Cut Your Expenses in Half with these 5 FRUGAL LIVING HABITS
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- เผยแพร่เมื่อ 11 มิ.ย. 2024
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Do you want to live a frugal lifestyle but don't know where to start? In this video, we'll show you 5 frugal living habits that will have a big impact on your expenses and your quality of life.
If you're looking to make big changes in your spending and your lifestyle, then you need to watch this video! These 5 habits will help you save money on your groceries, your bills, and more. After watching this video, you'll be on your way to a frugal life that's sustainable and comfortable!
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00:00 Frugal Habits To Cut Your Expenses in Half
00:26 Cut down on social media
1:55 Subscriptions
4:03 Grocery Shopping
5:45 No Spend
7:34 Restaurants?
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#frugalliving #grocerybudget #frugalfitmom
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Elizabeth Gilbert (Eat, Pray, Love author) once posted a list pointing out the cost of fast food and eating out. She said something like, “You’re not too poor to travel, you’re just too lazy to cook.” It was eye opening!
I do a reverse meal plan, buy what’s on sale then plan meals around them. That makes more sense to me.
I meal plan from what I bought on sale the week before
great idea
Ooh, love this!
Some of your tips not only save money but great for overall health. No soda, no processed foods, eating at home, shopping the perimeter of the grocery store.
We are on day 5 of 7 of no spending. The kids were dying the first couple of days asking for McDonald's and Starbucks. Now they are tolerating it.
I do all these, and I'm able to save 40%-95% of my weekly paycheck (depends on the week :) I'm a 23 year old trying to save up for a house with my fiancé, I absolutely love your content! Thank you!
Way to go!
I bought my first house at 23 years old. When I got married my fiancé also had his own home. We would keep both houses then buy a third home then rent them out as passive income. Real estate has been our passive income streams for over 35 years.
oouuuch, I'm 23 as well but have a bit of a frivolous spending problem, and i hope to be like you. Kudos to you for the hard work, 95% of your paycheck is insane!
(Sorry Debi, didn't mean to reply directly to you 😅)
That is wonderful. Most people your age can't or won't do that. With that attitude you will do well as you go through life. Well done
You can do it! 💪 We just did the same thing at 34 years old on one, full-time minimum wage income and one part time self employed income xx
We're going to have a problem if anyone tries to take my Diet Coke away. 😅 I was randomly in Aldi and they were selling 2L bottles for like $0.46. I was like, bring in the moving truck because we're buying all of this.
So save money a different place. I won’t give up my Diet Coke but I save other places.
I’m that way with Sundrop!!! That soda is the best thing I’ve ever had😂😂
I don’t drink coffee or tea, so I buy Diet Coke 🤭
Diet Dr. Pepper for me.
😂😂😂😂 it’s my crack too! Terrible habit.
OK who's with me... I want Cristine's Grinch sweatshirt!!! Have you seen the one this year where Grinch is peaking out of a zipper going 'ew People'🤣 Just love it
Love her Grinch sweatshirt too❣️
The Grinch is my absolute favorite 😂
So hey where did yippy get that sweatshirt. I want one
I need that grinch shirt as well!
4:04 One additional tip, for those who do grocery pickup: if you have two grocery stores that are reasonably close to each other, price shop them and stagger the pickup times. What I mean is, have a tab open for each grocery store, and search for your grocery list items. Whichever place has it for cheaper, add it to your cart. Then pick up both orders, one right after the other. It takes hardly any extra time, and depending on which stores you're using, you can save a bundle this way.
Alternatively, you may find that one store consistently beats the others when it comes to the specific foods your family buys. That is also useful information, and will save you money, because when you're pressed for time and can only visit one store to buy a few necessities, you'll know to go to that one instead of their competitors.
Excellent advice!!
I make my meal plan for the week on Saturday. I usually have 3 tabs open between Walmart, Sam’s and HEB and stop by all 3 for pickup on Sunday.
We decorate lightly for Christmas. One quilted wall hanging with a quilted Christmas tree on it. One Santa Claus gnome. One red Christmas stocking & a few pretty Christmas cards we have received in the past. That’s it. This is stuff that has been gifted to us. We didn’t pay for any of it. We don’t decorate for any other holiday. We don’t have any subscriptions to anything. We watch free content on TH-cam, Peacock, Vudu, etc. We reverse meal plan. We buy what’s on sale that’s not convenience food & meal plan around that. We’ve found a lot of great sales that aren’t advertised. We follow many of your suggestions on grocery shopping & eat for $75 per month per person or less. And yes we have occasionally bought a $5 or less frozen pizza if we know we’re going to have a very busy day in the upcoming week. We don’t normally keep those around because they’re too easy to reach for. We have done no spend months-usually in February. We got out to eat about 2x a month with extended family & friends. We order water & split an entree or an appetizer depending on how hungry we are. So we get out of the restaurant for about $15 or less. So even though we’d prefer not spending this money as often, these are people we want to see a couple of times a month & with busy work & life schedules this is our opportunity to see them.
Going out should be a luxury, a rare fun family outing.
I’ve always been on par with you. We grew up similar, my family was old school immigrants from Europe during WW11. Nothing was taken for granted and never wasted food. I could go a month without spending and I only buy what’s on sale. I live very well and I’m not bound to Big Brother! ❤
Same here.
For Christmas, we stopped doing gifts and we do the white elephant game with friends at a Christmas party (we set a max of $10 😁) and it’s so much fun and inexpensive! We love it.
Meal planning, and cooking in bulk to always have some meals frozen has saved me so much money! Literally watched this video while eating chilli I rooted out of the freezer because I was late home from work and didn't want to cook, but didn't want to spend money on convenience food/take out!
Excellent idea
I always have cooked rice in the freezer. Makes a quick fried rice whenever I am too tired.
Literally making a double batch of chili to freeze some 😂
For Holiday gifts, I batch cook for some friends, the foods they enjoy , I save time and make people happy knowing they enjoy my items
Love these tips! Went to the hardware store with my husband. He put chips and other snacks on the cart and when he wasn't looking, i put them back on the shelf. Lol
my oldest son and his wife went through a dave ramsey course and one of the things that he took away from that, at least the concept was to shop the perimeter of the grocery store. and he loves being able to go online and order his groceries from walmart or a similar store he says it definitely cuts down on impulse buying! thanks for the tips!
I love love Dave Ramsey, but I thought online shopping was way more expensive, but I don’t ever do it so I’m probably wrong, I did do it one time, and they wanted to alternative everything I had in my basket lol
@@weldinggirl
I like to go to the store and I find meat and other items in quick sales for that day marked down half off ! I usually freeze those when I get home
We are attempting a no spend year for 2024, I’ll take any tips😂 I rotate streaming services anyway, but after some of the recent price hikes (Disney, Netflix), I decided they are all going away and my kids are going to learn about DVDs
I downloaded Tubi, Pluto and Crackle. They are free if you have internet and a smart tv. I watch them on my phone also. Just a suggestion for you.
When I was a child, in my small town the bank had a Christmas club. We would make a deposit weekly, then get the money sometime in November. I do this on my own now.
Retiring next month, living mostly off only social security...I budgeted to get gift cards every month so money has been set aside for grandkids birthdays and christmas
I miss the Christmas club! This comment brings back so many memories ❤
My CU offers this and I love it! That small $25 each paycheck adds up nicely! 👏🏼
I can't speak for everyone but its in the interest of everyone in my household that I have my Dr. Pepper. I don't like who I am without it haha!
Christine 😂 Same! I don’t like decorating for holidays but seeing everyone’s homes beautifully decorated makes me want to run to Home Goods.
Sorry, one more observation. My husband and I are retiring in two years. In preparation, we’ve stopped going out to eat (honestly-it’s motivated on several points: not spending a crazy amount of money for what used to be affordable, the insane tipping added to it, and the poor health benefits from eating processed foods). We’ve gone from eating out EVERY Friday (ditch the “I deserve it” mentality & swap that for “I deserve a great retirement”) to going out once every other month or so. Huge savings on our wallets and our health.
I dish & on my phone I only download FREE ones & I find plenty to watch. My husband watches stuff I don't like so to keep the peace I put in my ear phones & listen to what I want. I cook from scratch, don't drink soda, but at 65 I do buy some conventance foods. I've earned that right. But I don't spend much money on things. We never eat out except when we are traveling then of course I can't cook in the car, but that's all.
Don't drink soda, rarely buy processed snacks. I'm contemplating buying a small freezer for the garage do I take more advantage of sales and do more batch cooking and prepping. Live alone but don't want to cook every night or even every other night. My life is about 180:degrees from yours but I still like listening to you.
Haven’t read comments so someone might have already commented to this, but depression era saying ‘sometimes’ helps me:
Use it up, wear it out, make do, or do without
February would be a doable no spend money month for me. It's freezing and annoying to get out anywhere and it's the shortest month.
Good idea
Only prob with no spend Feb (for me) is that I find stores do deep discounts (up to 90% off) on items that didnt sell by years end. That's when I pick up family gifts before their next bday/ Christmas
@@snooooopycomehome Yes, there's actually no good no-spending-month. Maybe in summer heat if you are on vacation on some beautiful property out of town.
My favorite subscription is Passport through my local PBS station. By becoming a member for just $60, I have access to a fabulous assortment of dramas (Doc Martin is one of my favorites) as well as documentaries.
Where we live pop is actually cheaper than bottled water for the same size. We don't buy pop but that blew my mind. Buying a package of oreos are cheaper than making cookies from scratch (the prices of baking items have went through the roof). Buying bulk now costs about the same as the smaller packages. We still do almost all our cooking from scratch, but "real" food seems to be going up exponentially.
Butter being $4 lb and 2 sticks needed for a batch of cookies. Baking is not cheaper than buying a box of cookies from Aldi
@@MultiAnne36 Where I live butter is anywhere from 6-8 dollars a pound. Even marg is now 3 dollars per pound when it used to be 99 cents (before the vid happened)
Water from your tap is basically free though, there’s no need to buy bottled water. And I think her point is to cut the cookies entirely except as a holiday treat
@@lastpolarbearcub Our tap water is 137 dollars a month (that is the base value everyone has to pay) and the water smells like chlorine and bleach. So it may "free" but it smells and tastes like drinking pool water.
As I don't own a $1000 smart phone that saved money. No phone no apps, no spending. And have you heard of saving the food you didn't use from a meal to make another meal?
To help myself stop buying processed foods is to think about as "It's not food but just an edible product". And not only am I saving money, but I feel better physically. I do make cookies or something like that sometimes, so it's not perfect 😆
Yep. Pay the FARMacy now or pay the PHARMAcy later 😮
Love your Grinch Sweatshirt. He’s my absolute favorite 🥰🤣 I have several no spend days every week and usually no spend weeks. I only buy groceries once or twice a month now. We never go out to eat unless it’s a family event that happens a few times a year. We very rarely get takeout. I have been cooking at home more than usual over the past few months. I have a well stocked pantry and freezers.
OMG...print magazines are the worst to cancel. When I sign up for a good deal, I don't pay attention to the fact it will renew automatically! When the unexpected expense pops up on my credit card, it is so hard to go to that website and cancel! I'm persistant and finally do it. I won't subscribe to any more magazines! Thanks for your great videos!
Loved how you said to have no spend days or a week. Baby steps
. I used to love HGTV but stopped watching it because it always left me feeling that my house was not good enough. Years ago people didn’t compare or have exposure to such luxurious living . I think it’s great you use your frugality to be able to have family experiences and create wonderful memories.
I love no spend months. I mentally tricked myself into cutting my gas budget by 50 percent by just telling myself that the amount of money I had for gas was half what it was. I then proceeded to find ways to save on gas. The biggest way to save gas is to combine trips into one trip. It wasn’t difficult and is so satisfying. Thank you for all the great tips.
HHmmm, what about when your meal plan items are all marked up for Holiday shoppers or what not? I went shopping with a meal plan to make hamburgers and beef stew, but the ground meat price was dollars /pound extra and they were out of the carne picada I needed for the stew. However there were 4 packets of Lamb marked down cheaper than chicken and 4 packages of lean ground turkey with discount stickers. So instead of burgers and stew, I'll be making Shepherds Pie, maybe Turkey dumplings and Turkey Jerkey. The good thing is I can freeze them till I'm ready.
I DID spend the month of May, where I made all my meals from my freezer , fridge and pantry. The only thing I bought was a bell pepper, and carrots at the start of the month that i needed to make homemade saurkraut. It was nice to not go to the supermarket.
Christine, love your down to earth attitude and great recommendations.
I feel “no spends” are useless, because all you will do is “stock up”. before the challenge or wait until the challenge is over and go buy what you were looking at.
If you want to keep your streaming subscriptions, stop them a month in advance and restart on black Friday! You can get a year sibscription for a HUGE discount.
I love the extra clips with sayings, those are great. Thank you for the extra work that takes.
I just wanted to thank you again. I already do some of the things you suggest esp as it pertains to cooking and groceries, but it's how you carry this mindset to things like decorations or consolidating bills that really helps me. Most importantly, watching your videos makes me feel like other people 'get' the situation I'm in and that makes me feel like struggling financially doesn't mean that I'm a failure in life.
I think you are struggling like a butterfly getting out of a cocoon! Soon it won't be so hard. The "struggle" is learning and applying that knowledge. Lots of people struggle but sadly don't learn the lessons. Some even spend wildly into debt to impress others. You are learning. Keep going! Give yourself kind words during this difficult time. Best wishes!
ooh- that visual with all the subscription logos was very powerful! Thanks for that. I also love that you introduced yourself as being an excellent grocery shopper- it is important! I get angry at the variation in prices from store to store and in and out of sale cycles. It is tough to master but worth it! My sisters and I share our bargain victories! The community that you have built here to share that knowledge is so valuable. Great video!
It takes 5 minutes to make homemade salad dressing and you avoid all of the crappy oils and chemicals. Tastes much better, too!
Great ideas! I do most of them. Thanks Christine.
Instead of shopping on line or in the stores for holiday decorations, shop your home and use/display what you already have. Set it up differently each year and you will not only save money but feel like you have something new.
I am 59, gray hair and I wear it long (up most of the time), so I'm not spending any money coloring it or getting haircuts. I cut my husband's hair, have for 41 years, and I used to cut our son's hair and our 3 daughters till they moved out.
One day after I cut my husband's hair recently he said 'just think of all the money we saved by me not going elsewhere and you cutting our family's hair'. I started doing it because of time constraints way back when and he just stuck with it because it was so convenient for him. My initial investment was a pair of hair scissors, an inexpensive plastic cover for him to wear and a razor kit and a book I found for $1 at the library. I spent less than $50, 41 years ago!
Maybe you don't want to cut hair, but maybe learn one skill this year that can save money.
Thanks Christine😊
Excellent video!! Love all of these ideas.
We share streaming services with family members! We pay for Netflix while another pays for Disney and a different Peacock, etc. we all share passwords and BOOM we have access to EVERYTHING!
Great video!!! Love all your suggestions.
Happy Thanksgiving to you and your family, Christine!!🦃🦃👏👏💜
Happy Thanksgiving Christine!
Christine,I'm feeling really bad, please give me a like to cheer me up😂 Happy Thanksgiving to you and yours
God bless you!
❤
Im grocering shopping less every 3 weeks or when i dont have any protein in my freezer.
Not giving up Netflix
Great tips. And I Love your random clips. 😂 They crack me up and then live rent free in my head.
This was a great video. Thank you so much for all the great tips. Also love your T-shirt.
You are so right! Looking at those social media really makes you want to buy things you do not need.Work in progress to simplify and minimal living. Learning for more self control. This posting is so helpful! I am a reformed over spender and a wannabe frugal spender.
I am proud to say I did not go to any shops during Christmas season. I have stopped eating out for awhile. I have been cooking a lot more.
Thank you!
Omg Ron Burgundy…love it!
I have never had subscriptions. I got Health magazines 1 yr.n read them all years ago. Educational. I enjoy your videos.
Love your channel, great energy 🎉
Thank you, enjoy your videos, very helpful 😊❤🎉
❤ great tips always
#1 I don't watch TikTok or have Snapchat.
#2 We only Netflix and Prime. My big splurge is my Kindle Unlimited and my New York Times subscription s. But when my kids were little, we watched didn't have cable, we watched videos and read books that we got from the library.
#3 I already do those grocery "hacks". I never drink
soda. I bake bread.
#4 no spend month, my husband and I were talking about this one.
I sew and my goal is to use up the fabric I have already bought. He rarely buys anything.
We do the put stuff into our cart online to decide later, which often means the store emails us a coupon to encourage our purchase. Sometimes, I decide that I don't need the item afterall. The key is knowing the difference between need and want. I want that 520 colored pencil set but I don't need it.
#5 we might eat out once every couple of months but we used to go out weekly. Frozen pizza takes 15 minutes and is faster than delivery.
Love your shirt… and awesome tips🤩
I learned this trick. Take a picture of something before you buy and after 30 days if you still want it buy it.
I love this!!! So helpful and you broke it down so well !
I gave up my bank card like 3 months ago. My husband who is naturally frugal has his card and we pay some bills with free bank checks.
Weve saved so much on that alone.
But this year im implementing the no spends and no eating out.
We went out to breakfast just us 2 no kiddos. FIFTY DOLLARS
On what?!?! We thought we were splurging on orange juice. The whole thing was a splurge
THANK YOU FOR THIS INFO-I AM A COUPONER & VERY TIGHT BUDGET-MEAL PLANNING SAVES $$$ I COOK AT HOME & MY KIDS & I HAVEN'T EATEN OUT SINCE COVID
I can totally do a week no spend Money!!.,But my husband can not ..he always want to go out to eat..we can tons of food..
Like today … thanksgiving eve we stayed home and made dressing. I made plenty for us for tomorrow and I freeze 10 bags throughout the year. Have you been doing this for years? He has been in a grumpy mood because we haven’t been out… family has come to visit but it’s still I don’t know he doesn’t understand that we need to save money
Yay love these ❤
Ty!!!
No problem for me in December having surgery will not be spending any money because I won’t be able to leave the house
Brilliant channel your v good thanks
Happy Thanksgiving 🍂🦃🌰
Great advice as always, it sounds so easy….baby steps though ❤
I use no spend days very effectively. I also delay major purchases to see if I really want to make them happen. Quite often I delay and then decide I really do not need the item.
I do the same, delayed gratification. I have a folder on Amazon that I put stuff in and just wait. My daughter used that file for Christmas presents for me.
Impulse control me over here looking at your sweater and wondering where I can get one 😂😂
As Santa says-
He making a list, checking it twice.
Soooo
I’m making a list, checking it twice,
Getting those deals,
It’s gonna be nice,
Jess is going to the shops
😅🤷♀️
Agree 100% with the rotating subscriptions. I'm always amazed at friends who have multiple ones at the same time--who has that much time??? I limit ours and for 2024, we can have no more than 2 at any given time. We do get Netflix for free through our cell phone plan too, so why would we need more than one or two beyond that. There is so much free stuff available to watch. Meal planning is one of the best things I ever did, we waste next to nothing now, we eat healthier and it takes the stress of "what should we eat" or not having anything thawed away.
I take my breakfast/drink to work but I carry a $1 in my pocket in case I want a snack from the vending machine....most weeks I carry the same $1 and never spend it
1. I have never had instragram or tiktok. 2. I don't have any apps whatsoever. 3. Definitely buy generic and stock up, eat the leftovers, and I don't buy soda or junk. 4. Target is DEAD to me 5. Stay the heck away from toxic drive through junk food! So, what do I win? LOL LOL 👍👍
How can you check your bank statement and not know you are paying for subscriptions?
I don't agree with the no spend challenges...if you find a rock bottom deal, as you said-instead of buying one, but five. I also have never had streaming services.
Happy Thanksgiving
I thought I was the only person who didn’t buy throw pillows! I could never understand the purpose, they are always in the way.
I found out why throw pillows are called throw pillows. Every time our dog decides to lay on the couch she throws the pillows on the floor.
I don’t use them either!! Always in the way!!
Thanksgiving blessings
If you're going to buy soda choose a pop with no commercials. Always cheeper
I do all of these tips
I’m not big on social media. But I love it if that makes sense 😂
My downfall is going to Hobby Lobby this time of year! I only go to Hobby Lobby once a year, and I set a dollar amount limit! Otherwise no issues 😂😂😂
I did a No Breakfast at McDonald’s for October. Saved me at least $80. 👏
I literally was just trying to find a grinch shirt because you are wearing it!😂😂😂
One thing I’ve started doing is learning the best ways to store different produce to have them last longer! And I’ve found there’s a lot of things you can freeze that you wouldn’t expect (avocado, onion, etc) and that’s helped a ton too!
I went to Wendy's last week and the $5 biggie bag went up to $6
I saw that too!
You are right about the social media stuff. Katherine from "Do It On A Dime" CONSTANTLY shops at Dollar Tree, and convinces people they NEED DT's junk.
But she’s so fun! And everything is beautiful! 😂
Rogue and Speedy for president!!!
Great video
Did you notice that in the fresh section by the deli at Fred Myer, the Hello Fresh pizzas and flatbreads are $5 on Mondays right now. My kids love those. With a side salad and fruit.
I buy organic purple tortilla chips! My favorite
we only went out to eat, when i was young, for special occasions like birthdays. it was even like that with ordering a pizza. i'm now 40 years old and still live that way. i can easily take a plain bagel and put some pasta sauce on it that i know i always have with some cheese and i have a perfect mini pizza. i've even done fancy things with the bagels like using pesto as the sauce and freshly grated parm cheese instead of mozz. and if anyone has kids, the little ones LOVE putting their own pizza bagels together! it creates family time without breaking the bank. i haven't had soda in years but i'll admit that i still buy things like trail mix or my fav skinny pop popcorn. it's my vice but i go to dollar tree for them.
I'm gunna need to know where you got your Grinch shirt from and then I'm done! No more spending! 😂😂