How Many Bank Accounts You Should Open | ज्यादा बैंक खाते खोलने के नुकसान या फायदे? 🔥🔥
ฝัง
- เผยแพร่เมื่อ 10 ก.ย. 2024
- how many bank account should i have?
in this video i have discussed that how many bank account you should open. Because there are 1000+ Banks and all provide different services in different areas. Now, the question is that what is the safe limit. You should consider 2 or 3 best bank and theirs accounts according to your needs.
How many bank accounts one should open
how many bank accounts you should open
main kitne bank account open kar sakta hu
Kitne bank account open karna/ Kholna shurakshit hai
• Subscribe me here : / krishnatrai
• Follow me on Instagram : krishnatrai
/ krishnatrai
• Come and say Hey : / annadmofficial
• …………………………………………………………………………………………………………………………………
Bhai, timing 0:10 - 0:12 was awesome 💥😂😂😂
My God, i did not realise that i have said 10 at 10 seconds. 😂😂😂
@@annadm 😂😂😂
Bhai aapka 20 kehne ka face expression🔥🔥🔥😂
@@annadm Bhai aapka 20 kehne ka face expression🔥🔥🔥😂
🤣🤣
Mujhe is VDO KA HEE INTEZAR THA. THANKS VIKRANTH
For you ❤️
Same here 👍
Bhaijaan Standard Chartered or Citibank card to card apply hota hai credit card uska full process kya hai is per ek video Banai hai na Ham Ek Standard Chartered Bank mein Pata kiye the credit card ke liye vahan per Bole Yahan card to card apply Nahin hota hai per dusra Bank Mein Pata kiye Pata Chala vahan card to card apply Hota Hai aap ek video Banai hai na Citibank or Standard Chartered card to card hota hai ya nahin aur Hota Hai to kya process hai pura details Mein bataiye na bhaijaan aapko 6 month se bol rahe hain ek video Banai hai Magar aap sun rahe
Personally only open account to just see new offer and initiatives by many bank for stock market research.
As an investor we should know which bank is actually doing good and also want to have more customer revenue so I am one of the few persons that will like to receive many calls so just to see which bank is actually pushing there service more and more
So have account in mostly all top bank either have personal or atleast some family members have in all these.
Sbi,hdfc,kotak,icici,axis,pnb,Bob, equitas,au bank,Paytm,idfc first.
Will say one of the wired reason to have many accounts but atleast it make my real world reaserch better 😅😅
I have
1. Paytm Payment Bank
2. Airtel Payment Bank
3. HDFC Bank
4. ICICI Bank
5. Kotak Mahindra Bank
Which one would you recommend?
Jiska mujhe tha intezar jiske liye dil tha Bekarar wo video aa gai aa gai 🤩 thanks Vikrant bhai 👍🏻❤️
Hehe, most welcome bhai
I have
1. Airtel Payment Bank
2. Paytm Payment Bank
3. Kotak Mahindra Bank
4. State Bank of India
5. Axis Bank
6. HDFC Bank
7. ICICI Bank
8. Central Bank Of India
9. SBM BANK
10. Punjab National Bank
11. Equitas Small Finance Bank
Best bank
why?
@@a.yashwanth to get credit and debit cards, for some offers, for foreign investment, for scholarships, father and mother had fixed deposit in few banks.. Bank manager forced to open account in their branch
@@TheKing-bs1mw thank you for the info.
@@a.yashwanth welcome
I have
1. Canera bank
2.syndicate bank(now canera bank)
3. Corporation (Union Bank)
4. Kotak Mahindra Bank
5. Rbl Bank
6. Paytm payment bank
7. Equitas Bank
8. Fi Bank ( federal)
Rbl ka konsa account hai bhai?aur ye kaisi service deta hai?
@@nadeemr9263 Rbl account opened in online. MAB is 5k per month. This is very good if you want to do FD or RD. You can also invest in mutual fund using same app. But I use kotak bank. I also have a secured credit card from rbl
jupitar account (freedal bank) bi khol liye 300rs mil rahe hn
@@PankajPal42 kaise?
@@PankajPal42 ok I will try
Thank you so much bhai
Because of your video
My doubt's are gone away
THANK YOU SO MUCH ONCE AGAIN
Most welcome
PSU banks will never go bankrupt and nor will other big banks like ICICI and hdfc. In fact no scheduled commercial bank will be allowed to fail by rbi
PSU banks may be sold toncorporate entities if they fail to generate profits. Most bank employees enjoy their privileages, which is a big reason of such failures.
@@asishb The issue is not so simple. Frauds take place in PSU banks like PNB as well as private banks like Yes Bank. But as I said, so far no commercial scheduled bank has been allowed to fail. There is no need to open multiple accounts on this fear. Yes, if you hold account in a co-operative bank, then I can’t say. PSU Banks work under a lot of political interference so they cannot be compared with private banks. Privatisation is good but with adequate safeguards.
@@amitabhmaheshwari It does not require a view point, because what you said is true. But, either no bank is safe, or all banks are safe, because unless RBI falls, no other bank will. "PSU Banks work under a lot of political interference" -could be, but that shouldn't stop the people from doing their tasks. BOB is one of the better banks so far.
@@asishb Exactly, either all banks are safe or no bank is safe. So why have too many accounts on fear of bank failure. Good to know that bob is better. My experience with psu banks hasn’t been too bad either. Now in any case we hardly visit bank branch
@@amitabhmaheshwari That is not the reason to have multiple accounts. Vikrant clearly mentioned about other benefits
I have SBI , Kotak 811.
In Kotak 811, no charge for any digital services. You can also avail no cost EMI, international transactions & pretty much every feature like standard saving account.
Do you get pre-approved Kotak Credit Card in this variant ?
@@asishb Yes, They are giving Credit Card against fixed deposit of minimum 10k in Kotak 811 variant.
@@shivamanand7754 No, unsecured cards
@@asishb No, but you can get emi, no cost emi on purchasing via free virtual visa debit card.
@@asishb yes, as one of my friend using kotak 811 account and he just got his first time credit card even without fd...
One more drawback is remember ATM password 🤣🤣
😂
Same pin in my 7 saving account
@@annadmbro alag bank account open krne ke lia toh woh alag costumer id deta hai to kya karein
Please make a separate video for how many accounts do you have vikrant ji
Sure bro
I have
1) State Bank of India
2) Faderal bank
3) Airtel Payment Bank
4) india post payment bank
5) equitas bank
6) bank of baroda
7 Paytm payment bank
Good job bhai
Keep on going
Yes bro I already follow these steps and I have 14 bank accounts.
I have
1)sbi
2)janta bank pune
3)post office saving account
4)india post payment bank
5)fincare finance bank
6)fi money(federal bank)
7)icici bank
What is the interest in post office saving account & indian post payment bank?
@@abhisekhdas4969 post office saving account 4 persent and india post payment bank 2.75 persent intrest rate....
@@babalyautekar6196 Thank you 🙏
I have
1.Paytm payment bank
2. Airtel payment bank
3. Kotak mahindra bank
4.NiyoX( equitas small finance bank)
5. Federal bank
6.jupiter( federal bank)
7. Fi money( federal bank).
All are zero balance account except Federal Bank which opened by mistake ( have avg monthly maintenance of 1lakh🤯) which I need to close.
among this, which debit card has zero maintanence fees?
How to open in both Jupiter and Fi
I have
1)icici bank
2)paytm payment bank
3)Hdfc bank
4)state Bank
5)Allahabad bank
6)Kotak Mahindra Bank
7) airtel payment bak
8)jio payment bank
9)Fi bank
10)Au bank account
11)IDBI Bank account
AU bank kesa hai
@madhuroyww yes
This is best video that I was trying to find out more idea about Banks A/c opening
Thanks bro
If more accounts are there then there is less chances of Income Tax to detect high valued transactions. Is it true or not?
No, it is wrong. All accounts are linked to your PAN
Right Amitabh Sir ❤️
Yes, it's right that PAN is linked to all accounts. But question is that all transactions in all accounts are monitored or not?
@@niravpatel6794 Yes, all. If you file your ITR you will see that all your bank details are pre-filled. Now with Annual Information System, you can see that the department has the knowledge of all significant transactions
@@brucebatmanwayne8514 In what?
I Have
1. paytm Payments Bank / 0 Balance
2. HDFC Bank / 5000 Maintain
3. Bank Of Baroda / 0 Balance
4. Allahabad Bank ( Indian Bank ) / 500 Maintain
5. Kotak Mahindra Bank / 0 Balance
6. India Post Payments Bank / 0 Balance
7. Fino Payments Bank / 0 Balance
8. NSDL Payments Bank / 0 Balance
🤣🤣🤣🤣bhai hum dono same hai
Paytm
HDFC
BOB
IDBI
SBI
Post Office
Fino
Kotak
SBM
Equitas
Karur Vysya
Mera
Bob
Kotak
Fi
SBI
Paytm
Airtel
Sab bank mey bolke sms alert ka charges band kor do vailog
Nsdl charge 60 rs annual for sms alert
Surprisingly IDFC is better than HDFC in terms of customer dealings and customer policy...Also net banking is better in IDFC😃👍
How is the IDFC credit card offers on Online Shopping?
@@vinitmotghare8182 there are 0 charges
IDFC stands for I don't f****ng care
HDFC stands for He doesn't f****ng care
I have
1.union bank of india.
2.state bank of india.
3.bank of baroda.
4.punjab national bank.
5.Fi money(federal bank) .
6.kotak mahindra bank.
7.airtel payments bank.
I have
1.Union Bank Of India
2.Paytm Payments Bank
3.Punjab National Bank
4.Equitas Small Finance Bank
5.India Post Payment Bank
Which among them is better?
Ippb
3 accounts kholiye. Ek PSU bank, ek private Bank aur ek high interest wala account like equitas
Right
Sir Maine 6 saving account open Kiya 1 account ki limit khatam hone par charges na lage Mai SIRF 20 thousand ya 30 thousand account me Rakh Kar transection Kar Sakta hoon Na sir Kuch problem to Nahi hoga ANNA DM sir
I have
1. Madya bihar garamin bank
2. India Post payment bank
3. State bank of India
Next i want to open demat account
I have already an account in CBI but despite filling the form of ATM card I I have not any update after 5 months so I decided to open a new account in Punjab National Bank
can I open ???
I have,
1) Paytm Payments Bank
2) Kotak Mahindra Bank
3) Jio Payments Bank
4) Ujjivan Small Finance Bank
1 Kotak Mahindra Bank 2 iqutash ismol 3 state bank of india 4 ICICI Bank 5 feedral bank 6 HDFC Bank 7 Paytm payment bank 8 airtel payment bank 9 axix bank 10 india Post payment bank
Sir mere 7 account open kiye mene sabko closed karwa diya ab main filhal 1 account chala rha hoon future Main koi dikkat toh nhi aayegi please reply sir
No problem
I have
1. HDFC
2. ICICI
3. SBI
4. Kotak Mahindra Bank
5. PNB
6. Paytm payment Bank
7. Jupiter (Federal Bank)
8. Jio payment Bank
Kaunsa badhiya hai? Which one would you recommend?
@@_rahulsharma_ all are good, fir bhi aap HDFC prefer kr sakte ho
Jio Payments Bank account is full kyc or not?
Jupiter open karo
Kotak 811 ka KYC branch se kiya? and karne diya?
Fi (Federal Bank)
Paytm Payments Bank
ICICI Bank
Axis Bank
HDFC Bank
Ujjivan Small Finance Bank
State Bank Of India
CC - SBI , ICICI, AXIS , HDFC
Mai garib hu😢0 account 😭😭😭
sir joint account hai mera aur meri patni ka sbi mei,,, to meri patni mere hi same branch par apna khudka bhi personal savings account bhi open kar sakti hai kya ? Agar Open Ho Jayegi To Uspe 5 Lakh Ka Cover Dono Ko Hi Mielga Na Bhai ?
I have
IDFC as Primary Account and ICICI Bank as Secondary (0 Balance) and that's enough
Bhai mere 2 account bank ne kyc na karne ke Karan band kar diye hai to vo account vas chalu to nahi honge na kiyuki muze dusra ek account open karna hai
Thanks for this video bhai... I have total 7 account
Thanks bro.....my dought is clear..... thank you very much....
Welcome
Superb great information
You are the best and your voice aslo. ❤️💗
Thanks bro ❤️
Hi bro this is yash from Hyderabad..I have opened equatas bank can I do heavy transactions for pre approved credit card or we need to put little money please reply
I don't recommend this. Don't spend your money unnecessarily.
And plus agar note bandi ho gayi to jyada account se paise nikaal sakte he😉
I have.
1.state bank of india
2.Hdfc bank
3.icici bank
4.panjab national Bank
5.axis bank
6.airtel payment bank
Thanks brother for information
I have acounts
Punjab
Indian
Kotak
Fino
Indian post
Sbi
Paytm
Nsdl
Jio
Thank you for your awesome information
Bhut acha laga yar
Bhai kunsa bank me paisa rakhnese paisa jiyada badta he ??
Please riply me bro please
Thanks. Mostly sabhi ka interest rate same hota h. Better h flexi fd krwao. Jab zaroorat tab nikalo. No penalty only extra interest
First view bro ☺️☺️ literally mujhe nahi pta tha aisa kuch pr tumne bataya to samjh aya ki fayde jyada hai, thanks bro for the good information.
Thanks bro
Awesome knowledge sir
I only watched your video for your cuteness and information. 😃😃😃
Thankyou brother. It means alot ❤️
Thank you bhaiya ❤️, main wait kr raha tha is video ke liye hi 🙏
Welcome bro
Kisi account me 10 lakhs rupees se jyada ka amount hai toh bank tax department me details share ker deti hai, 10 se kam me koi dikkat nahi
My total accounts
Airtel payment bank
Jio payment bank
Nsdl payment bank
HDFC Bank
ICICI Bank
Fedral bank
EQUITAS small finance bank
Mera pass
1. Bank of Baroda
2. Paytm Payment Bank
Ha only..
1.sbi
2.hdfc
3.idfc
4.paytm payments Bank
5.airtel payments Bank
6.post office payments Bank
7.federal (Jupiter)
8.federal(Fi)
9.Equitas(niyox)
10.SBM(Niyo global)
11.Kotak Mahindra
12.post office savings account
Thank you so much brother 😍
Which bank would you recommend?
International transactions, service, and server uptime should be top notch.
ICICI Bank
HDFC
HSBC,SCB
HDFC, ICICI and Axis Bank
Bank of Baroda
I am a single mother main bahot confuse the but u help me lot thankyou Bhai
I wish you and your child have a great life sister. May God Bless both of you
@@annadm
Thanks
I can close My HDFC money back credit card then apply again credit card with different limit or different Card variant? Please sir reply asap thank you
Don't close, instead wait for upgrade
Till now I have total 13 accounts
1. Canara Bank
2. Bandhan Bank
3. HDFC Bank
4. ICICI Bank
5. Axis Bank
6. Kotak Bank
7. Federal Bank
8. Equitas Bank
9. Paytm Payment Bank
10. Jio Payment Bank
11. India Post Payment Bank
12. NSDL Payment Bank
13. SMB Bank
🙏
Unionbank , bankofindia , pnb , bank of baroda, and some are missing 😅
@@pradhan_majhi 😅
@@mr.sourav8802 btw its nice ! Ishe cibil score pe koi effect ati hai ??
@@pradhan_majhi nehi. Mera cibil score 788 hai
I Have
1. SBI
2. Kotak Bank
3. Bank of Baroda
4. HDFC Bank
5. Uco Bank
6. Indusind Bank
What is exempted limit in saving account??
Aapke kitne bank account hai or kin banko me hai
Best bro.. thanks
1. HDFC Bank
2. IDFC First Bank
3. Bank of Baroda
4. Punjab National Bank
5. Paytm Payment Bank
6. State Bank of India
7. Jio Payment Bank
Bhai i have 10+ account.
And having regular transaction.
I have transfer fund between my account.
Anual credit debit on savings account is more than 20lakh.
Shall i get notice
You may get
No don't worry
*mere pas ye sab hey
1)SBi(primary)
2)KOtak 811
3) INDUSIND
4)IDFC frist (10000amc)
5)PNB zero balance
6)FI money(federal bank)
7)Paytm payment bank
8)Airtel payment bank*
Suupb information I like it thanks
Thanks bro
Mere paas
1 →Bank of Baroda
2→ICICI Bank
3 →Axis Bank
4 →Fincare small F B
5→ Paytm payment Bank
6 →Airtel payment bank
7→ Central Bank
8→Equities Bank
😂😂😂😂😂😂😂😂😂
Abhi Aur irada hai
Nice
Mere paas, Bank of baroda, IDBI Bank, ICICI bank, Federal bank, Equitas Bank, RBL bank, Paytm payments bank, SBM Bank, or bhi btao koi apko pta ho agr zero balance account to
jupitar (federal bank) zero balance account han ...300 mil rahe han ...mere link se bna loo
@@PankajPal42 brother nahi ban paa rha hai, kyuki mere paas fi ka hai pehle se hi Federal bank me
Mere paas zyada paise nahi thats why I have only one savings account 😂😅
Sir aapane Sahi time per Sahi video provide kiye Thanks
Shukriya
I have
1. ICICI BANK
2. PAYTM PAYMENT BANK
3. BANK OF BARODA
4. FEDERAL BANK
5. STATE BANK OF INDIA
6. KOTAK MAHINDRA BANK
7. INDIAN BANK
8. AXIS BANK
ATM main gya or mera 2 logo ne ATM change kiya diya or other ATM se 10k ,10k. Karke nikal gaye
Kya self ke accounts me ek account se dusre account me or dusre account se teesre account me transaction karne par income tax ka notice aa skta hai kya
HDFC BANK
ICICI BANK
INDUSIND BANK
FEDERAL BANK
YES BANK
BANK OF BARODA
SBI
(Excluding all small finance/payments bank)
Hdfc
Axis
Icici
Sbi
Indulas
Paytm
Airtel
Post
Bank of India
Bank of baroda
And 5 more...
Great but jo use nahi karte unko band karwa do. Itne accounts rakhna hectic hai.
@@annadm Ok sir, Thanks for your reply Sir
Very good information ☺
Thanks 😊
I have
1.Airtel payment bank
2.paytm payment bank
3.fi bank
4.state bank of india
5.SBM Bank
Debit card block (through internet banking) krne ke bad b annual maintenance charges lagte hai kya bhai jab tak card expire na ho?
No
Can you Make Video On . Which Bank Are Best To Open Saving Account .
Sure
I have
1. UCO Bank
2. State Bank of India
3. Bank of Baroda
Bro i have one question Plz reply
Today sbi bank deduct debit card charges two times why 147.5+147.5
Can i know the reason
2 saal ka annual charge GTS ke sath
It could be mistake
I have
1 SBI
2 PAYTM PAYMENT BANK
3 HDFC BANK
4 AIRTEL PAYMENT
5 INDUSIND
6 IDFC
7 AIRTEL PAYMENT
8 IPPB
9 BANK OF INDIA
Bro I have 7 Zero Balance bank accounts. Is there any problem?
Which bank accounts you have?
My account
1.HDFC
2.ICICI
3.STATE BANK OF INDIA
4.KOTAK MAHINDRA BANK
5.INDIA POST PAYMENTS BANK
6.PAYTM PAYMENT BANK
7.MADHYA BIHAR GRAMIN BANK
8.PUNJAB NATIONAL BANK
9.IDFC FIRST BANK
Thanks for clarifying.l have 7 accounts.
Welcome
Dear all,
I want a savings bank account only for UPI Transactions. Please suggest me a best Bank for UPI and Online Transactions.
ICICI or Paytm Payments bank
Bank of Baroda , Federal Bank , Axis Bank
@@diptarkasarkar BOB?? Really??
Bro i have questions..
Mera hdfc account me her mahne balance - ho raha hai .If i don't close account and Don't pay the - balance so would i face any problem in future???
You may
Close hdfc...And join idfc
Vikrant sir, can you tell about effect on our internal score while having many bank accounts coz i was applying for sbi card and they told me that your internal score is down due to an extra account which you are not using regularly.
I believe your saving account should not affect your credit score. Sbi are assh*les. Go with other bank like icici or hdfc
Savings account doesn't affect your credit score
Sir, i am not talking about credit score, there is an different score known as internal score which is visible only to the bank agents as told by them.
Obviously everything is connected with your Pan card. Your any default report is available to all financial institutions.
@@imakkku close your inactive account. That might help
mera federal bank me selfie light account tha usko full kyc kiya uske baad fi money zero bal account kholne ki koshish kiya pad har baar bol raha hai ki pehle federal bank account ka full kyc complete kijiye.sir main to full kyc bank me jake hi kar chuka hu pad har baar ye kyu dikha raha jab bhi main fi account ko kholne ja raha hu.please help to open fi money account.
Bro kya SABHI BANKI SE CSP ME AADHAR KE JARIYE BHI PAISA NIKAL SAKTE HAI.
Konsa best bank he zero balance account opening ke liyee & mujhe diwali sale par fon lena he offline market se to konsa card lagega batao bhyya plzzzz
Axis bank Mein zero Kaun Kahan se kholen uska video bataen kya please
No zero balance in Axis Bank
Aap ne Mera confusion dur kar diya hai sir jee thanks aap ka total kitna Bank mein account hai
great, 7-8
Yes I already know this....
I HV 10 banks Bank account Without axis Bank All are 0 balance
Public bank
STATE BANK OF INDIA
PUNJAB NATIONAL BANK
BANK OF BARODA
CANARA BANK
UNION BANK OF INDIA
PRIVATE BANK
ICICI BANK
HDFC BANK
AXIS BANK
MAHINDRA BANK
INDUSIND BANK
BOB, IDFC , INDUSIND BANK in these three banks who is give credit card without income proof...
For non account holders
Yes
I've 31 Savings & 3 Current account, All account maintained but still no credit card offers From any bank.
What should I do for credit card?
close those unnecessary accounts and have 2,3 account , maximum 4. It's better to have 1 lakh in 2 accounts than having 2,3 thousands in 31 accounts
@@tanmayadash615 all accounts are maintained with more than 20k.
I use all accounts more than 15 transactions per month.
@@puneetagrahari but you can do all those transactions from 3 4 accounts for different needs. i mean if you need that many accounts it's upto you. but usually credit card offers comes to those who have balance around 50k to 1 lakh and do frequent transaction,hence there is higher chance of getting offers if you do transactions from 2 3 accounts rather than 15 accounts.
@@tanmayadash615 all 3 Current accounts & Axis, HDFC, SBI savings account balance is more than 1 lac
@@puneetagrahari i have heard that accounts in semi urban branches usually don't get pre approved offers. i think you are more than qualified to get offers. if your accounts are in urban branches and you're still not getting pre approved offers then feeling sorry for you bro😂
Vikrant sar debit card block krba dete hai tab branch se bhi close krbana pdta hai kya
Are u talking about Debit Card or bank account?
@@annadm debit card sar j
I have
1. SBI
2. HDFC
3. Paytm Payment Bank
4. Fi Money ( Federal Bank)
Bhai mera and mere papa ka bank me same mobile number diya hua hai and hm dono log ka aacount same mobile me open hai for payment like phonepay and Google pay
But koi dusra Paisa bhejta hai to wo sirf papa ke account me jata hai mere account me nahi aata hai kya kare