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Sethisfy Personal Finance
Singapore
เข้าร่วมเมื่อ 15 ม.ค. 2020
sethisfy.com/telegram More content and great deals!
Join me as I talk verbosely about credit cards, insurance, investing and all things personal finance! Started in late August 2021 and it's been a ride so far!!
💳 Credit card deals: sethisfy.com/cards
🔥 Hot deals: sethisfy.com/deals
***
Please only email me for business reasons! If you have questions, I will appreciate if you ask in the comment section of each video as it helps boost the video. Thank you!
***
Disclaimer: This TH-cam channel does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the accuracy or completeness of the information provided here. The information and articles do not constitute financial, investment, or trading advice. This channel shall not be liable for any losses that may arise as a result of materials published here
Views espoused are of my personal opinion and do not reflect that of my employer(s).
Join me as I talk verbosely about credit cards, insurance, investing and all things personal finance! Started in late August 2021 and it's been a ride so far!!
💳 Credit card deals: sethisfy.com/cards
🔥 Hot deals: sethisfy.com/deals
***
Please only email me for business reasons! If you have questions, I will appreciate if you ask in the comment section of each video as it helps boost the video. Thank you!
***
Disclaimer: This TH-cam channel does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the accuracy or completeness of the information provided here. The information and articles do not constitute financial, investment, or trading advice. This channel shall not be liable for any losses that may arise as a result of materials published here
Views espoused are of my personal opinion and do not reflect that of my employer(s).
I’m Selling My 1-Bedroom Studio Loft!! (Hillier Condo Above HillV2)
Selling my one-bedroom apartment at Hillview area - email offers to contactsethisfy@gmail.com serious buyers only thanks! We can discuss whether this is sold with lease (with me renting) or without.
【This video is sponsored by HomePay】
🏡 Buying and/or renovating your place soon and wary of reno scams?
💳 Want to earn rewards on your credit card?
📲 Use HomePay! See article for details and promo codes
🔗 sethisfy.com/homepay-avoid-home-renovation-nightmares-while-earning-credit-card-rewards/
Development: The Hillier
TOP Year: 2016 (99-year leasehold)
Floor Space: 506 sqft
Developer: Far East Organization
【This video is sponsored by HomePay】
🏡 Buying and/or renovating your place soon and wary of reno scams?
💳 Want to earn rewards on your credit card?
📲 Use HomePay! See article for details and promo codes
🔗 sethisfy.com/homepay-avoid-home-renovation-nightmares-while-earning-credit-card-rewards/
Development: The Hillier
TOP Year: 2016 (99-year leasehold)
Floor Space: 506 sqft
Developer: Far East Organization
มุมมอง: 18 420
วีดีโอ
TOP EARNING Miles & Cashback Cards For Your Spending in Late 2024!
มุมมอง 9K14 วันที่ผ่านมา
These are the best credit cards with the highest miles and cashback earn rates! 📲 Get free updates and great deals: sethisfy.com/telegram 💳 DBS yuu: sethisfy.com/breaking-yuu-rewards-club-adds-krisflyer-miles-redemption-dbs-yuu-card-can-now-earn-10-miles-per-dollar/ 💳 UOB Lady’s: t.me/sethisfying/1319 💳 HSBC Live : sethisfy.com/ready-player-2-side-stepping-the-hsbc-live-quarterly-cashback-mecha...
BEST Travel Card: I Tested and Ranked 9 Cards For Overseas Spending!!
มุมมอง 13Kหลายเดือนก่อน
I tested 9 different cards to see which gave me the best rates, miles, and/or cashback! Trust Cashback Card: JP8171J5 (get S$5 to S$1,000) Instarem Amaze: sethisfy.com/c/amaze (code iQYZTH: get 225 points) YouTrip: sethisfy.com/youtrip (get S$5) Mari Credit Card: sethisfy.com/c/maricc (code 5HCT18VM: get $10) BigPay: MCMVZQCHF7 (get S$5) Maybank: sethisy.com/cards/maybank DCS Flex: t.me/sethisf...
Asking 5-Figure Earners to Reveal Their Incomes!
มุมมอง 12Kหลายเดือนก่อน
How much do popular finfluencers like Kelvin Learns Investing and Josh Tan (Astute Parent) earn?! I ask them plus Sean Foo, Xuan Kai, SG Budget Babe, Chris HoneyMoney, and Arigato Investor! 📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by MoneySmart】 Watch the Maybank Family & Friends video: th-cam.com/video/KxPA7pHae6I/w-d-xo.html Get S$30 Changi Rewards Fl...
Maybank Family & Friends Just Made 8% Cashback Much Easier!
มุมมอง 9Kหลายเดือนก่อน
The same high 8% cashback now much easier to use! Maybank F&F card has been significantly improved so much one has to wonder if this is the best cashback card for many people 📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by MoneySmart】 Get S$30 Changi Rewards Flexi e-Voucher S$20 iShopChangi voucher (worth S$50) when are the first 500 approved applicants to ...
BREAKING: Get 10 Miles Per Dollar With DBS yuu!!
มุมมอง 10Kหลายเดือนก่อน
DBS yuu was a massive 18% rebates card, and now it’s an huge 10 miles per dollar miles card?! Fasten your seatbelts and let’s find out everything about this latest upgrade to the card 📲 Get free updates and great deals: sethisfy.com/telegram 💳 DBS cards: sethisfy.com/cards/dbs 【Sponsored by POSB】 💰 Credit your salary for 3 months and get S$300?! Spend S$500 per month across your POSB/DBS Credit...
Revealing My Passive Income From Savings in 2024! 🔔 Last Week For 5.94% p.a
มุมมอง 14K2 หลายเดือนก่อน
I reveal the total amount of passive income I’ve received from things like bank interest, dividends and money market funds in the first 8 months of 2024! 📲 Get free updates and great deals: sethisfy.com/telegram 【Ad Read From POSB】 💰 Credit your salary for 3 months and get S$300?! Spend S$500 per month across your POSB/DBS Credit and/or Debit Cards for 3 months to get another S$200!! 🔥 Get a to...
Asking Jurong Residents About Their Incomes! (Ft. 1M65 Mr Loo)
มุมมอง 15K2 หลายเดือนก่อน
Was at Jurong Spring for a talk and panel discussion with Mr. Loo and other panelists, so I took the chance to ask residents and the 1M65 Founder himself about incomes and how much they earn! 📲 Get free updates and great deals: sethisfy.com/telegram 【Sponsored by POSB】 💰 Credit your salary for 3 months and get S$300?! Spend S$500 per month across your POSB/DBS Credit and/or Debit Cards for 3 mo...
15% Cashback?! Here's What You Can Use Trust Cashback Card For
มุมมอง 9K2 หลายเดือนก่อน
Newly released Trust Cashback Card markets itself to give UP TO 15% bonus cashback but this is really quite misleading. Nonetheless, there are a couple of use cases for it. 📲 Get free updates and great deals: sethisfy.com/telegram 💰 Use code JP8171J5 for scratch card worth $5 to $1,000!! Disclaimer: This TH-cam channel does not take into account of your personal financial situation or needs, an...
Still Using CPF for T-Bills? Here’s What I’m Doing Instead
มุมมอง 14K2 หลายเดือนก่อน
T-bills continue to touch new lows in recent months - here is what I’m doing with my CPF OA instead. 📲 Get free updates and great deals: sethisfy.com/telegram 📊 Get fee credits for Endowus when you use my link: sethisfy.com/endowus Disclaimer: This TH-cam channel does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the...
Interest Rates Falling Soon - Here’s What I’m Doing NOW
มุมมอง 25K2 หลายเดือนก่อน
Rate cuts are inevitable and interest will soon fall. Here’s what I’m doing now 📲 Get free updates and great deals: sethisfy.com/telegram Disclaimer: This TH-cam channel does not take into account of your personal financial situation or needs, and makes no representation and assumes no liability to the accuracy or completeness of the information provided here. The information and articles do no...
Only 36,400 Miles For Business Class to Osaka?! Tips and Tricks For Spontaneous Escapes
มุมมอง 4.9K3 หลายเดือนก่อน
Here’re some tips to using Singapore Airlines’ Spontaneous Escapes to maximise your KrisFlyer miles! Save as much as 30% and secure your seats while they are available. 📲 Get great deals and free updates: sethisfy.com/telegram 【Sponsored by Moomoo Singapore】 🔥 New or existing user, transfer in shares to get as much as S$1,020 rewards!! 💰 Plus: existing users can get up to S$730 in the new exist...
Avoid Traps of Credit Cards After Watching This! [Dobin]
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Avoid Traps of Credit Cards After Watching This! [Dobin]
5.94% p.a With UOB Savings Promo! But Consider This Instead
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How Much Do You Earn? Asking Singaporeans About Income!
มุมมอง 37K4 หลายเดือนก่อน
How Much Do You Earn? Asking Singaporeans About Income!
MAJOR Updates to my Credit Card Strategy!
มุมมอง 16K4 หลายเดือนก่อน
MAJOR Updates to my Credit Card Strategy!
$5,000 Income is Enough to Live Comfortably in Singapore
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$5,000 Income is Enough to Live Comfortably in Singapore
Is HSBC Live+ the Best Cashback Card?! REVIEW
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Is HSBC Live the Best Cashback Card?! REVIEW
Watch This Before Cancelling Your HSBC Revolution!
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Watch This Before Cancelling Your HSBC Revolution!
6% pa Guaranteed?! Examining BigFundr, Chocolate Finance and More!
มุมมอง 11K5 หลายเดือนก่อน
6% pa Guaranteed?! Examining BigFundr, Chocolate Finance and More!
6.7% Cashback UOB EVOL “Enhanced” to 10%??
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6.7% Cashback UOB EVOL “Enhanced” to 10%??
Ranked: Top Credit Cards From OCBC, UOB, HSBC, StanChart, and Maybank!
มุมมอง 15K5 หลายเดือนก่อน
Ranked: Top Credit Cards From OCBC, UOB, HSBC, StanChart, and Maybank!
Is Retiring Early a LIE?! Asking Kyith About Reaching Financial Independence
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Ultimate Way (and Hack) To Pay Income Tax For Cashback and Miles!
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Ultimate Way (and Hack) To Pay Income Tax For Cashback and Miles!
How Much Salary Do Young Working Adults Save??
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How Much Salary Do Young Working Adults Save??
Ranking Credit Cards From Citibank, DBS, CIMB, American Express, Bank of China and More!
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Ranking Credit Cards From Citibank, DBS, CIMB, American Express, Bank of China and More!
5 Options For As Much As 6.8% p.a. on Cash Savings!!
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5 Options For As Much As 6.8% p.a. on Cash Savings!!
Crazy 6 to 10 Miles Per Dollar With UOB Lady’s?! Here’s How
มุมมอง 13K6 หลายเดือนก่อน
Crazy 6 to 10 Miles Per Dollar With UOB Lady’s?! Here’s How
Can use the card for groceries shopping? Don’t have 8% , but have 5%?
No 0.3% only. Should look at Maybank Family & Friends if want to have groceries: t.me/sethisfying/1480
No, can consider Maybank F&F if need to have groceries: th-cam.com/video/KxPA7pHae6I/w-d-xo.html
Trust is worst
hi @Sethisfy! does this particular flight provide only 1 meal? or we are able to order more from the in-flight menu?
It’s a 6-hour flight so only one meal. But it’s biz class so they probably have extra if you ask.
Are you giant huat kueh
yawn... yawn... nothing new, learn nothing here. stop watching after 30s
That’s nice. Comment still boosts the video 🙏🏼
Very well designed, perfect for one or two. One thing I learnt from my first property is the importance of a large window in the bathroom that helps prevent black mold.
Yeah it has been a great bachelor pad for me the past few years. I have a few neighbours who are even raising their young kid here. Thanks for the nice comment and tip on bathroom window 😄
Are you looking for a video editor to edit your videos and make them more engaging?
Thank you for making this video. Concise and informative. Love the ranking style. Subscribed!
Thanks for the very kind comment! 🙏 Glad it was useful
Are u broke or something tats y need to sell
Really dislike the loft concept. If you come home after a night of drinking or clubbing, you may get yourself killed if you have a slip and fall when trying to go to bed.. Or if you need to pee or use the bathroom, it'd be quite a hassle as well. It's not practical. Nah
Can consider Hillford nearby. They have anti-slip flooring and emergency alarm systems so it’s safer for the elderly.
@Sethisfy I've a friend in his mid 30s complaining about his loft apartment after staying there for less than a year on the issues I mentioned. Going toilet in the middle of the night can be a hassle and hazard too, troublesome la.. Please don't tell me that you didn't find it a hassle yourself. I'm pretty sure you won't move into another loft apartment in the future 😅
@jemdude22 Being perfectly honest I have never found it an issue, but then again I almost never have to use the toilet in the middle of the night. It’s also only a few steps so it has never crossed my mind as an inconvenience. Maybe I’ll regret it when I’m well into my 50-69s but I’m still very much looking at loft units because I don’t want to give up high ceilings and space efficiency. I’m also looking at walk-up apartments though this is lower in desirability to me because my parents while still very mobile and healthy are in their late 60s so they might find it challenging to visit my home in future if they have to overcome stairs. This is a non-issue with loft units since they have no reason to visit my bed.
Actually, one way is to move the study upstairs on the loft, put the bedroom dlwnstairs.
Hello, nice video. How do you manage your at if you have to travel.
My friends/family help me to catsit 😅
Hi Seth, i took up a 10 years ILP and I have paid my premiums for close to 4 years now with a total of $24k and able to get back 50% if I surrender now. I have another 6 years to go if I choose to carry on which is another $36k to pay. Do you think I should surrender?
I terminated mine after 2 years of full premium paid which total of $12k, didnt know about the fees that time and I was told that I can withdraw all my premium after 3 years, but recently just realized it was all crap, theres always something that FA didnt tell me clearly, well cut my losses and call cs was told that I can only get bk 1.6k surrender value, but I'd rather cut my loses now, didnt know much about ilp back then.
This card is sadly, filled with dishonest promise even if you use it for foreign currency spending. Im not even talking about how the 15% cashback advertisement for this card that comes with T&C. The worst part is that if you had a chosen category, you will NOT earn even 1.5% cashback if you fail to spend the minimum requirement for the quarter. Meaning if you are using this card only for Travelling in one month, you wont be able to hit the quarterly spending and you are not eligible for the 1.5% cashback too. I have already confirmed this through the Live chat in Trust app after making $2k without any cashback.
how do you have a cat with all those glass bottles!!
He thankfully leaves my feature wall alone 🥲
Your house is too messy. Get yourself a girlfriend help U up.😅.next where are U moving to .🤔🙄
Only U alone staying.but so many stuffs around 😅
Cute cat 🐱 😊
Super naughty 😸
@@Sethisfy This cat brought you luck and good fortune :D
May I know the name for that digital clock/follower count device on your desk?
Lametric
@@Sethisfy thank you
does this mean i would have to have a maybank account to use this card since its direct cashback?
Don’t need. Cashback is credited to card
For perspective, how tall are you?
😂 I’m 1.65m (the ceiling is 3.2m)
Cool. Thanks!
What is the size of the AC ledge? Is the 2nd floor floor area included in hr 506sqft? What price are u looking at? 800k?
AC ledge is slightly smaller than the shower area itself. Second floor not included. Do drop me an email if interested
Wow your property video is so much better than those produced by pro property agents. I dont have a good impression of this property as the majority of the units are small but after watching your video introduction, the Hiller seems like a pretty compelling property to settle in !
Haha wow thanks for such a nice compliment. I did watch a few property agent’s videos to see what how to position mine. Maybe I should consider going into the line 🙃 Hillier is quite an interesting development, very suitable for singles or young couples.
Nice video! All the best in your sale and new life! I too am thinking of doing the same and your video has given me some ideas.
Thanks for watching and commenting!
Looks like Etihad but no shower…
woah kylo got fat eh
Haha yeah he’s been very greedy 😿
Nice video but the cat’s movement scared me so much. 😮😅
Thanks for watching! He has the zoomies every now and then 😹
what's your reason for selling?
Mentioned in the video. Shifting elsewhere, thinking whether want to downgrade and take it easy to move elsewhere
What's the difference of DBS Yuu Visa and DBS Yuu Amex?
Amex → has offer for existing card Visa → better acceptance See: sethisfy.com/cards/dbs
Freehold?
This is leasehold, TOP 2016
How much is the unit gg for ?
How much is the maintenance fee?
It’s around $250 per month
How many sq feet?
506
Bro, your video editing skills very good. Very wasted that you are not property agent or doing video productions for agents. Hope you find a right buyer, good luck!
hahah thanks thanks, very normal editing la. Been doing youtube for 3 years already 😌
Sir is your household income 150k dollars a year? Please reply. Thanks a lot.
What has that got to do with this video?
Take care bro. wherever you move to don't stop your TH-cam channel.
Haha as long as people still watch I will do. Thanks! 🙏🏼
u skipped the restaurant iO Italian Osteria
Oh ya it is very popular 🤦♂️
It's a nice place. One of my friend lived there. Hope you fetch a good price.
Yes at this price point every other place I visited was quite lacklustre in comparison. Thanks for the kind words!
What’s the ask price
Does it come with kilo 😅
Extra $50k 😹
Follow my Telegram for more updates and personal finance content! 😌sethisfy.com/telegram
For low-spenders who can't even hit $500 per month, which cards do you recommend for Paywave transactions? I was previously using HSBC Revolution and UOB Absolute Cashback, but they have nerfed HSBC Revolution to online spending, and quite a few places do not support AMEX cards.
You can consider Citi Rewards + Amaze
For method 2, AXS paynow to your credit card company using NS Credits, meaning the $200 transfer back to say (e.g. DBS credit card) savings account? Don't mind me asking redundant question, the wording sometimes abit confusing for older folks, thanks for reading my QN. 😊
Your method is way to confusing and too many parties and downplaying involve just to redeem the $$$ credit in cash.
This video is more than two years old. Refer here for the latest: t.me/sethisfying/1513
nerfed from 6/12/2024
Yeah, posted here 🥲 t.me/sethisfying/1515
Hello! When do you engage a conveyancing lawyer - before getting an OTP or after getting the OTP and before exercising it?
Too troublesome to transfer here and there. Just went downstairs to SS and draw $190 within a fast 1 minute. Balance is used to pay CC Bill in AXS. This section is 👍 👍
Sounds like the best way.
Latest version here: t.me/sethisfying/1513
you can pay CC bills even if its just 9.80?
@@Gattberserk can. Balance using Fast to pay.
@@hc5431 let me try with online AXS first, see if its works :)
how about the ocbc 365 card?
what about the new trust cards?
I guess if you use it optimally it can be considered somewhere in between Ranks B and C? But I see it more as a travel card: th-cam.com/video/YL9YG7wk-7U/w-d-xo.html
Help needed! I’ve got some USDT in SafePal and the seed phrase (obscure disagree shoe question Cl0wnn holiday Tunnel stock inmate found scan pet). What’s the best way to move it to Binance?
Hi, for the DBS card promo, specifically for the DBS Vantage card, is it worth paying the annual fee in exchange for 40,000 miles (existing dbs cardholder)? Also the qualifying $4k spend excludes hospitals. Is private specialist clinics excluded or categorised the same as hospitals? TIA!
Depends how much you value business class flights. $599.50 for 40,000 miles is not a fantastic deal but not terrible either. There is also a free hotel night which I personally value at around S$200 which makes the deal much better. You also get 10 lounge visits. Personally I would take the deal. Private clinics should be eligible spend, different from hospitals
@Sethisfy Thanks for your insights!
I wrote about the deal some time ago but it’s a similar deal so the article should still hold up: t.me/sethisfying/629
How about ocbc frank? Not part of 8% Cashback choices?
OCBC FRANK does not give true 8% cashback: t.me/sethisfying/725