Multiply Your Investment Knowledge with our Online Courses : 1. Masters of Stock Investing (MSI Course) 2. Masters of Mutual Fund (MMF Course) Website Link - www.phronesisinvestor.in/s/store What's App No - 9035318500
Great insights ! These are indeed helpful and must be taken into consideration who are commencing Sips for the first time ..immense gratitude to u sir 🙏
Sir, as per my risk appetite, I find ETFs attractive particularly momentum ETFs, however, AUM is not as large as mutual funds AUM and therefore exit becomes difficult sometimes. Expense ratio is considerably low but churning frequently erodes profitability due to taxation.
How to covert regular mutual plan to direct mutual plan without compounding loss, because my fund is three years old. Now I have seen lots of video on difference between regular and direct mutual fund and come to know there is huge difference about fee and expenses.
Compounding intrest... Compounding intrest... Compounding intrest... Compounding intrest... Compounding intrest... Compounding intrest... Compounding intrest... Compounding intrest... Compounding intrest...milta kaise hai sip ya lumsum me??? बैंक में जो पैसा जमा होता है उस पर तो समझ आता है की मूल धन पर मिले ब्याज पर भी ब्याज मिलता है लेकिन म्यूचुअल फंड में तो यूनिट मिल जाती है तो उसमे कैसे Compounding intrest... मिलता है। स्टेप बाई स्टेप समझाइए।।।
Sir, just trying to be in investment for 5yrs and already started with SIP amount of 1000 each recently spreading over 4 fund houses. Can bear risk upto 5yrs. 1-SBI- Blue chip, Large & Mid cap, Small cap and CPSE BP SDLSep2026 50:50 index. 2 - HDFC Flexi cap Retirement savings Balance advantage 3- NIPPON Small cap Multi cap Mid cap/ Growth 4- UTI MF - Mid cap Value opportunity Large & Mid cap Can invest 2000 more. Kindly advise on my fund selection and investment horizon to achieve a corpus of 20lacs.
Sir kitne small cap fund ek portfolio mein rakh sakte hai mid cap and flexi cap ke sath best return ke liye more than 10 years ke liye lumsum or sip ke liye kounse best small cap hai kya hum 3 small rakh sakte hai kya return kam to nhi honge please advise.. investment amount 15-20 lakh within 2 years i want to invest
Sir, long term (15 to 20 years period) time frames flexi cap growth fund sip with 5℅ step up. Is it good for my granddaughter's? Please discuss your valuable view.
Excellent video! You have said it all Sir! I would have also liked to hear about asset allocation from you. If possible please make a separate video on asset allocation. Thank you so much!
Sir itni baar send kiya abhi toh please review krdo my portfolio age 25 time period 20 years Quant small cap 3000 Nippon india small cap 3000 Motilal Oswal mid cap3000 Edelweiss mid cap3000
@@PhronesisInvestorAcademy sir, I had already started investing in SBI Magnum Midcap Fund, SBI Equity Hybrid Fund, SBI Contra Fund,SBI Dividend Yield Fund of ₹2500/month each for the past 5 months . Shall I continue with this portfolio. Please suggest if I have to make any changes. Is there any overlapping of funds I don't know since I am a new investor. Please do reply
@@PhronesisInvestorAcademy Sir, since I am a new investor, I would like to know whether my portfolio of SBI Magnum Midcap Fund, SBI Equity Hybrid Fund, SBI Contra Fund,SBI Dividend Yield Fund of ₹2500/month each is good enough. Will overlapping can affect this portfolio. Sir hope you will reply to the query...
Very good video, I have been investing in MFs since 2015 but this video made me revise basic concepts and ensure that I'm not doing any mistakes in my investment journey. I used to invest in regular funds long back, but switched to direct plans of the same scheme gradually considering taxation.
Incase of retired persons with income from pension ,SCSS interest etc is Rs 2.5 lacs per annum,how income tax will be calculated for redeemed debt funds and equity funds i.e.if redemption of debt funds with gains of Rs 2.0 lacs from debt funds and gains of Rs 2.0 lacs from equity funds are done. Both gains are long term capital gains . Query : Whether gains will be added to the total income then taxed or seperately @ 12.5 %. Though income from pension and SCSS etc is only 2.5 lacs per annum.
Don't switch . Switch means lump some on that day. Many beautiful girls on .....app suggest for switching to direct plan for their commission. Unki zase me mat aana🎉
Multiply Your Investment Knowledge with our Online Courses :
1. Masters of Stock Investing (MSI Course)
2. Masters of Mutual Fund (MMF Course)
Website Link - www.phronesisinvestor.in/s/store
What's App No - 9035318500
Great insights ! These are indeed helpful and must be taken into consideration who are commencing Sips for the first time ..immense gratitude to u sir 🙏
Thanks a lot and always welcome🎉🎉
Bahut bahut jyada good and knowledgeable video banaya h sir ....thanks ❤❤
Thanks a lot and always welcome. Video jarur share kijeye 🙂
Bahut badhiya aur vistrit jaankari. Thank you🙏
Always welcome 🙂
Dharmendra Ji, you really need to check your video output. It is always blurred and hazy in all your videos
Will certainly check, Thank you 🙂
@@PhronesisInvestorAcademy try a better recording n watch before upload.
Very useful & important information sir
Thanks a lot 🎉🎉
Thanx sir
Always welcome
Realy your great advice. Well done.
Thank you
Very very informative and useful video for an individual. Thamks a lot, sir.
Always welcome🙂. Do share it with others also.
Good information... keep it on. Best wishes
Thanks a lot 🙂
Great Sir ji.... We are all students of your "SIP KA PATHSHALA"🙏
Thanks a lot 🙂
Very Valuable information sir, thank you so much 🙏
Thanks a lot and always welcome 🙂
Good Evening Sir! Informative & Very Helpfull Video. Thanks!
Good evening ! Thanks a lot 🙂
Value added sir. Thank you so much.🎉🎉
Always welcome 🙂
Nicely explained
Thanks a lot 🙂
Good information provided in your video sir. My question: how much time should be given to an underperforming fund before deciding to exit it??
@@dilbagsingh3883 3 month
Thank you, will try to cover this topic in detail.
You are my Mutual Fund advisor/Teacher so Happy Teachers Day.🎉❤
Thanks a lot and always welcome 🙏
Knowledgeable... Sir, thanks
Always welcome 🙂
Sir, as per my risk appetite, I find ETFs attractive particularly momentum ETFs, however, AUM is not as large as mutual funds AUM and therefore exit becomes difficult sometimes. Expense ratio is considerably low but churning frequently erodes profitability due to taxation.
Good guidence
Thank you 🙂
Nice and very effective videos
Thanks a lot 🙂
Thank you
Always welcome 🙂
Good
Thank you
How to covert regular mutual plan to direct mutual plan without compounding loss, because my fund is three years old. Now I have seen lots of video on difference between regular and direct mutual fund and come to know there is huge difference about fee and expenses.
We have already published a detailed video on this topic.
Very simple, stop the sip in regular, start new sip in same plan
Very informative video
Thank u sir right now im following to u.
Thank you and always welcome 🙂
Hi sir,
I didn't find any risk assessment option at your website.
Please guide ....
Risk profiler : phronesisinvestor.com/risk/
@@PhronesisInvestorAcademy thanks sir
Tried the Risk Profile evaluator and my risk taking ability is moderate
Compounding intrest...
Compounding intrest...
Compounding intrest...
Compounding intrest...
Compounding intrest...
Compounding intrest...
Compounding intrest...
Compounding intrest...
Compounding intrest...milta kaise hai sip ya lumsum me???
बैंक में जो पैसा जमा होता है उस पर तो समझ आता है की मूल धन पर मिले ब्याज पर भी ब्याज मिलता है लेकिन म्यूचुअल फंड में तो यूनिट मिल जाती है तो उसमे कैसे Compounding intrest... मिलता है।
स्टेप बाई स्टेप समझाइए।।।
Sir how safe to invest in MF through Groww App for long run
Gold mutual fund pe video kaab babaiyega?want to know gold etf mutual funds mein investment safe hai ki nahi?kindly make a video on this...
Sir stock mai sip kaisai karai
Thank you sir, please make a video showing extra how to invest in direct funds using mutual center
Always welcome 🙂
Very nice advices
Thank you 🙂
Very useful video for new investor
Thanks a lot 🙂
sukriya sir ❤
Thank you 🙂
Thanks sir ji
Always welcome 🙂
Sir ji, Paytm money reliable hai? Continuing for last 6-7 years, no problem till now
Sir, just trying to be in investment for 5yrs and already started with SIP amount of 1000 each recently spreading over 4 fund houses. Can bear risk upto 5yrs.
1-SBI- Blue chip,
Large & Mid cap,
Small cap and
CPSE BP SDLSep2026 50:50 index.
2 - HDFC Flexi cap
Retirement savings
Balance advantage
3- NIPPON Small cap
Multi cap
Mid cap/ Growth
4- UTI MF - Mid cap
Value opportunity
Large & Mid cap
Can invest 2000 more.
Kindly advise on my fund selection and investment horizon to achieve a corpus of 20lacs.
Sir kitne small cap fund ek portfolio mein rakh sakte hai mid cap and flexi cap ke sath best return ke liye more than 10 years ke liye lumsum or sip ke liye kounse best small cap hai kya hum 3 small rakh sakte hai kya return kam to nhi honge please advise.. investment amount 15-20 lakh within 2 years i want to invest
1/2 small cap fund if risk profile is aggressive and investment horizon is 10 years or more.
@@PhronesisInvestorAcademy thanks sir
Sir, long term (15 to 20 years period) time frames flexi cap growth fund sip with 5℅ step up. Is it good for my granddaughter's?
Please discuss your valuable view.
Very good explanation
Thank You 🙂
Excellent video! You have said it all Sir!
I would have also liked to hear about asset allocation from you. If possible please make a separate video on asset allocation.
Thank you so much!
Thanks a lot. 🙂 Noted
Sir
I have a query .I have been trying hard for long time not getting XIRR in MF Central . Only getting absolute return.
Can you please guide me .
Sir Nippon India Small Cap May Abhi Invest Karna accha ho ga kaya
thanks sir g
Always welcome 🙂
large and mid cap fund ke lea video cai
Agar ho hi Gaya hai sar regular to usko direct kaise karen Mahoday
Sar KYC ke upar bhi video banaaiye
Sir, i am doing sip in hdfc defence fund ,what will be the future of this fund currently it is giving -2.5 return in present month
Please watch our detail video on defense mutual fund.
Mile stone , Thank you sir
Always welcome 🙂, do share this video with others.
Sir sbi yono safe hai bank me jake kre
Sir itni baar send kiya abhi toh please review krdo my portfolio age 25 time period 20 years
Quant small cap 3000
Nippon india small cap 3000
Motilal Oswal mid cap3000
Edelweiss mid cap3000
Sahi hai bhai but mid and large cape me bhi investment kare. Apne sabhi small cape kiya hai
Divide 12k into 4k for small cap, 4k for midcap and add flexi cap of 4k
5000 sip in canara robeco small cap fund for 30 years
Shi hai ??
Sir, is Groww app safe for SIP?
Lambe samay ke liye kaha kare
Sir can we have 2 DMAT a/c on the same PAN ??
Yes, with different brokers
@@PhronesisInvestorAcademy thanks Sir
Happy Teacher's Day to my Mutual Fund Guru Ji 🙏🏻😊🙌
Thanks a lot 🙏
Tax harvesting 1.25 her saal Karine per compounding per Farak parega batanei
Sir ji mf 3 year main jyada profit date hai uske baad kuch cum date jai kya. 3 saal ke baad mf switch karna badiya hai
Aane wale videos mai iska jabab dene ki kosis karunga
Sir I'm waiting for lumpsum strategy ? U told me before that u vl update ASAP.
We have already published a detailed video on lumpsum strategy.
Thanks for reply 🙏
Hi Sir
I started 3k Sip for my daughter in 3 in flex cap funds
PPFCap,JMFlex & Quant flexicapfund . Tell me is right or not
PPFcf not doing well , Bank of India and JM and quant , u think sir From B S Lal
Sir, I would like to change my Lumpsum of SBI automotive opportunities of ₹1lakh to direct which I started 4 months ago.. Please advise me..
For complete details do watch our detailed video on how to switch from regular to direct plan.
@@PhronesisInvestorAcademy Thank you sir🙏🙏🙏
@@PhronesisInvestorAcademy sir, I had already started investing in SBI Magnum Midcap Fund, SBI Equity Hybrid Fund, SBI Contra Fund,SBI Dividend Yield Fund of ₹2500/month each for the past 5 months . Shall I continue with this portfolio. Please suggest if I have to make any changes. Is there any overlapping of funds I don't know since I am a new investor. Please do reply
@@PhronesisInvestorAcademy Sir, since I am a new investor, I would like to know whether my portfolio of SBI Magnum Midcap Fund, SBI Equity Hybrid Fund, SBI Contra Fund,SBI Dividend Yield Fund of ₹2500/month each is good enough. Will overlapping can affect this portfolio. Sir hope you will reply to the query...
Very good points explained in a simple language Dharmendra ji. Keep it up!!
Thanks a lot 🙂
5 year se jada koi company nahi leti
Very good video, I have been investing in MFs since 2015 but this video made me revise basic concepts and ensure that I'm not doing any mistakes in my investment journey. I used to invest in regular funds long back, but switched to direct plans of the same scheme gradually considering taxation.
Thanks a lot 🙂
Very informative and right point for new Invester. I am too late ... Still try to remark your words.
Incase of retired persons with income from pension ,SCSS interest etc is Rs 2.5 lacs per annum,how income tax will be calculated for redeemed debt funds and equity funds i.e.if redemption of debt funds with gains of Rs 2.0 lacs from debt funds and gains of Rs 2.0 lacs from equity funds are done.
Both gains are long term capital gains .
Query : Whether gains will be added to the total income then taxed or seperately @ 12.5 %.
Though income from pension and SCSS etc is only 2.5 lacs per annum.
It's better to consult a CA for personal income tax queries.
3000कि करना है 15 साल के लिए मुझे कहा करना चाहिए जी
1000. Quant small
1000 bandhan bank
1000 oswal mid cap
Don't switch .
Switch means lump some on that day.
Many beautiful girls on .....app suggest for switching to direct plan for their commission.
Unki zase me mat aana🎉