債券投資: 看完你都會懂的債券買賣時機及風險 | 英國投資理財
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- เผยแพร่เมื่อ 27 ก.ค. 2024
- 債券是一種固定收益的資產，在投資組合中扮演著重要的角色。它可以提供穩定的現金流，降低整體投資組合的風險。在這影片中，我會為你介紹債券投資的基礎知識，包括：
- 債券的定義和特性
- 債券的優點和缺點
- 債券與股票的比較
- 債券的風險
- 債券投資策略
影片內容深入淺出，適合新手入門。如果想要了解債券投資的基礎知識及買賣時機，這部影片都將對你有所幫助。
TIMESTAMPS:
00:00 開場白
01:53 為何要發債?
03:58 債券與股票之比較
11:49 如何計算債券回報
14:04 利率風險
15:36 債券買賣時機
16:17 違約風險
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DISCLAIMERS & DISCLOSURES:
本人並非稅務或財務專家。影片內容僅為作者本人自行收集之資料，只供資料參考及教育用途。並不保證資料正確無誤，亦不構成稅務或投資產品的建議、要約或產品推廣。如果閣下有財務或稅務疑問，請尋求相關專業人士幫助。投資涉及風險，投資產品之價格可升亦可跌，甚至變成亳無價值。投資產品之過往業績並不代表將來表現。任何人觀看此影片而欲從事投資行為，應自行考量本身財務狀況、投資目標、經驗、風險承受能力及理解相關產品之性質與風險，並應自行對所有責任負責。
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Thank you so much! You used a simple way for us to have a first level of understanding !
You comment made my day. Thank you, Shery.
Thanks for sharing ❤
You are so welcome, Vennica.
I also put some comments in your Facebook page about US treasury bonds (not bills, sold at discounted values) which in the secondary market at above 100 or below 100, depends on the years / coupon rates. I think now is the last chance to lock in higher interest return as Fed will increase rate sooner or later, but he UK tax treatment is very confusing - whether it is DDS deep discount securities, gain from selling the treasury bonds is regarded as income (which will be the lowest slice of income), or capital gain (HMRC one replied that sold before maturity can be capital gain or loss, and then the reference CG54602 is quite complicated). Can you please comment the above, and may be a new video about invest in US treasury bonds?
Hi Felix. Thanks for your comment. I haven't looked deeply into tax implication of US treasury bond yet. I will see what I can do.
謝謝分享🙏 如果有機會 請講解下IB 買債券運作 😊
謝謝你嘅建議。有機會嘅.
thanks
You're welcome!
解釋得非常清楚. 是否可安排講吓買美債? 謝
good
Thank you
謝謝你分享。 本人不太熟悉買賣債券，除了曾經係香港買賣過iBond，其他債券知識貧乏，我開左英國IB ISA戶口，請問有冇機會講下係ISA戶口買賣債券嘅操作？
Hi Alai。之後會示範用IB individual account 買債券。但留意，以現時嘅情況，IBUK ISA stocks and shares ISA係買唔到債券。
@@SmallFishBa 多謝小魚爸
👍
😀
多謝分享, 會唔會有機會講解一下IB買美國國債？🙏🏻
謝謝你嘅提出. 有機會嘅.
什麼是債券基金？ 我在vanguard 睇到 bond 和 retirement fund ,係咪要月月 供？
Hi SmallFishBa, thank you for this video on bonds. I am interested in investing the government bonds in the UK and the US. I would like to learn more on how they are taxed in the UK (including buying US Treasury Notes/Bonds as a UK Citizen/resident, how the tax on my earning are required to pay to the US and the UK)
Hi Bo. I will have a video about gilt coming next week which contains information about tax on gilt. For US T-bill, it will come later.
小魚爸，多謝分享。還記得應該大概10個月至一年前你都曾經有條片分享過買債，我其後亦開始涉及投資債券，而主要買美國公司企業和美政府債券，我想了解當債券到期後，我所領取債券價格的價差，在英國政府眼中是資產增值稅還是利息收入呢？因為我在報稅的時候都有疑惑，債券價差收入是如何歸類？
本入並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Jeff Jeff. 謝謝你的建議。買賣債券所產生嘅稅務也是在我拍片的計劃之內。
我留意到HMRC forum上面，有不少人對「未到期前賣出債劵是報Capital Gain Tax」有疑問，我自己也希望小魚爸你講解一下，唔該先！😊
@@BC-jc2mh 呢個topic 係好值得講。不過我要再整理一吓資料, 因為 bond 有好多種, 唔同類型會產生唔同稅項.
你引用麥當勞🍔好親切 好實在 一聽就明了😂
謝謝。令到你易明就好。不過我講完之後諗返用麥當勞做例子係有啲問題。因為麥當勞係特許經營。所以嚴格嚟講, 買咗麥當勞股票其實唔會變成你屋企樓下間麥當勞嘅老闆🤣
Thanks, 我閑置資金唔多，請問你建議喺英國買直債預最少要準備幾多錢入場？
本入並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Wilson. 好難講. 依家唔同舊時. 有唔少債券入場費都係好低。有啲低到係幾十美金。不過我係無直接買債券。始終覺得唔夠分散投資。Bond ETF我就有少少。
I have invested in US corporate bonds via IB for years. Kindly if you would explain more on buying GILT and UK corporate bonds as well (e.g. platform, choices). It appears there are limited choices in IB. Many thanks.
Hi Joseph. I will have a video about Gilt coming but I don't have many preferences for platforms as I personally do not trade gilt. As far as I know, IB does not offer gilt. No matter it is an individual account or ISA account. But other UK brokers like HL, AjBell, Interactive Investor all do.
Thanks for your reply. From the perspective of setting ISA account, do you have any advice on how to choose the platform? Actually, not many HK youtubers mention about ISA. @@SmallFishBa
Hi Joseph. A correction to my comment before. I just found out that I can use my IBUK individual account to trade gilts. Only the IBUK ISA account cannot.
可否分享買英國債卷ETF資料? 係 ISA 戶口買賣可以嗎？
Joseph, 謝謝你的建議。這也是在我拍片的計劃之內。Stocks and Shares 戶口可以買到 bond UCITS. 但留意IB 嘅 ISA 係買唔到債券。
謝謝回覆，IB ISA 是否也不可以買債券 ETF? 如是，那間 ISA 可以呢？
@@josephlau631 債券 UCITS ETF 可以。 我自己無用其他 ISA Provider. 不過大部份 Stocks and Shares ISA 嘅 provider 都係有提供 bond 買賣。例如Hargreaves Lansdown，係唔知點解IB 唔做。
謝謝回覆
@@SmallFishBa 咁即係IB ISA 無咩產品可選擇，UCITs 都有好多同類型產品但，加了不同英文如 Vanguard divided yield, value, FTSC emerging market, growth etc, 好多種類，唔知有咩分別呢
小魚爸，你把聲真係好沙啞，希望你找到醫治嘅方法，保重🙏🏼
謝謝, Iris. 都有一段時間. 已經飲晒成樽檸蜜再加念慈庵再加喉糖...再唔得就食消炎藥或者book GP.
@@SmallFishBa 有冇機會睇吓中醫？問吓街坊有冇推介