Hi Maximo, that's a great question! Our clients make a conscious decision to stop monthly payments to their creditors, since they won’t negotiate a reduced principal balance if they're current. This helps establish a legitimate financial hardship for the creditors, giving them the opportunity to participate in this savings program. Creditors will usually close your accounts after you’ve missed a few payments. We know that might sound stressful but once our clients enroll, we walk them through this process and send them information on how to handle situations like this! Hope this helps to clarify! Please let us know if you have any more questions.
I’m signed up with Freedom Debt Relief right now, but I haven’t started making payments yet. I’m worried about me getting scammed. Could I negotiate with my creditors myself & how Do I negotiate for the best deal possible?
Hi Jasmine! It's completely normal to feel a bit unsure when starting something new, especially when it comes to your finances. While it’s possible to negotiate with creditors yourself, it can be a complex and time-consuming process. A debt relief program like ours can handle negotiations on your behalf, often leveraging established relationships with creditors to secure better outcomes. We actually have a helpful video that explains some of the pros and cons of negotiating with your creditors directly. You can check it out here: th-cam.com/video/yl5glvseZg0/w-d-xo.html If you’re still feeling uneasy or have more questions, don’t hesitate to give us a call. We're here to help you feel confident and informed about your financial decisions. 😊
Hi! Before our clients enroll, we send their application to our underwriting team to carefully review the accounts they want to include. This helps us make sure we're only managing unsecured debts that fit within our program’s scope, so we can provide the best service possible. Since we’re a performance-based program, we only charge fees when we achieve results for our clients. If a creditor refuses to settle, we’ll remove that account at no cost to the client, and they'll need to manage it separately. But, rest assured, if the application is approved, we’re confident we can help with all the accounts enrolled. Hope this helps to clarify!
well explained of the pros and cons
But after going in program do you automatic stop paying credit cards
Hi Maximo, that's a great question! Our clients make a conscious decision to stop monthly payments to their creditors, since they won’t negotiate a reduced principal balance if they're current. This helps establish a legitimate financial hardship for the creditors, giving them the opportunity to participate in this savings program. Creditors will usually close your accounts after you’ve missed a few payments. We know that might sound stressful but once our clients enroll, we walk them through this process and send them information on how to handle situations like this! Hope this helps to clarify! Please let us know if you have any more questions.
I’m signed up with Freedom Debt Relief right now, but I haven’t started making payments yet. I’m worried about me getting scammed. Could I negotiate with my creditors myself & how Do I negotiate for the best deal possible?
Hi Jasmine! It's completely normal to feel a bit unsure when starting something new, especially when it comes to your finances. While it’s possible to negotiate with creditors yourself, it can be a complex and time-consuming process. A debt relief program like ours can handle negotiations on your behalf, often leveraging established relationships with creditors to secure better outcomes.
We actually have a helpful video that explains some of the pros and cons of negotiating with your creditors directly. You can check it out here: th-cam.com/video/yl5glvseZg0/w-d-xo.html
If you’re still feeling uneasy or have more questions, don’t hesitate to give us a call. We're here to help you feel confident and informed about your financial decisions. 😊
I love National Debt Relief
Thanks so much for the kind words! We're so happy to hear that 😊
What happens if a company won’t settle?
Hi! Before our clients enroll, we send their application to our underwriting team to carefully review the accounts they want to include. This helps us make sure we're only managing unsecured debts that fit within our program’s scope, so we can provide the best service possible. Since we’re a performance-based program, we only charge fees when we achieve results for our clients.
If a creditor refuses to settle, we’ll remove that account at no cost to the client, and they'll need to manage it separately. But, rest assured, if the application is approved, we’re confident we can help with all the accounts enrolled. Hope this helps to clarify!