SIP, STP & SWP किसने करनी चाहिए ? Who should do SIP, STP & SWP?
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- เผยแพร่เมื่อ 1 ต.ค. 2024
- #sip #stp #swp #investyadnya #yia
A systematic investment plan (SIP) is a plan where investors make regular, equal payments into a mutual funds or stocks. Best suited for a salaried person.
STP stands for Systematic Transfer Plan. STP is an automated way of moving (transferring) money from one mutual fund to another. The most common and sensical way of doing STP is to transfer money from a debt fund to an equity fund. Best suited for a self employed or a businessman.
SWP refers to Systematic Withdrawal Plan which allows an investor to withdraw a fixed or variable amount from his mutual fund scheme on a preset date every month, quarterly, semi annually or annually as per his/her needs. Best suited for a Retired Person.
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Sir, please make a exclusive video on SWP with examples to generate regular income for those who are retiring in 4 to 5 years.
I have made more money by directly investment in shares. I would like to know the mystery behind bad performance of most of the mutual funds even when the market is going up. R the fund managers sleeping. Can Yadna dare to put this question to the fund managers and AMC. People are losing faith in Mutual funds. You can't fool all the people all the time. Mutual fund AMC need to more to win back the trust of people. I have been investing in Mutual funds for the last 5 years, the return is less than bank fixed deposit
True Ashok ji
Investors should outrage
So true. I identified few good ones. I invested in more then 50 plus mf and majority went bad. Gilt fund was good
What mutual funds you selected, may I know?
@@tanmaylodha tell you by evening. If i forget remind me back
Please make video on SWP for monthly income for those persons who are going to retire in few years
For Swp pl send mob no for sbi
It depend on funds and fund mangers capability as well. MF should generates at least 2 % more CAGR than bank fixed deposits.Otherwise it is a useless fund,come out immediately.Otherwise it is only the fund that will be earning on your money.
Gilt funds were best most secured wirth 10% return. Or go for index funds
@MFYadnya : Can you suggest a SWP for retirement corpus investment please ? Needed for someone in family! Not much is mentioned about it
Sip is a good if you are young and can grow and use compounding my age is just 20(turned yesterday only)
Sir I personally belive in long term.
But never miss mid to short term again also.
I never take money out of my demat account and always add nearly 80% of money earned in stocks.
80% might sees huge but I am student and have very less expenses and also earning is not much only from pocket money, freelancing and part time stuff
Looks like you will do great 👍
SIP STP SWP all marketing gimmicks. I rather prefer to invest my investable amount by myself on the index (or any fund) based on my need and comfort.
True index fund are best. Majority of mutual funds are wealth distroyers. 5% return bhi nahi
Parimal Sir, apko bahut bar bolte suna hai ki "Market will teach a lesson to these beginners/Robinhoods in a hard way" because global economy is still in a lots of uncertainty and these young people keep buying.
Aur, aap kabhi kabhi yeh bhi bolte hai ki "Market has already discounted the dismal performance of FY 21 and they're paying the price for the next financial year"...
Sir, USA me Fed ne jo bubble banake rakha hai uske bare me aap jarur mujhse zyada hi jante honge. Toh, aise me kya iss time pe Investing shuru karna chahiye ?
Ek taraf RBI governor, IMF, Warren Buffett jaise log bol rahe hai ki situation bahut hi critical hai...there could be a huge and violent correction in stock market aur dusri taraf Rakesh Jhunjhunwala, kuch AMC ke Director, fund managers bol rahe hai ki "worst is over", bahut bada Bull run anewala hai ...Aur upar se Fed fir se printing me laga hua hai, bol raha hai ki 5 saal tak interest rate nahi badhayega.
Sir, Aap apna view kisi video me bataiye na please. I have great regards for your opinion. Saaf saaf boliye apko kya lagta hai, kya ho sakta hai. Chahe toh NP SHOW me bhi bol sakte hai...jo apki marzi. Thank you 🙏 and good night
Can I do STP from one equity fund to another equity fund of same AMC? Cause that fund not performing well so I'll stop sip in that fund & I'll do STP in another equity fund of same AMC. Pls
Yes u can do that.. But stoping one sip in equity and starting stp in new equity of the same AMC can be a loss.. Infect if u have some lumsum money in debt fund that money can use for stp in equity of the same AMC debt fund.. And keep the sip going whic u already have coz in long run that will give u benefit.. Sip is always for long term investment..
Capital gain ki calculation main bahut problem aati hai CA BHI NARAZ HOTA HAI 😅
Very very nice
Sir,
I am 65 years. I want. Swp plan. Please give some 4/5 good mutual funds name for SWP.
THANKS A LOT
My Favourite SIP. 3 SIPs @ 3 different dates good for mental satisfaction... :-)
I wish to invest on 1/6/22 and Lumsum of RS 25000/ swp from 1/1/2023 swp pl suggest name of the MF
Poor video. Sorry! limited logic used. Too lengthy..... lot of repeating but still Concepts not explained fully. Better luck next time. Do better preparation before video to keep it complete, relevant and short.
Swp
Sir ji SWP ki application say Lana ha
Application ka Name bato and Live damo batao........
Sir please guide me about SWP I'm 57 right now please guide me
Sir
I like to do *SIP* in Stock market. *(Not in Matual Fund)*
*Right now* I have some savings, but my job is not reopen yet.
Reopening Has Begun. *No One Is Sure What Happens Next.* ⭕So Sorry🤷♂️
I like your advice and I will manage.
*I appreciate your help!!*
Thank you
Sir, I will retire next December. I want to SWP. Which fund is better.
Hello Sir very informative video , I have a doubt , If I say I invest Rs 100000 in Axis Liquid fund and start a STP of Rs 3 thousand on daily basis to say Axis focused 25 fund , would the daily transfer frequency would be a more expensive way considering the exit load and other fund charges. Or it does not make any difference in deductible charges if I switch on daily basis or weekly basis or monthly basis , please clear my doubt , thanks
Sir mere liye dono important hai SIP aur STP retirement ke ek saal pahele SWP
Thanks sir ..really best chanel forever on TH-cam
swp date shall be on the 1st week of month and sip shall be on end of month.
is there any lock in period in SWP
SIP=SIMPLE INVESTMENT PROCESS What is retirement? Contrary one should learn new skills to keep engaged till death. The journey will become more joyful and purposeful as one gets mature with life experiences. Can you make one video about your life lessons till now?
My sip of rs.5000 since 3 years my age 27 I want to retire at 40 with 50000 income per month
Is it possible?
Sip in ppfas 2000
SBI small cap
1500
Tata digital india fund 1500
Thanks for your comment you can create your own financial plan for free please visit www.investyadnya.in
Please advise which fund which scheme is best suited for SWP
SWP
Difficult language trending lekar aata hu sir
Swp plan, retirement is closed.
एस डबल्यू पी पसंदीदा विषय है।
Hi Sir, I am 43. I want to SIP for min 15-20yrs to get min Rs 1 Lakh monthly SWP till the age of 80. Pls guide how much I should invest monthly? Pls consider inflation also & withdrawal could be increased by 10% PA approx
Swp karna chahta hun meri age 61 year he btayen plzz.
Sir can u tell if I already have running sip and want to utilise my lumpsum from ultra short term/liquid.. to my running sip.. of various AMC..
should I withdraw from debt to my sip linked saving account two days before sip date? Because AMC of debt support only sip of same AMC
Hello Sir, I have been doing SIP in Aditya Birla Tax 96 Fund ELSS since last 5 years. It's giving return below benchmark. Instead of exit , shall I do STP in same Fund house Index Fund? Please suggest. Thanks
Sir agr 50000 se swp ke pese ko sip me invest ksre to kesa rahega...
Does stp attract taxes?
Please don't waste your time and hard earned money in HDFC AMC with inefficient fund managers like Prashant Jain and Chirag Stelwad, both are biggest libility for this AMC
Already noticed .
Systematic pension plan with lumpsup investment
Swp
I want SWP plan at my age of is 60
I am retired pensioner 68 yr aged..In which concept I should invest money for better future.
Thoda English na Bolo to acha
👌
I have just subscribed. So very nicely explained every piece of MF. I was confused about STP. Now I am completely clear of that. Thankyou so much for that.
Good video
Hi @ Parimal Ade Sir ! Actually would like to get in contact with you if possible to have & share some ideas which will definitely liked by you & your team
Ya hindi bol lo ya english
Per year payment chahia
Iam Retair I Want SWP Plan
Sir Mane sbi equity hybrid fund regular grouth me 8lac invest he monthly swp 4300 mera a/c Cridited hota hai 5years bad Mera mul rasi ghate ga bare ga
My question: How to develop a good stake in any business like Rakesh Jhunjunwala and few others hav done?? Do they just kept on watching profit while they increasing stake in all businesses?? Please give some examples for small retailers like me how and when they we need to book some profits , release some stake or just keep on increasing stake in any business ???
I want to become like them only🙏 kindly suggest.... Awaiting for your response...
You need to focus on future earning stock and start accumulating this stock when ever correction arise.
@Yadna team kindly reply your opinion..
Thanks Hitesh.
i like SIP in healthcare funds
I want to invest swp..
I invested in
Nippon India large cap fund sip rs 3000 monthly from last 3 years
Nippon india multicap fund from sip rs 3000 from last 5 years
Please suggest/ guide
continue or switch any fund
I have SIP IN Mirae asset focused fund, sbi focused fund, and ABSL focused fund, which one I should stop.kindly advise
Hello Sir, I have SIP in three different large cap funds - 1. Nippon india large cap (Investment till now Rs 8000) SIP 2000/month 2. Mirae asset Large Cap (Investment till now Rs 12000) SIP 2000/month 3. Axis Bluechip fund (Investment till now Rs 4000) SIP 3000/month Out of this Nippon is not performing What should I do as I have observed a trend that particular mutual fund generates good return for some time and then it becomes Underperformer, Shall I continuously switch my investment as per the fund performance as it may happen that in future Axis Bluechip could underperform then again I have to switch out my investment to another fund ?
Yes you need to change if nor performing. I invested in 50mutual funds and majority are non performing
@@developer31 Then it would be best for investment in Index fund only ! Better to stick with one rather than changing funds like "monkey jumping from tree to tree", thanks for response.
@@123rravi i did not jumped but stayed invested for long but rerurns were very less or minimum. So sold out underperformed ones ans holding good ones
@@developer31 Yea thats' a good strategy too.
U need just one index one Flexi cap one small
For 5k sip get 1500 for nifty fifty index
For Flexi cap get 2000
And 1500 small cap
सर STP best hota hai ya SIP please request jaruar bataye mujhe lumpsum investment karna hai, hu toh selried person
I am mf distributor please check back test 25 th is best date for equitys funds other all funds no your talk is right. In debt funds 1 st is best date for sip but you are right minor changes in returns. All other talk is superb.i knew all things which you explain but investor don't want to understand. That is real fact of mf industry.
I am going to retire next year. Please suggest suitable SWP for monthly income generation of 25k for next 20 years with annual growth of 5%p.a with details of one time investment requirements and there should be capital appreciation.
My plan is systematic moka day plan. keep eye on market on daily basis and keep on entering and existing market. Dont enter market directly if you can not track market 24x 7. Then SIP in mutual fund is only way.
How SWP can be used by Groww with example
Very nice video sir.
I also think STP can be used to transfer money from the equity scheme to Liquid scheme when a goal target is about to get achieved (like starting an STP one year before 12 / 6 months). What's your thought on this?
Can you plz tell me is their any option of STP in the broking app or you sell those liquid funds and then invest the money in equity manually?
Swp is very dangerous .
Because we give our total lumpsum money handing over to 3rd party who is who is no obligation to give you returns .
Please give some FUNDS NAME FOR SWP
What about T D S in s w p
I like SWP
i like swp
Sir plz lumpsum investment kase kare zerodha pay sir plz video
Swp sar
Excellent video..I am retired person.. please suggest best MF for SWP
Sir, can you do a video on small case vs MFs
SWP
Swp
Swp
SWP
Swp
SIP
Sip
Please suggest, Want to sip through my existing liquid fund.
Can you please share about Value averaging concept & how different/ better than Rupee cost averaging method?
Please clarify if as pensioner to show swp as income/salary in ITR1
What are your thoughts about pushing the monthly investment (at the start of month) to liquid fund in bulk SIP and let the STP happen to equity fund instead of SIP from bank account?
Yes. One can do it.
Dear sir , kindly make the video on
Apollo tricoat tubes ltd ,
When it will give dividend/bonus/stock split .. & future of this stock.
Where it will be go..
I think for now SIP is the best approach, but I am not sure how to earn money. Because the SIP is not fetching good returns
SIP will definitely fatch returns in long run
@@hiteshshah6863 we can only hope
Kindly guide me regarding SWP how to get best returns with examples
I have Stock and mutual fund started so can i do Stp and swp after 30year's or preslection required.?
Swp acha hai
Hamara thoda alag hai
24k salary hai
Our half (kabhi half se bhi jyada invest kar deta hu )
Parents ke sath hu to expensive kuch hai hi nahi
SWP plan ke bari me discuss kare ye.
Ham aapko 9% de sakte hain
SWp
Swp
SWP
Swp
if we have existing investments in a discount broker app, can we stop it there and continue it from a different app?
what things to follow, should billers be stopped? or should we withdraw all & start freshly?
Video is too long you're covering irrelevant topic also
Kya stp ek mutual fund scheme se dusre Mutual fund scheme me transfer kar sakte hai kya
Can you update details on compare chart of funds in Nifty Index ETF fund / Gold ETF / Global ETF fund
WHO SAID YOU GUYS ARE DOING GOOD , I SAYS YOU ARE DOING AWESOME AND HONEST . I AM ONE OF YOUR FIRST 100 SUBSCRIBER. AND I LOVE YOU GUYS
Excellent Sharing 👍❤️
Be Blessed by the Divine 🕉️
please explain safe plan for senior citizens ? is SWP safe