The Debt Free Marriage Plan
ฝัง
- เผยแพร่เมื่อ 6 ต.ค. 2024
- Yo! I'm SO excited for today's guests, Tony and Brittany Ingram. They paid off $235,857 in just 19 months! They're modeling what a successful, debt-free marriage can look like. And guys, it looks good! So stick around as we discuss marriage and money, black financial literacy and building generational wealth. You don't wanna miss it!
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And if you send me a text at 615.930.3431, you’ll get connected to me and my team so we can help you get out of debt and build true wealth. This is our year!
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Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this TH-cam channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.
We have a One Year Emergency Fund and we’re Debt Free aside for our mortgage.
WOOOOOW AMEEEEEN STACKING IT UUUUUUPPPP LIKE PRINGLES
Congratulations👍👍👍
Awesome !!! Congrats
That one year EF really does put the mind at ease. Knowing that if you get laid off you can go for 12 months gives a nice and easy feeling.
I'm working on getting there. Long journey ahead but I know I will get there!!!!
Beautiful Couple! I enjoyed listening to their story. What stuck out to me most is being mindful of who I choose to be my future spouse. Tony shared how he heard God through fasting and Brittany followed up with respecting Tony to be submissive to her husband. You can tell they are a team! LOVE
Started with 35000 Down to 16926 for students loans in less than 2 months....gotta keep going
Awesome!
We homeschooled for 18 years. I graduated all my kids and they were all taught money principles. Save, give, pay bills, debit cards, etc. We used the Ramsey plan to teach them.
All schools need to teach personal finance with the emphasis being debt free
Congrats but it’s not the schools responsibility to teach money. It’s the homes responsibility. The schools are supposed to teach you the basics to live. The homes are supposed to teach you how to live and thrive
AO!!!! Education on finances are not being taught in schools or our households. It's a vicious cycle. My parents thought that working hard for a company, saving some money in a savings account, and paying your bills on time was everything that you needed to do.
You are so right, that's pretty much the further it goes in the black community. Now days a lot of kids are not even getting this advice because there parents are working and struggling to stay afloat. On top of working 2 jobs and keeping up with the rising cost of everything.
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Every time I see a Reminder button....click without second guessing!
I love this! I’m a 61 year old black male, and my wife and I are debt free except for our house. I ran across Dave Ramsey total money make over, went through the baby steps and I’m telling you all, it works. Please listen and follow this young mans plan. Your older self will thank you.
So inspiring. Me and my husband are on our debt free journey. We have one more payday loan and a credit card to pay off, we started July 2020 (student loans, credit cards, car, payday loans) and we decided to move in with my mom with our toddler in tow. Humbling experience but grateful to God that we are almost done! Can't wait to do our own debt free scream in November!
Praise God. Congratulations on getting closer to the end of your journey.
Amen. I am so happy for you !!
This is beyond amazing. Stories like this is a great motivation for my wife and I as we continue to pay off debt and be debt free in 8 months.
I hope this helps someone.
I am 50 years old with no type of savings no emergency fund none of that. While God is being merciful this is not how he wants his people to live. I pray everyone that sees this or hears this will really think about how they use their money and start getting financially together no matter the sacrifice. The shoes and clothes jewelry trips not worth being this age having worked all your life and have nothing.
Respect! 👌🏾 wasant just about the debt, but about a proper and healthy marriage 😌 quality !
My response to your diatribe: I agree. I started my new position today where I will teach financial education in a local school and community.
They’re so cute and they look alike! 😍
THIS was a GOOD SHOW!!!!!!
Omg. I love watching AO at the table. What are the odds I see someone that I went to the same high school with. I was just watching and didn't realize it was you but my husband did. Hi Brittany. Congratulations to both of you for being debt free!
I paid off about 250k but it took me years, bless you guys.
I don't know how we will ever get out of baby step 2. My husband and I were very committed to see it through but we were starting to feel defeated. This has given us renewed energy to keep going. We can't continue to allow debt to steal our future. Thank you for having the Ingram's on your show.
Wow! This is definitely one of my favorites you have put out AO. I am a newly wed (Aug 25th) and we are tackling our debt!! Gonna be debt free and financially free by the end of 2022 👏🏽🔥
I absolutely love this. My husband and I are definitely encouraged in our Debt Free Journey
Beautiful couple. Thank God he took God's word seriously.
Yes sir being thankful is critical. This couple is a great role model. A.O. This is one of your best shows young man.
This is my first time watching an episode. This was awesome! I can't wait to see them in the future!
Gratitude is important. It humbles one.
Been following Tony and Brittany since Black Love!!! They are amazing 🙌🏽
Just started watching your channel and it's been fire from the start already, especially the conversation of Unless You Change THIS. You'll Stay Broke. Thank you so far it's only the beginning.
Me and my girl finally on the same path it seem. Very exciting
Peace&Blessing @Anthony and all whom are watching let's get these great GEMS!!!🙏👑👑👊🌳🍃🍃🍃
This is incredible and I absolutely love how they involved their daughter. Can't wait to be debt free too!
OMG!!!! This is a remarkable session and absolutely NEEDED for the times!!!! I'm HOOKED ON AO!!! I LOVE YOUR DEDICATION AND COMMITMENT TO THE LIVES AND UPLIFTING OF OTHERS!!
This does my heart good to see them on the same page. My God continue to bless you both and your family.
Man this Young couple is on point. I wish them all the best. This is very inspirational.
Such an inspiration to watch. I am very grateful for your channel. I am on a debt free journey as well
Yea! Let’s go!! Team tighten up! Great inspiration y’all!
Good show, i am paying about $30 in interest on my credit card and i am freaking out. I couldn't imagine paying $280 in interest. Happy for this couple
AO!!! I love how confident and natural you've been in your interviews!! Great conversations!
Dope episode. Caught it on podcast form. All of y'all keep up the good work.
Instead Of Love N Hip Hop , This What We Should Show the World 🌎 💪🏾💵 I’m Proud Of Y’all
Excellence show AO. What a lovely, smart, hard working couple.
Yessss! I could tell they used Ramsey and is a beautiful process my husband and I are in. Love the application into black families!
Working together! Two is better that one. Black families need to prioritize marriage and team work.
Read: Think and Grow Rich.
One of my favorite Black Love couples
The study bothers me too! But we have to understand how black wealth has been eroded due to systemic racism., I.e slavery, Jim Crow, redlining, etc, The wealth gap will continue. The head start cannot be removed. However, we can all improve in our individual households by embracing financial literacy and acting on that information.
I promise the same thing happened to me God spoke to me directly and I have been doing all I can to do right.
These stats from start got me shook, my family not in that proudly
This was a good interview. Nothing but good energy
Great podcast! I remember seeing them on TV.?
AO, thanks for keeping it real!
EHHS -Fort Worth represent!!
South Africa, Johannesburg representing🥳🥳
@Aиťhoиy ONeaľ thank you Anthony. Already subscribed. Will try leave a note on the wattsap no. Awesome channel.
@@gomo8523 That is not the real AO.
@@minicamini04 oh My God. Scammer?
@@gomo8523 Yes
Man I love the show but I want to see ppl out here who don’t make bookoo money. The average hardworking ppl who are making it happen. No knock on them congratulations. But it’s harder to relate
There's many people he has interviewed or has allowed to share their testimony on his platform who had made several sacrifices like getting 2-3 jobs in order to pay off their debt. I believe the significance of this particular couple is that although they are both successful individuals, they got comfortable in their debt. Thats the message and that's circumstance AO wants us all to avoid despite our current income. Debt complacency eliminates potential generational wealth.
@@ivanahill27 yeah I get what your saying he’s had ppl on before with lower income. I’m not knocking anything I love the show but the median income for 2 ppl is like 68k so I mean he had the monologue about how black folks are behind which is true. But you gotta be able to speak to the people that are living day to day to get out of that kind of rut
Alot of money or a little money, without discipline you can and will have debt. Even with their income, they had to make a decision to get out of debt. Most people live beyond their means regardless of income.
Exactly!
@@darlenejackson8372 true..but I’m saying making that kinda money he even said they were still living the lifestyle which rich ppl can afford to do wether there in debt or not. But I understand what your saying but it’s not relatable to the majority
This was a great conversation!
Let’s gooo - dropping the weekly gems 💎
As always love the content!!!
Great couple!! Amazing story!
Very sobering!
This was great! couple goals!
Great nuggets and great couple!
No debt no stress (well, no money stress)
Great, now build WEALTH.
Amazing story.
TBI! 💯 Great interview bro!!
14:01 died laughing! On a serious note tho. Anthony & the team are helping change the world for the better. Thank you!
vintage lace bustier
Another great show, fun, exciting and again educational.
I’m about to throw my phone down omg!!!! This preached !!!!
Beautiful couple
Great post AO as usual! 👍🏾👍🏾👍🏾
This is a result of lack of financial literacy.
Amen to no chicken legs. Help the ppl Tony. Some of them bout to tip over. 😂
I love their story. I’m not of fan of the taking the child to see homeless people to say look what happens when you don’t listen. That’s not humane or humbling.
Awesome episode!
In New Jersey, the median net worth for White Households is 270 000 and for a black family is 5900... New Jersey Institute for Social Justice
So I’m having trouble paying off my student loan I had it since I was 19 I’m 29 now. I’ve paid off all the other debts that I had my student loan is the only thing I have left to pay. But my question is should I be saving or just paying off my loan first. I also pay child support along with trying to clear all my debt not a excuse. But kinda makes it hard I’m also in the military but I’m an enlisted soldier but I most definitely don’t make as much as Tony and i leave below my means as much as I can. Anthony do think yea can give me some advice. Or anyone else
Great, inspirational story. My guy Tony sounds like Chingy lol
Chicago South Side, why don’t you live there and save money!
Awesome guy man !!
THATS MY DAWG TONY!!!
Everything is put on the School. We need to teach kids social skills, we need to teach them health and taking care of their body. We have to teach him how to read and write. We have to teach basic mathematics skills. Even with the class time we have, we are not able to teach everything to the effectiveness that it needs to be. Let’s put some responsibility on the Community and parents. The school cannot do everything for your child. We have to be their nurse, teacher, counselor, disciplinarian, and now their financial advisor. I disagree.
Now, we are trying to keep kids safe and we can’t even get parents to put a mask on their child.
Is this one of the couples from black love?
Working hard to give your money away to people who did not earn it.
She's so beautiful
Cuz some people choose to not go to school
Are you still with Dave Ramsey?
Excellent & 🖤
Why Tony sound just like T.I.? 😂😂😂
Let’s go
heart shiesty
Because 85% or more don't know how thats why. You cannot teach what you don't know..
She wants to look sexy for her man and took INITIATIVE HALLELUJAHHHHHHHHH
We already subed Ao wassup
I love AO to the moon and back but I hate that he always compares black people to white people. Honestly I hate when anyone does it! Just from a STEM major perspective, it’s wiser to compare black people to other minorities communities in America. Comparing white people to black people is an outdated approach and is like comparing apples to oranges! I would take a wild guess Anthony doesn’t even know why researchers choose to compare white people to black people! If he knew maybe he wouldn’t do it all the time 🤷🏾♀️ but again I love AO and have adopted him as my brother! I just don’t like that he does this. but I get the point so that’s all that matters I guess
M'am because it shows that we have work to do. Which is the very thing that motivates him to do what he does.
@@nigell.8705 why are white people America’s standard of greatness/ success?
@@andreanicole5353 They just happen to be the ethnic group that has more knowledge, more understanding, and who also execute on that understanding as a whole. And they pass down that wisdom to their children. Everything they're doing are biblical principles. Anybody can do it. We just have to catch up since we've only been free from American apartheid for two or three generations now. We have work to do and this is 2021 which means that it's way easier for us to be successful than it's ever been. Time to grind and put the biblical principles to work for ourselves.
O'Neal. You won't find that love they have being tight with your money. That's your problem. U cheap. U wanna cut ✂️off the romance and go straight to finance $$$$$.