STRESS Free Loan Application as Much as PHP 2 MILLION - Union Bank Personal LOAN! P1K GCASH GIVEAWAY
ฝัง
- เผยแพร่เมื่อ 5 ก.พ. 2025
- *****P1000 GCASH & Cellphone GiveAway #Roadto75ksubs**********
1. Like & Subscribe!
2. Answer the Question of the day to win P1000 Gcash with #Roadto75ksubs . - 1 winner per week
3. 1 Winner of Mid Range Smart Phone Once we hit the 75K Subscriber Milestone
Weekly Winners will be announced Every Wednesday.
*************************************************************************
PAYMAYA Referral CODE:
My Invite Code is VE6W5EJD98KQ
Get P100 for FREE when you sign-up to PayMaya using my invite code! Send money, buy load, scan-to-pay and more! Register using my invite code and you'll receive your P100 gift after you sign-up, upgrade and add money to your account. Download and register here: p85qk.app.goo....
GCASH Referral Link:
Hi, I've been loving GCash so far, and was hoping you'd join me. I've shared PHP 70 worth of freebies for you to try it out: gcsh.app/r/o1R...
Facebook Page:
/ patquintotv
____________
If you are looking for Work From Home Job like Virtual Assistant, this channel of my wife would be able to provide you with lots of information to get you started as a Work From Home Part time or full time employee
Please help us by watching her videos and subscribing to her channel:
Jojo Quinto:
/ @jojoquinto
Being a Virtual Assistant / Work From Home and earning P35K to P40K per month:
• Being a Virtual Assist...
Oo totoo mahirap mag apply ng personal loan kapag self employed, tulad ko po kahit kaya ko namn mag payment monthly. Dahil masayado sila marami hinihingi documents about sa source of income.
Thank you po ng marami sir Pat Quinto sa mga tips and ideas patungkol sa mga bangking needs na shinishare mo sa amin. Malaking tulong po talaga.
Hello mukhang mali na e compare mo ang add-on rate ni UB sa EDFECTIVE RATE ni CIMB, magkaiba po yun…
Got approved for a credit line of 495k, easy loan application basta may credit card ka and good payer. Automatic ma update yung personal loan sa UB app and dun mo makikita kung magkano credit line mo sa personal loan. Sana naka tulong sa may tanong tungkol sa personal loan.
@merville saaken po bgla nwla.. possible po ba macancel ung personal mo dhil nagexceed ka sa days na dapat mkpg present ka ng debit account..
Sir ask kolang kung sino po ang pumili kung magkaning ammount ang maloloan? yung Union Bank poba or ikaw ang pumili nyan? Salamatttttt
sir may debit account na ako ginwa, gaano po katagal tumwag ang officer ni union bank para sa mkuha yung loan
Di naman natawag.. 😂 nakailang apply na .. my account sa Union bank na debit at cc waley namn..
natawagan din po ba agad kau ng sales officer? @@Anonymous-hy4cz
May ivite code ako sa union bank nag aplly ako pero di mag go kasi mali daw address ng company at mali ung sss # ko..hahaha pano kaya un
Sharing lng po.. after ng approval make sure na meron kau debit account kay unionbank dhil doon nila idedeposit ung pera at doon sila magdededuct din..hindi kau ttwg ng officer nila once wla kpa maipakita na bank account
Hello po need po ba malaki savings sa ub debit para ma approve? Or dun po sila nag b’base sa credit score mo? Existing cc holder po ako pero under 6 mos palang.
@@snowball6527hindi nmn kailngan po.. need lng ng saving account pra doon idedeposit ung loan mo
gumawa na po ako ng debit account, matagal po ba tumwag mga officer from union bank?
@@Anonymous-hy4cznatawagan npo kayo?
Sir ano dapat mo ilagay sa gross annual income kasi nakalagay 180,000 atleast daw pero income nang husband ko per month 10k . Housewife ako nag apply ponsir. Sana matulungan po.
Kung self employed ka . Dipende padin sa kita ng business mu kung approved ka sa kanila SA range ng kita. Kagaya maliit Na sari sari store. . #Roadto75ksubcribers thanks po sir
Nung nasa citi pa yung loan ko, di ko kailangan yung loan reference number. Ngayong nilipat sa Unionbank, kailangan ko na yung loan reference number. E di ko na mahanap.
😢
Hi po, nasettle nyo ba po ba ito? Same kasi tayo ng problem thanks
@@makimzaraiz9814 hindi man e.
sir, nagapply ako last week tuesday until now wala pa ring email na narereceived gaano po ba katagal malalaman kung approved or hindi?
Paano ka nakapagloan sir?
Based on my experience. I have 5 credit cards na po. Self-employed po ako. Basta maayos lang mga documents mo, hindi ka mahihirapan. I applied ng personal loan sa UB last night. Approved kanina. Kaya saktong sakto itong upload mo idol! ❤
Natawagan na po kayo ng sales officer after approval?
@@ailajaneseniel7814 yes po 1 month ago na. Nacredit din agad
natwagan na po ba kayo? may email kasi sakin na approve pero di nmn ma withdraw @@ailajaneseniel7814
sir ano ilalagay don sa "Enter Personal Loan Reference Code"? nag apply ako approved na pero wala OTP na nag send sakin
Pano po madisburse un pera?
Nagapply ako pero di ko bakuha yung Reference number. Wal din email sakin. Pero sabi applied na. Paano ako makakpagupdate ng status?
Sir pwede po b ung SSS QUICK CARD union bank e2 po ung pag nag loan s s SSS ay Dito po ihuhulog ung loan mo...pwde po b e2 gamitin s loan
Im enterested i think mabba sa knila kesa Bpi 620k ay 253k Enteres😢 patapos n ko Subra hirap bayadan ... hanap ko ng ibang bank na sa sunod Pang dagdga puhunan
Kailangan lang talaga pag-isispan kung saan ka mag-apply ng personal loan whether sa mga online loan app or sa bank. Kaya naman I really appreciate this kind of vlogs/videos para may guide bago mangutang. Thank you Sir and Blessed Christmas
#Roadto75ksubs
Para sa akin, Oo. Kasi full time mom ako pero may negosyo naman papano. Kasi si banks parang eligible sya sa lahat ng meron trabaho kasi mostly sa mga requirements na hinihingi PAYSLIP, CERTIFICATE OF EMPLOYMENT, etc. kaya para sa akin medyo mahirap talaga mag apply sa banks.
#Roadto75Subs
I could not agree more.
@@PatQuintosir approved po ako s Personal loan kya lng pag cni-click k ung virtual card sa personal loan s App may error msg.n activate creditcard daw call CS pro activated n nman ung creditcard k. Ang hirap nman tumawag s CS nla tagal mkausap ng CS nla😢
@@lailanieferia5424gbyan din skin ngaun .nkuha mo b sau
Hi po may review po ba kayo about sa meso finance Corp magpautang po sila legit po kaya?
Hello Sir, question lang. Approved ako sa personal loan sa UB, but I think hindi ko na sya kailangan. What will happen if I do not accept the loan offer? Thank you.
Nag apply po ako, then after personal infor nag proceed na agad na successful application ko, dinapo ko naka fill up ng employment oka lang babyun. At pano po malalaman approved kayo
@@aramae9974 lalabas sa app mo yung amount ng loan na approved.
UB agent sa may powermac told me na di daw talaga 3 months but atleast 6 months, so im thinking na yun yung reason why nadeny application since 4 months palang cc ko with them, dont have other cc's tho, so pag isa palang cc mo and wala pang 6 months, wait wait ka daw muna ganun
Haven't yet tried mag-apply ng loan sa bank pero sa tingin ko po na-aaproved naman kahit self-employed kaya lang mas komplikado po siguro mga documents or requirements na need nila na ipakita mo
#Roadto75ksubs
Sir! Question lang bkt kaya ayaw mag process ng application ko even though im a credit card holder kpag dadating nako sa employment background bigla na lng sya mag kaka error na application cancelled?
if may applicaton kau na disapproved for the last 6months. automatic cancelled yan. wait ka lang ng 6months para maka apply ulit.
After watching this video 3 days ago, I tried to apply in UB personal loan. And I didnt noticed that UB sent an email same date of my application that I got approved and just waiting for the representative to contact me.
Your vlog about this really helped me, since I need funds to consolidate my debt that has a high interest. I am glad that I am able to pay that off with the help of Unionbank's Personal loan.
Same here po. Natawagan na po ba kayo ng sales officer?
May credit card po ba kau
May tumawag na po bang sales officer sa inyo?
How much po ang na approve?
Kindly make sure may debit card kau, if wla hindi kau ttwgan ng officer nila
Boss panu i-fit sa
Frame ung
Credit card? Andun nako sa page na yun kaso di madetect ung card kht full frame na xa
Question lang po..
Hindi po ako nakakaabot sa employment information, tapos thank you for application po agad.. Then later on, regret na po agad.
Good payer naman po ako as a Platinum CC ng UB hays.
Same with me paano Kaya makapag apply at maapproved huhu
Does it mean, i have to have a credit card under union bank for 3 mos for me to be eligible? Or hnd naman need under unionbank basta meron credit card under any banks?
Fast approval pero umabot ng 1 month yung pag disburse ng money sa UB account ko.
Hello Sana mareplyan nyopoko. Ask kolang kung sino ang pumili ng amount ng iloloan mo? ikaw ba o si union bank??
@andrheytitong3894 nakaloan na po kayo?
Sa aking opinyon, mas mahirap mag-apply ng loan sa banko lalo na kung self employed kasi need nila proof kung may kakayahan kang magbayad sa kanila like source of income mo at madalas kailangan ng co-maker pa.
#Roadto75ksubs
Hi po, what if maapprove ka po with a certain limit, kagaya po ba sya ng loan apps na hindi ka magbabayad as long as di mo winiwithdraw (parang billease po na nandun lang yung credit limit)
hi any update to this post approval off online application?
pno kng wlbg credit card po pero my bnk account po Aq sa union bank
Hello po Sir Pat pwd pa magamit yung ATM card Ng SSS unionbank
When it comes to personal loans for self-employed individuals, the approval process can sometimes be a bit more challenging compared to those with a stable income from employment.Banks typically evaluate loan applications based on various factors such as credit history, income stability, and the ability to repay the loan.
#roadto75ksubs
How long it takes to know if you are approve or not?
Yung atleast 3months ma card holder ka po ba kahit hindi union bank? For example po ako metrobank credit card ko ok lang mag apply ako personal loan sa union bank kahit di ako card holder ng union bank po. Sana masagot po. Tia
opo
@@PatQuinto salamat po sa response
Pwede kaya ako mag loan. Malapit nako maging OFW at aalis na this august. Gusto ko umutang to settle may other loans. Para iisa nalang babayaran. Pwede kaya)
Hello po sir, how can i contact you? i have 2 loans (union bank and cimb). i want you to make content of it po sana :) which is better.
Pwede po ba ilagay ang personal loan amount sa Sss UnionBank bank quick card? Thanks po sasagot
Sir ask qlng po,nag apply KC aq Ng personal loan ok nnm n lhat pero ang nklgay po is update nila aq after 3 working day's? Ngtaka lng aq kc nklgay is as fast as 5minutes. Credit card user po aq Ng unionbank
The 5 minutes means you can finish applying via online as fast as 5 minutes. The 3 days is they have to check your credit standing, your credit score.
@@williamledesma4381 salamat po. Ok n po sir.thanks sa pagsgot
sa palgay ko mas mahirap pero pag nakita na nila na malaki un kita mo, magniningning na mga mata nila
#Roadto75Subs
Sir di mo na ishare kung magkano yung pwde iloan? Is there an option om how much loan you want to apply? Wala kaso sa video mo
Meron ako union bank credit card pero im paying lng the minimum. I wonder if may chance ako ma approve ng loan.
@@iananimate1750 nkpgloan Ka po b mam?
Paano Po Yung payment nun sa personal loan?. Thru app ba? Yung di na sya auto debit? Dati kz Citi Bank, thru check kaya naging auto debit Po. Kaya gus2 ko Malaman kung paano Yung payment kung na approve na Yung loan?
tigas ng Unionbank approved na ako sa loan tapos ang next step is may tatawag daw na sales officer eh dalawang linggo na wala parin.
Nakaloanka sir?
Same here wala naman tumatawag sakin
Ako 1 month na waley pa din call
Naghesitate Lang ako sa OTP kakatakot parang modus kasi
May tumatawag po ba sainyo?
sir ask ko lang po, how to have a credit card kung ukay2 lang naman ang bizniz ko
Need mo mag present ng financial capacity for self employed like business permit.
Mahirap ma approved kapag self employed di agad na approved Kasi alanganin Ang income
Hi sir. Pwde po mag ask. Employed ka pero salary is 15k lng pero my credit card sa bpi for almost 2yrs now . Mag loan sana ng 350k possible ba na ma approved. Pharmacy business sana if ma approved. Thanks po
I tried Sir but after waiting for a month,rejected din ,Employed here in a private company. Credit card holder din ako sa ibang bank at wala ako savings account or credit card sa knila?
mas priority nila ub cc holders
ask ko lang po , nag appear na po sa dashboard ko po ang aking personal loan. paano ko po eto magagamit?
update po? nagamit nio na po ba?
Update po... Same question.
Nakaka stress ang union bank 😡😡😡 I followed the steps how to open my SOA ng Personal Loan pero incorrect. Hay nakooooo poor customer service
Same here. Na open mo na?
Same here po
Magwowork po ba ang UB Personal savings account sa loan disbursement? Or need po talaga na savings + ang open?
Pwede po
paano po mag open ng savings + yun kasi nakalgay sa email
@@PatQuinto
Sir@@PatQuinto baka matulungan nyo po ako,,,naa approve po ako sa personal loan kaso po paanu ko nmn mkkuba ung loan ko?? Kailngan po ba mag saving account po ako??
Na approved po ba kayo Sir Pat?
Nag apply ako today pero after ko mag selfie may lumalabas na po agad na Reference number ng application ko.
Ikaw ba pipili kung magkano ang e loan m sa personal loan? Like hanggang 200k lg pwd pero ikaw gstu m lg ay 50k pwd ba yon sir?
how po kaya ma lipat ung personal loan sa savings acvount. ang hrap po nila macontact
Sir. If mabayaran ko Full Balance amount ko. Tapos mag reloan ako gaano katagal bago makapag reloan
I guess with our current revolving processes po, either you are employed or self employed magiging mahirap yung application once you have a bad credit history. That’s the number 1 po kasi na chinecheck ng mga banks and I highly believe that most of the freelancers nowadays mas malaki pa yung earnings compared to employed ones and there are banks na nagaadjust na rin naman from time to time sa mga clients nila.
Approved aq s personal loan last friday and ngappear n yung virtual card s online banking ko since may debit and credit card ako s UB, pero until now wla pa tawag c rep ., ganu kaya katagl bgo matwagan ni rep?or pwd b ko tumawag mismo s CSR nila? Thank you po in advance s sasagot
how's your status now po na disburse naba ang amount?
Sir bkt po ng cancel ung application ko?dpa tpos mg fill out ng application
possible ba ma approve sa personal loan kahit hindi pa bayad yung credit card transactions mo?
Sir pat, pa review po ng unionbank rewards platinum visa
Tinatanggap po ba ni union bank for personal loan application ang credit card ni Atome?
Ilang araw na wala pa reply. Do you know how to check loan status po sa UB PERSONAL LOAN?
ff
Paano nyo po chineck yung application loan nyo sa unionbank
As per my opinion napakahirap mag apply pag self employed ka kasi wala sila ma cocontact incase na di ka makapag bayad. Madalas din mapeke mga requirements di katulad pag may work ka matatawagan talaga nila yung employer mo to ask kung legit kaba tlga na nag wowork para ma sure nila na may pagkukunan ka ng bayad.. Di ka din mabilis makatakbo sa utang mo kasi pati employer mo mapapadalhan pa nila ng letter ng demand para malaman nila na di ka nakakabayad...
#Roadto75KSubs
Boss nag apply ako now kasi credit card holder for almost a year then sabi yung application was cancelled tapos nag re apply uli ako ang sabi 3 working days malalaman if approved or hindi pero nung first try ko ganun ang sabi you succesfully completed application eh nakalagay return i click that so napunta ako sa simula start application tapos nilagay ko yung refference ayun nga cancelled daw kaya ng second try ako tapos may bago referrence number uli napunta uli sa simula ayoko na uli i-enter yung 2nd referrence baka maka cancelled uli..bakit kaya ganun?
Same tau
Pwede po ba mag apply ng personal loan sa kanila kahit gcash credit holder po ako?
Hello sir, Ask ko lang if mag aabiso ba sila sakali Ma-decline sa Personal Loan? Sana mapansin po. Thank you!
How about cashcard lang Po from UMID.
Hello po. Ask ko lang po may existing cc po ako under 6 mos and employed po. Worried lang po ako if incase need po ba malaki savings para ma approve po? Di po kasi malaki savings ko for ub debit. Or sa mismong credit score po sila nag b’base? Thank you po! Sana mapansin
Sir anong mga requirement pwede walk in sa office ng union bank
Just got approved. Now, how do I withdraw it if want to? haha
Same question 😅😅😅
How long po kayo naghintay to know na approved?
Magkno po naloan nyo? Pano p kaya pag nsa abroad ndi mttwagan ung number na nlgay q pero active cya for incoming message’s lng since roaming number cya. Pag gnun po ba kht approve n may possibility prn po bang madeny kht may debit card nmn aq ng ub?
Sir my UB account ako pwede kya ako mg apply personal loan ofw work ko?
Na try nyo poba
Hi. Ask lang Po PAG mag apply Po ng Personal loan. Required Po ba na dpt may cc ka Po sknila ? Cc Po ba dpt una bgo Po makapag apply ng personal loan. Thanks po
Hindi po mahirap mag apply kahit selfemployeed provided complete documents, eg Business Permit, DTI, BIR ITR for 3 years... i tried it sa BPI, DTI SME at Card Bank
Kpg meron debit card b pwede din sa UN
Anung bank ang pinaka mabaab enteres kasi Patapos n loan ko Bpi 620k Eh NALAKIHAN ako enteres nila kaya sa ibang bank nalang ako PANGDAGDAG puhunan
Sir Pat TOTOO BANG WALA NG QUICKLOANS NA INO-OFFER SI UNIONBANK AT ILILIPAT NA KAY UNION DIGITAL ?
Opo
Hello. Ask ko lang po if possible umabot ng 100k ang penalty sa Unionbank?
nacacancel lagi ang application ko sa kanila intay ako ng intay lagi nakakaiyak 😭 twice ko na sinubukan
Gaya nga po ng sabi nyo maraming hinihinging requirements. Tulad ako kahit saang bangko hindi makapag apply kasi no proof of income kasi nga online seller lang ako. No payslip, no dti or kahit anong papel na hawak to proof my income. Pero kung tutuusin mas malaki pa ang kita ng self employed/online seller (just saying,no hate) 😁💖😊
Ps. Tahimik lang ako sa gidli pero always akong support sayo Sir Pat, naway palarin dahil first time kong sumali sa pagive away nyo po 🙏🤞💖
#roadto75subs
If may existing quick loan po ba pwede pa din mag apply ng personal loan?
Pwede ba mag loan sa union bank kahit wla kang accnt sa kanila saka ang ofw land base currently na nasa ibang bansa?
Got my unionbank personal loan, ang bilis ng process, 60k agad na avail ko ,
Pano ka po nagbabayad ng personal loan?
Auto debit ba yun?
Auto debit via unionbank din
did ub provide the amount na pwedeng i loan? or you have option na mag request how much? may email na kasi ako about approval pero sa application process kasi di naman nag ask kung hm il loan
Tanong ko lang, okay lang bang twice mag loan sa unionbank ng personal loan?
maari bang dagdagan yung nakuhang loan amount habang ndi pa nagsisimula ung auto debit?
Ppde ba mag aplay direct sa banko? Ndi mkpag aplay online e.
Pwedeng pwede po
Sir saan nyo nakuha yung sample calculation?
Hi ganon po ba talaga pag may account and credit card sa union bank? auto fill lahat pati employment details?
Same po nag apply po ako auto fill sila at nag proceed lang bigla. Nag change panaman ako ng company, panu kaya yun. Nagapply poba kayo? Na approve poba
Oo mahirap talaga pag self employed hahaha, need Kasi proof of income.
#roadto75ksubs
Pwede ba mgloan sa UB ng personal loan pero ung credit card na gagamitin ko is ung sa fiance ko?
Tanong lang po if makalon po ba yong processing fee ikaltas po nila?thnks po s sagot
Hi! Sa mga na approved po can i ask possible po ba ma approve ng 2M? Thank you
sana po may maksagot, na approved ako sa personal loan 175K, MAY CC din ako kay union bank, paano po makagawa ng savings + or ok na po yung personal savings account para sa disbursement ng loan? tsaka matagal po ba talga tumwag yung officer ng unionbank like ilang araw po after approval. salamat
gano katagal bago ka na approve?
Ma'am pwede magtanong? Ilang days po bs inantay mo Bago mo nalaman na 175k ang approved mo sa UB Personal loan? Sana mo mapansin salamat po!
Kong 5 years magknu ang deduction ng 100thousang sa
Sir Pat, alam niyo po ba kung saan pwede makapag bayad ng Union Bank Personal Loan? Salamat po
Naka pag bayad na po ba kayo Ng personal loan Ni ub?
Wala pa po.
Di rin ako makabayad. Okay na po ba ang sa inyo? Even yung SOS hindi mabasa
Ma'am pwede magtanong ilang days po kayo nag antay bago ninyo na Received ang pera ni UB? SANA PO MAPANSIN SALAMAT PO!😊😊
Ilang days bago may tumwag po pagkaccept ng email na approved
Tama boss mahirap ang free Lancer mag apply... Slamat boss
Hnde kompleto Yong info Sir. Hanggang sana sa na approved na talaga. Pero thanks sa Idea 💡 ❤
Sir tanong lang po kung saan ka magbabayad
Di ka po ba maaapprove sa bank loans pag may existing Salary loan ka sa SSS?
Sir tanong ko lang Po. Kung paano mag bayad ng loan sa union digital bank. First time ko kasi makaloan. At diko Po alam kung saan magbayad. Ky union bank ba or kay union digital. At kung paano. Sana Po mapansin Po ako
Hi Ask kolang sa Application mo. Sino nag decide kung magkano iloloan mo? Yung UB or ikaw ? salamat
@@andrheytitong3894 Yong UB Po mag messge sila at e bigyan ka ng code
Sir pwedi po bah mgloan ang ofw jan xa UB khit and2 xa abroad po.
Pwedi po nka loan na ako sa UB 2times na po quick loan Bsta my credit card ka wait mo lng Yung offer or invite code from Union digital bank nilipat na po kx dun Ang quick loan ni UB last Dec. 5 na offeran ako ni UD 30k
Pag po ba dika na approve sa loob nang isang araw wala napo bang chance yon?