BEST Wells Fargo Credit Cards 2024 - Autograph, BILT Rewards, Active Cash, more...

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  • เผยแพร่เมื่อ 17 ธ.ค. 2024

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  • @ProudMoney
    @ProudMoney  ปีที่แล้ว +4

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  • @hookshankhewitt5615
    @hookshankhewitt5615 ปีที่แล้ว +10

    Autograph is honestly in my top 3 cards right now. I also use the active cash for my catch all. Wells Fargo I think is under rated because of those 2! As far as the company and customer service they have been really good to me as well.

  • @Alwz100
    @Alwz100 ปีที่แล้ว +10

    Applied in the middle of the night last night before watching this video for the Autograph. Approved for $10k.

    • @arceliahernandez1329
      @arceliahernandez1329 ปีที่แล้ว +2

      Hey can you share how to redeem the cash back? Can you link a bank for direct deposit?

  • @MissEnglish123
    @MissEnglish123 ปีที่แล้ว +44

    I have the Wells Fargo active cash for about 3 months now, comes with $200 sign up bonus, I have no complaints, they gave me a $4000 limit, visa credit card, pretty decent

    • @Homeoffersunited
      @Homeoffersunited ปีที่แล้ว +4

      What was your credit profile like before getting that limit?

    • @BillyBlakeington
      @BillyBlakeington ปีที่แล้ว +1

      The only annoying things is $20-25 minimum cash back redemptions on any of them

  • @Kaylasshenaniganss
    @Kaylasshenaniganss ปีที่แล้ว +9

    I personally would never open an account with Wells Fargo but the autograph card is pretty stellar especially since it has no annual fee!

  • @A22DNAL
    @A22DNAL ปีที่แล้ว +5

    I have the ACC and Autograph and tbh I like the simplicity. I have zero complaints. The one thing I learned when I worked for BofA was their primary goal was "to make it easy for our customers to do business with us" and that is the golden standard for me and any company I give my business.♥

  • @villi-villain
    @villi-villain ปีที่แล้ว +5

    I got the Bilt card in February of this year, and just got the Active Cash Card. I had been wanting a 2% card for my auto insurance and general catch all card - I chose the ACC because I already had a relationship with WF through the Bilt Card AND the bonus offer. 😁Now I'll finally be getting something back for all bills I have 🤑

  • @mikegoodwin2386
    @mikegoodwin2386 ปีที่แล้ว +4

    I had the Active Cash but changed it to Autograph shortly after it came out. I have a couple of other 2% cards but the Autograph filled a couple of holes in my rewards strategy.

  • @stuckhere14
    @stuckhere14 ปีที่แล้ว +4

    After they got rid of the Propel I was concerned what was coming next. However, they've really started to make themselves a contender in the market. If they keep up with their plan and come out with some new travel cards in the next year with some positive transfer partners, could be a whole new game

  • @dbest4755
    @dbest4755 ปีที่แล้ว +4

    Adam - Wells Fargo customer service and disputes department are horrific! Other than that, the AUTOGRAPH Visa very useful!

  • @stalling7709
    @stalling7709 ปีที่แล้ว +7

    I’ve been a Wells Fargo customer since a child thanks to my parents. I do like them. I’ve never experienced the problems other people have. I have the Bilt and active cash right now. Debating the autograph card. Do you think if Wells Fargo implemented a transfer system like chase has they would be the TOP issuer? Ex: earn 3x on autograph and use Bilt to transfer out? Awesome video!

    • @BillyBlakeington
      @BillyBlakeington ปีที่แล้ว

      Turns out we're supposed to get something to that effect now

  • @harrisonwarner6437
    @harrisonwarner6437 ปีที่แล้ว +2

    Great video! I think their cards are competitive across the portfolio: Active cash 2% usable at Costco with the 200$ SUB and 0% APR but for me I prefer points, 21 month 0% apr reflective best in class, and Autograph is about the same level and the Savor1 depending on your preferences. The card I'm looking to get (probably this month) before the introductory offer is pulled is the Choice Privileges Select: Wells Fargo made this card pretty darn competitive card. I travel often in College football season and they always have options near the destinations, also interested in using the points in Europe for the high ROI on points.

  • @djpuplex
    @djpuplex ปีที่แล้ว +6

    It's funny I've made over $2100 opening up wells Fargo accounts over the past two years.

  • @ayamaikarim
    @ayamaikarim ปีที่แล้ว +2

    Does having a banking relationship with them help applying for a credit card with a 774 Fico score with many open accounts in the last six months. Do note that Choice Hotel do own now Radisson Hotels.

  • @Adiscretefirm
    @Adiscretefirm ปีที่แล้ว +2

    Looking forward to an updated look at the Autograph after new transfer partner options are announced

  • @tylerhanson
    @tylerhanson ปีที่แล้ว +3

    I was offered to upgrade from the platinum to autograph, but im eye balling the us bank altitude reserve as i use them already for my mortgage and monthly expense account

    • @BillyBlakeington
      @BillyBlakeington ปีที่แล้ว +2

      Two completely different tiers of cards

  • @jscofour
    @jscofour ปีที่แล้ว +5

    I wish their online banking & statements would show your points per transaction vs a lump sum once a month. Seems sketch. Chase shows all of this & updates your credit report each time you pay it off vs once a month. WF just isn’t there yet

    • @BillyBlakeington
      @BillyBlakeington ปีที่แล้ว +2

      I just got the card and I'm seeing that minutes before I saw your response. That is really annoying and sketchy

    • @bzarate001
      @bzarate001 7 หลายเดือนก่อน +2

      It's under rewards activity

  • @DB6904.
    @DB6904. ปีที่แล้ว +3

    I wish you did speak a little more on the choice credit cards I'm interested in the 95 annual fee card, My wife and I stay at a quality inn each year for our anniversary, Although I'm confused on how much the 30,000 points are worth, I came up with 180 dollars but I could be wrong. (I was hoping that it would be worth approximately $250 each year with the 30,000 choice points)
    Also I'm not sure if the stay needs to be booked through choice or if it could be booked directly at a quality inn I'm hoping for the later of the two because the room we like doesn't seem to be on choices booking portal nor does it seem to be on any other portal that I have access to which defeats the purpose of the choice credit card if we cannot book our anniversary room suit.
    if you could shed some light on this credit card concerns and questions I stated above would be greatly appreciated.

  • @AndysCreditCorner
    @AndysCreditCorner ปีที่แล้ว +1

    Imagine a trifecta setup of Bilt, Active Cash, and Autograph; if only it were possible to pool points from those cards. Maybe that could happen if WF acquires Bilt like you suggested. Also, I wouldn’t be shocked if Choice is added as a Bilt transfer partner at some point.

  • @CrashCarson14
    @CrashCarson14 ปีที่แล้ว +2

    I had the previous PROPEL Amex car. Pretty good looking card and the new Autograph card is basically the same but pretty plain. BILT looks cool and has a good system but the points are easy to use in the WF app, and BILT is not part of the WF app?

  • @lma3752
    @lma3752 ปีที่แล้ว +2

    I used my WF Autograph on Grubhub delivery and it only counted as 1%, not 3% :(

  • @whimsicalhamster88
    @whimsicalhamster88 ปีที่แล้ว +2

    They're switching all of their Propel cards over to Autograph. I saw that happening and thought it made a lot more sense to close my Propel and sign up for a new Autograph so I'd get the sign up bonus and 12 months of 0% APR. Hoping to get it in the mail today :)

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว

      Smart! I am being transferred to the Active Cash from the Propel, maybe i will do what you did!

    • @BlackJesus8463
      @BlackJesus8463 ปีที่แล้ว

      baller

    • @iank6897
      @iank6897 ปีที่แล้ว

      That's actually better

  • @BigCoopDaGrillChef
    @BigCoopDaGrillChef ปีที่แล้ว +1

    I get a 10% redemption on Flights through the portal with my Business Platinum. I get points instead of cash back.The personal cards don't give that same redemption?

  • @henryjiang3159
    @henryjiang3159 10 หลายเดือนก่อน +1

    Bilt also has a primay car rental collision insurance up to 50000 dollars

  • @xbellabutterflyx
    @xbellabutterflyx ปีที่แล้ว +1

    I currently have another wells at 5k limit and they are offering me to switch to two of these. Are they more likely to increase the limits?

  • @jimmyjames6492
    @jimmyjames6492 ปีที่แล้ว +1

    Thanks for the info + video!

  • @MattClausen
    @MattClausen ปีที่แล้ว +2

    The Active Cash, Bilt, and Autograph are all great cards. I thought Wells was expanding their line up..::

    • @ryancrrich
      @ryancrrich ปีที่แล้ว

      This. Do you foresee a high end travel card coming at some point?

    • @MattClausen
      @MattClausen ปีที่แล้ว

      @@ryancrrich not sure. I would love to see Wells Points combine with Bilt points though and that would go FAR without needing a high end travel card

  • @AlexOnBass
    @AlexOnBass ปีที่แล้ว +5

    I got an invitation for the autograph card in the mail, but I’m in the process of getting a house so I can’t take advantage of it right now….hopefully I can after I close tho….

    • @Christiangrey999
      @Christiangrey999 ปีที่แล้ว +2

      Dam a house in this economy? With these interest rates? Where are you buying? I own a brownstone in nyc but if I didn’t own I’m not sure if I’d buy with interest rates so high right now

    • @SugaSuga008
      @SugaSuga008 ปีที่แล้ว +1

      How’s it going with the house? Very inspiring to hear because I’m hoping to buy one soon:)

    • @ThatGuy33121
      @ThatGuy33121 ปีที่แล้ว +2

      How did the process of buying a house went bro. I’m thinking of buying a house but these interest rate are making me not wanna do it.

  • @naveenthemachine
    @naveenthemachine ปีที่แล้ว

    I wish wf kept their visa signature card. 1.5cpp flight redemptions.
    But i do think the autograph and active cash are their best cards so far

  • @devlin76
    @devlin76 ปีที่แล้ว +1

    Great video Adam! Wells Fargo has put out some really good no annual fee cards in this relaunch/rebranding phase. Do you think they will come out with a more premium travel card next?

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว

      I don't know, they seem happy with where they are at the moment.

  • @nikkiiv9259
    @nikkiiv9259 ปีที่แล้ว +7

    Wells Fargo cards are great, until you want to redeem their rewards (which can only be done in $25 increments).

    • @sammyocean8896
      @sammyocean8896 11 หลายเดือนก่อน +1

      What’s wrong with that?

    • @nikkiiv9259
      @nikkiiv9259 11 หลายเดือนก่อน +1

      @@sammyocean8896 it's really annoying and inconvenient

    • @LeahBandB
      @LeahBandB 8 หลายเดือนก่อน +3

      I have the active cash and able to redeem to my checking account whenever I want. I'm not sure when this changed because it did use to be in $25 increments.

    • @nikkiiv9259
      @nikkiiv9259 7 หลายเดือนก่อน +1

      @@LeahBandB they recently changed it so it's better

    • @nikkiiv9259
      @nikkiiv9259 7 หลายเดือนก่อน +1

      @@sammyocean8896 it's really annoying and was a strategy to stop you from cashing out a lot. Kind of scummy. They changed it now

  • @dimitruscherry
    @dimitruscherry ปีที่แล้ว +2

    What are your thoughts on business credit in general You don’t use business credit ? I’m only seeing personal credit reviews, is that because u believe personal credit is more beneficial than biz credit ? Let me know guy, thnx !!!

  • @BlackJesus8463
    @BlackJesus8463 ปีที่แล้ว +1

    The Microcenter 5% store card is Wells Fargo! 😂✌

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว

      Yep, some other Wells retail cards out there, too. Dillard's comes to mind but others too.

  • @cardojp
    @cardojp ปีที่แล้ว

    Great content as always, thanks Adam!!!

  • @adamsmith8689
    @adamsmith8689 ปีที่แล้ว +3

    Wells Fargo cards are pretty underwhelming. I did watch the whole video though.

  • @terrelmoss1444
    @terrelmoss1444 ปีที่แล้ว

    Video Suggestions
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  • @justen.d.sblackburn6701
    @justen.d.sblackburn6701 ปีที่แล้ว +1

    Can you please do a us bank credit card line up

  • @Gcod3news
    @Gcod3news ปีที่แล้ว +2

    Where does WF PULLS FROM ?

    • @jaykid007
      @jaykid007 ปีที่แล้ว +1

      Experian

  • @redheadfred7763
    @redheadfred7763 ปีที่แล้ว

    Thanks Adam!

  • @Lawrence_McKnight
    @Lawrence_McKnight ปีที่แล้ว +2

    I’m not going to lie… Well Fargo and US Bank’s history is preventing me from getting their cards. Even the Bilt card as good as others are preaching it’s one of the best.

  • @rain7096
    @rain7096 ปีที่แล้ว +2

    👍

  • @TT-hm9uc
    @TT-hm9uc ปีที่แล้ว +2

    Is this a joke . Wells Fargo . The company caught stealing from customers. Great vid . Great Vid . Glad you got all the views to line your pocket .

    • @gracehuang8571
      @gracehuang8571 ปีที่แล้ว +2

      all the big banks are similarly unethical, bank of America did the exact same thing recently, and Bank of America and Chase both outpace Wells Fargo in amount of violations and $ in fines paid for wrongdoing

    • @gaalxystar1873
      @gaalxystar1873 8 หลายเดือนก่อน

      ​​@@gracehuang8571I despise chase so much. I remember that i was unfairly charged for interest even though I payed the full amount. Fortunately CFPB has my back and they were not surprised at all they keep a very heavy watch on them

  • @l1lxdra60n
    @l1lxdra60n ปีที่แล้ว +1

    2nd...

  • @TT-hm9uc
    @TT-hm9uc ปีที่แล้ว +1

    The autograph card. LOL. It like the KIA telluride of credit cards . LOL. Autograph . LOL

    • @cobrabanks2890
      @cobrabanks2890 ปีที่แล้ว

      😂😂😂😂😂😂😂😂😂😂