How I Save Half Of My Income (Part 1)
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- เผยแพร่เมื่อ 21 ก.ย. 2024
- Welcome to my MissBeHelpful channel!
It is TOTALLY possible to save half of your income OR MORE each month! Here are some changes that I made in my routines and habits in order to make this goal possible for myself in 2015.
Here are some links to items that I mention in the video:
Split Costs Easily with Venmo or QuickPay:
venmo.com
www.chase.com/...
Get Your Groceries Delivered With Freshdirect:
www.freshdirec...
(REMEMBER TO SORT BY PRICE!)
Great Meal Prep Ideas:
/ mealprepsundays
Mix Up The Taste Of Your Water:
www.buzzfeed.co...
Hope you found some helpful tips here. Stay tuned for Part 2...
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’Til next time… PEACE!
My wife and I prepare all our lunches on Sundays and put them in the freezer. This week it's burritos, we save 43% of our income.
Nice! Packing lunch made one of the most dramatic differences to my budget! Thanks for watching and commenting!
Grocery shop one day later every week. This means no food waste, and you can get creative with leftovers. Doing this means that every 7 weeks of the year, you save yourself one grocery bill.
Great tip! I'll definitely do this
Interesting.
i save 100% of my income by having my dad pay for everything.
Well aren't you LUCKY!!!??
Lol
You got me on that one.
same here
Lol! Very Funny.
I currently live off half of my income as well. I have 3 months worth of my expenses in my savings. Goal is to have 6 months in my savings for 2017
Yesss!!! Go off, girl! That's amazing and a really smart goal! Thanks for watching and commenting!
Samantha N you have the right idea please tell me ur tricks.
Samantha N have you reached your goal?
SupremeVision recently had to move out of my parents but getting back on track with my savings for this year I also obtained a better job better pay
How did you do? Were you able to keep up?
I love everything she offered but I RE-FU-SE to go back to living with people since graduating college. Not even my best of friends! I love having my own space. And that is an expense I’ll have to keep
If you live somewhere that this is affordable for you, then do it. I had to make the sacrifice so I could get out of debt faster! Thanks for watching and commenting!
"water tastes boring", #Firstworldproblems.
Truuuue
Md. Islam I love water
I changed my eating habits by eating mostly fruits and veggies, rice beans lentils seeds and nuts etc... A lot of water... I am sort of a vegetarian but aim to go Vegan. I have no car so my transportation costs are minimal with city transit. As for entertainment, even though Netflix is decent in cost, I just WiFi everything and use TH-cam and read a book. Avoid gym memberships by using the city (Also a native New Yorker) as my gym and avoid going to bars, restaurants etc for the time being. Every month I find myself saving $200+ on these things, oh and as a guy having a friend who doubles as a barber helps out a lot with barber fees lol...
Same! Maybe I'll post my meal planning Sunday soon! Thanks for watching and commenting!
Thanks for the tips. what I do to cut a bit of our electric bill is to not use the heat to dry the dishes in the dishwasher. I run it at night, but not every night, and in the morning I open the door a bit and let it dry on its own. I also use a drying rack for the small loads of laundry.
Smart!
May Ebbeni I was my plates by hand and saves even more. Never have a dishwasher as too costly to run
Hefty Alan
A dishwasher saves more money than washing your dishes on your own.
i wash my dishes by hand too. I just turn off the water while I’m washing them then rinse.
Living with 2 room mates? Auugghhh! I'd rather spend vast amounts and have my own space. The worst time of my life was living in share accommodation when in my twenties. No privacy and no peace. Luckily, I now have my own home.
True!
I brought a mobile home for 5k to save on rent instead of renting an apartment. I cook at home and eat from the grocery store deli when I need fast food instead of eating at restaurants. I also own my car so I wont have a car note. Frugal living is the best.
Wow! Sounds like some MrMoneyMustache stuff! Thanks for watching and commenting!
Hello. Where do you live to buy a mobile home for 5k? How much is it to live in the mobile home park monthly?
@@TheStrawberry9936 That's what I want to know!!!
Miss desire Independance wow 5k?? Nice!!
This is nice but sometimes I’m like is this even living! Not saying live above or below your means but dang we save to just pay off debt or for emergencies we use credit that we don’t even get to use the money but I know the benefits of credit but we save for retirement so to finally enjoy life at 65 smh stop eating at restaurants That’s crazy! So saving to just survive in this world see like myself I am a believer if Christ I also live for things that are eternal value and I just want to know what is the benefit of doing these things unless you are applying real estate buying g properties establishing a business or something but other than that you obtain this score to have some type of prestige’s social status or what I don’t get it. Myself I got a career to make more income so I can continue to live where I want continue to do the things I enjoy and still save if I need or want to. Stocks, bonds banks currency is not 100% guaranteed it can collapse them what? The money or cash can be of no value then what? I read in the Bible eventually it will be a one world government and religion and if you do not confirm to the mark of the beast basically that social statues or whatever you want to call it and you receive the mark of the beast you are doomed! FYI
I love your accent. I feel the Spanish. Solid advice to cut your spending downsize living expenses etc.
Thanks for watching and commenting!
1) Cut rent in half by living with roommates.
2) Cut down the amount of groceries each month by almost $200
3) Stop eating at restaurants
4) pack lunch everyday
5)Only drink water and wine (unless someone else is paying😏😏😏)
TBC on her part two
Saving half of your income seems like a lot of money to save, but it's really not that difficult. I only make $28k a year and I'm able to save half of my income fairly easily. I first do it by reducing the amount of taxes I pay so my net pay is higher. I max out my IRA and have a side business that I write off all my expenses such as mileage, internet, phone, ect so that my income is low enough that I qualify for the maximum retirement savings credit. My monthly net pay is $350 more per month because I claim 10 and don't have to pay taxes. I also live in a studio apt where my monthly rent is only $400, I don't have a car payment, I drive a hybrid that saves on gas, I plan my meals and only buy the food that I need, and I don't have a smart phone. I still live a life and do fun things like going out to eat, going to movies, and having fun with my hobbies, but I budget my spending and am smart with my money.
Nate G01 sounds a bit boring but if you like that lifestyle, that's fine. Why not create more income in your side business so it equals the amount you make in your job? That way, all you need is your business which has potential to make even more money. Why settle for less? Learn how to get more tax deductions as your business grows.
Yeah I thought about that, but I am very limited to the clients that I can reach with my side business because I have a non-compete agreement with my employer. I know I'm not getting paid what I deserve, so I will consider something different within the next year. Maybe I can find an opportunity that will give me the best of both worlds, a higher paying job with more flexibility to grow my side business. I know I shouldn't settle for less, but I wanted to make a point that you don't need make a lot of money to save and build wealth.
taoist40 Definitely not boring and sounds very interesting.
Nate G01 do digital marketing
Nate G01 awesome!!
some of the way I save is my change, when I get a $5 back as change I save it. so far for the month of January I saved $115
kathleen browne i save all my dollar bills and 5 dollar bills it's worth the sacrifice
I buy two newspapers every week and coupon. It isn't time consuming or a hassle like some people make it out to be. I spend 30 minutes per week clipping and organizing my coupons, then finding the best sales to use my coupons with. Every month I save at least $50 on items I already buy.
OMG! I LOVE THIS VIDEO and I love how you said at the end "who knows you might become addicted to the thrill of saving" lol I hope that will be me soon - wish me luck as I begin my journey into the world of saving (since all I do is spend! SPEND! SPEND!)
Good luck!!!
Awesome! It is so smart to live on less than you make, might as well save all you can while you can! You go girl!!!
Yes! Thanks :)
Normal situation for young people in Germany: Half of your income is already your rent. Can't save much, huh?
It's like that in NY too! That's why I have roommates! It's tough. Thanks for watching and commenting!
TasyX I know what you mean 😓 atleast German income is way more then an income in Czech 😬 my sister who works in Germany has a 70% more income than we, and we work the same type of job and I work more hours ☹️
True, there are some serious issues with the income in different parts of Europe/the world :(
There are things you can do to save money that a lot of people don't think about. One thing you can do is stop buying napkins and paper towels. Just use a regular towel and wash it. Also when it's a warm day hang your clothes up instead of drying them. Try to use the bathroom at work instead of at home that way you are using their toilet paper. When you have to buy clothes go to the thrift store. If you drive make sure your tires are properly inflated at all times. For two PSI of air pressure under the recommended level in your tires, you lose 1% on your gas mileage. That adds up over time, and there are lot of places where you can fill them for free. Or invest in a small air compressor. Cut your own hair or have a frugal friend do it for you in exchange for you doing theirs. If you aren't using a electrical device unplug it. Many devices still draw power even when turned off if they are plugged in. That should get you started now use your brain and the internet and find more ways to cut. You don't even really have to give up much to save just be proactive about it and think about what you are doing.
VERY true! Thanks for sharing this!!
Hi, I live in NYC as well. A good tip for saving money is to not shop fresh direct. Find a really good super market near you with sales. I live 4-5 subway stops from a fantastic shoprite. I go once a week for groceries and ONLY buy the sale items. I plan my meals around the sale. I just looked at fresh direct and eggs are 3.50 the cheapest for a dozen. At shoprite I've seen the price range from 99 cents to $2 for 18 eggs! Also you don't need to shop for 2-3 hours. I pull up the sale flier online, their sales change weekly and make a list of the sale items I need so I don't walk around excessively when I get there. Also they give you next weeks flier I believe on wednesday. So I can see what goes on sale next week and forgo it this week if its not on sale this week. Hope this was helpful. Most online grocery deliveries have inflated prices for groceries. My parents are both immigrants and I grew up very very poor. So I love saving!
This was when Freshdirect was fairly new tbh. I have since stopped using their services. Good points! Thanks for watching and commenting!
You think New York is expensive try London it's ridiculous.
Khi Burgess Top tip get out and commute in. I have friends that halved their rent by moving 30 miles but many Londoners think the M25 is a force field they can not travel through. Although London is expensive I know even more stupidly expensive places as I worked for a company with a Hong Kong office for a while and ouch but much more attractive than London which is stupidly expensive and awful place to live.
Hefty Alan I don't live there but know it to be expensive hence I don't live there, I could live cheaper in NYC than London crazy expensive.
Khi Burgess Indeed but I guarantee London will not even make the Top 10 when compared with the world. At 300k for a garage no doubting it is silly money but compared with Hong Kong, Sydney and Vancouver it is not so just shows what those other places are like. Maybe 500k for a garage I don't know.
Khi Burgess prices in London are out of control !!!!!
The Modern Investor I concur in comparison to income especially but the standard of living is still much lower than Hong Kong and even parts of Australia and because of Chinese money Vancouver. £300k for a garage though definitely says something is rotten in the heart of London.
There is just something about a SMART and BEAUTIFUL woman ........... WOWZER !!!!!!
I live in nyc too with my mom and we have a 3 bedroom but we rent out the 3rd room so we save hundreds a month
Smart!
Yes, I completely agree. It is possible.Thanks for the helpful tips. Especially the one about not buying take out and eating at restaurants as much. I never had a lot money because of that one bad habit. Now I eat PB and J sandwiches, prepare food at home and am able to save money now.
Girl - that's the hardest habit to kick! UGH!
We just got a roommate and it's been wonderful to re-work my budget now that we have the help to cover the mortgage!
Nice! Thanks for watching and commenting!
get a job early. I need to be 14 to work at this place in florida so when i turn 14 which is in a couple months I will begin working and I will have a checking account and savings account and sense I'm a kid there's nothing really I have to pay for so what I plan on doing is cutting my check directly in half and put it into both accounts, whenever my checking has enough in my opinion I'll put through rest into savings unless I need it.
Dylan Berroa good for you. The only thing is what are you saving for? Have goals you are saving money for. Since you are living at home you don't need to save for six months living expenses or an emergency fund like most adults.
True, but it's not a bad idea to just have a big goal for your emergency fund, like 2k in a year etc. Nice work, Dylan! I'm impressed!
Dylan Berroa Great work!!! Start a Roth as soon as you can!!
Love this! Eating plant-based and vegan has helped me saved soooo much money + it feels so good to eat vegan knowing no animals has to die for my food! Thank you so much for the video!
You're welcome! Thanks for watching and commenting!
You are a beautiful lady!!! I saved by dropping cable, left expensive Verizon and joined Tmobile and stopped buying bottled water. I bought a Roku box for TV and a Brita pitcher for water. Plus by joining Tmobile, my Netflix is free.
Awesome! Tell me more about this free netflix tho?!? lol
I pick up all the change I find and use it.
jazminqua77 I do that and half my jar is full. I've got upwards of $50!
Nina L. hate change I throw about twenty quid a week on my desk in the room it be there for a rainy day
Girl, where have you been all my life? 😃New subscriber.
Thanks! I appreciate that :)
Tip: Pay Yourself First!
I might do a video about this later but it's easier to save a specific amount if you take it out of your paycheck before you do anything else.
If anyone decides to try it let me know.
I always do this! The day I get paid my bank automatically transfers money to my retirement account and my investment account. Thanks for watching and commenting!
Dontee Weaver That is good if you are not disciplined so not for me but many will find it useful so you should do it. Given a std Devi of plus or minus 5% my food bill walking is free and everything else is set via direct debit and is fixed so I always know what my bank balance is allowing for a few percentage points for treats such as special offers. Definitely recommend fixed outgoings and walk to the supermarket so you buy much less.
We don't have cable (outrageously expensive so we use an antenna) but pay for internet, Netflix, and Hulu. We rarely eat at expensive restaurants but if we do (for special occasions) we go at lunch time when the prices are cheaper and of course only drink water ( who wants to spend $3 for a Coke??); or use a coupon at fast food places.
True - I don't drink coke no matter how much it costs - shoot it could be free and i won't drink it hahaha I stopped drinking soda a long time ago! Thanks for watching and commenting!
Tip: Limit on your bank account. I talked to my bank a number of years ago to set it up. And everything above is automatically invested. When I got a raise that's automatically invested since the limit is fixed.
Great video. I'm already doing some of these saving tips but I live in Texas and you need a car so as much as I like to save and I'm frugal I decided to put my savings on hold and get my car paid off which will be February 2019. Once the car is paid off I can start saving again and will be able to save much more.
Awesome! Be aggressive with those car payments!! Haha!
Drinking water is prob why your skin is so perfect
Aw thanks!
I drink only water and I have seborrheic dermatitis...
Michael Smith that hot Michael lmao
I drink nothing but water and my face is shit lol
I have been minimizing a la minimalism. I have not touched the $1,200 government check, I am bringing bagged lunch to work, living with a parent and family (SUPER annoying), doing food delivery three days per week, tutoring, ceased shopping for clothes, ceased getting acrylic nails...I need more ideas!
Please leave me more suggestions, as I am reading everything on here.
You have a new subscriber! I'm going to college soon and I really need tips to save! This channel is a godsend!
Thanks for watching and commenting! i'll post more for younger people trying to save money soon!
It may seem trashy but I love boxed wine and it's pretty cheap for the amount you get
anastasia moore I like to save but draw the line at boxed wine. A man has to draw the line somewhere and that is the line for me.
I’m all about saving money but you have to live too. I believe it is all about balance.
I save on clothes at home and wear the same pants, being a professional cook I never go out to eat and save there too! anything is possible love your channel thank you!
I'm a foodie too, and I've found cooking meals with friends can be better than eating out. Oftentimes, ingredients are fresher and meals are healthier. With the right recipes, cooking at home can become fine dining!
I lived like this for a few years to pay off a sick car in 2 years flat that was normally beyond my means. It's definitely a doable strategy with your eye on the prize. If you're doing this to save for retirement, it's pointless because life is crap when you're old. Enjoy your money, health and beauty while you can. It's a short term goal lifestyle change. If you do this long term you are going to eventually become miserable because everyone else is living life.
Omg! This is kind of depressing! But um, no my goal is to retire early so that I don't have to wait until I'm old to live my life the way I want to live each day. I can wake up and do whatever I want all day instead of working for others - I can work on myself ;) thanks for watching and commenting! I'm impressed that you paid off a fancy car in two years! That's dedication!
+MissBeHelpful Thanks! It definitely took a lot of discipline and self control. I took up cheap hobbies like basketball, running & computer games while many of my friends blew their pay checks at the club every weekend. You look way too young to be thinking about this stuff. I wanted an awesome car but I can't believe you are thinking about retirement already. Being in NY can definitely help since it's a high income area. Pack away those inflated dollars for a decade or so and then take them someplace where the cost of living is lower. I moved from Seattle to AZ and found that houses and rents are dramatically more affordable here however incomes are also a bit lower. It's refreshing to see a woman who's strategy is not to simply find a sugar daddy haha.
craigmak Paid off a Rally GTi car in 3 but disagree on retirement as if you have enough to live on now that is fine but when you are old no salary coming in will not be good and if you don't make it then so what you never truly needed it What you don't want is to struggle and investing early avoids that. I have never struggled but I would if I did not have my salary coming in each month, well not truly struggle more feel the pinch.
you can only do this if you make decent money. if u make under 20k then you cannot save anything.
LindsAy with Attitude you can if you live in a place that less costly some live in places that they shouldn't not saying you do but it's a big world move for few years save up an be comfortable
That depends! If you read some of MrMoneyMustache blog - there's examples of how to do it no matter what your income is! But you have a point that it is definitely harder to do it with less money. Thanks for watching and commenting!
Yes you can save. That's an excuse. You can save 100 bucks a month.
Well, that website to buy groceries doesn't work for south florida residents. :(
I spend $120 to $200 on groceries every week (it lasts only 1 week), haha.
Yeah that's only for some states, but honestly look into some options you have. The trick is to buy ingredients in bulk and pre-prepare all of your meals! Thanks for watching and commenting!
With the water thing I love making black iced tea, a huge box of tea is like $2, you can make tons of it and it’s delicious
Ooh!
The eating out especially in NYC is a budget killer. Going to take your tips and just save a little and go out once every couple of months.
Definitely!
Good tips! I save grocery money by meal planning for 2 weeks and shopping once
Yup same! I meal prep weekly on Sundays
I love her voice.
Aww thanks!
"How do you eat woman"- LOL love it
Set up sweep accounts. Have the money auto pulled into savings buckets. That way you don't even have to think about it and it adds up. I have mine set for weekly pulls b/c I always want to know where I'm at.
True! Thanks for watching and commenting!
When lemons are on sale, I buy more and I wash them, cut them and freeze them. I live in NYC 2. Great vid
Smart!
My wife and I started with 10%. We were able to do this by eating at home instead of eating out.
YESSS that's one of the 3 heavy hitters in most budgets. Housing and transportation are the other 2.
good idea but not enough,
1. cycling rather then walk
2. buy what you need on ebay is cheapar all unbranded things
3. you can save electricity atleast 50% using candles and led bulp whole house
4. buy all flights atleast 1 or 3 month earlier online
5. no credit cards only once a month hanging out
6. holidays once a year only
7. haircut once a year
try to earn more as well
1. more then 1 job
2. long hours shift atleast up to 70 hours per week
3. work from home is alot of jobs available online
4. online business from home is not enough 1 you need more
Thank you so much for taking the time to share these tips! They're Super helpful to try to get back on track with my financial goals.
You're very welcome, Victoria!
You can still enjoy restaurants. Skip the liquor which is always huge and even the apps....Go straight w/ the main meal.
LOL true but you still gotta tip!
Tip pre-tax! Just kidding... haha..
Andrew E. You could also just go out for appetizer special. Inexpensive date night.
Great video.My friend Wendy saves a lot on food and household items by couponing.
Nice! That can be pretty intense. The show used to be popular on TLC!
Great stuff Yanely! Really good tips. Keep up the good work!
Thanks for the comment!
Why couldn't I have found this smart woman 14 years ago.
Awesome tips! I got kinda lucky and don't even like beverages aside from H2O & smoothies.
I just came across ur channel..& I had 2 sub by the time I finished watching the 1st video on budgeting..this has been such a struggle of mine..& I tend 2 fall into depression & all sorts of other emotions that creep up..I adore the whole concept & want 2 b in complete Control of my finances...but every time I try 2 save. .I always feel like I need 2 dip into it 4 1 reason. or another. .it really aggravates me..& I feel like I'm stuck in this hamster wheel & always fail 2 succeed..thank u 4 ur videos & wish u sooo much success. .I'm so over the way my finances look & I'm desperate 4 a saviour of sum sort 2 help me figure this out..
+3layerzdeep Thanks for commenting! This is one of those things that you really have to keep working at! Like fitness, it does not happen overnight - but it really is a mentality and a lifestyle. E-mail me to my gmail account and we can chat more about ways to help you stick to your savings goals!
+bob bot ........... dude....... at least have some class !!
One if the best ways to save money is to even just use things that are FREE online, so many ways to learn things for free, and even to get food and stuff that you use everyday for free.
I got a lot of ideas from your video. I use to pay big bucks for brand name detergent Gain at $8-$13! I live alone in an apt and my clothes really don't get that dirty. One week I bought the large Gain dish detergent $2.00+ to use instead. It's the same brand that I use for my clothes and can't tell the difference. It still had the fantasic smell but its $10 cheaper. An expert recently said that we are washing the life and color out of our clothes with these super detergents anyhow
Good idea!
Love you & the videos. Please keep them coming! Im cleaning my room listening to you, so I guess ill sub :)
+ShotbyLucasFilms Haha! Thanks! Much Appreciated :)
first time watching your channel... love the fact that promoting saving. it's a habit most of us aren't taught to do nor practice... after saving though are you investing as well? if yes, would you share these strategies as well?
love the way you articulate yourself. You seem very down to earth and to the point... keep up the good work. Thanks
Yes! Check out my ROTH IRA video. That's where I put almost $500 a month and the rest goes into Index funds in the stock market! Thanks for watching and commenting!
Awesome tips!!
Thanks for watching and commenting!
Hey I seen your video, i am the first time users uses the credit card. so for me its very Helpful for me.
Thank you MissBeHelpful
+Deepak kumar You are very welcome! I hope it helps you as you get started in establishing your credit reputation!
I save by using nappy inserts in cotton towelling for babies usually, that I can wash as I have slight urine intolerance a lot cheaper than disposable pads, I Must of saved quite a few pounds over the last ten years I also disinfect/sterile my tooth pick brushes for between my teeth and reuse more than once I also make my own mouthwash with distilled water and essential oils like spearmint or peppermint oil and tea tree oil a few drops of each in a medium brown glass bottle it lasts ages I just make up a new bottle every few days and the little bottles of the oils last for over a year or more, and stopped my gums bleeding in a few days when I first started using the oils and it is a lot cheaper than the ones you buy for gum decease in the shops my dentist was impressed with my teeth and gums this last visit
I also love that you still get your wine on lol.
It's the little things :)
I just subscribed to you & I love all these tips. I stopped going to Starbucks with my husband & we were gifted a espresso machine for Christmas & so that helps a lot also no more pizza we make it homemade & also I way to save I'm addicted to make up & skin care so I have two subscription boxes that cater to that and I stay away from sephora and ulta ! plus a long with everything you're doing we do as well ! nice good job
also my husband gets work for points if coworkers praise him for job well done he gets point which then can be returned as a movie ticket !!!
Oh nice!
Thanks for watching and commenting!
One major way I've learned to save money is to round up to the nearest dollar on every purchase when balancing money.
Thats amazing to save half your paycheck. Very inspiring!!! -Shane
Thanks!
I saved $25 a month, by calling my cable company up and telling them I wanted to cancel. They knocked $25 off a month for the next year
Nice ! Just one little phone call!
College budget for myself (unsupported) #BTFU . I make it through the week on only $100 (rent and food). To save on those pesky diet cokes I started buying the snapple tea packets from walmart for $1 (six packets). I don't have a cell phone bill cause I bought an iPod Touch and use free messaging apps (nextplus). I don't know how my friends can run out of money. I like your video; common sense that isn't so common, eh?
+Andrew Lancour Def! Now, when your college day are over - the trick is to act like you're still on that college budget and SAVE the rest! THAT'S the difficult part!
These are all really useful tips, thank you!
You're welcome! Glad it was helpful!
Living here in Hawaii is pretty expensive but I've learned a lot from you
Awesome!
Great tips. I go to the supermarket, but two fold...I use the flyer and stock up only on the items that are on sale that I use regularly..20-40$ for a three to four month supply ..second I walk, fairly fast...most time it takes 30 minutes..Now lets see how much I can save....
Smart. Good luck!
Your a Super Saving Person. Go Girl.. You should be on Fox News or Cnn... Go girl
I’m new to ur channel.. but so far I really like ur videos, thank you
You're welcome! Thanks for watching and commenting!
you have the lovelyest accent ever!
Lol I barely make your rent cost in a month.
Jamie Lynn Lano don't get why people live in such costly places when the world is so big moving for a year so same job same pay an live for half the cost savings would be huge then move back when your bank is healthy an continue to save a few quid on top of it every week it's only way to not be struggling all the time.
Natalie Renee The cost of living varies, depending on where you live.
Hi Natalie! What's new with you?
Hi Jamie!
frugal women are so hot
Joon Chang lol
damn girl just discovered your channel tu eres el colmo de ayudar la gente!!!
Love your thriftastic lifestyle gurl. I appreciate you!
Thanks for the comment :)
:)
the average wage in Spain is 800€ a month (9600€ a year)
my mother charges me 250€ rent per month and I have to pay my own food rich works out more expensive than living with my boyfriend. if she was normal I would be able to save 450€ a month but I am only able to save 200€ a month
You are so pretty ! Omg #3 is the hardest for me especially living in NYC! Will try this :) x
Thanks hon!
I am breaking rule 3 and 4. I am sitting in a pizza place during lunch watching this video. Darn it.
Hey girl, I'm from NYC as well. Honestly, I feel you may be overspending with FD. It is high quality, but very expensive. Try Aldi, bargains like no one else
Ooh. Never heard of Aldi! I'll look it up - Thanks! I stopped using FD since I posted this video a few years ago, but I still get food delivered, so thank you!
I am in bk, so there are 2 locations of Aldi. Which service do you use now?
Instacart!
I'm watching your videos. I like your channel. Great info!
Thanks for the comment!
I'm a 18 year old that just graduated high school. I work at Bojangles which pays 10.75/an hour. I take $100 out of every paycheck.
Easy
Here is an idea (1) use your phone to download apps, that will help you to make money, buy getting rid of stuff you have been holding on to.
True, New York City is a rather expensive place to live in the US. Comparing it with Zurich or Tokyo however, NYC is way more affordable.
True! Thanks for watching and commenting!
rthelionheart Hong Kong without doubt. New York would not even get in the Top Ten and neither would London. Antipodean countries are seriously expensive and they would as would LA.
Just ran into your videos, I have only seen 3. I appreciate your information on the credit cards. I've never had one so I really appreciated it. Im still doing my research before applying for one. Thank you! Hey have you thought of doing a video regarding good apps to use for anything. (I noticed you mention different ones in your videos)
Great idea! Adding it to my list!
Very inspiring.
Thanks for watching and commenting!
I save $200 per paycheck, which equals to $400 a month by making my own lunch. I have to purchase my own grocery. No one can pick my meat and fruits for me. I'm very particular about those two things.
would love even more specifics if you have them I like the thrill of the save to and I have a very limited budget and would like to stop having a very limited budget
Thanks for watching and commenting!
live with your parent rent free, save 100% of the salary
Meherun Nessa not everybody gt that luxury but great if u have it
Right! Haha!
I wish!
Meherun Nessa Moved out early and once you are out very difficult to go back
I still got to pay for my car insurance & gas & cell phone bills
can you make meal prep and grocery budgeting videos? Food is still my biggest expense!!
Totally - I love this idea! Only thing is that I am a very big health and long life nut, so I eat minimally and very healthy. My meals now costs me $3-5 each.
Love this video and your positive attitude! Thanks for sharing :)
Thanks for the positive comment! I appreciate that :)
I feel like this whole video was promoting that food website which helps with YOUR income for sure. 🤷🏻♀️
It sounds hard but it really isn’t.. it’s just about how disciplined you are and no you don’t have to have a roommate or live with your parents..