Medicare Dental Coverage for Seniors! FILLING You In On What's Included & How To Get It! 🦷
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- เผยแพร่เมื่อ 28 ก.ย. 2024
- In this informative video, Marvin Musick discusses Medicare dental coverage, its benefits, and how to obtain it.
Marvin, the founder of Medicare School, explains that while Medicare provides excellent coverage for hospital visits and surgeries, it is pretty limited regarding dental services. He outlines the few situations where Medicare may cover dental procedures, such as dental services that are an integral part of a covered procedure or in specific medical situations like jaw surgery or oral examinations preceding heart valve replacement or kidney transplant.
To help viewers navigate their options, Marvin presents three ways to obtain dental coverage: self-paying, enrolling in an Advantage plan, or getting a private dental insurance plan. He details the pros and cons of each option, providing helpful tips to help viewers make an informed decision. Marvin emphasizes the importance of being prepared and proactive regarding dental care, as Medicare is unlikely to cover most dental procedures. Whether you are on Medicare or helping a loved one make decisions about dental care, this video is a must-watch for anyone looking to better understand their options for dental coverage.
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Do I have to enroll dental/vision while I am initially enrolling Part A And B?
Or I can wait a few months?
Please reply. Thanks
I’d like to know who in their wise wisdom decided eyes and teeth are not part of our overall medical coverage !
That's true. Medicare does cover services for diseases & conditions of the eyes but routine vision & dental is not covered with Medicare A& B. We do have a plan option that's a separate plan with really great rates & coverage. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Amen!
The 2 body parts that quickly decline with age...
Crooked politicians and contractors. Back in the 80's we got so much for various dental procedures and a pair of eyeglasses a year. Over time these benefis disappeared and they raised the age for children to be on your insurance where they weren't covered through college. When the citizens win one battle the contractors are in there every year and paying the congress people to contract out, they're after social security and medicare now. All these politicians that erode medical and pollute have some or multiple family members that this affects.
That's terrible coverage but it is what it is. Thank goodness we live on the border to Mexico, great Dentists at a fraction of the US prices. Thank you, great info.
I think Medicare should offer Dental and Vision at a lower cost , most people want to take care of themselves!
That's true. With Medicare Supplement it would be a separate plan and we have a recommended plan with great rates & coverage we can show you. If have any questions please, feel free to give us a call at 800-864-8890 or schihedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
I would not let a dog be treated by dentists on HMO . lists.
i totally agree! no longer hope for saving my teeth ! the prices have been outrageous for over 20 yrs now! so sad because i've been trying to fix my teeth for over 20 yrs and they will only push the teeth that screw in the gums ! i am very angry that dentists were reasonable a way back and now we are all trapped! i am elderly and do not need to spend 30,000 to fix my teeth ?
Why can't they simply give us the same healthcare as politicians?
And illegals.
This is exactly what I was researching right NOW!!! 🙏🏽🙏🏾🙏🏾 I should've been on Medi Media for the last 5yrs but there was a HUGE fault of someone at the HHS office. And now my dental health has been put off completely and with my incurable disease my bones are disintegrating (physically). So I've been putting it off and not getting the major work on my teeth bc of this lack of asst. Thank you for clearing some of this up for me. I wish I could have you asst me in a phone call or something. But one way or another I'll take these educational vids. Now on to watching the "surtax" vid. I'm horrified bc I've never known neither have my senior parents known. Thanks for being a good guy in our fight to understand anything to do with Medicare 😊
My pleasure! Glad it's been helpful. We're happy to assist you and discuss your options. Feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
I have a home in Mexico, and many people go there just for dental care (which can be excellent quality). It's about 20% of the cost here. Guadalajara is good.
I have seen people die in Mexico having procedures and getting an infection. 3rd world sheet hole country.
@@llee8325 many people and fulltime van dwellers and rvers go to algodones for their dental as well as prescription drugs...
Since I'm going to start collecting ss in May of 2024, yore videos are a huge help. Thanks much!
Glad to hear it!
The United Health Care (AARP Medicare Advantage Plan 2) plan has an allowance of $2500 in 2023. Claims may be filed thru your dentist. This a significant benefit.
That dental coverage is one thing i hate about medicare supplement. Medicare advantage does have some good plans out there.
We have a recommended Dental & Vision plan with great rates & coverage that works really well for our Supplement clients. It's a separate plan you can enroll in anytime. If have any questions please, feel free to give us a call at 800-864-8890 or schihedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
These videos are soooooo good! Thank you.
So glad it's helpful! Thank you for watching.
Very helpful. I have been wondering about a dental plan and you answered all my questions. Thank you
You're very welcome, thank you for watching!
If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
I have an Advantage plan with Highmark Blue Shield. I have dental bundled in and I get $2500 per yr for dental. My co-pay is $15 for a cleaning and $15 for an xray. Next yr there is no co-pays so I will pay nothing for cleanings, etc. Also now I pay 50% for fillings, etc. next yr it will only be 20% for those. Each plan is different with an annual benefit my friend who has Blue Cross for her advantage plan only gets $1,000 per yr.
This is why I was putting money into and HSA, while I was working.
That's a good plan.
I have, in addition to my Traditional Medicare, Plan G, prescription drug plan, a separate vision/dental plan from United Healthcare for $49/month
I’m paying about $800/month for everything due to IRMAA for Medicare
This is where a good Advantage plan comes in. I get over $1000 a year coverage free! 3 cleanings per year covered 100%. Will you tell us how great Advantage plans are??
We do have other videos that go over the advantages and disadvantages of Medicare Advantage plans. Thank you for your comment!
Nothing is free.
Thanks for the video! You did not mention Dental Savings Plans, which can be an inexpensive option for folks choosing the self-pay route. Do you have any videos comparing those plans?
Thanks for the tip!
Medicare School We have different dental options to fit any budget. If have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Can you provide the name of the dental insurance plan that you said you recommended or do we have to call in?
We would be happy to send you the quote. The coverage is available in most States. If have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Just got Manhattan life dental, vision and hearing plan with $3000 yearly.
We have an option with great rates and coverage if you would like to compare. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
I have the Manhattan Life dental, vision and hearing plan also, and I hope you have a better experience than I have had. I have had the plan 3 years and am probably going to cancel it. The annual deductible goes up to $100 per year and while you may have that $3000 benefit, be prepared for them to not allow you to use it like you expect. I have filed claims for routine dental cleanings and x-rays which they will cover, but I recently got new lenses for my glasses, and they disallowed nearly everything in my prescription. For example, they would not cover UV or Anti glare coatings or polycarbonate lenses, which are commonly prescribed, very inexpensive parts of a prescription. My point is that even though you pay for a lump sum of annual benefit, they won’t pay out except for the bare bones portion of whatever your claim is for. I pay nearly $60 per month for coverage at 80% coverage in addition to paying the $100 deductible, but having the benefit is useless if the insurance company refuses to allow you to claim it.
@@MaryBethMcCoy They do have a list of what they cover and what they don't. Did read all that. Yes they do cover teeth cleanings. And also aware of the 1 time a year $100 deductible. If it doesn't work out I can ALWAYS cancel it.
I looked at the cost of this plan a few years ago. It was too expensive compared to my dentist’s plan and other dental discount plans.
For me, dental, vision, and hearing are more like auto repairs or home maintenance. They can be an unwelcome expense but I don't know that you need "insurance".
It's important for those unexpected major services, not to mention, keeping up with your twice a year exams. We have a great recommended Dental plan option that covers those preventative services at 100%.
If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Great info. Thanks!
Thank you for watching
Good video sir!!
Thank you for watching!
Is there a plan for someone who already has dentures?
Yes, we have great dental plan option we can show you. It has very competitive rates with preventative care covered at 100%. Give us a call to schedule an appointment: 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Great information
The last crown I got was around $1000
Thank you very helpful.
Thank you for watching.
Do any dental insurance providers cover cleanings if you go out of network?
Yes, you may have an out of pocket cost for going out of the network.
I have to sign up this year. But i see i cant afford any of it so i will pass. It should all be free.
My team would be happy to assist you with your Medicare coverage. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
my man blinked faster than a heartbeat
I wish that I could waive heart attack and cancer coverage-I'm not allergic to either-and receive dental coverage.
We have a recommended Dental plan that gas great rates & coverage we can show you. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Go abroad for dental treatment.
People young and old die from poor dental hygiene. I always thought it was crazy
I would like to take a dental plan. I am already on supplemental plan N . I listen your vedios and it is very informative. Your company will help /assist to take a dental plan?
Yes, we do have dental options available. My team would be happy to assist you. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
I knew it
Knew what?
YOU SAY YOU KNOW OF DENTAL PLANS TO FIT ANY BUDGET AND TO CALL FOR THE INFO. WHY DON'T YOU JUST PRESENT THEM IN A VIDEO LIKE ALL OF YOUR OTHER VIDEOS ?
Plans vary from state to state. If you have questions or need help setting up your Medicare coverage correctly, give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
All the senators and representatives in congress can afford to pay for their dental care , so they don’t care if they give it to the average lower and middle income person.
Thank you for the comment.
I have worked in a dental office for 30 years.
I can honestly tell you that you are better off not getting the medicare dental plans.....
They pay less than you think, most go on a fee schedule which means that they will pay a very small percentage of a fixed fee.( very low).
You are better off socking away the extra money in an envelope marked " dental".
Do what you want, but that $1000 year is nothing in today's costs of dental care.
I wouldn't give them the money
Thanks for the input.
This is not 100% true! It depends on ur medicare advantage dental plan and fine print.l had 1,500 and used every penny if it with no problem at the dentist
Yes, they can vary and some are better than others.
I keep hearing that Medicare Advantage is far from what they promote. Private insurance is for profit the client is on the loose end, basically. I rather be in Original Medicare and go to Mexico for dental work.
@@mimi1o8 I keep telling peeps to go to Mexico! Dental care can be excellent, and it's about 20% of what you pay in the US!
I have Humana Advantage plan and for $55 dollars extra I get 2,000 free for dental work. I just got my partial for free.
Sometimes the plans have an additional premium dental that can be added. We also have a separate recommended dental plan that can be added anytime with really great rates and coverage.
If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Excellent Video! Great Job! I am in that 50% that want the peace of mind knowing I am covered.
Thank you so much for watching and the positive feedback! I can understand that. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Really like this guy as he is spot on and gives great details about the pros & cons pertaining to real life situations. I watch his videos on a regular basis. Keep up the good work.
I appreciate that! If you have questions or need help setting up your Medicare coverage correctly, give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Very informative presentation. I've been looking at a dental plan from Physicians Mutual. The in-network benefit portion always seems to give me pause. Been self-paying since 2014 when Medicare coverage started. Started with Advantage Plan w/ dental benefit and switched back to original Medicare w/ a plan G in 2020. Still considering available plans.
Enjoyed the presentation, very specific and relevant.👍🏽 Thank you.
You're welcome. Thank you for watching. Glad it was helpful. We've compared many dental plans and have an option which has a strong benefits package with great rates. Feel free to reach out so we can show it to you. Give us a call to schedule an appointment: 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Did you have any problems switching from Advantage to Supplement?
Please reply
@@sb6759 I had to go through the Underwriting process and medical questions in order to change from Advantage to a Supplement plan. I found that UnitedHealthCare was the easiest to get through. Cigna would not accept my application because of some medicines I was prescribed.
They exclude it because, with good dental services, people wouldn't be so sick. It's all about greed. 40 bucks a month isn't too bad. I could figure out a way to afford that I think.
Thank you for the input!
Some Medigap plans also include some kind of dental coverage. The AARP/United Healthcare does, for example.
You are correct. UHC does provide some dental discounts but not an actual dental plan.
@@MedicareSchool UHC is screwing over subs.. for '24 no more no longer a " free" dental cage like in '23 .. gonna cost u $56/ mo just get a frkkkncrapoy dental rider gives $1000 / yr
Suckkks was free basically in '23
UHC therefore Succkks bc of this and not rly telling people they're pulling out rug from under
so screwwed
WHY DO THEY BLOCK THIS info FROM PUTTING ON MY COMPUTER ???????
Not mentioned here are Dental Discount Memberships. Not all dentists/endodontists participate, so you need to ask. For a set fee, you receive major discounts off routine and advanced dental care. I joined AVS for $145 when it was discovered that I needed a root canal. Not only did it reduce the bill from $1200 to $850 per the oral surgeon, it reduced the follow up repair work. It reduced my routine exam and cleaning cost to $95. I ended up extending the membership and adding my spouse, as it is so affordable. With insurance, you always have a risk of claim denial.
We have a really affordable Dentsl & Vision plan option with great rates & coverage. We've compared many plans a narrowed it down to a recommended option. Freedom to visit any dentist and Preventative twice a year covered at 100%, so doesn't deduct from the Max benefit.
If have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Thank you. We too have a discount plan thru Aetna. Costs about 175 per year for the two of us. Gets us about 50% discount. Only downside is must be network dentist.
Thank you, seems to be some confusion with some people that are sure the Advantage Plan is the best with no restrictions at all. All your clarity is so important.
Thank you for the feedback.
many people and fulltime van dwellers and rvers go to algodones for their dental as well as prescription drugs...
Medicare advantage plans suck as far as dental goes compared to my employer's medical plan. 😮
We have a separate dental policy with a strong benefits package and great rates. Feel free to reach out and we can show it to you. Give us a call to schedule an appointment: 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Get your dental work done in Mexico on vacay
We have a great dental plan option. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Prefer to not vacay in Mexico
I have a home in MX, and get GREAT dental care there, Inc implants, for about 20% of US costs with a top-notch bilingual dentist, inc implants.
Marvin,
I am a dedicated follower. I am a health insurance broker but like to see how you explain things. No secret you’re not a fan of Advantage plans. No problem.
However, the individual dentals plans you describe here are identical to many of the dental “allowances” included with a Medicare Advantage plan. In fact, several of the dental plans included on some Medicare Advantage plans are better. I have one carrier with max coverage up to $5000 annually in or out network.
I don’t know …. Are you getting a bit too biased ?
I work with seniors and the way you explained this makes things very clear...thank you!
Can one have an advantage plan with a dental allowance and a separate dental plan? Would there be a coordination of these benefits if this option is allowed?
Generally dentist/ Providers are willing to bill more than one plan. If have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
i am in illinois and here at least, medicare part c also known as medicare advantage is a dirty word. last year and probably again this year there are a ton of companies advertising part c on television. i have heard that the receive $10,000 for everyone they sign up which would explain why they can afford to do television advertising. some ads are 30 minutes long. everyone i have heard of that has had it, hated it. i have part A, B & D. that seems to work pretty well here. this is a good video that just came out that you can see on youtube - Medicare Costs: How to Save Money and Avoid Costly Mistakes. happy hunting!
My team would be happy to assist you with setting up your Medicare coverage correctly. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Is someone on Medicare still allowed to use the ACA Dental plans?
ACA health plans end at 65. Unless they have a separate dental plan that is available for people any age.
We have a recommendation that has really great rates and coverage. If have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
If i were to go on the Major Dental plan, do all dentists take it? And when it's 50/50 coverage of say a crown...is that 50% of the "usual and customary charge"? That can be very deceiving.
With our recommended option, you have the freedom to visit any dentist. Network dentists have lower fees. Feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
Seems like getting older is more expensive . I dont know how I am going to afford all of the insurance. I wonder if u work part time if you can pick up there dental plan. Jeez I thought that I paid high premiums for all of my insurances. It all adds up with everything , get the supplement, get dental I am sure you have to pay for vision as well. Good lord.
You can get dental and vision coverage from anywhere yes.
Another informative video
Glad you liked it
Is orthodontics covered by any of these plans? Could I apply the Advantage allowance for orthodontics?
Chances are no
Correct, no.
Also remember when they say they pay 100 percent, it's only what they figure is a customary fee. My plan pays only $78 for my cleanings and cost is way more. I think they still think we are living in the 1900"s ,as the payments have not changed over the years and costs have!
Seniors dont have dental or vision or med coverage unless they purchase coverage c which they cant afford with 1400 a month most poor seniors get 1200 refugees get free medical and 2100 they are treated better than seniors that worked all there lives in america im 64 i know i will die at 65 cuz i wont be able to afford meds
You would think that Medicare would cover dental. Most seniors are the ones who need it most...Plus a lot of those plans you talked about only pay like 1,000 or up to 2500; If you need a crown and root canal You're gonna go over that with one tooth
I have essentials Is a copay plan For dental vision And hearing....As long as you go to an in network doctor it's not bad and it only cost me $30 a month
Glad that it's working out for you!
Good video sir.
Im in great need of getting every tooth pulled and will need dentures or other option of replacement teeth most dentists will take Medicade or Medicare etc they wont remove the ones that are causing severe pain and send you out the door with a referral to a specialist who in return WILL take the insurance but only if you are getting EVERY tooth pulled and then your on your own to find a way to fund dentures etc. Having a much better option for people who have big issues and I am not including teeth cleanings and procedures that are under say $500 it would save so much money in the long run due to health issues that begin from dental issues oral treatment should be at the top of the list for things that Should be covered 100% thanks for your helpful video 👍
Thank you for watching
Great information, thanks. What is the different to enroll with your company or direct with the companies like Aetna, Signa , Humana etc on Medicare supplement plan G ?. thanks
When we help you enroll into your Medicare plan, As part of being our Medicare client, we assist with the Medicare and social security application as well. We can also help you with any customer service inquiries that may come up. We keep you updated with all the educational materials and videos from year to year.
My husband and I went on social security 3 years ago. We don't have hearing, eye, or dental insurance. I have hearing aids and a false front tooth that needs changing once in awhile. We both have glasses.
My team would be happy to assist you with setting up your Medicare coverage. Give us a call at 800-864-8890 or schedule an appointment at www.medicareschool.com
Last time I went to the dentist I was quoted $16000. For the work I needed. I only could afford one filling.
We have recommended dental plans that can help, that have great rates and coverage. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
tx
Private Dental Insurance can be very pricey!
We have a recommended option with great rates & coverage. If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
You will be hearing from me when I go on Medicare.
We hope to hear from you. If you have any other questions or need help getting your Medicare coverage set up correctly, give us a call to schedule an appointment: 800-864-8890.
very helpful-thanks
You're welcome! If have any questions please, feel free to give us a call at 800-864-8890 or schihedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
👍
Thank you!
I don't think you can get a plan that give you 2000 - 2500 a year for $40 - $60 a mon. could you let me know some companys that will give that thank you.
We would be happy to review it with you.If you have any questions please, feel free to give us a call at 800-864-8890 or schedule a free appointment here:
www.medicareschool.com/talk-to-a-guide?rc
you are really good!! thank you !!
You're welcome. Thanks for the feedback.