The Paycheck Routine That Changed My Life (DO THIS EVERY PAYDAY)
ฝัง
- เผยแพร่เมื่อ 26 มิ.ย. 2024
- Budgeting sheets I use ➝ shop.penniesnotperfection.com...
The bank I currently use ➝ • I Switched To Wealthfr...
How to save $10,000 ➝ • How To Save $10,000 IN...
In this video I'm sharing my current paycheck routine after years of budgeting. We currently budget weekly because we have a payday every single week.
This is what is working for us currently and it has many elements of the paycheck routines before it that have completely changed my life.
Going from in debt and stressed to building wealth and living comfortably is one of the best transformations I've every undergone.
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CASH BACK APPS
⭐️ Rakuten ($20-$30 bonus cash back app) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, $2 referral code, MV7RR) ➝ bit.ly/2G0vEtZ
⭐️ Ibotta ($10 bonus cash back groceries) ➝ penniesnotperfection.com/ibotta
⭐️ Upside (Cash back on gas) ➝ penniesnotperfection.com/upsi... Code: RXZNW
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CONTACT ME:
🔹 Website: penniesnotperfection.com
🔹 Shop: shop.penniesnotperfection.com/
WANT TO SAY THANK YOU?
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SEND ME LETTERS:
Mary
P.O. Box 240981
Memphis, TN 38124
SEND ME LETTERS:
Mary
P.O. Box 240981
Memphis, TN 38124
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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
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Budgeting sheets I use ➝ shop.penniesnotperfection.com/products/pay-yourself-first-budget-printable-planner
The bank I currently use ➝ th-cam.com/video/c5wUerkH6KQ/w-d-xo.html
How to save $10,000 ➝ th-cam.com/video/uImttr1JpDo/w-d-xo.html
Thank you for the breakdown. I needed it. Thank you so much.
Glad it was helpful!
Great job! young Lady. Always a pleasure to see your videos. I enjoyed your quote ,"its great to start this financial journey when your young, but it's NEVER to late to be great to start where you are right NOW!
Thank you so much!
Great video! Very comprehensive! ❤ I’ve caught so many things especially fees and other mistakes from credit cards and banks. I can’t imagine how much I’ve saved just by being aware and reviewing everything!
So true! Being aware is important!
I have my local credit union for all my expenses, and then 2 savings accounts for my sinking and emergency funds. It definitely helps keep me from spending the money!
Love it! Local credit unions can be so fantastic!
Great video 😊❤😊
Thank you 🤗
Good tips
Thanks!
Really great video, Mary! Always good to have a paycheck routine.
Absolutely!!
I loved this Video! ❤️ Mary . 😅😅
Thank you!!
Hi Mary.. The video was very interesting, indeed!😀 Lots of wake-up calls too 😅 New subscriber here 😘🤍
Thanks and welcome!
Hey, this might seem like a dumb question, but if I budget for $100 a week to go into my Roth IRA and I also have a brokerage account how much should I be putting in weekly to the brokerage account to build it up as well?
I can’t give specific advice as I’m not an advisor and don’t have your full financial picture. Remember that the max for the Roth IRA this year is $7,000!
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You are completely wrong about a credit score. You don’t need a credit score to buy anything, not even a house. Mortgage companies can do “manual underwriting” to complete your loan. To rent an apartment you might need a higher security deposit. A credit score is like a dog chasing its tail. You go into debt so you can have a credit score. You have a credit score so you can go into more debt……….and the cycle continues. A credit score is a number that tells lender how well you play kissy face with debt. I would rather have a credit score that is “undetermined” and have zero debt.
Sure, they *can* do manual underwriting. You can also purchase a house in cash! But for the vast majority of people that’s an unrealistic path.
You also don’t have to have ongoing debt to have a credit score. You can use credit cards you pay off monthly without ever paying interest. It may benefit you to also learn from some personal finance resources besides Dave Ramsey since a lot of your wording is straight from his show.
But congrats on having no debt!
@@PenniesNotPerfection and you would benefit from understanding how a credit score works
@@PenniesNotPerfection who said I have no debt?????
Seemed implied by your hatred of credit scores and your last sentence stating you’d rather have no credit score and no debt. Forgive me if I made an assumption you paid off your debt.
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