Setting Up The Budget Mom Budget By Paycheck Workbook 2024 / Budget Set Up / Low Income Budgeting

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  • เผยแพร่เมื่อ 19 พ.ย. 2023
  • Hello Friends! In today's video I demonstrate how to set up your budget for 2024 using The Budget Mom Budget By Paycheck Workbook. I use my personal budget information, so this is a low income example.
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ความคิดเห็น • 54

  • @soundgal17
    @soundgal17 7 หลายเดือนก่อน +11

    Thank you for sharing such personal information. I have had some traumatic things occur recently. Fear & anxiety is all that I have been able to see lately. Your explaining & breaking things down to the bare bones of it all has truly motivated me to do the same. When things feel out of control (job loss, possible moving, divorce, personal loss/grief) I am overwhelmed and my brain freezes! Thank you for helping me to get that nudge that I have needed to get things moving. You are amazing!😀💖

    • @sarahlaughedcoaching
      @sarahlaughedcoaching 5 หลายเดือนก่อน

      @soundgal17 Praying for you. Hang in there! 🙏

  • @gaila.8830
    @gaila.8830 14 วันที่ผ่านมา

    Thank you for this in depth overview of this tool 😊

  • @traceyealy5477
    @traceyealy5477 7 หลายเดือนก่อน +4

    First-time viewer, but I have subscribed and hit the notification bell! 🤗🤗
    I really enjoy the way you break down info so well. Your explanations and examples make it all feel stress free.
    I went through a divorce many years ago and ended up without insurance for 7 years. During the entire time, God kept my health. I did finally break a bone in my foot and come to find out it's one of the few bones in your body that there's nothing that can be done except wear thick socks and a soft shoe until it heals! Only God!! I say that to say, don't worry about what could happen or what you cannot do. God is able and will take care of your needs. Just trust Him because He is Faithful!
    I look forward to learning from your future posts. Tracey from San Diego

    • @lifeinenvelopes
      @lifeinenvelopes  7 หลายเดือนก่อน +1

      Welcome, Tracey! 💕😊

  • @reetae
    @reetae 7 หลายเดือนก่อน +15

    I really hated that TBM is selling the Bill Tracker separately I don't really understand the purpose behind that, but your idea of converting the yearly balance overview to the bill tracker is genius! This workbook was a bit expensive so I really don't want to leave any pages blank.

    • @honeybunnybudgets
      @honeybunnybudgets 7 หลายเดือนก่อน +4

      I think she removed it from the workbook because she has a printable of the Bill Tracker FREE in the Free Resource Library.

    • @reetae
      @reetae 7 หลายเดือนก่อน +2

      @honeybunnybudgets yes its there I've been using all the free resources for 4 years. This is my first year buying something from TBM and I wanted to have everything in one place and not have to worry about printing out anything extra. It's just so weird and random. Like you said there's already a free worksheet, why remove an important sheet from the workbook and sell it individually? Because it is used with erasable markers? Not everyone wants to use that. I feel like she'll add it back next year or later on when she doesn't make the sales she expected to make. Like discontinuing the budget workbook box set because no one was buying them.

    • @olgaperez4267
      @olgaperez4267 7 หลายเดือนก่อน +2

      I came across this video and reading the comments. I bought the digital download for about $27. You can print them yourself and decide what pages are most important to you. I hope that helps.

    • @crystalgale15
      @crystalgale15 6 หลายเดือนก่อน +1

      i think she did that because a lot of people have the same bills monthly. this way, you can just move it to the next month instead of writing everything again.

  • @jeansohon4887
    @jeansohon4887 6 หลายเดือนก่อน +4

    Thank you so much for this. It's my first time having a budget planner and honestly, I got overwhelmed when I looked at the pages. I don't have any idea how to start, what to put on that page. I'm really trying my best to organize my budget for next year, so this video really helps me a lot. ❤❤❤

  • @budgetwithmamabear
    @budgetwithmamabear 7 หลายเดือนก่อน +8

    Thank you for motivating me to do the front of the book! You should make stickers for the front headers. Maybe do the titles on a separate page so you can have options if you want to do something different on the page like you did. Just an idea! 💕🐻

  • @meekshouse21
    @meekshouse21 7 หลายเดือนก่อน +3

    Great job. I was trying to fill mine out with you. You should think about staying on his insurance until at least you get your own if possible and give him the difference in his check for covering you. At least you would have some insurance just in case. During tax season, they punish you for that.

  • @christineoreilly8912
    @christineoreilly8912 7 หลายเดือนก่อน +2

    TBM is who got me into budgeting. Nice job explaining those pages in the front.💖

  • @lindastarr6569
    @lindastarr6569 7 หลายเดือนก่อน +2

    I will do my this weekend after i see my family. So i can see if there anything on their plate. My niece is going get marry 2024.

  • @terrib8376
    @terrib8376 7 หลายเดือนก่อน +1

    Thank you for sharing your journey. Love your videos and your Etsy shop. 😊

  • @dianaviera6228
    @dianaviera6228 7 หลายเดือนก่อน +1

    Thank you for walking us step-by-step on how to organize all these pages. I have set mine up as I was watching your video.

  • @ginamoffett1973
    @ginamoffett1973 7 หลายเดือนก่อน +1

    ❤Good morning Jennifer 🌞 loved this video, thank you so much😊

  • @aprilbudgets
    @aprilbudgets 7 หลายเดือนก่อน +1

    I always enjoy these video❤

  • @familyzoo4412
    @familyzoo4412 7 หลายเดือนก่อน +1

    Love this video so much!! I’ve never really used the pages in the front of the workbook. I think I will now lol!

  • @miriam2338
    @miriam2338 7 หลายเดือนก่อน +1

    Thank you for explaining the sheets and how to use them. I would have never known how to start these pages.

  • @karentheimerfiftyfree2348
    @karentheimerfiftyfree2348 6 หลายเดือนก่อน +1

    Thank you so much!! You helped me get excited to use this book and it seems easier then I thought!! Looking forward to following you and to be on this new journey:)🤩

  • @dreamtraveler23
    @dreamtraveler23 7 หลายเดือนก่อน +2

    Thank you for your willingness to share your evolving budget with us and staying true and honest with us. I really appreciate you sharing your journey with us. ❤ I Love the adaption of the bill tracker. You found that tracker so helpful last year and so did I. When I had a new subscription or bill I'd add it as a new line item on the bill tracker.

  • @BudgetsWithELMA
    @BudgetsWithELMA 7 หลายเดือนก่อน +1

    Loving the budget planner setup ❤😊❤

  • @iracelisbraxton8329
    @iracelisbraxton8329 7 หลายเดือนก่อน +1

    Hello, this was super helpful thank you for this video

  • @choosetoshine2610
    @choosetoshine2610 7 หลายเดือนก่อน +1

    Excellent content and well explained! ❤🎉❤🎉❤

  • @BudgetwithAandA
    @BudgetwithAandA 7 หลายเดือนก่อน +2

    Thank you for going over TBM savings book. I purchased mine & love how you set up monthly expenses.
    I too am going through a divorce so budgeting is really hard but we will both get there.❤❤ Have a great Thanksgiving!

  • @whitney2280
    @whitney2280 3 หลายเดือนก่อน

    This is an excellent way to use it. I've watched a lot of TBM users and yours is the one I'll use.

  • @kittyface7kat327
    @kittyface7kat327 7 หลายเดือนก่อน +1

    Great video Jennifer. :)

  • @trishaanderson3001
    @trishaanderson3001 7 หลายเดือนก่อน +1

    I like the idea of turning it into a bill tracker…. I use mine to track my credit score

  • @cherry3464
    @cherry3464 3 หลายเดือนก่อน

    Hello, I wanted to say thank you. I have used this system before but stopped. I started again over the weekend and was very thankful for your video. I have the digital version and the box set version. But I am using the box set version in a junior disc bound size planner I like the portability. Again thank you.

  • @planbudgetsave
    @planbudgetsave 3 หลายเดือนก่อน

    I bought the planner, I’m hoping I can budget and save this year. Great detailed video

  • @budgetingwithkrztofr
    @budgetingwithkrztofr 6 หลายเดือนก่อน +1

    Great video

  • @lindastarr6569
    @lindastarr6569 7 หลายเดือนก่อน +2

    I am always looking forward seeing you

    • @lifeinenvelopes
      @lifeinenvelopes  7 หลายเดือนก่อน +1

      Good morning, Linda! ❤😊

    • @lindastarr6569
      @lindastarr6569 7 หลายเดือนก่อน +1

      @@lifeinenvelopes Good morning

  • @andreamorrison8419
    @andreamorrison8419 7 หลายเดือนก่อน +1

    Good morning 🌞🌄
    I think maybe you should fact check what prime and Sams is charging you for a yearly membership.
    Have a blessed day!!

  • @jenniferlavy0910
    @jenniferlavy0910 7 หลายเดือนก่อน +1

    Thank you for the alternate ideas. I feel like I waste pages because they don’t necessarily apply to me 👍🏻

  • @reneerounds6340
    @reneerounds6340 4 หลายเดือนก่อน

    I love that you put labels on the highlighters, I need to do that! I have to colorcode or I dont do anything lol

  • @wandasworldhaircarejourney5788
    @wandasworldhaircarejourney5788 6 หลายเดือนก่อน

    Great Great content

  • @withoutlimitsbudgets
    @withoutlimitsbudgets 7 หลายเดือนก่อน +2

    I just went back and looked at the prime membership. It’s only $139 a year so did you have additional like storage or something in your Amazon prime?

  • @jacquelinemorris3581
    @jacquelinemorris3581 7 หลายเดือนก่อน +1

    Jennifer- great video! Question: do you have a printable sticker for sinking funds that are added and subtracted during the paycheck budget cycle that I could put on the cash envelopes section. I am a credit card budgeter so use that page to keep track of my sinking funds I’ve added or subtracted from during that paycheck.

    • @lifeinenvelopes
      @lifeinenvelopes  7 หลายเดือนก่อน

      I'm sorry, I don't have that.

  • @withoutlimitsbudgets
    @withoutlimitsbudgets 7 หลายเดือนก่อน +1

    I do believe the basic membership for Sam’s Club has gone up to $60 an hour a month oh my gosh are you telling me the Amazon prime is rise up again for a yearly subscription? 3:32

  • @TheAnkur32
    @TheAnkur32 6 หลายเดือนก่อน +1

    Hi lov e how detailed the video is
    Wht is the size of the binder please

  • @angrossi1975
    @angrossi1975 6 หลายเดือนก่อน +1

    Why don’t you add them twice so you can save little each month towards next year so it’s not so much right in the beginning

  • @debbiekirk7660
    @debbiekirk7660 6 หลายเดือนก่อน

    Can I get this on Amazon ?

  • @PilotKitten
    @PilotKitten 7 หลายเดือนก่อน

    Did you previously have insurance through your husband's employer? Because in some states, until the divorce is final, it's actually illegal for him to kick you off the plan and withhold insurance access. My ex did it just prior to our divorce and the judge was PISSED... he had to give me our entire household tax refund in compensation (several thousand dollars).

    • @lifeinenvelopes
      @lifeinenvelopes  7 หลายเดือนก่อน

      No, I was on Medicaid, but they recently dropped me due to my income. I can reapply once the divorce is final.

  • @MattGalante22
    @MattGalante22 6 หลายเดือนก่อน

    $480 for Christmas? Come on lol

    • @christinewallace9251
      @christinewallace9251 6 หลายเดือนก่อน

      That’s a lot for some of us. 😊 Especially is you include baking and a
      Special meal.