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OFW Power
South Korea
เข้าร่วมเมื่อ 1 พ.ค. 2019
Wala na sanang OFW ang umuwi na walang pera at walang ipon.
Fermin Valdon, RFP
(Registered Financial Planner)
www.ofwpower.org
Fermin Valdon, RFP
(Registered Financial Planner)
www.ofwpower.org
MP2 Secret Revealed! How PAGIBIG Calculates 5th Year Dividends
May isang tanong na hindi ko masagot-sagot, at ito ang pinaka-mahalagang tanong sa lahat ng inyong mga katanungan tungkol sa PagIBIG MP2. Sa video na ito, masasagot natin ito gamit ang aking sariling MP2 account na winithdraw nitong June 2024. Kung gusto niyong malaman paano kinakalculate ng PagIBIG ang inyong 5th year dividends kahit wala pang declared dividends sa taon na iyon, panoorin nyo ang buong video!
May isang tanong na hindi ko masagot-sagot ng deretso. Para sa akin, ito ang pinaka-mahalagang tanong sa lahat ng tanong ninyo related sa PagIBIG MP2. Masasagot lang ito pag nakapag-withdraw na ng MP2. May sagot ang PagIBIG pero hindi ko ma-confirm.
What’s the question?
1. Paano icalculate ang dividend sa 5th year contributions kung di pa nagde-declare ang PagIBIG ng dividends that year?
2. Ibibigay pa ba ang 5th year dividends?
3. May dividend pa bang makukuha sa susunod na taon para sa last year 5th year contributions?
4. Pwede bang saka na i-withdraw ang MP2 pag nag-declare na ng dividend para sigurado na papasok ang dividend?
Masasagot ang lahat ng tanong na ito sa video na ito.
Gagamitin ko ang aking MP2 account na winithdraw nitong June 2024 as example. Titingnan natin paano kinalculate ng PagIBIG ang 5th year dividends for 2024, kahit wala pang dividends na na-declare sa 2024 dahil June 2024 pa lang ngayon. Tandaan natin na ang dividend rate ng 2024 ay next year pa idedeclare.
Iisa-isahin natin pagcalculate lahat ng dividends from year 1 hanggang year 5.
At the end of the video:
Masasagot lahat ng ating mga tanong.
Magagamit ninyo itong proseso na ito sa pagcalculate ng inyong last year dividends kung mag-mature na ang inyong MP2 account.
Nasagot po ang ating mga tanong:
Q: Paano icalculate ang dividend sa 5th year contributions kung di pa nagde-declare ang PagIBIG ng dividends that year?
A: PAGIBIG will use the previous year’s dividend rate for the 5th year.
Q: Ibibigay pa ba ang 5th year dividends?
A: Yes, kasama yun sa total disbursement amount during your MP2 withdrawal.
Q: May dividend pa bang makukuha sa susunod na taon para last year 5th year contributions?
A: Wala na. Base sa ating pinakita, dinisburse na lahat ng PAGIBIG pati ang 5th year na dividend kahit wala pang dividend declaration that year.
Q: Pwede bang saka na i-withdraw ang MP2 pag nag-declare na ng dividend para sigurado na papasok ang dividend?
A: Hindi na necessary. Ipon lang ng ipon. Lahat ng dividends ibibigay ng PagIBIG sa inyo upon your MP2 maturity.
May isang tanong na hindi ko masagot-sagot ng deretso. Para sa akin, ito ang pinaka-mahalagang tanong sa lahat ng tanong ninyo related sa PagIBIG MP2. Masasagot lang ito pag nakapag-withdraw na ng MP2. May sagot ang PagIBIG pero hindi ko ma-confirm.
What’s the question?
1. Paano icalculate ang dividend sa 5th year contributions kung di pa nagde-declare ang PagIBIG ng dividends that year?
2. Ibibigay pa ba ang 5th year dividends?
3. May dividend pa bang makukuha sa susunod na taon para sa last year 5th year contributions?
4. Pwede bang saka na i-withdraw ang MP2 pag nag-declare na ng dividend para sigurado na papasok ang dividend?
Masasagot ang lahat ng tanong na ito sa video na ito.
Gagamitin ko ang aking MP2 account na winithdraw nitong June 2024 as example. Titingnan natin paano kinalculate ng PagIBIG ang 5th year dividends for 2024, kahit wala pang dividends na na-declare sa 2024 dahil June 2024 pa lang ngayon. Tandaan natin na ang dividend rate ng 2024 ay next year pa idedeclare.
Iisa-isahin natin pagcalculate lahat ng dividends from year 1 hanggang year 5.
At the end of the video:
Masasagot lahat ng ating mga tanong.
Magagamit ninyo itong proseso na ito sa pagcalculate ng inyong last year dividends kung mag-mature na ang inyong MP2 account.
Nasagot po ang ating mga tanong:
Q: Paano icalculate ang dividend sa 5th year contributions kung di pa nagde-declare ang PagIBIG ng dividends that year?
A: PAGIBIG will use the previous year’s dividend rate for the 5th year.
Q: Ibibigay pa ba ang 5th year dividends?
A: Yes, kasama yun sa total disbursement amount during your MP2 withdrawal.
Q: May dividend pa bang makukuha sa susunod na taon para last year 5th year contributions?
A: Wala na. Base sa ating pinakita, dinisburse na lahat ng PAGIBIG pati ang 5th year na dividend kahit wala pang dividend declaration that year.
Q: Pwede bang saka na i-withdraw ang MP2 pag nag-declare na ng dividend para sigurado na papasok ang dividend?
A: Hindi na necessary. Ipon lang ng ipon. Lahat ng dividends ibibigay ng PagIBIG sa inyo upon your MP2 maturity.
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Paano po if through salary deduction dapat po ba magbigay ng form kay employeer tapos e inform po sila na nag apply ako sa pagibig mp2
Hindi po ba hahanapin yung form after 5 years kapag mag withraw na ng investment?
PAANO MO LAGYAN MO MONTHLY YEARLY ANG LUMSUM
Sir saan po lalabas yan na form? Sa email po ba
madali po ba yung pagclaim after maturity? in terms of processing time ang requirements?
bale yung last confributiin nung march nung kinompute ung dividend po, ang nacompount nalang po sa kanya ay yung dividend ng 2023, hindi po kasali sa nacompound ung all contributions at dividends? i mean ang naprorate lang po ay yung lastyr dividend+currentyr savings? tama po ba na dahil hindi pa natapos yung taon kaya hindi sya compounded savings? tia
is staking programs good din po ba? recently i staked at a cryptocurrency na i have
Pano po?
Hi ask ko lang po 2019 nag open pala ako ng mp2 pero di ko naman nahuhulugan pwede ko pa kayang hulugan yun ngayon??
Ang galing mo tlaga mag explain OFW Power. You're the best.
Ikaw ang the best mag explain sa PagIBIG MP2 account. Very detailed, step by step process ang presentation mo at ska iyong voice quality mo rin nakakainganyong pakinggan. Salute to you sir at sana more videos pa ang gawin mo kung may bagong update sa MP2 PagIBIG. Sa content mo na ito ang daming mo ng natulungan na tao mas lalo na sa mga OFW around the world, at isa na ako don.
Subject to 20% withholding tax din po ba to?
Newbie lang po kapag mp2 po ba possible po kunin amg divided income every month?
E d ibig sabihin magandang mag open ng mp2 january
Pwede po ba hulugan ang account sa mp2 kahit nakalagay sa account ko ay salary deduction?
Sir pede po ba daily 200 or 100 pesos
How many % dividends earnings every year po
Pano po if stop ng hulog?uulit 5 yrs??
Hello Sir. May tanong po ako, if I apply for claim for maturity, hindi po updated ang contact number ko po. Makakatanggap pa po ba ako ng message thru email? Hindi ko pa ma update dhil dito po ako overseas. Thank you po.
Sir paanu pag ofw tapos d makapunta SA office.pwd po ba ang kamag anak ngprocess SA pag ibig office?slamat po and God bless
Ako po Ng email ako SA kanila Kasi 2 years na wala pa UNG P1 dividend KO Ng response sila agad tas hingi nila Ng requirements after 3 weeks my na received akong email na credited na then check KO SA virtual Meron na nga talga ....😂 Mabilis mag response ang pag ibig ..
Hello po sir,sana mapansin,,,ano po gagawin,,,hindi ko ma open ang site for enrollment sa mp2....gusto ko po mag open ng account...
Mabilis na po ba ang pag credit ngaun sir?
Paano mag open account ng pag ibig mp2 ?
Hal.maghulog aq ng 150k magkano tutubuin ng pera q in 5 years?
Sir sa amin po urdaneta pangasinan branch ang bilis at mababait pa😊saludo ako sa pag ibig urdaneta branch👍🏼
Same po ba ang dividend percentage sa per annum ng 5 years lock in at yearly pay out?
will work on my mp2 this year. Thank you sir.
Sir is there anyway na ma withdraw by just transferring the amount sa MP2 no. 1 to Mp2 no.2 . Sadly sa 3 requirements po the last one, is wala kame. Matagal pa po kame makaka uwe na Pinas at worry po namen is anu na ang mangayayare sa matured Mp2 no.1 namen. Plus nang hihinayang po kame sa dividend sana na maiibibigay nito. An avid subscriber po nyo at lageng nag si share ng videos to all my friends here abroad. More power po Laking pasasalamat
Sir tanong lang ilang araw po ba aantayin ko bago ma deactivate ang vertual app ko? Para ma palitan ko na yung active na email yung vertual app ko
Napansin ko lang po, ung 2nd,3rd,4th contributions did not include month/date when they were deposited. Significance: hindi po ba, pro-rated ang computation? Ex. When you deposit in May, interest calculation for that particular deposit is ONLY from May to December of the current year. Syempre, hindi ka kikita for Jan, Feb, Mar, Apr. Kasi po May na nagdeposit. I think, Sir, the example should have included the month when the succeeding depos were made, for a more accurate understanding. Just saying lang po.. GOD BLESS po..
On the recommended suggestion na mag invest agad ng October, kesa sa January of the following year. I think yung angulo ng optics of the word "kita" nagkakatalo. It is safe to say you are only going to make 2% dividends ng hinulog mo sa October, and it will be less for november and december. Ngayon, eto yung "angulo", kung yang pera na yan nakaupo lang sa savings mo, at wala kang ibang utang, meaning wala kang personal loan, credit card, car loan, home loan. Sure why not hulog mo agad, pero you have to understand i ko-commit mo yan ng either 1 year or 5 years "Hwag", pero kong gusto mong masabi sa sarili mo na may mp2 ka, at makapag yabang na may ipon ka dehh G na G. I think a good rule of thumb is kailangan tapatan mo ang kinita ng pag ibig every year, para mahigitan mo ang pag-ibig earnings in 5 years.
Pano po pag kukuha ng bank statement loyalty card pagibig den gamit ko , Pwede koba kunin bank statement sa union any branches po?
Sir sabay pala tayo nag matured 😊❤️🙏
Bakit ayaw ma open kahit tama naman email at password,kapagod na pabalik balik na din ako sa branch
Good day po Sir, Ano po dapat Kong gagawin kung gusto ko mag ka MP2. Pero 10 yrs na po ako nag stop sa pag ibig pero po may contribution din po ako noon na 11 yrs po. Ano po dapat Kong Gawin? Ngayon po eh isa po akong OFW. Salamat sa tugon
Pwede po paki clarify po. Inalis na daw ng MP2 and yearly dividend pay out. Only 5 years compounded dividend payout na lang daw po
sir ilang accounts ba pwd ang mp2? and lifetime ba tong mp2 kunware every 5 years tapus pag nag mature ulit ran ulit ng 5yrs hangang buhay pa?
Maganda lang yan kung million ang ilalagak mo, pero kung thousands lang, maliit lang tutubuin mo s loob ng 5 years,, maganda mag business kana lang duble pa totubuin mo sa loob lang ng ilang buwan😊
What if po april ang mturity ng mp2 ko, then balak ko umuwi ng pinas by june p po, mga kailn ko p kya pede i process online pra sakto pg uwi ko ako n mg claim ng cheque? Thnk u po
Sir paano ang mag lagay ng guhit sa taas ng latter N sa name. Halimbawa Marano, madrelino kailangan kasi may line sa taas ng Latter N,.
Ask lang po saan po pwede pumunta if yung phone number na nakaregister sa loyalty card ay wala na ,at gusto mo palitan ng bagong #.kasi ind ko na po makuha yung otp thanks
kabayan nag file ako ng MP2 claim ko last October 1, at sabi after 20 working days daw bago ma credit ung money sa account ko. Pero wala ako Loyalty Card paano ko kaya makuha un e andto ako sa KSA? Gusto ko sana i deposit un directly to my Union Bank or BPI account. I hope you can advise me kabaya. Salamat.
Magandang araw po tanung qlng po natigil napo kasi ang monthly contribution q since 2018 ng January puede po b q maghulog sa mp2 kahit hindi nq nakapaghulog sa mp1.
Better pala magkaroon 2-5 accounts. If ang goal every year may nagmamatured na accounts. Thanks you, for this video.
Sir, panu po kung di na active yung mobile number? dun po ka sinesend yung OTP sa nakaregister na number. Panu po kaya iupdate yung number. Pahelp naman po sir. Di po kc ako makapagproceed sa pagclaim kc hindi ako makareceive ng OTP. Thank you in advance.
Good evening Sir, may concern lang po ako dun sa pagwithdraw ng MP2 savings ko. Paanu po sir kung hindi na active yung mobile number ko na nakaregister sa MP2 account ko, ano po kaya ang ibag option para makareceive ng OTP? Sana mapansin niyo po itong comment ko. Maraming salamat po in advance.
Boss , mag matured na ang Mp2 ko this month, anong form na kilangan ko ? Wala akong loyalty card at nasa ibang Bansa din ako.. Mga I lang weeks po ba bago ma withdraw?
Kung may 10m ka pla at nilagay mo sa mp2 after 5 years tutubo ng 1m wow sarap nun
Hi sir! Ask ko po if 2022 pa yung 1st payment ko sa mp2 den balak ko pong mag lagay ulit ng pera, ok lang po ba idate ko yung initial payment ng year 2022 padin? Thank you