OFW Power
OFW Power
  • 158
  • 6 229 708
MP2 Secret Revealed! How PAGIBIG Calculates 5th Year Dividends
May isang tanong na hindi ko masagot-sagot, at ito ang pinaka-mahalagang tanong sa lahat ng inyong mga katanungan tungkol sa PagIBIG MP2. Sa video na ito, masasagot natin ito gamit ang aking sariling MP2 account na winithdraw nitong June 2024. Kung gusto niyong malaman paano kinakalculate ng PagIBIG ang inyong 5th year dividends kahit wala pang declared dividends sa taon na iyon, panoorin nyo ang buong video!
May isang tanong na hindi ko masagot-sagot ng deretso. Para sa akin, ito ang pinaka-mahalagang tanong sa lahat ng tanong ninyo related sa PagIBIG MP2. Masasagot lang ito pag nakapag-withdraw na ng MP2. May sagot ang PagIBIG pero hindi ko ma-confirm.
What’s the question?
1. Paano icalculate ang dividend sa 5th year contributions kung di pa nagde-declare ang PagIBIG ng dividends that year?
2. Ibibigay pa ba ang 5th year dividends?
3. May dividend pa bang makukuha sa susunod na taon para sa last year 5th year contributions?
4. Pwede bang saka na i-withdraw ang MP2 pag nag-declare na ng dividend para sigurado na papasok ang dividend?
Masasagot ang lahat ng tanong na ito sa video na ito.
Gagamitin ko ang aking MP2 account na winithdraw nitong June 2024 as example. Titingnan natin paano kinalculate ng PagIBIG ang 5th year dividends for 2024, kahit wala pang dividends na na-declare sa 2024 dahil June 2024 pa lang ngayon. Tandaan natin na ang dividend rate ng 2024 ay next year pa idedeclare.
Iisa-isahin natin pagcalculate lahat ng dividends from year 1 hanggang year 5.
At the end of the video:
Masasagot lahat ng ating mga tanong.
Magagamit ninyo itong proseso na ito sa pagcalculate ng inyong last year dividends kung mag-mature na ang inyong MP2 account.
Nasagot po ang ating mga tanong:
Q: Paano icalculate ang dividend sa 5th year contributions kung di pa nagde-declare ang PagIBIG ng dividends that year?
A: PAGIBIG will use the previous year’s dividend rate for the 5th year.
Q: Ibibigay pa ba ang 5th year dividends?
A: Yes, kasama yun sa total disbursement amount during your MP2 withdrawal.
Q: May dividend pa bang makukuha sa susunod na taon para last year 5th year contributions?
A: Wala na. Base sa ating pinakita, dinisburse na lahat ng PAGIBIG pati ang 5th year na dividend kahit wala pang dividend declaration that year.
Q: Pwede bang saka na i-withdraw ang MP2 pag nag-declare na ng dividend para sigurado na papasok ang dividend?
A: Hindi na necessary. Ipon lang ng ipon. Lahat ng dividends ibibigay ng PagIBIG sa inyo upon your MP2 maturity.
มุมมอง: 32 763

วีดีโอ

Withdraw MP2 Savings in 7 Days
มุมมอง 5K4 หลายเดือนก่อน
In this video, I share my experience of withdrawing my PAGIBIG MP2 savings in just 7 banking days! If you’re wondering how to access your savings quickly and efficiently, this guide is for you. I’ll walk you through the step-by-step process, highlight key tips, and provide insights to ensure a smooth withdrawal experience, whether you're an Overseas Filipino Worker (OFW) or based in the Philipp...
20% Tax sa Loyalty Card Plus - Totoo Ba Ito?
มุมมอง 2.1K4 หลายเดือนก่อน
Is there really a 20% tax on your Loyalty Card Plus? In this video, we dive into this pressing question and clarify everything you need to know. Many users are concerned about potential taxes on their Loyalty Card Plus transactions, especially when it comes to their PAGIBIG MP2 savings. We’ll break down the facts, dispel the myths, and provide clear answers to help you understand how taxes may ...
Questions Answered - Loyalty Card Plus
มุมมอง 5K4 หลายเดือนก่อน
Welcome to our comprehensive guide on the Loyalty Card Plus! In this video, we answer all your burning questions about the Loyalty Card Plus and its benefits. Whether you’re wondering how to get it, its advantages, or how it helps with your PAGIBIG MP2 savings, we’ve got you covered. Perfect for Overseas Filipino Workers (OFWs) and non-OFWs alike, this video will provide you with all the inform...
How I Got My Loyalty Card Plus
มุมมอง 11K4 หลายเดือนก่อน
In this video, I share my journey on how I got my Loyalty Card Plus for PAGIBIG MP2 and how it has simplified my savings withdrawals. Whether you're an Overseas Filipino Worker (OFW) or based in the Philippines, obtaining the Loyalty Card Plus can make accessing your PAGIBIG MP2 savings faster and more secure. I'll walk you through the application process, the benefits of having the card, and t...
No Card Needed - Withdraw MP2 Savings Online
มุมมอง 4.9K4 หลายเดือนก่อน
Unlock the secrets to withdrawing your PAGIBIG MP2 savings with or without the Loyalty Card Plus! In this video, we guide you through the process step-by-step, making it easy for both Overseas Filipino Workers (OFWs) and non-OFWs to access their savings hassle-free. Discover the benefits of using the Loyalty Card Plus, including faster and more secure withdrawals, and learn how to manage your s...
No Office Visit Needed! Withdraw PAGIBIG MP2 Savings Anywhere!
มุมมอง 24K4 หลายเดือนก่อน
Discover how to withdraw your PAGIBIG MP2 savings without the hassle of visiting the PAGIBIG office! This video is perfect for Overseas Filipino Workers (OFWs) and non-OFWs alike. Learn how to effortlessly access your funds from anywhere in the world. We provide a step-by-step guide to make the withdrawal process quick, easy, and secure. In this video, you'll learn how to withdraw PAGIBIG MP2 s...
My Life in China, Celebrating 2024, MP2 Savings & More! | A Special 40-Minute Chit-Chat 🎉🎉🎉
มุมมอง 1.8K10 หลายเดือนก่อน
📌 Video Overview: Join me in this unedited 40-minute video as I delve deep into various topics that have been on my mind lately. From the delightful intricacies of cooking in China to the heartwarming celebrations of welcoming 2024, we cover a vast range of topics. I'll share insights into the Pagibig MP2 Savings Program, the importance of investing, the art of budgeting, and how Overseas Filip...
Ano Itong "Pay Yourself First" o Bayaran Muna ang Sarili?
มุมมอง 1.3K11 หลายเดือนก่อน
In this empowering video, we delve into the crucial concept of "Paying Yourself First" o Bayaran Muna ang Sarili for our hardworking Overseas Filipino Workers (OFWs). Learn practical tips on prioritizing savings, setting financial goals, and navigating the unique financial challenges faced by OFWs. Discover the path to financial security and independence by incorporating these strategies into y...
How Many MP2 Accounts Should I Open? What is the Advantage of Having Multiple MP2 Accounts?
มุมมอง 16K2 ปีที่แล้ว
How Many MP2 Accounts Should I Open? What is the Advantage of Having Multiple MP2 Accounts?
Pinakamabilis na Gamit Ko - MP2 Contribution From Abroad
มุมมอง 11K2 ปีที่แล้ว
Pinakamabilis na Gamit Ko - MP2 Contribution From Abroad
May Maximum Limit Ba ang MP2? Magkano ang Maximum Contribution? Kailangan ba Over the Counter?
มุมมอง 10K2 ปีที่แล้ว
May Maximum Limit Ba ang MP2? Magkano ang Maximum Contribution? Kailangan ba Over the Counter?
OK Lang Ba? Nagkamali sa Desired Monthly Contribution sa MP2 Naging P5Million/month!
มุมมอง 11K2 ปีที่แล้ว
OK Lang Ba? Nagkamali sa Desired Monthly Contribution sa MP2 Naging P5Million/month!
Ano Ang Pipiliin - Annual or 5 Year Dividend Pay Out? Paano Kung Nagkamali ng Pagpili sa Enrolment?
มุมมอง 21K2 ปีที่แล้ว
Ano Ang Pipiliin - Annual or 5 Year Dividend Pay Out? Paano Kung Nagkamali ng Pagpili sa Enrolment?
Ano Gagawin? Hindi Na Print Ang MP2 Form ? Isusubmit Pa Ba Ang Form sa PagIBIG?
มุมมอง 31K2 ปีที่แล้ว
Ano Gagawin? Hindi Na Print Ang MP2 Form ? Isusubmit Pa Ba Ang Form sa PagIBIG?
Inactive PagIBIG Member for 10 Years - Pwede Pa Ba Mag-Open ng PagIBIG MP2?
มุมมอง 16K2 ปีที่แล้ว
Inactive PagIBIG Member for 10 Years - Pwede Pa Ba Mag-Open ng PagIBIG MP2?
How To Cope With Bear Markets
มุมมอง 1K2 ปีที่แล้ว
How To Cope With Bear Markets
Mga Halimbawa ng Bear Markets
มุมมอง 9242 ปีที่แล้ว
Mga Halimbawa ng Bear Markets
Risky Ba Ang Stock Market? Risks of Investing in the Stock Market
มุมมอง 1.8K2 ปีที่แล้ว
Risky Ba Ang Stock Market? Risks of Investing in the Stock Market
Fund Review: ALFM Philippine Stock Index Fund (An Index Mutual Fund)
มุมมอง 6K2 ปีที่แล้ว
Fund Review: ALFM Philippine Stock Index Fund (An Index Mutual Fund)
Your Money's Silent Killer (Do You Know The Greatest Risk of Your Money?)
มุมมอง 4K2 ปีที่แล้ว
Your Money's Silent Killer (Do You Know The Greatest Risk of Your Money?)
6% is MP2 Final Dividend Rate for 2021
มุมมอง 8K2 ปีที่แล้ว
6% is MP2 Final Dividend Rate for 2021
Let's Talk - MP2, Investments, and Insurance
มุมมอง 8K2 ปีที่แล้ว
Let's Talk - MP2, Investments, and Insurance
Part 5 - Kaya Pala. Alamin Bakit Mas Mababa ang Dividend Payout Ratio ng 2021? Kaya Pala.
มุมมอง 6K2 ปีที่แล้ว
Part 5 - Kaya Pala. Alamin Bakit Mas Mababa ang Dividend Payout Ratio ng 2021? Kaya Pala.
Part 4 - Bakit 5.66% Lang? Ano Nangyari? 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
มุมมอง 10K2 ปีที่แล้ว
Part 4 - Bakit 5.66% Lang? Ano Nangyari? 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
Part 3 - 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
มุมมอง 4.1K2 ปีที่แล้ว
Part 3 - 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
Part 2 - 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
มุมมอง 4.5K2 ปีที่แล้ว
Part 2 - 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
Part 1 - 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
มุมมอง 7K2 ปีที่แล้ว
Part 1 - 2021 Dividend Rate for P1 and MP2 Declared by PagIBIG
Bakit Hinahanapan ng Payslip o Proof of Income sa PagIBIG MP2? Understanding Money Laundering
มุมมอง 18K2 ปีที่แล้ว
Bakit Hinahanapan ng Payslip o Proof of Income sa PagIBIG MP2? Understanding Money Laundering
Do Not Commit This Mistake - Create Your Virtual PagIBIG Access Online - Approved in 2 Weeks
มุมมอง 57K2 ปีที่แล้ว
Do Not Commit This Mistake - Create Your Virtual PagIBIG Access Online - Approved in 2 Weeks

ความคิดเห็น

  • @edgarfranco3311
    @edgarfranco3311 4 ชั่วโมงที่ผ่านมา

    Paano po if through salary deduction dapat po ba magbigay ng form kay employeer tapos e inform po sila na nag apply ako sa pagibig mp2

  • @alvino0926
    @alvino0926 23 ชั่วโมงที่ผ่านมา

    Hindi po ba hahanapin yung form after 5 years kapag mag withraw na ng investment?

  • @indaymatalboldiosdeclaro1340
    @indaymatalboldiosdeclaro1340 วันที่ผ่านมา

    PAANO MO LAGYAN MO MONTHLY YEARLY ANG LUMSUM

  • @jazelmayballesteros4354
    @jazelmayballesteros4354 2 วันที่ผ่านมา

    Sir saan po lalabas yan na form? Sa email po ba

  • @chynes15
    @chynes15 2 วันที่ผ่านมา

    madali po ba yung pagclaim after maturity? in terms of processing time ang requirements?

  • @chynes15
    @chynes15 2 วันที่ผ่านมา

    bale yung last confributiin nung march nung kinompute ung dividend po, ang nacompount nalang po sa kanya ay yung dividend ng 2023, hindi po kasali sa nacompound ung all contributions at dividends? i mean ang naprorate lang po ay yung lastyr dividend+currentyr savings? tama po ba na dahil hindi pa natapos yung taon kaya hindi sya compounded savings? tia

  • @kazuki.1130
    @kazuki.1130 3 วันที่ผ่านมา

    is staking programs good din po ba? recently i staked at a cryptocurrency na i have

  • @blendamontemayor4006
    @blendamontemayor4006 4 วันที่ผ่านมา

    Pano po?

  • @missli160
    @missli160 5 วันที่ผ่านมา

    Hi ask ko lang po 2019 nag open pala ako ng mp2 pero di ko naman nahuhulugan pwede ko pa kayang hulugan yun ngayon??

  • @keribells645
    @keribells645 5 วันที่ผ่านมา

    Ang galing mo tlaga mag explain OFW Power. You're the best.

  • @keribells645
    @keribells645 5 วันที่ผ่านมา

    Ikaw ang the best mag explain sa PagIBIG MP2 account. Very detailed, step by step process ang presentation mo at ska iyong voice quality mo rin nakakainganyong pakinggan. Salute to you sir at sana more videos pa ang gawin mo kung may bagong update sa MP2 PagIBIG. Sa content mo na ito ang daming mo ng natulungan na tao mas lalo na sa mga OFW around the world, at isa na ako don.

  • @germanmontejo22
    @germanmontejo22 5 วันที่ผ่านมา

    Subject to 20% withholding tax din po ba to?

  • @Ayanokoji30
    @Ayanokoji30 5 วันที่ผ่านมา

    Newbie lang po kapag mp2 po ba possible po kunin amg divided income every month?

  • @carmelovillena6174
    @carmelovillena6174 6 วันที่ผ่านมา

    E d ibig sabihin magandang mag open ng mp2 january

  • @xjhin1348
    @xjhin1348 6 วันที่ผ่านมา

    Pwede po ba hulugan ang account sa mp2 kahit nakalagay sa account ko ay salary deduction?

  • @HelenAgosto-i2k
    @HelenAgosto-i2k 6 วันที่ผ่านมา

    Sir pede po ba daily 200 or 100 pesos

  • @PazBecsiwhanCalunia
    @PazBecsiwhanCalunia 6 วันที่ผ่านมา

    How many % dividends earnings every year po

  • @blancaflorarosamangahas1637
    @blancaflorarosamangahas1637 7 วันที่ผ่านมา

    Pano po if stop ng hulog?uulit 5 yrs??

  • @donnavillem
    @donnavillem 7 วันที่ผ่านมา

    Hello Sir. May tanong po ako, if I apply for claim for maturity, hindi po updated ang contact number ko po. Makakatanggap pa po ba ako ng message thru email? Hindi ko pa ma update dhil dito po ako overseas. Thank you po.

  • @JulietSmall
    @JulietSmall 7 วันที่ผ่านมา

    Sir paanu pag ofw tapos d makapunta SA office.pwd po ba ang kamag anak ngprocess SA pag ibig office?slamat po and God bless

  • @jhanesYouTubeChanel
    @jhanesYouTubeChanel 8 วันที่ผ่านมา

    Ako po Ng email ako SA kanila Kasi 2 years na wala pa UNG P1 dividend KO Ng response sila agad tas hingi nila Ng requirements after 3 weeks my na received akong email na credited na then check KO SA virtual Meron na nga talga ....😂 Mabilis mag response ang pag ibig ..

  • @myrnacarpio
    @myrnacarpio 8 วันที่ผ่านมา

    Hello po sir,sana mapansin,,,ano po gagawin,,,hindi ko ma open ang site for enrollment sa mp2....gusto ko po mag open ng account...

  • @VGU227
    @VGU227 10 วันที่ผ่านมา

    Mabilis na po ba ang pag credit ngaun sir?

  • @ElizabethPaguyo
    @ElizabethPaguyo 10 วันที่ผ่านมา

    Paano mag open account ng pag ibig mp2 ?

  • @ElmaMalaga
    @ElmaMalaga 11 วันที่ผ่านมา

    Hal.maghulog aq ng 150k magkano tutubuin ng pera q in 5 years?

  • @lourdesfernandez3170
    @lourdesfernandez3170 11 วันที่ผ่านมา

    Sir sa amin po urdaneta pangasinan branch ang bilis at mababait pa😊saludo ako sa pag ibig urdaneta branch👍🏼

  • @ShortsVideo-s8e
    @ShortsVideo-s8e 12 วันที่ผ่านมา

    Same po ba ang dividend percentage sa per annum ng 5 years lock in at yearly pay out?

  • @denziodenzio966
    @denziodenzio966 12 วันที่ผ่านมา

    will work on my mp2 this year. Thank you sir.

  • @ramimalik4106
    @ramimalik4106 12 วันที่ผ่านมา

    Sir is there anyway na ma withdraw by just transferring the amount sa MP2 no. 1 to Mp2 no.2 . Sadly sa 3 requirements po the last one, is wala kame. Matagal pa po kame makaka uwe na Pinas at worry po namen is anu na ang mangayayare sa matured Mp2 no.1 namen. Plus nang hihinayang po kame sa dividend sana na maiibibigay nito. An avid subscriber po nyo at lageng nag si share ng videos to all my friends here abroad. More power po Laking pasasalamat

  • @persona9041
    @persona9041 12 วันที่ผ่านมา

    Sir tanong lang ilang araw po ba aantayin ko bago ma deactivate ang vertual app ko? Para ma palitan ko na yung active na email yung vertual app ko

  • @nanettemontealegre9379
    @nanettemontealegre9379 13 วันที่ผ่านมา

    Napansin ko lang po, ung 2nd,3rd,4th contributions did not include month/date when they were deposited. Significance: hindi po ba, pro-rated ang computation? Ex. When you deposit in May, interest calculation for that particular deposit is ONLY from May to December of the current year. Syempre, hindi ka kikita for Jan, Feb, Mar, Apr. Kasi po May na nagdeposit. I think, Sir, the example should have included the month when the succeeding depos were made, for a more accurate understanding. Just saying lang po.. GOD BLESS po..

  • @BTLapuLapu26
    @BTLapuLapu26 13 วันที่ผ่านมา

    On the recommended suggestion na mag invest agad ng October, kesa sa January of the following year. I think yung angulo ng optics of the word "kita" nagkakatalo. It is safe to say you are only going to make 2% dividends ng hinulog mo sa October, and it will be less for november and december. Ngayon, eto yung "angulo", kung yang pera na yan nakaupo lang sa savings mo, at wala kang ibang utang, meaning wala kang personal loan, credit card, car loan, home loan. Sure why not hulog mo agad, pero you have to understand i ko-commit mo yan ng either 1 year or 5 years "Hwag", pero kong gusto mong masabi sa sarili mo na may mp2 ka, at makapag yabang na may ipon ka dehh G na G. I think a good rule of thumb is kailangan tapatan mo ang kinita ng pag ibig every year, para mahigitan mo ang pag-ibig earnings in 5 years.

  • @veahbatcheller2798
    @veahbatcheller2798 13 วันที่ผ่านมา

    Pano po pag kukuha ng bank statement loyalty card pagibig den gamit ko , Pwede koba kunin bank statement sa union any branches po?

  • @gumapacjenalyn5223
    @gumapacjenalyn5223 14 วันที่ผ่านมา

    Sir sabay pala tayo nag matured 😊❤️🙏

  • @sunnyboydiego1580
    @sunnyboydiego1580 14 วันที่ผ่านมา

    Bakit ayaw ma open kahit tama naman email at password,kapagod na pabalik balik na din ako sa branch

  • @joeymerza1647
    @joeymerza1647 14 วันที่ผ่านมา

    Good day po Sir, Ano po dapat Kong gagawin kung gusto ko mag ka MP2. Pero 10 yrs na po ako nag stop sa pag ibig pero po may contribution din po ako noon na 11 yrs po. Ano po dapat Kong Gawin? Ngayon po eh isa po akong OFW. Salamat sa tugon

  • @63julycas
    @63julycas 15 วันที่ผ่านมา

    Pwede po paki clarify po. Inalis na daw ng MP2 and yearly dividend pay out. Only 5 years compounded dividend payout na lang daw po

  • @tracy062
    @tracy062 16 วันที่ผ่านมา

    sir ilang accounts ba pwd ang mp2? and lifetime ba tong mp2 kunware every 5 years tapus pag nag mature ulit ran ulit ng 5yrs hangang buhay pa?

  • @wendel712
    @wendel712 16 วันที่ผ่านมา

    Maganda lang yan kung million ang ilalagak mo, pero kung thousands lang, maliit lang tutubuin mo s loob ng 5 years,, maganda mag business kana lang duble pa totubuin mo sa loob lang ng ilang buwan😊

  • @DetteTan-r3n
    @DetteTan-r3n 16 วันที่ผ่านมา

    What if po april ang mturity ng mp2 ko, then balak ko umuwi ng pinas by june p po, mga kailn ko p kya pede i process online pra sakto pg uwi ko ako n mg claim ng cheque? Thnk u po

  • @reemacanlas4768
    @reemacanlas4768 16 วันที่ผ่านมา

    Sir paano ang mag lagay ng guhit sa taas ng latter N sa name. Halimbawa Marano, madrelino kailangan kasi may line sa taas ng Latter N,.

  • @carmelasumikiab1112
    @carmelasumikiab1112 17 วันที่ผ่านมา

    Ask lang po saan po pwede pumunta if yung phone number na nakaregister sa loyalty card ay wala na ,at gusto mo palitan ng bagong #.kasi ind ko na po makuha yung otp thanks

  • @billbacala1779
    @billbacala1779 18 วันที่ผ่านมา

    kabayan nag file ako ng MP2 claim ko last October 1, at sabi after 20 working days daw bago ma credit ung money sa account ko. Pero wala ako Loyalty Card paano ko kaya makuha un e andto ako sa KSA? Gusto ko sana i deposit un directly to my Union Bank or BPI account. I hope you can advise me kabaya. Salamat.

  • @ericprado7040
    @ericprado7040 18 วันที่ผ่านมา

    Magandang araw po tanung qlng po natigil napo kasi ang monthly contribution q since 2018 ng January puede po b q maghulog sa mp2 kahit hindi nq nakapaghulog sa mp1.

  • @PrecyMilesCario
    @PrecyMilesCario 18 วันที่ผ่านมา

    Better pala magkaroon 2-5 accounts. If ang goal every year may nagmamatured na accounts. Thanks you, for this video.

  • @GinaLimboy-b5l
    @GinaLimboy-b5l 18 วันที่ผ่านมา

    Sir, panu po kung di na active yung mobile number? dun po ka sinesend yung OTP sa nakaregister na number. Panu po kaya iupdate yung number. Pahelp naman po sir. Di po kc ako makapagproceed sa pagclaim kc hindi ako makareceive ng OTP. Thank you in advance.

  • @GinaLimboy-b5l
    @GinaLimboy-b5l 19 วันที่ผ่านมา

    Good evening Sir, may concern lang po ako dun sa pagwithdraw ng MP2 savings ko. Paanu po sir kung hindi na active yung mobile number ko na nakaregister sa MP2 account ko, ano po kaya ang ibag option para makareceive ng OTP? Sana mapansin niyo po itong comment ko. Maraming salamat po in advance.

  • @KALOG.VLOG77
    @KALOG.VLOG77 20 วันที่ผ่านมา

    Boss , mag matured na ang Mp2 ko this month, anong form na kilangan ko ? Wala akong loyalty card at nasa ibang Bansa din ako.. Mga I lang weeks po ba bago ma withdraw?

  • @gundamwin891
    @gundamwin891 20 วันที่ผ่านมา

    Kung may 10m ka pla at nilagay mo sa mp2 after 5 years tutubo ng 1m wow sarap nun

  • @kimkurtrarama3838
    @kimkurtrarama3838 21 วันที่ผ่านมา

    Hi sir! Ask ko po if 2022 pa yung 1st payment ko sa mp2 den balak ko pong mag lagay ulit ng pera, ok lang po ba idate ko yung initial payment ng year 2022 padin? Thank you