HOW CONSUMERS ARE PAYING TOO MUCH FOR EVERYTHING!

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ความคิดเห็น • 440

  • @raineedaytinyfilms
    @raineedaytinyfilms ปีที่แล้ว +194

    A lot of people don’t know how to wash laundry by hand … do NOT throw tons of clothes in the tub .. you’ll be totally OVERWHELMED… wash ONE OR TWO pieces of clothing and hang them at a time.. then you can stop when you are tired & continue later!

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว +53

      I totally agree. A bucket is even better.

    • @lisapainter525
      @lisapainter525 ปีที่แล้ว +17

      So true.

    • @jbalconi5922
      @jbalconi5922 ปีที่แล้ว +15

      I learned while camping: Bucket for washing, bucket for rinsing, and the stick-plunger thingie (it's a camping tool).

    • @marjoriesmith4839
      @marjoriesmith4839 ปีที่แล้ว +15

      Wash by hand and use a toilet plunger (new) thats its only use, it quick and efficient. I do ring out by hand

    • @lovethemflowers
      @lovethemflowers ปีที่แล้ว +9

      Not a chance I’m washing clothes in a bucket. I’d consider switching cell phone carriers to lower my bill. I don’t have cable, just the indoor antenna and converter box. Might look into the Roku box for my non-smart tv.

  • @annieway35
    @annieway35 ปีที่แล้ว +38

    Since I've paid for car insurance for 25 years and have never used it, ever, I should get a refund. Instead, they just raise my rates.

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว +9

      I agree

    • @Pondapple
      @Pondapple ปีที่แล้ว +4

      Try calling them and asking for a safe driver rate. Get a quote from another company before you call.

  • @phyllisgiardina810
    @phyllisgiardina810 6 หลายเดือนก่อน +11

    When I shower in my bath tub, I collect all the “GRAY WATER” & use it to water my plants… I don’t have cable, what a waste of money, I cancelled my land line, who has land lines any more 😉. I shop at Winco, I buy meat that’s on sale, bottle water, hell no.. Straight from the tap, just add lemon powder… I wash by hand in the sink and hang it up in the shower… You are able to save if you put in the effort.. DONT DONT DONT BUY FAST FOOD, RESTAURANTS NAH, WASTE OF MONEY… IM DEBT FREE.. 👍👍👍. I love watching your videos… 💋💋💋

  • @stephaniet9264
    @stephaniet9264 ปีที่แล้ว +34

    I feel that many people don't realize that the age of convenience is over! If you want convenience with everything, you will pay more, period. The world has changed so much, so fast and the only way to survive and thrive is to be frugal. It's a way of life.

    • @terrylynn9984
      @terrylynn9984 ปีที่แล้ว +1

      There was always convenience for those who could afford it, upper middle class hired out laundry service, had maids...
      Convenience is nothing new

    • @gwyndyr32
      @gwyndyr32 ปีที่แล้ว +1

      Agreed @genxx2724 add on the health costs and those highly processed foods become exponentially more expensive over time.

  • @delamayrose-carpenter4079
    @delamayrose-carpenter4079 ปีที่แล้ว +21

    I lost my home in a massive earthquake in 2010. I was so pleased i had house insurance aso they rebuilt my home

  • @juliev1043
    @juliev1043 ปีที่แล้ว +14

    I have a 2005 Toyota Camry with almost 400,000 mi on it. Besides regular maintenance like new tires and oil changes we haven't had to put any money into it. Great car.

  • @ericabomar9130
    @ericabomar9130 ปีที่แล้ว +16

    I don't think I have ever said Thank You to you, Prepper Princess... This coming December will be two years that I have been using MintMobile after switching from AT & T after hearing you talk about them over the course of many videos. Nearly two years in and I am still blown away at the savings by simply switching this one service. This isn't the only change I have made, but I do want to say, sincerely, Thank You! You are an inspiration. :)

  • @potpourrioflife
    @potpourrioflife ปีที่แล้ว +8

    Absolutely!! Nothing more unnerving when they do this when you offer a fair price.

  • @AlexaMGilbert
    @AlexaMGilbert 8 หลายเดือนก่อน +8

    I have changed service providers thanks to your comments. By the way this is the second time I have watched this particular video. It is a good idea to review!!!! Thanks so much for your suggestions and the savings you have given me. Blessings.

  • @Mikoandpearl
    @Mikoandpearl ปีที่แล้ว +15

    I dropped my cable, bought a Roku and I save over 140.00 a month. I don’t miss cable at all. Thanks for your awesome tips😊

  • @jonnaborosky8836
    @jonnaborosky8836 ปีที่แล้ว +16

    I mean this in the sweetest way: I've never bought eggs at $8 a gallon either!!! 😁I get excited and say things like that, too!
    I use to call insurance "legalized extortion." I do have it, but my goal was always to have enough money that I could be self-insured. I haven't made it, so I still have insurance, but I get you, girl.
    I've always worked very hard NOT to overpay for anything at all. I still do.

  • @Marytaylor-y7i
    @Marytaylor-y7i 2 หลายเดือนก่อน +4

    Home insurance cost can be drastically reduced by raising the deductible! I have mine at $2500. I save more than 50%. I’m not going to turn anything in for less than that anyway as it increases your cost.

  • @kathleenpalmisano3591
    @kathleenpalmisano3591 ปีที่แล้ว +18

    When I moved into my house in 1977 I bought washer and dryer by using the recommendation in Consumer Reports for the machines needing the fewest repairs. Through the years these served our 3 person family well. The washer needed repairs in the late 90’s. The repair man replaced the belt(s) and recommend that we load it to only 75% capacity and use 1/3 the detergent. He said that the suds from the detergent along with too many clothes wears out the motor. I did as recommended and it lasted longer than the dryer. Dryer couldn’t be repaired so I bought a new pair in 2015 and was able to sell the washer for $150. Just about what I paid for it. So, follow Princess’ advice and it will save on detergent and repairs/replacements.

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว +5

      When my washer goes out I’m just going to buy a small portable one. They are faster and allow me more control

    • @terrylynn9984
      @terrylynn9984 ปีที่แล้ว +2

      The difference is the old machines lasted for 20 years, the new ones have a shelf life of 7 to ten years, no matter how well you take care of it.
      My first washing machine and dryer lasted from 1995 till 2019, in 2019 I bought a new washer and dryer, never overfilled it with clothes or detergent.
      The washing machine sway bars went then the mother board, I had to buy a new washing machine after only 4 years, the gas dryer however is still going.
      My stove is 28 years old we bought it new in 1995 and my fridge is 15 years old in my kitchen, in my basement we have a fridge 40 years old and our deep freeze we bought in 2008 so I am not rough on my appliances.
      The new ones are crap and not even made in Canada or the US anymore

    • @gerigowers8318
      @gerigowers8318 ปีที่แล้ว

      @@PrepperPrincess Like Homestead Tessie?

  • @cry2boys
    @cry2boys ปีที่แล้ว +12

    Girllll! I went rounds about this with my hubby because Allstate wanted to charge us double. “But they’re nice and we’ve been with them for 23 years.”
    Exactly… we could be millionaires if we would have left 22 years ago!😊

  • @caitlinspellman6679
    @caitlinspellman6679 ปีที่แล้ว +12

    People work their lives away for such ridiculous things. I hardly buy anything. I pay bills and I keep living an amazing life. So many people have so many daily problems, I just do not understand. I've been a single mom in a resort town and I still maintain and my child is still as successful and smarter and more industrious than most of the well to do kids he goes to school with. He is clean, he has clean clothes, he has the same book bag he's had since 6th grade we just wash and reuse every year and he loves it. We take care of what we have. I'm tempted to sell my 20 year old car because I'm tired of the expense. It's just ridiculous if people focused on what they have, keeping it in good shape and clean they wouldn't have time to be buying more crap. It's just an amazing realization when you stop caring about the stuff and cherish the wonderful things that do bring happiness and help into your life. Like my small tool bag... I love it. Built over the years from charity finds, bday presents and I've been able to fix and maintain all of my things. Love ya PP!

  • @cindyramos5957
    @cindyramos5957 ปีที่แล้ว +11

    I hate selling stuff because I get annoyed with people always wanting everything free

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว +7

      I’m getting sick of it too. Things were going really good for a while

  • @joannmitchell8371
    @joannmitchell8371 ปีที่แล้ว +9

    Liability insurance covers fixing the other persons vehicle after an accident if you are found at fault. That is why you must have liability car insurance to legally drive in California. Full coverage is simply to cover repairs to your own car. You not having full coverage doesn't affect anyone but you. That is your choice. If you don't have liability insurance at the time of an accident in California you can have your license suspended for a year, even if the accident isn't your fault. So, if anyone says you are irresponsible for having only liability insurance they don't know what they are talking about. You are a great inspiration to me. FYI I was one of the people who didn't realize that laundry detergent cups had a line indicating how much to use. Now I buy laundry soap twice a year, not every month. You taught me that. You have inspired me many ways. Keep up the fantastic work. Thank You! Joi

  • @rosenhale
    @rosenhale 11 หลายเดือนก่อน +6

    I 100% agree with you on insurance. I have liability only car insurance and I rarely drive. All insurance (apart from medical) is a scam. I also hate the medical insurance bill, but I had two surgeries this year and that saved me tens of thousands of dollars, so I’m very grateful I have good health insurance.

  • @jst2708
    @jst2708 ปีที่แล้ว +7

    If you buy the best tools & appliances. Pots & pans as well that you can afford then take good care of them that's a great way to save money
    We have pots at least 40 yrs old & still going strong.

    • @jst2708
      @jst2708 ปีที่แล้ว

      @@wildhorses6817 you know if it's vintage if the word PYREX is in all caps if not it's the new stuff

  • @Crochetlady3-l1o
    @Crochetlady3-l1o ปีที่แล้ว +10

    I hear you Amber! Right from the first few minutes. We are trying to sell our condo here in SC, less than 2 miles from the Atlantic Ocean, completely remodeled with new carpet, new flooring, new HVAC, AND New screened in porch. Investors saying it is overpriced at $20k less than many others that have none of the above. So annoying. Total low-cost balling. Stop wasting our time. Thanks for your informative videos and hi to Rocky and Nala.😍

  • @cindypittman8776
    @cindypittman8776 หลายเดือนก่อน +3

    My momma taught me to use two tables spoons at most of laundry soap. Unless your clothes are filthy you never need to use that much soap

  • @rhondashuman7730
    @rhondashuman7730 4 หลายเดือนก่อน +5

    2006 honda ridge line. 17 yrs old. Bought brand spanking new.! Still going

  • @trustinmyselfalways6310
    @trustinmyselfalways6310 ปีที่แล้ว +9

    About the low flow water fixtures. You will end up paying more for maintenance services for your drain lines. The problem with low flow water fixtures are that the amount of water it takes to wash away waste to the main sewer so your waste lines over time will get backed up. Some of the worst cases are from low flow fixtures in an old constructed home the drains aren't pitched enough for low flow. Newer construction they pitch the drains more so that low flow fixtures can be used. Just a heads up about future maintenance costs.

  • @CynthiaArmstrong7
    @CynthiaArmstrong7 ปีที่แล้ว +7

    You can also use baking soda, vinegar.

  • @janispeterson6381
    @janispeterson6381 ปีที่แล้ว +13

    It just seems that if you have insurance nothing happens, but if you don’t have insurance, everything happens.

    • @blancaestrada396
      @blancaestrada396 ปีที่แล้ว +1

      I second that so.........true!!!!!!!!

  • @joycenagy3140
    @joycenagy3140 ปีที่แล้ว +10

    We have Roku and Fire Televisions. But it was difficult to get local news. Cable would have been $100.00 just to get local news. So we went on Amazon, bought a antenna system that sits on a shelf and for about $150.00 one time. We get over a hundred stations. Many of them sports, plus local news, etc.

  • @CB_4216
    @CB_4216 11 หลายเดือนก่อน +9

    Based on my experience of items online, you could have listed that $1,500 e-bike for $100, and people would ask if you will take $75.

  • @52CA
    @52CA 8 หลายเดือนก่อน +8

    If you live in a warm climate you likely can keep a car a very long time. Those of us who live in the rust belt don’t have that luxury. I’m the exception keeping a car even 15yrs as I’m willing to drive a car with rust holes in it.

  • @melanienicholson2834
    @melanienicholson2834 ปีที่แล้ว +16

    I live in a senior apartment, I recently bought a small washer,. I waited till it was on sale. I usually spend 30-40 a month at the Laundromat. I figured it would take 3-4 months to pay for itself. I'm also saving what I would of spent for a fund to buy another. After that all I'm spending is for detergent. I found some at Walmart for 1.49 clearance super concentrated. I've been using the same bottle for 6 months. As far as electricity goes, I haven't noticed an increase. I already had two clothing racks. I know it's not a huge amount of savings but it all adds up. I finally got mint and now instead of paying 68 a month I pay 15. My savings is going towards a fund for a new phone if I ever need one. Just these two items saved me 75.00 a month. I know that's not a lot but 800.00 a year does. I also bought solar light bulbs. I charge them during the day and use them at night. These are only a few things I do and for some one low income, I'm doing well. These types of channels help me to reduce and maintain my lifestyle.

    • @CarmenMarie13
      @CarmenMarie13 ปีที่แล้ว

      Dollar Tree sells laundry detergent. I haven't tried it, but people buy it.

    • @melanienicholson2834
      @melanienicholson2834 ปีที่แล้ว

      @@CarmenMarie13 true but I haven't seen any free and clear

  • @tacmason
    @tacmason ปีที่แล้ว +5

    Your reasoning is very good, and hopefully will help many people. Change wears people out so much that the time comes when they no longer think they can take the stress of appropriate changes - that they know they should make , And then the avoidance habit begins !

  • @Agent-jj4cc
    @Agent-jj4cc ปีที่แล้ว +14

    I know 2 different people who struggle to pay their propery taxes every year, yet they'e had cable TV for years and years. I even bought them Roku as gifts. I give up. I can't understand spending $1500 per year for that.

    • @amyk6028
      @amyk6028 ปีที่แล้ว +2

      So true. I have Sling. It’s $40/mo and it has all the channels we watch and I record movies on it so I can Fast forward thru the commercials. I dumped cable about 5 years ago. Haven’t regretted it for a minute

    • @rld1278
      @rld1278 ปีที่แล้ว +1

      Yikes!

  • @royalpitamamma
    @royalpitamamma ปีที่แล้ว +7

    I bought zote soap bars, cut them in half, and used it to hand wash clothes which lasted my family of 8 a month. So for every bar I bought, I cut it in half, and in a month I used the other half. I was hand washing in a bucket. I had to do it every day. I did laundry every day also. The first thing I did every day was bring out the solar oven to cook (the older ones that take all day to cook), pull the laundry off the line, put it away, then start the next load and hang it to dry. By that time, I had to collect chicken eggs, harvest veggies, and bring it all inside. Then it was time to feed and water animals and gardens. Sometimes, in the height of summer, the clothing would be dry by 5 or 6 p.m., so after dinner, I might pull it and do another load, but usually not. Seriously though, $5 to $6 a year back then and I had enough laundry soap.
    Where we live just getting garbage pick up is an issue.
    Mint Mobile doesn't have coverage here because I live in a very very mountainous area, or I would absolutely get it. It works down in the garden, but not in the house. It might be perfect for calling for medical help.
    I will be taking your tips to save electricity. However, we work at home, so this will not save as much money as someone who works out of the home.

  • @SQLUniversity
    @SQLUniversity ปีที่แล้ว +14

    I would love to see you get interviewed by Dave Ramsey! You have so much common sense, it's like a breath of fresh air.

  • @sandraboose3686
    @sandraboose3686 ปีที่แล้ว +9

    Prices are crazy. Alot of things we don't buy anymore.

  • @ashjoma
    @ashjoma ปีที่แล้ว +14

    I’m in Australia and my mobile phone is with Aldi.
    $99 aud a year. Unlimited calls and texts. 25GB data.
    It’s been great.

  • @vbachris
    @vbachris ปีที่แล้ว +8

    I SO agree! when people do that to me I go something like "Oh, so we want to negotiate? okay, the price is now..." inflates price by 30% to facilitate negotiation bracketing.

  • @lv4366
    @lv4366 6 หลายเดือนก่อน +5

    I actually CRIED back in 2007 when I sold my 1995 Toyota Camry. It was my faithful friend and was still amazing when I finally sold it at 246,000 miles. I sold it for almost what I paid for it 🙂

  • @Dreamer-by4nk
    @Dreamer-by4nk ปีที่แล้ว +9

    I love mint mobile and never had any issues. Glad I switched. Can’t believe how much people spend on phones and service.

  • @ThatPlacefkaNebraskaBugeater
    @ThatPlacefkaNebraskaBugeater ปีที่แล้ว +6

    I have arthritis in my hands; so, when I was without a washing machine & couldn't afford to buy one, I washed my clothes with my bare feet for four years. Clothes or linens in the bathtub, filled with water, add soap (way less than manufacturers recommend), agitate by walking back & forth in my tub, wring with an old-school mop bucket (careful not to break any buttons by squeezing too hard), drain soapy water & fill with rinse water, agitate & wring as before. Good exercise, clean & soft feet, & helped keep the bathtub clean, too. It wouldn't hurt for me to start doing that again. Also, I'm going to try the breaker box idea for the next month to see what the results will be on my next electric bill. Thanks for the great ideas.

    • @ThatPlacefkaNebraskaBugeater
      @ThatPlacefkaNebraskaBugeater ปีที่แล้ว +2

      @@Alex-ir4bm I take an NSAID when the arthritis flairs up, but it's not as bad as it was when I washed clothes in the bathtub. I think that might be due to improvements in my diet over time, beginning with avoiding soy as much as I can & focusing on nutrient dense foods, first with whole foods, then with an increase in USDA certified organic foods from the grocery store--more expensive but worth it in so many ways.

  • @angieprice7206
    @angieprice7206 ปีที่แล้ว +11

    Uh, I wouldn’t recommend giving up home insurance. I had a kitchen fire in August and managed to put out the fire quickly, but it cost me my stove (29 years old), my microwave (24 years old), a cupboard and miscellaneous “stuff”. I also needed all the carpets cleaned and ejection fans running for several days. I had a $500 deductible, but the goods needing replacing came to a few thousand dollars more than that. Also, as I couldn’t cook as before, my meals at restaurants were 70% covered.
    I had a similar experience when a pipe had a slow leak and did huge damage to a downstairs room.
    Like everyone else, I gripe about house insurance costs, but it has saved my butt twice now.

    • @amyk6028
      @amyk6028 ปีที่แล้ว +3

      Agree 💯 Too risky. Some things are WORTH the money. Home ins is for the catastrophe. We save every month and pay for the entire year instead of escrowing it into our mortgage so we get a discount for paying for the entire year

    • @terrylynn9984
      @terrylynn9984 ปีที่แล้ว +1

      Exactly 💯

  • @CristinaEvans-w2m
    @CristinaEvans-w2m ปีที่แล้ว +13

    I rang a cleaning company and asked them where they buy their supplies I now buy in bulk and concentrated spent $50 4 years ago and aren’t even halfway through the supplies.I got hospital grade disinfectant,laundry liquid and softener. I do all my other cleaning with bicarbonate of soda and vinegar.❤❤❤Cristina 😊

    • @debbywickman1103
      @debbywickman1103 ปีที่แล้ว +2

      Where can i buy these products

    • @CristinaEvans-w2m
      @CristinaEvans-w2m ปีที่แล้ว

      I am in australia it was a store called Godfrey’s they sell vacuum cleaners and cleaning supplies.I recommend you just ring some cleaners in your area and ask them what they use and where they find their products.I f anyone won’t answer the question just keep calling others …we’ll worth it and food luck

  • @deborahjean7576
    @deborahjean7576 ปีที่แล้ว +10

    My daughter is driving her Toyota Forerunner 2006 got over 250000 still running great!

    • @lovelife7343
      @lovelife7343 ปีที่แล้ว +4

      I just bought a 2010 Toyota Camry with 212,000 miles on it $3600 my mechanic told me if I can find a used Toyota or Honda buy it because there the only make of cars they don't fix much and when they do they have 300,000 to 500,000 miles on them. I know my mechanic very well because I was driving a dodge.

    • @amyk6028
      @amyk6028 ปีที่แล้ว +5

      I have a Toyota. They are the best, most dependable cars on the road

  • @suefleming
    @suefleming ปีที่แล้ว +10

    Hi Prepper Princess !!❤❤❤
    I for one admire you greatly!
    With your advice I have saved thousands of dollars every year!
    You do you! Ignore the naysayers...❤❤❤

  • @MBMCincy63
    @MBMCincy63 ปีที่แล้ว +8

    23:31 install a timer on the surge power strip. Off & on at a certain time each day.

  • @ashjoma
    @ashjoma ปีที่แล้ว +7

    My dad loved an older Toyota.
    He said they were easy to work on, rarely broke down and almost went forever.

  • @olgaortiz746
    @olgaortiz746 ปีที่แล้ว +6

    I have Roku , because of you , and I've saved so much ,...thank you...for that advice ❤❤❤❤❤

  • @mollie1999
    @mollie1999 9 หลายเดือนก่อน +8

    This made me laugh because my husband has a 98 camry too. We joke because his car is older than I am and it's still working so well!

  • @keeperofthehomestead9193
    @keeperofthehomestead9193 ปีที่แล้ว +5

    I have your book (print edition) and really enjoyed it. Great info in there.
    We had e-bikes, but sold them two years ago when we moved to our 20 acres in the country. We paid $3k per bike, barely put 100 miles on each. When we sold them, we got $4k total. We took a 2k hit, but we needed the money more for our new homestead than to haggle with the buyer.

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว +1

      Understandable. I am seeing almost everyone where I live has them

  • @cheryloconnor8628
    @cheryloconnor8628 ปีที่แล้ว +15

    Saving water is great but saving money on water might not be so easy. Some towns charge a minimum amount and extra after that. If your one person you will never use all the minimum.

    • @jbalconi5922
      @jbalconi5922 ปีที่แล้ว +4

      True. I have great water (can drink from the tap) but the price includes upgrades to the water treatment plant and sewage treatment (both local, both limited number of users). I can never get below $40 a month.

    • @GymJill93
      @GymJill93 ปีที่แล้ว +1

      Yep I live in rural Canada and its $150 flat rate whether you use the water or not.

  • @v.h.7180
    @v.h.7180 ปีที่แล้ว +5

    You are reverse aging, Amber. Looking well and happy.
    Inspired by your "cross contamination" slow cooker video, I bought a slow cooker on a car boot sale for £2. Cleaned it up and it is currently cooking beef chops with all leftover veg from the fridge and chicken stock from a few days earlier.

  • @paulahastings7865
    @paulahastings7865 ปีที่แล้ว +8

    Switched from verizon to verizon prepaid. No different in service. 40 dollar plan , done to 25 after paying for 9 month and auto pay, 5 gigs. I love it. Was paying 80 plus fees and tax!

    • @janeta3509
      @janeta3509 ปีที่แล้ว +2

      I just finally completed my 9 months of pre paid so down to $27/month with Verizon. I was paying over $70

  • @simonefeaster5131
    @simonefeaster5131 9 หลายเดือนก่อน +4

    Agreed 100% about the Camrys of that generation. I had one given to me and I would have driven it forever..the body was solid as well…unfortunately, I was hit by a distracted driver and the car was totaled.

  • @brookemustonen1234
    @brookemustonen1234 ปีที่แล้ว +5

    I seriously needed this video. Just swapped my car insurance and it cut our bill in half. Thank you

  • @M.L.E.85
    @M.L.E.85 ปีที่แล้ว +10

    In my city a recycling company charges $25 a month!!! This is in addition to the $25-30 a month fee the city charges. Thus, no one participates in recycling because we can’t afford it. It really is frustrating because the bulk of my trash is recyclable. As always, I enjoy your content/channel!

    • @pamcarr3598
      @pamcarr3598 ปีที่แล้ว +6

      I recently saw on the news that we are being fooled about recycling. Most ends up in the landfills anyway.

    • @M.L.E.85
      @M.L.E.85 ปีที่แล้ว +2

      @@pamcarr3598 that certainly is disappointing. How sad! I will look into this further. Thank you.

  • @DaintyDaphne1
    @DaintyDaphne1 ปีที่แล้ว +8

    I don’t have home insurance either.. they call it some thing else when you save your money just in case of emergency you can fix what you want or need. If you have a problem the home insurance takes too long for pay out and they pick and choose what they what to cover. I agree no homeowners insurance 😊

  • @tacmason
    @tacmason ปีที่แล้ว +6

    When I was in my motorcycle wreck - in 2000, I was forced to collide with the stopped Minivan of a young Woman who had no insurance - medical bills eventually forced me to sue my own insurance company. If people would only save ten percent of what they earned for an emergency, they could insure themselves ! The real question here is - How risk adverse are you ? , can you be comfortable running a moderate level of risk, and be able to live or die with the consequences, each of us are different on this point !

  • @wendydyoung
    @wendydyoung ปีที่แล้ว +6

    Years ago, I left a big cell carrier for $100 a month to go to Republic Wireless for $20. Same service. Now, I have Roku and cut cable completely.

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว +3

      You are probably saving $200/mo doing that

  • @AnimalFarm341
    @AnimalFarm341 ปีที่แล้ว +8

    I was forced into back surgery as a result of being hit from behind. I carry very high personal injury as a result. Other party was under insured.

    • @kellyyork3898
      @kellyyork3898 ปีที่แล้ว +5

      Ditto. I hate people who carry only the min. auto insurance required in their state because, when they hit someone and are 100 percent at fault, usually the poor, innocent victim has to pay, and pay. Or the victim has to have enough coverage, usually underinsured coverage, to cover their lost vehicle, other damages and health/long term physical therapy, loss of wages, and other costs such a rental vehicle, someone to care for them in their homes/cook and clean, medicines, hardware such as crutches, wheelchairs, etc. I wish more auto insurance companies would go after these people, who only carry the minimum amount of auto insurance needed, so that they can recoup their losses. Meanwhile, the rest of us have to carry underinsured insurance in order to make certain we are covered against these reckless drivers.

    • @misfit7610
      @misfit7610 ปีที่แล้ว +2

      In my state it's no fault insurance, so no matter who's at fault your insurance company pays the bills then has to go after the other drivers insurance for reimbursement if the other person was to blame. That's why so many people get liability only and the state minimum.

  • @bettyadkisson1681
    @bettyadkisson1681 ปีที่แล้ว +7

    I'm working more canned soups from gifted items and mixing my garden produces. 2-3 batches of strawberry jams,carrot cake jam. Everything is coming together for multiple cases of winter foods. And even canned milks. For seasonal sweets for the up coming holidays.

  • @Hello-fs5fh
    @Hello-fs5fh ปีที่แล้ว +12

    My electric bill is $600 and my water bill is $300
    The rates have gone up that much. I compared to when me moved here 5 years ago and our electric was $86 for the same month and water $60. The city raised the water rates and SWEPCO raised their rates
    It’s almost impossible for people on a strict budget

    • @gypsy2319
      @gypsy2319 ปีที่แล้ว +4

      This is absolutely ridiculous!

    • @charliebyerly3931
      @charliebyerly3931 ปีที่แล้ว

      That is crazy high.. most power companies have a list of ways to save, or home audit. You want to make sure you don't have a leak on water... I mean are you checking how many units your bill says you are using? I use very little and my bills show zone unit used every other month. I have low flow showerheads that have a dial for different streams, low flow or two flush toilets that use less water, have turned water off on sinks or toilets not in use, and dont have any landscaping that needs watering.

  • @laurab7379
    @laurab7379 ปีที่แล้ว +8

    Food for thought, we are paying too much for many things, I dumped Cable, changed phone carriers, use battery operated lights have ROKU tv, durn down my heat a few degrees makes a huge difference. Always ways to cut costs! You just have to get creative. Looking into solar. Great video.

  • @barbarabruce7648
    @barbarabruce7648 ปีที่แล้ว +8

    We washed clothes by hand in a bucket when our washing mashine died. For six months until I found a bargain washer for twentyfive bux on gumtree. And we were washing two kids school uniforms and dance clothes. Not rocket science. Cold water, gentle soap, no parabens, line dry. Good Sydney weather. So no excuse. No need to go to a gym. Give your arms a small workout. Easy peasy people.

  • @heidiedwards7819
    @heidiedwards7819 ปีที่แล้ว +8

    Car insurance.. in a wreck that is your fault, liability (required in most states) covers the other car and occupants (but not yours… full coverage includes fixing your car and your medical)

  • @randyo6019
    @randyo6019 ปีที่แล้ว +8

    New sub! I love your advice and contents. We have a Toyota tundra which we call the pup truck. Anyways it’s got 300,000 miles and it’s still running beautifully. Hate car payments and you’re right! Them Toyotas and Hondas last forever.

    • @amyk6028
      @amyk6028 ปีที่แล้ว +4

      Yes! I love my Toyota. It’s a 2022 Highlander and paid cash for it. Before that I had an old 2003 Lexus. I keep my cars forever. I love buying newer cars/SUVs with cash and keeping them for 20yrs. Worth every penny

  • @wingingitsemiretiredlife2981
    @wingingitsemiretiredlife2981 ปีที่แล้ว +5

    Princess I have an inside eye on what's going on with the groceries and it's everything. Something you like green grapes lets say they go out of stock your store won't have them for 2 weeks when they bring them back they are 1 to 2 dollars more. I work at Sam's I've been watching this happen for the past year and it's done with literally everything. All my bills have gone up 20 dollars a month too.

  • @PennieHillin-cc4nx
    @PennieHillin-cc4nx ปีที่แล้ว +7

    We shred our paper to use in our compost. Reduces the amount of garbage.

  • @rld1278
    @rld1278 ปีที่แล้ว +7

    Got my laundry covered. Only way to save more is not use anything. The detergent I use calls for a full cup, I find ¼ cup works for me, no softener, line or rack dry. Been doing this for a long time so everything's bare bones.
    No cable, Roku box, no subscriptions, power strips on electronics, car insurance is shopped as with everything else. Working on paying off my car loan, about 1200, new roof (an absolute must) then student loan.

  • @sandrafrederick4923
    @sandrafrederick4923 ปีที่แล้ว +8

    I am one of those who like having a personal video and book library and don't consider it clutter. I pick up dvds and vhs's for less than a buck each. I only buy what I am sure that I will watch. I get to watch some new shows on my son's subscriptions. I work two jobs, so there is plenty to watch if I want.

  • @gwyndyr32
    @gwyndyr32 ปีที่แล้ว +7

    Soap nuts also called soap berries are amazing and one $7 box I’ve had for 7 months and I’m only halfway through them. If I wash a really gross load I add a tablespoon of All Clear. I do have an HE machine. Also in the dryer I use wool balls and my clothes come out soft and bonus the clothes dry faster saving power and time.

  • @jasonmushersee
    @jasonmushersee ปีที่แล้ว +13

    got scammed yesterday. trying to get a 4 drawer file cabinet on marketplace $30 the guy gave me directions drove over there clean cut guy massive new house he says to me " just got a call someone offered $60 so thats the price". i walked away

  • @michael-hf1ph
    @michael-hf1ph ปีที่แล้ว +10

    Do not go without house insurance! Raise your deductible to $2,500 and your premiums will go in half

  • @TheFrugalMom0507
    @TheFrugalMom0507 ปีที่แล้ว +9

    I have a 2012 Toyota Camry. I absolutely love it. I keep it maintained. I plan to keep it until it dies. Hopefully that won’t be for a very long time.

    • @cherylT321
      @cherylT321 ปีที่แล้ว +2

      Ditto, though mine is a 2010 Toyota!

  • @kristie8727
    @kristie8727 ปีที่แล้ว +7

    I'd rather have savings or emergency money instead of insurance

  • @wilson8979
    @wilson8979 ปีที่แล้ว +8

    Aldi has $1 eggs and 1/2 gallon milk $1.50. Bread, $1. Still good prices for basic thank you God 2023 here

  • @wandarettinger5674
    @wandarettinger5674 ปีที่แล้ว +7

    I unplugged so long ago. I do have Prime though because I live out in the country and the cost of gas in Canada is so high it's cheaper in the long run for me to order online. I raise my own chickens and sell the eggs. They basically pay for themselves. I planted a grapevine and now make my own jelly from it.

  • @unpredictable913
    @unpredictable913 ปีที่แล้ว +7

    You are so right! I used to be under an insurance that was charging me too much so, I did my research and I ended up paying 660 dollars for 2 cars (full coverage) for 6 months. The insurance is quite reliable, several of my co-workers are in it and they are happy. I save 800 dollars. A win-win situation.

    • @darlenepaul2918
      @darlenepaul2918 ปีที่แล้ว +1

      Could you please tell me the name of your insurance?

  • @genschick916
    @genschick916 ปีที่แล้ว +9

    I agree with ALL! I need to dump my mobile service and go to cricket. Cut the cord on my cable and saving 200$ a month! There are so many things we waste money on. If everyone would look at their accounts on the regular and realize all these little amount add up to so much. Also... get creative. Eat what you have at home. Shop your own cabinets and freezer. Sell stuff you dont use. Even if its for little $$.

  • @militaryhomes6292
    @militaryhomes6292 ปีที่แล้ว +8

    For laundry detergent. I go to Sam's club and buy the big bin of soap. Wind fresh. Costs around $16-$20. I use a table spoon of it in my loads.
    Lasts me about a year and a half for a family of 4. I add a bit of oxyclean that I also get from Sam's if it's super dirty.
    I use the oxyclean on other cleaning stuff too too.
    I don't understand why people use coupons and stock pile laundry soap or make their own.

    • @MrsSullie22
      @MrsSullie22 ปีที่แล้ว

      I make my own because I’m allergic to fragrances, but mine nets about $35 a year homemade.

  • @LadyBeeSting2434
    @LadyBeeSting2434 ปีที่แล้ว +9

    When I was super broke and couldn’t afford running laundry in my apartment with the soap, I used less soap with shredded fels naphtha or and rewore clothes. Now that I can afford nice soap and run my machine, and my husband works on a dirty, oily job, I wash his work clothes separate. You can even pre soak hard soiled clothes in a little bit of water and dawn dish soap before washing in the machine with LESS laundry soap. I have never had a problem with our laundry smelling and being clean. You can also use vinegar as a fabric softener. If you live next to a Walgreens or CVS you can grab a small sized All, Tide, etc every week for less than $3 and it will last. If you presoak and rewear your clothes that aren’t as dirty like dress clothes. I hope this helps someone!

    • @lizh1988
      @lizh1988 ปีที่แล้ว +2

      I used to presoak clothes with Tide, forget exactly how but it worked. Run the hottest temp water you can, put the right amount of Tide for a load into a cup. Ru some Tide from the cup into any stain, then add a bit more to the spot, and put in the rest from the cup. Leave it in the hot water you put in the machine for 20 min to half hour, then run the rest if the cycle.
      My guess is it works with any other comparable detergent.

  • @isabelkassan5244
    @isabelkassan5244 5 หลายเดือนก่อน +3

    Yet another excellent video! Aussie Lady

  • @susangray45
    @susangray45 ปีที่แล้ว +9

    Today I bought a steak and got one free….. for the $10, I will get 5 meals. I ❤❤❤ my crockpot.

  • @cheekysaver
    @cheekysaver ปีที่แล้ว +7

    Laundry... everyone gets stuck on dang laundry. For 11 YEARS I have been hanging my laundry... in doors. I live in a dry area tho... so it is appropriate for me. I also am clumsy. I spill on my shirts all the time and I don't pretreat. I learned a long time ago... because I tried some stuff... when I bought persil... most of my stains just washed out. Even a $2 or $3 for a used shirt... loosing 10 a year to stains covers my expensive detergent costs... so for me it was cheaper. Again, that is me in my specific circumstances. I mean I did the whole make your own detergent thing... and I come out way ahead this way. I extreme couponed for detergent and didn't pay for it for years... because of clothing loss... I still come out ahead instead of buying replacement clothing. I actually wear my clothes out now or get a hole in them... or several. LOL Never used to happen before.
    If you read this far and say... just pretreat... um no. I am disable. I need it as close to one and doen as possible.
    I actually ran the numbers on using a dryer 6 years ago. About a $1 a load here. Even the cheapest rates have doubled here... so $2 a load min. You have to check the rates where you are.
    If there is a number... I will run it. LOL My current plan is 12.79¢/kWh 5-Year Fixed Electricity. Regulated rate was over double the cost.

  • @isabelkassan5244
    @isabelkassan5244 ปีที่แล้ว +6

    Enjoyed watching your video at 4 am! Love your content! You have saved me cash in all sorts of ways! I treat you like a friend! Aussie Lady!

  • @elainematiasiewich7292
    @elainematiasiewich7292 หลายเดือนก่อน +1

    From 75 -2014 our water came from a dugout. That's a large hole in the ground. Typical here as weiis are alkiline . As a kid dad would bring the galvanized tub in the kitchen each family member had a bath & then mom used the water to wash the floor. We weren't the only ones with the routine.

  • @nativeplantgardenclub3424
    @nativeplantgardenclub3424 ปีที่แล้ว +9

    It's possible that folks concerned about saving on laundry are having to use coin operated machines. The prices are outrageous and you can spend almost 20 dollars to do 2 loads and 1 large dryer. The machines run on the minimum amount of time so you have to put some dollars in quarters just to get things dry. There are hand washers that you can get to help wash 5-7 items at a time without tearing up your knuckles. Need a place to hang to dry. Lots of help on TH-cam.

  • @susanvelez6534
    @susanvelez6534 ปีที่แล้ว +4

    Hey princess I am the same! Drove a Corolla then a Camry and gave it to my daughter when she started driving and purchased a 2003 Hylander from an older couple for 6k I love it and it’s my forever car lol

  • @rcuellarr
    @rcuellarr ปีที่แล้ว +6

    Finally canceled cable and telephone service! Saving $70 a month and will save more once I cancel my TiVo service. It took some getting used to but enjoy using the streaming services.

  • @junferg7
    @junferg7 ปีที่แล้ว +5

    Still have my mothers old large TV know its over 30yrs old..true a couple of lines up in one corner but funnily your mind tunes them out..and I am amazed how it just keeps on keeping on..why buy ìf its not broken..one of the girls at work asked me how to save..I was amazed she had not a clue..

  • @novaheroes7133
    @novaheroes7133 ปีที่แล้ว +8

    Have not bought laundry soap in a year...make my own that lasts for months

  • @tharpeaddy
    @tharpeaddy ปีที่แล้ว +5

    I love my 2000 dollar e-bike
    I’m getting another bicycle in two weeks!!
    Very excited!!
    Especially since everyone wants a car and HATE bicycles
    They’re pretty affordable for the badasss bicycles vs cars are very very expensive

  • @vixxcottage
    @vixxcottage ปีที่แล้ว +5

    Have not had cable TV over 30 years. I refuse to purchase satellite TV or any subscriptions. Like you I have set prices for things and will not pay certain prices. I don't watch TV anyway. In these times managing money is extremely important and wasting makes no sense to me.

  • @preparingformountainlife
    @preparingformountainlife ปีที่แล้ว +9

    Currently hanging my clothes on the line. Saving that $$. We burn all paper trash and use it in our compost pile. I have chickens and get eggs and they eat almost all my food scraps, which are minimal, they free range to eat all the pesky bugs. We do town trips one time a week. Allour vehicles are paid off...have full coverage on two because they are so new. My MIL cans and shares the goods with us. We recycle all metal, cook at home, wash ziplock bags, and we work full time and do overtime too. Any ither ideas to save money?

  • @dead91alive
    @dead91alive ปีที่แล้ว +6

    Pay as little as you need and spend less than you did the previous month. It’s a fun challenge to come up with ways to save money.

  • @araefox
    @araefox ปีที่แล้ว +9

    Haha! We have a 2008 Toyota Tacoma with 220,000 miles on it! Bought it brand new! We recently put $4000 in it and it should be good for another 100,000. My daughter thought we were crazy, but have you priced a new truck lately? 😮

  • @cindypittman8776
    @cindypittman8776 หลายเดือนก่อน +1

    I have my moms 2000 Toyota Camry she bought it new. Just now has 71,000 miles on it. Have family wanting me to sell it to them. I haven’t had permission from the doctor since February. Will retake the test end of the month. I have to pay $350 out of pocket to get my drivers privileges back.

  • @emikosan8712
    @emikosan8712 ปีที่แล้ว +3

    I remember that trip. I was so glad you knew what to do. Very nice.

  • @lynleyriini8416
    @lynleyriini8416 ปีที่แล้ว +8

    Our car insurance cost $20 a month full courage here in NZ for a 10;000 car

    • @debbywickman1103
      @debbywickman1103 ปีที่แล้ว +2

      That's awesome. Mine is 240.00 a month for full coverage for a 7 year old car.

    • @debzsea
      @debzsea ปีที่แล้ว

      Wow, I'm in NZ & paying more than $50/mth for a $4500 car. What insurance company are you with please?

  • @Capronice
    @Capronice ปีที่แล้ว +6

    Medical insurance is crazy and medical bills are crazy crazy high. Medical insurance was 600 dollars a month when I was in between jobs. I don’t know how anyone can afford this.

    • @PrepperPrincess
      @PrepperPrincess  ปีที่แล้ว

      I agree. It’s robbery and the government needs to step in or something. It’s gotten out of hand

    • @pamcarr3598
      @pamcarr3598 ปีที่แล้ว +4

      The government is why it's so high. The Affordable Care Act is what caused insurance to skyrocket and deductibles to become so high and outrageous.

    • @KWMc1952
      @KWMc1952 ปีที่แล้ว

      @@wildhorses6817 I had radiation therapy for cancer years ago and used homeopathy for nausea. It worked well for me. It's been so long ago I can't remember what I used, though.

  • @Awakened5555
    @Awakened5555 ปีที่แล้ว +6

    I stream from my smart TV. Tubi is free. Amazon Prime has movies. I watch you tube video's on my TV upgraded to premium, no ads. Worth it if you're a you tuber. Only pay internet. No cable, $66 monthly, internet only. I have unlimited on my phone, Tracfone for $25 a month. Never any issues. I enrolled for a fixed rate with my electric bill, $79 a month. Budget and save every 2 week's. Limit unnecessary spending. I use baking soda for laundry. I also pay ahead on bills so I don't live paycheck to paycheck. No car payment. Plan ahead! Live debt free! There is no need to live too extreme as it is hard to sustain but be practical. Much love Pepper Princess❤

  • @dfabbot3456
    @dfabbot3456 ปีที่แล้ว +6

    I wash a few pieces of laundry by hand several times a month, it really save me laundry I end up washing 2 loads of laundry a month,short wash cycle 1/2 amount laundry soap on cold,