I started this in January after hearing you mention it on your snap late last year and I absolutely love it. I'm now saving for things I thought I couldn't afford before. Thank you for the inspiration and wisdom Tracy!
We've used this system for 28 years and have never had a problem not having what we needed. We had a different way to documenting things, but the principals are all the same.
Well you and Tracy both look PHENOMENAL!! Inspiration for a 29 year old like me. I’m already really into anti aging products because of ladies like you. Xoxo
The long awaited budget series is finally here!! I use a lot of these methods already, but have implemented the envelope system in the last 6 months or so and it’s been such a game changer for me! Thanks for sharing your tips, Tracy!
I absolutely love your videos! I can't think of a better person on youtube to watch in order to actually improve and inspire myself. I am really wanting to crack down on my budgeting. THANK YOU for the info.
This has been a series that I have been WAITING for! You've really seemed to have figured out what works for your family and I hope that I can take some of this an implement it for my family. I've already implemented the Envelope System and it's been somewhat challenging, but I'm doing it! I've already had two instances where I just opened the safe, pulled the envelope and the money was there... no need to pull from the checking account. It was a great feeling! Thank you for pouring your knowledge into us, my friend! You are a blessing!!! XoXo, Tiffany
I am a huge Dave Ramsey fan, so as you can imagine this is right up my alley! I am so excited for this series, thank you!! This is the kind of stuff I actually ENJOY hearing about and doing #nerdlife LOL So glad I found you right after the New Year xoxo
Hi Tracy. I've been implementing the envelope budgeting since my husband and I got married (6 years ago) and it has done wonders in our finances even in our relationship. I cannot recomend it more. Eager to see the next budgeting series. Love xoxo
Hi Tracy, thank you so much for taking the time to put together a budgeting series. A friend of mine uses the envelope system and loves it. I always wanted to try but never knew how to get started. I am excited to see the full series and start using it. I hope my family can still benefit from this system even though I am starting this later in life. Thanks again I enjoy watching your channel.
Tracy you are fantastic! Enjoy your daily snaps and have been looking forward to these budget videos! We all know what needs to be done but sometimes it's the reminders that help us the most! Much love!!
I love your channel! I’m 25 and I do want to start on this. I have some of this (like the envelopes & a budget idea) but I fail at implementation aka self control. I look forward to this series!
*Thank you so much for this video Tracy!!! This afternoon (I live in France), I have watched your video, take a notebook, my budget journal, my bank statement and I have started the job! I have always though we have to enjoy life and I haven't save a lot of money but now I'm married, we have a house to pay, a little girl to raise and a retirement to plan. I'm looking forward to see the entire budget series!!!! Have a nice day Tracy!*
I have watch this video more than once and understand the system more each time. I am guilty of thinking that I needed the perfect financial "planner" in order to plan my finances when I see a simple binder which is what I started out with and what you have shown here is going to be the method I return to, keep it simple. Thanks for sharing your wisdom Tracey it's much appreciated. 😘
Thank you!!!! I've been looking forward to this series!! I've been happily married for 28 years !! Our struggle is money management! My hubby's on board and we will be watching this series together. So thankful for all that you bring to this channel.....and snapchat!!!
Tracy Hensel does it again! I am so addicted to your videos and snaps! You inspire me more than you know. What a great budgeting video! You are helping sooooo many people! Keep up the great work! Can't wait to see the next video on budgeting. Be Blessed, Beautiful!
Hello thank you for this video... just moved to Michigan myself and thought it was hilarious that you mentioned Michigan pot hole, it is so true. Thanks again can't wait for the other videos!
thank you for this.nice way to start off the new year. i'm a spender, not a saver. i need to save more. i swipe everything i never have cash on me. i end up waiting for my next paycheck.... yeah i need this. excellent. i can't wait for the envelopes thing.i can't imagine what that is all about.
I ABSOLUTELY LOVE your honesty!!! Thank you for sharing! Being honest with yourself is always the first step to change. Bless you for sharing, publicly!
Tracy, thank you for this series. I would like to budget for an expensive e week vacation to South America. Planning to visit in a year. Hope your budgeting series will cover vacation planning.
This is so informative. I am going to start this. I never thought about secondary bills. I alway placed that with primary. That made it to overwhelming to manage. With the secondary you can find ways to get around things( doing your own manicures, Groupon for hair and facials ). The royal blue blouse is very pretty on you.
Hey Tracy! YOU GO GIRL.......YOU ARE BRILLIANT!! THANK YOU, so much, for this video.......I am SO excited! I am so looking forward to the series of this, on how to budget my money. I think this is a WONDERFUL system/strategy! I watched this video twice, before even starting on the homework assignment, and so far, find this system, not only organized and balanced, but user-friendly, as well. I, too, am doing this in a Word document and am using your format, but with some slight changes, of my own. I mapped everything out on paper, first, of course. This system lays everything out for me to see, down to the penny.......BRAVO! From this assignment, I can see what areas I need to work on, in saving money, and in ways that I can get ahead, without stress and worry. Thank you, Tracy, for caring enough to want to share this with us, all, that not only will teach us to manage our money, to our benefit, but also to help our family and friends, as well. I went out, last night, and bought the needed essentials, included in this video, that I will need, so far. After having done this assignment, I just watched your video, AGAIN, to make sure I'm really getting this down, pat. This is going to help me TREMENDOUSLY, and I thank you, my dear friend. I LOVE YOU BUNCHES!! I LOVE your cold-shoulder top. Royal blue is one of your best colors. You look so pretty! Enjoy the rest of your weekend and I'm ready to see Video # 2 : ) xoxox
Love this, Renae! Thank you for sharing! You have a GREAT start! Keep up the great work!! Bless you for taking the time to share your story. I find it very inspiring.
Hi Tracy, I’m so happy to see this series from you. Your videos are so informative and your voice is so calming. When I first found you, this is when you started TH-cam, I thought you were a talk show host. Your beautiful and fabulous. Your information on all subjects is so meaningful and helpful!! Thank you from the bottom of my heart!! Love from Melissa in NJ❤️❤️
OMG, Tracy, you are such a blessing! I SOOOOO needed this video/series, and I am so grateful for you sharing! I've been struggling with how to implement the envelope system in a way that works for me, and already, in this 1st video, your system has shown me a way to implement it that makes TOTAL sense! I can't tell you how excited I am! And you're so right, I've known for some time that I need to get control, thank you so much for sharing your wisdom. I just LOVE you, you're beautiful inside & out! Stay blessed, because you are such a blessing! Best to you & yours!
Thank you, Pamela! I appreciate your wonderful message. I am happy that it makes sense, and cannot wait to get out the rest of the videos. Enjoy the rest of your weekend!
Would love to get an updated budgeting video on how you and Paul manage finances now, my assumption if you don't do this style anymore but maybe I'm wrong!
I’ve been waiting for this series!! I found you on TH-cam last August and have been a daily Snapchat follower ever since. You inspired me to do the cash envelopes and get myself out of debt and I feel like I have a new lease on life! I am in control now and I tell my money where it’s going.
Thank you so so much for sharing this video with us I can't wait to start getting my budget binder together I love this idea and you explain it so well. Thank you again.
Thank you so much for this. I’ve been doing the envelope system but you gave me a better method specially about setting aside money for future spending 😊
Fantastic series and so helpful for so many. I'm going to try not to word this as a question as I Defo know you don't want them yet but..... I'd love to know how you decide how much to spend on birthdays, gifts etc for various family members and friends. I'll be patient xxxx
Dee yay!!! See I know that it all depends on budget but I'd love to know how people decided what is appropriate for each holiday and family member. I'd also love to know how much is a good amount to save for maintenance on cars as this can fluctuate so much!
Thanks Tracy! you know a perfect time for me to review and get a new budget started. Richard paid all the bills, so I have been making lists and digging thru our accounts.
Hi Tracy, I love your videos! I am coming from the point of view of being self employed. My payments come randomly and are of different amounts from different places so I find it harder to plan how much to take from each cheque. Often during the summer, christmas, easter vacations I get very little pay as I am a dance teacher but during term time it is more. Would be great to hear your response to that :) Thank you again for all you do x
Thank you so much for this video! My husband and I just added a budget section to our “Bill Binder”, where we keep all of our bill statements. It’s crazy to see how much money we are making and not knowing where it is all going! Thanks to you, we are on the fast track to paying off our small amount of debt and budgeting better for birthdays, Christmas, and our monthly spending money! We are newly weds and still trying to figure this thing out. ❤️ Love your videos and I am looking forward to the rest of the budgeting series!
Thank you, Emily for sharing your story. You and your husband are on the right path. Keep up the great TEAMWORK!!! It will pay high dividends late in life!!
It's somewhat embarrassing that I don't already have a strict budget by my age, but I don't. Just a general one. But I think I am not saving enough due to me buying carelessly. Probably a few hundred dollars a month. I ordered and received clear plastic zip bags to hold my money and have just labeled them to see if I can stick to a weekly budget. I'd seen this video a year ago and though others talk about the envelope system, I just know you have it together and had to relearn from TRACY HENSEL!
Thanks so much Tracy !! I’m 26 and have so much credit card debt and student loans 😞😩 however I have a feeling I’m getting engaged soon so it’s kicking my butt to hurry up and pay things off before all the wedding expenses begin ! Def needed the motivation and practice the self control ! Thank you 💕
I'm really looking forward to putting this programme in place. Unfortunately through laziness and complacency on our part, our outgoings far outweigh our incomings so I need to get our finances under control. It won't be easy as we are used to spending every last cent in the bank then having to make do until the next pay day comes around. I'll let you read between the lines there lol
My sister is moving into her own home after moving in with me 6 months ago from another state. How do you recommend figuring out the budgets when she doesn't have anything to reference back to fron previous months or years IG utilities, gas, groceries etc? My husband showed her how much we spend but we are a family of my husband, our 15yr old and myself, it will just be her and my 5yr old nephew. Also we only lived in our home for 6months before she moved in so even our budget has gone up so even our numbers aren't true. BTW I love your channel! Very inspiring. ❤
A budget gone wrong can cost someone a relationship....like younger couples wanting a house with not enough to have a emergency budget if something goes wrong....or people going into debt to borrow emergency money
You are so correct! Money is on the top of the list for divorces.. however that is driven by lack of proper communication/teamwork...and our system eliminates this and actually makes the marriage stronger!
Can you share how you figured out what “financial freedom” meant for you and your husband? That’s an important one to know what goal you are ultimately working towards :)
I know you didn’t want any questions until the end. I think this is a great series. Can you bring into this series if a family that only gets paid monthly? I do plan ahead on big purchases and vacations but as far as monthly bills. They get paid all at once for the entire month. I’d love to know if you have any thoughts on this.
Thank Tina! In my next Budgeting video I address how to use this system no matter how often you get paid. I hope you find it helpful. Watch for that video to come by Monday .. at the latest.
I really love listening to you and have learned so many life details. I love being organized whenever possible. As a professional Makeup Artist it's always fun to see what skincare/makeup you like. Thanks for all this content. If I knew you..we'd be friends I'm sure! Ha@
I started this in January after hearing you mention it on your snap late last year and I absolutely love it. I'm now saving for things I thought I couldn't afford before. Thank you for the inspiration and wisdom Tracy!
We've used this system for 28 years and have never had a problem not having what we needed. We had a different way to documenting things, but the principals are all the same.
Good, advise! LOL.........My personal maintenance is getting higher by the min. Getting old is not for the week or poor!
Well you and Tracy both look PHENOMENAL!! Inspiration for a 29 year old like me. I’m already really into anti aging products because of ladies like you. Xoxo
The long awaited budget series is finally here!! I use a lot of these methods already, but have implemented the envelope system in the last 6 months or so and it’s been such a game changer for me! Thanks for sharing your tips, Tracy!
Fantastic, Leigh! I hope you enjoy the series! Have a great weekend!
Very helpful .Thank you so much . I had the monthly birthday sheet in a planner . It never crossed my mind to make my own after tossing the planner 👍
This is exactly the video I need. I desperately need a budget. Side note: I love the blue top! It's gorgeous.
I absolutely love your videos! I can't think of a better person on youtube to watch in order to actually improve and inspire myself. I am really wanting to crack down on my budgeting. THANK YOU for the info.
OMG, I love this and can't wait for the rest of the videos that will correspond with this series!!!!!! ahhh!! so excited! Thank-you Tracy!
This has been a series that I have been WAITING for! You've really seemed to have figured out what works for your family and I hope that I can take some of this an implement it for my family. I've already implemented the Envelope System and it's been somewhat challenging, but I'm doing it! I've already had two instances where I just opened the safe, pulled the envelope and the money was there... no need to pull from the checking account. It was a great feeling! Thank you for pouring your knowledge into us, my friend! You are a blessing!!! XoXo, Tiffany
Thank you Tiffany! Keep up the great work with the envelopes. Like anything, it gets easier the longer you are at it! Have a wonderful weekend!!
Thank you Tracey Hensel.
I am a huge Dave Ramsey fan, so as you can imagine this is right up my alley! I am so excited for this series, thank you!! This is the kind of stuff I actually ENJOY hearing about and doing #nerdlife LOL So glad I found you right after the New Year xoxo
Hi Tracy. I've been implementing the envelope budgeting since my husband and I got married (6 years ago) and it has done wonders in our finances even in our relationship. I cannot recomend it more. Eager to see the next budgeting series. Love xoxo
Thanks for sharing, Nancy!
Have done the envelope system for a few years now, it’s a game changer, totally works 😀 Your hair looks lovely btw x
Tracy, you are so smart, showing us guidelines to set up in life, family. I so much appreciate you. God bless you and your family.
Thank you! I appreciate it!
Hi Tracy, thank you so much for taking the time to put together a budgeting series. A friend of mine uses the envelope system and loves it. I always wanted to try but never knew how to get started. I am excited to see the full series and start using it. I hope my family can still benefit from this system even though I am starting this later in life. Thanks again I enjoy watching your channel.
Thank you so much for these videos. I look forward to seeing them. Your videos inspire me to get on track. Than you!
Tracy you are fantastic! Enjoy your daily snaps and have been looking forward to these budget videos! We all know what needs to be done but sometimes it's the reminders that help us the most! Much love!!
Thank you, Tonya!
I love your channel! I’m 25 and I do want to start on this. I have some of this (like the envelopes & a budget idea) but I fail at implementation aka self control. I look forward to this series!
Thank you! Self-control is like a muscle you have to exercise. The more you use it, the stronger it will get.
Tracy Hensel thank you, I will definitely keep trying!
*Thank you so much for this video Tracy!!! This afternoon (I live in France), I have watched your video, take a notebook, my budget journal, my bank statement and I have started the job! I have always though we have to enjoy life and I haven't save a lot of money but now I'm married, we have a house to pay, a little girl to raise and a retirement to plan. I'm looking forward to see the entire budget series!!!! Have a nice day Tracy!*
I have watch this video more than once and understand the system more each time. I am guilty of thinking that I needed the perfect financial "planner" in order to plan my finances when I see a simple binder which is what I started out with and what you have shown here is going to be the method I return to, keep it simple. Thanks for sharing your wisdom Tracey it's much appreciated. 😘
Great Idea Andrea! Keep doing what you are doing! God Bless!
I just discovered your videos and this popped in my feed. I’ve been needing something like this. I’m 42. This is Karma and a sign. Thanks
This is God sent! Thank you so much! I can't wait for the next video!.
Thank you!!!! I've been looking forward to this series!! I've been happily married for 28 years !! Our struggle is money management! My hubby's on board and we will be watching this series together. So thankful for all that you bring to this channel.....and snapchat!!!
Fantastic Lisa! I am thrilled to hear that your husband is on board. Marriage is a TEAM!! TEAM MARTENS!!!!
Great series Tracy! Definitely going to use this system.
Tracy Hensel does it again! I am so addicted to your videos and snaps! You inspire me more than you know. What a great budgeting video! You are helping sooooo many people! Keep up the great work! Can't wait to see the next video on budgeting. Be Blessed, Beautiful!
Thank you & Bless you, Vinita! Also, thank you for the Supplement order.
This is so timely. Just what I’ve been working on. Thanks
i appreciate your time in creating this series, i really need it! its definitely hard to be on the same page with someone else
Hello thank you for this video... just moved to Michigan myself and thought it was hilarious that you mentioned Michigan pot hole, it is so true. Thanks again can't wait for the other videos!
Thank you beautiful lady! I’m looking forward to learn a lot from this series. Can’t wait 😊
Love the hair!❤
thank you for this.nice way to start off the new year. i'm a spender, not a saver. i need to save more. i swipe everything i never have cash on me. i end up waiting for my next paycheck.... yeah i need this. excellent. i can't wait for the envelopes thing.i can't imagine what that is all about.
I ABSOLUTELY LOVE your honesty!!! Thank you for sharing! Being honest with yourself is always the first step to change. Bless you for sharing, publicly!
Love these sorts of videos! Great start to this series.Thank you!
I LOVE this!! Thank you times a million for this wonderful STARTER info!! Have a fab Valentines Day!
THANK YOU! So been looking forward to this particular series of yours!
Happy to get it started!
Great stuff! Thank you
In Sweden all is digital .......but I will apply your approach
Tracy, thank you for this series. I would like to budget for an expensive e week vacation to South America. Planning to visit in a year. Hope your budgeting series will cover vacation planning.
This is so informative. I am going to start this. I never thought about secondary bills. I alway placed that with primary. That made it to overwhelming to manage. With the secondary you can find ways to get around things( doing your own manicures, Groupon for hair and facials ). The royal blue blouse is very pretty on you.
Thank you! So happy to hear this method sounds easier to implement and stick with. Good Luck!
I love this video😍 Thanks for sharing with us your ideas
Thanks for offering all this great advise.
I just "found" you a couple weeks ago. I wish you had been around 25 years ago! 😊
Bless you , Rachael!
I feel the same way! I’m definitely changing the way I finish raising my girls....👍🏻
Rachael First me too just found her so thankful
Tracy, sound is much better. Great content lady! I'm a big Ramsey fan so this is great!
Thank you for sharing your advice. I need this so much right now!
Hey Tracy! YOU GO GIRL.......YOU ARE BRILLIANT!! THANK YOU, so much, for this video.......I am SO excited! I am so looking forward to the series of this, on how to budget my money. I think this is a WONDERFUL system/strategy! I watched this video twice, before even starting on the homework assignment, and so far, find this system, not only organized and balanced, but user-friendly, as well. I, too, am doing this in a Word document and am using your format, but with some slight changes, of my own. I mapped everything out on paper, first, of course. This system lays everything out for me to see, down to the penny.......BRAVO! From this assignment, I can see what areas I need to work on, in saving money, and in ways that I can get ahead, without stress and worry. Thank you, Tracy, for caring enough to want to share this with us, all, that not only will teach us to manage our money, to our benefit, but also to help our family and friends, as well. I went out, last night, and bought the needed essentials, included in this video, that I will need, so far. After having done this assignment, I just watched your video, AGAIN, to make sure I'm really getting this down, pat. This is going to help me TREMENDOUSLY, and I thank you, my dear friend. I LOVE YOU BUNCHES!! I LOVE your cold-shoulder top. Royal blue is one of your best colors. You look so pretty! Enjoy the rest of your weekend and I'm ready to see Video # 2 : ) xoxox
Love this, Renae! Thank you for sharing! You have a GREAT start! Keep up the great work!! Bless you for taking the time to share your story. I find it very inspiring.
Thank you, so much, Tracy! I am really looking forward to this!
Great job !! Morgage has a typo...🌹🌹🌹
Thank you!
Hi Tracy,
I’m so happy to see this series from you. Your videos are so informative and your voice is so calming. When I first found you, this is when you started TH-cam, I thought you were a talk show host. Your beautiful and fabulous. Your information on all subjects is so meaningful and helpful!! Thank you from the bottom of my heart!! Love from Melissa in NJ❤️❤️
I am on board in this!
OMG, Tracy, you are such a blessing! I SOOOOO needed this video/series, and I am so grateful for you sharing! I've been struggling with how to implement the envelope system in a way that works for me, and already, in this 1st video, your system has shown me a way to implement it that makes TOTAL sense! I can't tell you how excited I am! And you're so right, I've known for some time that I need to get control, thank you so much for sharing your wisdom. I just LOVE you, you're beautiful inside & out! Stay blessed, because you are such a blessing! Best to you & yours!
Thank you, Pamela! I appreciate your wonderful message. I am happy that it makes sense, and cannot wait to get out the rest of the videos. Enjoy the rest of your weekend!
Would love to get an updated budgeting video on how you and Paul manage finances now, my assumption if you don't do this style anymore but maybe I'm wrong!
What a great video!
I’ve been waiting for this series!! I found you on TH-cam last August and have been a daily Snapchat follower ever since. You inspired me to do the cash envelopes and get myself out of debt and I feel like I have a new lease on life! I am in control now and I tell my money where it’s going.
YES! We tell every dollar to jump, dance, and do 5 push ups if necessary! YOU ARE IN CHARGE! You work hard and deserve it! So proud of you!
Thank you kindly for your selections and advise
Perfect timing as usual, you are an angel Tracy
Thank you so so much for sharing this video with us I can't wait to start getting my budget binder together I love this idea and you explain it so well. Thank you again.
Thank you, Sherry! Good for you! The Binder is a great system!
I am using a binder because all I have is an iPad but the binder is great
You’re a Godsend! God bless you and your family! 💜
Thank you, Lisa!!
Would like to see a future tutorial on grocery shopping, planning how you do it.
Gret topic. Please see my blog post on that. A video in the future.
Omg I don’t plan for car washes, hair and nail maintenance 🤦♀️🤦♀️🤦♀️
Thank you so much for this. I’ve been doing the envelope system but you gave me a better method specially about setting aside money for future spending 😊
Great series! Definitely going to be trying this!
Can't wait for the remainder
Best hair day! Thank you for your quality content!
Thank you so much for this series, life changing!
this is very helpful thank you very much, cant wait for the next video
Hi Tracy,
I appreciate your videos so much! Thank you!!
Thank you Kelly! God Bless!
Fantastic series and so helpful for so many. I'm going to try not to word this as a question as I Defo know you don't want them yet but..... I'd love to know how you decide how much to spend on birthdays, gifts etc for various family members and friends.
I'll be patient xxxx
Great question. Thank you! I will be keeping track of questions, sent. Plan on all of those topics being hit on. Enjoy your weekend!
Rosalind Tapper Omg! Great question, I saw her Valentine's Snap, And was wondering same thing !!!!
Dee yay!!! See I know that it all depends on budget but I'd love to know how people decided what is appropriate for each holiday and family member.
I'd also love to know how much is a good amount to save for maintenance on cars as this can fluctuate so much!
Would also like to know when/how your kids pitch in and what for
Im so grateful the Lord led me to you Tracy.
Thank you Tracy! You are awesome to say the least 😘
Thank you! Bless You!
Thank you Tracy! This is a great start.
Thank you so much for this video. It has helped me tremendously.
Thank you Brenda! God Bless!
This is a great informative video. Everyone should watch this video.
As always, AWESOME!!! Thank you beautiful, virtuous lady!
Love!..... Your hair is fantastic!
Thanks Tracy! you know a perfect time for me to review and get a new budget started. Richard paid all the bills, so I have been making lists and digging thru our accounts.
Awesome Kelli.....Any help you need please reach out! My hubby would be more than willing to help you too!
Kelli Merchant I’ve prayed for you!
Thank you!
Thank you so much for this video!! Look forward to more🙂
Hi Tracy, I love your videos! I am coming from the point of view of being self employed. My payments come randomly and are of different amounts from different places so I find it harder to plan how much to take from each cheque. Often during the summer, christmas, easter vacations I get very little pay as I am a dance teacher but during term time it is more. Would be great to hear your response to that :) Thank you again for all you do x
Thank you so much for this video. The tips are very helpful.
Thank you so much for this video! My husband and I just added a budget section to our “Bill Binder”, where we keep all of our bill statements. It’s crazy to see how much money we are making and not knowing where it is all going! Thanks to you, we are on the fast track to paying off our small amount of debt and budgeting better for birthdays, Christmas, and our monthly spending money! We are newly weds and still trying to figure this thing out. ❤️ Love your videos and I am looking forward to the rest of the budgeting series!
Thank you, Emily for sharing your story. You and your husband are on the right path. Keep up the great TEAMWORK!!! It will pay high dividends late in life!!
It's somewhat embarrassing that I don't already have a strict budget by my age, but I don't. Just a general one. But I think I am not saving enough due to me buying carelessly. Probably a few hundred dollars a month. I ordered and received clear plastic zip bags to hold my money and have just labeled them to see if I can stick to a weekly budget. I'd seen this video a year ago and though others talk about the envelope system, I just know you have it together and had to relearn from TRACY HENSEL!
Thanks so much Tracy !! I’m 26 and have so much credit card debt and student loans 😞😩 however I have a feeling I’m getting engaged soon so it’s kicking my butt to hurry up and pay things off before all the wedding expenses begin ! Def needed the motivation and practice the self control ! Thank you 💕
Great advice.
Love!! ❤️❤️ Great information girl!
You are perfect, Tracy. Thank you ♡
I'll take that ... even if I don't agree! Bless you!
Omg I cannot thank you enough for all these advices, you helped me a lot and so far so good everything works great 🙏🏽🙏🏽🙏🏽❤️
so much respect! thankyou for your advice
I'm really looking forward to putting this programme in place. Unfortunately through laziness and complacency on our part, our outgoings far outweigh our incomings so I need to get our finances under control. It won't be easy as we are used to spending every last cent in the bank then having to make do until the next pay day comes around. I'll let you read between the lines there lol
Tracy can you do a tutorial on your new hairstyle?
Yes, I will be doing that soon!
I hope you can post it sometime next week - I'm going to get my hair cut the week after and I want to show my stylist your video :)
Very helpful! Thank you.
My sister is moving into her own home after moving in with me 6 months ago from another state. How do you recommend figuring out the budgets when she doesn't have anything to reference back to fron previous months or years IG utilities, gas, groceries etc? My husband showed her how much we spend but we are a family of my husband, our 15yr old and myself, it will just be her and my 5yr old nephew. Also we only lived in our home for 6months before she moved in so even our budget has gone up so even our numbers aren't true.
BTW I love your channel! Very inspiring. ❤
On a different note I adore your new hair style it is fabulous
Thank you!
A budget gone wrong can cost someone a relationship....like younger couples wanting a house with not enough to have a emergency budget if something goes wrong....or people going into debt to borrow emergency money
You are so correct! Money is on the top of the list for divorces.. however that is driven by lack of proper communication/teamwork...and our system eliminates this and actually makes the marriage stronger!
Tracy Hensel thank you😀
Can you share how you figured out what “financial freedom” meant for you and your husband? That’s an important one to know what goal you are ultimately working towards :)
Excellent, thank you 😄
happy valentines day tracy
I know you didn’t want any questions until the end. I think this is a great series. Can you bring into this series if a family that only gets paid monthly? I do plan ahead on big purchases and vacations but as far as monthly bills. They get paid all at once for the entire month. I’d love to know if you have any thoughts on this.
Thank Tina! In my next Budgeting video I address how to use this system no matter how often you get paid. I hope you find it helpful. Watch for that video to come by Monday .. at the latest.
I need this! Thank you
Been waiting for these videos-thanks tracy!! 🤗
Glad to bring them, Sheri! Have a wonderful weekend, my friend!!
i just adore both of u wen u syd u want ur children to b bettr than u ..... real parents
Great video !!! You look stunning as Always !!!
Thank you, Sabrina!!
You are such a beautiful woman inside and out. Thank you for sharing your wisdom. ❤❤❤
Thank you!
@@TracyHensel you're welcome.
I really love listening to you and have learned so many life details. I love being organized whenever possible. As a professional Makeup Artist it's always fun to see what skincare/makeup you like. Thanks for all this content. If I knew you..we'd be friends I'm sure! Ha@