How To Get Approved For Chase Credit Cards (Full Guide)

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  • āđ€āļœāļĒāđāļžāļĢāđˆāđ€āļĄāļ·āđˆāļ­ 19 āļĄāļī.āļĒ. 2024
  • 5 Simple Steps To Get Approved for Chase Credit Cards..
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    ðŸ’ģChase Sapphire Preferred: mattwelter.info/sapphire-pref...
    ðŸ’ģChase Freedom Flex: mattwelter.info/freedom-flex
    ðŸ’ģChase Freedom Unlimited: mattwelter.info/freedom-unlim...
    I completed my Chase Trifecta a year & half ago, and I just recently got approved for my first Chase Business Credit Card last year as well. So, after getting approved for multiple different Chase Credit Cards over the past couple years, I’ve learned some Tips & Tricks that can help you get approved for Chase Credit Cards as well, even if you are a beginner and you are just getting started in your Chase Credit Card journey.
    In, this video, I am going to go over 5 Simple Steps that if you follow correctly is going to allow you to get approved for Chase Credit Cards a really high percentage of the time, and I’ll even discuss exactly what to do if you get denied, and how to turn that denial into an approval for that same Credit Card.
    Learn More:
    ðŸ’ģMy Favorite Credit Cards: mattwelter.info/favorite-cards
    ðŸ’ģAmerican Express Gold: mattwelter.info/amex-gold
    ðŸ’ģCapital One Venture X: mattwelter.info/venturex
    If you received any value from the video, please remember to subscribe, so that you can see future impactful videos just like this one. Also, consider hitting the like button if you enjoyed the video, because it helps out my channel a lot, and I would really appreciate it :).
    Additionally, please feel free to share this video with anyone that could receive VALUE from the video, and could benefit from the information presented.
    Thank you all so much, I appreciate each of you!
    -Matt
    Videos I recommend:
    ðŸ“đCapital One Venture X: Get Approved INSTANTLY:
    â€Ē Capital One Venture X:...
    ðŸ“đI'm AVOIDING The Chase Sapphire Reserve (Because Of 3 Things!):
    â€Ē I’m AVOIDING The Sapph...
    ðŸ“đHidden Clues You Have The Perfect Credit Card Strategy:
    â€Ē 5 HIDDEN Clues You Hav...
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    TIMESTAMPS:
    0:00-0:45 What to Expect
    0:45-2:26 Step 1
    2:26-4:24 Step 2
    4:24-6:34 Step 3
    6:34-8:50 Step 4
    8:50-10:30 Step 5
    10:30-12:01 What If You Get Denied?
    Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Daily Drop will earn an affiliate commission or referral bonus. Daily Drop is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
    Any offer that is presented in this video, is subject to change, and is simply the offer I found when recording this video. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
    Please keep in mind that this video is for entertainment purposes only & is not to be used for financial advice. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

āļ„āļ§āļēāļĄāļ„āļīāļ”āđ€āļŦāđ‡āļ™ • 32

  • @MattWelterOfficial
    @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +2

    What are your thoughts on Chase Credit Cards? Let me know down below 👇
    ðŸ’ģMy Favorite Credit Cards: mattwelter.info/favorite-cards
    ðŸŽĨCheck out this video next on The BEST Cash Back Credit Cards For 2024: th-cam.com/video/3GWABejSmiU/w-d-xo.html

  • @blakinsideandout
    @blakinsideandout āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +3

    Since the amex gold is a charge card. It actually doesn't go towards credit utilization because it doesn't have a set limit

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +2

      You are right, I just realized that- I used the wrong card for the example, so thank you for pointing that out!

  • @JonsCreditAndTravel
    @JonsCreditAndTravel āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Great breakdown Matt! Clean and simple. Good stuff brother!!

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

      Thanks so much Jon!

  • @willrintool3700
    @willrintool3700 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +4

    The 30/20/10 utilization rule is only advantageous when looking to apply for new credit. Otherwise, you should be spending naturally and letting your balance report regardless of utilization while paying the statement balance in full every month. Reporting high balances and paying them in full helps with CLIs and shows you can responsibly handle debt instruments.

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      Very fair point! Thanks for watching Will!

  • @SledgeIncTeam
    @SledgeIncTeam āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +2

    Good info as always Matt. One day ill get into the Ink cards

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

      Yessir Sledge- appreciate you!

  • @vickiarnold7300
    @vickiarnold7300 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Great job on TH-cam âĪ

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      Thank you Vicki :)

  • @robert8311
    @robert8311 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

    Got my freedom unlimited right off the bat $2,200 starting limit pretty happy banking with Chase

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

      Let's go! Congrats Robert!

  • @TheCreditFrog
    @TheCreditFrog āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +3

    Great tips here Matt! And great timing now that the new CSP/CSR offers are out! So I've heard.. ðŸĪĢ

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

      What no way!! I didn't hear 😂Haha thanks so much Stan!

  • @hookshankhewitt5615
    @hookshankhewitt5615 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Just got approved for the chase ink business ! Pretty pumped for that

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

      Let's goo!! Congratulations!

    • @mercury187
      @mercury187 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      What CL did you get ?

  • @KA-NV
    @KA-NV āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    How much time is suggested from downgrading to a no annual fee cc back to csp?

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +2

      Every 4 months- to take advantage of the 48 month Chase Sapphire Rule of getting a new bonus every 4 years!

  • @Anthonyjones-pq4ff
    @Anthonyjones-pq4ff 21 āļ§āļąāļ™āļ—āļĩāđˆāļœāđˆāļēāļ™āļĄāļē

    Matt question will this help
    Me if I’m over 5/24 Chase Jail
    Every time I Apply it’s a denied then a Hard inquiry on credit report .

    • @MattWelterOfficial
      @MattWelterOfficial  21 āļ§āļąāļ™āļ—āļĩāđˆāļœāđˆāļēāļ™āļĄāļē

      I'd definitely recommend taking a look at your own Credit Strategy first- work on building up the Credit Score (On-time payments, asking for credit limit increases to help with credit utilization, etc) while over 5/24 and then establishing that relationship with Chase once you get back under 5/24. Definitely track your 5/24 status consciously and apply again when it makes sense.

  • @entropic_decay
    @entropic_decay 10 āļ§āļąāļ™āļ—āļĩāđˆāļœāđˆāļēāļ™āļĄāļē

    chase freedom rise: I guess I dont exist 💀

  • @m31p29
    @m31p29 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    So then it good to apply for the freedom unlimited, and freedom flex 3-4 months apart ? Are they inquiry sensitive or just 5/24 is what matters ?

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      5/24 is mainly what matters- 3/4 months apart should be plenty of time to get both the Freedom Unlimited & Freedom Flex. Thanks so much for watching!

  • @AL-12345
    @AL-12345 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    I just got approved for CFU last week not knowing about the new sign up bonus for CSP. Would it be too soon to apply for a CSP? I'm a chase private client and have a FICO of ~820. I haven't applied for another credit card since 2018.

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™ +1

      I don’t think it would be too sign. I’d say to shoot your shot and apply for the CSP as well. Thanks for watching Al!

    • @AL-12345
      @AL-12345 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      @@MattWelterOfficial Just got approved for CSP with a $38.5K credit limit ðŸ˜ģ

  • @SOXGATORS
    @SOXGATORS āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    👍ðŸŧ

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      First! ðŸĨ‡

  • @kevinscinderella
    @kevinscinderella āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Chase jail 😂

    • @MattWelterOfficial
      @MattWelterOfficial  āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      The worst haha!