I really appreciate that you mentioned the length of time period the investment is for. This helps people clearing understand how a short term stock holder should calculate the zakat compared to a long term investor who invests for more than a 1 yr
Very good information for islamic shariah investment jakat sir aap ese hi video's banate rahe sir kyu ke Islamic investment ke bare me pure TH-cam par koi esi video's nahi banata he sir kip Growing sir
1st wale example me toh gold aur silver nisab par nhin pochta, grams ke hisab se toh nisab par nhin pochta toh hamne uspar kyu zakat calculate ki hai. Gold aur silver pe toh phir zakat applicable nhi hogi na srf cash par hogi na. Please clear the confusion. Or was it just to explain the video.
Assalamualaikum sir please reply zrur kijega agr kisi k pas koi currency nh h na hi silver h bs uske pas 6 tola gold h jo usne bechne k irade se liya h to kya uspe zakat hogi kya ye gold mal e tijarat me ayga ya fir gold ki condition jo 7.5tola pe lgti h vo lgegi plz zrur btaye apko khuda ka wasta
Question on zakatable assets process: 1. Balance sheet is made available after closure of financial year but if zakat is being calculated after that period say 3 or 6 months after disclosure of Balance sheet, should one still use the last available balance sheet details. 2. When calculating zakatable assets shouldn't current liabilities be subtracted from current assets
Assalamaliakum. Could you please explain how can we calculate zakat on Monthly SIP(Systematic Investment Plan) of Ethical Fund which has been planned for 15 to 20 years.
Apke hisab se sahibe nisab ye hai ki jo banda gareeb hai jiske pas agar 1 ya 2 tola sona hai waqt jarort ke liye to uske market rate ke hisab se use 2.5% dena hoga, jisko apne silver se liya hai kam amount se ya uske barabar gold ho nisab ko pahunch rha hai to har admi jiske pas 2 tola sona hai to usko zakat dena hoga??
Very well explained...but what if someone invested in stocks and currently he/she is in loss of 16% of total investment, then what we have to do in such scenario?
Assalamualaikum, thank you for the much informative video, some questions i need some clarify 1) Some stocks i buy few months back and some busy few weeks back , do i need to add this on my zakat total amount for stocks 2) Mutual fund amount last year was 1 lakh thousand now it's 135000 rupees, do i need to add this also in 3 method, as we pay mutual fund in SIP manner , and that monthly amount won't cross 1 year lunar year
Assalamualaikum, i want to know do we need to add the dividend amount also in investment or not? For example total 1 lakh is current value of my shares and i have received total 10000 dividend then need to pay zakaat on 1 lakh 10 thousand ??
Sir, Thanks for your good efforts. You have nicely simplified a very complicated topic. I request you to clarify on the following points. 1. Suppose someone has fixed deposit of Rs.1.00 lakh in a bank against which he has taken a loan of Rs.80,000/-. Whether zakat is to be calculated on Rs.1.00 lakh or on Net amt. of Rs.20,000/-. 2. Gold has been pledged for a loan. Will zakat is to be calculated on full value or net after deducting the loan amount.
Walaikum assalam, jazakallah hu khair video bana ne k liye, agar koi stock swing trade k liya hai aur o neeche chalagya aur osko uper ane 1 ya 1.5 saal lag gaye tu os surath me kya karna chahiye? Assalam o alaikum
Aslamualekum, Bhaijan apne bahut achcha samjaya. Apne portfolio ka to hum zakat dene k ३ tareeke seekh chuke h. Aap ye btay humarai ak pvt Ltd company h uski zakat company ko nikalni h ya share holders apne apne hisse ki nikalenge? Reply please
if i have 10 shares and each value is below nisab but my portfolio value is more than nisab.. so should I've to calculate zakat on my current portfolio value.. right? 2) I've cash below nisab value (saving) and my portfolio is above nisab value and my gold is also below nisab...do i have to combine all 3 and then calculate zakat value?
Aslmlkm, Masha Allah very useful video, I had a doubt : current asset of the company need to be checked in consolidated or standalone financial statement. Jazak Allah khair.
Mere total 30 se jyada companies mein invested hei and meine 1 mahine pehle liya hei saare stocks mutual funds nehi hei. Aur mein inn stocks ko long term kelie rakhunga 5 se 10 saal. Toh kya mein 3rd method use kar sakta hoon ya fir stocks atleast 1 year hona padega jabki mera sirf 1 month hua hei.
The Nisab limit for Gold is 7 ½ tolas (87.479 grams) while for Silver it is 52 ½ tolas (612.35 grams) or its equivalent. Do you have above quantity in Gold or Silver then you will be counted as sahib e nisab..
As salamo alaikum,me malike nisaab hu our har saal 15 ramzan ko jakat nikalta hu.agar me 13 th ramzan ko koi share buy karta hu1lakh ka to usme bhi zakat lagega?
The investments in LIC and FD are interest based. Thus we should not invest in these assets. But if someone invested then the zakaat is calculated on the principle amount given till date. The extra amount at the time of maturity should be disposed. You can search on where can I use the interest amount ie bank interest etc. Jazak Allah Khair
U have to pay 2.5% on entire gold. If you become sahib e nisab in last year on 10 Ramzan, then you have to calculate how much Cash+Gold+Silver you have on this Ramzan 10. Then you need to pay 2.5% on that entire amount.
Very info,sir i have one question,how about zakat on islamic money market mutual fund or islamic income mutual fund? What i understand your video you r talking about equity mutual fund for 25% of the investment. Please explain about money market and incom mutual funds regarding zakat calculation?thans
Assalamualaikum Maine ek jagah invest kiya hai uska profit har 1 year meh profit ata hai , profit meh withdraw karta hu aur joh principal amount hau usse phirse reinvest krta hu har ek saal meh toh ye direct 1st method 2.5 % se zakat niklega ya 3rd method use hoga 25% wala ?
Assalamu Alaykum mene 70000 ke sher IOC ke liye he long term ke liye zakat pure 70000 par nikalni hogi ya 25% method se konsi better hogi ? Please reply
A very insightful video, Thank you for making video on zakat topic, very simple way and clearly explained by you. Thank you ❤❤❤
Love the way you explained .
One of the great explanation looking for finally I found it
Thank you mufti saab
Jazkallah. I am not mufti. I am a common man like you
Bohot sahi time pe video daali aapne.
Ye saal se main pehli baar zakat dunga.
😊😊😊😊
Amazing video and easy explanation of such complicated topic....hats off ❤
Jazakallah azhar sb bahut achhe se samjhaya aapne
In Ramadan this topic is very necessary Allah bless you and Ummah Aameen
Thanks for liking
Good content. MashaAllah 😊
I really appreciate that you mentioned the length of time period the investment is for. This helps people clearing understand how a short term stock holder should calculate the zakat compared to a long term investor who invests for more than a 1 yr
Jajakallah, very very simple method apne bataya janab.puri taraha se baat samajh mein aaya.
Masha Allah, zabardast, kya umda tariqe se apne samjhaya.Thankyou for the important info.
Jazakallah
MASHALLAH, very important topic covered by you. JAZAKALLAH
Waleykum Assalam, well explained sir.
Mashaallah bahoot bahoot khoob 🎉
Well explained. JazakAllah khair.
Mashaallah! Aapka bahot bahot shukriya. Allah apko iska khair de.
JazakAllah, this was very helpful! The long-term investment formula was applicable and new to me for few stocks.
mashaallah i am very happy to seeing this video ❤❤
Very good and clear....EXCELLENT!!!
JazakAllahKhair
Thanks
Very good information for Muslims...
Masha'Allah, I was searching for the same information. Thank you for providing information at right time. 😊
May Allah bless you with more knowledge and wealth Azhar bhai. And thank you a lot for guiding us. Huge thanks again.
Very well explained sir, thank you so much
Jazakallah khair Bhai.
Mashallah Thank u sir
Great work. Thank you for your continuous work educating us on critical topics. Jazakumullah. May Almighty accept it.
Very good information 🎉 thanks
JazakAllah Khair. I was looking for these details
Very good explaination
bahot khoob
jazak Allah alkhair
Ma Sha Allah. Well explained
Very good information for islamic shariah investment jakat sir aap ese hi video's banate rahe sir kyu ke Islamic investment ke bare me pure TH-cam par koi esi video's nahi banata he sir kip Growing sir
Sir you are doing good job
Alhamdulillah..i was looking for it
JazakALLAH
You are doing a great job
Keep it up
JazakAllah. Very well explained.
JazakaAllah
Masha Allah
Alhamdulillah, crystal clear
JazakAllah khair
Regarding method 2, shouldn't we use net current aseets/ market cap instead of current assets
Thanks for your video. Is the 25% method also applicable to Sukuk/Bond investments?
Thank you sir
1st wale example me toh gold aur silver nisab par nhin pochta, grams ke hisab se toh nisab par nhin pochta toh hamne uspar kyu zakat calculate ki hai. Gold aur silver pe toh phir zakat applicable nhi hogi na srf cash par hogi na. Please clear the confusion. Or was it just to explain the video.
Current assets ke alawa kuch consider nahi karna padta kya ? To calculate zakatable assets?
Assalamualaikum sir please reply zrur kijega agr kisi k pas koi currency nh h na hi silver h bs uske pas 6 tola gold h jo usne bechne k irade se liya h to kya uspe zakat hogi kya ye gold mal e tijarat me ayga ya fir gold ki condition jo 7.5tola pe lgti h vo lgegi plz zrur btaye apko khuda ka wasta
masallah ek question hai ki hum current asset me current liabilites ko minus karenge. ?
Question on zakatable assets process:
1. Balance sheet is made available after closure of financial year but if zakat is being calculated after that period say 3 or 6 months after disclosure of Balance sheet, should one still use the last available balance sheet details.
2. When calculating zakatable assets shouldn't current liabilities be subtracted from current assets
new subscriber. u need to grow more for more muslim to be financially grow
Thank you Sir, Great Work.
Assalamoalekum
Sir agar investment sirf stock mey hai mutual fund mey nahi hai toh bhi second method use kar sakty hai na
Assalamaliakum.
Could you please explain how can we calculate zakat on Monthly SIP(Systematic Investment Plan) of Ethical Fund which has been planned for 15 to 20 years.
Mutual fund me bhi goldfund and debt/liquid fund me method 1 laagu hoga.right ?
Thank you for the video!
Apke hisab se sahibe nisab ye hai ki jo banda gareeb hai jiske pas agar 1 ya 2 tola sona hai waqt jarort ke liye to uske market rate ke hisab se use 2.5% dena hoga, jisko apne silver se liya hai kam amount se ya uske barabar gold ho nisab ko pahunch rha hai to har admi jiske pas 2 tola sona hai to usko zakat dena hoga??
Thanks for excellent zakat information and one question, if someone having bank loan and paying emi then how to calculate zakat value.
Provide further details about loan and how much about paid and how much remaining
Zakatable assets should be Current Assets minus Current Liabilities
Am I correct
Very well explained...but what if someone invested in stocks and currently he/she is in loss of 16% of total investment, then what we have to do in such scenario?
Great question??
losses are not an excuse for paying zakath.
We cannot mange our own loss with zakath money.
Simple as that
As per scholar I spoke, we have to take present market value to asset calculate zakat.
@@mdazharinvestinganswered it correctly.
Assalamualaikum, thank you for the much informative video, some questions i need some clarify
1) Some stocks i buy few months back and some busy few weeks back , do i need to add this on my zakat total amount for stocks
2) Mutual fund amount last year was 1 lakh thousand now it's 135000 rupees, do i need to add this also in 3 method, as we pay mutual fund in SIP manner , and that monthly amount won't cross 1 year lunar year
Mashallah
Assalamualaikum, i want to know do we need to add the dividend amount also in investment or not? For example total 1 lakh is current value of my shares and i have received total 10000 dividend then need to pay zakaat on 1 lakh 10 thousand ??
Jo holding humne swing trading ke liye li hai uspe zakaat deni hoti hai kya aur agar dena hota hai toh kaise calculate karna hai?
Ji, Swing trading is short term, use method 1 and take 2.5% on Total amount.
@@mdazharinvesting short term me bhi company ke partner to hote hai na . To for method 1 kyu ?
Hazrat 25 wala method me total investment ammount lena hai ya current market value lenge
Current market value of entire portfolio. Agar apne 1L invest kiya, aur ajj woh 2L hai. Toh apko 2L ka 25% Lena Hai and vice versa.
Sir, Thanks for your good efforts. You have nicely simplified a very complicated topic. I request you to clarify on the following points.
1. Suppose someone has fixed deposit of Rs.1.00 lakh in a bank against which he has taken a loan of Rs.80,000/-. Whether zakat is to be calculated on Rs.1.00 lakh or on Net amt. of Rs.20,000/-.
2. Gold has been pledged for a loan. Will zakat is to be calculated on full value or net after deducting the loan amount.
fixed deposit is haram......as it is related to interest..........
Good information👍 and what about SIP? How to calculate on that?
Count your entire amount present is fund right now.
Loan amount deduct hoga kya? As per Zakir Nayak video we can deduct the current loan principl amount
Ji, we have to remove any kharz from total amount
Asalam alikum
What is zakathable assets plz explain
Zakat on invested amount or on present value of the investment
Agar gold jewellery jisme stones studded ho, toh uss par zakat kaise calculate karein? Jewellery main net gold ki value kaise calculate karein?
Calculate the overall value of the jewellery as per market rate.
Sir intraday treding ki earing kai paise ko mobile bike wagera sae h ya nhi
Delivery based intraday is permissible
Walaikum assalam, jazakallah hu khair video bana ne k liye, agar koi stock swing trade k liya hai aur o neeche chalagya aur osko uper ane 1 ya 1.5 saal lag gaye tu os surath me kya karna chahiye? Assalam o alaikum
Apku current market value per zakat deni hogi.
Inshaa Allah .. Upload videos in English .. Request from Chennai
InshaAllah, I am planning to start a dedicated channel for English after Ramzan.
Agar hamare pass mutual fund ho to us case me konsa method apply hoga?
I use 25% method for all long term investing
Maine ghar ko kharidhne k liye registration k liye paisa rakha hua aur hamare upar loan hai kaafi toh kya jakaat dena zaruri hai, plz bataye
Total Assets - Loan Amount = Final amount. If this final amount is sahabe nisaab then you have to pay 2.5% zakat on final amount.
Aslamualekum,
Bhaijan apne bahut achcha samjaya.
Apne portfolio ka to hum zakat dene k ३ tareeke seekh chuke h.
Aap ye btay humarai ak pvt Ltd company h uski zakat company ko nikalni h ya share holders apne apne hisse ki nikalenge? Reply please
InshaAllah mein puchkar bataounga.
if i have 10 shares and each value is below nisab but my portfolio value is more than nisab.. so should I've to calculate zakat on my current portfolio value.. right?
2) I've cash below nisab value (saving) and my portfolio is above nisab value and my gold is also below nisab...do i have to combine all 3 and then calculate zakat value?
1. You have to calculate all assets for nisab. Cash, Gold, Silver, Investments etc.
Aslmlkm,
Masha Allah very useful video,
I had a doubt : current asset of the company need to be checked in consolidated or standalone financial statement.
Jazak Allah khair.
Consolidated
Agar kisi ki niyat mutual fund sell karne ki nahin hai ya bahut long term ke liye hain to jakat Deni hogi ye nahi?
App ko har saal zakat Dena hoga. Pls check myvideo on how to give zakat on long term investing
Okay
Mere total 30 se jyada companies mein invested hei and meine 1 mahine pehle liya hei saare stocks mutual funds nehi hei. Aur mein inn stocks ko long term kelie rakhunga 5 se 10 saal. Toh kya mein 3rd method use kar sakta hoon ya fir stocks atleast 1 year hona padega jabki mera sirf 1 month hua hei.
Pls send mail to mdazhar.investing@gmail.com with all details of the exact amount and overall duration
Sir kindly ye bata de ke Meezan Sovereign fund me 69% government guaranteed securities me invest hota he tou Kiya is 69% pr zakat hogi??
Long term mutual fund 30 40 years per bhi zakat de ne hogi kya?
Yearly apko zakat Dena hoga. Watch my video on zakat calculation
In method 2 , CURRENT LIABILITY should also be considered
Kisi company pay loan zyda ho to us ko parches kar sakte hai kya jiyse power gread, tatapower, hatsan agro
Debt to Market Cap ratio should be less than 33%
@@mdazharinvesting ha abhi loan 54%hai jayse woh 33% per ayngi tab hi buy kar sate hai?
33% ke niche ho toh shariah Complaint hoga. Check on halalstock.in
Pledge rakhe hue shares par zakat hogi kya ?????
Agar pledge karke interest derahe hai toh phedging hi jayaz nahi. Dusri baat, pledging ke shares apke ownership mein hote hai. Toh zakat deni hogi.
Pledging jayaz nahi hai kya ?????
MTF me kuch saude fanse hue hai ab kya karu ????
Assalamualaikum
Shares ka current price Lena ya investment amount kyunki mere kuch shares me bahut Bada loss hai
Current market price
Agar kisi mahila ke pas 2 tola sona aur 4 tola silver ho or sath hi 13000 cash ho toh kiya jakat farz hai ???
Ji. Agar app sahibe nisaab hai. Apku total amount pe 2.5 ki zakat Dena hoga
Sir man lijiye mere pas
Gold = 40000
Silver= 30000
Cash= 25000
Tob jakat dena parega kia?
The Nisab limit for Gold is 7 ½ tolas (87.479 grams) while for Silver it is 52 ½ tolas (612.35 grams) or its equivalent.
Do you have above quantity in Gold or Silver then you will be counted as sahib e nisab..
@@mdazharinvesting
But total is( 40000 + 30000 + 25000) = 95000
This is more than nisab
Pls consult a nearest mufti for clarification.
MEZAN BANK MAYN ISLAMI MUDSRBAH MAYN RS. 4000000/KE INVESTMENT PER ZAKAT KITNEE BANTE HAY
As salamo alaikum,me malike nisaab hu our har saal 15 ramzan ko jakat nikalta hu.agar me 13 th ramzan ko koi share buy karta hu1lakh ka to usme bhi zakat lagega?
Bhai u have to count all assets, so you have to pay for 1 lakh shares as well. As it's Asset.
please explain same video in LIC/FD/PPF / bank saving amount in A/c
The investments in LIC and FD are interest based. Thus we should not invest in these assets. But if someone invested then the zakaat is calculated on the principle amount given till date. The extra amount at the time of maturity should be disposed. You can search on where can I use the interest amount ie bank interest etc.
Jazak Allah Khair
Sir nice 👍 explanation a person have 4 lakh saying from salary how much zakat will calculate please reply
10K for 4 lakhs and you also have to calculate for gold or silver etc
@@mdazharinvesting sir ZAKALLAH khair. Regarding gold 40 gram gold 1 month before buy. Please reply
U have to pay 2.5% on entire gold. If you become sahib e nisab in last year on 10 Ramzan, then you have to calculate how much Cash+Gold+Silver you have on this Ramzan 10. Then you need to pay 2.5% on that entire amount.
Very info,sir i have one question,how about zakat on islamic money market mutual fund or islamic income mutual fund?
What i understand your video you r talking about equity mutual fund for 25% of the investment.
Please explain about money market and incom mutual funds regarding zakat calculation?thans
I don't know brother.
Last wale method me investment ka 25 % hai ya total value ka 25 hai ?????
Total Value ka 25% Lena Hai, then uspar 2.5% zakat Dena Hai.
Assalamualaikum
Maine ek jagah invest kiya hai uska profit har 1 year meh profit ata hai , profit meh withdraw karta hu aur joh principal amount hau usse phirse reinvest krta hu har ek saal meh toh ye direct 1st method 2.5 % se zakat niklega ya 3rd method use hoga 25% wala ?
Kindly speak to local mufti and explain in detail where you invested... they will give detailed plan
Assalamu Alaykum mene 70000 ke sher IOC ke liye he long term ke liye zakat pure 70000 par nikalni hogi ya 25% method se konsi better hogi ? Please reply
Bhai as per Islamically App, IOC is not shariah compliant due to high debt. U have to exit and need to pay zakat on full amount.
@@mdazharinvesting ok Zajakallah mene sirf dividend purpose ke liye hi invest kiya he
Can some one pls help with calculating zakat amount on tata ethical fund , lets asum i have invested around 1 lakh
Assalamalekum
2022 me muje dividend mila tha. to
Abhi me usme kyse Zakat du ?
Bhai zakat is calculate as per islamic calendar year.
Assalamu alaikum ji,
I don't know hindi. I am doing SIP in mutual fund for long-term purpose. Which method do i need to consider?
Use 1st method
@mdazharinvesting ji, what about 3rd method? What's the difference between 1st and 3rd?
Sir can you please let me know if we have any halal ELSS mutual fund for tax saving ?
I don't find any