Guys, let’s not be too hard on Atty. Anselmo for saying okaaayy. It just shows that he’s actively listening and carefully considering other perspectives. Let’s appreciate his open-mindedness haha thank you three for the videos. More podcasts to come pa sa 2025 pleaseee!! I love listening to your podcast, it's so informative.
People dont subscribe to your channel because its under MU Entertainment,they dont want to get notification of Philippine Showbiz News time and time again😂you should have a seperate channel
I totally agree... yan talaga ang reason bakit hindi pa ako nagSubs.... good thing na maganda ang algo ni TH-cam na nirerecommend ung episode nyo (lalo na pagmay bago) else mamimissed ang uploads ninyo :)
I really love the transparency this trio shows on this topic, especially Inka and Atty Jun. When they admitted they didn't have an insurance policy, they let everyone know they were just as curious about unfamiliar financial concepts/jargon. It really humanizes them from being just your typical content creators (the relatability rate is sky high on this one and of course from their previous episodes din naman). And with Aryn, she mentions before na she's mostly comedic relief dito sa podcast na 'to pero grabe ang well of wisdom niya and general knowledge in most complex topics and adulting stuff like the one today. This is the only podcast in the Philippine space I watch and follow so please Inka, Aryn, and Atty keep doing what you're doing. THANK YOU for the gem content! P.S. - Kudos din syempre sa MU Entertainment but just my two cents 😁 you might want to consider maybe creating a branch channel for these three, you know focusing on their content/podcasts lang? Most viewers including me see this podcast as a very independent niche of yours yung tipong kayang tumayo alone as a channel without your other entertainment/showbiz content posts. Ayun lang and thanks for spending time reading my comment hehe. God bless everyone!
This has got to be the best fresh of breath air content that's coming out of Philippine media, ang daming crappy shows that are coming out of mainstream.
As someone na gusto matuto abt the facets of life but is overstimulated to read a book, your pod is really really helpful! 😅❤ i'm so engaged I didn't even realize it was more than an hour long.
As someone from the States wanting a different podcasts that reminds me of home glad ako to discover this podcast. Kaso I wish separate channel kayo so I don't have to see the other unrelated videos of the channel 😅
i started my financial literacy at the age of 21, when i got my first paycheck. now i am 41. I believe i have been enjoying my financial freedom since I was 25. The equation is simple, be practical. spend less, save more. so you will have enough money to enjoy! 😊
Loved the episode! This needs a part 2!!! I would love to see Thea Sy Bautista or Charm De Leon. Would also like to see an episode that will talk about Fitness and diet since patapos na ang holidays :D Love you, Trio!!!!
This is why sometimes car loans are not really that bad, contrary to popular opinion. If this will help you generate more income, then it's considered as good debt. DP lang ang babayaran mo upfront then the rest of the supposed cash can go somewhere else that can help you earn more too. This episode felt so short! Nakakabitin. Give Atty. Anselmo his flowers for improving each episode. Someday, magiging exhibit ka for character development 😂
I'm so glad your video showed up in my TH-cam feed! This is my first time watching your podcast, and I absolutely love how everything flows. Hope you can have more of this kind of convo.
I like that you discuss this topic because Pinoys need it so badly. Great insights, indeed. I was hoping you could also tackle the culture of paluwagan.
This is a nice episode for POV! Good topic with a lot of valid points from the hosts. However, as we end the topic, there were finance and investment jargons which could be delved deep in another episode, as seen din through Inka's reactions but kudos for inka for circling back again to the foundations of spending and diversifying income. Very relatable pa rin because of that. Kudos to Aryn and atty for having a well-informed POVs for the topic. What a great episode!
i love your show so much but i cant get myself to subscribe coz your show is the only one im interested in from this channel. Still more power to you guys and i always look forward to your contents ❤❤❤
i am a domestic worker in singapore for 3 years already. BUDGETING ang sagot sabmas masarap na tulog. kunyare, sahod ko now, last month pa lang, alam ko na saan mapupunta ang sahod ko. after ko malagay lahat ng pera ko sa kung saan man ito naka budget, gagawa na ulitano ng bagong budget list para naman sa susunod. . may SSS, pag ibig, mp2, 10% ng sahod ko to savings account, at ung pansarili ko dito sa singapore at iba pang mga need sa pinas na padala. . lahat nakabudget. . BUDGETING is the first step sa pagiging financial literacy nating mga pinoy. 🥰
It's ok Atty!!! It not bothering naman, atleast for me hahaha. As ate inka said, it shows how active listener you are and I love how attentive you are po❤
Salamat sa episode nyo today 🧡 it has been a helpful reminder, at least for me, on how important it is to look into our finances, spending habits, and investments. At the same time ay throughout the episodes ay may mga tap-on-my-shoulder din ako na moments for actually practicing na din pala ang ilang good decisions that greatly affect my, well our (my wife and me's) finances. Cheers POV! -R
As much as I want to practice delayed gratification, sometimes life gets too hard and that single thing that you want to reward yourself with can possibly be the reason for you to survive another day :
2024 was a challenge and I lost track of what my goals were. Since this year is ending, the upcoming year makes me hopeful just like everyone else like new beginnings (yeah I know improvement can start anytime, but the concept of "New year, new beginning" is refreshing lol) Not only that I relate, but I learned so much. Thank you! A lot of us needed this topic. Felt better hearing what Atty and coach said, invest on what you are good at. I guess what I also need yo do for myself is to stop second guessing what I could do and actually working on what I really want for my career and finances. Looks like investing good energy towards that skill is also one of the things I got from this podcast! Again thank you! Please continue being super insightful! You guys are coaching us without you knowing it! (I do not normally comment so sorry for the wall of text XD)
hello pov podcast! been following your vids and loved it since. i'm graduating college soon and when i watched this video, only then I realized I need to learn more about financial literacy and create my own strategy so I can hopefully retire my parents early and have the financial freedom I dream of having. thank you for an eye-opening episode! time to ipon + invest
Tbh,wala naman ako masyado nakikitang nega comments sa inyong tatlo. Napaka mooth nyo nga panoorin and eto lang and podcast na pinapanood ko. Nagsub ako kahit diko bet yung mga chismis notif ng MU Entertainment lol. Sorry. Pero, again maganda combination nyong tatlo.
Bad debt for me is car loan its like ur payment is being doubled bcoz of high interest and ur car gets depreciated overtime. my kuripot mindset is i can only afford something if i have 10x the price of it in my bank acct. now im earning 6figure from a work from home job. and i store majority of my money in digi rural bank that earns me higher interest rates. and i use the interest earning to pay my bills. that is why im able to save 80% of my income and only spend 20%. i also have some UITF investments in banks which already earned 30+%
Can you guys make a POV on how you handle your tasks? Time and task management. Like si Atty., how does he manage his time and tasks knowing na he is a content creator plus 3 businesses pa. Nakaka-8 hours of sleep pa ba siya?! Haha
we were never taught on how to handle finances. wala ako baon noon 😂 and i am a breadwinner since hs. sabi nga nila sumasahod ka para mabuhay ng 6 days a week. ubos ka na at pag sinabi mo wala na, masama ka pa. now sa anak ko n toddler, lahat ng pera nya since newborn nilagay ko sa mp2 savings. kahit ano mangyari iibahin ko ang destiny nya, at wag sya matulad sakin. turuan ko sya ng mga bagay na sana noon pa natutunan ko kaya lang walang nagturo kasi walang may alam.
I'm in that situation right now, I grew up in with cousins who gets what they want and had been given stuff even if they didn't asked for it. My Family is the poor one in the whole angkan and when i got a Job i told myself that I will have to work extra hard to earn money in order to provide for myself, since i never really got stuff from my parent even clothes, and I only had hand me downs from my cousin.... In the first year I bought Myself a Pc and in the second year i bought myself clothes and a bag... Had to pay for my own surgeries and medical needs... and of course for my pets. Currently i only have 30k savings after working for 2 years, Money went in and out quickly no matter how hard I try saving theres always an emergency and I also pay House bills.. this 2025 my goal is to REALLY earn money this time since im now getting older
Please let your guests finish what they're saying. I enjoy the conversation but we could be missing pointers that the guests could add, especially coaches or professionals that are invited. It's frustrating to listen and see how many times the guest has been cut off in this episode. Make a mental note and raise your argument/point/question after. Or ask if it's okay to interrupt.
maganda yung topic pero madaming bitin / maling sagot 1. real estate can be a good debt if it appreciates in value and you can resell or if it saves you money going to and from work 2. Health / Life insurances are good to get because its like getting discounted money. Its like getting more bang for your buck madami pa nakalimutan ko lang i take note.
Guys, let’s not be too hard on Atty. Anselmo for saying okaaayy. It just shows that he’s actively listening and carefully considering other perspectives. Let’s appreciate his open-mindedness haha thank you three for the videos. More podcasts to come pa sa 2025 pleaseee!! I love listening to your podcast, it's so informative.
Agree.
I barely even notice him saying it. Just let them be themselves during this podcast will u people. 💀
He has a podcast that’s making him money, yung nag re-reklamo walang podcast, so inggit kasi wala sila opportunity/platform to say OKAY 🆗 😂
Truly!
Agree. Hindi din say toxic na lalaki.
People dont subscribe to your channel because its under MU Entertainment,they dont want to get notification of Philippine Showbiz News time and time again😂you should have a seperate channel
korik 🤣
This could be a valid reason nga rin 🙂
I totally agree... yan talaga ang reason bakit hindi pa ako nagSubs.... good thing na maganda ang algo ni TH-cam na nirerecommend ung episode nyo (lalo na pagmay bago) else mamimissed ang uploads ninyo :)
True! Ang unhealthy kasi ng Marites culture. Hays
This is the reason why I dont subscribe. They should have their own channel
Di pa nag-eend yung season 1 pero I already want to start a petition for s2. Please don't end this! I need this in my home alone wfh life.
I really love the transparency this trio shows on this topic, especially Inka and Atty Jun. When they admitted they didn't have an insurance policy, they let everyone know they were just as curious about unfamiliar financial concepts/jargon. It really humanizes them from being just your typical content creators (the relatability rate is sky high on this one and of course from their previous episodes din naman). And with Aryn, she mentions before na she's mostly comedic relief dito sa podcast na 'to pero grabe ang well of wisdom niya and general knowledge in most complex topics and adulting stuff like the one today.
This is the only podcast in the Philippine space I watch and follow so please Inka, Aryn, and Atty keep doing what you're doing. THANK YOU for the gem content!
P.S. - Kudos din syempre sa MU Entertainment but just my two cents 😁 you might want to consider maybe creating a branch channel for these three, you know focusing on their content/podcasts lang? Most viewers including me see this podcast as a very independent niche of yours yung tipong kayang tumayo alone as a channel without your other entertainment/showbiz content posts. Ayun lang and thanks for spending time reading my comment hehe. God bless everyone!
Agree!
Thank you! ❤ I learned mostly from trial and error, so it’s never too late to learn!
Wag na sana kayo matapos please! isa kayo sa very few podcasts ko na pinakikinggan to stay afloat in this life. :')
This has got to be the best fresh of breath air content that's coming out of Philippine media, ang daming crappy shows that are coming out of mainstream.
Ang ganda ng timing because I needed this lalo papasok ang taon. I wanna be financially literate and disciplined next year! ❤
I can help!
I so love this podcast and this trio! Habang tumatagal mas naging interesting and helpful ang topics! More pleaseeee!
More more!
As someone na gusto matuto abt the facets of life but is overstimulated to read a book, your pod is really really helpful! 😅❤ i'm so engaged I didn't even realize it was more than an hour long.
Im so happy to hear this!!
Aryn and Inka being the big sis na bully kay Jun is the whole vibe of the intro 😂
Which is a first for Jun coz he’s the eldest son in his family HAHA
As someone from the States wanting a different podcasts that reminds me of home glad ako to discover this podcast. Kaso I wish separate channel kayo so I don't have to see the other unrelated videos of the channel 😅
thanks Atty, di ka na puro OK! malinis na pakingan usapan. saludo!
Yes na lang
I admire Inka for being humble and honest... "I did not go to college"... My new idol.
plss are they on spotify already??!!! i need them on spotifyyyyy
edit: OMG! I already found them on spotify! yey
Very intellectual yet fun conversation with these three!
So nice discussing this with you Lester!
we need part 2 of this topic! hndi napag usapan yung u earn then go to your good and bad vices
I am loving the talk this time! Every time naman honestly 🤣 It's just that I learned a lot from this particular talk. Thanks POV team!
i started my financial literacy at the age of 21, when i got my first paycheck. now i am 41. I believe i have been enjoying my financial freedom since I was 25. The equation is simple, be practical. spend less, save more. so you will have enough money to enjoy! 😊
Whenever I doubt myself if may ginagawa ako... My new mantra is
MAGALINGKA MAGNAYE... MAGALINGKA MAGNAYE...
HAHAHAHAGAGA
guys thanks so much, please make more, eto inaabangan ko weekly, love you all, happy new year! Shout to atty. idol kita haha
Loved the episode! This needs a part 2!!! I would love to see Thea Sy Bautista or Charm De Leon. Would also like to see an episode that will talk about Fitness and diet since patapos na ang holidays :D Love you, Trio!!!!
This is why sometimes car loans are not really that bad, contrary to popular opinion. If this will help you generate more income, then it's considered as good debt. DP lang ang babayaran mo upfront then the rest of the supposed cash can go somewhere else that can help you earn more too. This episode felt so short! Nakakabitin. Give Atty. Anselmo his flowers for improving each episode. Someday, magiging exhibit ka for character development 😂
THANK YOUUUU❤❤
I'm so glad your video showed up in my TH-cam feed! This is my first time watching your podcast, and I absolutely love how everything flows. Hope you can have more of this kind of convo.
Daming natutuhan. Main talaga yung mag invest sa sarili, sa skills, sa kung saan magaling , then Saka maghanap ng iba pang pagkakakitaan.
Equitable PCI knows ko din yan girl. Grateful for my mom for teaching me financial literacy and taxation.
Solid episode nanamn from this amazing people!! Salamat sa podcast niyo big help sya!!
I like that you discuss this topic because Pinoys need it so badly. Great insights, indeed.
I was hoping you could also tackle the culture of paluwagan.
Sana pala nadiscuss ito
Dami ko natutunan dito... part 2 pls
Na eexcite ako sa mga podcast ng 3 to. Thank you parang may kasama ako habang nagtatrabaho :)
This is out of the topic but I totally agree with Atty. Anselmo that Inka is sobrang galing! She is brilliant. PERIODT.
i love how Aryn & Inka's brain cells are connected 🤣❤️ "Magaling ka Magnaye"
I learned so muchhhhhhhh - no more retail therapy for 2025 and for coming years (hopefully)
This is a nice episode for POV! Good topic with a lot of valid points from the hosts. However, as we end the topic, there were finance and investment jargons which could be delved deep in another episode, as seen din through Inka's reactions but kudos for inka for circling back again to the foundations of spending and diversifying income. Very relatable pa rin because of that. Kudos to Aryn and atty for having a well-informed POVs for the topic. What a great episode!
I love this segment of video or episode. I learn a lot. I took note of those people to buy their book and learn from them.
i love your show so much but i cant get myself to subscribe coz your show is the only one im interested in from this channel. Still more power to you guys and i always look forward to your contents ❤❤❤
I love this episode!!! I have a new perspective sa money because of this episode. Thank you!!
I super love this episode. ❤❤
Ang swerte ni Atty dito. He’s learning to be a host from the best of the best.
Love the topic, useful and helpful!
my new fave podcast!!!! love it❤
Please don't end huhuhuhu, I love your videos.
just stumbled upon this in youtube. i love your topic.
thank you for the very helpful information po.... 😊❤
i am a domestic worker in singapore for 3 years already. BUDGETING ang sagot sabmas masarap na tulog. kunyare, sahod ko now, last month pa lang, alam ko na saan mapupunta ang sahod ko. after ko malagay lahat ng pera ko sa kung saan man ito naka budget, gagawa na ulitano ng bagong budget list para naman sa susunod. . may SSS, pag ibig, mp2, 10% ng sahod ko to savings account, at ung pansarili ko dito sa singapore at iba pang mga need sa pinas na padala. . lahat nakabudget. . BUDGETING is the first step sa pagiging financial literacy nating mga pinoy. 🥰
It's ok Atty!!! It not bothering naman, atleast for me hahaha. As ate inka said, it shows how active listener you are and I love how attentive you are po❤
Very informative thanks guys
Hello POV, I hope you will have Miss Angely Dub or Joyce Pring ❤❤❤
GREAT SUGGESTIONS
YESSS !! And also Thea Sy
Thank you POV, feeling ko kasali alo sa usapan every video
Love this topic...
I need the next episode already!
Salamat sa episode nyo today 🧡 it has been a helpful reminder, at least for me, on how important it is to look into our finances, spending habits, and investments. At the same time ay throughout the episodes ay may mga tap-on-my-shoulder din ako na moments for actually practicing na din pala ang ilang good decisions that greatly affect my, well our (my wife and me's) finances. Cheers POV!
-R
Love ur episodes tlga. 💯 makes me company while workinh ✨️
More shows like this, please!
I love this episode! 💕💕
luv this trio
As much as I want to practice delayed gratification, sometimes life gets too hard and that single thing that you want to reward yourself with can possibly be the reason for you to survive another day :
2024 was a challenge and I lost track of what my goals were. Since this year is ending, the upcoming year makes me hopeful just like everyone else like new beginnings (yeah I know improvement can start anytime, but the concept of "New year, new beginning" is refreshing lol)
Not only that I relate, but I learned so much. Thank you! A lot of us needed this topic. Felt better hearing what Atty and coach said, invest on what you are good at. I guess what I also need yo do for myself is to stop second guessing what I could do and actually working on what I really want for my career and finances. Looks like investing good energy towards that skill is also one of the things I got from this podcast!
Again thank you! Please continue being super insightful! You guys are coaching us without you knowing it! (I do not normally comment so sorry for the wall of text XD)
Ive never been this early im so happy!!!!! Hi Inka, Aryn and Atty!
i love this epidsode!!
hello pov podcast! been following your vids and loved it since. i'm graduating college soon and when i watched this video, only then I realized I need to learn more about financial literacy and create my own strategy so I can hopefully retire my parents early and have the financial freedom I dream of having. thank you for an eye-opening episode! time to ipon + invest
Luv listening to this podcast
i love watching your podcast
Tbh,wala naman ako masyado nakikitang nega comments sa inyong tatlo. Napaka mooth nyo nga panoorin and eto lang and podcast na pinapanood ko. Nagsub ako kahit diko bet yung mga chismis notif ng MU Entertainment lol. Sorry. Pero, again maganda combination nyong tatlo.
More conversation like this, please
Yes. Thank you for this pov
Same kami ni Atty. Gemini pala. June 18th. Chozzz. Goalz yung 3 businesses ni Atty. ❤
"Healing inner child" and "Deserve ko 'to!" spending 😅
Bad debt for me is car loan its like ur payment is being doubled bcoz of high interest and ur car gets depreciated overtime. my kuripot mindset is i can only afford something if i have 10x the price of it in my bank acct. now im earning 6figure from a work from home job. and i store majority of my money in digi rural bank that earns me higher interest rates. and i use the interest earning to pay my bills. that is why im able to save 80% of my income and only spend 20%. i also have some UITF investments in banks which already earned 30+%
Can you guys make a POV on how you handle your tasks? Time and task management. Like si Atty., how does he manage his time and tasks knowing na he is a content creator plus 3 businesses pa. Nakaka-8 hours of sleep pa ba siya?! Haha
I love this!
How many Inka puns can you think of?
Aryn and Jun: Yes
Keep it up guys!!!
I learned that Income Magnaye, Magaling ka Maganaye, and Inkagai
Magnaye
Spotify podcast na please para cutie sa Spotify Wrapped
If you get to have season 2 and that’s for sure, please put a separate channel na please please please
we were never taught on how to handle finances. wala ako baon noon 😂 and i am a breadwinner since hs. sabi nga nila sumasahod ka para mabuhay ng 6 days a week. ubos ka na at pag sinabi mo wala na, masama ka pa. now sa anak ko n toddler, lahat ng pera nya since newborn nilagay ko sa mp2 savings. kahit ano mangyari iibahin ko ang destiny nya, at wag sya matulad sakin. turuan ko sya ng mga bagay na sana noon pa natutunan ko kaya lang walang nagturo kasi walang may alam.
I'm in that situation right now, I grew up in with cousins who gets what they want and had been given stuff even if they didn't asked for it. My Family is the poor one in the whole angkan and when i got a Job i told myself that I will have to work extra hard to earn money in order to provide for myself, since i never really got stuff from my parent even clothes, and I only had hand me downs from my cousin.... In the first year I bought Myself a Pc and in the second year i bought myself clothes and a bag... Had to pay for my own surgeries and medical needs... and of course for my pets. Currently i only have 30k savings after working for 2 years, Money went in and out quickly no matter how hard I try saving theres always an emergency and I also pay House bills.. this 2025 my goal is to REALLY earn money this time since im now getting older
A lot of Pinoys find it hard to do proper budgetting because a lot of us are so plagued by consumerism.
AGREE
55:37 idol talaga si atty
The 3 Stooges but with morality xd Thanks for this informative video MU!! WE REALLY NEED PART 2 for having more knowledge being financial literate 👋👋👋
I think there's more to talk about it
Thank you for this episode! Although yung audio quality baka need i-improve, nakaka-bother kasi yung echo. :(
Sounds like Ms. Inka knows the complex knowledge sa astrology.
Tawang-tawa ako sa "Income Magnaye" tsaka "Magaling ka Magnaye" ang kulet hahahaha
Witty talaga si Aryn. ❤
Atty Anselmo❤
Malaking tulong yung topic na to para di mapilitang sumali sa squid game 😅
33:42 sayang di naka short si atty
3 fave peopleee
Equitable and PCI were 2 separate banks. nagmerge to Equitable PCI then was later acquired by BDO. Jusko! ang age reveal natin Aryn! hahaha
Naabutan ko yan
@lesterreyes2762 hello po fellow tito! Nakainom ka na din po ba ng maintenance meds mo? Lol!
@jmgarcia8526 haha buti wala pa kong maintenance 😂
Is Gsave safe?
Yes it is.
Where to contact po si coach
@@PepperManuel Hello
SUBSCRIBED NA PO AKO HAHA
Please have Angely Dub on the show!
Can you pls invite Ms. Ayn Bernos next time 🙏
Please let your guests finish what they're saying. I enjoy the conversation but we could be missing pointers that the guests could add, especially coaches or professionals that are invited. It's frustrating to listen and see how many times the guest has been cut off in this episode. Make a mental note and raise your argument/point/question after. Or ask if it's okay to interrupt.
Okay will keep this in mind!
Si tito Mikee yun :D
You should talk about zodiac signs traits on your next topic please
Yung healing my inner child kinda thing is one cause also
maganda yung topic pero madaming bitin / maling sagot
1. real estate can be a good debt if it appreciates in value and you can resell or if it saves you money going to and from work
2. Health / Life insurances are good to get because its like getting discounted money. Its like getting more bang for your buck
madami pa nakalimutan ko lang i take note.
Basically that was how it was communicated. As far as i remember 😊 Thanks for stressing it though
Pls have ur own channel
I did not hear anyone talk about a retirement fund. Is it not popular investing in retirement in the Philippines.
Maybe sa part two 😊