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- เผยแพร่เมื่อ 24 พ.ย. 2024
- Analysis by Sky News suggests that one in ten of the UK's poorest households are getting into debt - just to finance day-to-day life.
Working families are running out of money every month with a lack of affordable housing, combined with high interest loans - often from illegal loan sharks - meaning they are in a permanent struggle to survive.
Sky's Sally Lockwood has this special report on the latest in our 'New Lines' series - examining life in Britain in 2019.
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537% interest on a loan? How is that even legal?
That’s nothing, some are over 1000% it’s disgusting
If my math is right, $5000 @ 535% would be just under $27,000 in interest.
I think getting into debt just to celebrate Christmas is rather stupid, I don't know why people do it.
Because they are thick
@@fionagregory8078 I'm afraid that's basically true.
Brainwashing
I don't know why people who think they know better do not understand why people "why people do it".. get an education.. a good place to start would be the variability of IQ - there is research on this... and why people make bad decisions.. but then I guess this would be beyond your limited intellect.... and I don't know why that is.. but I could work it out...
Consumerism promoted by commercials, social media
I'm sorry but Michaela I don't believe. Says she is in council tax debt after having unpaid maternity pay and that she doesn't answer the door in case it's the bailiffs. Then proceeds to answer the door to a delivery and claims 'she didn't order anything'. Looks to me as if she's in trouble because she's ordering too much online? I could be wrong but that's how it looks..
She got caught rotten.
That's quite interesting
And she wants to go to university and has another baby?!?
Why is the granddaughter coming to stay when this lady can't even afford to take care of herself?
I am debt free Why? Because I save up for a fancy new TV, I save up for a car. I don’t waste money on non essentials
That first woman should have been in care.
535% interest isn’t loan sharking!?
The meaning of Christmas is not going into unnecessary debt. Folks worry about the wrong things sometimes- leading to poor decisions.
So she was overpaid on her benefits and she spent it instead of setting it aside and contacting the government about it. Now, she has to pay it back with interest.
And where are all these unmarried mother's husband's!🙄
My same thoughts🤰
Life Skills & Financial Literacy should be taught in schools.
Birth control needs to be taught
Where is the father
All these “single” moms.
Ummmm. They didn’t make those babies by themselves ! Where’s the dads ? 😡
Many single moms are by choice.
Why did she had a baby when she could barely afford to live herself?
Keep herself busy
Babies bring money.
@Diane Stevens not if she had a c section and could not breast feed.
@@fionagregory8078 I had all my babies via c-section and breastfed all of them. It takes a few days longer for milk to come in but c-sections in no way stop a woman from nursing.
It's not all her fault what about the other guy the father
Where are the fathers to these babies? Too many single mothers around....
Also the first lady is on5£ week because she got more money earlier which she is quiet about..
She was hoping the government would overlook the benefit overpayment.
@@WW3_Soon the payment system is often very complex, people are often unable to work out how much they are owed exactly, because they are overwhelmed, they lack education or focus, or can't be bothered to keep up because they have many other problems. Anyway, she did not cheat.
Maybe try living... frugally?
True. These people's behavior is ridiculous.
Why are people defending those that get into debt? I live my life daily going without the things i want, as do many others.
Why do people borrow money they cant afford to pay back and then expect others to feel sorry for them?
Stop Breeding !
Single mum !!!!??? What's on earth is going in these societies
Immorality.
@@sal.salvador202 Judgments
Its messed up these ppl will never pay these loans off! There was a time when ppl didnt get loans for good reasons they couldnt pay it back....... How the hell has this been allowed, very sad.
I feel bad for Sandra,,she is elderly and it very sad..she has to walk that far to see the Dr, .wish I could buy her a bus pass
She's 57.
imagine if everyone refused to repay their debt.
People with mental illness shouldn't be given loans
@@fashionistaxVx Also China or any creditor county would not provide goods for Brits. Its a good thing StokeOnTrent can produce Android Phones.
I think Iceland did that.
Why not just shoot everyone with mental illness and then we can live in a utopian society?! Oh and lets not forget those who are fat, physically ill...……. no loans for them either.
Imagine if everyone had to bail out the banks...oh, wait...
what will be missing in these struggling peoples lives is education and functional role models.. - hence where we have cycles of poverty...
And mental illness, addiction and trauma.
Giving some financial education in school would be good to help stop these situations happening with loan sharks or pay day loans.
Better careers advice wouldnt go amiss to help motivate people to try harder in education.
The question that needs to be asked is how are people managing their money to prevent them from going into debt?
Buying nothing unless it is really necessary
@@debbieframpton3857 yup, including food. Just starve
Good question.
14.05 : All these people on the poverty line yet they can afford SKY TV ?
Disgraceful for the 5th richest country in the world. The rich get richer and poor get poorer.
"The country is rich, but the people are not."
I saw this in some vids
In any society there will always be poverty it's to do with a strata of people not able to educate and motivate themselves. Also, some people will always have a dishonest and criminal mindset even in socialist states!
Angel B It has always been that way. I saw Meghan Markle wearing a 4,,560 pound dress. I think Royalty should cut corners too.
I dunno their are rich people who are broke.
Looks like economics is not taught in the UK ???
the only value i see in those door step loan letters that prey on poor people is the fact i can chuck em all on the fire
536% that's insane
If she new that her money had been paid over why didn’t she keep it and live on the money she normally gets
Because… it’s always someone else’s fault. ‘It’s the government fault’ ‘ it’s the council fault’ no it’s YOUR fault!
She definitely wasnt all there mentally.
knew not new
@@WW3_Soon omg pls pls get a life it was a spelling mistake ok
Oh the bullshit.. if only the UK actually experienced hardships like other non developed countries.. I was also overpaid in UC and arranged a minimum repayment until I was done..
Stupid comment
i cant help but a lot of this is self inflicted, sure loan sharks and exorbitant interest rates are bad, but they dont go after people with their stuff together
things will never change, who ever is voted for, living in poverty is the future, wish I had the answer, 50s 60s we had nothing and were happy, technology has destroyed our heads,
Jobs was easier to get.
no money no food etc thin people not here
Isn't it interesting how these women can figure out how to jump through all of the hoops to figure out how to use the system to survive and they couldn't figure out how to use a condom!!!!!
Katie Price has debts that makes what these people owe pale into insignificance. I wonder if she's scared to turn on the gas?
Things are bad here also in a merica, the wealthiest country on earth. SHAME
temeculajoe I second that. Ever notice it is The Decline of Western Civilization.
I have a very biblical view of debt (i.e. that it is utterly stupid) but seriously, if the government fucked up and miscalculated the benefits then it's on THEM!!!
Plain English not on the comments section?
Should rang the benefit people
Tragic, these money lenders should be in prison for targeting the vulnerable, total arseholes!
Single mum !!!!??? What's on earth is going in these societies
Where’s Michaela’s babies father. He could sub her out of his massive drug profits.
Have a yard sale
Yard sale?! 🤔
Basic Income now.
For what?
By 2030 basic universal credit.
progress is making every one debt, step back in time
Honey boo boos british cousins
All these strong independent whamens cannot seem to cut it. It is so predictable that it is almost laughable.
They're strong and independent only in the presence of simps and social safety nets.
I always wonder how any caring and sensible person vote for Conservatives?!
Always wonder how logically minded person can vote for Socailism. What are the attractions of setting up commerce in the UK.
I do, people on the left should stop thinking they have some kind of monopoly on kindness and compassion.
@@missJolie85
The left are not as kind and compassionate as they are ignorant and enabling. At someone else's expense of course.
@@shauncameron8390 Well no, I think there are many nice and smart people on the left side as well, and people need to just learn to agree to disagree. I’m not going to be judgemental and have prejudice, which is exactly what the orginal comment was about.
❤️
Single mum !!!!??? What's on earth is going in these societies
Interest should be made illegal. Embrace Islam and live free