Can’t blame them. You make perfect payments for years and keep a low debt to income ratio, and your score goes up by 3 points. Miss one payment and your score goes down 500 points.
OR your score only gets updated after youve used some credit as opposed to them updating your score after youve been paying everything off, etc. They know how to time it just right to keep your score looking like subpar
How is this woman get arrested so fast when some of the crooked politician still sitting on their chair with all the evidence that they are corrupt but nothing happen??? Like seriously!!!???
@@waterheaterservices And now he’s funneling money into the war that Ukraine is most definitely gonna lose. Thank god the Russians will get all those funds and weapons when they win. Just what we needed.
How much do you want to bet that those companies start pursuing those customers for fraud? Or at the very least put those accounts back on the reports as charge offs if it's been less than seven years.
They teach you a bunch of BS in highschool but skip over the important stuff like credit, predatory lending and teaching you actual trades that you can use to get good paying job.
Exactly. They skip over all the important life skills, LAWS OF THE LAND, trades (which used to be in schools but not now smh), and friggin common sense!
Your family is supposed to teach you that stuff. Like you wouldn't skip senior predatory lending class anyways lmao. Besides they can't teach you about predatory lending before they get you to take out college loans.
So… Let me get this straight, she did what she said she would do (raised peoples credit) which allowed people to borrow money at a cheaper rate? Ahhh, it makes perfect sense… She’s a modern day “Robin Hood”
Not exactly. Robinhood gave money to the poor, without compensation. She got paid for improving their credit. It was a business not a charity. Also, there's a chance these people put themselves in a worse position because they have access to take out more debit. Not all, but some people are better off not over leveraging themselves.
The credit reporting scheme itself is criminal, and unfair. Put them in jail too. I don’t know how we have all just accepted this intrusion into our private lives like it’s normal.
Do you have a better alternative in mind? As a business, clients not paying what they owe is a real problem. Credit benefits both the creditor and the debtor. Nobody wants to do business with someone who doesn't pay what they owe.
how is it criminal? if you dont pay your credit cards then your score goes down. if you pay it then it goes up. its a trust system that is based on merit & truth...so how is it criminal..
It’s not intrusion when you need credit to purchase something because you don’t have the money upfront. 🙄 These companies are just trying to make sure they get their money back for giving out loans.
Hahaha this person clearly just has sh*tty credit😂😂😂. I accepted it because it’s super simple to have very good credit (my lowest FICO is 768 and I’m always opening new lines of credit and if I didn’t I’d be a 850 easy) and if you actually understood this system you might see the benefits of it. 1) PAY YOUR DAMN BILLS!!!!!! If your 30, 60, 90, or 120 days late that will get reported to all three credit bureau’s and you will basically be screwed for the next 7 years unless you basically find a scam like she was offering lol. 2) Credit utilization needs to be in check. I’m super anal about this one and it’s to the point that I never let any card have more than 1% of my credit limit report to the bureau’s because I don’t go off of a due date I memorized the statement close date for every credit card and charge card I have and I pay the majority of each balance before ever receiving a bill so that my Chase Freedom Unlimited card for example with a $12,500 limit is only reporting that I owe $100 even though the past 30 days I charged over $2k on it I paid all but $100 of that by the 10th of the month when my statement closed. 3) this goes along with #1 DON’T HAVE ANY DEROGATORY MARKS ON YOUR CREDIT, if you can ace these top three categories you will be in good shape and if you can ace the others such as average age of accounts, number of credit accounts and hard inquiries you will be on your way to a 850. Like bro the governments of this world all use the exact same credit system this is why the U.S. has debt in the trillions of dollars (and why people that don’t understand credit think that’s a bad thing when it’s actually a good thing I.e. check someone’s personal credit that has no credit cards and no loans compared to someone with 20 credit cards in good standing and a mortgage and car note) but we have a good credit rating because we’ve shown we can manage trillions in debt without issue.
I get the sense that she genuinely was trying to help people repair their credit and gain some financial freedom. Normally these stories reveal that the person defrauded their customers but that doesn't seem, to be the case here. Mean while those who crashed the economy and defrauded millions of Americans in 2008 are free as a bird.
she did something even worse than that she lied to the government smh notice she's in jail for making a false police report but never put police in jail for that or when a karen calls 911 and makes a false report funny how its the black woman going to jail for false police report
She’s a hero in my eyes, financial institutions are charging crazy amounts of interest and drowning people in more debt.. which is a never ending cycle!
Yes lending money with interest is absolutely as much crime as what she did if not more bankers and landlords aint contribute a thing to the economy but they make profit just warming the sofa on the desk.
Well the high interest rates that we’re being charged is because of what she and others are doing illegally.. write offs increase their insurance premiums, which they pass on to consumers like me n you
@@1PerfectAgony mother yucker, all they do is take x money and lend to y with interest it is not their money they lending in the first place and they make profit off of somebody money
I'm not saying what she did isn't wrong, but I just love how they're treating her more like a criminal than these people who are out here shooting people. Why is she in jail if violent offenders are being released on bond??
'Cos she wasn't supposed to be smart enough to pull off this type of white collar crime for as long as she'd had. Her mistake was the flashiness of her website. She should've kept it generic without pictures. Someone from one of those credit companies checked her site out 'n made Karen type of investigative calls 😂!
I’m honestly mad that I didn’t get to know her before she got caught. My judging scale would weigh her sins far less than those “legitimate” credit repair agencies who are far worst criminals.
Honestly - to a degree - she was doing a community service. Credit is so messed up. You can have your credit destroyed for 1+ years over a unpaid $5 bill you forgot about. It is crazy. People need to fight back. She is a credit vigilante!
My unknown one was for 19.99 smh 🤦♂️ it caused me to let stuff go during covid “like fucket” it’s gonna be bad for 7 years anyways Lmao 🤣 I was going Insane tryna fix it , and they wouldn’t and I said ima keep my mental health right fucj you credit score 🤦♂️😂
Bro stop capping, if u miss a payment , and pay it the next statement ur score will drop maybe 10 points and rebound after 2 months.. 😅😅😅ya niggas be on here with these sob stories... 😅😅😅
Not exactly, its the legislators that make the laws they practice under legal. The extremely high apr, giving people loans when they cant afford them. The housing crisis was a perfect example, when you tell poor people they can afford a large home...many of them somehow think they can. When i was 18 i almost bought a house with my friend, i literally had like 20 credit points too low. 1 year later the housing market would crash, and the home would have lost 40% of the value but we would have been on the hook for a 200% loan. Actually, now that i think about it, they were going to give us the house but somebody else put 10,000 down which beat us on the offers. I think credit/bill paying should be a mandatory class in grade school.
Your credit score is what it is for a reason don’t play koi, I’m at 816, never missed a payment on any loan, pay off all my cards on time. This has been the case for more than 10 years my score never dipped below 750
She's the real hero here. Let that damn lady go. The financial institutions and the credit system is so far from the victim. This guy's talking like a good thing happened in this investigation.
Difference is she built hers illegally. But yeah, I get your point. Her business was illegal from top to bottom while legal companies are better able to hide their scheme within a legit business.
@@mattmurphy7030 when things like the amount you pay on car insurance factor in your credit instead of just your driving record then it just feels like a scam to me 🤷🏽♂️
Arrested her quick, she hadn’t stole money from anyone. Politicians live off the wealth of nations that depend on the labor of its citizens yet it’s extremely rare to see them held accountable when we’re exploited and they’re corrupt.
It's only legitimate when they Scam and hustle us. America got our minds so screwed up we think she's the bad person when the Government makes up imaginary student loan debt from out of the sky, sends 50 Billion over to Ukraine when we're struggling with gas prices, food etc, banks discriminating on us and people having to pay mafia rate interest fees where banking institutions reap profits off of a certain credit score. I'm pissed she got caught!!
Wow. These constables think they’ve done such a great job and caught one of the worst criminals ever, it truly is disgusting and so dishonorable to even call these guys cops. The system is broken and they keep protecting the wrong side. Shame on them.
@@kingemmanuelshow549 I have two college degrees and that sh*t didn't matter when I went and brought my first car and my home yrs ago. My 778 fico score was all that mattered to the banks. So as a black man in racist, godless AmeriKKKa, I concur 100% with your comment. A good credit score and valid driver's license is all that is needed to get ahead today. Everything is a fkn moot point.
@@7oeseven793i tell people all the time stop buying guru courses. They sell these courses how to fix your credit but they are using different methods they aren’t teaching you to fix credit
You can tell the police seargant feels bad about her arrest for him to say she helped people is a statement that can be used against him thats why he mentioned that she used his name on those police reports. He didnt want her arrested but he also cannot get in trouble himself when theirs over 150 false police reports. What she did was a crime falsifing a police report is a crime making false police reports of faslified police reports is a bigger crime one the officer could get blamed for. I am pretty sure it wasnt the first time it occured it just got so out of hand he couldnt allow it to go on any longer and the person who called the police was probably the only one who gave him information. At my job someone called to verify employment of someone we work from home so I do not know whether person works for us or not but when they asked I just said who? Oh yeah ofcourse and gave them the front desk number, Seriously its 2022 I think this shit is stupid of credit score, 3x the rent, references its all dumb 95% of people lie about it.
They should give her a medal. The credit reporting agencies need to go out of business. You make your payments on time and your score never improves, miss 1 payment and your score drops big time. The whole credit reporting system is a scam.
Bills paid on time and you WILL have better a better credit score. Just don’t depend on that because anything can decrease the score. Save BIG and borrow from yourself. I do, just for reasons of the games they play with our credit. Took years, but it’s doable. And no, you can’t do criminal activity and not expect consequences.
Amazing how she's arrested for actually helping people improve their scores even if temporary, so that they could buy homes, cars, re-establish their credit and maybe just restart their lives for the better!!!! Rich businessmen and women, politicians, corporations, media outlets do worse shit daily and they don't get prosecuted but a regular robin hood helps everyday folks and becomes the scapegoat ...w.e. smh...
She was just trying to help people if they wanted a cut then just say so! Meanwhile debt collectors and spammers can legally call all day impersonating officers and threatening to “serve you” for a 15 year old debt you may have accumulated in college. Might as well throw Lexington law under the jail as well.
Lol no debt collectors can’t do that and they get sued for a shit ton of money. Yes you are right about them threatening to sue you for a 15 year old debt, but if you know your rights you can put them out of business.
@@leo29hornsfan they do it to me all the time? Lol. I don't have the time or the money to sue them so I'm subject to harassment based on a lie? That's kind of unfair.
@@d.felixphoto2260 you don’t need money to sue them. Contact a debt collection law firm and tell them what the collection agencies do and your attorney will do the rest. No out of pocket expenses because the collection agency has to pay for it and you’ll get compensated for thousands of dollars. Only an idiot would take the abuse
Bless her heart. I bet she helped some people get better housing as a result of helping to fix their credit. Even our so called justice system commits morality incorrect crimes. When we choose to help people, that says a lot about us as a person and not many will choose to commit so called crimes to help people. I hope she is set free soon. Screw the credit bureaus!
You're not getting it, the credit scores were returned to normal and had a falsified police report to prove exactly how she lied about each person's credit. This means poor people paid someone for help only to lose money and have their credit be only worse in the end. Not only that many small businesses/sellers lost money because of these falsified reports. She only hurt people, she raised their credit UNTIL the credit bureau caught on and changed everything back.
@@Sunshinexoxo4795 yea common sense is dead. All the top comments completely misunderstand the story are are acting like she did good for the community. Yikes...
this has nothing to do with the credit bureaus. Also, piece of human garbage has court in October to answer child abuse charges. In 2019 she told her boyfriend at the time to punish her 7 yr old son by running scolding hot water over his body in the shower. It caused serious burns over 25% of his body. But "bless her heart" right? common sense is dead.
@@Jmaal89 If anything she's just as bad. You think they're going to just "oh shit she got us" and let the debt disappear, after the find out all these people were lying about fraudulent activity? No lol that debt is right back on their credit and they're out the money they paid her. The state isn't giving it back to them, the states keeping the money and the "victims" are back to where they were before they paid her.
Not that smart she got caught lol! 😂 she sellin a lie just so many do. You think these people thinks she’s a hero now all the credit she’s repaired will more than likely be reversed and anything they gained with a credit score that wasn’t true will be charged or need to be returned. Commiting a crime is not smart no matter who’s doing it.
What did her crimes end with? Helping customers and scamming the system, being an average American who gets bent over by my government daily, I’m supposed to feel that she deserves to go to jail? That’s a no. Free her
It’s actually common practice for credit repair companies to use this tactic. It’s called credit sweeping. Pretty much you claim identity theft, backed by a police report and the credit bureaus will essentially wipe your report clean of negative items. There’s “legal” but slightly unethical ways to go about doing it.
I have mixed feelings about this as there are so many corrupt people in our financial system in the FED right now and they are allowed to continue to pedal the same bs.
But, she's the one that got caught. Why worry about what others have done or doing? There is an old saying, "do what you can stand." She made the decision to commit the crime, even if it did help others, it was still illegal. I don't feel sorry for her. She did what she did and now she has to accept the consequences. I think that we as a people have to stop giving a pass or showing empathy, to criminals, because someomelse has gotten away with it that isn't black. A criminal is a criminal.
@@michaelwayne1012 That may be the perception, but it's not. I may have been presumptuous in assuming the person commenting is black or if that was the underlying reason for feeling conflicted. However, I make no apologies for how it may sound. It is a common mindset I've heard voiced more often than not, within the communities I've been a part of and grew up in. It's always, comparing what others have gotten or getting away with, instead of focusing on what that person who actually got caught did.
@@michaelwayne1012 The original comment OBVIOUSLY made this a race issue. We know what color the FED board mainly is. Hell, they JUST put the first black woman, ever, on the board this year, Dr. Lisa Cook. You ain't say nothing to the original comment....so you are implying anyone who says this woman did wrong, and have to face the music, is a bigot? You are a part of the problem. That's why Baltimore had TWO crooked female blck mayors embarass us, and now Marilyn Mosby. These black woman need to step up and do right. Period.
Exactly! There are tons of free resources online and at the library to help with cleaning up credit. I write all my own dispute letters to the bureaus. I had late payments taken off. Corrected old/out of date information. I also scrubbed and froze the secondary bureaus.
I was the victim of two different scammers who ran away with my credit after I co signed and got credit cards and chocked up thousands didn't pay it back.
We’ll honestly as a former debt collector we tell people police reports are needed to remove accounts . She should have just been legit and made a real business
Damn I thought she was stealing peoples identities when I read the headline then I watched the whole video and realized she is the hero we need but not the hero we deserve.
This lady is truly a blessing, the real crooks are the credit companies and the Police. I wish I had her, baby girl at least you deliver. Love❤ you baby, Big UP !!!
When their goal was to make her look like the villain in the public's eyes but instead she ended up looking like a hero. This so call "justice" system is corrupted and FAILING all of us. Then when angel appears, they chain her down to rot.
George she’s definitely a criminal but let’s not act like those issuing credit are poor victims. Credit is granted based on fractional reserve rate, credit history of borrower and interests rates. With the current monetary policy, when credit is created it’s essentially just created out of thin air. This is due to the absurdly low fractional reserve rates. With the reckless creation of credit. Those who have access to credit get richer(easier to borrow and pay back) while those without get much poorer(dollars are worth less). Really she kinda evened the playing field. Those without access to credit have become much poorer over the past two years while those with access have ballooned their wealth. I’m not demonizing the wealthy. They just naturally benefit and have the influence to sway policy. It’s not then being evil it’s how it naturally works. On the contrary. Those who are poor will resort to any means necessary when they are in a deep hole getting dig deeper every day. Upward mobility in America is in steep decline. It’s still possible but it’s much harder. It’s not just as easy as saying work harder. I’m a conservative and was raised that I have to work hard to earn anything. I’m totally against handouts but we need to make the system where those who work hard succeed. Not where those who have wealth hoard it all and use wealth to succeed instead of hard work. Many worked hard to get wealthy then used their influence to become complacent. That is reason we are falling behind as a country. Outside of Silicon Valley, innovation is lacking. China is innovating manufacturing, infrastructure, and supply chains to perfection. Here in America the oligarchy enforces status quo.
The problem is most credit lenders are public traded companies. Therefore people's retirement/pensions are tied to their success. She kinda has the Robin Hood thing going for her but at the end of the day the only bottom line that she was effecting were the ROI margins of regular blue collar workers. Unless the people with shitty credit all miraculously became trustworthy borrowers.
This woman was actually helping people..but It's ALWAYS that one person that asks one too many questions....and it's normally the one that doesn't want to help is the one that turns someone in.
@@squalie9 helping people who may be or was financially illiterate and mishandled their credit at a point of time and want to change their life around… because that’s what usually is the case
The way to help that person would be to let them fix their credit through paying their bills over time, not making it disappear. In other words, would this woman give her services on credit to her customers with bad credit or does she require cash??? If not then you and her are hypocrites.
@@ownthispwn this happened to a few others that actually helped those with bad credit. ya making it seem like she killed 133 people lmfao if she came to ya im 100% ya wouldve paid if ya score wasnt already in good standing.
…if you borrowed money and dint pay it back, but turns out it wasn’t you that used that money, then yes, you won’t get penalized…this isn’t a secret…it’s literally why the credit companies exist… I swear, it’s like information is on your fingertips and idk what y’all be googling. If someone puts you into some popular stock, y’all think he got motion…yet it’s also on your fingertips you can Google.
@T-Raw smart? how is turning in false police reports saying that the money that was spent on the credit account was fraudulent even smart lmaoo your more like risking to jeopardizing your life lmaooooo 😂😂😂😂
She is my credit vigilante. She’s a hero in my eyes. I lost my job and eventually was not able to make my credit payments on time until I was able to secure another job. It jacked my score up so bad and now I have job with the city but it is now too late. All accounts have gone to collections.
LET HER GO! --How many bank CEOs went to jail after repackaging toxic loans as good investments? Not one, instead they all received a BAILOUT stimulus package.
Some of those guys DO go to prison but I guess that just doesn't fit within your victimhood narrative. They also usually don't get frog marched through court wearing orange - their lawyers usually get them out of that.
So remove her charges because some ceo "repackaged a toxic loan"? The SEC settled plenty of these cases with hundreds of billions in fines. The bailout for the banks was to prevent a further ability to not make loans. And these banks paid them back
She is definitely a bright woman. Wishing her the best. We should really look at this whole credit system thing that was created back in times of horrific events in our country.
How is she bright? She created a website in an effort to defraud the government of millions of dollars while using her own picture. And now she is going to jail. And after they finish the investigation all of those ppl who she "helped" their credit is going back to what it was and they are out of the money that they paid her. And they will probably be charged as an accomplices to the crime. Yeah, she's real bright.
Credit is good and useful, it’s quite simple if you can’t pay back what you owe why borrow it in the first place. Everyone complaining has horrible money management skills, for 10 years my score never dropped below a 750, I recommend everyone take sometime to review the outline of the credit system. Why your score is the way it is
I agree. Start with reading Lawyers Reference books on Fair Debt Practices and the truth about credit. It’s not even regulated by the government. It was created by the 1% to enslave us and keep us in debt. So if it’s not regulated by the government, who do you really owe and why? This system is horrible.
Let me get this straight. The people allowed to be dishonest while arresting people for being bad are telling us how the person who helped people by lying to banks or credit bureaus is the bad guy. Y’all are going after the wrong bunch.
You are right though. Corporations have all the rights and privileges of a citizen and none of the liability of one. Literally, pay a fine for killing people.
Yeah, everyone who used her is about to come forward and act like they did not know she was doing it illigal to fix their credit so they do not get charged.She will get 10-15 years for this..smh
They didn’t know. They paid her to fix their credit they never tell you exactly how it’s done and most don’t care ask. As long as they can get a boost in score
Whoa! She has some intelligence behind those glasses. Thats a white collar crime & a good one at that! Would have gotten away with it if it wasnt for the bank inquiry.
@@Pro1er Do most people know how to falsify police reports? No. Therefore she is smart! It wasnt good what she did but she sure has some intelligence to be able to do that
She in jail but it’s totally ok for a suit from a bank to go to a 80 year old woman taking care of her 60 year old special needs child and get her to refinance a home and land that was paid for over 50 years ago. She’s in jail while it was ok for credit card companies to approve college students with no monthly income with $2000+ Credit Cards.
I’m so glad she was denied bond! She deserves to be in jail; what type of mother is that? She did it in front of her kids, what a shame… that’s so sad!
Wow. I can’t believe she seriously thought they wouldn’t figure that out. The amount of effort and planning she put into that scam could’ve been spent figuring out the loophole laws that are leveraged by legitimate credit repair companies.
fix up your income cash flow, quit overspending on materialistic things, quit investing in liabilities you think are assets, and save a lot of what you earn, then pay off your credit fairly. The rat race seems inevitable but it’s not
I almost reacted emotionally instead of logically. At first, Im like who tf did she hurt??? I guess when you think about it, those businesses that reversed the debt after seeing proof of a police report of fraud were essentially losing out on owed money. Im like did she not help these people boost their credit?? Yeah... but those police reports are in the clients name not hers so... falsifying a police report is crime. Eh... I still think her intentions were to help those with credit issues and get paid for it. I couldnt be a juror on this case because I dont think she deserves jail time. Give her a ticket and call it a day.
I definitely clicked video thinking she played the client's BUT SHE ACTUALLY DELIVERED ON HER IN....and the cop that said she used MY NAME is going to deliver also
@@rhuephus It HELPED her clients get the credit wiped during that time! 😂😂😂😂😂😂 Maybe those people needed to get a car, house, better car insurance rate lol
If she had gotten just a lil under $100,000 each year she could have made it, but any fool should have known POLITICIANS are not going to let us make more money than they do 😂😂😂😂😂😂
What’s the problem? She literally fixed peoples bad credit, i’m sure they’re not complaining! 🤣 I honestly think this is genius! It’s great to see the house loose once in a while. majority of the time they all take our money and we just have to deal with it. Credit card company’s, legal system, banks, politicians, phone companies, etc… all of these and more constantly dip in all of our pockets. Once in a while all of these companies I mentioned above have been caught doing way, way worse throughout the years. Props, respect! 🤛 Somebody do this to Verizon please, they’ve had it coming to them for a long time now. 🤣
Difference between helping people with their credit and helping people cheat the system and defraud the bank system which is what this was by falsifying police reports. People can fix their credit without resorting to cheating.
I hope all the people she helped build a go fund me for her so can figure out her next business when she gets out she’s a genius just needs better direction I’m sure this is her biggest learning lesson
Hahaha, you are joking right?! She’s a criminal with no good core values. She’s a demons, rotten. Get that through your head. You can’t change people like that.
You can dispute any debt or collection on credit karma and don’t need proof why your disputing if the company who filed the debt doesn’t respond in 30 days it’s taken off it takes like 2 mins I got a 5,000 hospital bill taken off and my score jumped 80 points
This is awesome that she actually helped people. Shame on the ones who go out of the way to cause harm and unnecessary hardships like that arresting officer. When will those kinds of people learn to share? Its like, its a no brainer that we all like nice things and work for what we need and want. Its just that they don't share right.
There are other black owned business who ate also doing tjis kind of work and are highly successful. All without doing something as stupid and as fraudulent as falsifying a police report.
You do know the clients name and signature is on the police report and they gonna get hit with a even bigger fine and jail time and tbh that’s not teaching anybody how to be financially responsible
@@RJGuitz No they are criminals. They literally decide the lives and liberties of every American by FORCING them to use their systems. Its anti American, its anti liberty and its anti capitalist!
she is not a scammer, she is robinhood. her customers credit scores improved. nobody lost money, not even the banks. she needed to revamp her processes - thats why she got caught. but she is a hero.
I hate folks who go with this ideology of Robin Hood. Taking from the rich to give to the poor. You’re feeding people this idea they don’t have to work and that the rich should be taxed and given to the poor. This only leads further down the cycle of the rat race. Give an American more money such as a raise and they’ll increase their spendings, hence they incur more debt.
@@AlbertKimMusic yes, but we already live in a society highly in favor of corporate interests already. This is simply the other side of the coin. People who are denied the ability to purchase a home due to their credit score, are allowed to rent a home paying an increased rate and pay for the home three times full and never own it. To even apply for a job anymore you must submit urine, hair follicles, backgrounds, social media's and countless amounts of data is taken from you. All current sales models are designed off psychological studies on manipulation. The average price of a vehicle is well above what it should be, due to federal regulations and government back corporate interests. All of that angers me much more than the everyday American getting a little bit ahead. You should really question yourself on why it causes you to feel hate.
Wow ! Reading these comments are overwhelmingly refreshing and satisfying, without going too deep i hope this comment section allows Americans to wake up to the reality we have been given the illusion of freedom and they give it to us to prevent this. Look how almost everyone acknowledged, while it may have been "illegal'' we can all collectively agree and understand why she did it and it ACTUALLY HELPED ppl. Imagine if American citizens could come together like this more often in agreeance no matter race or status, everyone would have a common goal and it would be too big of a threat to the corruption and nonsensical laws. So it's better to keep us divided on everything, with different views and with race playing a factor and with everyone focused on different things. This was by design !
This is a good example of great customer service! Maybe not the best approach but definitely the best outcome for those who trusted that she could help them. Cant wait for the “legitimate” credit repairers to hold true to their promises. 🙄 They’re the REAL scammers.
Nope, she charged those innocent people money that they will not get back. The credit agencies will correct all those cases and they will still owe and their credit will drop back down. Zero accountability with you women
Well, what is important to this old lady viewer is that she helped people. She got results that no one else could get. There are so many things that rely on people's credit scores these days, it's ridiculous. I don't see as how anyone was harmed by the caring businesswoman helping them!
How can people commit crimes like this and sleep at night knowing it's a matter of time before they get arrested? I had a car stolen recently and the woman that had it was driving it around every day, she was driving her kids around and she had stolen plates on the car. She was driving it around, knowing that it was just a matter of time before she got pulled over and arrested, and that's exactly what happened.
@@americajanson8848 like a baby lol it's just money back by nothing wats the problem she actually was helping people out might not be the u goody two shoes want but she now she got to pay the price
she's not doing good, You-all not mad when see people in ghetto trying to get by and they get arrested everyone happy then. Oh Well she did the crime she pay the time, don't feel bad for her😂
Can’t blame them. You make perfect payments for years and keep a low debt to income ratio, and your score goes up by 3 points. Miss one payment and your score goes down 500 points.
I felt this. 😂😂
I went from 760 to 650 in 2 weeks cause some place I never heard of report me 🤣 talk about penthouse to the outhouse
Or paying off a loan..
yup
OR your score only gets updated after youve used some credit as opposed to them updating your score after youve been paying everything off, etc. They know how to time it just right to keep your score looking like subpar
How is this woman get arrested so fast when some of the crooked politician still sitting on their chair with all the evidence that they are corrupt but nothing happen??? Like seriously!!!???
welcome to amerika
Cause she was helping the poorer demographic, and thats not allowed here in America🇺🇸
Preeeeeeeeach!
they pay people off, or have relationships with people to protect themselves. its all a game.
You know she black and can't do that
At least she helped people and delivered what was promised to her clients. Something no politicians can say they've done.
🗣🗣🗣
Biden's 85 billion dollar going away gift for Taliban was pretty amazing though
@@waterheaterservices And now he’s funneling money into the war that Ukraine is most definitely gonna lose. Thank god the Russians will get all those funds and weapons when they win. Just what we needed.
True
Period
She’s the first credit repair person that actually can fix ur credit. That’s major
Lol
Yep! TH-cam is full of credit repair BS videos that don't work. She deserves getting paid for being effective.
It sounds like she would do whatever it takes to make sure she got those people's score up. That's what I call great customer service
She just doing what politicians do all the time. Smh let her out 😅
@@la7era1u54& back in business foung her on TT.😂
And she would've got away with it. If it wasn't for those damn meddling kids.
Excuse....while I go change my shorts!! (Your comment is hilarious)😂
🤣🤣🤣🤣
bwahhhhhh!!!!!!
I don't get it
@@bootscooty You don't watch Scooby Doo? It's a cartoon show with college age kids solving crime capers.
Well at least she helped the people who hired her, instead of scamming them like "actual" credit repair companies do
There you go! Big business screws people every single day. Rarely do they go to jail.
How much do you want to bet that those companies start pursuing those customers for fraud? Or at the very least put those accounts back on the reports as charge offs if it's been less than seven years.
Right?
And that legging outfit makes her look like a bad cat woman cute criminal😁
indeed 😁
They teach you a bunch of BS in highschool but skip over the important stuff like credit, predatory lending and teaching you actual trades
that you can use to get good paying job.
This was by design
Westworld
Exactly. They skip over all the important life skills, LAWS OF THE LAND, trades (which used to be in schools but not now smh), and friggin common sense!
Facts !!!!
Your family is supposed to teach you that stuff. Like you wouldn't skip senior predatory lending class anyways lmao. Besides they can't teach you about predatory lending before they get you to take out college loans.
Big ups to this lady. She did a service for her clients.
Dont go to church again saying theft is a blessing. God blesses honest work its all over the Bible.
Just WOW. She did a service? What do you think is going to happen with all these people that used the service?
Woooo, I didn't know making a false police report,you can call it a service 😮😂😂😂😂 you are really smart 🎉🎉🎉
Wrong. She’s a scammer
She seems like a brilliant creative lady who outsmarted the real scammers….the credit reporting agencies. THEY’RE the ones who should be locked up.
Is it wrong to let lenders know how likely you are to not repay a loan?
yeah .. the real thing is, your credit rating can never be "fixed", even though 100% of the info is totally false
Who ever called and asked questions is a dumb snitch
@@barryon8706 exactly!
Why? Because you have bad credit? Don't borrow then.
"She would manipulate police reports" you mean she did the same kind of thing the police do? I don't see cops going to jail for this.
EXACTLY...
Right makes no sense
Cops have body cams and the reports have to match the body cams you moron.
How about you just don't commit a crime in the first place and then you don't have to worry about police reports
Dumber and dumber lmao
So… Let me get this straight, she did what she said she would do (raised peoples credit) which allowed people to borrow money at a cheaper rate? Ahhh, it makes perfect sense… She’s a modern day “Robin Hood”
Not exactly. Robinhood gave money to the poor, without compensation. She got paid for improving their credit. It was a business not a charity.
Also, there's a chance these people put themselves in a worse position because they have access to take out more debit. Not all, but some people are better off not over leveraging themselves.
right?
I should have used her lol
@@ac_thegoldenboy5218 And your score will go right back tf down maybe even worse
💯
They mad she proved that credit scores are just a game.
Just because you don't like the game doesn't mean you can play cheat and not suffer consequences
You created your TH-cam account a month prior to post this comment. Get that sus nonsense outta here
Thank you so much for saying that 😮
Leave this lady alone - she unveiled the truth about credit game for real
@@HRH_Ak22 here comes the other 9 month burner account 🙀
😂😂😂😂
The credit reporting scheme itself is criminal, and unfair. Put them in jail too. I don’t know how we have all just accepted this intrusion into our private lives like it’s normal.
Do you have a better alternative in mind? As a business, clients not paying what they owe is a real problem. Credit benefits both the creditor and the debtor. Nobody wants to do business with someone who doesn't pay what they owe.
how is it criminal? if you dont pay your credit cards then your score goes down. if you pay it then it goes up. its a trust system that is based on merit & truth...so how is it criminal..
It’s not intrusion when you need credit to purchase something because you don’t have the money upfront. 🙄 These companies are just trying to make sure they get their money back for giving out loans.
Hahaha this person clearly just has sh*tty credit😂😂😂. I accepted it because it’s super simple to have very good credit (my lowest FICO is 768 and I’m always opening new lines of credit and if I didn’t I’d be a 850 easy) and if you actually understood this system you might see the benefits of it. 1) PAY YOUR DAMN BILLS!!!!!! If your 30, 60, 90, or 120 days late that will get reported to all three credit bureau’s and you will basically be screwed for the next 7 years unless you basically find a scam like she was offering lol. 2) Credit utilization needs to be in check. I’m super anal about this one and it’s to the point that I never let any card have more than 1% of my credit limit report to the bureau’s because I don’t go off of a due date I memorized the statement close date for every credit card and charge card I have and I pay the majority of each balance before ever receiving a bill so that my Chase Freedom Unlimited card for example with a $12,500 limit is only reporting that I owe $100 even though the past 30 days I charged over $2k on it I paid all but $100 of that by the 10th of the month when my statement closed. 3) this goes along with #1 DON’T HAVE ANY DEROGATORY MARKS ON YOUR CREDIT, if you can ace these top three categories you will be in good shape and if you can ace the others such as average age of accounts, number of credit accounts and hard inquiries you will be on your way to a 850. Like bro the governments of this world all use the exact same credit system this is why the U.S. has debt in the trillions of dollars (and why people that don’t understand credit think that’s a bad thing when it’s actually a good thing I.e. check someone’s personal credit that has no credit cards and no loans compared to someone with 20 credit cards in good standing and a mortgage and car note) but we have a good credit rating because we’ve shown we can manage trillions in debt without issue.
Why? Because the U.S. Congress GAVE THEM ALL PERMISSION. Swell, huh?
I get the sense that she genuinely was trying to help people repair their credit and gain some financial freedom. Normally these stories reveal that the person defrauded their customers but that doesn't seem, to be the case here. Mean while those who crashed the economy and defrauded millions of Americans in 2008 are free as a bird.
Thanks to Obama!
You must be smoking
@@cityclout No I disagree with Russia army and it's not because I'm white
PreaCh!!!
she did something even worse than that she lied to the government smh notice she's in jail for making a false police report but never put police in jail for that or when a karen calls 911 and makes a false report funny how its the black woman going to jail for false police report
She was smart enough to build a business even though it was criminal. Imagine what she could have done with a legit business.
Hard work, and dedication are huge factors in successful legitimate business. It's not just being smart. She lacked those traits.
Shit Feds gone take that too
Nothing, that's why she was doing what she was doing lol
@@PowderedToastMan661 it was hard work in itself to come up with a scheme like that
A lot of people are repulsed by honest pay.
Damn y yall locked her up before I could get my shit to a 750😂
Lmao 😂😂😂
😂😂😂
😂😂😂 damn I needed that 750+ credit score.
Okay
😂😂
She’s a hero in my eyes, financial institutions are charging crazy amounts of interest and drowning people in more debt.. which is a never ending cycle!
Yes lending money with interest is absolutely as much crime as what she did if not more bankers and landlords aint contribute a thing to the economy but they make profit just warming the sofa on the desk.
Well the high interest rates that we’re being charged is because of what she and others are doing illegally.. write offs increase their insurance premiums, which they pass on to consumers like me n you
Agree
@@dayner989 tell us you don’t know why they’re charging high interest rates without telling us 💀 .
@@1PerfectAgony mother yucker, all they do is take x money and lend to y with interest it is not their money they lending in the first place and they make profit off of somebody money
I'm not saying what she did isn't wrong, but I just love how they're treating her more like a criminal than these people who are out here shooting people. Why is she in jail if violent offenders are being released on bond??
She committed a federal crime,while falsifying police reports.Not just one report,but plenty,she will do about 10 years minimum.
📣📣📣📣📣
Because people value money over life
'Cos she wasn't supposed to be smart enough to pull off this type of white collar crime for as long as she'd had. Her mistake was the flashiness of her website. She should've kept it generic without pictures. Someone from one of those credit companies checked her site out 'n made Karen type of investigative calls 😂!
@@okamijubei well ones not good without the other
I’m honestly mad that I didn’t get to know her before she got caught. My judging scale would weigh her sins far less than those “legitimate” credit repair agencies who are far worst criminals.
Me too…wish I could meet her to fix mine too🤣🤣🤣🤣
😅😅😅🤣🤣🤣🤣💯
No bs
I was thinking the same thing lol
Amen. Lexington Law is stealing $$ left and right but they wanna eff with this this lady for actually helping ppl
Honestly - to a degree - she was doing a community service. Credit is so messed up. You can have your credit destroyed for 1+ years over a unpaid $5 bill you forgot about. It is crazy. People need to fight back. She is a credit vigilante!
My unknown one was for 19.99 smh 🤦♂️ it caused me to let stuff go during covid “like fucket” it’s gonna be bad for 7 years anyways Lmao 🤣 I was going Insane tryna fix it , and they wouldn’t and I said ima keep my mental health right fucj you credit score 🤦♂️😂
Then pay the 5 dollar bill on time clown
Let me tell you I had a credit card balance of like $100 my limit was like 2000k and dropped my credit 75 points
in the long run she wasn't doing anyone a service. You Americans seem to forget the 2008 GFC that you caused
Bro stop capping, if u miss a payment , and pay it the next statement ur score will drop maybe 10 points and rebound after 2 months.. 😅😅😅ya niggas be on here with these sob stories... 😅😅😅
Can we discuss how awful the credit bureaus are and how they keep people virtually imprisoned with credit scores? They are the real culprits.
It’s to keep u in debt
If you pay your bills your credit will be excellent.
Not exactly, its the legislators that make the laws they practice under legal. The extremely high apr, giving people loans when they cant afford them. The housing crisis was a perfect example, when you tell poor people they can afford a large home...many of them somehow think they can. When i was 18 i almost bought a house with my friend, i literally had like 20 credit points too low. 1 year later the housing market would crash, and the home would have lost 40% of the value but we would have been on the hook for a 200% loan. Actually, now that i think about it, they were going to give us the house but somebody else put 10,000 down which beat us on the offers. I think credit/bill paying should be a mandatory class in grade school.
Your credit score is what it is for a reason don’t play koi, I’m at 816, never missed a payment on any loan, pay off all my cards on time. This has been the case for more than 10 years my score never dipped below 750
True at the same time people dont be paying their bills on time and over extend their credit but want a perfect score.
She's the real hero here. Let that damn lady go. The financial institutions and the credit system is so far from the victim. This guy's talking like a good thing happened in this investigation.
🐗
He's just mad that she used his face
So far!
Scammer
@@rdon3575 lol no he ain't
Credit companies been scamming people for decades 🤷🏽♂️
Difference is she built hers illegally. But yeah, I get your point.
Her business was illegal from top to bottom while legal companies are better able to hide their scheme within a legit business.
FACTS
Can’t let a free individual get a leg up on the ones who have the control, much less help other people out in the process.
@@mattmurphy7030 when things like the amount you pay on car insurance factor in your credit instead of just your driving record then it just feels like a scam to me 🤷🏽♂️
Leave her alone she helping people 😄
Stay strong sister 😂✊🏾 she was helping folks. You know how much interest these financial institutions charging.
So lending companies shouldn't charge interest or require deadbeats to pay back what they borrowed?
Arrested her quick, she hadn’t stole money from anyone. Politicians live off the wealth of nations that depend on the labor of its citizens yet it’s extremely rare to see them held accountable when we’re exploited and they’re corrupt.
It's only legitimate when they Scam and hustle us. America got our minds so screwed up we think she's the bad person when the Government makes up imaginary student loan debt from out of the sky, sends 50 Billion over to Ukraine when we're struggling with gas prices, food etc, banks discriminating on us and people having to pay mafia rate interest fees where banking institutions reap profits off of a certain credit score. I'm pissed she got caught!!
wall street criminals too. "too big to prosecute"
They have to get paid to make the crime acceptable. Mafia rule #1 the mafia gets paid first.
This^
Typical BLM nonsense
Wow. These constables think they’ve done such a great job and caught one of the worst criminals ever, it truly is disgusting and so dishonorable to even call these guys cops. The system is broken and they keep protecting the wrong side. Shame on them.
Exactly!!
Facts
He should hide his face. Vote these clowns out of office. They are lying say she made millions
The government itself is a scam
He's mad because she used his stuff and got paid to do it and she didn't share it with HOM ..he's a jealous demon period
It’s so weird that a credit score can dictate your life. Better score, better rates, less interest.. anyway. Be safe folks
It's bigger than what you think... That's the future of America your credit score.... It's going to be very dangerous
@@kingemmanuelshow549 yep… 100% correct. And it won’t be called a credit score they’re making a new name for it
@@kingemmanuelshow549 I have two college degrees and that sh*t didn't matter when I went and brought my first car and my home yrs ago. My 778 fico score was all that mattered to the banks. So as a black man in racist, godless AmeriKKKa, I concur 100% with your comment. A good credit score and valid driver's license is all that is needed to get ahead today. Everything is a fkn moot point.
Social Credit score.
They already have it in China. Cancel Culture is kind of the same thing.
You lose all opportunities.
For now cash is king... when you have more than enough cash, you can live without credit. Not for everyone though.
Proof they don't want people to get better because "they're" not making money from it.
facts bro!!
So just allow irresponsible ppl a magic 500 increase in credit score? Y’all acting like she was providing education or something😂
@@7oeseven793i tell people all the time stop buying guru courses. They sell these courses how to fix your credit but they are using different methods they aren’t teaching you to fix credit
Amen!
I'm mad she got caught, cause she was actually helping people. And that person who reached out to the police was doing too much.
You can tell the police seargant feels bad about her arrest for him to say she helped people is a statement that can be used against him thats why he mentioned that she used his name on those police reports. He didnt want her arrested but he also cannot get in trouble himself when theirs over 150 false police reports. What she did was a crime falsifing a police report is a crime making false police reports of faslified police reports is a bigger crime one the officer could get blamed for. I am pretty sure it wasnt the first time it occured it just got so out of hand he couldnt allow it to go on any longer and the person who called the police was probably the only one who gave him information. At my job someone called to verify employment of someone we work from home so I do not know whether person works for us or not but when they asked I just said who? Oh yeah ofcourse and gave them the front desk number, Seriously its 2022 I think this shit is stupid of credit score, 3x the rent, references its all dumb 95% of people lie about it.
wayy to damn much
and is the charge "making false police reports?" only cus thats clearly all she did "wrong" I hope some fantastic lawyer helps her beat this .
So you mean it’s ok to de fraud the system as long as someone gets a better credit score?? LOL🤷♀️
They claim she falsified “police reports”
They should give her a medal. The credit reporting agencies need to go out of business. You make your payments on time and your score never improves, miss 1 payment and your score drops big time. The whole credit reporting system is a scam.
Facts
Facts happened to me
👏🏾👏🏾👏🏾
This woman likely got people in positions to get houses and many other life changing things, she is a blessing.
doubtful
She's a genius. Geniuses either end up running companies or they end up in handcuffs.
😐
@@chriswillis6747 this statement is really something, very true
@@cashmereclown8512 Yeah, 😐🤦🏾
No she's not
She a hero trying to help people. We all need better credit and she needs to be released
Bills paid on time and you WILL have better a better credit score. Just don’t depend on that because anything can decrease the score. Save BIG and borrow from yourself. I do, just for reasons of the games they play with our credit. Took years, but it’s doable. And no, you can’t do criminal activity and not expect consequences.
You literally just have to pay back what you borrowed on time and you’ll be fine lmao
She’s a scammer.
Then fix it yourself. Don’t have to pay someone to do it.
They like being scammed
Amazing how she's arrested for actually helping people improve their scores even if temporary, so that they could buy homes, cars, re-establish their credit and maybe just restart their lives for the better!!!! Rich businessmen and women, politicians, corporations, media outlets do worse shit daily and they don't get prosecuted but a regular robin hood helps everyday folks and becomes the scapegoat ...w.e. smh...
Speak on it welcome to Amerikkka
In some cases they likely ran up credit cards on purpose to fence goods and then filed the reports to clear the charges. Not exactly robinhood.
yes, but it doesnt change the fact she did it falsifying police reports
@@catejedar who cares? how does that hurt the police department or the client
@@yungtooli that's a point she needs to argue. There's no crime if there's no injured party
She was just trying to help people if they wanted a cut then just say so! Meanwhile debt collectors and spammers can legally call all day impersonating officers and threatening to “serve you” for a 15 year old debt you may have accumulated in college. Might as well throw Lexington law under the jail as well.
Yes, that part!
Lol no debt collectors can’t do that and they get sued for a shit ton of money. Yes you are right about them threatening to sue you for a 15 year old debt, but if you know your rights you can put them out of business.
@@leo29hornsfan they do it to me all the time? Lol. I don't have the time or the money to sue them so I'm subject to harassment based on a lie? That's kind of unfair.
FACTS
@@d.felixphoto2260 you don’t need money to sue them. Contact a debt collection law firm and tell them what the collection agencies do and your attorney will do the rest. No out of pocket expenses because the collection agency has to pay for it and you’ll get compensated for thousands of dollars. Only an idiot would take the abuse
Bless her heart. I bet she helped some people get better housing as a result of helping to fix their credit. Even our so called justice system commits morality incorrect crimes. When we choose to help people, that says a lot about us as a person and not many will choose to commit so called crimes to help people. I hope she is set free soon. Screw the credit bureaus!
You're not getting it, the credit scores were returned to normal and had a falsified police report to prove exactly how she lied about each person's credit. This means poor people paid someone for help only to lose money and have their credit be only worse in the end. Not only that many small businesses/sellers lost money because of these falsified reports. She only hurt people, she raised their credit UNTIL the credit bureau caught on and changed everything back.
She profited cash money off of innocent people trying to do the right thing.
@@Sunshinexoxo4795 yea common sense is dead. All the top comments completely misunderstand the story are are acting like she did good for the community. Yikes...
If she was white y’all wouldn’t be this nice
this has nothing to do with the credit bureaus. Also, piece of human garbage has court in October to answer child abuse charges. In 2019 she told her boyfriend at the time to punish her 7 yr old son by running scolding hot water over his body in the shower. It caused serious burns over 25% of his body.
But "bless her heart" right? common sense is dead.
A whole angel to her client. Praying she gets out of this situation 😅
Doubt it
You sound dumb
@@LiveToBeGreatnessshe got out of it! 😂
Good work Miss, you gamed the system that has been gaming the poor for years.
You know she's in jail right?
Do you realize that makes her just as bad? She was also “gaming the poor”, on a much more personal level.
@@llBryantll please elaborate???
@@llBryantll she helped the poor and “gained” a lil for herself. Victim less crime, she got off on the creditors not the lil ppl.
@@Jmaal89 If anything she's just as bad.
You think they're going to just "oh shit she got us" and let the debt disappear, after the find out all these people were lying about fraudulent activity?
No lol that debt is right back on their credit and they're out the money they paid her.
The state isn't giving it back to them, the states keeping the money and the "victims" are back to where they were before they paid her.
This 29 year old girl shouldn't be jailed for trying to help people in her own way. She's smart and should be preserved. She made a way. Love you sis
Facts
I definitely agree this is bullshit for a case.
Not that smart she got caught lol! 😂 she sellin a lie just so many do. You think these people thinks she’s a hero now all the credit she’s repaired will more than likely be reversed and anything they gained with a credit score that wasn’t true will be charged or need to be returned. Commiting a crime is not smart no matter who’s doing it.
@@tonybankse write that in an email to corporations who’s lie cheat and steal from you everyday. Give it a rest.
@@tonybankse shut up Carlton 😂😂😂
What did her crimes end with? Helping customers and scamming the system, being an average American who gets bent over by my government daily, I’m supposed to feel that she deserves to go to jail? That’s a no. Free her
FACTS
Something tells me you have no firm grasp on how the law works.
You didn't think this through. If people giving loans can't trust that they'll get repaid, they have no reason to give loans.
@@nal101 something tells me that you want to sound smart but you are really not
@@barryon8706 you didn’t think it thru. it worked, she got caught because it actually worked. So what are you talking about
It’s actually common practice for credit repair companies to use this tactic. It’s called credit sweeping. Pretty much you claim identity theft, backed by a police report and the credit bureaus will essentially wipe your report clean of negative items. There’s “legal” but slightly unethical ways to go about doing it.
You definitely police report along with a Federal report and viola 🤫🤐
A credit repair company that actually worked… I hope she doesn’t get to much time
lol worked how? She was literally stealing money from banks with fake police reports.
hope she gets probation
She did the "dirty work" to help people.
I have mixed feelings about this as there are so many corrupt people in our financial system in the FED right now and they are allowed to continue to pedal the same bs.
But, she's the one that got caught. Why worry about what others have done or doing? There is an old saying, "do what you can stand." She made the decision to commit the crime, even if it did help others, it was still illegal. I don't feel sorry for her. She did what she did and now she has to accept the consequences.
I think that we as a people have to stop giving a pass or showing empathy, to criminals, because someomelse has gotten away with it that isn't black. A criminal is a criminal.
if you wanna do something dirty dont get caught!!
@@vmac38 : Now you're making a "race " issue ....and you're underminingly sounding like a bigot
@@michaelwayne1012 That may be the perception, but it's not. I may have been presumptuous in assuming the person commenting is black or if that was the underlying reason for feeling conflicted. However, I make no apologies for how it may sound. It is a common mindset I've heard voiced more often than not, within the communities I've been a part of and grew up in. It's always, comparing what others have gotten or getting away with, instead of focusing on what that person who actually got caught did.
@@michaelwayne1012 The original comment OBVIOUSLY made this a race issue. We know what color the FED board mainly is. Hell, they JUST put the first black woman, ever, on the board this year, Dr. Lisa Cook.
You ain't say nothing to the original comment....so you are implying anyone who says this woman did wrong, and have to face the music, is a bigot? You are a part of the problem. That's why Baltimore had TWO crooked female blck mayors embarass us, and now Marilyn Mosby. These black woman need to step up and do right. Period.
Man. She actually did her job and repaired her client's credit score.
By providing false police reports? Two wrongs don’t make it right Lmao can’t believe so many ppl are on her side.
@@useruseruser1291two wrongs do make a right..
This is America. You're just a criminal when it comes down to it. You aren't American or anything.
@@Trill225 Trill. More like Troll.
@@Trill225not always.
Love the support for the woman who was actually helping people.
She was literally helping people. Let’s try cracking down on some of these politicians who’s fraudulence is on display everyday.
What part of falsifying police reports don't you understand?
@@KNByam police have been falsifying things all day and getting away with it
I agree!!!!!!
Mann, from what I understand she was actually helping her clients.
Until one snitch because it was to good to be true
ya, helping her clients steal money from banks.
@@ventureted sound like a win win situation
@@ventureted the banks are stealing money too. stolen property belongs to no one.
@@FrankAllBlues sure, if you call having to pay everything back and go to prison too a win.
Never listen to anyone who says they can fix your credit. The one's who actually can do it are doing something you can do yourself.
💯 💯
But she did and now she's paying for it
When is Credit Karma gunna get busted then?
Exactly! There are tons of free resources online and at the library to help with cleaning up credit. I write all my own dispute letters to the bureaus. I had late payments taken off. Corrected old/out of date information. I also scrubbed and froze the secondary bureaus.
Pay your bill and don't spend money that you don't have
They real criminals are the ones that punish you years for missing payments not considering your situation
I was the victim of two different scammers who ran away with my credit after I co signed and got credit cards and chocked up thousands didn't pay it back.
We’ll honestly as a former debt collector we tell people police reports are needed to remove accounts . She should have just been legit and made a real business
To late now! big girl doing federal time. She better have enjoyed it while it lasted
Well when you find time on your hands. Go ahead and ask her why she didn’t make it a real business
@@DOPExPIRATE federal time's the easiest of all.
Everybody is non violent and white collar crime.
That's what im trying to figure out. What does police reports has to do with credit repair? I'm soo confused
@@shon7425 they said in the news article that she would use the police report to tell creditors that the money that was owed was fraudulent.
In her defense, she was fixing people credit. She did do the job people paid her for, just not in the way people expected.
You just as dumb as she is. Facts. Yo mind set is retarded an simple
Damn I thought she was stealing peoples identities when I read the headline then I watched the whole video and realized she is the hero we need but not the hero we deserve.
This lady is truly a blessing, the real crooks are the credit companies and the Police. I wish I had her, baby girl at least you deliver. Love❤ you baby, Big UP !!!
When their goal was to make her look like the villain in the public's eyes but instead she ended up looking like a hero.
This so call "justice" system is corrupted and FAILING all of us. Then when angel appears, they chain her down to rot.
Sounds like she actually did raise the credit scores and actually help her customers. Id say only 1 that got screwed was the police.
No, she was defrauding anyone that granted those people credit based on a lie. She’s a criminal.
George she’s definitely a criminal but let’s not act like those issuing credit are poor victims. Credit is granted based on fractional reserve rate, credit history of borrower and interests rates. With the current monetary policy, when credit is created it’s essentially just created out of thin air. This is due to the absurdly low fractional reserve rates.
With the reckless creation of credit. Those who have access to credit get richer(easier to borrow and pay back) while those without get much poorer(dollars are worth less).
Really she kinda evened the playing field. Those without access to credit have become much poorer over the past two years while those with access have ballooned their wealth. I’m not demonizing the wealthy. They just naturally benefit and have the influence to sway policy. It’s not then being evil it’s how it naturally works.
On the contrary. Those who are poor will resort to any means necessary when they are in a deep hole getting dig deeper every day.
Upward mobility in America is in steep decline. It’s still possible but it’s much harder. It’s not just as easy as saying work harder.
I’m a conservative and was raised that I have to work hard to earn anything. I’m totally against handouts but we need to make the system where those who work hard succeed. Not where those who have wealth hoard it all and use wealth to succeed instead of hard work.
Many worked hard to get wealthy then used their influence to become complacent. That is reason we are falling behind as a country. Outside of Silicon Valley, innovation is lacking. China is innovating manufacturing, infrastructure, and supply chains to perfection. Here in America the oligarchy enforces status quo.
The problem is most credit lenders are public traded companies. Therefore people's retirement/pensions are tied to their success. She kinda has the Robin Hood thing going for her but at the end of the day the only bottom line that she was effecting were the ROI margins of regular blue collar workers. Unless the people with shitty credit all miraculously became trustworthy borrowers.
This lady BURNED her only child, annnd was scamming. I don't wish jail on people...but if you ABUSE A CHILD....You deserve to be locked up!!!
@@Mm-vr8ss thats deep
This woman was actually helping people..but It's ALWAYS that one person that asks one too many questions....and it's normally the one that doesn't want to help is the one that turns someone in.
A damn shame
She really was helping!!!
Helping people who don't pay their bills able to get more credit to now pay back?
@@squalie9 helping people who may be or was financially illiterate and mishandled their credit at a point of time and want to change their life around… because that’s what usually is the case
The way to help that person would be to let them fix their credit through paying their bills over time, not making it disappear. In other words, would this woman give her services on credit to her customers with bad credit or does she require cash??? If not then you and her are hypocrites.
So basically when you're actually helping people it's a crime smh,
Free her she's doing Gods work out here 💔🙏🏽
Are you being serious? Lmao
@@ownthispwn this happened to a few others that actually helped those with bad credit. ya making it seem like she killed 133 people lmfao if she came to ya im 100% ya wouldve paid if ya score wasnt already in good standing.
She proved the credit game is actually just a game hahaha
Honestly
She cracked the code
…if you borrowed money and dint pay it back, but turns out it wasn’t you that used that money, then yes, you won’t get penalized…this isn’t a secret…it’s literally why the credit companies exist…
I swear, it’s like information is on your fingertips and idk what y’all be googling.
If someone puts you into some popular stock, y’all think he got motion…yet it’s also on your fingertips you can Google.
facts!
Oh, so she really helped people increase their credit without harming anyone! 👏🏽
Now, this was some smart shit I give her credit for this hustle, now you gotta do that time .
No pos si
Alot of these "credit builder fixer" is doing just this .
@@BlakkSwann81 *are
This old news, but the old credit repair joints would tell the customer to do it😂
@T-Raw smart? how is turning in false police reports saying that the money that was spent on the credit account was fraudulent even smart lmaoo your more like risking to jeopardizing your life lmaooooo 😂😂😂😂
She is my credit vigilante. She’s a hero in my eyes. I lost my job and eventually was not able to make my credit payments on time until I was able to secure another job. It jacked my score up so bad and now I have job with the city but it is now too late. All accounts have gone to collections.
❤
LET HER GO! --How many bank CEOs went to jail after repackaging toxic loans as good investments? Not one, instead they all received a BAILOUT stimulus package.
Trump will fix it in 2024
What was your credit score before and after you were her client?
Some of those guys DO go to prison but I guess that just doesn't fit within your victimhood narrative. They also usually don't get frog marched through court wearing orange - their lawyers usually get them out of that.
So remove her charges because some ceo "repackaged a toxic loan"? The SEC settled plenty of these cases with hundreds of billions in fines. The bailout for the banks was to prevent a further ability to not make loans. And these banks paid them back
If this was a white man committing these crimes, you wouldn’t say shit. Stop it.
This woman was out there doing Gods work. We need to start a gofundme for her.
Facts
O yeah.But doing Almighty GOD Works um. Um their soldier pump ur brakes there Hoss.She doing her own human works,not guided by The Holy Spr
Sorry but God I know only operates in truth 100 percent with no sorrow added.
Don't blaspheme on God.
The judge took her in the back room and showed her credit report and said " if you can get me 100 points up, I'll let you go " 😂😂😂
She is definitely a bright woman. Wishing her the best. We should really look at this whole credit system thing that was created back in times of horrific events in our country.
How is she bright? She created a website in an effort to defraud the government of millions of dollars while using her own picture. And now she is going to jail. And after they finish the investigation all of those ppl who she "helped" their credit is going back to what it was and they are out of the money that they paid her. And they will probably be charged as an accomplices to the crime. Yeah, she's real bright.
I’m in Tanzania. That system doesn’t apply.
Credit is good and useful, it’s quite simple if you can’t pay back what you owe why borrow it in the first place. Everyone complaining has horrible money management skills, for 10 years my score never dropped below a 750, I recommend everyone take sometime to review the outline of the credit system. Why your score is the way it is
@@glizzyap4912 I say we do away with the system and have everyone save up if they cant afford something so theres no discimination
I agree. Start with reading Lawyers Reference books on Fair Debt Practices and the truth about credit. It’s not even regulated by the government. It was created by the 1% to enslave us and keep us in debt. So if it’s not regulated by the government, who do you really owe and why? This system is horrible.
Give this woman major props and respect for the hustle and the ingenious creativity
Let me get this straight. The people allowed to be dishonest while arresting people for being bad are telling us how the person who helped people by lying to banks or credit bureaus is the bad guy.
Y’all are going after the wrong bunch.
welcome to amerika
Yes, its called bank fraud.
Yes, falsely making police reports is a No No buddy
The cops are paid off, and the money comes from banks .
She should pay a fine and 'amend' her 'business practices' like so many other companies are allowed. Especially if this wasn't her entire portfolio.
Didn't you notice? She isn't a White Male Elite. I think they are the only ones allowed to do that.
You are right though. Corporations have all the rights and privileges of a citizen and none of the liability of one. Literally, pay a fine for killing people.
"portfolio". get the fuckout of here.
Umm I'm pretty sure falsifying police reports is a felony and a judge wouldn't let a business off if they got caught doing that.
nah, saving face for criminals just cuz of their skin color is dumb.
Yeah, everyone who used her is about to come forward and act like they did not know she was doing it illigal to fix their credit so they do not get charged.She will get 10-15 years for this..smh
They didn’t know. They paid her to fix their credit they never tell you exactly how it’s done and most don’t care ask. As long as they can get a boost in score
Bye Felicia
She could get more time then that at least 20 years
@@larone29ray15 she’s a woman, they will give her less than 10 years because she has a vagina and we live in a matriarchal society.
10 to 15 year , you mean more like 5 to 7 years
She actually did what her company promised clients🤷🏻♂️
This woman is a hero to alot of folks. This action changed lives I'm sure !
Whoa! She has some intelligence behind those glasses. Thats a white collar crime & a good one at that! Would have gotten away with it if it wasnt for the bank inquiry.
Intelligence? It doesn't take a lot of Intelligence to figure out what she did. The hardest part was figuring out how to falsify a police report.
😂😂😂😂🙈🙈🙈
Intelligence for falsifying police reports??? I hope that was a joke!
@@Pro1er Do most people know how to falsify police reports? No. Therefore she is smart! It wasnt good what she did but she sure has some intelligence to be able to do that
@@CR-uw8kv If you can't figure out how to falsify a police report then I can see why you think she's so smart.
She in jail but it’s totally ok for a suit from a bank to go to a 80 year old woman taking care of her 60 year old special needs child and get her to refinance a home and land that was paid for over 50 years ago.
She’s in jail while it was ok for credit card companies to approve college students with no monthly income with $2000+ Credit Cards.
Make it make sense
Facts
My son turned 18 got approved for 5k
@@LaurenJhonell1985 They setting him up to fail, unfortunately. Unless he making $10,000 a month.
I’m so glad she was denied bond! She deserves to be in jail; what type of mother is that? She did it in front of her kids, what a shame… that’s so sad!
She is very intelligent and a great credit repair specialist. I feel like she really wanted to help her customers. I hope they take it easy on her.
She's NOT a great credit repair specialist if she has to commit a crime to fix it...
I hope not..
She is a evil mother.... She deserve jail forever!
I actually was defrauded and it went on my credit report but could not get the police to make a report on it.
That statement was a joke.
You be having sympathy for thieves until you see the bullshit they bought with the money
Wow. I can’t believe she seriously thought they wouldn’t figure that out. The amount of effort and planning she put into that scam could’ve been spent figuring out the loophole laws that are leveraged by legitimate credit repair companies.
Nah people get greedy after she made a couple hundred grand she should've gotten out the game and scrub all her flyers off the net.
Most legitimate businesses are scams, legal scams
Cheers from west Africa
🦅
Money does crazy things to your thought system.
She only followed the blueprint that’s why the sheriff was so mad cause he thought this was an only us club.
@@jboy7339 there's alot of fraud attorneys around some don't get caught
PROTECT HER AT ALL COST!!! SHE HELPED OUT SO MANY PEOPLE…✊🏿✊🏾✊🏽
Facts‼️‼️✊🏿✊🏿✊🏿✊🏿✊🏿
Period...
Can we Sign a petition for her😂😂😂 no Seriously 🧐
fix up your income cash flow, quit overspending on materialistic things, quit investing in liabilities you think are assets, and save a lot of what you earn, then pay off your credit fairly. The rat race seems inevitable but it’s not
Free my niqqa Roekeicha Brisby!!! 🤎🖤 She was doing a service for the community! 😂🤣
It’s only illegal when the government can’t benefit from it
I almost reacted emotionally instead of logically. At first, Im like who tf did she hurt??? I guess when you think about it, those businesses that reversed the debt after seeing proof of a police report of fraud were essentially losing out on owed money.
Im like did she not help these people boost their credit?? Yeah... but those police reports are in the clients name not hers so... falsifying a police report is crime. Eh... I still think her intentions were to help those with credit issues and get paid for it. I couldnt be a juror on this case because I dont think she deserves jail time. Give her a ticket and call it a day.
I definitely clicked video thinking she played the client's BUT SHE ACTUALLY DELIVERED ON HER IN....and the cop that said she used MY NAME is going to deliver also
Not true the original lender wrote the loss off in the first place no one should be able to buy a debt that was wrote off
Oh now I get the Police report connection ....She needed a Fraud report against the creditors that was charging ppl lots of interest on debt..?
It’s actually not owed that’s the problem
You go girl!! Helping people get they life back credit is everything
well .. filing FALSE police reports ain't gonna help anyone
@@rhuephus It HELPED her clients get the credit wiped during that time! 😂😂😂😂😂😂 Maybe those people needed to get a car, house, better car insurance rate lol
@@rhuephus so what at least people got they lives together by her acts
If she had gotten just a lil under $100,000 each year she could have made it, but any fool should have known POLITICIANS are not going to let us make more money than they do 😂😂😂😂😂😂
@@rhuephus 😂😂😂
What’s the problem? She literally fixed peoples bad credit, i’m sure they’re not complaining! 🤣 I honestly think this is genius! It’s great to see the house loose once in a while. majority of the time they all take our money and we just have to deal with it. Credit card company’s, legal system, banks, politicians, phone companies, etc… all of these and more constantly dip in all of our pockets. Once in a while all of these companies I mentioned above have been caught doing way, way worse throughout the years. Props, respect! 🤛
Somebody do this to Verizon please, they’ve had it coming to them for a long time now. 🤣
Right let the girl live!
It just comes down to it being illegal.
She temporarily fixed their credit.
As soon as she got caught, all the people she "helped" are getting their debt back.
Difference between helping people with their credit and helping people cheat the system and defraud the bank system which is what this was by falsifying police reports. People can fix their credit without resorting to cheating.
It screwing the house that’s why they mad
Pay your bills on time and keep them below 30% of the avail credit line. You wouldn't need her if you did that.
If she only put forth that same intellect, ingenuity, and effort into starting a legitimate business!
She can redeem herself.
She likes the deception, it makes her feel superior.
I hope all the people she helped build a go fund me for her so can figure out her next business when she gets out she’s a genius just needs better direction I’m sure this is her biggest learning lesson
yeah they not doing that
They are the ones who reported her
💯💯💯
MAN SHE COULD' HAVE FIX MINE...MY CAR PAYMENTS ARE RIDICULOUS
Hahaha, you are joking right?!
She’s a criminal with no good core values. She’s a demons, rotten. Get that through your head. You can’t change people like that.
Damn, guess I missed an opportunity 😂. At least she actually helped ppl lol.
Most scammers just take the money and RUN!
Exactly where the hell was she when I needed her lol
You can dispute any debt or collection on credit karma and don’t need proof why your disputing if the company who filed the debt doesn’t respond in 30 days it’s taken off it takes like 2 mins I got a 5,000 hospital bill taken off and my score jumped 80 points
I know where was she or I 10 or 15 years ago???😂😂😂
This is awesome that she actually helped people. Shame on the ones who go out of the way to cause harm and unnecessary hardships like that arresting officer. When will those kinds of people learn to share? Its like, its a no brainer that we all like nice things and work for what we need and want. Its just that they don't share right.
Women have the faith of a mustard seed do not give up on rightous
Customers wasn’t the victim, she actually help them and scammed the system… FREE HER!!!
That's what I said when we do what the system do and benefit from it ,it's a problem but they do it ,it's all good and fine
Facts
There are other black owned business who ate also doing tjis kind of work and are highly successful. All without doing something as stupid and as fraudulent as falsifying a police report.
Right
You do know the clients name and signature is on the police report and they gonna get hit with a even bigger fine and jail time and tbh that’s not teaching anybody how to be financially responsible
She illegally created false police reports, meanwhile those exact same police > illegally create false police reports! Got it! 🤣
Shame on you guys and free that woman ASAP, credit agencies are the ones to be in handcuffs
she's guilty-the usual suspect. hope she rot in jail or prison.
@@neilparedes-chavez1688hope somebody stand over you
She was doing gods work and no one was getting hurt.
It’s not like she DIDNT do what was advertised 😂
This is the reason credit should be taught in elementary school.... it will prevent most people from screwing it up in the first place
And the mistake is relying on the education system to teach kids everything. Where the parents at?
She is clever. Btw, these credit companies are the real criminals.
Very true.
Not at all. They're just any other entity trying to make a $. The real problem is people being irresponsible with their credit/debt.
@@RJGuitz No they are criminals. They literally decide the lives and liberties of every American by FORCING them to use their systems. Its anti American, its anti liberty and its anti capitalist!
Nope morons who cannot handle their finances are the guilty ones
Blame the credit card companies for your irresponsibility
And not ONE person is there for a refund! Well done Ms.Lady 👏
I mean, did the customers keep the increased credit scores? lol
she is not a scammer, she is robinhood. her customers credit scores improved. nobody lost money, not even the banks. she needed to revamp her processes - thats why she got caught. but she is a hero.
It's like driving with learner permit. When you sign documents intentionally misrepresenting or lying you can be fined or imprisoned.
Well said! If she was screwing over her customers on behalf of the business, she would be free and respected.
I hate folks who go with this ideology of Robin Hood. Taking from the rich to give to the poor. You’re feeding people this idea they don’t have to work and that the rich should be taxed and given to the poor. This only leads further down the cycle of the rat race. Give an American more money such as a raise and they’ll increase their spendings, hence they incur more debt.
@@AlbertKimMusic yes, but we already live in a society highly in favor of corporate interests already. This is simply the other side of the coin. People who are denied the ability to purchase a home due to their credit score, are allowed to rent a home paying an increased rate and pay for the home three times full and never own it. To even apply for a job anymore you must submit urine, hair follicles, backgrounds, social media's and countless amounts of data is taken from you. All current sales models are designed off psychological studies on manipulation. The average price of a vehicle is well above what it should be, due to federal regulations and government back corporate interests. All of that angers me much more than the everyday American getting a little bit ahead. You should really question yourself on why it causes you to feel hate.
@@michaelhuegel4146 oh stop it. Get real.
Wow ! Reading these comments are overwhelmingly refreshing and satisfying, without going too deep i hope this comment section allows Americans to wake up to the reality we have been given the illusion of freedom and they give it to us to prevent this. Look how almost everyone acknowledged, while it may have been "illegal'' we can all collectively agree and understand why she did it and it ACTUALLY HELPED ppl. Imagine if American citizens could come together like this more often in agreeance no matter race or status, everyone would have a common goal and it would be too big of a threat to the corruption and nonsensical laws. So it's better to keep us divided on everything, with different views and with race playing a factor and with everyone focused on different things. This was by design !
Agreed!
This is a good example of great customer service! Maybe not the best approach but definitely the best outcome for those who trusted that she could help them. Cant wait for the “legitimate” credit repairers to hold true to their promises. 🙄 They’re the REAL scammers.
EXACTLY!!
Facts
Nope, she charged those innocent people money that they will not get back. The credit agencies will correct all those cases and they will still owe and their credit will drop back down. Zero accountability with you women
Well, what is important to this old lady viewer is that she helped people. She got results that no one else could get. There are so many things that rely on people's credit scores these days, it's ridiculous. I don't see as how anyone was harmed by the caring businesswoman helping them!
How can people commit crimes like this and sleep at night knowing it's a matter of time before they get arrested? I had a car stolen recently and the woman that had it was driving it around every day, she was driving her kids around and she had stolen plates on the car. She was driving it around, knowing that it was just a matter of time before she got pulled over and arrested, and that's exactly what happened.
yeah and I wonder how she got your keys I bet you know that woman that stole your car
@@americajanson8848 huh? you can always make a new key which costs less than a car. Why are you defending her? just because shes a woman?
@@for.u925 probably cause she's a sista.
@@americajanson8848 like a baby lol it's just money back by nothing wats the problem she actually was helping people out might not be the u goody two shoes want but she now she got to pay the price
Most of them just don’t think they will ever get caught. For some reason, the dumbest people think they are the smartest.
The people who "decide" your credit are billions of dollars in debt. Think about that...
Yep, these same places need bailouts from the government.
With a working knowledge of the bankruptcy system which permits some to cheat their way out of purposefully accumulated debt
You can have your cake and eat too!
Love how the police is always on top of people doing good in the world.
Ain't they
she's not doing good, You-all not mad when see people in ghetto trying to get by and they get arrested everyone happy then. Oh Well she did the crime she pay the time, don't feel bad for her😂
@@blueberries1975 all those politicians that did crimes on January 6 need to be put in jail
They try to stamp out all of the 'do gooders'!!!!
FOR SURE
Have to give her credit! She has a good brain on her!!