MP2 Strategies to Maximize Dividends: Monthly, Annual or Lump Sum? Alin ang Malaking Dividends?

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  • เผยแพร่เมื่อ 24 พ.ค. 2020
  • Aling strategy ang may pinaka-malaking kita o dividends sa MP2 savings? Monthly, Annual or Lump Sum contribution?
    In this video we will show you the different strategies to maximize your dividends in PagIBIG MP2. We will also answer the following questions:
    1. Alin ang payout method na dapat pipiliin during enrolment? Annual Payout o 5 Year Maturity Payout?
    2. Ano ang ilalagay sa Period From at Period To kapag naghuhulog jg contribution?
    3. Dapat ba hulugan buwan buwan ang MP2 o dapat kung anong buwan lang naghulog ang huhulugan?
    Don't forget to subscribe to our channel and let us know if you have questions or comments.
    Enjoy watching!

ความคิดเห็น • 3.6K

  • @jayceecruz9075
    @jayceecruz9075 3 ปีที่แล้ว +82

    Hi sir actually ngayong year ko na balak ulit sana mag ipon at ang tagal ko iniisip na paano makaipon na hindi ako maaattempt withdrawhin para masecured ko lang yung future ko. Thank you Lord at sayo din po sir na napadaan po mga videos mo sa youtube ko at halos pinanood ko na po yung mga content mo regards sa MP2 kaya halos lahat po ng tanong ko sa MP2 ay hindi ko na kailangan pang itanong direkta sa Pag Ibig dahil nasagot nyo na po lahat. Thank you so much sir sa pagmulat sa mga kapwa ko pinoy sa kahalagahan ng pag iipon. Makakaasa po kayo na ikakalat natin itong magandang balita sa iba at mairecommend po mga videos mo po para mas maintindihan din nila. God bless po sir!

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +9

      Wow, thank you very much JC. Natutuwa ako at nakatulong po kami sa inyo. And also, I really appreciate your kind words. Just let me know kung may mga tanong pa po kayo at kung paano kami makatulong. Ingat po kayong palagi ang good luck po.

    • @gemarlilleorcasalvacion-sa3231
      @gemarlilleorcasalvacion-sa3231 3 ปีที่แล้ว +2

      Salamat po sir mas lalo ko po maunawaan sir ang paliwanag mo sir by the grace of God mag investment Napo ako paguwi ko sir para SA future po maraming salamat po uli God bless u sir ang galing nyo po magpaliwanag kuhang kuha ko po sir

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +2

      @@gemarlilleorcasalvacion-sa3231 all the best and good luck po.

    • @ethelchua6197
      @ethelchua6197 3 ปีที่แล้ว +1

      @@ofwpower Hi sir, ask ko lang po pano po kung member ng pag ibig pero hindi naging active for a year now?Can I apply for MP2 agad po? or if not, pwede pong sabay?

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +3

      @@ethelchua6197 Pwede pong sabay ang pag activate ng P1 at open ng MP2 at any PagIBIG branch/office. good luck.

  • @janey2562
    @janey2562 3 ปีที่แล้ว +12

    Napakagaling ang youtuber na ito. He deserves a 1 million viewer

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Thanks Janey. I appreciate your kind words.

  • @freddiealcantara9873
    @freddiealcantara9873 4 ปีที่แล้ว +6

    Simplified presentation. Good job!

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      Thank you Freddie. Good luck po and God bless. Ingat po kayo palagi.

  • @renz.evangelista
    @renz.evangelista 2 ปีที่แล้ว

    Well done, man! Kudos! Crystal Clear :) More powers!

  • @cookysnowball6074
    @cookysnowball6074 2 ปีที่แล้ว

    Really love watching it sir! Well-versed po!Always give you a 👍!

  • @85carie1
    @85carie1 4 ปีที่แล้ว +12

    Well explained. Thank you so much sir!

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +1

      Good luck po and God bless. Ingat po kayo palagi.

  • @drey3196
    @drey3196 3 ปีที่แล้ว +5

    Ito yung explanation na matagal ko ng hinahanap sa youtube. Salamat boss! Sharing this to my friends.

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Good luck!👍

  • @kenneth7398
    @kenneth7398 ปีที่แล้ว

    Thank you! Marami kayong matutulungan sa mga content nyo!💚

  • @melaipages9133
    @melaipages9133 4 หลายเดือนก่อน

    salamat po sir,,,May natutunan n ako sa Mp2

  • @jacquelynalentajan9087
    @jacquelynalentajan9087 4 ปีที่แล้ว +7

    Well done..i enjoyed watching and because of that you convince me then I applied it right away.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +2

      Wow great! Congratulations Jacquelyn. Good luck po sa inyo.

  • @annagraceaveria8633
    @annagraceaveria8633 3 ปีที่แล้ว +3

    Thank you so much sir Fermin. I really like the way you explain parang papa q na kalmado lang pro tagos talaga at klarong2x. I am wantching most of your videos and it really helps a lot. Please keep on making videos like this for the Filipinos to be financially literate. God bless po. 😊😊

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      Thanks po and good luck.👍

  • @natarakibaitv7826
    @natarakibaitv7826 ปีที่แล้ว

    well explained salamat sir mas naunawaan ko ang proseso❤️❤️❤️

  • @renzlevivlogz4417
    @renzlevivlogz4417 2 หลายเดือนก่อน

    Gets kuna..tnx sir..now lng nka panood..

  • @maeluvjay
    @maeluvjay 3 ปีที่แล้ว +4

    Learned a lot from this video. Thank you sir. I'll gonna show this to my wife para maiplano na namin ang aming MP2 journey hehe. Subscribed :)

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      All the best and good luck.

  • @japhetbastasa7637
    @japhetbastasa7637 3 ปีที่แล้ว +4

    Very impormative video specially for computation... At least wag mag expect nang mataas na return... Just for passive income better than time deposits... Stocks better if u want higher returns but very risky specially for beginners. Thank u sir.

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      Tama po Japhet. All the best to you po and good luck.

  • @djprettybetchay6569
    @djprettybetchay6569 ปีที่แล้ว

    Maraming salamat po sa impormasyun

  • @lifecycle4880
    @lifecycle4880 2 ปีที่แล้ว

    Very clear explanation, thank you po

  • @UnitedStatesofOil
    @UnitedStatesofOil 3 ปีที่แล้ว +3

    Lumalabas ang tago kong galing sa Math pag nakikinig ako sa inyo 😃 , ang linaw at systematic ng pag explain .

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Wow, good to know that! Good luck po.

  • @ronsagum4412
    @ronsagum4412 3 ปีที่แล้ว +3

    Worth my time! 👏🏼👏🏼👏🏼 Now I have an idea how I will spent my money on mp2 very educative video. God bless and more power!

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      All the best and good luck.

    • @georgefernandes8969
      @georgefernandes8969 3 ปีที่แล้ว

      Hi po Sir gusto ko pong e claim ang aking MP2 hingi sana ako ng favor sayo kung ano po ba ang address ng OFW CENTER sa Manila..thanks po

  • @marivicgarciano2090
    @marivicgarciano2090 ปีที่แล้ว

    Loud and clear explaination 👍 👏👏👏❤️

  • @alphafeomega7071
    @alphafeomega7071 ปีที่แล้ว

    Galing!Well explained po..Salamat

  • @juliettanes7254
    @juliettanes7254 3 ปีที่แล้ว +37

    I already started putting minimum amount on my mp2 it helps kc iniisip k after 5 yrs my dudukutin ako...no need na umasa ako sa mga anak k.

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      Tama po. All the best po. Good luck!

    • @gilwage6755
      @gilwage6755 3 ปีที่แล้ว +1

      Thanks po sa video ser

    • @sf4656
      @sf4656 2 ปีที่แล้ว +1

      Do the math. Not enough for your retirement. It is only good if you have a big amount of money today then leave it for 20 years without touching. Surely, it will compound. Mp2 is primarily for wealth protection only. But for wealth accumulation, I do not think so.

    • @celestedannielle6178
      @celestedannielle6178 ปีที่แล้ว

      pwde bah anak ko e apply?

  • @mariaisabelactub6109
    @mariaisabelactub6109 3 ปีที่แล้ว +8

    I am learning a lot from you, Fermin. You have no idea how much you've triggered by curiosity when it comes to minding my own finances.

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +2

      Wow, its good to know that po. Thank you for your kinds words. All the best and good luck po.

    • @ronaldocastro6572
      @ronaldocastro6572 7 หลายเดือนก่อน

      Mag kno poba mahuhulog s loob ng 5years diba po aabutin ng 60k po magkano poba kinita

  • @liezlvarquez4815
    @liezlvarquez4815 3 ปีที่แล้ว

    Thank you for Sharing this video Sir.GOD BLESS YOU

  • @vheavillarde9359
    @vheavillarde9359 2 ปีที่แล้ว

    Dami ko natutunan dito ky sir about sa mp2 and sss thank you sir

  • @pomerinianlove3625
    @pomerinianlove3625 3 ปีที่แล้ว +5

    To be honest so far after watching pag ibig MP2 on how it works this by far the best

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Thanks! Good to know that. Ingat po.

    • @ericac6843
      @ericac6843 3 ปีที่แล้ว +1

      ako din, kaninang umaga desidido na ko mag UITF pero nung napanood ko tungkol sa MP2 at dalawa sa videos ni sir, parang gusto ko MP2 nalang

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      @@ericac6843 good luck.

  • @aeblynaggabao6271
    @aeblynaggabao6271 3 ปีที่แล้ว +3

    Hi Sir! I just want to inquire if may difference ba if yung first contribution ko for the 1st month is 5k, then for the succeeding months is 1k, given that I will contribute monthly. Will there be a difference in the total accumulated amount? Thanks in advance!

  • @hzanskigaming165
    @hzanskigaming165 ปีที่แล้ว

    Maraming salamat po sir, malaking tulong po ito. 👍👍👍

  • @daisymisajon5562
    @daisymisajon5562 2 ปีที่แล้ว +1

    Thank you Sir! very informative!

  • @elmadreo7031
    @elmadreo7031 4 ปีที่แล้ว +16

    No one explained this to us. So the lumpsum strategy is much better than the annual and monthly contri. Thank you Sir for the very clear explanation.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +6

      Tama po Elma, PagIBIG will not explain this to you po as far as MP2 is concerned. It takes effort to research MP2 para maintindihan po talaga ang concept na ito. Good luck po and God bless. Ingat po kayo palagi.

    • @marilynramoran4489
      @marilynramoran4489 2 ปีที่แล้ว

      sir how if yung 60k after 5years pwde napo na maiwithdraw sir

    • @anjoromano4953
      @anjoromano4953 ปีที่แล้ว

      Applicable din po ba yan sa annual payout? Salamat po.

    • @ricadelossantos3555
      @ricadelossantos3555 11 หลายเดือนก่อน

      You mean po ba ung lump sum one time payment 60k after that wait Kana after 5yrs?

    • @mardominickamemita5779
      @mardominickamemita5779 9 หลายเดือนก่อน

      ​@@ricadelossantos3555yes po

  • @kpetrova9835
    @kpetrova9835 3 ปีที่แล้ว +8

    Hi sir Fermin. I just want to say antok na antok nako now but I feel that I MUST TYPE THIS COMMENT BECAUSE U DESERVED IT. Sir first of all thank u. I can tell u are an amazing leader and the content of your channel is not just for likes but u have a genuine concern to help your co filipinos become financially literate. This is the first video I saw on your channel & I usually dont click sa mga 15 mins++ video kc usually clickbait lang and I am so glad I stayed!! You have answer all my questions! Love na kita sir! Hahhaha. I love that u are using excel kc hindi talaga ako magaling sa math. Amazing explanations para sa kagaya kong di magaling sa math naintindihan kita.
    Takeaway ko. If afford mo naman better mag lumpsum kana the earlier the better para mas lumaki yung interest.
    I wish there is a way to send u a tgank u note or a gift basket hahahha kc u really helped me on this.
    I am enlightened!! #lifechanging

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +2

      Hi KPetrova. These types of comments are rare, so i would like to say thank you from the bottom of my heart. These types of comments give me the strength to go on with what I am currently doing- giving valuable content to all of you. Thank you very much.

    • @tinzoie
      @tinzoie 3 ปีที่แล้ว

      Maraming salamat po madami akong natutunan. More power po at maraming salamat!
      Sir tama ba na ihulog na yung lump sum the soonest, mas magiging malaki po ba ang interest versus ihulog upon maturity?

  • @alfredespila8138
    @alfredespila8138 2 ปีที่แล้ว +1

    very good explaination, super clear and easy to understand.....thank you,😊😊😊

  • @cherrymepiquero8004
    @cherrymepiquero8004 ปีที่แล้ว

    Thank you po now I know😍😍😍 laking tulong

  • @jazada6
    @jazada6 3 ปีที่แล้ว +10

    I appreciate your concise and easily understable vlogs re: MP2. I’m very much encourage. Although I have a question on how to claim my dividends after reaching 5 yr maturity. Can i also track my account/payouts online? Thank you sir for minding my inquiry.

    • @maxsalazar2141
      @maxsalazar2141 2 ปีที่แล้ว +4

      You can create a virtual account, and i think doon mo mamonitor ang galaw ng pera mo.

    • @reynaldody102
      @reynaldody102 5 หลายเดือนก่อน

      Paano makikita ang dividend ng pera pag 5yrs payout

  • @hannahdelojo1701
    @hannahdelojo1701 4 ปีที่แล้ว +41

    Worth my time. Very informative channel.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +4

      Thank you very much Hannah for your kind words. I really appreciate it. Good luck po sa inyo and God bless. Ingat po kayo palagi.

    • @hannahdelojo1701
      @hannahdelojo1701 4 ปีที่แล้ว +1

      @@ofwpower more videos po sir pls. Thnk you.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +2

      Oh definitely po @@hannahdelojo1701 . Please watch out po of our upcoming videos. Stay tuned! Ingat po kayo palagi.

    • @leizlnuto774
      @leizlnuto774 4 ปีที่แล้ว +1

      Panu pla mgbyad sa mp2?ofw poh kc aq!

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      @@leizlnuto774 please watch our other videos for more info on this. Good luck po.

  • @jcexplorertv3757
    @jcexplorertv3757 2 ปีที่แล้ว

    nice bro dami kong ntutunan ofw from riyadh.. Godbless

  • @hkdhzhs7949
    @hkdhzhs7949 ปีที่แล้ว

    Npa clear po tnx sir fermen...god bless U po.

  • @Pitapat819
    @Pitapat819 3 ปีที่แล้ว +19

    My parents put part of their long-term savings into MP2 and they chose the annual payout because they use that for their expenses for the year. So I think the annual vs after 5 years payout depends on what part of your life you are at. I know this may be obvious, but some older/retired OFWs may find this as a good strategy considering the somewhat high and stable rates and the safety of the investment money. If you are worried about being able to get the money when you have a health emergency or other emergency, Pag-IBIG allows you to cut the investment short and withdraw the money for a limited number of reasons and an illness where you need a lot of money is one of them. Aside from that, my parents have a separate contingency savings fund that is invested in places with no holding periods. However... given the pandemic this year... I'm not sure how low the rate will be this year. Any ideas?

    • @aizah9207
      @aizah9207 ปีที่แล้ว

      hi po ako po annual payout din po pinili ko sa 3rd account ko sa mp2 savings, anu requirements nila to get the payout dividend po? pupunta mismo sa ofis ng pag ibig to claim the check po after 1 year? thanks hope you notice. God bless.

  • @lawrencepayson1508
    @lawrencepayson1508 หลายเดือนก่อน +1

    Napak-clear nyo pong mag-explain.

  • @aprildior1
    @aprildior1 3 ปีที่แล้ว

    Very informative video po! I might have missed it, pero nabanggit niyo po ba kung kelan nag babago ang dividend rate? Every month po ba or year? If every month, hindi po ba may implication kung anong buwan mo ihuhulog? Maraming salamat po!

  • @stavenmanero2600
    @stavenmanero2600 2 ปีที่แล้ว +4

    Hi sir, just wanted to ask po if when does the cycle start for mp2? Is it from the day of your first contribution? And with regards to computation ng dividend, for example yung cycle ko starts every 1st of the month , pag ngcontribute ako ng 2k ng 10, 1k ng 15 at 2k ng 25, yung TCM po ba is 5k pa din regardless ng kung what day of the month ka na naghulog or depende pa din sa ADB ng cycle na yon? Thanks po sa pagsagot 😊☺️🙏🏻

    • @mommyyow
      @mommyyow 10 หลายเดือนก่อน

      Hello po sir. Ask ko lang po.. bale yung 7% interest po nya is annually din po?

  • @nadroj0706
    @nadroj0706 3 ปีที่แล้ว +13

    Good day Sir. Thanks for the "Power Info" in terms of strategy, unfortunately too late na sa akin yung ginawa kong contribution, (Period from: To Period to) base sa suggestion ninyo. Nag contribute na kasi ako in advance for 3 years (P2k/mo 'till Yr.2023) sa MP2 ko, kaya di ko for sure ma-maximize young dividends.Lesson learned, but anyway, Savings still a savings, better than no savings at all. More Power to your channel sir.

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +2

      Oh yes, definitely. Savings is still savings.

    • @rhomyldacanay6850
      @rhomyldacanay6850 3 ปีที่แล้ว +1

      Sir, after mo makuha ang savings mo sa 2023, irollover mo ulit ung amount na yan, ilagay mo ulit sa MP2, para ka naring naglump sum nun sa January, then add ka ulit. Mas malaki ang interest. 😊

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      @@rhomyldacanay6850 that is correct. tama po.

    • @ellemishii14
      @ellemishii14 ปีที่แล้ว

      @@rhomyldacanay6850 panu mo rollover sir?

    • @saboo9097
      @saboo9097 ปีที่แล้ว

      @@ellemishii14 Pag naclaim mo siya after 5 years, kung di mo naman need pa gamitin ung pera for another 5 years, magcreate po kayo another MP2 account then ilagay niyo po ulit ung nakuha niyo na amount. Bale compounding na po ang dating niyan kase ung principal mo plus ung kinita ay nilagay niyo po ulit as principal. 😊

  • @sandramalo1638
    @sandramalo1638 10 หลายเดือนก่อน

    Wow ang ganda po ng paliwanag kukuha na ako ng mp2 sa pag ibig.

  • @bubblebeee5100
    @bubblebeee5100 3 ปีที่แล้ว +1

    Sobrang detalyado. Thank you for sharing! God bless always

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      Thank you po and good luck.

  • @rubysamantila2312
    @rubysamantila2312 2 ปีที่แล้ว +4

    Thank you Sir! It helps a lot! 3 years na akong naghuhulog sa Mp2, sayang po kasi mali yung strategy ng paghulog ko, advance lagi ng dalwang buwan yung paghulog ko. Dapat hindi ganun yung ginawa ko. Dapat pala hindi na hinahati yung paghuhulog, isahan nalang dapat para mas mataas yung tubo. Any way, I learned a lot on this video. Thank you po 👍

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      all the best and good luck.

    • @hanamichiakoto2013
      @hanamichiakoto2013 2 ปีที่แล้ว

      Sir fermin nice video po! Clarify ko lang po ung strategy ng paghuhulog. Ung May 2020 to July 2000. Dapat kung maghhulog ng 500 per month sa halip na monthly 500 ang gawin ko ay lahat na sa May 2020 = 1500. Pero for the next month po June 2020 magkano po ang dapat ko ihulog? Same dn po if pinili ko ung annual strategy which is 12,000/year, ano po ang dapat ilagay kong period covered. Ex: Jan 2021 to Dec 2021 tpos sa Jan 2021 ko lng ihuhulog tama po ba? How about for Feb 2021, March 2021 and so on? Hindi na po ako maghuhulog? Tama po ba? Pag ganon po hindi ako active member from Feb 2021 to Dec 2021 if sa Jan 2021 ko lng ihuhulog ung 12,000. Sana po maliwanagan ako. Thanks po ng marami

    • @hanamichiakoto2013
      @hanamichiakoto2013 2 ปีที่แล้ว +1

      @@ofwpower hi po sir

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      @@hanamichiakoto2013 how can i help?

  • @rizaldyrequiero5643
    @rizaldyrequiero5643 4 ปีที่แล้ว +32

    Mas maganda talaga maginvest sa MP2 kaysa mutual funds, mas secure ang kita mo

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +7

      It's also good to diversify. Depende po sa risk tolerance ng investor. Good luck po and God bless and ingat po kayo palagi.

    • @josefinamalonzo1978
      @josefinamalonzo1978 3 ปีที่แล้ว

      paano po last year auguest hulog ako ng 500 tas today october 2020 hulog ako ng 1000 paano po un pag kinuwenta d ko po alam kaya po ako nag mp2 kc po wla ako sss

    • @nenepultoc2506
      @nenepultoc2506 3 ปีที่แล้ว +1

      Sir paanu kung late ako magbayad gusto ko bayaran yung 2019 to 2020

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Punta po kayo sa pagibig baka pwede pa pong byaran.

    • @jamesroymurillo8464
      @jamesroymurillo8464 3 ปีที่แล้ว +1

      Diversifying your funds for invesent is better

  • @solmixtv3201
    @solmixtv3201 2 ปีที่แล้ว

    Sir,Salamat sa Explanation nyo po,napakalinaw.
    New Subscriber po from Italy,,,
    Be Blessed,,,,,,

  • @teachergarner
    @teachergarner ปีที่แล้ว

    It's absolutely very informative. Thank you! God bless you

  • @whatsuprun
    @whatsuprun 2 ปีที่แล้ว +3

    Hi po! Thanks for this very informative discussion. For annual contribution po ba, ano dapat select na From and To, same pa rin po? For example: Jan 2020 to Jan 2020 lang rin po? Thank you!

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      Opo tama po, same pa rin po. Mapa annual or monthly ang inyong contribution or daily, pareho pa rin po. Same day pangnpo ajg hulugan.

    • @regz6690
      @regz6690 8 หลายเดือนก่อน

      ​@@ofwpowerpaano po if ang naset sa mp2 acct during creation is monthly payment, pero it turns out kaya ko pong magbayad annually or on lump sum. Pwede ko po bang i-annual or lump ang payment ko (yung to and from period sa isang same month and year)? Hindi po ba ako sisingilin ng pagibig dahil hindi nakaspread out ung payment ko ng monthly?

    • @aziralcalnup6756
      @aziralcalnup6756 6 หลายเดือนก่อน

      Hello po new subscribe here buti nkita q tong video nto 😅 kc nalilito aq jan sa from at to.. Hehe pano po qng monthly aq mqghulog tama po b ung ganto kc gcash aq nqghuhulog po may petsa din dun..
      APRIL 01 2023 -- TO APRIL 31 2023
      TAMA PO B UNG GNYAN FORMAT AT PETSA THANKS PO SANA MAPANSIN 🙏

  • @vanessatolentino-kabigting5599
    @vanessatolentino-kabigting5599 4 ปีที่แล้ว +7

    Thank you po for clear explanation! automatic nag subscribe ako! kuddos!
    but one question lang po, ung sa One-time lump sum po example nag hulog po ako ng 50,000pesos tapos nagkaron pa ako ng extra money na gusto ko din sana ihulog, pwede pa din po ba yun idagdag? or kailangan ko na mag open ng isa pang MP2 account? salamat po in advance and God Bless!

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      Pwedeng pwede pong dagdagan gaya po ng nasabi po namin sa video sa ibaba. Please watch po for more information. Good luck po.
      Mga Dapat Tandaan kapag Nag-iipon sa MP2:
      th-cam.com/video/lAz32JGk9Ek/w-d-xo.html

  • @jon3551
    @jon3551 7 หลายเดือนก่อน

    ang galing! change ko na pala dapat ang strategy ko

  • @springboi385
    @springboi385 3 ปีที่แล้ว +1

    Thank you sir. I just opened my MP2 savings and alam ko na anong strategy ko for saving. Very helpful po. God bless and more power. ☺️

  • @evangelineenriquez9272
    @evangelineenriquez9272 4 ปีที่แล้ว +5

    Sir naginvest po ako nung first year under lumpsum method ng 50k, then second year 40k, is it fine to do that? How will be the computation of the dividend?

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +3

      That's perfectly fine po dahil ang MP2 ay voluntary. Anytime na may pera po kayo, hulog lang po ng hulog. Ga inyoood l.

  • @djdeaco6076
    @djdeaco6076 4 ปีที่แล้ว +3

    HellO Sir! tanong lang po.. kung sa annual payout po at hindi ito nakuha yearly, anu po mangyayari sa hulog at dividens? magkakachanges po pa sa compution nito. Pashare na rin po ako ng Excel computation ninyo Sir. Iba po kasi ung result sakin ng regular monthly contribution.Thanks in Advance po sa feedback..

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      Hi DJ, we will answer your questions later po sa ating Q&A sa Facebook Live 8pm (Korean Time) / 7pm (Philippine Time). Join us po sa ating OFW POWER Facebook Page para masagot po namin ang inyong mga tanong LIVE! See you later po.
      Good luck po and God bless. Ingat po kayo palagi.

  • @razinevillanueva1429
    @razinevillanueva1429 3 ปีที่แล้ว +1

    Mas naintindihan ko ang MP2 dto. Well explained. 👍

  • @dericktv8940
    @dericktv8940 2 ปีที่แล้ว

    Thanks for sharing video at nagkaroon ako ng idea about pag Ibig maraming Salamat po

  • @dummy03only33
    @dummy03only33 3 ปีที่แล้ว +3

    Hello, thanks for sharing this. I am learning a lot. I have 2 questions at the moment.
    1. Let's for example, I would open up an MP2 account today and I would use the method 3 which is ONE TIME. Can I still open a second account and I'll use the other method like method 1 or 2?
    2. What If I die, (knock on wood! Hopefully not yet soon) what will happen to my MP2 account since it's already matured? Can my relative or family member claim it?
    Thank you so much and more power.

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      1. You can open a 2nd or 3rd account anytime. As to method, watch our MO2 video below:
      - [ ] The Best Time to Open PagIBIG MP2 Account & Other Questions - th-cam.com/video/DHgS5Sl3Mw0/w-d-xo.html
      2. If the member dies, there’s ni need to wait for 5 years, automatic pwede nang kunin ng mga beneficiaries / legal heirs.
      Good luck po.

  • @WORK_CONTENT_CREATION_VLOGS
    @WORK_CONTENT_CREATION_VLOGS 4 วันที่ผ่านมา

    Very interesting po thanks ftor sharing the video

  • @amigiducos-ermita9133
    @amigiducos-ermita9133 3 หลายเดือนก่อน

    Thank you Sir, atleast mas malinaw na sakin ano ang paraan para mas mataas ang dividend

  • @franklinilustrisimo
    @franklinilustrisimo 4 ปีที่แล้ว +4

    Sir ask ko lang po pwede ba daw kumuha ng multiple account sa mp2? 1 account per year? Salamat po

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +1

      Hi Franklin, yes you can have multiple accounts. Up to 5 active accounts at the same time. Good luck po and God bless. Ingat po kayo palagi.

  • @beniflorence6259
    @beniflorence6259 4 ปีที่แล้ว +5

    Hi sir, first of all, thank you for making this kind of content, mga de kalidad na video Everytime. Now, tanong ko lang po
    1. Nung una po ako naghulog ng mp2 lump sum po Ang una ko, then medyo nakaluwag and ginanahan po ako magdagdag.. Tama po ba na na convert ako na irregular? Bale mula Nung unang hulog ko na lump sum, naghulog po ako ng regular until covid happened and 3 mos ko Hindi nahulugan. Sa ganitong scenario sir, sa anong categorya na po ba ako? Na invalidate na ba Yung pagiging lump sum ko kasi bigla ko dinagdagan? Salamat po.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      Hi Beni thank you and I truly appreciate your kind words.
      To answer your question directly, hindi na po mag ma matter. Anytime pwede kayong magdagdag. Matter of fact hindi na po alam ng SSS kung regular, irregular, lump sum or annual ang inyong payments. Remember, MP2 is voluntary. All contributions earn dividends. Good luck po and God bless. Ingat po kayo palagi.

    • @beniflorence6259
      @beniflorence6259 4 ปีที่แล้ว +1

      Salamat sir sa pagsagot. Another commendable act po from you. Continue helping us to have a better living by having investment and maximizing it. Sana po magkaroon ng content sa common struggles ng nagsisimula pa lang sa pagiipon, at pagiinvest at mga tamang mindset to overcome it. Salamat. More powers! God bless.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      Hi@@beniflorence6259 . I truly appreciate your kind words. Thank you very much. I will note on your request po. Good luck po and God bless. Ingat po kayo palagi.

    • @edithresontoc425
      @edithresontoc425 4 ปีที่แล้ว +2

      @@ofwpower Sir I am a new subscriber and nabasa ko Ito just now. You mean "hindi na malalaman Ng Pag-ibig"? Pls clarify po. Thank you so much. God bless.

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      @@edithresontoc425 tama po. Sa MP2, hindi na alam ng PagIBIG kung anong klaseng payment ang ginawa mo. Bastat hulog lang ng hulog lahat po ito ay tatangapin ng PagIBIG at kikita ng dividends base sa aming ipinaliwanag. Good luck po.

  • @maelenagurrea5313
    @maelenagurrea5313 7 หลายเดือนก่อน

    Very precise explainatiin, very awakening ,, Thank uou so much❤❤❤

  • @ma.alexab.quimequime8169
    @ma.alexab.quimequime8169 3 ปีที่แล้ว

    Salamat po sir, napanood ko ang vedeo naka saving din ako sa mp2..

  • @solryanumali6792
    @solryanumali6792 3 ปีที่แล้ว +4

    I've just started investing in MP2 a week ago. And I did it wrong. I spread-out my contribution from July to September 2020. Luckily I've watched your video. So this would be a lesson learned for me.
    Next time alam ko na.
    Maraming salamat sa info, Sir!
    Thumbs up!

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Welcome po Ryan. Good luck.

    • @jacquelinesacandal9052
      @jacquelinesacandal9052 3 ปีที่แล้ว +1

      🤭Sir ako din mali din po pala ginawa ko ginawa ko spread din May 2020 to Dec2020 😔😥 pano po sa nextyr sir il pay 6k sa January2021?? Dapat pang isang taong ko po un for example.. Salamt po sa sagot 🙏

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      @@jacquelinesacandal9052 bastat ihulog nio lang sa isang buwan (period from >> period to) huwag hulugan ang mga susunod na buwan. no worries po. Narito po ang sagot sa video na ito. Please watch our latest upload.
      - [ ] The Best Time to Open PagIBIG MP2 Account & Other Questions - th-cam.com/video/DHgS5Sl3Mw0/w-d-xo.html

  • @minart844
    @minart844 4 ปีที่แล้ว +7

    Sir. Pwede po magfeature din kayo pano mapadali matapos ang housing loan sa pagibig.

    • @anabellesabangan7565
      @anabellesabangan7565 3 ปีที่แล้ว

      Advance payment po kyo palagi. Bababa po pati interest. Ganun po ksi ginawa ko.

  • @claudspring733
    @claudspring733 3 ปีที่แล้ว +2

    Thank you for a simple yet very clear explanation sir .. I learned so much from this❤️

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      Great! All the best po amd good luck.👍

  • @janepenalba6534
    @janepenalba6534 หลายเดือนก่อน +1

    Wow gling ng explain mas ok pla isang bagsakan hulog s mp2

  • @jhasmincodoy1558
    @jhasmincodoy1558 4 ปีที่แล้ว +3

    Paano po pag different dividends rate every year? Makaka affect po ba yan sa variances of amount ng strategies of contribution?

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +3

      Hi Jhasmin. Tama po. Our calculations were based on a flat dividend rate, but this may not be true. Therefore your total dividend may be higher or lower. Good luck po and God bless. Ingat po kayo palagi.

    • @jaystination
      @jaystination 3 ปีที่แล้ว

      @OFW Power - Newbie po here. I got my strat. Thanks po sa video. Nasa average dividend rate or maturity dividend rate talaga din naka salalay para lahat masaya once na reach na ung maturity. QQ lng po pano process nang yearly dividend rate San into naka depende? Like this year may global pandemic may malaking impact kaya ito for sure this year dividend rate? Tantsa nyo po nasa ilang %? I hope its not too late for me this Month ko lng napag aralan at nakapag enroll nako sa MP2. Kung maibabalik ko lng ung 5 taon at nalaman ko agad ang MP2.

    • @len2cg861
      @len2cg861 2 ปีที่แล้ว +1

      @@ofwpower hello po sir ask q lng po puede dn po ba aq mag open ng pag ibig fun mp1 & mp2 khit andito aq sa japan nkatira?..
      Kc gusto q po sa mag invest sa mp2 para pag nag 4good na aq jan sa pinas eh may ipon na aq..

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      @@len2cg861 its ok po.

  • @janniemae01
    @janniemae01 3 ปีที่แล้ว +6

    I saved 5k per month and it's my 3rd year already, instead of continuing my contribution I already stopped and open a new account since for my first account I only have 2 years left until maturity for my contribution to gain interest while if I open a new account it will grow more since I will still have few years to compound the interest. Is this a strategic idea sir?

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      Perfect idea! I like your strategy po. Good luck!

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      @Jaydee Ordanes lahat po nakikita sa virtual pagibig - hulog at dividends.

    • @jeffreycaspe
      @jeffreycaspe 3 ปีที่แล้ว +1

      @@ofwpower
      Kailan makuKuha ng Buo o LumpSum ang Dividends sa Regular Pag ibig imbes na 200 pesos nagRequest ako ng 1 tawsan pesos a Month na Contribution

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +2

      @@jeffreycaspe makukuha po ang P1 regular contribution after 240 contributions or upon reachong retirement age.

    • @marichuilustre3715
      @marichuilustre3715 3 ปีที่แล้ว

      How to open new or additional mp2 account po? Pwede ba sa virtual pagibig account?

  • @mabsvlog5539
    @mabsvlog5539 2 ปีที่แล้ว

    Well explained

  • @cheryldelacruz7394
    @cheryldelacruz7394 3 ปีที่แล้ว

    thanks very clear.info.

  • @judyugay9282
    @judyugay9282 4 ปีที่แล้ว +8

    Pwede po ba irregular yung money na ihuhulog per month? May 2020: 500 June 2020: 1,500 July 2020: 3,500 ganun po

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว +5

      Hi Judy, yes, pwedeng pwede po. Sapagkat ang MP2 ay isang voluntary savings, kaya nasa sa iyo kung kelan ka maghuhulog at kahit magkano po, bastat huwag bumaba sa P500 per hulog. Good luck po sa inyo and God bless. Ingat po kayo palagi.

    • @maribelpadilla8427
      @maribelpadilla8427 4 ปีที่แล้ว +1

      Sir if nkaonline. Member n ba sa mp2 pwde n mghulog ng savings sa remittance center? Ang need lngnb ung acct no sa mp2?

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      @@maribelpadilla8427 tama po. Account number lang po ng MP2 ajg kailangan.

    • @marryannhizon9928
      @marryannhizon9928 2 ปีที่แล้ว

      E sir pagmaghuhulog po ba ng contribution tatanung k kung monthly,yearly o lumpsum ang hulog mo?

  • @1m_here
    @1m_here 4 ปีที่แล้ว +3

    7:42 NAKO MALI YATA GINAWA KO ! 1000 TAPOS JUNE 2020 TO JULY 2020 SA AKIN
    NEXT MONTH EAAPPLY KO NA TO

    • @ofwpower
      @ofwpower  4 ปีที่แล้ว

      Opo..goodluck po!

    • @jpdiazonline
      @jpdiazonline 3 ปีที่แล้ว +1

      Wla bang problema, July mghuhulog ng 3000 tapos walang hulog sa August at September, next na hulog October?

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว +1

      @@jpdiazonline wala pong problema sa MP2. Panoorin nio po ang video po natin sa ibaba para sa sagot po sa inyong tanong. Good luck po.
      Mga Dapat Tandaan kapag Nag-iipon sa MP2:
      th-cam.com/video/lAz32JGk9Ek/w-d-xo.html

    • @wornhugh4780
      @wornhugh4780 3 ปีที่แล้ว +1

      Sir, paano po yan malaman kung lump-sum ang hulog if thru Gcash?
      Thank you, god bless

  • @macorazonamapan6523
    @macorazonamapan6523 3 ปีที่แล้ว +2

    grabe well xplained salamat

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Welcome po and all the best.

  • @rickwalterramos4533
    @rickwalterramos4533 ปีที่แล้ว

    napaka linas sir lahat ng video mo po pinapanuod ko galing

  • @maereanzares3198
    @maereanzares3198 2 ปีที่แล้ว +3

    Question, Sir. 🙂
    I just started my MP2 savings this September and I decided to get my dividends annually. Is there any way I can change that?

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      At pagibig office po.

  • @ma.joylabrague2285
    @ma.joylabrague2285 9 หลายเดือนก่อน

    Wow very clear explanation..

  • @karendg8431
    @karendg8431 ปีที่แล้ว

    Very informative and explained clearly ang bawat detalye. Marami pong salamat sir for this video. Plan ko napo mag start ng MP2 and now alam ko na po ang mas magandang gagawin. God bless po. 🩷❤️

  • @mymelodytv4316
    @mymelodytv4316 8 หลายเดือนก่อน

    Thank you so much for sharing ngaun naintindihan ko na po...salamat talaga kasi balak kong mag invest

  • @romeoaguilar5806
    @romeoaguilar5806 2 ปีที่แล้ว +1

    Salamat sa mga paliwanag talagang detalyado at madaling maiintindihan god bless

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว +1

      welcome po and good luck.

  • @lovemyvan
    @lovemyvan 2 ปีที่แล้ว

    Eto na ata ang sign pramg mp2 ako. Saved to watch later

  • @vpviola4632
    @vpviola4632 2 ปีที่แล้ว +1

    Thank you for all the information we need!

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      welcome po and good luck.

  • @Snclaire
    @Snclaire 3 ปีที่แล้ว +1

    Thank you very much for this informative video. I'll be visiting the branch next week to submit the requirements and the completed application form. More power and God speed!

  • @marypizarro8706
    @marypizarro8706 16 วันที่ผ่านมา

    Thank you for share ❤

  • @joannevillanueva7120
    @joannevillanueva7120 3 ปีที่แล้ว +1

    Hi! Sobrang galing nyo po mgexplain... Thank you 💕

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Thank you Joanne and good luck.👍

  • @maryespique
    @maryespique 3 หลายเดือนก่อน

    Thank you po for the very detailed explanation with spreadsheets. Appreciate it po sir. 🎉

  • @Maryanginlebanon-vg1nd
    @Maryanginlebanon-vg1nd 2 ปีที่แล้ว +1

    LOUD AND CLEAR ❤️

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      all the best and good luck po.

  • @lindamingoy9675
    @lindamingoy9675 3 หลายเดือนก่อน

    Clear explanation

  • @kristinedianemagpantay9989
    @kristinedianemagpantay9989 2 ปีที่แล้ว +1

    super clear ng pliwanag. lhat ng tnong q nsgot ng maayos. thank you😘

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว +1

      goo to know that po. all the best po.

  • @cherryalombro4501
    @cherryalombro4501 3 ปีที่แล้ว +1

    Very informative and helpful. Thank you sir ❤️

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Welcome po and good luck.👍

  • @charortillo-santos6612
    @charortillo-santos6612 ปีที่แล้ว

    Thank you, Sir!!! Your video saved me. Muntikan ko ng ispread yung contributin ko.

  • @bien7683
    @bien7683 3 ปีที่แล้ว

    Thank you so much!

  • @nicatv3004
    @nicatv3004 3 ปีที่แล้ว +1

    Thank u po Sir. Dami ko natutunan sa videos nyo😊

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      All the best and good luck po.

  • @justkeeplearning6149
    @justkeeplearning6149 2 ปีที่แล้ว +1

    Galing! very detailed.

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      Thank you po.

  • @mharzensimplelife
    @mharzensimplelife 9 หลายเดือนก่อน

    Galing po, naintindihan ko sya ng husto

  • @rosemaydeguzman4697
    @rosemaydeguzman4697 3 ปีที่แล้ว +1

    very informative sir ,,mabuhay po kayo💪❤️❤️❤️

    • @ofwpower
      @ofwpower  3 ปีที่แล้ว

      Welcome po.

  • @markalmodiente4399
    @markalmodiente4399 2 ปีที่แล้ว +1

    Very simple yet very effective explanation. Sobrang galing sir, thank you!

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว

      Thank you Mark. Appreciate your kind words po. Good luck.

  • @geraldinebarequit2193
    @geraldinebarequit2193 2 ปีที่แล้ว +1

    wow thanks po naintidihan ko na, God bless po 🙏🙏🙏

    • @ofwpower
      @ofwpower  2 ปีที่แล้ว +1

      good to know that. all the best and good luck po.

  • @zjzyvlogs..9201
    @zjzyvlogs..9201 2 ปีที่แล้ว

    Thankyou for sharing sir ...

  • @wellsimon5202
    @wellsimon5202 2 ปีที่แล้ว

    Very informative sir thank you po