Should You Buy A House Or a Flat In The UK | Pros And Cons | Buying House Vs Flat

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  • เผยแพร่เมื่อ 20 พ.ย. 2024

ความคิดเห็น • 37

  • @makepeace88
    @makepeace88 4 หลายเดือนก่อน +7

    Thanks for this video Gaurav. We have been viewing houses (new build) since few months. Here are few learnings might help others:-
    1. Decide your house type you want to buy new or old. Both has pros and cons
    2. If new build, check the builder, get their snagger ratings. Snagger review new builds and tell you the quality issues you are delivered. Search in YT
    3. The listed price on builder website is not the final price, try to negotiate ask your sales person to speak to their bosses, get more incentives as possible. I had an offer where they could reduce price 3% & 5% deposit contributions.. need to bargain a bit! Crying baby gets more milk logic 😅
    4. Get your own mortgage broker and solicitor don’t accept builder suggestions. And try to connect with multiple mortgage brokers they work for free with you, solicitor is charged so use them when you’re 200% sure to go ahead.
    5. Reservation: Always check for cancellation options whilst reserving your house, mostly they take £1000 for reservations with a deadline of 6 weeks to you get ready with all legal, financial and making other arrangements.
    Hope this helps, Good luck!

  • @clicksongo589
    @clicksongo589 หลายเดือนก่อน +1

    sabse badi baat .. Ghar se chori bahut hota hai... agar senior citizens rehte hai toh darr sa laga rehta hai... upar se closed parking nahi hai toh, Car bhi chori ho jata hai... sad.. but this is reality in London.
    Flat me life safe hai .. :)
    flats are not cheaper as you think !! At least not in London !! haan,. gaon side me cheap ho sakta hai.. par gaon side me apartments banta bhi kam hai..

  • @akucool2
    @akucool2 4 หลายเดือนก่อน +2

    I agree with you Gaurav, buy a house until you really want to avoid travelling to office and stay close to city. House is always best if you can afford. if you feel can't buy house go on rent, buy 2 bedroom and later go for 3 or 4 bed and use 2 bed for investment. Really informative one Gaurav. just curious what is the current interest rate for loan?

    • @HumTumInEngland
      @HumTumInEngland  3 หลายเดือนก่อน +2

      Current rates are around 5.25% depending on the deposit and amount of loan

  • @anilrathva-rq5ju
    @anilrathva-rq5ju 4 หลายเดือนก่อน +3

    Hi sar seasonal visa ke bare mein bataiye kaun se mahine mein khulega

  • @22sangran
    @22sangran 4 หลายเดือนก่อน

    Such a nice & informative Vlog like always yours... one question. A typical scenario for 1st time buyer. If I am buying a house on my name without any co-owner and after sometime my wife will buy a property with her name only, can she still avail that no stamp duty benefit.

    • @HumTumInEngland
      @HumTumInEngland  4 หลายเดือนก่อน +1

      yes if its only on her name 👍🏻

    • @22sangran
      @22sangran 4 หลายเดือนก่อน

      Thanks a lot @Gaurav, for the clarification. Means a lot.

  • @janetrai185
    @janetrai185 4 หลายเดือนก่อน

    Hi
    What if we sell our property in native place
    And thn buy property in London does that account 1st buyers ?

  • @Murtazakhoso-c7y
    @Murtazakhoso-c7y 2 หลายเดือนก่อน

    at least how much price of house...!?

  • @sushmakotnala2313
    @sushmakotnala2313 4 หลายเดือนก่อน +2

    hi gaurav avi thnku fr this inf video..just wanted to knw which places in uk is good for indians to stay...we r planning yo buy house so we r new here if u can help and tell us places name which r good and safe fr us

    • @HashmifromUK
      @HashmifromUK 4 หลายเดือนก่อน +1

      Manchester

    • @sushmakotnala2313
      @sushmakotnala2313 4 หลายเดือนก่อน

      @@HashmifromUK thanks alot..

    • @HumTumInEngland
      @HumTumInEngland  4 หลายเดือนก่อน +1

      Everyone’s requirement is different so you have to decide where your job is how close you want to live any schools requirements.. cheaper and good areas around you..

    • @sushmakotnala2313
      @sushmakotnala2313 4 หลายเดือนก่อน

      @@HumTumInEngland thnks

    • @mesbahulhoda9539
      @mesbahulhoda9539 4 หลายเดือนก่อน

      If you are new, you should not buy a house right away. You need to analyze locations before buying.

  • @anilkumar-wk8vm
    @anilkumar-wk8vm 2 หลายเดือนก่อน

    What is the cost of renewal of lease

  • @intassarahmad5810
    @intassarahmad5810 4 หลายเดือนก่อน

    Hy sir and mam can you please make a video on electronics please 😢❤🎉

  • @mohitkumar-sn3uu
    @mohitkumar-sn3uu 4 หลายเดือนก่อน

    Awesome video ❤

  • @bhupindernegi007
    @bhupindernegi007 4 หลายเดือนก่อน

    Hi gaurav, bhai thanks for sharing it.. please do share some links and info about relatively cheap option … London me kiraye ne waat lga rakhi hai bhai mere😂😂😂

  • @ramitsharma3773
    @ramitsharma3773 4 หลายเดือนก่อน

    What happens when lease expires? Can the property be taken back by the owner of the space?

    • @HumTumInEngland
      @HumTumInEngland  4 หลายเดือนก่อน +1

      Technically, when a lease expires on a flat, all legal rights in the property revert to the freeholder. Probably the owner of that building!

    • @parvishwazid8150
      @parvishwazid8150 3 หลายเดือนก่อน

      It's not like owning its more like paying rent in advance 😂😂

  • @waleedabbas8024
    @waleedabbas8024 4 หลายเดือนก่อน

    Salam Sir,
    Uk Main Normal House Kitnay Tak Mill jaata Hai Pounds Main

  • @bhumikasolanki1806
    @bhumikasolanki1806 4 หลายเดือนก่อน

    Hello gaurav bhai me bhi uk ana chati hun par son ki study ke vaje se confused hu mane apka video dekha study ka magar after 18 years kitni fees bharni padti he studay ke liye or vaha ka study achha rahe ga 9th me

  • @chetupatelchauhan2147
    @chetupatelchauhan2147 4 หลายเดือนก่อน

    Any idea in London what is cost of renew lease

  • @montySaini-bp2lf
    @montySaini-bp2lf 4 หลายเดือนก่อน

    Car job mechanic ki video banaen

  • @PIYUSH-e6w
    @PIYUSH-e6w 4 หลายเดือนก่อน

    Nice

  • @adnanbhatti2277
    @adnanbhatti2277 4 หลายเดือนก่อน

    Your videos always are very beneficials ❤❤

    • @HumTumInEngland
      @HumTumInEngland  4 หลายเดือนก่อน

      Glad to hear that ❤️👍🏻

    • @PathToPeace-w1x
      @PathToPeace-w1x 4 หลายเดือนก่อน

      we are planning to come to UK ..your videos are very beneficial. The only confusion is about our kids studies..being a Muslim we don't support lgbt type things so need guidance on this

  • @mudassaryousaf4867
    @mudassaryousaf4867 4 หลายเดือนก่อน

    Hii..
    How are you..
    If I get admission in Pre-masters with single CAS , one year visa and after completing it can I enroll in masters and can I get extension in visa while staying in uk or I have to come back to my home country and apply from here ??

  • @soumyalahiri6885
    @soumyalahiri6885 หลายเดือนก่อน

    Hello sir I am thinking of buying a property first time in UK and currently working with skilled worker visa but I may have to return back to India in about 6-7 years. Can you kindly tell me how easy or difficult it is to change my residential mortgage into buy to let one and what things I should keep in mind.

    • @HumTumInEngland
      @HumTumInEngland  หลายเดือนก่อน

      Hello you need to check with a qualified mortgage advisor for this information. It’s not very difficult to change but as per your circumstances mortgage advisor will explain you better

    • @soumyalahiri6885
      @soumyalahiri6885 หลายเดือนก่อน

      @@HumTumInEngland Thank you for your response 😊

  • @kavitabhal5167
    @kavitabhal5167 4 หลายเดือนก่อน +1

    😊😊❤❤😊

  • @SheetalVekariya-pf5rs
    @SheetalVekariya-pf5rs 4 หลายเดือนก่อน

    आप फिस सिटी मे रहते हो