With covid, I literally get EVERYTHING from Amazon. Groceries, cleaning supplies, kitchen supplies, pet supplies, hygiene, electronic accessories, etc. I wish I thought to get the Prime credit card when this all started back in March 😫
Man, you're a financial guru! I was debating over Chase freedom and Amazon Prime, now I'm going with Chase because of your thought process. Thank you! You just save me a ton of time!
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Dang talk about full value 🤯 Definitely showed me some stuff I didn't think of, like buying gift cards at the grocery store with my American Express credit card to get a better cashback bonus.
I actually have Synchrony Bank for both Guitar Center and Lowe’s cards. No problems really. The interest rates suck, but I don’t really leave balances on those. We’ve been Prime members for years though, so I think the Amazon Prime Rewards 5% card would be a good move.
I don't always like a video, but when I do, it's Full Value Dan stopping me from opening a new Credit Card account when the one I have works just fine (i.e. Chase Freedom). Thank you, good sir!
The breakeven numbers are contingent on having to pay the full prime price. My whole family, and some aunts and uncles use the same account and we share the cost so it's very cheap annually
You're definitely getting Full Value from your membership! I just wanted to share the break even numbers from a person who doesn't really need fast shipping or any of the additional Amazon services.
Hi, I just got an Amazon Store card and haven't made my first purchase yet. I want to be sure I know how everything works before I do. From what I've read, my first payment on the card should be at least 23 days after I've used it. I only get a paycheck once a month, on the 1st, so it's very important for me to understand when payment will be due before I use the store card to purchase anything. If I buy something today, for example, will I be expected to make a payment on the card 23 days later, on November the 18th? Also, will I be told when I should expect to make the first payment on the card BEFORE I make a purchase or will I have to wait until after to find out when my first payment is due? And a final question, I'd like to be able to pay my amazon store card bill on the second of every month since that would be most convenient for me since I get paid every month on the 1st. On what day should I order from amazon using the store card so that my bill will be due to be paid every month on the second or any date after that?
I don’t have a Synchrony card but my understanding is that they require full payment on the statement date otherwise they start charging interest immediately. Your statement date is the same every month and you can find that out by logging in to your account. Here are your options to avoid fees: 1. Pay your card in full on the statement date 2. Pay your card in full before the statement date As for changing the statement date here are your options: 1. Ask Synchrony to change the statement date (call) 2. Make purchases just after your statement date, that will give you a full month until you have to make a payment
I appreciate the information but I can't help but laugh. It's hard to take you seriously (0:28) because it looks like you have "Mickey Mouse" ears on top of your head! LOL
I don't have experience with it and they make it a little confusing. Equal payments must be made on the card during the promo period, which means you'll have to remember how much more to pay in addition to any other purchases made with the card. A 0% APR card with a sign up bonus would be better
Yes you can do that with no fees. I don't recommend cancelling the card since there are no fees on it and will help your credit score over time. When you cancel a credit card right away, it brings down your average age of credit
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"I know it's like super stingy, but you gotta remember: this is full value with Dan. Anything we do we're gonna get full value." I'm stingy too, so appreciate the suggestions.
So if I get the amazon store card and use the $60 they offer, and then don't purchase anything with the actual credit card, I won't have to pay anything on it right? And I can just keep the card open but not use it, so I won't ever have to pay anything on it but it will be open which could help my credit?
That's how it works and it's almost exactly that easy! You'll need to keep your credit card active otherwise they might close your account. You don't need to spend a lot of money or every month, but probably ever 3-4 months just make a purchase or even donate $1 to teamtrees.org (or any charity of your choice).
it changes depending on whatever promotion they're running at the time. if you're not in a big hurry, you can wait. but is $30 worth more than the points you could already be earning if you got the card now?
I just signed up and it said I got 10 bucks so hey some are luckier then others I guess, like when I switched to tmobile when they were giving phones for signing up, I didn't get a phone but everyone else did 🤷 God just hates me I guess lol
I have a question. If I apply to get to get the card and get approved can I just spend the first gift card then cancel my card? Will I get a fee if I cancel it after I use up the whole free gift card?
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Bruh u got good info...I have a serious question I'm disabled and struggle to walk what would u suggest I get to just buy a scooter... I've never bought online.. needed real advice from a honest person as u seem to be
Is it safe to get the prime because im very sus of things when i want to apply it says to give birthday, ssn those are very powerful info and i have trust issues on such things
I traded in some stuff to Amazon via the trade-in program and got a store credit of $30. If I had one of these credit cards, could I use the $30 towards a credit card bill. Thanks,
I haven't tried that specific situation but if it's directly a credit through Amazon and not the Amazon credit card, I doubt Amazon will let you use it towards your credit card bill. Basically, they want to keep the money flowing in the Amazon store. But, you can still try to use it as a credit card bill anyway
Very informational video I love it , I wanted to apply for the amazon business card , will it count if I’m doing a business from home as in hairstyling
Yes, that counts as a small business. You can apply as a "sole proprietor." In the event that you are not automatically approved, it's very likely the bank wants more information. Just look up the phone number for "amazon business credit card reconsideration phone number" and give them a call.
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Yes, you can do that. BUT, the card has no annual fee so you might as well keep it open. If you close your credit card after 1 month, your credit report will show that which impacts your "average age of credit" negatively. That's the average length of time you've had credit cards open.
The first 6 months are a free trial, but excluding that and only looking at the $6.49/month fee you'd need to spend $260 each month on Amazon prime. Since it is a monthly membership, you can downgrade and upgrade whenever you want
@@FullValueDan That's still a lot to spend a month just on Amazon. Considering I'll have Prime either way, I think it's worth it for me for the 5% back.
It's good that you are weighing your options and considering the value. That's still a lot of cashback compared to most people who probably aren't maximizing their purchases.
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So which would you say is overall the better value. The Amazon Prime Visa or the Amex Buisness Prime? Both seem similar but I am biased towards Amex custom service
I have and recommend the Amex Business Prime. In addition to Amex’s customer service, you’ll get access to Amex offers. One example is a one-year subscription to Motley Fool for stock/investment advice - pay $99 for the subscription and receive a $99 statement credit. You’ll also get Amex return protection. The Amex Amazon cards are the only no-annual-fee Amex cards that offer return protection.
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If you need fast shipping and/or use the other Amazon services it's worth it. Talking pure numbers, if you spend more than $6000/year at Amazon, then Amazon Prime is worth it because of the cashback from the credit card. If you don't use Prime services, then the 3% card will get you more value (plus the other non-Amazon cards)
@@FullValueDan ok so i use amazon prime multiple times a week, but I’d say I don’t spend more than 1-2k a year. I buy small like like books or clothes. Should I not get the prime card then? What card should I get?
@@DivineCresent44 The question is more like, do you want to pay for the Amazon Prime service? Since you can get free shipping with the right amount of spend anyway. Over the year, you'll earn more money with the 3% card and not having Amazon Prime vs having the service and 5% cashback
I hate that comment about the prime card and spending enough to offset the prime price. Most of us have had prime years before the prime card came out. Even if you spent enough to pay for the prime fee, you’d never make up for the previous years of prime fees so it’s not even worth mentioning. Furthermore we’d still have a prime account without the card so it is what it is.
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Yes, while on the Amazon Prime student free trial you would be eligible for the Chase Amazon Prime Credit Card. When your Amazon Prime subscription ends, the card will be downgraded to the Amazon Rewards Visa. Renewing your subscription will upgrade the card back to the Prime version. If you weren't talking about the AMEX or Chase Amazon cards and meant the Synchrony Amazon store card, you would still have the Amazon store card but the 5% is only good with Prime. Non-Prime members get 0% cashback.
Is there a way to switch users on the account? Like I’m a student and want to get the student discount but my family already has an account under my father
I don't think there is an option for that. I would recommend canceling the standard Prime account and to use your student Prime account for the lower rate.
I think, your calculations are incorrect. 5% of $6,000 (spent at Amazon and Whole Foods) = $300.00 (rewards). If you spend $119.00/year for Prime, that number is well below the $300.00.
That's true, I meant that the amount you get from spending $6000 is the break even point (Prime card = $180 after Prime Fee / Non-Prime = $180) helps decide which card you should get
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I believe you want to try to stay below 30% credit utilization. If you want to stay below that, but you have a bigger purchase that would utilize more than 30% of your credit limit, you can pay off that purchase early and it won't usually show up on your credit report as credit utilization. I hope someone will confirm my info, because I'm not 100% certain I'm correct.
Thanks Dan. I have the regular Chase Amazon Visa card and recently upgraded to Chase Amazon Visa Prime as a trial. I also have the Chase Freedom card that I never use. I'll review all that you mentioned. What you said only focuses on purchasing. There's Amazon Video and Music that's included that I pay separately with Netflix and Pandora. Unlikely I will give those two services up but worth investigating.
Nice move! If it's the Chase Freedom Flex, then it has some pretty good 5% quarterly cashback categories (up to $1500 in purchases). True, as long as you can get full value from the benefits then it's worth it.
Really appreciate the video, but I do have one question. If I apply for the Chase Prime Rewards Card using an account that is currently using Amazon Prime, would I be able to transfer that card to another account in the future? I currently use a shared account and want to make sure that have the option to transfer accounts in the future. Thanks for the help!
Thanks! That's a really good question. I don't know how Chase and Amazon track things, but I'm assuming they keep it simple. I'd guess that you would get 5% back when using a Prime account to make a purchase and 3% when using a non-Prime account (since that's how they are doing it for single accounts)
You shouldn’t fully go based off reviews on credit cards but by how you yourself uses credit cards. I have Care Credit by Synchrony bank as well and all the reviews r the same as these 1 stars you show but BUT its all from ppl who dont know how to use a credit card and end up getting hit with the interest and then bitch at customer service when it all really leads down to you. Lol The reviews worries me since i got my care credit card thru my dentist to help with a payment plan. Honestly has never given me any problems and i find it fantastic! It helps with emergency payments on anything health even trips to the vet. Great 6/12/24 plans too. I find this card would be the exact same thing. I once even had to call customer service and I never once got the “attitude” or “tones” “rudeness” ppl reviewed their customer service to be as well as ways to make online payments is a breeze! So again, dont go off based on reviews of others because they can honestly not use credit cards responsibly, yet you yourself might. 🤷🏼♀️ def could have different experiences with amazon store card by synchrony bank. Thats all I really gotta say.
That's true, people's experience will vary. I had the Synchrony Best Buy card as one of my first cards to get a computer and didn't have any issues. I just want to mentally prepare people for what they might experience. Synchrony does get a lot of bad reviews and it may be because of the way people are using their credit. Since Synchrony has a lower bar for approval they can get a wider variety of users compared to Chase or U.S. Bank that have higher credit score requirements. FYI, you might want to shop around for Dentists since they can have different rates and incentives. I used to go to a modern/fancy dentist but found they charged me 5X more than a local family practice (with insurance). The fancy dentist was always upselling me on products too.
Full Value Dan yes, I see where you’re coming from. I’m trying to decide between the amazon store card or the prime visa card but also when I went on the prime visa, it had alot of 1 star reviews. So im ultimately leaving it up to which one id benefit off more from since I use my credit cards pretty well and dont care much for reviews anymore. Im curious though does the prime visa also have the promotional 6/12/24 plans the store card gives or no? In some of these comments and videos ive been seeing states it does but now they have removed that option from the prime visa and its only available on the amazon store card? Oh boy, dont get me started on the dentists. I went thru a traumatic experience and now im very nit picky on which ones i go to or how much they charge me. In my position i chose a office id pay out of pocket or went on the care credit card for rather then the local family practice one that accepts my insurance. Crazy? I know but my experience was they would do more work then necessary and caused an injury all while ripping off my insurance. Id rather pay out of pocket now rather then to settle with offices my insurance accepts and allow them to do whatever they pleased. Thanks for that advice as well! Mine would be to always ask to see xrays! Always. My local one didnt even want to update mine. Not where i want my dental work done at all even if it accepts my insurance.
@@withloveleli Oh wow, I didn't know about this feature until now: The Chase Amazon Prime Rewards Visa also includes 0% APR as 6/12/18 depending on purchase price. I'm very surprised it's not mentioned on the CC sign up page as a feature, but it's possible they have removed the feature and not the webpages. Full details here: www.amazon.com/b?ie=UTF8&node=19185153011 www.chase.com/personal/credit-cards/interest-saving-balance/amazon Sorry about the dentist thing, that sounds really bad. But, I'm sure there's a decent dentist out there on your insurance plan if you slowly try out a few places starting with a cleaning to gauge how they manage their time, interaction with you and billing. I hate waiting an hour when I have an appointment and big dentist hands (small hands are ideal).
@@FullValueDan I have a follow up question. By any chance do you know if you are able to qualify for a Amazon Prime Store Credit Card if you are part of a Amazon Prime Household? Or does only the main Amazon Prime Membership account holder qualify for it? Im on a Amazon Prime household with my partner but he is the main account holder but I want to apply for the prime store credit card and curious if i can still do it through that way or if i need to get my own prime membership. Dont want to apply then get denied because of that. Ive found some info stating no and other saying they tried it on being part of the household and they qualified. So im a bit confused.
The Amazon/ prime card actually doesn’t make any sense you can just get 5% back from Amazon via another card and getting gift cards. Discover/freedom rotating categories, chase ink cash at office supply stores etc etc ...they need to revamp these cards and include prime membership with an annual fee. Maybe $99 or $120 or $150 including prime membership. This card offers zero value
Good question! Nothing will happen to your credit score. Your credit score will just report that you have an account open with Chase. The name of your account might change from Amazon Prime to Amazon rewards, but the account age, available credit limit, and on-time payment history will all remain the same.
@@FullValueDan Hey Dan I got a question. So I purchased 2 items from this card right, I’m curious if when does my 5% cashback apply? Because it says that I have 0 points available.
Just gonna cop the $150 gift card which its giving me and since its no annual fee no point in cancelling it I will just keep it and probably not use it.
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UPDATE: you no longer need the prime visa by chase to get the 5% back as long as you have the prime membership. All you need to do is verify your card on amazon.com and they will give you the 5%. Don't know how or why, but I just did it today and it worked.
It tricked me to sign up for the store card instead of the prime card, and when I tried signing up to the prime after getting approved of the store it said I was denied and to try again in 30 days, I don't get it my credit is good, is it cuz I didn't disable the store card first? Or cuz I did it too soon? I'm stuck with the one you said was bad 🤦
Amazon really pushes the store card more than the Chase Amazon card. You'll probably get approved soon, most banks will deny you if you have multiple credit applications in a short time period.
@@FullValueDan yeah I'm stuck using it for a bit, that's what the chase card said that I haven't used the one I accidentally applied to long enough 🤦🤷 although this card didn't have my number right on the account so I tried changing that and they won't let me even access the account and said they would send me another letter to somehow verify and fix that, I'm like omg wow, might call again in the morning but so far not even used it and I feel 100% that I can't trust them lol
@@Brittany-Powers Yikes, maybe you can still close the card before it appears on your credit report. Having a card opened for 1 month and then closing it will really bring down your average age of credit. Otherwise, there are no fees so might as well let it help your credit score by letting it sit.
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I also did a video on 11 Amazon shopping hacks that you should absolutely checkout: th-cam.com/video/D-CR9vrgqig/w-d-xo.html
Thanks, i was just trying to make sense of it all.
With covid, I literally get EVERYTHING from Amazon. Groceries, cleaning supplies, kitchen supplies, pet supplies, hygiene, electronic accessories, etc. I wish I thought to get the Prime credit card when this all started back in March 😫
Tragic
Same fam!
Man, you're a financial guru! I was debating over Chase freedom and Amazon Prime, now I'm going with Chase because of your thought process. Thank you! You just save me a ton of time!
You're welcome! I had the same issue and wanted to make sense of everything.
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Bro this video has exactly the information I was looking for. You broke it down so easy. New subscriber!
honestly prime is worth it just for the fast shipping...
Facts.
Facts
Love what you're doing for the Velocity Banking Community. Keep it up!
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Worth the Like for the Synchrony warning alone!
Dang talk about full value 🤯
Definitely showed me some stuff I didn't think of, like buying gift cards at the grocery store with my American Express credit card to get a better cashback bonus.
I actually have Synchrony Bank for both Guitar Center and Lowe’s cards. No problems really. The interest rates suck, but I don’t really leave balances on those.
We’ve been Prime members for years though, so I think the Amazon Prime Rewards 5% card would be a good move.
I don't always like a video, but when I do, it's Full Value Dan stopping me from opening a new Credit Card account when the one I have works just fine (i.e. Chase Freedom). Thank you, good sir!
The breakeven numbers are contingent on having to pay the full prime price. My whole family, and some aunts and uncles use the same account and we share the cost so it's very cheap annually
You're definitely getting Full Value from your membership! I just wanted to share the break even numbers from a person who doesn't really need fast shipping or any of the additional Amazon services.
@@FullValueDan I really appreciated the video it's very well done
Amazon practically made it worthless without prime. Just wish I knew about these cards earlier when I bought even bread off amazon.
the prime rewards card only offers $70 gift card now, instead of $100 :-(
The design on his wall makes it look like he has Mickey Mouse ears
Now I can't unsee it lol
Lmao...🤣🤣🤣🤣
Thank you for this educational video, been looking to open another credit account to build credit faster and now ik which is the right card for me
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15:51
Hi, I just got an Amazon Store card and haven't made my first purchase yet. I want to be sure I know how everything works before I do. From what I've read, my first payment on the card should be at least 23 days after I've used it. I only get a paycheck once a month, on the 1st, so it's very important for me to understand when payment will be due before I use the store card to purchase anything.
If I buy something today, for example, will I be expected to make a payment on the card 23 days later, on November the 18th?
Also, will I be told when I should expect to make the first payment on the card BEFORE I make a purchase or will I have to wait until after to find out when my first payment is due?
And a final question, I'd like to be able to pay my amazon store card bill on the second of every month since that would be most convenient for me since I get paid every month on the 1st. On what day should I order from amazon using the store card so that my bill will be due to be paid every month on the second or any date after that?
I don’t have a Synchrony card but my understanding is that they require full payment on the statement date otherwise they start charging interest immediately. Your statement date is the same every month and you can find that out by logging in to your account. Here are your options to avoid fees:
1. Pay your card in full on the statement date
2. Pay your card in full before the statement date
As for changing the statement date here are your options:
1. Ask Synchrony to change the statement date (call)
2. Make purchases just after your statement date, that will give you a full month until you have to make a payment
@@FullValueDan Ok thank you so much!
Recently, I applied for and was immediately approved for an Amazon Prime Visa Card.
If you use Amazon Prime AND Whole Foods then this card can have great value. Great video, thanks.
Great tip!
Excellent breakdown!
Thanks BW!
I got one to buy a student computer. I didn't want to make a dent in my bank account so I decided to go for monthly payments.
I appreciate the information but I can't help but laugh. It's hard to take you seriously (0:28) because it looks like you have "Mickey Mouse" ears on top of your head! LOL
What about the shipping fees if you drop prime? You have to factor those in
I’m not a big spender on Amazon but having Prime so I can use Prime music instead of Apple Music is the way I justify having Prime.
Makes sense, good way to get value from it!
What do you think about the financing options the Amazon store credit card gives?
I don't have experience with it and they make it a little confusing. Equal payments must be made on the card during the promo period, which means you'll have to remember how much more to pay in addition to any other purchases made with the card. A 0% APR card with a sign up bonus would be better
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I have a question. If I get approved can I just use the free gift card they give me then cancel my Amazon card? Will I get a fee if I cancel?
Yes you can do that with no fees. I don't recommend cancelling the card since there are no fees on it and will help your credit score over time. When you cancel a credit card right away, it brings down your average age of credit
Full value :) ! I like it . Thanks for the video
Glad it was helpful!
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Could I sign up for the Prime card to pay off one purchase and then cancel the card?
"I know it's like super stingy, but you gotta remember: this is full value with Dan. Anything we do we're gonna get full value." I'm stingy too, so appreciate the suggestions.
Does Amazon credit card give you 2% back on home heating fuel 🤔
I spend $300 a month on Amazon average. Do I have to be the account holder for the prime account or can I just link it to my parents prime account?
So if I get the amazon store card and use the $60 they offer, and then don't purchase anything with the actual credit card, I won't have to pay anything on it right? And I can just keep the card open but not use it, so I won't ever have to pay anything on it but it will be open which could help my credit?
That's how it works and it's almost exactly that easy! You'll need to keep your credit card active otherwise they might close your account. You don't need to spend a lot of money or every month, but probably ever 3-4 months just make a purchase or even donate $1 to teamtrees.org (or any charity of your choice).
yeah, its now down to $70 sign in bonus for the prime, sucks
it changes depending on whatever promotion they're running at the time. if you're not in a big hurry, you can wait. but is $30 worth more than the points you could already be earning if you got the card now?
I just signed up and it said I got 10 bucks so hey some are luckier then others I guess, like when I switched to tmobile when they were giving phones for signing up, I didn't get a phone but everyone else did 🤷 God just hates me I guess lol
I have a question. If I apply to get to get the card and get approved can I just spend the first gift card then cancel my card? Will I get a fee if I cancel it after I use up the whole free gift card?
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Bruh u got good info...I have a serious question I'm disabled and struggle to walk what would u suggest I get to just buy a scooter... I've never bought online.. needed real advice from a honest person as u seem to be
It’s only for Uk ? I tried to register but phone number and post code shows does not look like Normal I am from Irelnd
So for the Prime card you can't get 5% cash back? Just a statement credit or use against future purchases? No check mailed?
Correct. The cashback is in the form of Amazon points which can be used at Amazon or as a statement credit (preferred).
@@FullValueDan Thanks, Its unclear what they mean by direct deposit as an option. I assume you can link the card to move points to your bank acct.
I'm not sure where that direct deposit line is, but you should be able to convert it to cash easily
Is it safe to get the prime because im very sus of things when i want to apply it says to give birthday, ssn those are very powerful info and i have trust issues on such things
Yes, providing that personal information is common with credit cards and bank accounts because they need to verify who you are
I traded in some stuff to Amazon via the trade-in program and got a store credit of $30. If I had one of these credit cards, could I use the $30 towards a credit card bill. Thanks,
I haven't tried that specific situation but if it's directly a credit through Amazon and not the Amazon credit card, I doubt Amazon will let you use it towards your credit card bill. Basically, they want to keep the money flowing in the Amazon store. But, you can still try to use it as a credit card bill anyway
Is it possible to have the personal and business card with just one prime account?
Very informational video I love it , I wanted to apply for the amazon business card , will it count if I’m doing a business from home as in hairstyling
Yes, that counts as a small business. You can apply as a "sole proprietor." In the event that you are not automatically approved, it's very likely the bank wants more information. Just look up the phone number for "amazon business credit card reconsideration phone number" and give them a call.
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can i make the amazon store card, use the $60 then cancel it?
Yes, you can do that. BUT, the card has no annual fee so you might as well keep it open. If you close your credit card after 1 month, your credit report will show that which impacts your "average age of credit" negatively. That's the average length of time you've had credit cards open.
How much would you have to spend to make the prime card worth it with prime student?
The first 6 months are a free trial, but excluding that and only looking at the $6.49/month fee you'd need to spend $260 each month on Amazon prime. Since it is a monthly membership, you can downgrade and upgrade whenever you want
@@FullValueDan That's still a lot to spend a month just on Amazon. Considering I'll have Prime either way, I think it's worth it for me for the 5% back.
It's good that you are weighing your options and considering the value. That's still a lot of cashback compared to most people who probably aren't maximizing their purchases.
He deserves a like
Thanks JJ!
Wow thanks this helps a lot!
Glad it helped!
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What credit score is needed?
640 for the Amazon store card and 700+ for the others
@@FullValueDan does the store card graduate and do a hard inquiry?
I got denied with a 730 score so who knows exactly. But it is through Chase bank and they are a little more strict.
So which would you say is overall the better value. The Amazon Prime Visa or the Amex Buisness Prime? Both seem similar but I am biased towards Amex custom service
I have and recommend the Amex Business Prime. In addition to Amex’s customer service, you’ll get access to Amex offers. One example is a one-year subscription to Motley Fool for stock/investment advice - pay $99 for the subscription and receive a $99 statement credit. You’ll also get Amex return protection. The Amex Amazon cards are the only no-annual-fee Amex cards that offer return protection.
So what happens if I stop paying for prime while on the prime credit card?
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So I have amazon prime and I buy stuff from them A LOT. Based off what the vid said, the best option for me is the prime credit card right?
If you need fast shipping and/or use the other Amazon services it's worth it. Talking pure numbers, if you spend more than $6000/year at Amazon, then Amazon Prime is worth it because of the cashback from the credit card. If you don't use Prime services, then the 3% card will get you more value (plus the other non-Amazon cards)
@@FullValueDan ok so i use amazon prime multiple times a week, but I’d say I don’t spend more than 1-2k a year. I buy small like like books or clothes. Should I not get the prime card then? What card should I get?
@@DivineCresent44 The question is more like, do you want to pay for the Amazon Prime service? Since you can get free shipping with the right amount of spend anyway. Over the year, you'll earn more money with the 3% card and not having Amazon Prime vs having the service and 5% cashback
@@FullValueDan thank you!
IS it possible to transfer funds from my Store Card to an Amazon Gift Card?
are amazon purchases free when i get the amazon credit card before checking out? You know what I mean?
Hi Luis Barrientos! This is team Dan. We can talk about your question on discord. Join here discord.gg/SHhsj5Rzs5. Thanks! 😊
Up to 25% more off on Prime Day though...Otherwise, good video.
Thanks!
Good job dan
Thanks! I appreciate the comment!
I hate that comment about the prime card and spending enough to offset the prime price. Most of us have had prime years before the prime card came out. Even if you spent enough to pay for the prime fee, you’d never make up for the previous years of prime fees so it’s not even worth mentioning. Furthermore we’d still have a prime account without the card so it is what it is.
How can I set up automatic payments to the Amazon business credit card on a Amazon business account?
How do you make payments for them?
nice thank you so much very helpful vid
Glad it helped!
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I bought a cc from *jacksonrob5* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
He also sell amazon account
Can I apply for the credit card get approved then get the $60 then cancel the card?
Sux that you can't get the store card one if you already have the prime signature card. 😉
do you need to have a chase bank account in order to have an amazon credit card?\
no , you don’t :)
@@guesswhoaiem thanks 👌
what if ur a student w a 6 month free of amazon prime can u get the amazon prime card? if u can what will happen when ur subscription ended?
Yes, while on the Amazon Prime student free trial you would be eligible for the Chase Amazon Prime Credit Card. When your Amazon Prime subscription ends, the card will be downgraded to the Amazon Rewards Visa. Renewing your subscription will upgrade the card back to the Prime version.
If you weren't talking about the AMEX or Chase Amazon cards and meant the Synchrony Amazon store card, you would still have the Amazon store card but the 5% is only good with Prime. Non-Prime members get 0% cashback.
Legit ??I brought a cc from *Cardermanager2* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps.
Is there a way to switch users on the account? Like I’m a student and want to get the student discount but my family already has an account under my father
I don't think there is an option for that. I would recommend canceling the standard Prime account and to use your student Prime account for the lower rate.
Can i get the store card and cancel after they give me the 20$ amazon gift card??
Hi Seth Orley! This is Team Dan, Here’s our discord: discord.gg/SHhsj5Rzs5. Feel free to message us so we can discuss about it. Thanks!
You’re SMART
I think, your calculations are incorrect. 5% of $6,000 (spent at Amazon and Whole Foods) = $300.00 (rewards). If you spend $119.00/year for Prime, that number is well below the $300.00.
That's true, I meant that the amount you get from spending $6000 is the break even point (Prime card = $180 after Prime Fee / Non-Prime = $180) helps decide which card you should get
How do I cancel?
do you know how to cancel the amazon store card
Pay it off and don't use it.
Thanks a lot
Most welcome! Hope it was helpful!
Deeply happy I come across this trustworthy vendor been a second time of getting SSN and Social security Benefit template from him @Sigtrack On telegram much love I have for you❤️❤️❤️
Stay away from the Amazon Store Card by Synchrony!!
I think the break even number is much less than that. Say you buy 20 different items for 10 dollars or less with $6.99 shipping you broke even
670 credit score in business credit? 🤔 business credit literally only goes from 1 to 100 it’s impossible to obtain a 670 in business credit
Synchrony is definitely low tier, that's why the APR is 26.5% 💀
Do the card expire any time due date
Hi Jodr Castaneda! This is Team Dan! Reach out to us so we could discuss more about it. Join here discord.gg/fullvalueclub.
3:35 If I apply PRIME visa card, what % of my TOTAL limit should I use without affecting my score?
I believe you want to try to stay below 30% credit utilization. If you want to stay below that, but you have a bigger purchase that would utilize more than 30% of your credit limit, you can pay off that purchase early and it won't usually show up on your credit report as credit utilization.
I hope someone will confirm my info, because I'm not 100% certain I'm correct.
Synchrony Bank make their money from hidden fees and super high late fees
Is there a monthly bill for the prime credit card?
You won't get any monthly fees from the credit card.
@@FullValueDan so if I qualify I can just get the sign up bonus and never use it and not pay a dime?
Yes, a lot of people sign up for credit cards just for the bonus. Same thing with bank accounts
@@FullValueDan is this the same for the store card
Thanks Dan. I have the regular Chase Amazon Visa card and recently upgraded to Chase Amazon Visa Prime as a trial. I also have the Chase Freedom card that I never use. I'll review all that you mentioned. What you said only focuses on purchasing. There's Amazon Video and Music that's included that I pay separately with Netflix and Pandora. Unlikely I will give those two services up but worth investigating.
Nice move! If it's the Chase Freedom Flex, then it has some pretty good 5% quarterly cashback categories (up to $1500 in purchases). True, as long as you can get full value from the benefits then it's worth it.
Really appreciate the video, but I do have one question. If I apply for the Chase Prime Rewards Card using an account that is currently using Amazon Prime, would I be able to transfer that card to another account in the future? I currently use a shared account and want to make sure that have the option to transfer accounts in the future. Thanks for the help!
Thanks! That's a really good question. I don't know how Chase and Amazon track things, but I'm assuming they keep it simple. I'd guess that you would get 5% back when using a Prime account to make a purchase and 3% when using a non-Prime account (since that's how they are doing it for single accounts)
Why are there so much negative reviews though?
You shouldn’t fully go based off reviews on credit cards but by how you yourself uses credit cards. I have Care Credit by Synchrony bank as well and all the reviews r the same as these 1 stars you show but BUT its all from ppl who dont know how to use a credit card and end up getting hit with the interest and then bitch at customer service when it all really leads down to you. Lol The reviews worries me since i got my care credit card thru my dentist to help with a payment plan. Honestly has never given me any problems and i find it fantastic! It helps with emergency payments on anything health even trips to the vet. Great 6/12/24 plans too. I find this card would be the exact same thing. I once even had to call customer service and I never once got the “attitude” or “tones” “rudeness” ppl reviewed their customer service to be as well as ways to make online payments is a breeze! So again, dont go off based on reviews of others because they can honestly not use credit cards responsibly, yet you yourself might. 🤷🏼♀️ def could have different experiences with amazon store card by synchrony bank. Thats all I really gotta say.
That's true, people's experience will vary. I had the Synchrony Best Buy card as one of my first cards to get a computer and didn't have any issues. I just want to mentally prepare people for what they might experience. Synchrony does get a lot of bad reviews and it may be because of the way people are using their credit. Since Synchrony has a lower bar for approval they can get a wider variety of users compared to Chase or U.S. Bank that have higher credit score requirements. FYI, you might want to shop around for Dentists since they can have different rates and incentives. I used to go to a modern/fancy dentist but found they charged me 5X more than a local family practice (with insurance). The fancy dentist was always upselling me on products too.
Full Value Dan yes, I see where you’re coming from. I’m trying to decide between the amazon store card or the prime visa card but also when I went on the prime visa, it had alot of 1 star reviews. So im ultimately leaving it up to which one id benefit off more from since I use my credit cards pretty well and dont care much for reviews anymore. Im curious though does the prime visa also have the promotional 6/12/24 plans the store card gives or no? In some of these comments and videos ive been seeing states it does but now they have removed that option from the prime visa and its only available on the amazon store card? Oh boy, dont get me started on the dentists. I went thru a traumatic experience and now im very nit picky on which ones i go to or how much they charge me. In my position i chose a office id pay out of pocket or went on the care credit card for rather then the local family practice one that accepts my insurance. Crazy? I know but my experience was they would do more work then necessary and caused an injury all while ripping off my insurance. Id rather pay out of pocket now rather then to settle with offices my insurance accepts and allow them to do whatever they pleased. Thanks for that advice as well! Mine would be to always ask to see xrays! Always. My local one didnt even want to update mine. Not where i want my dental work done at all even if it accepts my insurance.
@@withloveleli Oh wow, I didn't know about this feature until now: The Chase Amazon Prime Rewards Visa also includes 0% APR as 6/12/18 depending on purchase price. I'm very surprised it's not mentioned on the CC sign up page as a feature, but it's possible they have removed the feature and not the webpages. Full details here:
www.amazon.com/b?ie=UTF8&node=19185153011
www.chase.com/personal/credit-cards/interest-saving-balance/amazon
Sorry about the dentist thing, that sounds really bad. But, I'm sure there's a decent dentist out there on your insurance plan if you slowly try out a few places starting with a cleaning to gauge how they manage their time, interaction with you and billing. I hate waiting an hour when I have an appointment and big dentist hands (small hands are ideal).
@@FullValueDan I have a follow up question. By any chance do you know if you are able to qualify for a Amazon Prime Store Credit Card if you are part of a Amazon Prime Household? Or does only the main Amazon Prime Membership account holder qualify for it? Im on a Amazon Prime household with my partner but he is the main account holder but I want to apply for the prime store credit card and curious if i can still do it through that way or if i need to get my own prime membership. Dont want to apply then get denied because of that. Ive found some info stating no and other saying they tried it on being part of the household and they qualified. So im a bit confused.
Do you have to be 18+ to get the reward card
Yup, need to be 18 to apply for any credit card. Authorized credit card users can be any age
The Amazon/ prime card actually doesn’t make any sense you can just get 5% back from Amazon via another card and getting gift cards. Discover/freedom rotating categories, chase ink cash at office supply stores etc etc ...they need to revamp these cards and include prime membership with an annual fee. Maybe $99 or $120 or $150 including prime membership. This card offers zero value
🔥
Hey Dan! I just want to ask if what will happen to my credit score after my prime membership ended and downgraded to a non-prime card?
Good question! Nothing will happen to your credit score. Your credit score will just report that you have an account open with Chase. The name of your account might change from Amazon Prime to Amazon rewards, but the account age, available credit limit, and on-time payment history will all remain the same.
@@FullValueDan Hey Dan I got a question. So I purchased 2 items from this card right, I’m curious if when does my 5% cashback apply? Because it says that I have 0 points available.
The non prime 3 percent is soild
👍
Sychrony bank is a rip off of the poor give them 1000 dollars and then pay a 28.2 percent interest rate . O my bad move Amazon
Just gonna cop the $150 gift card which its giving me and since its no annual fee no point in cancelling it I will just keep it and probably not use it.
Good plan! Having that credit card open will keep your credit score strong.
Boom! Credit cards are powerful tools!
Yeah! Lots of benefits for those that can get the cards
Deeply happy I come across this trustworthy vendor been a second time of getting SSN and Social security Benefit template from him @Sigtrack On telegram much love I have for you❤️❤️❤️
I bought a cc from *jacksonrob5* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
He also sell amazon account 💯
UPDATE: you no longer need the prime visa by chase to get the 5% back as long as you have the prime membership. All you need to do is verify your card on amazon.com and they will give you the 5%. Don't know how or why, but I just did it today and it worked.
It tricked me to sign up for the store card instead of the prime card, and when I tried signing up to the prime after getting approved of the store it said I was denied and to try again in 30 days, I don't get it my credit is good, is it cuz I didn't disable the store card first? Or cuz I did it too soon? I'm stuck with the one you said was bad 🤦
Amazon really pushes the store card more than the Chase Amazon card. You'll probably get approved soon, most banks will deny you if you have multiple credit applications in a short time period.
@@FullValueDan yeah I'm stuck using it for a bit, that's what the chase card said that I haven't used the one I accidentally applied to long enough 🤦🤷 although this card didn't have my number right on the account so I tried changing that and they won't let me even access the account and said they would send me another letter to somehow verify and fix that, I'm like omg wow, might call again in the morning but so far not even used it and I feel 100% that I can't trust them lol
@@Brittany-Powers Yikes, maybe you can still close the card before it appears on your credit report. Having a card opened for 1 month and then closing it will really bring down your average age of credit. Otherwise, there are no fees so might as well let it help your credit score by letting it sit.
@@FullValueDan sorry we don't have WhatsApp, and we wouldn't be very great texting or calling friends I think either 🤷
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Ha ha 30 day trial