Life Updates + Q&A | Instagram Live
ฝัง
- เผยแพร่เมื่อ 2 ก.ค. 2024
- I finally remembered to record my Instagram Live for TH-cam!
I wanted to post this video here because I answered many questions, like "When will you be back on TH-cam?"
I give an update and more of a backstory about my mom's passing and what I have struggled with the most since I lost her back in April. I answer questions about becoming a good saver and discuss the topic and trend of "loud budgeting."
I know it's been a while since I have posted to TH-cam, and I appreciate all of the support and love you have shown me as I grieve the loss of my beautiful mom.
CHAPTERS
00:00 Intro
01:58 My Mom
06:22 When will I be back on TH-cam?
13:08 New Products
20:25 Budgeting Once A Month
22:25 Budgeting When You Are Behind On Bills
24:57 Savings Challenges & Being A Good Saver
30:20 Sinking Funds
33:33 How To Get Your Spouse On Board?
34:24 Your WHY
36:53 Loud Budgeting
39:59 Transfers VS Savings On Your Expense Tracker
43:03 Financial Security
44:55 Saving For Multiple Goals
52:17 How to Start
58:05 Conclusion
➡️ BUILDING BLOCKS OF BUDGETING COURSE: bit.ly/49QwnbX
➡️ BUDGET WORKBOOK DEBT FREE VERSION: bit.ly/3uD49Cy
➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxF
ABOUT ME
I'm the creator behind www.thebudgetmom.com. I have a rambunctious 12-year-old son, a beautiful baby boy, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!
YOU CAN FIND ME AT:
📝 WEBSITE: www.thebudgetmom.com
📘 FACEBOOK: / thebudgetmom
📸 INSTAGRAM: / thebudgetmom
📌 PINTEREST: / thebudgetmom
GET STARTED
➡️Start Here: www.thebudgetmom.com/start-here/
➡️Free Email Course: bit.ly/2UYgNFf
➡️Free Resources: bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMTH-cam bit.ly/2CR7U9n
License: FRE7FG8958NOLO5Y
FYI - I do NOT like the shorts, the TikTok rapid-fire, etc. I don't have IG. It is good to see you again on YT. Thank you for all you do!
The same for me. Don't have IG or Tik Tok so I hope she'll be back on TH-cam
Same here. I was so excited to see she posted something on TH-cam!! I don’t have any other social media.
Same!! I get she’s super busy but I feel like she’s abandoned her TH-cam subscribers 🥺
Same. I am on IG but I prefer to watch videos on my computer via youtube vs IG Lives.
Same here!
No one gets to rush YOUR grieving process. ❤
I love You Tube. It has become my entertainment more than television shows and I don’t watch TikTok and deactivated my Insta after people cloned it. So glad to see you and hope you are able to come back soon.
I follow you on Insta but I’d much rather watch on TH-cam. I’m with you … I prefer longer, detailed, quality videos. (Quality over algorithms!)
I've missed you, but totally understand. So sorry about your mom. I use TH-cam as my television, movies and educational videos. I really have learned a lot from your longer videos. TH-cam is the only social media I use.
So I missed alot. I didn't realize you had gotten married and had a baby! Congratulations. And what an absolute loss of your mom. She sounds like she was amazing.
Take time to smell the flowers. Thanks for shearing your knowlege and your fealings as a person having a loss.
Nice to see you again, Miko! I'm sorry for the loss of your mom. Always remember she lives in you and always is there in spirit and soul.
This just popped up on my recommended videos. I am so sorry for your loss. My mother passed away 1/2/22. We had just celebrated Christmas and New Years the day before. She didn’t text me that night like she did every night. I just thought she was tired and went to bed. That morning of the 2nd, my sister and niece found her on the floor. She had a brain aneurysm. Saying goodbye to her was the hardest things to do in my life. She was everything to me and my girls. I still grieve her almost everyday.
I just cringed when you spoke about your mom’s passing… I lost both my parents in September, my mom had been diagnosed with pancreatic cancer so we were expecting that she would not live long, but when my dad passed 4days later I was devastated… my mind still cannot fathom how - how did he just leave??? There are no answers…Grief is so huge… sending prayers your way, hugs to you and your family… thank you for sharing! ❤
I am so so sorry for your loss. There are no words. Praying you find some peace in their love.
My husband died January 23, 2024. He was gone in a hour. He was very healthy and strong. The hospital told me it was a heart attack. I said absolutely not! He was healthy. No meds, no diseases. I asked for a autopsy. I did get the results quickly. He had a blood clot that traveled from his leg to his airway. There was nothing anyone could have done. I’m a widow now. In a hour my life changed.
I’m so sorry for your loss, lost my mother in law in January 2024. 😢
How old was your husband? Blessings for you
He was only 64. We had both just retired 2 years earlier. Things were just getting fun.
Can't blood clots cause heart attacks? I'm so sorry for your loss I cannot begin to understand your loss ❤
My condolences. ❤
Seeing your face here made my day. I often peek at your channel to see if you were back. I am so very sorry about your mom. I lost my mom from an aneurysm 18 years ago this week. She was 54. I always wish I knew of a way that she could have avoided it happening, but I will never have that answer. I truly relate to your anger and pain. I pray each day gets a little easier for you. Someday, there will be a shift when you will default to the blessing of having her for the time that you did vs. this heart wrenching loss. I am sending you lots of love and I pray for strength for you and your family. ❤
Same my dad passed of a brain aneurysm when I was 8 it was really hard but I'm getting through it.
@BethAnnesBest WOW I am so sorry. I was in my late 20's then. I cannot fathom how hard that must have been for you and still is. XO
I am so very sorry for your loss. My mom passed 24 years ago and it was somewhat sudden as well. It is so very hard to get to a place of peace. Grieving takes however long it takes. Be gentle with yourself, Miko. Hugs 🫂
I'm so so happy to see you back on TH-cam!! I've been rewatching all of your old videos so I could remember your budgeting methods. Love and miss you!! I'm so sorry for your loss.
I love TH-cam. I’m 💯 visual learner.I’m so sorry for your loss.
Warm hug from Portugal 🇵🇹💖 lost my Dad sudenly, too. Extremly hard. Don't push yourself too much, please. Much love 💖🙏
P. S. - long vídeos are my favourite while doing tasks in the house.
Enjoy your time. We will all be here when you are ready 🌟
Kumiko- just asked my sister who was a nurse for 40 years if an autopsy might state 'inconclusive' if the person died from a blood clot that broke loose. She said 'yes! It is possible'. Maybe your mom had a blood clot with no symptoms and it broke loose. I am so sorry for your loss.-Jean in Virginia
Blood clot was my thought too :/ hard to detect being it was probably so small. Aneurysm was my other thought but they would see that I would think :/
Thank you so much for this!
So wonderful to see you! Have missed your videos 💕
So sorry for your loss 🙏🏽❤
Sorry for the loss of your mom 💜 your videos are so motivating it was so great to see you pop up again!
Finally, welcome back to TH-cam. Love it when you post on here. ❤
Thank you for all you do! You are a total inspiration! Im so sorry about your mom, I can only imagine 💝💝💝lots of hugs!
Glad to see a new video.
I’m so sorry for your loss, I send my deepest condolences to you and your family ❤
Great to see you again. Love you on TH-cam
I’m so sorry that you loss your Mom. Please feel comforted that you’re in my thoughts and prayers. Be strong and grieve/cherish her memories as long as you have to. ❤
I am so sorry about your mom! It's never an easy thing to deal with. I appreciate you coming back on youtube as I don't have an IG. I am so excited for the new BBP workbook!
I am so sorry to hear about your mum. Thank you so much for sharing 💓
I have always loved your videos. I'm so happy to see you back on. I'm so sorry about your mom. Praying for you and your family. Congrats on the new baby! ❤😊
I am so sorry for your loss Miko.
Love the patterns on what I imagine is the dress you're wearing. So so pretty!
We just love you, Miko! Miss you and praying for you! ❤
I am so excited for the new budget planner! I am so intrigued!
Praying for you and your family for ongoing healing 🙏
Sorry for your loss ❤❤❤❤
Thank you for sharing yourself so openly the way you do. Glad to see you start coming back to TH-cam.
I love your long videos. I feel like we are having an actual conversation and especially when you do your own budget or closing because I like to do it with you
Hi! I'm a long time follower and I'm so happy to see you back on YT. Thank you for the life updates and answered questions!
I’m sorry for your loss, god bless you and your family
I appreciate the yt post of your live. I always miss them. I'm so sorry you had to go through that with your mom. Lots of so hard but the unknown makes it so much worse. My heart goes to you. ❤
It's so nice to see you again on YT!!! Take all the time you need to grieve - your subscribers understand and will be here when you're ready
Im so sorry for your loss ❤...praying for you and your family ❤
I’m so sorry about your mom and I’m praying for your grieving process. I lost someone close to me and she died in her sleep even though she was healthy.
So happy to see you on TH-cam. I haven’t jumped on the TikTok bandwagon yet so it’s nice to see familiar faces. Take your time.
Yes, So Sorry for the loss of your mom 😢.
Sorry for your loss. I love TH-cam. I’m glad you are getting ready to come back.
Big hugs girl! I missed your videos 😢
Love seeing you on TH-cam again. Loved the Q & A format. You’re so cute!
I am so sorry 😢 about the passing of your mother. I will be keeping your family in my prayers...🙏🙏🙏
I am so sorry for your loss. As a social worker we spend so much time with loved ones left behind but no words will help, but I hope you got the support you and your family needed during this hard time. There’s no right or wrong way to grieve, take your time, no one should rush the healing journey
Love that you are getting back into TH-cam! I have watched you for years and I recently deleted my social media so I’ve been waiting for a TH-cam video since I no longer have Instagram! Makes my heart extremely happy!❤️ so excited!
Great video, Miko. Good 2cu back on YT. ❤🎉
We were so sorry to hear about the loss of your mother.❤💔🙏🏼Sending prayers and love to you and your family 🙏🏼🙏🏼❤ We, me, my daughter, and my sister love using your system and supplies for budgeting! Take your time grieving..Just know that we will be waiting when you come back. Take care Congratulations on your new Hubby, and new baby, and James❤❤🎉🎉.
I am so proud of you miko, I love my mom so much, and I....won't even finish that sentence. DO NOT RUSH your emotions or the grieving process. This is your time for your emotions, you feelings and your family comes first before anything we could ask for. Love you and my God be with you and your family.
I’m so excited to hear that you are going to be posting more of your insta stories to TH-cam! Thank you Miko. Take your time during your grieving process. It is a rollercoaster. 🩷
I’m so sorry for your mom’s passing I feel your pain.
I had the whole range of emotions during this video Miko!! I pray for your comfort during the grieving process. I am so very happy that Chris is a great partner and is supportive of your businesses and dreams and by extension this community!!! I love TH-cam and instagram!! ❤
I am so happy that you are ok and coming back to TH-cam 🎉🎉🎉🎉🎉🎉 I learned soooooooo much from you and I’m in my late 60 Thank you for everything you do for us ❤❤❤❤❤❤
Thank you for continuing to post on TH-cam even in this difficult time for you. I'm not on any other social media and finding your channel here has helped me to make significant changes in my family's financial stability.
Hello FRIEND! So happy to see you and am completely understanding as to why you had a pause. I lost my wonderful mom 13 years ago and miss her every day. I follow you on Instagram too.
Thanks for this video.
Your a real person and from one who lost her mum quickly I can tell you your grieving never ends. you just learn ways to cope.
I use You Tube instead of TV love the long videos.
I've learned so much from you and you have changed my life when it comes to finances!! I'm sorry about your mother. My grandmother is my best friend and she is in the final stages of her life. Not having a reason why she is gone is so hard. I have missed you on TH-cam!!
So sorry to hear about your mom
Thank you for keeping TH-cam. As it is the only form of social media I use. They are a great teaching and learning platform. The pause, rewind, play it again and see the action xx your passion ignites my motivation and keeps me on task x
Praying for you as you continue to Grieve So sorry for your loss.. No one knows when our last day on earth will be done only the Lord knows. May you find continued comfort as you grieve.
Sorry about your mom Miko. I did not know it since I follow you on youtube. Happy to see you again and to hear your litle ones are ok.
Looking foward on seeing and learning more
Love from Spain ❤
I am so sorry about your loss. My mother's passing is by far the most painful thing I've ever gone through. 💔 May you always remember her with love, gratitude, and joy. You do get to that point, but it takes time. My best wishes to you and your family.
Miko take your time! Grieving doesn't have to go fast! I lost my husband a little over 3 years ago and I have a place to put my anger (cancer) and I still have days where I just shut everything out! God bless you! I am so glad to see you back on YT! Take care of yourself and your family!
My condolences ❤❤❤ It takes time to grieve. Took me years after my Dad passed.
I love this miko thanks to u and Chris I'm gonna be able to learn from u while I see James and Dante grow into fine young men because u and Chris are training them from a young age and u both are leading from example ur a awesome leader cause ur teaching us what has worked for u not just saying do this and do that hugs to u both so glad ur content came on my phone love u gurl. Kim
Incredibly sorry for your loss Kimiko! 😞 Everyone needs time to grieve and figure life out without your loved one. Take your time, your human! ❤ Praying for you and your family!
Sorry about you and your families loss.🙏❤️💔
Yes would love a video on you tracking your expenses
OBSESSED with your sunshine good morning, good morning sweatshirt! So you! Will def be buying.
So so very very happy to see you on youtube! I dont have the other social media other than facebook.
I'm so sorry about your mom. My mom passed away almost 2 years ago and it is so hard. Sending good thoughts your way.
I'm so sorry to hear about your Mom. I thought you were focused on caring for your baby and family. Take care!
I'm so sorry for your losses Miko, happy to hear you are married and have a new baby. God bless you and your family, I have been with you since the beginning of the budget mom and thanks to you I learned to budget and have helped others with your system. Glad to have you back
I have missed you soooooo much! 🩷
"Loud budgetting" that's adorable! Anyway that people can be empowered to stand their ground when it comes to spending and saving is fabulous.💰
I'm so sorry for your loss. I've lost my Mom unexpectedly about 6 years ago now. I wish you all the best.
I think there is a pretty seamless connection between Instagram and TH-cam shorts. I personally benefit the most from the longer videos on TH-cam, but in terms of being a content creator, you should be able to double dip with shorts and stories from what I’ve heard.
The real life budget analyses of viewer submitted budgets is the absolute best way to learn your process in my opinion. Plus it’s just really motivating seeing that I’m not alone with financial struggles.
I appreciate you taking time off of social media to take care of yourself, and I hope your healing journey continues 💚💙💜
I hope to be back to Real Life Budgets in May!
I watch both. I love your videos. When you are ready - I will still be here. I’m sure lots of people feel the same.
I don’t do anything but you tube ! I totally get you and support your personal grieving process … best prayers and wishes for you and yours …glenda
I lost my mom as a teenager knowing what happened helped ..so I get what you mean my prayers to you and your family..
I am so sorry to hear your pain, I lost my mom in 2016. She passed the same way so suddenly we were talking and laughing just hours before. It’s a pain that never goes away and guilt that weighs so heavy because I could never find out why. Everything was inconclusive also. I am so sorry for your loss again. ❤
Good for you for stepping away! When you ready we will be there!
Hi Miko!
I know there’s nothing I can say to take your pain, sadness, and anger away. I’m so, so, so sorry about you losing your mom, especially without the closure of knowing what happened. I can’t imagine what that’s like. The confusion and frustration. Losing someone is hard enough - I lost my mom 10 years ago this March and I’m 23 now. She died from a quick battle to cancer. And even that was confusing and too quick. Losing someone for seemingly no reason is unimaginable and you have to live through it. Especially when that person is your mom - your best friend and the grandma to your children.
I’ll be thinking of you. I hope you know how loved you are even on the internet! I’ve been watching your videos for a couple years now and they’ve helped me visualize a secure financial future and track my spending (even though I’m in college right now with a loan). Thank you for all that you do!! You’re someone I look up to because of your resilience and resourcefulness, but I hope you take time to take care of yourself even with your little ones ♥️♥️
Thanks for everything and I’ll be thinking of you, your mom, and your family.
Its closure we need but when it’s so unexpected and we get no answers to why our loved one has died it’s so hard to deal with, so sorry for your loss. 😊💖
I got similarly frustrating results when my late husband passed suddenly. So sorry you have to go through that.
TFS I don't have IG either, so YT is my go to. I was lucky enough to get my WB this time. I didn;t realize you have all the videos in your area. Need so much help. THANKS FOR ALL YOU DO !!!
Great to have you back on TH-cam! While I follow you on Instagram, I also enjoy long form videos and have benefitted so greatly from all your previous TH-cam content. I've paid off over $50,000 worth of debt using your method and now I'm saving for a house! I also lost a loved one with no explanation and it is tough. I know it's cliche but it does get easier with time. Not having answers to everything is frustrating but it is part of life. Hugs to you and sending you patience and grace in your grieving process. Your TBM family will be here when you feel you can return to TH-cam more regularly if you choose to do so.
Missed seeing your face! Sending you all the love and hugs.🤗❤
I found you probably back in 2018 and fell in LOVE with budgeting. so much so I decided I wanted to go back to school and become a financial counselor and help struggling families in my area (unfortunately there really aren't any opportunities/ways in my area for me to do this) Budgeting WAS my hobby, lol. I'd get so excited for payday just because that meant I could work on the budget. 🤣
I fell off the budget train about 4 years ago after I fell into severe anxiety and depression. I had to leave my job and the numbers just send me spiraling into anxiety and crushing depression, still to this day. In January of 2023, I lost my mom at only 66, and I am now further in this hole than I've ever been in my life and there isn't so much as a rope to climb out. I want out so bad. I miss my life and my hobbies. I miss my BBP lol 🤣
I am so very sorry for your loss. It is so devastating. I don’t know what is going on in this world but there have been so very many sudden deaths recently. I am sorry you didn’t get any answers. Time is the only thing that lessens the pain.
Yay for the small size... the BPP workbook was too large for me and too bulky .. also most of my pages were not used. I also tried the smaller monthly ones and they felt too small & I had to change books monthly. So, I look forward to your changes/improvements and appreciate your efforts and all you do for us!!
Like many people in the comments I only use TH-cam. I love the long videos it's like catching up with a friend, and for some people a TH-cam creator is the only friend they have. Miss you so much Miko, take care of yourself and your family and when your ready your TH-cam family will be waiting to welcome you back.
Glad to have another video I have missed your videos but understand you are going through a lot. My mother in law just passed away and it's a lot to deal with. Plus you have another arm of your business that doesn't involve social media in the warehouse.
My husband and I both only get paid once a month. For us personally- I have to check in once a week of our budgets, payments, and cash envelopes. I take special Sat morning time- alone with my coffee and my budget book. Doing this helped my anxiety SO MUCH. I’d have horrible anxiety - not wanting to look at my bank account.
I love the long videos, I do not like the short ones.. please do long videos ❤ hugs for you grieving your mum
Love my TH-cam and I miss you so much here. I need someone who teaches but doesnt necessarily do a bunch of challenges. I want the budgeting, not just seeing money flying into envelopes.
I love you on TH-cam best.
I am so sorry to hear about your mother. One thing I can say is that while it never gets easier…..it gets different. And you become thankful for that. I lost my mom when she was 54 to a massive aneurysm and it was very sudden. One day, she was running our family restaurant and the next day I got a phone call that said she was being Careflighted to Reno. She ended up in the very unit in the hospital where I was an ICU nurse while we waited until my sister’s husband got there to take her off the ventilator. It was surreal. I never got to say goodbye and I think that has been the most difficult. We are taught in nursing school about the stages of grief but what they don’t tell you is that it’s not linear. It’s been almost 15 years and every now and then, I will be overcome with grief and/or anger. Just know it won’t feel this painful forever; it changes. And….I am not a TikTok fan, either! Way too much stimulation for my brain.