Paano ang process ng Bank Application ko ngayon 2024? | Housing Loan Application to Loan Approval

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  • เผยแพร่เมื่อ 5 ต.ค. 2024

ความคิดเห็น • 56

  • @MelSantos-vu9tp
    @MelSantos-vu9tp 3 หลายเดือนก่อน +2

    BPI credit cards application approved free shipping home delivered today Credit cards waive now kailangan ko salamat

  • @nholdofficial
    @nholdofficial 4 หลายเดือนก่อน +1

    Good job dami talaga hinihingi ang banko

    • @PingMercado
      @PingMercado  4 หลายเดือนก่อน

      Oo brother! Napaka dami nga 😅Tapos ang mas madami dun is yung mga kailangan mong pirmahan na documents 🤣

  • @PilDaily
    @PilDaily 5 หลายเดือนก่อน +1

    Thanks for the info po

    • @PingMercado
      @PingMercado  5 หลายเดือนก่อน

      Hello! 😊 Thank you for watching!❤️ BTW, ganda ng content mo brother. Already subscribed to learn more 🔥🔥🔥

  • @ellatotramos880
    @ellatotramos880 6 หลายเดือนก่อน +1

    True di po ganon kadali tagal tlaga sir. Godbless po

    • @PingMercado
      @PingMercado  6 หลายเดือนก่อน +1

      Hi Nurse Ella!❤️ Thank you ulit sa pag support as always! 🥰
      I'm sure naranasan nyo din po lahat ito 😅 thankfully, tapos na po tayo sa stage na yon 🤣

    • @ellatotramos880
      @ellatotramos880 6 หลายเดือนก่อน +1

      @PingMercado yes po sir .

    • @PingMercado
      @PingMercado  5 หลายเดือนก่อน

      Hi Nurse Ella! 😊 na-mention po pala kita sa new video na inupload namin 😂 Thank you po ulit sa pag dalaw sa channel and videos namin ❤️ God Bless po 😊

  • @cynthiayumul8381
    @cynthiayumul8381 6 หลายเดือนก่อน +1

    Good job Ping👍

    • @PingMercado
      @PingMercado  6 หลายเดือนก่อน

      Thank you, Tita Ninang! ❤️ Salamat po sa panunuod 😁

  • @jaredven4744
    @jaredven4744 หลายเดือนก่อน +1

    Good day. Nag babackground check po ba si BPI if may existing loan ka sa ibang bank? Ty

    • @PingMercado
      @PingMercado  หลายเดือนก่อน

      Hi Jared!😊 Thank you for watching!❤️ To answer your question, standard ito sa lahat ng bank sa pag kaka-alam ko. Nag coconduct sila ng credit investigation. Inaalam nila magkano ang pumapasok na pera sayo like yung Salary and other incomes then aalamin din nila yung mga expenses mo like etong mga existing loans 😊 Eto kasi yung way nila para malaman kung capable ka magbayad ng load 😁

  • @mgm3147
    @mgm3147 5 หลายเดือนก่อน +1

    Sir HM po ang naging monthly amortization nyo po kay bank and ilang years po payable?

    • @PingMercado
      @PingMercado  5 หลายเดือนก่อน

      Hello! 😊 Thank you for watching! ❤️ Para po sa monthly amortization, inexplain po namin yan dito sa video na ito 😁 Paki check nalang po itong link para po masagot questions nyo 😊
      th-cam.com/video/9ha31neM-Jk/w-d-xo.html
      If may questions pa po kayo, feel free to comment po para makatulong po kami sainyo 💕

    • @MelSantos-vu9tp
      @MelSantos-vu9tp 3 หลายเดือนก่อน

      Online banking savings account Mel santos client legit major in all banks

  • @maryjoyminay5785
    @maryjoyminay5785 5 หลายเดือนก่อน +1

    Sir, during the signing binayaran niyo ba yung sinasabi nilang bank charges like registration, notary, etc? Or is it possible na to follow ang payment? Thank you.

    • @PingMercado
      @PingMercado  5 หลายเดือนก่อน +1

      Hi, Mary Joy! 😊 Thank you for watching!❤️ Good question po. For Amaia, sila po lahat nag cover nung mga documentation fees kay BPI. Actually, kinabahan nga din kami noon kasi akala namin kami magbabayad. Nasa around 50k++ pa naman yon 😂 Pero buti nalang po, sagot na ni developer yung fees 😁

    • @maryjoyminay5785
      @maryjoyminay5785 5 หลายเดือนก่อน

      @@PingMercado salamat po for response. Sa akin kasi Ayala ang developer so di ko sure kung sagot nila. Tanong ko muna sa agent haha. Kinakabahan ako actually.

    • @PingMercado
      @PingMercado  5 หลายเดือนก่อน +1

      @maryjoyminay5785 sana naman covered nila 😅 malaki laki din kasi yung fees na yon. Balitaan mo kami kapag may sagot na si developer sainyo 😁 sa Amaia din po ba kayo? ☺️

    • @maryjoyminay5785
      @maryjoyminay5785 5 หลายเดือนก่อน +1

      @@PingMercado haha okay na sir. Na explain na sa akin ng developer na sagot daw nila yun. Nakahinga na ako. As in pag sign niyo sir wala na kayong nilabas na pera? Kulit ko. 😅

    • @PingMercado
      @PingMercado  5 หลายเดือนก่อน

      @maryjoyminay5785 hello! 😊 Buti naman! ❤️ Btw, pwede mo kami ma-reach thru our social media account na nasa description if you have more questions 😁
      Para dun sa ilalabas na pera, wala naman po sa amin. Pamasahe lang at pang meryenda lang namin 🤣

  • @joanadelacruz9659
    @joanadelacruz9659 หลายเดือนก่อน +1

    Hi sir, ilan month po bago lumabas yung approval ni bank? Samin kasi may text pa lang po si bpi na pasado pa lang kami sa initial screening. Sana mapansin huhu salamat po

    • @PingMercado
      @PingMercado  หลายเดือนก่อน

      Hi Joana!😊 Thanks for watching!❤️ Yung sa amin kasi, pina-expedite namin sa account manager na kausap namin sa BPI. Hinahabol kasi namin yung promo nila na 6.75% na interest rate nung November 2023. Ayun buti napagbigyan kami. Application namin is 2 weeks lang ang inabot.🥰
      Ang twist lang dito, Feb 2023 kasi approved na kami. Nag re-apply lang kami ulit kasi need ng new documents since hindi pa ako married nung unang approval.😅 Not sure if factor sya pero ayun. Try nyo i-contact yung account manager na naghandle sainyo. Baka sakaling mapabilis 😊

    • @joanadelacruz9659
      @joanadelacruz9659 หลายเดือนก่อน +1

      @@PingMercado salamat po sa pag notice. Wait nalang po namin siguro within 2weeks. If wala pa din result, tsaka namin ipaexpedite. Question na rin po fixed interest rate po ba si bpi?

    • @PingMercado
      @PingMercado  หลายเดือนก่อน

      @@joanadelacruz9659 Yung first 3 years namin fix sya sya 6.75% sa pag kaka-alam ko. Tapos after 3 years, mag rerecompute sila. So possible na tumaas or bumaba 😅
      Kelan daw po pala ang unit turnover nyo? 😊

    • @joanadelacruz9659
      @joanadelacruz9659 หลายเดือนก่อน +1

      @@PingMercado Wala pa nga pong update sa turn over eh waiting pa po kasi sa approval ni bank. Under filinvest po kami. Gusto na nga namin ifollow up si bank since may nareceived naman na kaming text na approved na kami sa initial screening at nakapagpasa na din nang requirements na hiningi nila. Btw, may chance pa po kaya declined if may notif na naka pasa sa initial screening?

    • @PingMercado
      @PingMercado  หลายเดือนก่อน

      Sa pagkaka alam ko, nag bibigay naman ng notice ang bank if declined ka.☺️
      For unit turnover, try mo kulitin si customer service nyo.😅 Sabihin mo, may application kana sa bank financing. Tapos hingi ka ng update sa turnover ☺️ hopefully, i-endorse ka sa Turnover Team nila para makausap mo about sa status😁

  • @randomly_ash
    @randomly_ash 4 หลายเดือนก่อน +1

    Hi! ask ko lang hindi kayo hiningian ng ITR? If I may ask ulit, anong work nyo? corporate ba or freelance?

    • @PingMercado
      @PingMercado  4 หลายเดือนก่อน

      Hello, Ash! 😊Thanks for watching!❤️ Yes, required ang ITR as additional proof na nag wowork talaga kayo and isang way kasi yung for them to verify yung income mo 😁 Regarding our work, corporate po kami😊 freelancer po ba kayo or corporate din? 😊

    • @randomly_ash
      @randomly_ash 4 หลายเดือนก่อน +1

      @@PingMercado ah I see. Akala ko hindi kayo hinanapan lalo na bank financing. Freelancer po ako and sa Pag-ibig financing, hindi ako hinanapan ng ITR. 😄

    • @PingMercado
      @PingMercado  4 หลายเดือนก่อน

      Wow! Thank you for sharing!❤️ Buti naman po hindi na kayo pinahirapan ni PAG-IBIG sa financing 😊 Saang unit po kayo kumuha? 😁 Kami nga po balak din namin i-transfer sa PAG-IBIG yung loan namin after few years siguro. Baka po mag maka tipid kami in the long run 😁

    • @nutshotv4408
      @nutshotv4408 4 หลายเดือนก่อน +1

      ​@@PingMercadopwede ba sya itransfer sa pag ibig after a year kahit bank loan sya?

    • @nutshotv4408
      @nutshotv4408 4 หลายเดือนก่อน +1

      ​@@randomly_ashgano po katagal process ng loan sa pag ibig?