Great stuff Seth! Not everyday you'd see someone calling out a bank's marketing campaign. You make so much sense that they shouldn't have called it "enhanced" and/ or "10%" when it got nerfed drastically. It is not possible to hit overseas spending on a regular basis!
Yeah I listed the Citi SMRT here: sethisfy.com/5-awesome-cashback-cards-to-sign-up-now-earn-5-to-17-5-rebates-welcome-rewards/ But I think the overlap between Citi SMRT and UOB EVOL is smaller because EVOL users probably have quite a bit of offline spend
Pls la you got no sponsorship from UOB. Last I checked with them you don’t even have a contract properly signed your little bird not even supposed to let you collect info on Google sheets
it's sad to say this.. but everytime when all youtuber/influencer say something is too good, it will get nerfed very quickly by the company because no one is signing up for their other card/stuff
Someone in my chat group speculated it could be a marketing strategy. Make something really good, capture market share, then nerf and some people will be too lazy to switch out 🤷🏻♂️
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Great stuff Seth! Not everyday you'd see someone calling out a bank's marketing campaign. You make so much sense that they shouldn't have called it "enhanced" and/ or "10%" when it got nerfed drastically. It is not possible to hit overseas spending on a regular basis!
Ya I think using “revised” is one thing. But calling it “enhanced” and 10% when the actual rate is so far off is really quite disingenuous.
Very good of you to share the truth and hidden gimmicks
🙏 Thanks for leaving a comment to boost this video
UOB Lady's Card (not the Solitaire one) has any min spending to get 4 miles per dollar for the selected category?
No min spend
Agree with the deceptive marketing. Hate the annoying first to 200 customers only too.
Oh yah the first 200 thingy. UOB used to have the best account and cards but now significantly less attractive 🤔
This is why I never had a uob card as I don’t want to “place bet” , rather spend at elsewhere to get guaranteed reward
HSBC Revolution Card - will you still get 4mpd when you make purchases online NTUC Fairprice, Shopee and Lazada?
Groceries were excluded recently so no more for FairPrice. Shopee and Lazada should be ok
Why not citi smrt? 5% on all online and groceries
Yeah I listed the Citi SMRT here: sethisfy.com/5-awesome-cashback-cards-to-sign-up-now-earn-5-to-17-5-rebates-welcome-rewards/
But I think the overlap between Citi SMRT and UOB EVOL is smaller because EVOL users probably have quite a bit of offline spend
08:14 Which app/website are you using to get reference on the MCC?
Combination of these few:
heymax: sethisfy.com/heymax
Minstant: sethisfy.com/minstant
Dobin: sethisfy.com/dobin
Really liking Dobin so far as it has the cleanest UI. heymax is just buggy sometimes
Yes UOB is working in this model since longest time.
Citi SMRT Card is a good alternative too honestly.
Whats your take on maybank platinum visa card ?
Citi SMRT is great for those who shop online a lot I guess.
Maybank Plat Visa is like UOB One so it’s only 3.33%.
@@Sethisfy theoritically, if we do consider switching to UOB One to "unlock" UOB One interest, its pretty good switch as it is lower in min spending
@@sangeyasha442 Yes, and easy to use! No need to think abt online vs paywave vs mobile contactless and what category it is
Pls la you got no sponsorship from UOB. Last I checked with them you don’t even have a contract properly signed your little bird not even supposed to let you collect info on Google sheets
Thanks for the engagement
where's the part 2
This one? th-cam.com/video/kWuT1OQtxrM/w-d-xo.html
@@Sethisfy nooo, i saw the alternative list still got CITI and HSBC🤗
@@sangeyasha442aren’t they all near the end of the video 😅
please share all excel thanks
Cheapo king lol
found the UOB whistleblower
it's sad to say this.. but everytime when all youtuber/influencer say something is too good, it will get nerfed very quickly by the company because no one is signing up for their other card/stuff
Someone in my chat group speculated it could be a marketing strategy. Make something really good, capture market share, then nerf and some people will be too lazy to switch out 🤷🏻♂️