My plans changed because of not passing when I was meant to. There’s a lot to it which still mentally hurts me today and I’ve been on job hunt’s trying to get into a routine as I haven’t had a proper job since covid started. My plan went good but then dipped back down, but that’s life. Plans change and the path we end up on changes us as people as our experiences expand
Yes, I certainly have experienced that. In February 2020 when pandemic hit, I was just few months into Master course of my dreams in Italy… To get there, I worked hard, I dedicated two years to gather creative portfolio and prepare all documents, I made strategic decisions and I had to sell my apartment to cover rather high tuition fee; then I planned to get internships and job through that school’s career center by the end of the course. Well… when pandemic hit, I had to leave Italy and stay in my homecountry until restrictions were lifted. Our studying program was significantly changed due to circumstances and we didn’t receive proper practical part of the course. Anyway, it is what it is. We finished our course online, graduated online. Some of us got the chance to get internships, but it didn’t pay off anyway, ongoing pandemic, economic crisis and decline in fashion industry made it impossible for us foreigners to find a job right after graduation. Employers were like, you’re cool kid, we like your works, but we don’t hire in the near future, because we strive to stay afloat and keep our existing personnel. As young designer looking for a job, it is totally understandable, but it hurts anyway. I had to go back home and re-evaluate everything. I was depressed and I still feel paralyzed in some way, unable to make decisions, unwilling to make plans. Why plan anything if it doesn’t work? Five years of my life were carefully planned and spent with such determination, but it all seem to be futile. I worked so hard, studied so hard, I couldn’t even visit my grandma’s funeral because I had examinations at the moment… I sacrificed too many things to get this Master degree, but in the end my plans were destroyed so easily. It still breaks my heart.
There is a saying ' as one door closes another opens' I find that with a positive attitude, opportunities will appear just at the right time. Everything will be ok 🌟💕
I work for 6 year before going for my master degrees and no regretss at all, I think its important to know your self first before doing something that would require long period of sacrifice. And if you don’t think you need a master, especially if you are already well off without it, thats perfectly okay not to pursue one
been there and done that sister. all in gods timing! keep working hard, it will only make the satisfaction of ur masters feel even more rewarding. i believe in u!!
If you want, go back later in life to an adult only program. I did that and let me tell you, it’s SO nice not to have to deal with immature teenagers in morning classes. All my classes started at 6pm and I had lots of older people who I was able to learn from their many years of life experience.
I did that as well, I’m currently taking night time classes with older people. But honestly, are they more mature? At least the ones in my class are super spoiled and immature and want everything done their way and don’t respect professors at all. But one thing that is good is that professors will try to make your life a little easier because they know most of us are student workers and don’t have much time to study.
@@Solip_i I am in America and I had to work my whole life and while in school. The people I went to school with my age were immature, did not take school seriously at all, did not view this as a stepping stone to a better life at all. It was pretty demoralizing to be around people that didn’t give a crap that this was a ticket to a salaried job and the opportunity to get out of low income and away from poverty behavior. I met a couple people abroad while traveling from other countries that were younger than me, and they seemed to take school more seriously and view it as a job, idk
@@martaribeiro96 people my age when I went to school (I was a traditional aged student- so other young people) complained to professors more, did not study for exams, cheated the whole way, did not even try to retain information, and expected acceptance of late work. The older folks were way more engaged and proactive on average (I didn’t meet a single one who wasn’t, but I met VERY few young people that exhibited this behavior), but perhaps it was because they already had responsibilities
Yes. Finished my MBA and planned to work for a couple of years and then move into a PhD. Got 6 PhD interviews over 2 years. 1 offer, not funded. Couldn't afford non-funded. I haven't given up getting a PhD one day, but I am now open to new routes. And I'm not in a rush.
I'm sorry you didn't get the scholarship. I know you're adapting your decisions but it still sucks not getting chosen.❤️ Sending you lots of love and support. May your next choice lead to happiness and fulfillment.
hi, i'm brazilian! At this moment i'm living the same situation than yours. Watched this video just make me more confident to see another person in the same way. thank you!
I've learned not to plan things too far ahead, usually more than a year in advance (or even months sometimes). I used to do this and then my plans changed, and it wears me down that I change them because I feel like a quitter or I can't keep my story straight. So I have a general idea of what I want and know what I want to do after college, but it's not strict and will probably change. I just changed my plan last week lol. It kind of makes it easier to know that I don't have to follow things strictly and can do what I think is best for me. 🖤
I’m finishing my second year of undergraduate and honestly I think i’m going to stay in uni for as long as possible. I don’t know what I want in life and I’m not particularly talented or good in anything.
Honestly I think getting experience between your bachelor's and master's is a good thing you can always study in a few years when you feel up to it. I had a lot of life changes occur after my bachelor's and while I watch my school friends go on to master's, I immigrated. I focused on learning to live in a new country, learn the language, get married and become a parent before I got back to my studies in a new field. 1 year left but I am happy I decided to do it. I feel like it was the right decision for me and I am passionate about my new field and it works well enough with my previous study.
I personally hate school and college. It’s so expensive and you are not guaranteed a job after. If this is what happened let it be and be optimistic of the future.
That’s why I’m glad that apprenticeships exist in England because you can work and study and earn money as well as gain experience in your chosen workplace However I’m first going to college because for us it doesn’t cost money and university does but I want to understand where I want to go before going down there
I think it really depends. My major requires lots of school to be able to do the work I want to do but many others don’t require that. I’m going into geologic sciences and you really can’t get anywhere without a bachelors or a masters. School isn’t for everyone and it’s incredibly expensive especially here in the US. Don’t ever feel like you need to go to college but up to high school is really important to have the necessary skills to be an adult.
Firm believer of everything happens for a reason and what is meant to happen WILL - at the right time. If you are set on doing and finishing your masters, don't give up and know you will. For the meantime, smile and enjoy what life has in store for you ❤
Hi I’m from Japan I’ve been watching ur TH-cam since u were high school students. Your channel always encourages and motivates me to challenge new things. Thank u always !❤
"Vent" I could relate, I study for my masters and I will graduate in june and now im looking for PhD in Canada but because i dont have money, I look for scholarships. Its kinda overwhelming and took its toll on my mental health because I didnt get a gap year between bachelors and masters as labs were closed during yk, I wasnt able to fininsh my thesis early, this year is my fourth year in this program and I feel I couldnt study anymore I am so tired but the thing is that I dont have any better choice I need to go out my country to be with my long distance bf "who is living in another country that is not Canada" I want so bad to be with him since he got a chance to study there in fall 2023 But here I am 27 years old, unemployed so no income and no job experience whatsoever, I feel I wasted my best years studying and now I dont know if I want to go back to study but the thing is I cant be with him unless we are in the same country I dont know what to do, like I love him but life is hard :(
I’m not sure if you’re still pondering on your future, but someone asked me a question that really helped me. They asked me what kind of life I wanted to live. When we were you get they always focused so much on “what do you want to do/what do you want to be” but the problem with that question is that they only focus on that paths. When you pick a path, you picked your future- you pick your income, your family life, how much you spend your time at work, who you spend it with a majority of the time. So instead think about the lifestyle you want to see for yourself. What’s important to you? Travel? Having a family and spending time with them? Making an impact in the world? Whatever your values are, they should decide how you should live your future. And then you find the path that’s best suited to get you there. And no matter what don’t sacrifice any of it. If a path will get you close but not everything, maybe try it for a bit- but always know that you can get what you want, you just need to find it and go for it. Good luck with everything! ❤
As much as we plan for things to turn out a certain way, things rarely go exactly as planned in life. I am sure there is a silver lining in all of this!
I also happened to be at the same boat as you. I was thinking of going back to getting master degree even try this abroad and since a few months ago i got to the point where i have to reconsider all i planed and we'll it wasn't clear anyway. But now in studying 😅 but in a IT school as a full stack developer and i enjoy it. Well soon enough I'll see how it turns
I wish my student debt was that low 🥲 I’ve got about $12,000 in student debt rn and that’s because I only went to university for two years. I’m hoping to go back one day. But hey That’s the American education system 🙃 I’m so sorry you have to pay off student debt!! No matter the amount it can be really crippling and cause extreme stress. I’m sending love your way ❤❤❤
I understand that you are from Norway and there almost all undergraduate and postgraduate programs are free - you have chosen to live and study in London, the most expensive place one could do so and also at a time when there is so little support for education in the UK.
You can also do your masters online, via OpenUniversity or so. keep applying for scholarships. ❤ in Germany, we say: don't just apply for one, aim to apply for 20, and one will work out. All best !
It's always hard for things to fall through and not go as planned. Sometimes things aren't meant to be, because something better is on the way! That's such a cliche saying, but from my own life and the lives of my friends I can see how everyone is on their own path, and sometimes going down the lesser-known or least-expected route will bring you experiences you hadn't even thought possible. Also it's never too late to go back into education if you decide you want to later on
Wow, I never knew that you have to pay scholarships back. Unless it depends on the scholarships received and accepted. I appreciate this clip by you, because I would've never have known this about scholarships. I wish you the best and I hope everything works out in the long run for you. 💛✨️
I went through something similar I planned to take some time off after finishing and thought I had several years to pay my loan off because that’s what I was told, completely drained my savings till I could get back to school to defer payment
A masters is great if you NEED it to further your career. Some fields it’s just something you must have. For most things however it’s not a must, many, many of the worlds most successful people do not have further education like this. Vision, hard work, determination, NEVER giving up will get most people where they want to be.
I was studying 6 years in uni for free, now I am doing my med residency and I need to pay. I want to continue studying because I love it so much, but I don’t have money 😪 and I still have a loan to pay for med residency, but luckily for last semester I will pay by myself. So sad that we need to spend a lot of money to be educated people 😢
I’m also taking a year off before going back for my masters but my BS in psych was free. I’m mostly just taking a gap year because I have two babies and I think they need me more right now.
To be honest if I would know what I know now I probably wouldn't go for master at all. In Poland for many jobs you just need higher education and bachelor is enough. So it is better to have bachelor and start job to have experience - which gives more opportunities then just studies, because almost everyone want you to have experience to start (good) job
if you moved to the UK before 2022 you may be eligible for a postgraduate loan, if not now then in a few years. but yeah there may be other opportunities later on or maybe a masters isn't the most important thing to do well in you career. either way, good luck!
I'm paying for college out of pocket to avoid student loans. I have a scholarship and get financial aid but it doesn't cover all of it plus I commute but I also waited to go to school in my mid 20s when I could afford it. It was better to wait.
That’s why gap years are a trap concocted by people who flunked out of college, to get otherwise smart students to get used to not having to go to class on a regular basis. I did the same thing between my bachelor’s, and grad school, and life took over and I never made it back to grad school to finish my master’s and to see if a PhD was possible. It’s much better to keep pushing until there is no other degree to achieve and you are in your dream career moving up that corporate ladder, not trying to figure out how to find time and money to go back to class because you took a year off to visit beaches. My suggestion, if this is a somewhat current video, is to make a video series of you refocusing back to your education and showing how you do it. That’ll provide you an obligation to keep going, other than a potential career. Make it a daily VLog.
I personally think if you don’t really have a reason or need to get a masters, don’t do it. It’s a waste of time and money (in my opinion). Instead use that money and time to do stuff you enjoy (or pay back ur student loans 😅)
in germany it’s actually just like between 200-400€ per semester depending on what the study is. i think it’s fascinating that me being german and already having comparably affordable university education plan on studying my masters in sweden bc (among other reasons) the education itself costs less there😅
This will be my first “spring semester” not as a student too, I graduated in May. I know how u feel haha, but I like not stressing about homework and exams it feels freeing. I am able to do more art and creative things now. I feels maybe like entering the open ocean vs staying in the reef
Study is not everything. I started a study 2 years ago, but ended that quickly (been selfstudying coding for 8 years). By now, I’m 18, on my third job and headed to buy a house in 1 or 2 years 😃
I don't have any student debt because my college is free. I'm studying biology and chemistry. We only have to pay if we don't pass a year around 1000$ or if we decided to unroll from college you also have to pay a 1000 for every year you studied because country paid for it and you unnecessarily took place for some other student. I would say that is pretty fair
Has she explained more about these student loans? People in the U, usually those pushing for cancellation of student debt, are always pointing to Nordic countries as the gold standard for giving students a free undergrad education.
You have to pay it back to Uk or to Norway? I thought you received a grant from Norway to study in Uk. Studying in UK universities is so damn expensive..specially in London
Yess you’re correct! I got a grant + loan to study in the UK (which I’m super fortunate and lucky to have the ability to get, so thank you Norway!!🫶🏼) The total was approx £40k a year, 2/3 being a loan. That’s what I’m starting to pay back now 🥲🥲
@@macerly oh I understand, that’s not a bad deal. £40k per year is lot of money, your country is so generous! You will survive with the repayments 💪🏽thanks for replying!
Skjer hele tiden med meg. Bra at Nav backer da! Vet ikke hva jeg vil jobbe med, eller studere i det hele tatt. Studerer akkurat nå, men uff idk. Masse lykke til!
@@macerly aah,visste ikke du var i utlandet. Nav har hjulpet meg i mitt «gap year» så var mer det jeg refererte til. Beklager! The more you know. Stå på! 👏
Whats the point of a gap year? Why not simply get through school ASAP. I have seen kids in my community take gap years but they get shamed because most of them are not doing anything with that time. Like i get if they were gonna work a job or take a long trip. But majority of these people didn't do anything with the time. And then often you have to start again to get admission. And when you graduate, your friends are already a year into their jobs and saving for a house and buying their first car. While you are in debt hustling to get a job.
Wow, after only six months it's crazy.. In Germany if you had bafög (the governmental support) you start paying it back 5 years after graduation up to a maximum of 10.000€
Har under ett år igjen på min bachelorgrad... Studerer også i utlandet og har samme plan som du hadde, men kanskje det er på tide for meg og å tenke plan B...
i had no idea student loans have deadlines?? that seems awful, they only gave you the notice 3 weeks ahead? what if you don't have the money.. you can't just easily earn 4k in less than a month? i'm not american so i really dont get how all this works, but i've heard people say it took them decades to pay off their student loans so is there only a deadline on some of it? is it not a big deal if you don't make the deadline, or does it mean you'll have to pay more how does it work edit just rewatched the vid and nvm she's not american but my question still stands what's it like where you live? what would happen if you can't pay it in time? are you just obliged to and then go into debt if you can't afford it meaning you won't be able to afford anything else for months??
Here in the UK you will only start paying if you reach a minimum monthly income. Each case varies as it all depends on where you are from and what kind of studies you have taken...etc. If you don't work or don't reach the minimum income, you don't start paying. Otherwise, if you are working and reach the required minimum, a specific percentage will be paid (depending on the plan you are in). The payment period ends after X years, again, depending on your case 😅 It's a bit of a mess and also a sacrifice hehe. I hope I've been able to clarify it for you :)
Pro tip, you'll never feel really "mature". You'll realise that when you get into your thirties and you feel the same as you do now, and then when you reach 50 and still feel the same.
Question: why are ypu paying of this much at a time? I pay of the minimum amount I can and 1) get a tax break 2) no one has to pay off the rest if something happens to me
@@macerly Ah, OK. I haven's asked around much - I just know how much people with a master's degree pay, so maybe it is different? At least for me, the tax break is worth the higher cost of the loan because of the long pay-back period, but I know that some people just don't like the thought of a loan, or think they will have a better chance of getting approved for morhage if they don't have the study loan. Thank you for answering :)
Have you experienced a similar situation? ❤️🩹 Where an unexpected event or decision, made you re-evaluate your plans for the better? ❤️🩹
For the worse unfortunately (depression) but things got better after
My plans changed because of not passing when I was meant to. There’s a lot to it which still mentally hurts me today and I’ve been on job hunt’s trying to get into a routine as I haven’t had a proper job since covid started. My plan went good but then dipped back down, but that’s life. Plans change and the path we end up on changes us as people as our experiences expand
Yes, I certainly have experienced that.
In February 2020 when pandemic hit, I was just few months into Master course of my dreams in Italy… To get there, I worked hard, I dedicated two years to gather creative portfolio and prepare all documents, I made strategic decisions and I had to sell my apartment to cover rather high tuition fee; then I planned to get internships and job through that school’s career center by the end of the course. Well… when pandemic hit, I had to leave Italy and stay in my homecountry until restrictions were lifted. Our studying program was significantly changed due to circumstances and we didn’t receive proper practical part of the course. Anyway, it is what it is. We finished our course online, graduated online. Some of us got the chance to get internships, but it didn’t pay off anyway, ongoing pandemic, economic crisis and decline in fashion industry made it impossible for us foreigners to find a job right after graduation. Employers were like, you’re cool kid, we like your works, but we don’t hire in the near future, because we strive to stay afloat and keep our existing personnel. As young designer looking for a job, it is totally understandable, but it hurts anyway.
I had to go back home and re-evaluate everything. I was depressed and I still feel paralyzed in some way, unable to make decisions, unwilling to make plans. Why plan anything if it doesn’t work? Five years of my life were carefully planned and spent with such determination, but it all seem to be futile. I worked so hard, studied so hard, I couldn’t even visit my grandma’s funeral because I had examinations at the moment… I sacrificed too many things to get this Master degree, but in the end my plans were destroyed so easily.
It still breaks my heart.
Oh yes, many times.
Yes :(
There is a saying ' as one door closes another opens'
I find that with a positive attitude, opportunities will appear just at the right time.
Everything will be ok 🌟💕
Yeah, your nans back door
I work for 6 year before going for my master degrees and no regretss at all, I think its important to know your self first before doing something that would require long period of sacrifice. And if you don’t think you need a master, especially if you are already well off without it, thats perfectly okay not to pursue one
Totally!! At the moment I'm not in a rush but trying new things and see what is what I actually want🥰
been there and done that sister. all in gods timing! keep working hard, it will only make the satisfaction of ur masters feel even more rewarding. i believe in u!!
Have you started paying your student loans yet? 🥲
I just had to pay my first one, just as you! 🥲
Alsooo Swede and Business Student here, but studied and staying in Scotland!
Paid them off by the time I was 26. It took a lot of work and focus, but I'm thankful I'm in zero debt.
If you want, go back later in life to an adult only program. I did that and let me tell you, it’s SO nice not to have to deal with immature teenagers in morning classes. All my classes started at 6pm and I had lots of older people who I was able to learn from their many years of life experience.
What country was this in?
I did that as well, I’m currently taking night time classes with older people. But honestly, are they more mature? At least the ones in my class are super spoiled and immature and want everything done their way and don’t respect professors at all. But one thing that is good is that professors will try to make your life a little easier because they know most of us are student workers and don’t have much time to study.
When I went to university, people were mature and wanted to study.
University isn’t highsgool… or maybe it depends on your speciality.
@@Solip_i I am in America and I had to work my whole life and while in school. The people I went to school with my age were immature, did not take school seriously at all, did not view this as a stepping stone to a better life at all. It was pretty demoralizing to be around people that didn’t give a crap that this was a ticket to a salaried job and the opportunity to get out of low income and away from poverty behavior. I met a couple people abroad while traveling from other countries that were younger than me, and they seemed to take school more seriously and view it as a job, idk
@@martaribeiro96 people my age when I went to school (I was a traditional aged student- so other young people) complained to professors more, did not study for exams, cheated the whole way, did not even try to retain information, and expected acceptance of late work. The older folks were way more engaged and proactive on average (I didn’t meet a single one who wasn’t, but I met VERY few young people that exhibited this behavior), but perhaps it was because they already had responsibilities
Yes. Finished my MBA and planned to work for a couple of years and then move into a PhD. Got 6 PhD interviews over 2 years. 1 offer, not funded. Couldn't afford non-funded. I haven't given up getting a PhD one day, but I am now open to new routes. And I'm not in a rush.
Stay positive and always believe in yourself! ☀️ You can do it Maddy!
You’re really brave for being this honest! You’ll figure out the next chapter. Just take it one day at a time ☺️
I'm sorry you didn't get the scholarship. I know you're adapting your decisions but it still sucks not getting chosen.❤️ Sending you lots of love and support. May your next choice lead to happiness and fulfillment.
I hope everything works out for you!❤ sending good energy
Thank you so much!!🥺🫶🏼
hi, i'm brazilian!
At this moment i'm living the same situation than yours.
Watched this video just make me more confident to see another person in the same way. thank you!
Awww so happy to hear that🥰
This is exactly what I needed to see today. Thank you for sharing! 💞🤓
Best of wishes! You got this girl!
In New Zealand once we start earning a certain threshold, our student loan repayments are automatically deducted from our paycheck
Same in Aus
omg that would be much easier😅
Same in the UK. I assumed it would be the same everywhere
@@macerly but that's the same in UK and for what I understand your from uk as well??
In the US they do that when you don’t pay for a while. otherwise it’s up to you to pay. but thats a great idea
Rolling with the punches…It’ll end up being exactly what you needed for this time of your life.
I like your approach to all of this. Your chill demeanor is so nice 🙂
Thank you 💕
I've learned not to plan things too far ahead, usually more than a year in advance (or even months sometimes). I used to do this and then my plans changed, and it wears me down that I change them because I feel like a quitter or I can't keep my story straight. So I have a general idea of what I want and know what I want to do after college, but it's not strict and will probably change. I just changed my plan last week lol. It kind of makes it easier to know that I don't have to follow things strictly and can do what I think is best for me. 🖤
That's good! As long as it works for you, that's what you should stick to🥰
good on you! on the road to debt free and looking for what is true and real.
You can always go back anytime!! Don't look at it as negative! You still have options 🎉 cheers!
I’m finishing my second year of undergraduate and honestly I think i’m going to stay in uni for as long as possible. I don’t know what I want in life and I’m not particularly talented or good in anything.
Honestly I think getting experience between your bachelor's and master's is a good thing you can always study in a few years when you feel up to it. I had a lot of life changes occur after my bachelor's and while I watch my school friends go on to master's, I immigrated. I focused on learning to live in a new country, learn the language, get married and become a parent before I got back to my studies in a new field. 1 year left but I am happy I decided to do it. I feel like it was the right decision for me and I am passionate about my new field and it works well enough with my previous study.
I personally hate school and college. It’s so expensive and you are not guaranteed a job after. If this is what happened let it be and be optimistic of the future.
That’s why I’m glad that apprenticeships exist in England because you can work and study and earn money as well as gain experience in your chosen workplace
However I’m first going to college because for us it doesn’t cost money and university does but I want to understand where I want to go before going down there
I think it really depends. My major requires lots of school to be able to do the work I want to do but many others don’t require that. I’m going into geologic sciences and you really can’t get anywhere without a bachelors or a masters. School isn’t for everyone and it’s incredibly expensive especially here in the US. Don’t ever feel like you need to go to college but up to high school is really important to have the necessary skills to be an adult.
Firm believer of everything happens for a reason and what is meant to happen WILL - at the right time. If you are set on doing and finishing your masters, don't give up and know you will. For the meantime, smile and enjoy what life has in store for you ❤
In Greece where I come from education is free. I am so sorry that people need to pay in other countries.
Kult å se andre fra Norge som reiser rundt! Jeg har fulgt med på deg en stund, men så først nå at du er norsk🇳🇴
Hi I’m from Japan
I’ve been watching ur TH-cam since u were high school students. Your channel always encourages and motivates me to challenge new things. Thank u always !❤
Omg that's so sweet🥺 Thank you so much!!!! 💕
It’s crazy how TH-cam can become a Time Machine
I’m sure you’ll be fine love
"Vent"
I could relate, I study for my masters and I will graduate in june and now im looking for PhD in Canada but because i dont have money, I look for scholarships.
Its kinda overwhelming and took its toll on my mental health because I didnt get a gap year between bachelors and masters as labs were closed during yk, I wasnt able to fininsh my thesis early, this year is my fourth year in this program and I feel I couldnt study anymore I am so tired but the thing is that I dont have any better choice
I need to go out my country to be with my long distance bf "who is living in another country that is not Canada"
I want so bad to be with him since he got a chance to study there in fall 2023
But here I am 27 years old, unemployed so no income and no job experience whatsoever, I feel I wasted my best years studying and now I dont know if I want to go back to study but the thing is I cant be with him unless we are in the same country
I dont know what to do, like I love him but life is hard :(
I’m not sure if you’re still pondering on your future, but someone asked me a question that really helped me. They asked me what kind of life I wanted to live. When we were you get they always focused so much on “what do you want to do/what do you want to be” but the problem with that question is that they only focus on that paths. When you pick a path, you picked your future- you pick your income, your family life, how much you spend your time at work, who you spend it with a majority of the time. So instead think about the lifestyle you want to see for yourself. What’s important to you? Travel? Having a family and spending time with them? Making an impact in the world? Whatever your values are, they should decide how you should live your future. And then you find the path that’s best suited to get you there. And no matter what don’t sacrifice any of it. If a path will get you close but not everything, maybe try it for a bit- but always know that you can get what you want, you just need to find it and go for it. Good luck with everything! ❤
Omg thank you so much Samantha!! that was so nice🥰
As much as we plan for things to turn out a certain way, things rarely go exactly as planned in life. I am sure there is a silver lining in all of this!
I also happened to be at the same boat as you. I was thinking of going back to getting master degree even try this abroad and since a few months ago i got to the point where i have to reconsider all i planed and we'll it wasn't clear anyway. But now in studying 😅 but in a IT school as a full stack developer and i enjoy it. Well soon enough I'll see how it turns
Noooooo 😭 I wanted new study content soooo baaad I couldn’t wait 😭😭
I wish my student debt was that low 🥲 I’ve got about $12,000 in student debt rn and that’s because I only went to university for two years. I’m hoping to go back one day. But hey That’s the American education system 🙃 I’m so sorry you have to pay off student debt!! No matter the amount it can be really crippling and cause extreme stress. I’m sending love your way ❤❤❤
I know!! thank you so much💕😊
Lykke til! Jeg heier på deg, dette skal gå seg til. 💜
I understand that you are from Norway and there almost all undergraduate and postgraduate programs are free - you have chosen to live and study in London, the most expensive place one could do so and also at a time when there is so little support for education in the UK.
Yes. You are turning a corner. Proud of you.
You can also do your masters online, via OpenUniversity or so. keep applying for scholarships. ❤ in Germany, we say: don't just apply for one, aim to apply for 20, and one will work out. All best !
It's always hard for things to fall through and not go as planned. Sometimes things aren't meant to be, because something better is on the way! That's such a cliche saying, but from my own life and the lives of my friends I can see how everyone is on their own path, and sometimes going down the lesser-known or least-expected route will bring you experiences you hadn't even thought possible. Also it's never too late to go back into education if you decide you want to later on
Of course! Sometimes not everything will go as planned, so it's better if you see it as an opportunity to try new things out🥰
Relatable. Just gotta get through it
Wow, I never knew that you have to pay scholarships back. Unless it depends on the scholarships received and accepted. I appreciate this clip by you, because I would've never have known this about scholarships. I wish you the best and I hope everything works out in the long run for you. 💛✨️
I know!! But yes, here in the UK you do have to pay them back😅 Thank youu💕
It sounds like its what was meant for you, I mean your influencer career looks pretty good right now so focusing on it seems like the best choice 💛
I went through something similar I planned to take some time off after finishing and thought I had several years to pay my loan off because that’s what I was told, completely drained my savings till I could get back to school to defer payment
A masters is great if you NEED it to further your career. Some fields it’s just something you must have. For most things however it’s not a must, many, many of the worlds most successful people do not have further education like this. Vision, hard work, determination, NEVER giving up will get most people where they want to be.
I was studying 6 years in uni for free, now I am doing my med residency and I need to pay. I want to continue studying because I love it so much, but I don’t have money 😪 and I still have a loan to pay for med residency, but luckily for last semester I will pay by myself. So sad that we need to spend a lot of money to be educated people 😢
You're Norwegian? Love to see it!
This makes me feel so lucky that I have free university in my country
U are so wonderful
What is the little black thing that has the card info on it, my bf had one too from Oslo when he was studying abroad
I’m also taking a year off before going back for my masters but my BS in psych was free. I’m mostly just taking a gap year because I have two babies and I think they need me more right now.
To be honest if I would know what I know now I probably wouldn't go for master at all. In Poland for many jobs you just need higher education and bachelor is enough. So it is better to have bachelor and start job to have experience - which gives more opportunities then just studies, because almost everyone want you to have experience to start (good) job
if you moved to the UK before 2022 you may be eligible for a postgraduate loan, if not now then in a few years. but yeah there may be other opportunities later on or maybe a masters isn't the most important thing to do well in you career. either way, good luck!
Yes I am! But still trying to figure out what I want hehe. Thank youuu💓
I'm paying for college out of pocket to avoid student loans. I have a scholarship and get financial aid but it doesn't cover all of it plus I commute but I also waited to go to school in my mid 20s when I could afford it. It was better to wait.
That’s why gap years are a trap concocted by people who flunked out of college, to get otherwise smart students to get used to not having to go to class on a regular basis. I did the same thing between my bachelor’s, and grad school, and life took over and I never made it back to grad school to finish my master’s and to see if a PhD was possible. It’s much better to keep pushing until there is no other degree to achieve and you are in your dream career moving up that corporate ladder, not trying to figure out how to find time and money to go back to class because you took a year off to visit beaches. My suggestion, if this is a somewhat current video, is to make a video series of you refocusing back to your education and showing how you do it. That’ll provide you an obligation to keep going, other than a potential career. Make it a daily VLog.
Postgrad degrees are free in Germany (regardless of citizenship) - and you can do some of them in English…
You’re etheral omg you’re SO beautiful!
I personally think if you don’t really have a reason or need to get a masters, don’t do it. It’s a waste of time and money (in my opinion). Instead use that money and time to do stuff you enjoy (or pay back ur student loans 😅)
I just finished my masters degree and I took a 7 year gap between my bachelors and my masters there’s no rush
in germany it’s actually just like between 200-400€ per semester depending on what the study is. i think it’s fascinating that me being german and already having comparably affordable university education plan on studying my masters in sweden bc (among other reasons) the education itself costs less there😅
compare that to English universities who charge wayyyy too much (although the method to pay it back is fair)
This will be my first “spring semester” not as a student too, I graduated in May. I know how u feel haha, but I like not stressing about homework and exams it feels freeing. I am able to do more art and creative things now. I feels maybe like entering the open ocean vs staying in the reef
Good for you for honoring your commitment to repay your student loan debt! 👍
You know uni is free/affordable in scotland? I'd consider making the move for the master's living in scotland is cheaper than in london anyway
Study is not everything. I started a study 2 years ago, but ended that quickly (been selfstudying coding for 8 years). By now, I’m 18, on my third job and headed to buy a house in 1 or 2 years 😃
Doing a Master’s should be with a view to a specific area of work. Doing them for fun is an expensive hobby for the better-off.
Wait you are from Norway??? 🇳🇴🇳🇴
yes!!!
Same here!!!! ❤
What is the brand of your coat and scarf? I absolutely love the look. ❤️
I planned on getting my masters, now i live in panama🤷🏼♀️
You can still get your masters online.
She looks like Anna from the movie Anna
Paid off my student loans and haven’t looked back. I’m glad you are taking the responsibility to pay yours off too that’s how it should be.
I don't have any student debt because my college is free. I'm studying biology and chemistry. We only have to pay if we don't pass a year around 1000$ or if we decided to unroll from college you also have to pay a 1000 for every year you studied because country paid for it and you unnecessarily took place for some other student. I would say that is pretty fair
Has she explained more about these student loans? People in the U, usually those pushing for cancellation of student debt, are always pointing to Nordic countries as the gold standard for giving students a free undergrad education.
I guess this is a call for me to do a year gap. Since I was thinking about it.
You have to pay it back to Uk or to Norway? I thought you received a grant from Norway to study in Uk. Studying in UK universities is so damn expensive..specially in London
Yess you’re correct! I got a grant + loan to study in the UK (which I’m super fortunate and lucky to have the ability to get, so thank you Norway!!🫶🏼) The total was approx £40k a year, 2/3 being a loan. That’s what I’m starting to pay back now 🥲🥲
@@macerly oh I understand, that’s not a bad deal. £40k per year is lot of money, your country is so generous! You will survive with the repayments 💪🏽thanks for replying!
@@macerly wow that's almost unbelievable. Does this include tuition fees or is it separate living expenses?
It includes everything, tuition, flights, living visas (if needed) etc❤️
@@qwr742 Loan suppose to be for tuition fees and grant for living expenses, and don’t have to give it back. Only the loan have to be repaid
I know this isn’t relevant to what you’re talking about in your short, but where did you get your coat from? It’s so beautiful!
I’m 29 and studying again 😅
Proud of you!!!💓🥰
Skjer hele tiden med meg. Bra at Nav backer da! Vet ikke hva jeg vil jobbe med, eller studere i det hele tatt. Studerer akkurat nå, men uff idk. Masse lykke til!
Du får ikke NAV når du bor fast i utlandet :) Men jeg jobber fulltid, så får det til å gå rundt ❤️
@@macerly aah,visste ikke du var i utlandet. Nav har hjulpet meg i mitt «gap year» så var mer det jeg refererte til. Beklager! The more you know. Stå på! 👏
Are there companies in your area that provide free tuition for their employers for approved programs?
You need to get an income based pay back plan. That's ridiculous.
It doesn’t work like that with the Norwegian student loan sadly :/
Wait why is it in Kr, that’s the danish valuta?
It’s also written in danish I think🤔
What do you actually do for work?
What did you study?
I guess I would finished already, if it wasn't to be alone in the parking lot...
Well hopefully someone who needed it more got the scholarship. Maybe if you moved to a cheaper city and apartment you could afford a masters.
What is this email program called?
Whats the point of a gap year? Why not simply get through school ASAP. I have seen kids in my community take gap years but they get shamed because most of them are not doing anything with that time. Like i get if they were gonna work a job or take a long trip. But majority of these people didn't do anything with the time. And then often you have to start again to get admission. And when you graduate, your friends are already a year into their jobs and saving for a house and buying their first car. While you are in debt hustling to get a job.
Wow, after only six months it's crazy.. In Germany if you had bafög (the governmental support) you start paying it back 5 years after graduation up to a maximum of 10.000€
I am German I only pay around 200 euro per year for studying, since the gouverment is paying for it.
Follow your ❤
Norway?
Does this affect your visa at all? Like are you on a student visa?
No, I'm pre-settled x
Har under ett år igjen på min bachelorgrad... Studerer også i utlandet og har samme plan som du hadde, men kanskje det er på tide for meg og å tenke plan B...
i had no idea student loans have deadlines?? that seems awful, they only gave you the notice 3 weeks ahead? what if you don't have the money.. you can't just easily earn 4k in less than a month? i'm not american so i really dont get how all this works, but i've heard people say it took them decades to pay off their student loans so is there only a deadline on some of it? is it not a big deal if you don't make the deadline, or does it mean you'll have to pay more how does it work
edit just rewatched the vid and nvm she's not american but my question still stands what's it like where you live? what would happen if you can't pay it in time? are you just obliged to and then go into debt if you can't afford it meaning you won't be able to afford anything else for months??
Here in the UK you will only start paying if you reach a minimum monthly income. Each case varies as it all depends on where you are from and what kind of studies you have taken...etc. If you don't work or don't reach the minimum income, you don't start paying. Otherwise, if you are working and reach the required minimum, a specific percentage will be paid (depending on the plan you are in). The payment period ends after X years, again, depending on your case 😅 It's a bit of a mess and also a sacrifice hehe. I hope I've been able to clarify it for you :)
@@macerly yes thanks! i didnt know it was so expensive in the uk too. i hope you'll be able to pay it all back with ease
I thought you didn’t have to pay for college in Sweden? That is where you are from right?
No, I’m Norwegian 🫶🏼
@@macerly oh okay sorry about the mix up!
Pro tip, you'll never feel really "mature". You'll realise that when you get into your thirties and you feel the same as you do now, and then when you reach 50 and still feel the same.
like this video so she can pay it off❤
Aren’t you Scandinavian?? I recently met someone from Sweden who said the government paid for both his masters and bachelors.
Wait. Why is your student loan in kroner?
Because I’m Norwegian!
Question: why are ypu paying of this much at a time? I pay of the minimum amount I can and 1) get a tax break 2) no one has to pay off the rest if something happens to me
It all depends on your nationality, studies and more factors. Not everyone pays the same😊
@@macerly Ah, OK. I haven's asked around much - I just know how much people with a master's degree pay, so maybe it is different? At least for me, the tax break is worth the higher cost of the loan because of the long pay-back period, but I know that some people just don't like the thought of a loan, or think they will have a better chance of getting approved for morhage if they don't have the study loan. Thank you for answering :)
Hey a bachelors degree is still quite the feat
If you read this...
...
...
...
...
...it is coming for you