consider onetime LTCG for shifting capital from agressive fund to conservative/hybrid fund.
Ye year ki ah year tax harvesting cheseyali in whatever fund we invest which will bring down the tax liability
Hybrid funds loo LTCG undada?
నేనైతే ఇంకా పెడితే investment చేద్దాం అని capital తో ఉన్నా.
Market పడిన ఏమీ భయపడలేదు
7%పడింది portfolio.
I follow Technical analysis to invest in fundamentally strong stocks
2008 to 2014 lanti okka 6 years bear market fall vasthe andharu market ni vadhili parigedatharu
Be positive yaar..@@Ashwin2025
Neenu kuda same broo.... Technical analysis tho .. cheap valuations stocks lo ki entry avvuthu vuntaa......... Idharam kalisi chedhama.. we ill ern lot of money
SWP gurinchi baga telusu gani ,,,entha dark reality untundhi ani miru chepte gani teliyaledhu. Really respect with salute Sai garu.❤❤❤❤
Sir, please also consider the one time capital gains tax on the final corpus if we are switching mutual funds. (Please do let me know if I'm wrong)
Aggressive fund nundi hybrid category fund ki Ela move avvalo chebite bagundedi sir..I like money purse team& their efforts ❤
You have withdraw pay tax and then pay tax after swp double tax 😶🌫️
All mutual funds provide switch facility
@@LakeCity-gb1lo switch facility undi.kani ade mutual fund ki unnai.example axis small MF nundi migata axis MF(hybrid,mid,large,&..etc...).but we want another MFs like HDFC,CANARA RUBECO,etc...
@@kameswararaosivvapu789 Then redem and re-invest
Switch lo kuda withdrawal iyyi reinvest avtundi but everything happens internally. So tax manam itey kattalsinde @@LakeCity-gb1lo ne avva thappinchukunede le(pushpa) 😂😂
51 lakhs nunchi, 43 lakhs ki vacchindi, kaani naaku money kuda avasaram undendi. Market low unte bagundedi, kaani ila avasaralaku problem avtundi.
me video manchi awareness tiskochindhi.. 6 cr corpus accumulate ayyaka inko fund ki yela move avvali, capital gain taxation entha untundho inko video lo cheppagalaru..
Very great video Sai gaaru.... society ki manchi cheyali Ane me tapanaku...hatsoff👏👏
Very logical point to switch from high risk to low risk funds before starting SWP- However, how to deal with taxes?
If such a switch is done, will it not attract LTCG? Isn't that the whole point of SWP.
If the tax should anyway be paid, we can just withdraw the lumpsum and invest in realestage or even FD right?
I have always had a doubt How SWP will work on the bear market. I got an answer from this video. Thankyou Sai garu
Sai Garu Namaskarulu.
Equity nunchi hybrid fund ki switch chesinappudu large amount lo tax pay cheyyali kada. Dani gurinchi kooda discuss cheyyandi please.
@Moneypurse team,
Tworequests. can we include below into the excel calculator if looks valid please.
1. Can we include gap as discussed in the video like 3 years and 5 years based on the fund before starting SWP.
2. Stepup we can't do for long term on percentage basis as it will be too huge at one point of time.
3. Taxation may be variable in %
Anna me ee video naku chala use ayindhi. Mature ayaka SWP ki vere funds loki move cheyalannaru kada super anna. Ee point nenu yekkada vinaledhu. Meru ma fin-god
EE Market Fall ni opportunity ga consider chesi naa daggara unna liquid cash invest chesanu
Meeru chaala baaga explain chesaru, meeku mee team ki 1000la vandanaalu
Thank you for this informative Sai garu.
After 20yrs sip, total has become 1.5Cr from Small cap mutual fund. You mentioned to move this fund to Hybrid for SWP. While moving Small cap to Hybrid fund, what are charges involved and how much tax we have to pay on the profit received. Please let me know.
Thank you So Much Sai Garu SWP గురించి చాలా క్లియర్ గా అందరికీ అర్థమయ్యే విధంగా చెప్పారు ❤🎉❤🎉❤🎉
Sai Anna Namaste e vedeo lo meru chala energetic ga matladuthunnaru epudu lenattu full Josh unnaru anno
Anukunna kani waiting for more correction
Bhayya, nenu market inka correct avvali ani korukuntunna....inka paiki parigethe mundhu koncham venakki raavali....paiga, kottha investors ki discount lo kone opportunity vasthundhi....naa portfolio taggindhi, ayna nenemi sale cheyyaledhu....naa view long term kabatti ee corrections ki bhayapadedhi ledhu
Excellent video brother,i know only one side of swp ,now gained some knowledge
Good Evening Sir...
Calculator lo values correct gaa chupinchaledhu...
Pls check it sir .
Tq..
in 2021 when I started my stock market journey, even 2-3% portfolio down aina tension padipoye vadini. Now no tension. Recent market fall lo kuda buying chesanu. no selling. Knowledge gives us that confidence.
Anna me video superb quality ga undhi, meru use chese camera peru chepara please
Have seen many SWP videos. This one is best and more practical. Thank you
Thanku sai garu, avunu step up swp will help not only for taxation.
Mana monthly expenses kuda every year perugutayi kada. Manam 6% inflation anukuni 6% step up Swp cheste baguntundi
Nenu ee step up swp kosam chala verikanu, meeru provide chesaru 😊
@@radhikan2835 Along with inflation , life style inflation kuda consider cheyyali, especially early retirement ayithe. Asalu nearest retirement corpus equities lo undakudadu...
Anna, Okkasaari at a time oka amount investment cheyadaanikk denilo pedithe amount grow avthado cheppara videos lo .. minimum plastic will be 10 years
anna nenu ippatiki two terms insurances thesukunna okkati koda success avvaledhu cause over weight 110kg ee point vallu yekkada mention cheyyatledhu meeru ee term policy gurinchi explain chesinappudu e concept mention cheyandi
Bariatric sugery chepichko bro - insurance policy valle istaru 2years tarvata.
Nice info Sai but 1 question when we start SWP ur saying again step up. When i am depend on SWP after retirement how can i do step up again. Plz clarify me. if i go with step up what is the process
This is the best SWP video and must be shared with the people of Telugu. One suggestion Saigaru. If you can do this in English, probably it can help across India
Chala kotha subject nerchukunam
Tq Moneypurse .
meru chala detailed ga starting level lo unna investors ki kuda practical explanation tho videos chala baga chestharu anna . i suggested your videos to many of my friends and family.
Sai Anna.....Your idea about SWP in ...Safe Funds....Its very brilliant idea. I like it. As always, very good eye opener
Superb information sir, meeku, mee knowledge ki satakoti Pranamamulu ❤
1 point here is invest chestappudu risk akkuva fund lo invest cheyachu but with draw chesinappudu lo risk lo invest cheyali. Yanduku annte akkuava age unnapudu risk thakuva undali.
Chala baga chepparu anna ...
Tqq so much Anna for Ur valuable information ...
May God bless U and ur family Also anna ..
Gd Night Anna😊😊😊
Eye opener video on SWP , Thank you Sai Garu and Money purse team
చాలా బాగా చెప్పారు అండి. తండ్రి తన పిల్లలకి చూపినట్టు చెప్పారు
Sir! SWP ni 10% with draw kakunda bank interest yentha untundo antha varake withdraw chesukuntu, inflation perigitge inkontha additional ga withdraw chesthunte fund yeppatiki zero avadu kadaa. Grow avuthu untundi. Meeru ee points kuda add chesthe baguntundi sai garu!.
Good knowledge 🙏annaya
Thank you so much for your support for new investors like me❤❤🙏🙏
I expected somebody to make such video on SWP and there you go.. great stuff.. people need to be well aware of the actions they are taking to safeguard their future.. Its very important to have good knowledge about the product that is being used. Keep up the good work!
Hi Sai garu, very nice video. I'm very big fan of your unique and interesting videos. As many people asked I also have doubt while watching your video. How to move from aggressive funds to hybrid funds?
Sai garu ...kotha ga vachina vallu market ardam kavali ladantay exit ayipovali anukunna andi.. appudu real investors market lo untaru..nenu ayithey 10% cash pettukunna..inka add chayaladu.. nifty 22000 kanna kinduku vasthey invest cheddam ani waiting..
Very Good Informative Video.Never heard of this type of Video Mr.Sai
I am an NRI who has been investing in the UK and US markets for several years. Recently, I ventured into the Indian stock market, and this video has been a fantastic eye-opener for me. It will greatly help me in organizing and planning my investments in advance. I sincerely appreciate Sai garu and the Money Purse team for their efforts.
Usefull information sai garu....thanku
హాయ్ సాయి గారు,
మన టోటల్ ఫండ్ ని SWP స్టార్ట్ చేసే ముందు ఫండ్ స్విచ్ టు అనొథెర్ ఫండ్, అప్పుడు టోటల్ ఈల్డ్ పై ఇన్కమ్ టాక్స్ కట్ అవుతుంది కదా.
yes
Yes. We can switch from one fund to another in same AMC, but if we change to other AMC means, we have to redeem and switch. Which attracts capital gains tax too.
@srinivasmurthy4303 even when you switch within AMC, it's redeem . You need to pay tax
I also reacted by price fall but not by selling .. I added more to portfolio 😅
Do we have to Pay Tax after a corpus is built and moving to another Conservative Fund?
Since, before moving to any conservative fund we have to Withdraw full amount and Long Term capital gains tax we have to Pay right?
Anna for 1cr why we will take 10% per month that is 10lakhs. But we will only take 0.5% per month that is 50k rupees every month. Then the situation will be different
How come 50k will be suffice for entire retirement life. Today its enough, after 6 yrs, you requires 1 lakh, 12 yrs 2 lakhs . This is when you consider only inflation, without any life style inflation.
@@LakeCity-gb1losome Times our habits also will be considered..
Nenu 12 years nunche stock market lo unna. I withdrew 80%portfolio in 202w for my house purchase. From then onwards, Im building my portfolio again and investing continuously. I'm not bothered about these small corrections. This month, I took all my savings and invested fully (all my money that I kept for applying IPOs) as there are good stocks at reasonable valuation in the secondary market.
Agree with you. Anna aaa amount switch cheyali ante transfer/withdraw cheyali kadha, aala kuda LTCG pay cheyali kadha anna. Aaadi kuda ela plan cheyalo chepte bagundu anna.
SIP chesina Fund nunchi SWP cheyalsina fund loki transfer ela cheyali, is it one time transfer (then what about Tax and other implications) or through STP (how many years and how to plan swp after that). Please explain
you need to pay tax
Correct...This is most important and not explained:)
Great video. I’m in 30‘s right now. I hope I can remember and implement this when I turn 55-60
Ha Ha Ha ....lot of dynamics changes in 30 yrs time. These may apply or not
Nenu 3 months nundi invest chesthunna sir am planning for 20 years tenure so I don't want to sell during this market fall seeking this as an opportunity.
And very good subject learned today sir
good information sai garu
Nenu anukoledu, nifty below 20k below ravalani hartfull ga korukuntunna, andukante I will try to invest more.
Ha ha ha...appudu NIFTY 15000 ki veltademo ani wait chestaru...its just human emotions...
Wow..super information anna..great work.. mee videos lo service oriented n investor capital protection meeda chala baga chepthunnanduku tq very much anna..❤❤❤
Nice explanation.
Considering taxes, expenses ratio,market falls and etc -- I think buying land in small towns and cities are better than market. I realized recently.
Annaya nuvvu video pettina pratisari Edo oka kotta vishayam telsukuntunam Anna. Thankyou and love you annaya
Nenu chala sarlu bayapadinanu market fall lo kani meru eche knowledge vallana naku chala use ayyindhi
❤sai anna very good video.. first i appreciate your efforts towards safeguarding the lives of common middle class people..very brave ...
Inca loss increase avvakapote chalu anukunna. Inco 2months increase avvakapoyina parledu inca invest chesukovachu but loss inca increase avvakudadu anukunna
I was really looking for some healthy correction for 3 months.. Thanks for explaining with real example..
There are several TH-cam channels but sometimes i still feel this person Sai pathri genuinely shares real content. Hats off sir.
Hai sir... Yes.. Iam still holding my stocks.. Like OLA, Easy Trip, IDFC F. Bank, Gateway, Vodafone Idea, Ujjivan SF Bank, total loss @ 20%. bcoz i strongly believe markets will comeback soon.. TQ
Hi MP team,
Please provide a video on how to increse Step up SIP and how to withdrawal SWP
Very good points sir.
We would never recommend SWP on pure equity funds. Definitely not on small or mid cap funds, because they tend to fluctuate widely. SWP is suitable only after wealth accumulation is done and capital preservation begins.
That too, amount of withdrawl should be set to such level, that even during the maximum drawdown period of the chosen fund, SWP should not deplete the capital. These are important decision that require careful analysis.
This is the fact. Thank you Money purse for eye opening .... real scenarios...
This is the best and practical video. Thanks Sai Anna for this video
Very informative using practical example. Excellent work by Money purse team 🎉
Nenu aithe Inka padithe bagundu anukunna andukante thakkuva price lo good company lo invest cheyyochhu.
Please plan an exclusive video on bucket strategy investing !
Thank you so much Sai Garu Meeku Mee team ki
Anna Jsw Holdings Stock Gurunchi Twaraga cheppandi
Great awareness vedio 👏👌 which SWP funds are best for 2 to 3 lakhs lump sump amount for 15 years at 12 to 15% interest rate.
Nenaite eetime lo amount vunte baagundedi invest cheyataaniki anukunna brother..
I think new editor boarded in ur team..so nice editing bro.🎉🎉🎉🎉