Can you inherit a spouse's state pension if they die?
ฝัง
- เผยแพร่เมื่อ 27 มิ.ย. 2022
- 📗 Buy my new book: The Retirement Café Handbook - Nine Accelerators for a Successful Retirement: amzn.to/3Q686I8
Although state pension payments technically come to an end when someone dies, there are some circumstances under which you can receive an extra state pension payment after your spouse or civil partner’s death.
Check your state pension: www.gov.uk/check-state-pension
Call the Future Pension Centre on 0800 731 0175. Contact the Pension Service: www.gov.uk/contact-pension-se...
Check out other videos in my pensions playlist: • Pensions
Thanks for checking out my You Tube channel - I’m Justin King and my aim is to help people to live successful lives. That often involves understanding your money.
If you enjoy this video, please press the like button to help more people like you find my channel.
CONNECT WITH ME
If you're planning your retirement and want to make the best use of your wealth to provide for your family throughout retirement and beyond, or work out how best to pay for a loved one’s care, I may be able to help you.
As a Chartered Financial Planner at boutique retirement planning practice, MFP Wealth Management, I help successful people retire with complete confidence.
To explore whether I could help you, get in touch at www.mfpwealthmanagement.co.uk.
Get my weekly newsletter: bit.ly/MFPNews
Check out my podcast: www.theretirementcafe.co.uk/
Buy my latest book The Retirement Café Handbook: amzn.to/3RCm30L
Connect with me:
On Twitter: / justinkingcfp
On LinkedIn: / justinking-online-reti...
This video is for information and entertainment only. Nothing on this channel constitutes financial advice. Please do not make any decisions based on the contents of my videos; seek professional independent financial advice first!
Do you know what will happen to your state pension when your spouse dies?
Thank you Justin, I’ve just found your channel and found it very informative. Pleased to be a new subscriber to your channel.
My husband died 2008.
Are you saying I could have claimed a percentage of his pension?If so why wasn't I told about this?
if someone dies before reaching state pension age their contributions should be refunded to the surviving family and not get stolen by the DWP.
You don't contribute to your state pension - that's not how it works. There is no state pension pot with your name on to be passed to surviving family members.
Until the PENSION reform a husband or wife passed away, you were entitled to widow/widowers pension. Now, not entitled to any benefits at all.
The UK pension system is completely crooked. They are quoting T&C's that didn't exist when my NI contributions were mandatorily deducted from my earnings. Nobody gave me a contract to sign with any T&C"s, and nobody was aware of any T&C's prior to the internet access making all these conditions readily available to view.
Serps simply disappeared under the new "Basic State Pension". These were credits you earned from additional payments, over and above the basic contributions, related to your higher earnings. So where did they go?? Everybody gets the new "basic State Pension" irrespective of the level of your contributions, hardly fair on those of us who paid in extra contributions.
Frozen pensions for pensioners living overseas in the unlisted countries, where there are no reciprocal pension arrangements. What has that got to do with anything? You've paid in so you should be entitled to the same pay out, regardless of where you live. The state pension is NOT a benefit, it is a contracted scheme directly related to the number of years you contributed. So, what has the place you live in got anything to do with it?
You have to have 10 years contributions to get a small pension but I suspect the benefit system will step in and make it a full pension.
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.
This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.
I’ve copied trades from a licensed wealth manager over the past few years and its better than trading blindly on your own if youre an absolute newbie. It would give you a better understanding of what's happening but keep in mind that the success of copying another trader is dependable on their transparency. That's actually how I was able to raise a profit of $610K in a few months of active sessions.
Due to the significant dips, I require guidance in order to recover my portfolio and develop stronger tactics. Where can I find this advisor?
My advisor is .Jenny Pamogas Canaya . You can easily look her up, she has years of financial market experience...........
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her...........
I'm in the same boat as Chris , only 49 years with 8 years opted out , they stopped me £33 a week out of my pension. That now is £45 a week and after the rise in April it will be £50 . I retired in 2015 but I had to finish in 2014 due to blood clots on my lungs. I've always thought this to be wrong .Brian Gascoigne .
Both my parents worked all their lives paying into the state pension scheme and both died at the age of 56. I often wondered where their pension fund ended up, and the pension funds of all those who died near their pension age. The DWP say they can't comment on individual cases, I take that as mind your own bleeding business, its ours get over it.
There is no fund, you pay for your parents generation, and your children or their generation will pay for yours.
If they never reached SP age there is no entitlement I'm afraid. There's no "fund" with their name on it as like other benefits (and SP *is* a benefit and always has been since inception) they are paid out of general taxation for those that qualify. So todays pensioners are being paid out of our taxes as the young will pay for our own State Pension. Private and State Pensions are very different beasts.
You don't pay into state pension - that's not how it works.
My wife sadly died in 2014 at the age of 56. I get approximately £10 per week on top of my £189 State Pension . I’d rather have my wife back.
God bless her x
The state pension system is one of the worst in Europe. Richard Tice ( Reform Party) has stated that if he was in power, he would change income tax from £12,571 to £20,000, this would help 6 million people on wages under £20,000 not to pay tax on their wages. Also, if everyone relies on their state pension and have no other pension then they’ll be able to keep all of their pension and not pay any tax.
How would he pay for it?
@@arthurfnshelby4335 Perhaps by not letting so many extra people stay permanently in this Country.
We should get this and we should be able to will our pension on if we die before pension age, after all we paid into it. Why should those greedy xxxxards keep it all
You didn't though - state pension doesn't work like a private pension - you have never "paid into it".
@@eljay5009 I was told that when we buy anything, chocolates cats watches basically anything then vat etc goes towards the government pot and pays for health etc
@@smooth111012 VAT does go to the government to pay for stuff that is true - but not everything attracts VAT.
Children's clothes, fresh veg, newspapers magazines, books etc are just some of the things that are exempt or zero rated. Some other things do attract VAT but at a much lower rate (e.g. domestic heating oil does attract VAT - but only at 5%).
The country currently costs £1.189tn per year to run. That's a little over £17k per year for every man woman and child alive. Most people in this country are not net tax payers - they pay less in tax then it costs the country for them to live here and use public services. According to the home office stats - people in the bottom 4 quintiles only pay between 15-20% of their gross income as tax (e.g. income tax, NIC, VAT fuel and alcohol duty, council tax etc). For the majority of people, this means they are paying far less in tax than the £17k per year I indicated above.
All of this is besides the point - even if you are a net tax payer - you still don't pay into your state pension. There is no state pension pot with your name on that you can pay into. State pension is funded by current tax payers. Any tax and NI you do pay - is paying for the state pension of your parents and grandparent's generation. Your state pension will be paid for by your children and grandchildren's generation.
I worked for 50 years. I don't get a full pension. There was years ago graduated pension. I was unable to find out what happened to that money. You could opt out of SERPS. Which I did because it was beneficial. I then opted back in years later. The DWP have not produced any documents to prove that I am getting all of my pension. I have asked for these records six months ago . But to date no information. The Government is ripping people off.
I did the same and my works pension is larger than it would have been. My state pension is lower, but it's like swings and roundabouts!
Yes same here with family members. They know the Pensions Ombudsman doesn’t touch State Pensions, so they can simply refuse to deal with your request by way of Administrative Delay. Your only option is to go through your MP. Denial of rights or service by way of Administrative delay is the Cvil Service’s most frequently played game. It’s a disgrace.
Justin: Thank you: most informative.
More time needs to be given to explaining pension planning on the death of one partner. I rarely see it discussed. It is very important that basic lifestyle can be covered by 1 state pension + reduced pensions. It’s a can of worms that bursts open when one is probably not able to cope.
True: As is common of my parents' generation, mother had no occupational pension and only a small State Pension. When father died there was a large reduction in her income: half his o/p, though her SP increased on the basis of his contributions. Running the same home on less than half the income is a shock...
As I saw what happened to mo mil when fil died suddenly and she was left with 2 teenage sons. 1 of them disabled. As she owned the lease to her home, she was entitled to very little. She died herself at the age of 58, so she never got to retire and her pensions died with her except for a small death in service benefit. That paid her funeral and her debts but that’s it. Before I left work, I pad of all debts, we moved and downsized and carried out all needed work. Now, if hubby departs, I can just about pay my utility bills with a small bit left over.
@@bridiesmith5110 it’s more important than ever to make sure that your partner can carry on when you depart. It sounds like you’ve made some very sensible choices. Bravo.
@@gwynethgrove772 when you see what sudden deaths in the family do it focuses your mind on the important things. . So in our early 20’s we were making ‘grown up’ devious and truth be told, no time to grieve. Bills had to be paid and the roof kept over our heads. We had already been told by our local council they would never house us. We have no debts and only buy what we can afford.
Interesting to hear your comments and read the many made by others. I am amazed that so many folk are ignorant of how the pension system works, or clearly does not in some cases. The public needs educating in these matters to help avoid some of the myths and legends that spring up. The biggest misnomer seems to be that you pay into the state pension system for your pension. That is incorrect. You pay in to meet the needs of those already claiming and your state pension will be paid by those contributing in the future. Yes, its a complex subject but every individual needs to take the time to understand how it works and to seek professional guidance where necessary. Keep up the good work Justin. JUst what we need.
I worked for fifty five years and get the very basic state pension, my wife had years off work due to child care during which time I was the sole earner , she now gets a larger pension than me , it makes little sense to me and even less after talks with the DWP all they do is throw dung over you never giving a straight answer , the whole thing is disgraceful , what have successive governments done with our money?
My wife worked part time but paid the full stamp, she did not opt out because she wasn't in a works pension. She receives a larger state pension than me, but I opted out and I receive a larger works pension but a smaller state pension!
Add your 2 pensions together if they are more than full state pension then you did the right thing.
You must have got another work pension which your wife never
@@jacquelinegarvin1975 In my case both my wife and myself have work pensions but for some unfathomable reason she has a larger state pension than me even though she did not work for many years whilst our children were young , I still can't get a straight answer from the DWP and I am beginning to believe they don't know why themselves, and to think we are paying for these people .
@@karlmylnere5712 My wife was given 19 years NI credit when bringing up the children. I guess thats what your wife has or part of it.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class people find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@mariaguerrero08I'm actually considering it. It might be time to reassess my investment strategy. much more info needed please, what did you invest in?
Credits goes to " Gertrude Margaret Quinto " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this. I'll send her an email to reach her, and I hope I'm able to reach her.
What is going on? It is obviously a system which has evolved over time to confuse and pay people as little as they can. I'd love an interview where MPs are quizzed about the system. There are possibly only five civil servants who know the answers. And guess what; they would not be talking. I studied pure maths and nuclear physics at uni. Simples compared to the pension system!
I'd love to see them quizzed too, and I'd have Mick Lynch overseeing the Q&As. WOW!
The Gvt blatantly think Joe Public are fools and believe their b/s. I've had first hand experience in explanations and I was not impressed. To be honest the reply, presumably from a person of high Gvt stature, was a joke, and clearly demonstrated that Gvt ministers have no idea how systems work, not even the policies in their own area of expertise. I could have run circles round them!
The Gvt (Michael Gove) say they are the people's servants. More b/s.
We need a Gvt doesn't bleed the population dry, but who really does serve in the best interest of the people, and who has clear, transparent policies, not scandals and hidden agendas (Year 2025, 2030 and 2050 etc. Soon 'Big Brother watching you' will be reality. Freedom, in every sense of the word, will be a thing of the past). It appears that joining the Common Market during a Tory Gvt, would contribute to the UKs downfall, as written by the Gvt in released Secret Papers. As long as their policies ran till the end if the century/1999, it would be too late to take action. Many national industries were privatised ie fat cats, the coal industry ceased causing much upset/picket lines/destroying communities, and fishing grounds were opened up)
We need a Government that puts the people first (and not for what they can squeeze out of them).
What a Government that would be.
When my brother passed aged 70 my sister in law only got £10 from his state pension. Why when we have private pensions do the government take money off of your state pension. We pay into that all our working lives then they steel it off of us. It makes you wonder why you take out pensions.
The government has no pension pot where your actual payments go , your payments paid for the generation before you and people working now are paying for your pension . I believe the fairly new nest pension is so that in years to come there will be no state pension it will be whateveryou have saved up in nest
@@lilyliz3071 You've confirmed what I'd thought I'd heard before. At present I'm almost a WASPI woman. I'm losing about £10k p/a thus approx £50k over a 5 year period till I qualify with new age.
I believe there will be more uproar and upset particularly for those in Universal Credit. Another scandal in the making?
If workers pay for the older generation, I not only have I done that my whole working life, why am I being penalised now I should be at state pension qualified age (increased qualifying age at 11th hour for me). What is happening to the £10k pa / £50 over 5yrs I should have received. To be quite honest who wants to work beyond 60/65yrs. It is a personal choice, but by that time most people have had enough, plus if you don't enjoy life then, old age and sickness will stop you from doing so.
I feel I've been robbed by the Government's in broad daylight. I'm not only paying for older generation, but I'm probably paying towards myself too. Double whammy!
I guess if I remain alive, in the scheme of things £50k won't cover all my pension, but I guess it also depends on what is considered 'the ripe old age'. Not everyone lives past their mid 60s. Where does their pension go.
I think the Bible quotes that human longevity amounts to '3 score years and 10', in other words 70 years old. 3x20+10
Science say people are living longer, not that their body remains as active as in their younger days! A double edged blade!
Can the Bible quote be upheld in court, or would it be determined that the Bible is out if date, and out of touch.
Oh. I'd love to see Courts blaspheme the Bible. Would the church/Pope get involved. If the Bible is deemed wrong what other teachings are incorrect. Noah's flood is believed to be true!
Is an average lifespan of 70yrs old wrong? Working to 68yrs and beyond does allow much time for enjoying retirement after a life of hard work.
(Relevant movies: THE MAN WHO SUED GOD, and Miracle on 34th Street, both relate to courts questioning the existence/validity of God, and Santa)
@@MORTICIA008 yep it seems like a con, I was caught up in the age rising as well plus my husband died at age 59 , I get an increase of £4 due to that , he had worked since leaving school , paid his contributions and I get an extra £4 for all those , of course you have to factor in all those who sit at home taking but contributing nothing , sometimes I feel they have the right idea
Pension is state theft. I still pay tax on my teacher pension. Theft when paying in and theft when taken out. Double taxation by the state.
@@lilyliz3071 UBI
Hi Justin. My father has just passed away, 3 weeks before reaching state pension age, leaving my mother who is 73 and so she has been receiving her state pension for a while. Would she be eligible to receive any of my dad’s state pension given that he passed away a few weeks before reaching state pension age? (He would have turned 65 on dec 1st) Thanks in advance for any info you can provide
Only if you or your partner are an mp
I retired end of March 2016 and a guy who retired 2 weeks later than me now gets £200 a month more than me ,why ? as I paid more I to the system but get less in return.
Great video thank you. B.
Very welcome
My State Pension is FROZEN At the Rate I 1st Received it in April 2015 ,Just Because I Chose to Live in Thailand ( My Wife's Country ) which is a Non Reciprocal Country .....I'm FORCED Live on The DISGUSTING Amount of 72.00 Per Week........
I get £300 a month from my late husband's OAP.
Unless they were self-employed - in which case, they HAD no second-state pension - the EMPLOYER would have done the contracting-(opting)-out.
When my wife died I received a letter from the pension people, this told me because she had not claimed her pension (age 61) that I would receive an enhanced payment when I was eligible to collect mine,(60 at the time).
By the time I could claim at 66 I had just remarried. Guess what! You are no longer allowed to clamp it. So her 40+ years of payments vanish into the government pocket
The fact is you were not a widow at time of claiming State Pension, you were married. The same would happen if you were single and passed prior to State Pension Age, money just goes to the government. If you had married the day after SPA then you would be entitled to the improved pension. If you had married the day you reached SPA then it depends on the time you were born and the time you married. For example - you were born at 10am and married at 2pm then you would be classed as widower at SPA. I assume you had or should of had the opportunity to claim back up to a year of pension? If not, I assume it is more than a year since your 1st wife passed and unfortunately you only have a year in which to claim. I'm surprised you had the option to have an increase unless your wife had stipulated that she wished to defer her pension.
Should do as it belongs to deceased estate. As its compulsory investment. It is not a benefit
There is no individual pot of money. The generation of the day pay for the older generations pensions!
Yes but the government calls it a benefit
My husband is 14 years older than me and I don’t retire until 2024 ( having had my retirement age pushed back to 66). It seems that my state pension will nearly £200 a month more than my husbands state pension… why have they brought in this two tier system? It seem entirely inequitable.
Yeah, thought this two tier system was ludicrous too. I guess it's because the Gvt are making people work longer, past most people's sell by date. BRING BACK ORIGINAL RETIREMENT AGES, ie 60yrs. I'd rather have lower amount and retire at 60y, and have the single tier system. What's the point of paying inyo a state pension fund (NI) you may never receive cos you've been worked to death, stressed out trying to pay for everything, and you end up 6ft under!
The 60yr retirement age should be reinstated. For the older generation, the change to retirement age was bought in too hard, too quickly, and these people are at a disadvantage because it was a done deal that retirement was at 60y. Now such people WASPI women, and thise in similar age group cannot recoup years of working without an additional pension contribution system in place as there is today. Top little too late, and with the state of the economy, which I think is a con too, how can struggling people hope to pay into an additional pension scheme. A vicious circle. People will be 'forced' to work in old age!
My partner and I have worked hard, and each have accrued the qualifying 35yrs NI contributions. When I was about to reach 60/retirement age, the Gvt moved the goalposts at the 11th hour.
I am losing approx £10k pa/£50k over 5 yrs and my partner another £10k.
As I'm paying for the older generation's pension, WHY am I also losing £50k of my pension too, and thus a reduced quality of life?
Is it because of the two tier system AND/OR daylight robbery by the Gvt? Why change the pension system that costs people £50k, or more as the retirement age increases.
The Bible states the human life expectancy is 3 score years plus 10 = 70yrs. Surely the Gvt cannot deny this for fear of blasphemy and questioning the teachings of the church/Christianity.
At this age rate, people will perish before claiming their state pension.
Maybe NI should be abolished and people pay into a private scheme that pays out decent premiums in life and/or after death, and maybe a pot that can be passed to relatives.
In terms of state pension, WHO benefits from those who do notcreach pension age, ie die early or their mid 60s etc and do not ever receive their pension, or receive just a small portion of it.
Does it not fall back into the Gvts pot?
WHAT ARE THE GVT DOING WITH ALL THAT MONEY. AND THE MONEY GAINED FROM RAISING PENSION AGE ie £50k+ per woman, and £10k+ for men. £££ increases as retirement age increases.
IT MUST RUN INTO BILLIONS £££ ?
Has the Gvt advised the population as to how these funds are being used?
If you receive the old state pension you also only receive any uplifts on the basic state pension not on anySERPS or Second Pension so we are slowly falling further and further behind people on the new state pension. Let’s be honest it costs me on the old state pension just as much to switch the light on or boil the kettle or put the heating on as it does someone on the new state pension. Also because the people on the old state pension are older, light and heating are more crucially their health, safety and well-being.
All that pension money that doesn’t get paid out due to death, is used to top up their wages, how else can they afford flashy cars, expensive homes, second homes, fancy clothes & eating in expensive Michelin starred restaurants……. etc. The rich get richer & the poor get poorer, corruption at its best people.
@@MORTICIA008 it does seem unfair, I was caught going from 60 to 65 then up to 66. My pension will fall into the upper range of state pensions and I guess this is in part to compensate for upping the age limit but any funds that don’t get paid out in pensions eg early death etc just go back into the government pot…. All NI and tax goes into the pot, allocation are then made from that centrally. But in reality our pensions in the future are not coming from our contributions they will come from those who are working and paying NI now. We simply have too many demands on the tax and NI received and not enough going in. Our whole system of financial governance is out of kilter with todays society, it needs an overhaul.
i have just discovered this today as i am recieving my state pension next month. my wife sadly passed away 2 years ago and she was in reciept of state pension . i am 10 years younger and only just getting it . she was born in 1946 and i was 1957 . we where married 30 years . am i entitled to a percentage of her pension ?.
My late husband passed away Dec 2019 he was in receipt of his state pension from 2013/14!..as I said he passed away 2019 when I rang the pension office to inform them I also asked about what I was entitled to Nothing I was told..So ok in my state of mind at the time I just accepted that , until recently when people are telling me yes claim it Megan it is what you are entitled too.. can you advise. Correct procedure..thank you..
My husband died 2008 at the age of 68 & was 64.
How come I wasn't told about this at the time.?
Is it now too late for me to claim?
Hi I’m I untitled to anything.. my husband died from covid 2nd December 2021 age 69 . We were married for 39 years and I’m only 57
My husband was born December 1951, I’m not sure of the date when he first received his state pension, he has dementia now so difficult to know, he never paid all his stamps in over the years and only receives just over £500 per month. Would I be entitled to any of his state pension when he passed away.
I have just started getting my State Pension and I asked if I was eligible to get any of my deceased SP. I was awarded £11.20 a week. How would they have worked that out? And secondly, is there anything else I can claim from my deceased husband? Thank you
The amount paid differs, the person comments they get £300, I receive an added payment but its not £300
Given that you have inherited pension it tells me that this all happened prior to 2015. The amount you can inherit will differ depending on how much your spouse had on their state pension. There is also a maximum that can be paid out on State Pension. Prior to 2015 a spouse could improve there basic State Pension to 100% if there's was less that that. Also they could inherit a percentage of additional pension, which worked on a sliding scale, this was accumulated through your employment as was very much dependant on what one earned hence the fact that you possibly do not have "£300"
What if my spouse is not old enough to receive the state pension but I do get the additional pension?
IF they die!!??
You might want to reword that ... 😳
What happens to my 4 siblings die before their pension. Where has their contributions gone..??
WHEN my parents passed they both had state pension
They both had superannuation pension. Where did that go??
What happened to their pension as they hadn't used or had mobile spending ability or needs?
How come dwp don't know/traceable legit many employers contributions for pensions when retirement comes.
How come forces wives when abroad on diplomatic terrority got no benefits..no stamp paid. Unemployment benefit equals less pension. Where is that contribution. 8-24yrs losses for some.
How come 1950s women services didn't receive military pension. First bar was on sex second defrauded was must be certain age.. On discharge. Surely paid into pension pot agism or sex shouldn't enter.. Where are those contributions.
I believe its lies.. Carers do not get better pension for their extreme loss. Extreme input or poverty incurred.
There are no individual pots of money. The generation of the day pay for the older generations pensions!!!
My husband has passed agr 52 and his ex wife has said his private pensions are hers but im his 2nd wife
I'd like to know what the government did with the pension money payments I had to make before retiring
You paid for your parents generation pensions, and the youth of today pay for yours. There is no individual pot of money. Pensions are paid by the working class of the day!
@@polaris7122 still like to know what they did to extra 5 years payments
@@polaris7122 Are you a civil servant by any chance?
@@juliawigger9796 The greatest piece of gerrymandering in modern times a total disgrace ,it would appear that to engage in criminal activity all you need is a seat in the cabinet, I hope that the fight to rectify this goes on and is not left to fester , but I won't hold my breath.
@@karlmylnere5712 no, I am not!!
Yea I can as if my husband's does i.get his military pension but after we got divorced I do not get any of his second pension
Yup they steal it Robbers
My wife has no pension but I have pre 2016 pension…….can she get my pension when I die soon !
Same answer I'm searching
Hi just a concern that puzzles me is that my wife is not entitled to any state pension at all only got 6 years of national insurance contributions, I myself have 49 years of national insurance contributions, we are told we need 35 years to get full pension, what happens to the 14 years of contributions, can they be passed on to the wife.??
There is no fund of personal payments. You pay for your parents pensions and the next generation pays for yours! No money is built up!
Simple answer is if its the new state pension then no. All barring a protected payment of a poxy £3. odd. All the old pension is stolen by the government. And if that partner dies before pension age then its a double whammy..
I,m male don’t go by the Google name! I retired in 2005 my wife born 1947 but she has no state pension . I will soon die so how much will she get ?
Question my baby father die and apply to the pension paper to add the child that is not born yet .however he die and the paper came back right after .what can i do?
Sorry haven't a clue what your talking about. Try to formulate a sentence that we can comprehend.
Not sure what you mean???? However, I do not see how having a child entitles you or the child to his pension. I assume you were not married.
So basically NO.
If your partner of over 30 yrs dies are you entitled to claim his pension in a foreign country as his civil partner please help
Ancerers are wanted,🤔🤔🤔🤔🤔🤔
What are ancerers?
It is not a benifite it is a saving for ur old age they give it in dribs and drabs to kill you slowly
It's really not. State pension doesn't work like that - you don't "save" into your state pension pot - because there is no state pension pot.
Very enlightening video, There’s this woman I got in touch with during the 2020 lockdown which cost me my job. Rose Gardner helped me manage my assets by introducing my to the best trading platform and strategies, I earned a lot of $$$ working with Gardner at the comfort of my home. I still keep in touch with the amazing lady
Hi there, I’m commenting from Switzerland . Interesting to know she connects with people from different parts of the world. Such an ambitious woman. I got in touch with Ms. Gardner early this year. As a dummy in the market, I had little knowledge on predicting the stock market, but with Ms. Gardner weekly analysis and advise profits are guaranteed! I received three times my initial deposit in a week!!
I have some money in my savings and I would like to see it grow. But am not certain where to begin from. I am a novice at trading. I have watched dozens of videos on Forex trading and I understand all the concepts but I have not been successful at the actual trading. I would like to request for her assistance
I was able to communicate with her on TELegram. Try it out, you can get it downloaded if you don’t have it.
search her using…
@ROSEGARDNERBIS
I’ll have the app installed now and reach out to her after my work hours, Thanks for the info pals!!