================================= How to work with me: ================================= 😎 One-on-one Consulting for planning your move abroad: calendly.com/adventurefreaksss/50min
There is no “retirement visa” or TRP for Montenegro where you only have to show proof of income. There must be some type of basis for the TRP; real estate ownership, employment in a local company, family reunification, medical treatment, enrolment in a school etc. Also, I think the minimum level of income you’ve converted into USD is 450 Euros, which was the previous national minimum salary for a full time employee. This is now 600 Euros per month, but it still doesn’t apply to retirees proving their foreign income level or pension income.
Why Live in Cambodia? You can pay $290 for a multiple-entry, 12-month visa if you’re 55 or older. The visa is renewable every year for the rest of your life and you NEVER need to leave the country. No bank account to open. No deposit required. No income-qualifying. No background check. No health certificate. No reporting in to Immigration regularly like in Thailand. It’s the easiest, cheapest, most uncomplicated visa in all of southeast Asia. The US dollar is used and English is widely understood. Siem Reap is clean and well-maintained with good roads. Friendly, smiling people are the norm here. It’s hot but manageable! december and January are actually cool.
corrupt government officials, nefarious expats, chinese gangsta presence through casinos and the building industry, not to mention the huge disparity between rich and poor .... nice place to visit ...
Great video; everyone is moving overseas. I live in Thailand. I live in an older condo in Pattaya (a 5-minute scooter ride to the beach). It is all concrete, so the rooms are quiet (I have a video of the condo). I am on the ninth floor, so the sunsets are great, and I do not have much trouble with mosquitoes or road noise. We have a large pool with a slide. There is a restaurant by the pool; most meals are 3-7 dollars. My rent is $207/month. I have a new wall unit A/C, that I run 24/7 and my electric bill is $30/month. My room is 270 square feet or 30 square meters. It has plenty of room for a single guy. I have no plans to move back to the States.
I’ve been doing some research on places to retire that are more affordable, especially if you’re relying mostly on Social Security. There are so many options out there, from staying in the U.S. to moving abroad, but it’s hard to know where you’ll really get the most value for your money
There are countries like Mexico or Portugal that are constantly on those “best places to retire on a budget” lists. They offer a lower cost of living, decent healthcare, and a good quality of life
A lot of people jump at the idea of moving abroad because of how affordable it can be, but you have to consider things like healthcare quality, language barriers, and how stable the country is politically
And what about the tax situation? Even though some of these countries are cheap, you have to factor in how your Social Security or retirement income will be taxed
you speak about cheep Montenegro , and than present island where you need milions to own something . in neiborhood with local and Rusian criminals .. Tnks but not !!
When it comes to Montenegro, the tax on my income is 15%. But the added local surtax is a minimum of an additional 13% to 15%. Beautiful country, but the taxes make it unreasonable to retire there. I've looked into many different countries to retire to. There are far too many that have (IMHO) unreasonable taxes.
@@destinationmax Thank you for that clarification, folks often post negative stuff that they havent' researched IF it applies under all conditions. And you helped make it clear that his concept "retirement on social..." is doable...
This is not the case. You’ll only be taxed on worldwide income if you because a tax resident there which doesn’t happen automatically. Also, the surtax is a percentage of the income tax bill, not income. If you income tax bill was $100, then you’d pay an additional $13 to $15 in Surtax. Even if you had your pension paid to you in Montenegro, pensions are not taxed here.
I live in Ecuador as a US expat as we speak. Peru is a good option (I've lived there) and I recommend Arequipa for climate, cost, and safety. Given the crime and electricity crisis in Ecuador, I'm looking at Cambodia and Peru.
Very cool. What part of Ecuador do you live in? Peru is really a great choice, close to home, but I love the idea of Cambodia as well due to its incredible affordability!
@@adventurefreaksss I'm currently in Cotacachi, Ecuador. I chatted with some expats in Cuzco who loved that choice. Parts of Lima also are great options.
@@QuinnPrice You must know my amigo Jack Abercrombie! I think Ecuador is one of the best places to live in S.A. Even with some of the safety concerns. No tax on foreign pensions!
I live in Salinas,permanent resident (bought a condo) since March 2023,and all is good down here!The electricity crisis is temporary,I can deal with it.Choose this location as my home base and plan to spend at least 7-8 months every year in the country. I can't deal with the heat/humidity in S E Asia,spent nine months last year in Vietnam,Cambodia,Thailand,Malaysia and Indonesia.
Montenegro - in the nexus of war involving Russia, NATO, Turkey, Israel, Iran. Peru - issues of safety and security Cambodia - intense heat and humidity. It's possible fellow retirement aged people can't handle these issues.
He ignores these things. Serbians were allowed to vote in the last Montenegrin election and they installed a pro-Serbian president. But I'm glad he's focusing on the wrong countries because I don't want people coming to the right countries.
Subscriber as you get my research started, but have to agree with the other comments that, for retirees, addressing available medical care, especially quality, is vital research at priority 1 or 2 for us oldsters. Even a quick look at potential destinations needs this info.
Healthcare is the biggest factor. If you're in a strange country and have a heart attack or stroke you need care without having to plunk huge amounts of cash down.
Georgia Europe should be considered as well. Very cheap living costs and great scenery plus the weather is not that hot. Lots of countries are entitled to 365 days visa free and crossing the boarder can start another 365 days.
It would be helpful to create a set of applicable, important retirement criteria first to measure recommendations against. I’ve just returned from a second fact-finding Montenegro trip, and things are just not as simple as expressed. Falls short on many important issues, such as quality (and availability) of healthcare, connectivity, access to foreign embassies, etc. You can make your channel stand out from the multiple others that offer the same, superficial retirement destination advice by really digging into the real issues.
I appreciate your input. The issue however is what you consider quality healthcare and what we do and others may be different. We try to provide data as accurately as possible to help retirees make the best informed decision. Many expats that have moved to Montenegro love it there and there continues to be a flow of new people moving there due to the factors we covered:). Thanks again and keep us posted on your search!
@ I appreciate your response, thanks. Guess what I’m trying to say is that a set of criteria that all destinations you cover can be measured against would be objectively welcomed - the good, the bad, and the ugly. I’ve been an expat for 22 years myself, but finding a best-fit final destination is tough if you know what to look for from a multitude of experiences gained from living in several countries. All the best.
I lived in Cambodia.It's a very nice place to live.But if you're old and you have medical issues. It would not be suited for you.. You can only find three decent hospitals in Phnom Penh. They are run by a Thailand corporations. Other Cambodia run hospital are mediocre !!
So true health care in Cambodia need more improvements. Serious cases they bring to Thailand or Vietnam. Or for those rich residents they go to Singapore also for medical concerns.
Used to mediocre and worse in UK, was just about moving to Portugal but the new tax laws tax pensions, my basic UK state pension would be chopped by 22% in Portugal. Asia sounds good.❤
Thanks for the info! Have you or can you do one for the best location based on low cost quality healthcare… no point retiring then going broke due to medical issues. Is there anywhere??? 🙏🏼
Cambodia keeps coming up, but I hate Hot Humid Tropical weather. Have you interviewed expats in Montenegro and Peru? I'd love to see those. I did see your interview with Toni in Albania. Is it difficult to attain a retirement visa to Montenegro? LOVE your video's!
Thank you. I just published one on Montenegro here: th-cam.com/video/2PftCaL3cII/w-d-xo.html. There is another one on Lima as well published a few months ago however i just completed another great interview with a retiree living in Lima that I will publish in about a month. Hope this helps!
For awhile I was in contact with other veterans in Madalin Columbia. I should have listen back then. One guy owned a bar/restaurant and he also ran an American Civil Defense Group of Veterans. Where the police were reluctant to go into the jungles, they willing go out and disrupt an criminal activities. Gotta love those claymore’s
Health care quality and health care insurance? Can you spend a long time living in Thailand with a Cambodian visa (e.g. p/t in Cambodia, and p/t in Thailand)?
During your consulting session with your clients do you also discuss the immigration process as far as immigration attorneys for a particular country???
Your question is not quite clear regarding "immigration process as far as immigration attorneys". We do cover immigration questions but and refer others to attorneys we work with. I hope this answers your question.
Paraguay. No tax on income from outside the country. 10% on local earning if above a certain level. Safest country in South America, comparable to the USA, developing at a rapid rate, good health care, most stable economy in South America, easy and cheap residency, no age limit, no health check. Beautuful nature, fantastic river beaches, fantastic fishing. Low cost of living and stable services.
We visited Siem Reap in 2006. We were doing a visa run from living in Thailand and figured why just stop at the border? We liked it well enough but we were just getting over some horrible food poisoning from Thailand so we were afraid to eat anything that wasn't boiled. They like fresh vegetables but they were probably washed in unclean tap water so we were hesitant. We could spend another month there but after that I don't see any long term attraction. I will research Cambodia's beach towns.
I'm looking to move after being the One to Everxone!! So I'm on compensations for disability sickness... got 1600$ Canadian... ? Is it enough to make a living where my arthritic disease could be less severe?? Like Thaïlande, Philippines...etc??
I've been and didn't think that. people say the same about Nyc and I find that those that say that live in suburbs with nice green lawns and strip malls.
You can't compare Florida or Texas to almost all S.E Asia. Most I've known from them places, who live in S.E Asia, complain on how hot & humid their new home is. Some go back to the States, just because of it.
@@Mason-db5xu The sun will be higher in the sky in SE Asia so that would probably make a difference. The sun's rays would feel more intense on your skin.
In the north-east of South Africa ( Nelspruit) you can rent a beautiful appartment for 350 euro and food is very cheap + you're close to Kruger national park
It's different in every country. Once you gain residency, you can often enter the healthcare system there. But it is something you'd need to research when you narrow down your countries of choice.
My understanding is that Montenegro requires temporary residents to be in country 11 months per year. Unfortunately, that rules it out for anyone who likes to travel a lot.
You have some great choices. You can narrow by identifying what your must haves and your preferences are. Identify what you really need out of a destination and then also identify what you prefer. Some of these destinations may not tick all the boxes of your needs. See if you can narrow down your options this way and let me know!
@@adventurefreaksss Thank you so much for your reply, so many vloggers don’t respond… I have been following you for some time and your kind demeanor and insights have always been very encouraging and positive… You are definitely doing a great service… The USA has become so expensive and toxic, I fear that I may be stuck living like a poor soul… worked all my life, mostly as a nurse and I see destitute patients that can’t afford their medical needs even with Medicare… I am going to figure out something before it’s too late to enjoy some aspect of retirement… Thank you sir… Regards
Cambodia is cheap, but the downsides: filthy heat most of the year, disgusting trash everywhere, awful drivers on the road, average landscape and few beaches, ordinary food, save for the fruit, and getting increasingly getting taken over by China. Noisy dogs everywhere too 😮.
President-Elect "Donald J. Trump" and ( Project 2025 ) are working on that, right now ! ! * Donald J. Trump's ( blueprint ) for his administration and agenda for his four ( 4 ) years in the White House is ( Project 2025 ), by the "Heritage Foundation" and far-right Republicans within the Republican Party ! ! * Social Security, Medicare, Medicaid, and Veterans Benefits are going to be cut ! ! ! * President-Elect Donald J. Trump's administration and ( Project 2025 ) agenda will ( hurt ) a lot of American citizens, including Senior Citizens living paycheck to paycheck each month and the middle-class, and the poor in the United States of America... * The American citizens ( voted ) for Donald J. Trump..., now feel the PAIN... "Semper Fi" Mike in Montana :)
@@SaboresTiaIna68 Is there enough to see and do or could it get boring? I like to go to the gym,hiking, read English language books, I also love excellent food! And of course low cost of rent/food/transportation. Can residents find work in Asunción, Paraguay? If I get residency can I work in Paraguay?
We are moving back to the United States from Mexico it's very expensive now and the new government is very scary now be careful things are changing in Mexico
No doubt prices in Mexico have increased, but the cost of everything in the U.S. is astronomical. I took two short trips back this year, and I was completely freaked out. I much prefer Sheinbaum's Mexico to Trump's U.S.A. Good luck to you!
Don't seem to understand why India isn't present in this list. Real estate even in metropolis is ridiculously cheap. Rent per month for a modest apartment at less than USD 50/-. Purchase an entire apartment for less than USD 15000/-. Food at local eateries at just USD 2/-.
Columbia is a very unstable country and high violence. I went there to Bogota for 9 days by myself and it was like living in a CIA James Bond style movie
When you move abroad to another country they often don't speak english, they speak their language. You can view our specific podcasts on each country where we cover healthcare!
I have retired comfortably in Panama with $1500 Social Security pension. but I also have two credit cards and $15,000 in cash. not rich, but I’d be homeless in USA.
Yea, hard to do in North America. Many young people are finding work online and living in places like Florianopolis Brazil where you can get an apartment for 300, live near the beach. There's a large digital nomad community and many nomads are living the dream while banking some cash too!
Language issues for old expats aren't going to be very comfortable in 2 of these ! --- Cambodia is a real deal - especially in Siem Reap. A number of Khmer people there speak English and food choices are plentiful - both cheap street food and international places with English menus and prices in USD ! The over 55 visa for retirement is the best and easiest in the world that I have seen. By far the best 'value' - if - you don't speak Spanish !!! 🤗 th-cam.com/video/8S9If-A-wPo/w-d-xo.htmlsi=gT1Eir4JiD-rH8Ox th-cam.com/video/4llxndkCP1Q/w-d-xo.htmlsi=9C4oSTqUz-19X4Rn th-cam.com/video/BcqgO1MTDR4/w-d-xo.htmlsi=2OaLcrICn2KwV6sX
Argentina is a total waste of time the scammers and pick pockets are everywhere Brazil much better but healthcare not good i lived 6 months in both places
Hey Parnert Great Video...But I Think you forgot One Important aspect to Take into account when you plan to Emigrate to Other Country and That is Security Dont know in Monte Negro or Cambodia But in Peru is Kind of Concern Just a Comment...
American in Montenegro for several years. It is an extremely safe place. But they are stupidly over-building the coastal area and will eventually drive tourists away as the few main roads become parking lots in summer.
@@adventurefreaksss The Herceg Novi, Tivat and Budva areas are the worst places with non-stop mega projects that the woefully inadequate road system can't possibly continue to accommodate in the tourist season. The immediate Kotor area is pretty well now built out and never had much space to begin with as the mountains rise very steep off the water. (But yeah, traffic sucks there as well). The people who could prevent this want money NOW and could care less what happens in the future.
I have lived in Cambodia for seven years. There is a downside to it being cheap and the visa easy. This attracts a lot of old men who were unsuccessful in life due to personality issues and alcoholism. They spend all of their time sitting in bars drinking cheap beer. They exploit poor women. Thailand changed their visa requirements to get rid of these guys. Many moved to Cambodia. There has been some discussion the Cambodia might tighten the requirements so a person would have to demonstrate sufficient income. Thailand requires about $1800 a month plus show that you have $20,000+ in the bank. I hope that happens. You mentioned that a person has to show $1000 a month. That is inaccurate. You don’t have to show any income currently.
Have you wondered 'what' those women who got 'exploited' (?) would do w/o them ? --- Or the $ these guys spent on the cheap beer - and surely some food and other ''essentials'' - would be replaced by what or by who ? > There are always 2 sides to a coin ? 🤔
"Thailand changed their visa requirements to get rid of these guys. Many moved to Cambodia." Yes, and these guys became salty and Thailand a sour grape for them. Good riddance!
In Thailand it is either/or not plus, you need to show either 65000 baht per month income or have 800000 baht in a Thai bank account, you don't need both to qualify for an O-A visa.
Is it really sound advice to say it’s a great idea to put your life savings in the cambodia banking system? Glossing over the good parts but the terrible quality of life parts needs to be acknowledged before someone ruins their life and moves there on your advice. There are so, so many negatives it’s not funny.
Please share more information on what you know about Cambodia's banking system and what information / data you have that indicates this could be a terrible idea.
Well, hate to bum ya out, but my rent in BKK believe it or not is $80. U S.D per month. But I pay up the landlord for a year in advance every year. My rent in Bali 2 minutes from the beach to my apartment is $170. U.S.D. per month. But also pay my landlord a year in advance the past 7 years. Peace up. 🌴✌️🏄🏄🏄✌️🌴
El Salvador would be great. Bukele has done wonders for the country, and Bitcoin is fully supported. I'm just concerned about what happens after Bukele leaves office. El Salvador has been unstable before he became president.
Yea, he's a rock star and it is really unbelievable what he's been able to do down there. I have a friend who is all about moving to El Salvador due to Bukele, Bitcoin and the changes to come!
I have been to Cambodia 5 times now since 2014; the Las 2 times that I was there I had money stolen from me. 1st time.... right to my face; they where like, dude... there's 5 of us, and it's OUR country.... what are you going to do ????? I couldn't do anything. They robbed me to my face at a nice bar. I am not going back. I am doing my VISA runs from Thailand to Vietnam for the near future. With looking at co-living in both countries. Thailand for over 5 years.... and it is very safe. Much safer than the U.S.
Yes,Thailand has everything imo..live here 6 years now with my Thai lady,love the lifestyle,great infastructure,top notch med care and oh the food..yum.
The US has a Social Security system that pays retirees back what they paid in throughout the years. The average SS income is 1800 per month. For many in the US, this is all they will have to retire on as they were unable to save for their retirement due to the high cost of living. 1800 per month is simply not possible to live on in many US cities.
Really? I'm living in Montenegro right now and am not aware of a war in Croatia, Bosnia, Serbia, Kosovo or Albania. Nor one across the water in Italy. So do you really know what the hell you're talking about?
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How to work with me:
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😎 One-on-one Consulting for planning your move abroad: calendly.com/adventurefreaksss/50min
There is no “retirement visa” or TRP for Montenegro where you only have to show proof of income.
There must be some type of basis for the TRP; real estate ownership, employment in a local company, family reunification, medical treatment, enrolment in a school etc.
Also, I think the minimum level of income you’ve converted into USD is 450 Euros, which was the previous national minimum salary for a full time employee. This is now 600 Euros per month, but it still doesn’t apply to retirees proving their foreign income level or pension income.
@@jonathanhowe6485 Thank you for this additional information!
Why Live in Cambodia? You can pay $290 for a multiple-entry, 12-month visa if you’re 55 or older. The visa is renewable every year for the rest of your life and you NEVER need to leave the country. No bank account to open. No deposit required. No income-qualifying. No background check. No health certificate. No reporting in to Immigration regularly like in Thailand. It’s the easiest, cheapest, most uncomplicated visa in all of southeast Asia. The US dollar is used and English is widely understood. Siem Reap is clean and well-maintained with good roads. Friendly, smiling people are the norm here. It’s hot but manageable! december and January are actually cool.
Thank you for sharing this information. Very helpful!
100% ! But it is hot as hell !!! (( love Siem Reap ))
I love Cambodia ❤have visited twice!
corrupt government officials, nefarious expats, chinese gangsta presence through casinos and the building industry, not to mention the huge disparity between rich and poor .... nice place to visit ...
@@MaryBartnikowski Glad you enjoyed. It is an amazing country!
Great video; everyone is moving overseas. I live in Thailand. I live in an older condo in Pattaya (a 5-minute scooter ride to the beach). It is all concrete, so the rooms are quiet (I have a video of the condo). I am on the ninth floor, so the sunsets are great, and I do not have much trouble with mosquitoes or road noise. We have a large pool with a slide. There is a restaurant by the pool; most meals are 3-7 dollars. My rent is $207/month. I have a new wall unit A/C, that I run 24/7 and my electric bill is $30/month. My room is 270 square feet or 30 square meters. It has plenty of room for a single guy. I have no plans to move back to the States.
@@thailandmalcolm wow you have to be a guest on the podcast! Email me at adventurefreaksss@gmail.com
I’ve been doing some research on places to retire that are more affordable, especially if you’re relying mostly on Social Security. There are so many options out there, from staying in the U.S. to moving abroad, but it’s hard to know where you’ll really get the most value for your money
There are countries like Mexico or Portugal that are constantly on those “best places to retire on a budget” lists. They offer a lower cost of living, decent healthcare, and a good quality of life
But moving abroad is a big decision, there’s more to it than just the cost of living
A lot of people jump at the idea of moving abroad because of how affordable it can be, but you have to consider things like healthcare quality, language barriers, and how stable the country is politically
You want to make sure your money goes far, but also that you feel comfortable and secure
And what about the tax situation? Even though some of these countries are cheap, you have to factor in how your Social Security or retirement income will be taxed
Argentina, Paraguay, and Uruguay. All have suitsble climates.
Crime in Latin America 10 times higher than in Europe.
I’ve been to Montenegro, and it isn’t cheap.
What part of Montenegro were you in?
you speak about cheep Montenegro , and than present island where you need milions to own something . in neiborhood with local and Rusian criminals .. Tnks but not !!
Sounds pretty affordable to me. Particularly renting.
Retirement for most means you're over 60. Healthcare plays a much bigger part of decision making.
Then, modify to a better diet. Stop consuming junk food. Healthcare is much less $$$ outside of the u.s.
When it comes to Montenegro, the tax on my income is 15%. But the added local surtax is a minimum of an additional 13% to 15%. Beautiful country, but the taxes make it unreasonable to retire there. I've looked into many different countries to retire to. There are far too many that have (IMHO) unreasonable taxes.
Colombia is around 35% as well.
Tax on your pension from your home country ? Or income you are currently earning?
@@Broke_Expat For Montenegro it’s only on income not your Social Security or pension.
@@destinationmax Thank you for that clarification, folks often post negative stuff that they havent' researched IF it applies under all conditions. And you helped make it clear that his concept "retirement on social..." is doable...
This is not the case.
You’ll only be taxed on worldwide income if you because a tax resident there which doesn’t happen automatically.
Also, the surtax is a percentage of the income tax bill, not income.
If you income tax bill was $100, then you’d pay an additional $13 to $15 in Surtax.
Even if you had your pension paid to you in Montenegro, pensions are not taxed here.
I live in Ecuador as a US expat as we speak. Peru is a good option (I've lived there) and I recommend Arequipa for climate, cost, and safety. Given the crime and electricity crisis in Ecuador, I'm looking at Cambodia and Peru.
Very cool. What part of Ecuador do you live in? Peru is really a great choice, close to home, but I love the idea of Cambodia as well due to its incredible affordability!
@@adventurefreaksss I'm currently in Cotacachi, Ecuador. I chatted with some expats in Cuzco who loved that choice. Parts of Lima also are great options.
@@QuinnPrice You must know my amigo Jack Abercrombie! I think Ecuador is one of the best places to live in S.A. Even with some of the safety concerns. No tax on foreign pensions!
I live in Salinas,permanent resident (bought a condo) since March 2023,and all is good down here!The electricity crisis is temporary,I can deal with it.Choose this location as my home base and plan to spend at least 7-8 months every year in the country.
I can't deal with the heat/humidity in S E Asia,spent nine months last year in Vietnam,Cambodia,Thailand,Malaysia and Indonesia.
Does anyone know about the safety and the affordability of Nicaragua?
Cambodia is also easy and cheap to visit other countries in se Asia.
P. S. Thailand and Vietnam have much more to offer, all round.
Just don’t go off trail.
Now Peru I agree with! 😊
Montenegro - in the nexus of war involving Russia, NATO, Turkey, Israel, Iran.
Peru - issues of safety and security
Cambodia - intense heat and humidity.
It's possible fellow retirement aged people can't handle these issues.
He ignores these things. Serbians were allowed to vote in the last Montenegrin election and they installed a pro-Serbian president. But I'm glad he's focusing on the wrong countries because I don't want people coming to the right countries.
Your a good guy, try your best, but the most important thing is to visit a country for at least 3 months. Can’t beat boots on the ground!
@@roygoad2870 You don't have to visit to know that a country is in a war zone or intolerably hot, or has security or political instability
@@relicofgold And the right countries are??
@@dovygoodguy1296 Of course, you can do all the research on every country, narrow it down, then spend time in the country!
Subscriber as you get my research started, but have to agree with the other comments that, for retirees, addressing available medical care, especially quality, is vital research at priority 1 or 2 for us oldsters. Even a quick look at potential destinations needs this info.
Thank you for sharing this as I appreciate your input!
Healthcare is the biggest factor. If you're in a strange country and have a heart attack or stroke you need care without having to plunk huge amounts of cash down.
So, it's cheap.
Old, obese people aren't welcme.
International health plans are super cheap with great coverage being around $250 per month for a couple.
Which one do you use for Mexico?
Georgia Europe should be considered as well. Very cheap living costs and great scenery plus the weather is not that hot. Lots of countries are entitled to 365 days visa free and crossing the boarder can start another 365 days.
We cover Georgia in this one! th-cam.com/video/245qZVllxRg/w-d-xo.html. Thank for sharing and checking us out!
Currently, political instability, owing to the pro-Russian and anti-Russian factions, is reason not to settle there IMO.
It would be helpful to create a set of applicable, important retirement criteria first to measure recommendations against. I’ve just returned from a second fact-finding Montenegro trip, and things are just not as simple as expressed. Falls short on many important issues, such as quality (and availability) of healthcare, connectivity, access to foreign embassies, etc. You can make your channel stand out from the multiple others that offer the same, superficial retirement destination advice by really digging into the real issues.
I appreciate your input. The issue however is what you consider quality healthcare and what we do and others may be different. We try to provide data as accurately as possible to help retirees make the best informed decision. Many expats that have moved to Montenegro love it there and there continues to be a flow of new people moving there due to the factors we covered:). Thanks again and keep us posted on your search!
@ I appreciate your response, thanks. Guess what I’m trying to say is that a set of criteria that all destinations you cover can be measured against would be objectively welcomed - the good, the bad, and the ugly. I’ve been an expat for 22 years myself, but finding a best-fit final destination is tough if you know what to look for from a multitude of experiences gained from living in several countries.
All the best.
@@michieldelange What country are you currently living in? 22 years is a long time:)
@@adventurefreaksss currently in Saudi Arabia, hopefully my last work destination before moving to a place to rest.
Perú is a great country to retire to as you can chose the climate to your liking. Eternal spring? Eternal Fall? Eternal gray (Lima)?
Just watch for your belongings
No hablo Espanol. Solo Ingles. Mucho problema.
@@marylmpaulson1855 There are some "expat" spots in Latin America where you can get by with English.
Thank you!
I lived in Cambodia.It's a very nice place to live.But if you're old and you have medical issues. It would not be suited for you.. You can only find three decent hospitals in Phnom Penh. They are run by a Thailand corporations. Other Cambodia run hospital are mediocre !!
So true health care in Cambodia need more improvements. Serious cases they bring to Thailand or Vietnam. Or for those rich residents they go to Singapore also for medical concerns.
Used to mediocre and worse in UK, was just about moving to Portugal but the new tax laws tax pensions, my basic UK state pension would be chopped by 22% in Portugal. Asia sounds good.❤
Thanks!
Totally Awesome Infos!!
Thanks for the info! Have you or can you do one for the best location based on low cost quality healthcare… no point retiring then going broke due to medical issues. Is there anywhere??? 🙏🏼
Surinam South America a Formal Dutch Colony very affordable
Thailand has a great hospital system i dont think the others good if you get sick
@@davidfulcher7033 yea they do. I hear thai clinics are opening in cambodia and the healthcare is excellent as well. Thank you!
Cambodia keeps coming up, but I hate Hot Humid Tropical weather. Have you interviewed expats in Montenegro and Peru? I'd love to see those. I did see your interview with Toni in Albania. Is it difficult to attain a retirement visa to Montenegro? LOVE your video's!
Thank you. I just published one on Montenegro here: th-cam.com/video/2PftCaL3cII/w-d-xo.html. There is another one on Lima as well published a few months ago however i just completed another great interview with a retiree living in Lima that I will publish in about a month. Hope this helps!
As a whole food plant eater!!organic
Which of the 3 will have more natural and locally grown fruits vegies
For awhile I was in contact with other veterans in Madalin Columbia. I should have listen back then. One guy owned a bar/restaurant and he also ran an American Civil Defense Group of Veterans. Where the police were reluctant to go into the jungles, they willing go out and disrupt an criminal activities. Gotta love those claymore’s
Panama city ER $12 CA! Cartegena, Columbia ER $65 CA!
Health care quality and health care insurance? Can you spend a long time living in Thailand with a Cambodian visa (e.g. p/t in Cambodia, and p/t in Thailand)?
Thanks for the video 🙂
You're welcome!!
Hi Ray, great info for folk who are interested. I am next door in Vietnam. Cheers
How do you stay in Vietnam
A major fact which is missing is the accessibility to and standard of health care in each country and the cost of medical insurance.
We cover those details in the podcasts. Thank you for checking us out!
@@adventurefreaksss Your welcome, but it's hardly efficient if viewers need to sift through all the podcasts just to find the right one, is it ?
During your consulting session with your clients do you also discuss the immigration process as far as immigration attorneys for a particular country???
Your question is not quite clear regarding "immigration process as far as immigration attorneys". We do cover immigration questions but and refer others to attorneys we work with. I hope this answers your question.
Great if the saving interest rate is (really ?) around 8 % in Cambodia.
Here in the Philippines it's near 0 %.
Montenegro is gorgeous and uses the euro
great vlog
Love to use your service in the future. Thks
Very resourceful videos man. Thanks a lot.
Paraguay. No tax on income from outside the country. 10% on local earning if above a certain level. Safest country in South America, comparable to the USA, developing at a rapid rate, good health care, most stable economy in South America, easy and cheap residency, no age limit, no health check. Beautuful nature, fantastic river beaches, fantastic fishing. Low cost of living and stable services.
Based on the data we accrued, It shows Uruguay is the safest and most stable country in S.A. Where did you get your data on this?
Land locked, no beaches, mosquitoes, dengue, black outs, humidity…and so much more to look forward too. It’s cheap residency for a reason Paraguay.
@@adventurefreaksss ...You are right about that!But,Uruguay is expensive like hell...just saying.
Paraguay has 2 seasons - hot and ungodly hot and humid.
@@bm5906 Lol, my friend Simon that lives there was sharing with me how hot it can get. Thanks for sharing!
We visited Siem Reap in 2006. We were doing a visa run from living in Thailand and figured why just stop at the border? We liked it well enough but we were just getting over some horrible food poisoning from Thailand so we were afraid to eat anything that wasn't boiled. They like fresh vegetables but they were probably washed in unclean tap water so we were hesitant. We could spend another month there but after that I don't see any long term attraction. I will research Cambodia's beach towns.
Cambodia is on the rise! Keep us posted!
High elevation not necessarily goid for anyone with hear issues,chexk with your Dr.
As for Cambodia, the nonresident tax is 20%. Not looking good so far.
Over 55 is -- IDEAL !!!
Wtf are you on about ?
@@Traveler-po3oe do you not pay employment tax in your country ???
@@TopGun69 I'm retired, so I do not pay employment tax.
@@Traveler-po3oe so who's paying this 20% ?
I'm looking to move after being the One to Everxone!! So I'm on compensations for disability sickness... got 1600$ Canadian... ? Is it enough to make a living where my arthritic disease could be less severe?? Like Thaïlande, Philippines...etc??
My sister just came back from Cambodia, viet nam, and Taiwan , the pollution is absolutely horrendous
I've been and didn't think that. people say the same about Nyc and I find that those that say that live in suburbs with nice green lawns and strip malls.
What is one positive takeaway you can share with us?
How did you manage to miss out on Thailand and the Phillipine. You can find 2 bed detached houses for about $130 a month
We did like an American Idol type audition and Thailand and the Philippines didn't make the cut this time.
Nomad capitalist has been talking about Montenegro for years but it looks good
Have you spent summers in south Florida and or Houston? If so would you say Cambodia heat/humidity is comparable?
Thank you
I've not, but that is one of the criticisms often brought up by retirees living in S.E. Asia. It's hot...and humid.
You can't compare Florida or Texas to almost all S.E Asia. Most I've known from them places, who live in S.E Asia, complain on how hot & humid their new home is. Some go back to the States, just because of it.
@@keepitreal1547 speaking of only south Florida and or Houston, as Summer Temps and humidity are very similar to SE Asia.
@@Mason-db5xu
Yes sure, but not all year round like S.E Asia.
@@Mason-db5xu The sun will be higher in the sky in SE Asia so that would probably make a difference. The sun's rays would feel more intense on your skin.
In the north-east of South Africa ( Nelspruit) you can rent a beautiful appartment for 350 euro and food is very cheap + you're close to Kruger national park
Great info, thank you!
Avoid SA - the crime is horrendous.
I wholeheartedly agree.
With the crime and specialy if you are white.
@@joesoy9185 Did you know that it is safer overall in SA than it is to live in the US?
What do you do about health insurance abroad?
It's different in every country. Once you gain residency, you can often enter the healthcare system there. But it is something you'd need to research when you narrow down your countries of choice.
These countries might be cheap but given the political instability you had better keep your escape plan current.
Thank you for the info.⭐⭐⭐⭐⭐⭐
@@philipnguyen3107 you’re welcome!
My understanding is that Montenegro requires temporary residents to be in country 11 months per year. Unfortunately, that rules it out for anyone who likes to travel a lot.
I'm going to interview an expat living in Montenegro next week to get the latest details. Thanks for sharing!
Thats also a good point not usually mentioned, a lot of countries have a 6 mo min. in country requirement for their visa
@@keithrogers9741 That is a good point. Do you know off hand some countries that have this requirement?
@@adventurefreaksss Did you check that information? I plan to retire in Montenegro but intend to travel around a lot...
@@NestorPrinting You may want to look into Paraguay. You only need to stay 1 day per year.
So I guess the love affair with Ecuador and these channels is over. Nice run but even better it’s going under the radar.🇪🇨
MONTENEGRO--PERU---CAMBODIA=3
I think I would like to retire in preu 🇵🇪!
I like Peru very much as well! It offers everything as far as landscapes and amazing culture and food! Hard to beat!
@@adventurefreaksss
Agreed!
I think Bulgaria would be nice to live
We have a podcast on Bulgaria as well, and it is an ideal place to live! Check it out!
NO!
@@ChatNoir0810 Settle down
Very interesting, I have been looking at Panama and Malaysia, and Philippines, and also Dominic Republic…any recommendations on those???
You have some great choices. You can narrow by identifying what your must haves and your preferences are. Identify what you really need out of a destination and then also identify what you prefer. Some of these destinations may not tick all the boxes of your needs. See if you can narrow down your options this way and let me know!
@@adventurefreaksss Thank you so much for your reply, so many vloggers don’t respond… I have been following you for some time and your kind demeanor and insights have always been very encouraging and positive… You are definitely doing a great service… The USA has become so expensive and toxic, I fear that I may be stuck living like a poor soul… worked all my life, mostly as a nurse and I see destitute patients that can’t afford their medical needs even with Medicare… I am going to figure out something before it’s too late to enjoy some aspect of retirement… Thank you sir… Regards
I lived 5 years in the Philippines...never again ! That was 4.5 years too long !
Cambodia is cheap, but the downsides: filthy heat most of the year, disgusting trash everywhere, awful drivers on the road, average landscape and few beaches, ordinary food, save for the fruit, and getting increasingly getting taken over by China. Noisy dogs everywhere too 😮.
For retire to consider the country to retire most important matter is health care
Second is affordability
I'm pretty sure if we leave the US; we will no longer receive a Social security check?
Why would you think that?
Not true 😊
President-Elect "Donald J. Trump" and ( Project 2025 ) are working on that, right now ! ! * Donald J. Trump's ( blueprint ) for his administration and agenda for his four ( 4 ) years in the White House is ( Project 2025 ), by the "Heritage Foundation" and far-right Republicans within the Republican Party ! ! * Social Security, Medicare, Medicaid, and Veterans Benefits are going to be cut ! ! ! * President-Elect Donald J. Trump's administration and ( Project 2025 ) agenda will ( hurt ) a lot of American citizens, including Senior Citizens living paycheck to paycheck each month and the middle-class, and the poor in the United States of America... * The American citizens ( voted ) for Donald J. Trump..., now feel the PAIN... "Semper Fi" Mike in Montana :)
You get your check.No worries.
Only if you move to North Korea and a couple other countries that you’d never move to. Otherwise you’re good to go
You should talk about Paraguay! I hear it’s a hidden gem.
I've done two recent podcasts on Paraguay. It is a terrific place to live or retire!! th-cam.com/video/fepFvY_qMzg/w-d-xo.html
It is. I've been living in Paraguay for the past 6 years.
@@SaboresTiaIna68 Is there enough to see and do or could it get boring? I like to go to the gym,hiking, read English language books, I also love excellent food! And of course low cost of rent/food/transportation. Can residents find work in Asunción, Paraguay? If I get residency can I work in Paraguay?
@@SaboresTiaIna68 Let me know if you'd like to be a guest on the podcast! Thank you for sharing!
It has to Europe for me
Question. Do they cancel their medic care when they retire in another country?
No, but you can't use it outside the US. It will still be there if you go back
@@k.k.9897as long as you keep paying for it.
Where’s the best place internationally for health care?
Look into Thailand, if you're interested in SE Asia. I have no personal experience of it, but many say it's world class and very affordable.
We are moving back to the United States from Mexico it's very expensive now and the new government is very scary now be careful things are changing in Mexico
@@RexPonder-y6b what do you find is changing in Mexico and what is scary about the govt? Thanks for sharing.
The Trump government will be far scarier.
No doubt prices in Mexico have increased, but the cost of everything in the U.S. is astronomical. I took two short trips back this year, and I was completely freaked out. I much prefer Sheinbaum's Mexico to Trump's U.S.A. Good luck to you!
Depends where you lived in México? There are all price ranges. Why stay in an expensive area?
The best place for retirement is Cebu Philippines and Cambodia
I am also curious of any of the countries you mentioned have bowling alleys?
I'm guessing any fairly good sized city like Bogota or Panama City will have a bowling alley:)
Phnom Penh, Cambodia has bowling alleys
Most interested in political stability
You forgot to mention health care
Don't seem to understand why India isn't present in this list. Real estate even in metropolis is ridiculously cheap. Rent per month for a modest apartment at less than USD 50/-. Purchase an entire apartment for less than USD 15000/-. Food at local eateries at just USD 2/-.
Good point. And India has some of the most amazing cuisine in the world!!
I'm surprisesd that you don't understand why India is not on that list...
@@Globetrotter-jz2uwhot humid and immigration isn't smooth
Crowded too
I think it is now quite difficult to get long-term visa for India
@@stephenhartwick2468 Can you explalin what makes it difficult now to get a long term visa? Thank you!
You forgot one very important thing: medical care and costs of hospital treatments.
We cover that in the podcasts:)
Colombia 🇨🇴 will be my favorite 😍
Columbia is a very unstable country and high violence. I went there to Bogota for 9 days by myself and it was like living in a CIA James Bond style movie
You absolutely need to speak and read Spanish to live well in Colombia.
@bm5906 i do. And I been there enough times to understand the culture..but each they own.
How about the language and health care.
In these three counties they don't speak English and health care is not good.
When you move abroad to another country they often don't speak english, they speak their language. You can view our specific podcasts on each country where we cover healthcare!
Health care?
We do have podcasts that cover healthcare in these countries. On our TH-cam page you can search for the country you're interested in. Thank you!
This video would have been better if you had included the cons and not just the pros.
In the Philippines you can get an apartment for $30 a month
An apartment or a room? Thank you!
well done 3 different places 3 Different continents
Thank you!!
😢 I'm never able to retire
I have retired comfortably in Panama with $1500 Social Security pension. but I also have two credit cards and $15,000 in cash. not rich, but I’d be homeless in USA.
Why not?
@@adventurefreaksss 🤦🏽♂️ not enough money to save
Yea, hard to do in North America. Many young people are finding work online and living in places like Florianopolis Brazil where you can get an apartment for 300, live near the beach. There's a large digital nomad community and many nomads are living the dream while banking some cash too!
@@alanoliver5762 hola Oliver, do you live in Panamá city or elsewhere
Vietnam is the most cheapest place and most hospitable of them all!
If I were to retire in Peru, I would have to pay 30% tax on my income. Sorry but that's not going to happen.
35 in Colombia
So you don't want to pay your fair share. Is that why you left the US?
Montenegro, how can I apply? How to contact with you?
Language issues for old expats aren't going to be very comfortable in 2 of these ! --- Cambodia is a real deal - especially in Siem Reap. A number of Khmer people there speak English and food choices are plentiful - both cheap street food and international places with English menus and prices in USD ! The over 55 visa for retirement is the best and easiest in the world that I have seen. By far the best 'value' - if - you don't speak Spanish !!! 🤗 th-cam.com/video/8S9If-A-wPo/w-d-xo.htmlsi=gT1Eir4JiD-rH8Ox th-cam.com/video/4llxndkCP1Q/w-d-xo.htmlsi=9C4oSTqUz-19X4Rn th-cam.com/video/BcqgO1MTDR4/w-d-xo.htmlsi=2OaLcrICn2KwV6sX
And Siem Reap is a beautiful town.
Albania offers Americans, and only Americans, a one year hassle-free visa. Best deal in Europe. Not much English spoken however.
What about brazil and argentina?
Too much crime specially on foreigner
@@67trinity67 I know BRAZIL can be unsafe, depending of course on location, but felt that Argentina was much better with safety
Paraguay is better than those 2. We've been living in Paraguay the past 6 years.
Argentina is a total waste of time the scammers and pick pockets are everywhere Brazil much better but healthcare not good i lived 6 months in both places
KL & Penang in Mayalasia should be on this list.
It is getting very tough now. They only want the wealthy investors, Read the new rules .Not too manycan afford it .Cheers.
What is the safety of these places for a single woman? Anyone who cares to answer, I would appreciate it.🙏🏼✌🏻✨
I’m interested too
No mention of Health Care or Crime.
@@paulbklyn4742 we have videos on each of these countries that covers healthcare. Crime is a nonissue if you’re from Brooklyn:)
Hey Parnert Great Video...But I Think you forgot One Important aspect to Take into account when you plan to Emigrate to Other Country and That is Security Dont know in Monte Negro or Cambodia But in Peru is Kind of Concern Just a Comment...
Good point! In some of the videos I do I address security as it is good to know when exploring options!
American in Montenegro for several years. It is an extremely safe place. But they are stupidly over-building the coastal area and will eventually drive tourists away as the few main roads become parking lots in summer.
@@jackflanagle6079 Thanks for sharing this! I'm guessing this is around Kotor?
@@adventurefreaksss The Herceg Novi, Tivat and Budva areas are the worst places with non-stop mega projects that the woefully inadequate road system can't possibly continue to accommodate in the tourist season. The immediate Kotor area is pretty well now built out and never had much space to begin with as the mountains rise very steep off the water. (But yeah, traffic sucks there as well). The people who could prevent this want money NOW and could care less what happens in the future.
I have asthma and want to find an affordable country with temperatures around '70s year-round..
With low humidity I know far-fetched dream 😁
What about crimes ??😊
GPI or Global Peace Index ranks crime each year around the globe. Most of the countries we cover are safer than living in the US.
I have lived in Cambodia for seven years. There is a downside to it being cheap and the visa easy. This attracts a lot of old men who were unsuccessful in life due to personality issues and alcoholism. They spend all of their time sitting in bars drinking cheap beer. They exploit poor women. Thailand changed their visa requirements to get rid of these guys. Many moved to Cambodia. There has been some discussion the Cambodia might tighten the requirements so a person would have to demonstrate sufficient income. Thailand requires about $1800 a month plus show that you have $20,000+ in the bank. I hope that happens. You mentioned that a person has to show $1000 a month. That is inaccurate. You don’t have to show any income currently.
Have you wondered 'what' those women who got 'exploited' (?) would do w/o them ? --- Or the $ these guys spent on the cheap beer - and surely some food and other ''essentials'' - would be replaced by what or by who ? > There are always 2 sides to a coin ? 🤔
Not hard to guess which side of the coin u r on !😮🤣🤣🤣
@@naidoo307 You are quite a piss poor observer of reality - you just proved it. I SIMPLY OBSERVE AND DISCERN. 👍🙏👌
"Thailand changed their visa requirements to get rid of these guys. Many moved to Cambodia." Yes, and these guys became salty and Thailand a sour grape for them. Good riddance!
In Thailand it is either/or not plus, you need to show either 65000 baht per month income or have 800000 baht in a Thai bank account, you don't need both to qualify for an O-A visa.
Is it really sound advice to say it’s a great idea to put your life savings in the cambodia banking system? Glossing over the good parts but the terrible quality of life parts needs to be acknowledged before someone ruins their life and moves there on your advice. There are so, so many negatives it’s not funny.
Please share more information on what you know about Cambodia's banking system and what information / data you have that indicates this could be a terrible idea.
Well, aren't you the new king of FUD. You made claims yet provided nothing to back up your wotds.
I live in Cambodia and my quality of life is superb ! 😂😂😂
@@TopGun69 Nothing but great things coming out of Cambodia. I have not met anyone that doesn't like it!
@@AJ-ww6qs so what are the negatives ? I can't find hardly any !
You look like your in the states.
Well, hate to bum ya out, but my rent in BKK believe it or not is $80. U S.D per month. But I pay up the landlord for a year in advance every year. My rent in Bali 2 minutes from the beach to my apartment is $170. U.S.D. per month. But also pay my landlord a year in advance the past 7 years.
Peace up.
🌴✌️🏄🏄🏄✌️🌴
El Salvador would be great. Bukele has done wonders for the country, and Bitcoin is fully supported. I'm just concerned about what happens after Bukele leaves office. El Salvador has been unstable before he became president.
Yea, he's a rock star and it is really unbelievable what he's been able to do down there. I have a friend who is all about moving to El Salvador due to Bukele, Bitcoin and the changes to come!
Does anyone know what the pests are like in these countries? Mosquitoes, roaches, rats.
Montenegro isn't that cheap and budva is a shit hole I've just come back from there it's in the euro
How easy is it to find a woman to spend your life with
It depends on how many pushups you can do.
Not worth the cost IMO. Been there done that. 😅
@@adventurefreaksssThai women are lovely,just stay away from the bars
I have been to Cambodia 5 times now since 2014; the Las 2 times that I was there I had money stolen from me. 1st time.... right to my face; they where like, dude... there's 5 of us, and it's OUR country.... what are you going to do ????? I couldn't do anything. They robbed me to my face at a nice bar.
I am not going back.
I am doing my VISA runs from Thailand to Vietnam for the near future. With looking at co-living in both countries.
Thailand for over 5 years.... and it is very safe.
Much safer than the U.S.
Thanks for this, Where were you when this incident occured?
Yes,Thailand has everything imo..live here 6 years now with my Thai lady,love the lifestyle,great infastructure,top notch med care and oh the food..yum.
@@peterdutchy Peter, always looking for guests for my podcast. Would you be interested?
"social security". In English do you mean a pension? $1000 - $1500 is a lot of money a month. Thats a big budget.
The US has a Social Security system that pays retirees back what they paid in throughout the years. The average SS income is 1800 per month. For many in the US, this is all they will have to retire on as they were unable to save for their retirement due to the high cost of living. 1800 per month is simply not possible to live on in many US cities.
Montenegro right next door to a war!
Really? I'm living in Montenegro right now and am not aware of a war in Croatia, Bosnia, Serbia, Kosovo or Albania. Nor one across the water in Italy. So do you really know what the hell you're talking about?
The war is only in your head 😂
@@jackflanagle6079 He probably means the war in Ukraine. That's next door to some people.