HDIV 2 Year Review. Beating the TSX60 & S&P 500?! - The Perfect INCOME & GROWTH ETF?
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- เผยแพร่เมื่อ 26 ก.ค. 2024
- HDIV: hamiltonetfs.com/etf/hdiv/
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00:00 Intro
01:14 HDIV ETF Review
04:59 ETFs inside HDIV
12:08 #1 Yield & Diversification
13:53 #2 Flexibility
16:22 #3 Performance
19:18 #4 Hybrid Income & Growth
20:36 #5 Modest Leverage
MISSION:
Help everyday people to invest on their own, in order to create their own source of Passive Income to enhance their quality of life and reach Financial Independence
GOALS of this Channel:
1) To share my Personal Investing Journey & Strategy with the world. Everybody needs to make their own investing decisions. I am NOT against any style of investing and I will NEVER claim my Investing strategy is the “best”; its the best FOR ME
2) Educate you about Income Oriented Investing with a particular focus on Covered Call ETFs listed on the Canadian & U.S. Stock Markets
DISCLAIMER:
The videos and opinions on this channel are for informational and educational purposes only and do not constitute investment advice. Adriano Starinieri is not registered to provide investment advice and as such does not provide recommendations - those looking for investment advice should seek out a registered professional. Adriano is not responsible for investment actions taken by viewers.
#passiveincome #investing #dividendincome #financialfreedom #livingoffdividends #covered call #high yield #income
Thanks Adriano! For advising me to put this in my portfolio when I was confused with all the choices!
Hey Adrian, thanks so much for your videos! My portfolio is CRUSHING it thanks to some of these solid recommendations.
Thanks Adrian ! Very good reminder ! HDIV have a core position in my PII portfolio since day 1 !
Really appreciate the update on HDIV. Yes, it’s holdings have changed quite a bit since inception. Adrian, thanks for another great video!
Glad you are still improving on your presentation, i found it easier to absorb when you say it and flash words at the same time. Awesome HDIV, 20% growth and 80% not really risky monthly income.
Great video with lots of appropriate detail - I agree with all your points and already bought in before your video. Very happy with this ETF.
This is great idea, every year you review the performance of each stock you hold. We the people bring light on to shitty yields.
Love HDIV (represent 2.5% of my portfolio at the moment).
What is overlooked is that the goal of HYLD was to match the S&P and that failed so no fanfare there! I dumped HYLD weeks ago for a fund that meets that objective!! Adriano doesn’t dare bring that up since he pumped up HYLD so hard.
no, that is not the goal.... I never said that. The goal is clear as stated on their website: "Portfolio of U.S. equity covered call ETFs with overall sector mix broadly similar to the S&P 500" , "A higher-yielding alternative to the
S&P 500 with similar volatility" . its not to "MATCH, or "BEAT the SP500". I dont pump anything , i make educational videos on funds I like and OWN myself.
A well balanced and structured fund - thank you Adrian for an in depth explanation and workings of this fund - because with owning this fund, there is no need for overlapping… investments 😊
Glad it was helpful!
pretty incredible stock
Agreed!
I still don't understand how the management expense ratio gets paid. How is it different than the expense ratio? Is the MER a required disclosure for Canadian funds? I am not familiar with it. Do all covered call funds have a hidden 2% fee that cuts into performance?
in short: the managers profit is the fee (0.65%), the rest goes to operating expenses (trading costs, leverage costs, fees of finds inside etc.)
Good one.
Hi Adrian, you have nice graphs, where do they come from, an application, a web site or other. They show "total return", I guess it is not only the stock price: they show stock price plus distribution? HDIV is about 13% of my portfolios and it gives me 10.8% yield, because I did not buy it at the emission date. I am very satisfy with it and will invest more. 😁
yes total return is both. those were from a Bloomberg terminal courtesy of Hamilton ETFs
Thanks for the video Adrian! Have been adding the MAX series ETFs from Hamilton if you know what I mean. With the recent market volatility, going to add more HDIV. 😄
Minute 18:10 Just to play Devil's Advocate, comparing ZWC from BMO to HDIV isn't quite a fair comparison. ZWC is a genuinely 100% all Canadian companies fund. HDIV has NXF (many foreign oil companies), GLCC (North American Gold Producers) and HTA (the Big US Tech stocks like Nvidia, Meta, Google). As we all know, the US Market, especially the US tech sector, consistently outperforms the Canadian market. Not to mention HDIV has that 25% leverage, which ZWC does not have. When you take those factors into account, it's no wonder that HDIV is performing better than ZWC.
Not trying to criticize you Adrian, just making an observation since you are the kind of guy who welcomes constructive criticism.
Heck, maybe I'm missing something.
Hope the observation isn't off.
Appreciate the videos as always.
P.S : I also want Non Inner Circle members to know that those of us who are long time Adrian fans and followers aren't above asking tough questions or making observations that aren't perfectly laudatory. Critical thinking is key to success. And critical thinking requires asking tough questions.
i just watched the Devils Advocate last weekend and it was amazing! yes i know its not a direct comparison my friend, but NOTHING WILL EVER BE. since HDIV is 100% UNIQUE. its just for added perspective . and no your observation is spot on! also thanks for your words of wisdom and support. sounds like you are a very mature adult. :) oh and this comment was banned automatically by YT because it was so long , so i had to approve is manually lol
@@PassiveIncomeInvesting John Milton : And as we're straddling from one deal to the next, who's got his eye on the planet, as the air thickens, the water sours, and even the bees' honey takes on the metallic taste of radioactivity? And it just keeps coming, faster and faster. There's no chance to think, to prepare; it's buy futures, sell futures, when there is no future.
I saw Devil's Advocate years ago and didn't really appreciate it. I was more into the cerebrality of Star Trek and it's optimistic vision of the future. Devil's Advocate is very raw and a perfect role for Al Pacino in its grittiness and nihilistic view of humanity. I'm still a Star Trek man myself, but I appreciate what the movie was going for, and it definitely produced a lot of very quotable lines like the one above.
As for HDIV and ZWC, I appreciate your clarity and forthrightness as always Adrian.
So, indeed, the comparison isn't strictly fair, but it's because HDIV is a unique product.
I can appreciate that, and as many people have expressed, we're grateful that you bring attention to them and the great yields they provide.
Without you, many of these funds would have passed under the radar.
I don't know how wise I am, but I do value critical thinking and the fundamental freedoms greatly.
You strike me as a kindred spirit in that Adrian.
Capitalism is the greatest tool humanity has ever devised to lift us out of poverty, and its truest application requires critical thinking and the fundamental freedoms.
China is using Capitalism, but with critical thinking and fundamental freedoms stymied or outright forbidden.
I don't think their approach to Capitalism will pan out, but we shall see...
Geez louise, why would YT ban a comment for length? You and I have hardly written essays here. Just a few paragraphs when I've practically seen doctoral thesis in comments before.
YT and its on again / off again relationship with freedom of speech. -_-
Thanks again for the great content and thoughtful response Adrian.
Your detractors just don't get what you're doing, but keep doing it and your consistency and transparency will win out in the end.
P.S : And, as always, love the timestamps man! Real respect for people's time.
I am buying HDIV and HDIF everyday $1a day ❤
@@jean-francoislegault7289 Simple WS offers Fractional Buy. I am cash poor, Money is tight. I buy everyday as a DCA and once the Asset goes up I reduce the Frequency or stop investing into that specific Etf for some time. Hope this answer helps.👍🙂
i like HDIV. But the videos are always the same, kind of advertisement / sponsored video for Hamilton. Hope they pay well
not kind of... it is a sponsored video. and yes its always the same: HDIV is a good ETF and i own it personally
Hello Adrian. Will there be new update review for hdiv and hyld for this year? Thanks!
Great explanation and a great ETF. I’ve owned HDIV since inception
U selling or nah
Glad it was helpful!
Of the two you recently reviewed, if you only want one, because they both cover Canadian stocks, and are diversified, is it HDIV or ZWQT?
depends on your personal preference ! I will never claim something is "better" . its all subjective
I wish they would drop NXF and replace it with ENCC - this would bring in a higher yield.
I just added encc to my portfolio. Very pleased. Qqcc also.
NXF also only pays out quarterly, but clearly there is something there that Hamilton likes. Personally I like ENCC.
lets just say they considered it ... but hey if it a'int broke.... NXF has the really bog boys globally, ENCC has only the big boys in Canada. and they are choir boys next to giants like Shell, Exxon etc.
Oil really is a global market, I believe this is why they do not use ENCC. I never really see HPF talked about. Yes a lower yield but pays monthly is North American /Global oil. The fund has treated me well. Commodities are my favourite asset class.
EXCELLENT!!!👍🏼👍🏼TY!
Thanks and I use your channel alot. I'm a bit lost with the growth with HDIV as it's dropped $1 since launch. Can u explain why and why u think it's still great for growth?
i explained why in the video. growth = total return. looking at "stock price returns" ONLY, is 100% useless for any fund giving out income.
I'd like to see a review and comparison of this with Hyld.
Wanna to have HYLD review soon. Thank you.
Hi Adrian, I have a question for you. The HDIV has a fee of 0.65%, but each of his holdings also has its own fees. In the end, Would the investor end up paying more in fees? If this is correct would make more sense for the investor to buy directly the holding of HDIV. Thank you for your videos I have learned a lot !
yes, HDIV is paying the fees of the third party FUNDS inside of it (but not the Hamilton ones). You can jsut buy the funds yourself but you won't get the benefit of the leverage and active management . all advantages i discuss in the video
What chart comparison tool are you using?
from a Bloomberg Terminal. Top of the Line , courtesy of Hamilton ETFs. No way i can ever afford one!
Hi, Openbb is gaining popularity and is similar to Bloomberg in many ways, but it does not cost $6000 a month! @@PassiveIncomeInvesting
@@PassiveIncomeInvesting Thanks. Yeah, no way I can use that either :(
Purchased HDIV Aug to Sept, 2021 (600, 50, 700) = 1350 shares for $22,336.61 and DRIPped it. Presently two years later have 1606 shares and worth $24,925.12.
That represents 11.588% over two years or 5.79% annually. Has the investment kept up with the S&P500? I'm not seeing the 20% growth. What am I doing wrong?
the returns shown are based on the inception price, not the price you bought the shares, which were multiple times, at different prices
A core holding
I had a small position in HDIV. Sold it last year for gains. I will probably start another position.
Thanks for another video.
do the non Hamilton ETF do cover call on the total holdings or 25-50%
they all have different CC strategies
Adrian could you add juste few comments in your various excellent presentations for tax advantages in non registered accounts tha nks !
??
The income funds pay very little, if any, interest. The tax advantage comes from paying out dividends, capital gains and ROC (ROC is effectively, deferred capital gains when you sell the fund).
Minute 6:00. HDIV is trying to mimic the TSX 60 which is Canadian companies. Why then does NXF make up 20% of HDIV, when only 2 of the companies in NXF are Canadian? British Petroleum, Exxon, Shell, Chevron, Total, none of these are Canadian companies. A bit odd then to promote HDIV as an alternative to an Index fund of the TSX 60. 😐
That said. I've been happy with my HDIV yield...though i wish I'd sold before this mini crash and bought back in now. Should have seen it with all the bad news around the US financial sector and Chinas economic floundering with Evergrande and Country Garden.
Timing the market is tough. But, i saw people selling their HDIV off in large number's. Should have known there was going to be a big dip. 🙁
Thanks again for the video Adrian.
Despite my grumbling, still happy with HDIV.
@@voo5000 Yup. My assumption is that Hamilton uses the TSX 60 as a very "broad comparison" to their fund. It's supposed to be a companion to HYLD which is supposed to be the US side of the Hamilton 1 - 2 punch. 👊 But, HDIV is probably around 20 to 25% non-Canadian holdings, so not quite an accurate juxtaposition.
That said, Hamilton knows people are after yield and are willing to allow for flexibility in how "Canadian" HDIV is, as long as it has the Canadian Big Banks and Big Energy companies.
Yield and Fund Sustainability are king after all.
BROADLY based on the ......
@@voo5000 I don't agree with the shady comment Rickey. I've watched interviews between Adrian and Rob Wessel (admittedly...kind of an unfortunate name there considering it's natural association with the musteilidae family) and I think Rob is on the level with his disclosure of the fund's details.
I think a bit more forthrightness would be commendable. HDIV's landing page, as Adrian points out, does specify HDIV is "broadly" similar to the TSX 60, but I think having maybe 25% of the fund's holdings being Non-Canadian is a bit of a stretch for "broadly". I understand the rationality. HYLD is supposed to be for US exposure. HDIV is supposed to be for Canadian exposure. It's a marketing strategy. No duplicity, just not strictly precise in the conveyance of the fund's holdings and state goals.
That said, most people care about sustainability, consistency, and yield.
HDIV is a Canadian fund with only around 75% Canadian holdings, but the International Holdings are very strong, the yield is very good, the performance is excellent, so being a bit loose with how Canadian HDIV is won't bother the plurality of investors.
As for the fees, the Yield is Net of Fees.
They could charge 5% in fees and so long as the Yield was beating the S&P 500 year after year, investors don't care.
I don't.
For my critiques, I still like HDIV a lot and am very happy with the monthly distributions.
I just wish I'd sold before the recent mini crash and bought in now.
Would have increased my yield a lot...just hard to time the market.
Should have paid more attention to what i was seeing online with the market and people selling.
Oh well, live and learn.
But yeah.
I don't agree Rickey with Hamilton or Adrian being shady.
I genuinely like and trust Adrian. He's helped me get a very nice monthly yield.
As for Rob Wessler and Hamilton, Rob is a financier and speaks like one and that's just fine with me.
I'd just change HDIV's language to saying something like, "75% invested in Canada, with 25% invested in the US and International Funds to broadly mimic the performance of the TSX 60".
More accurate. More transparent.
@@PassiveIncomeInvesting Yup. You're right Adrian. That's true. Just maybe Hamilton could change the description to, "75% invested in Canadian Holdings, with 25% invested in the US and International Holdings to broadly mimic the performance of the TSX 60." More accurate. More transparent. HDIV is marketed as the Canadian alternative to HYLD, but at 25% International...it's not really a fully Canadian alternative like ZWC.
Maximum transparency.
It's what I like a lot about you Adrian and why I trust your advice.
Can you please explain how the return for HDIV for two years when comparing to VSP is 15.22% and then when comparing to XIU is 12.13 %
Seems a little fishy it appears you are not using the same date timelines and/or number of days
I would suggest you be a little more accurate when doing your comparisons for us detail orientated people. Please explain if I am not seeing something correctly
its not "FISHY" its just the returns as of the dates shown (inception date of HDIV) It literally cannot be more "black and white" that this. its just a straight up total return comparison between 2 funds using a bloomberg terminal - you can always do it yourself if you wish - www.canadastockchannel.com/compound-returns-calculator/
Liked 👍 Thanks
Hamilton is best of the best
Banks etf bmo not good
That's silly to look at investing in such a simple way. You should look for the best tool for the job. BNKL which is an HCAL comparator has lower MER for example
What’s the NAV of the stock?
Net Asset Value