How Tony and Brittany Paid Off $235k of Debt in 19 Months!

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  • เผยแพร่เมื่อ 23 ธ.ค. 2024

ความคิดเห็น • 140

  • @laneshanelloms
    @laneshanelloms 2 ปีที่แล้ว +38

    I can watch this episode over and over! Everyone speaking is a blessing!

    • @l.harris656
      @l.harris656 9 หลายเดือนก่อน

      I tried to "like" your comment, but I had already liked it 😂

  • @Nisa-gm5wg
    @Nisa-gm5wg 2 ปีที่แล้ว +96

    Loved how they mentioned Dave Ramsey. We worked his program all the way and are truly living free. No debt whatsoever. Home paid off, 3 kids college fully funded (no student loans for them), 2 year living expenses saved and still building wealth. Hubby retires next year at 55 and I will retire in 4 1/2 when our last child graduates high school (I’ll be 54 then). We are not worrying about all this mess that’s going on in the world and relying on God and having a peace of mind is the best thing. It was not easy (getting out of debt) but all the hard work was truly worth it. It’s nice to see young couples learn early to work together. Beautiful couple too.

    • @MsLkane
      @MsLkane 2 ปีที่แล้ว +1

      This is awesome and congrats! May I ask which Dave Ramsey program you chose?

    • @HisandHerMoney
      @HisandHerMoney  2 ปีที่แล้ว +1

      Great job!

    • @Nisa-gm5wg
      @Nisa-gm5wg 2 ปีที่แล้ว +6

      @@MsLkane The Total Money Makeover. One of the best books I’ve ever read too. We both worked during that time and I started a side hustle (I’m a great baker, cookies,cakes, pies, different breads and soul food). My side hustle has turned into a part time job now and I work less hours at my main job. This is what I’ll be doing when I retire- working for myself. Stay blessed and best of luck in the new year

    • @jasrid3220
      @jasrid3220 ปีที่แล้ว

      This make me so happy 😊

    • @youtubeguy4539
      @youtubeguy4539 ปีที่แล้ว

      Do you take Dave Ramsey 9 week course!

  • @militarymom6690
    @militarymom6690 ปีที่แล้ว +7

    “Ego…and that looking good got us $235 thousand dollars in the hole” My, my, my how easy it is for all of us to relate to that.

  • @DekiaryCarter
    @DekiaryCarter 2 ปีที่แล้ว +32

    Wow - the section around 13:00 minutes when she said that she knew he was doing his absolute best as a man - even if he didn't do everything 'the right' way - that hit home! Nothing like having a powerful and supportive spouse by your side.

  • @Lionheart_He-Man
    @Lionheart_He-Man ปีที่แล้ว +6

    Great couple, love their story! $100K + 235K = 335K debt paid off!!! There, I fixed it!
    Very easy to get trapped in debt again 😮

  • @mikellyartisan1384
    @mikellyartisan1384 ปีที่แล้ว +12

    I love this couple. They're such a unit and are a prime example of how both partners are equals in a relationship and that, at the end of the day, compassion with each other and one's self really help with getting debt-free. I definitely beat myself up a lot after I really went over my debts, but I'm trying to practice both compassion while staying disciplined on my journey. I'm new to this channel but this was a GREAT episode.

  • @nancycosgrove4005
    @nancycosgrove4005 2 ปีที่แล้ว +12

    That young couple just radiates joy!! Good for them

  • @NPKesh
    @NPKesh ปีที่แล้ว +8

    Love this story. Confirmation that I need to stick to the plan to be debt free!!

    • @KBWFreedomthrurealestate
      @KBWFreedomthrurealestate 2 หลายเดือนก่อน

      Debt-free is great but when achieving Debt Free then find ways where your money begins to make more money for you.

  • @kazcabrera7621
    @kazcabrera7621 2 ปีที่แล้ว +7

    It was easier for me to stop drinking then to stop using my credit card. Worst addiction. Its just a swipe here and there and before you know it you're in a mount of debt. Thank God he opened my eyes. I'm now only using cash and boy does it hurt, but it's a growing process.

  • @janaryanngreene3654
    @janaryanngreene3654 5 หลายเดือนก่อน +1

    I loved them on the Black Love series and the fact that they used the Dave Ramsey Babysteps was soooo cool😊
    Prayer and fasting and having a partner who believes in and supports you were awesome take aways from this blog‼️
    I pray this goes viral and gets millions of views because of how realistic and inspiring it is ❤

  • @mrs.lakeshatillman2410
    @mrs.lakeshatillman2410 2 ปีที่แล้ว +19

    This So encouraging. Thanks Tony and Brittany for sharing your story. Thanks Talaat & Tai for all of the content. Please keep them coming.

  • @prudencek7087
    @prudencek7087 2 ปีที่แล้ว +8

    👏🏼👏🏼👏🏼👏🏼👏🏼 I LOVE THIS!!! PRAISE GOD!!! I am so happy for this couple. I remember them from "Black Love" it's great to see how well they're doing.

    • @HisandHerMoney
      @HisandHerMoney  2 ปีที่แล้ว

      Thank you so much for tuning in!

  • @jainiebehling
    @jainiebehling 10 หลายเดือนก่อน +1

    Oh my word! 😮 My husband and I can relate to this couple so much, but still working on paying off debt!!!! Thank you for posting this interview!!! ❤🙏

  • @ginnybruce2772
    @ginnybruce2772 ปีที่แล้ว +3

    I appreciate this so much! Refreshing clean!!! ❤

  • @imanjones3807
    @imanjones3807 ปีที่แล้ว +2

    Wow I just found your chanell...you guys are beautiful black ppl from the hosts to the guests thanks for showing how phenomenal we are as a ppl...I'm a new subscriber thank you!

  • @rtldulin
    @rtldulin ปีที่แล้ว +3

    Inspiring ❤! I have a big mountain to climb but with the Lord everything is possible!

  • @RizzlaBeatz
    @RizzlaBeatz ปีที่แล้ว +1

    Tony’s part had a huge impact on my mentality. Needed that! 🙏🏼

  • @XX-fn2wj
    @XX-fn2wj 2 ปีที่แล้ว +6

    Great story. I loved their honesty and transparency!

  • @latriceh3792
    @latriceh3792 ปีที่แล้ว +2

    I needed to hear this episode. I have to climb out of credit card debt again for like the 3rd time but my main issue is following and sticking to a budget and have some discipline

  • @MO-hn1rz
    @MO-hn1rz 2 ปีที่แล้ว +13

    This couple kept it 100% real about paying off debt and getting back into debt. When Brittany said "it was fun" I felt that lmao. Great episode!

  • @heryace9825
    @heryace9825 2 ปีที่แล้ว +8

    Pastors God bless, I am recovering from heart surgery at this moment, but I wanted to say thank you for bringing us these beautiful journeys currently I'm on my debt free journey and watching others succeed in their journey motivates me even more. What a blessing, thank you and love you guys. ACE from Pennsylvania

  • @brishellkenyon3110
    @brishellkenyon3110 ปีที่แล้ว +1

    Thank you guys for sharing this oh my God I could not stop listening to it. I’m so happy I discover you guys TH-cam channel.

  • @nursed.porchae990
    @nursed.porchae990 ปีที่แล้ว +3

    An amazing interview! I absolutely love that they allowed their daughter to make the last payment. Motivating! Thanks for sharing

  • @rashadthewealthcoach
    @rashadthewealthcoach 2 ปีที่แล้ว +12

    I am READY for this one!!! Love this couple!!!

  • @HowDoYouCookBackToBasics
    @HowDoYouCookBackToBasics 2 ปีที่แล้ว +3

    I needed this so much today! Thank you! ❤

  • @velissalewis5321
    @velissalewis5321 5 หลายเดือนก่อน +1

    Thank you for this.

  • @lifewithphoenix7972
    @lifewithphoenix7972 2 ปีที่แล้ว +5

    I’m so happy for them and this was very inspiring

  • @kimberlyturner820
    @kimberlyturner820 2 ปีที่แล้ว +5

    Wow. Her hair is gorgeous 😍

  • @raisingcubs7915
    @raisingcubs7915 2 ปีที่แล้ว +5

    Hubby and I have become debt free 3 times now. It’s definitely a mind shift and something that doesn’t stop once you pay off debt.

    • @HisandHerMoney
      @HisandHerMoney  2 ปีที่แล้ว +1

      So true!

    • @kateb6893
      @kateb6893 ปีที่แล้ว +2

      If it was such a mindshift why did you need to do it 3 times? Just curious.

  • @adriancaldwell5498
    @adriancaldwell5498 2 ปีที่แล้ว +10

    This was right on time for me. I'm in this situation right now. 😭 Thank you for your story.

  • @toshistokes9277
    @toshistokes9277 ปีที่แล้ว +2

    This was soooooo on point. I needed to hear every word. THANK YOU FOR SHARING THIS! SOOOOOO MANY GEMS! What an awesome way to start our new year!

  • @kayannjevaughn4571
    @kayannjevaughn4571 ปีที่แล้ว

    Confirmation today thank you. I’m going stick to my debt free journey. I can do it. Awesome story ❤❤

  • @TheMskblue
    @TheMskblue ปีที่แล้ว +1

    I remember when they first came on the scene from Black Love. I followed their journey because I thought their love story was unconventional. The next time I watched a video about them was about their first time becoming debt fee. Tony is an honorable man to own his role in the debt accumulation. Brittany always seemed like she had a good head on her shoulders and is an example of allowing God to be the Lord of the HOH. When God is in it, you can accomplish any goal. It’s great to see their financial journey and them making wise decisions. I’m inspired and excited to see what’s next for them. Yass to black wealth 🎉

  • @elizabethmcnamara6843
    @elizabethmcnamara6843 ปีที่แล้ว

    Thank you both for sharing your experience! I also am on my second round of debt, the discussion of ego and forgiveness really hit home.

  • @theresabartelle2220
    @theresabartelle2220 ปีที่แล้ว +1

    It’s sooo good to see you both doing this interview!! Thanks for your dedication.

  • @LizDC
    @LizDC ปีที่แล้ว

    What an amazing show. I needed to hear this today. Just the love and inspiration and how God uses us to inspire others. ❤🙏

  • @lynnray4324
    @lynnray4324 2 ปีที่แล้ว +5

    This is a great interview. Wow! I have been in and out of debt several times except of my student loans for too many years.

  • @angelagrant320
    @angelagrant320 2 ปีที่แล้ว +1

    This is a great episode. thanks for sharing

  • @velmacoutee2613
    @velmacoutee2613 2 ปีที่แล้ว +4

    This is great seeing couples working hard to accomplish being debt free!

  • @deniseonthemove
    @deniseonthemove 2 ปีที่แล้ว +6

    I'm sharing this..

  • @KB-fe2pg
    @KB-fe2pg 2 ปีที่แล้ว +5

    Beautiful couple; thanks for being so transparent. Your story and resourcefulness will be a blessing to others.

  • @deshu220
    @deshu220 ปีที่แล้ว

    This was a great session, you guys are a blessing by sharing and bringing on people that share stories of their struggles and their successes, love it!

  • @vee5555
    @vee5555 2 ปีที่แล้ว +8

    Absolutely love this couple and their willingness to share! 😊

  • @LaLa-ll6ls
    @LaLa-ll6ls 2 ปีที่แล้ว +6

    You all have inspired me.
    Be Blessed

  • @Love-dw6ry
    @Love-dw6ry 2 ปีที่แล้ว +3

    Excellent line of questioning you two! Also, thank you to Tony and Brittany for sharing! All of you are helping so many with this! Best to you Human Family! ❤

  • @tsachie4822
    @tsachie4822 ปีที่แล้ว +2

    Great Episode 💯💪❤️

  • @OKHSDR
    @OKHSDR 2 ปีที่แล้ว +2

    Amazing...I haven't finished watching this video yet and have gotten great value already. Appreciate you all so much!

  • @frankglover4560
    @frankglover4560 2 ปีที่แล้ว +4

    This is a great video! It has given me a lot of things I can build on!

  • @michaelswami
    @michaelswami ปีที่แล้ว

    That was incredible and inspiring. Sharing.

  • @jacobbenivamondez4460
    @jacobbenivamondez4460 ปีที่แล้ว +3

    I can see the love of Jesus flow from y’all’s conversations

  • @aprilbolden7995
    @aprilbolden7995 2 ปีที่แล้ว +3

    Love this episode! Very encouraging! I am having to start over many times and I want this time to be the last! ❤

  • @deniseonthemove
    @deniseonthemove 2 ปีที่แล้ว +4

    This is some great information. Thanks

  • @dontraise
    @dontraise 2 ปีที่แล้ว +6

    This was so good!

  • @tyroneharrison3448
    @tyroneharrison3448 2 ปีที่แล้ว +5

    Love your story inspirational thank you

  • @journeytobetterjes_erazo87
    @journeytobetterjes_erazo87 2 ปีที่แล้ว +7

    Inspirational episode 🙏🏽💗

  • @LaToyaPlansLife
    @LaToyaPlansLife 2 ปีที่แล้ว +3

    Loved this...Very inspiring! I can definitely relate to the relapse. I relapsed the end of this year. I've been trying to keep from giving up and this video really helped me. Thanks for sharing and Congratulations!!😎😁😉💕

  • @Rech10
    @Rech10 2 ปีที่แล้ว +4

    Great video and inspiring story!

  • @erikhopkins9488
    @erikhopkins9488 2 ปีที่แล้ว +3

    Tony and Bri! What up yall!!!

  • @singlemomslevelup208
    @singlemomslevelup208 2 ปีที่แล้ว +2

    Thank you. Good encouragement as always❤❤❤

  • @youngadlaibeats
    @youngadlaibeats 2 ปีที่แล้ว +3

    Great video I needed this today

  • @sayers0571
    @sayers0571 2 ปีที่แล้ว +3

    This was a great one. I cleaned up my credit and bought a home in 2020. I have fallen backwards a bit and I’m back in debt. I took quite a few gems from this. I do have one question though. I am a single woman, so there is only one income for me to provide for myself and family. What are some suggestions you can share to help me speed up the process of paying down my debt? If you have another video on your channel that I can watch, please direct me to that one. Thanks for all you & your guests shared on this video!

    • @IAmJaidaSteele
      @IAmJaidaSteele 2 ปีที่แล้ว +1

      Create more income. It’s always easier to pay things when you’re making more money. So get a new job, drive Uber, do delivery driving. There’s so many options.

    • @MayaKanaKa
      @MayaKanaKa 2 ปีที่แล้ว +1

      Increase your income ( side hustle) and decrease expenses. Always do a budget and tell your money what to do!

  • @lovedme1st
    @lovedme1st 2 ปีที่แล้ว +1

    I can’t find the guests social media

    • @ingrammuscle
      @ingrammuscle 2 ปีที่แล้ว

      @ingram muscle on all social media platforms

  • @normidwest1316
    @normidwest1316 2 ปีที่แล้ว +1

    so inspirational ; I am encouraged to fast...

  • @StrangerThingsAndFnafNerd
    @StrangerThingsAndFnafNerd 2 ปีที่แล้ว +3

    Thank you ❤

  • @kay22100
    @kay22100 2 ปีที่แล้ว +3

    Great convo!!!

  • @elizabethlibero1878
    @elizabethlibero1878 8 หลายเดือนก่อน

    235,000. divided by 19 is 12,368 a month… what do you do in the Navy?

  • @aspiringnetworkengineer1704
    @aspiringnetworkengineer1704 2 ปีที่แล้ว +2

    Role models!!! ❤it

  • @sharondarandall2632
    @sharondarandall2632 5 หลายเดือนก่อน

    I would have a difficult time “waiting well” when the driver is heading towards a cliff and I’m just “waiting well” on the passenger seat.

  • @jackiepage1975
    @jackiepage1975 2 ปีที่แล้ว +2

    Outstanding!

  • @YourDailyBuzzZ
    @YourDailyBuzzZ ปีที่แล้ว +1

    Just curious for non student load debt why don’t people just file for bankruptcy instead especially if it’s over $10k ??? No offense but if I’m $60k-$100k plus in debt I’m not paying it back I’ll give up the car the house whatever and call it a day

  • @iriemo721
    @iriemo721 2 ปีที่แล้ว +6

    Why do they look so familiar? Were they on black love?

  • @wordup1
    @wordup1 4 หลายเดือนก่อน

    How much they make 🤔

  • @katie4667
    @katie4667 11 หลายเดือนก่อน

    They are so cute 🥰

  • @snow40741
    @snow40741 2 ปีที่แล้ว +3

    Nice...can you do video on single people...not everybody is a couple trying to pay off debt!

    • @HisandHerMoney
      @HisandHerMoney  2 ปีที่แล้ว +2

      We've done quite a few
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      www.hisandhermoney.com/podcast/how-deshena-got-intentional-about-getting-out-of-debt-through-zero-based-budgeting/
      www.hisandhermoney.com/podcast/the-life-altering-moment-that-pushed-april-to-attack-her-debt/
      www.hisandhermoney.com/podcast/how-erica-built-a-mini-side-hustle-empire-to-help-her-pay-down-debt/
      www.hisandhermoney.com/podcast/how-marcias-faith-sparked-her-to-get-rid-of-her-debt/
      www.hisandhermoney.com/podcast/how-danielle-more-than-doubled-her-debt-but-then-paid-it-off-in-8-months/
      www.hisandhermoney.com/podcast/how-this-student-developed-a-plan-to-get-out-of-debt-after-college/
      www.hisandhermoney.com/podcast/how-a-huge-medical-bill-and-unemployment-didnt-stop-sherika-from-reaching-debt-freedom/
      www.hisandhermoney.com/podcast/how-rebecca-used-minimalism-to-get-out-of-debt-fast/
      www.hisandhermoney.com/podcast/how-ashley-paid-off-all-of-her-student-loans-in-13-months/
      www.hisandhermoney.com/podcast/how-maria-fought-unemployment-to-pay-off-88000-of-debt/
      www.hisandhermoney.com/podcast/how-leslie-used-babysitting-to-become-debt-free/

  • @phoenixstar5000
    @phoenixstar5000 ปีที่แล้ว

    The fact that she said "it was fun" as an answer to the question about not telling her husband that she was been ready to pay off the loans is a huge red flag. I suspect that she caused most of the debt.

  • @michaeljones3290
    @michaeljones3290 9 วันที่ผ่านมา

    What a load of crap.

  • @nicolehernandez11
    @nicolehernandez11 2 ปีที่แล้ว +1

    What’s Tony and Brittany instagram?