A super crisp video on what is NAV , the myths, the facts all clearly explained with stats and some solid research!! I seriously recommend every investor to go through all your videos before investing!! Thank🙏 you team ETMONEY!!!
Thank you for teaching in simple language with examples. One of my criteria to select a fund out of many similar funds was it's NAV. My thinking was to opt for a lower NAV fund to have more u it's and also "no much scope for a high NAV fund as it is saturated". Thanks for educating and breaking this misconception
sir, u know what , just now i called a customer care of a mutual fund and i wanted to buy a simple index fund, she had totally midguided me and told me to check their another scheme which was having low NAV value (which had a higher expense ratio which could help the AMC company in getting more profit) , and then i just saw ur video and i got the point that the nav does'nt play an important role in selecting a mutual fund 😍😍 Thank you so much from the bottom of my heart.
excellently articulated and hope investors will realise NAV is not price of the fund. I know someone didnot wanna invest in a fund as NAV is till he was explained on the ratios to show how his fund is performing. Thanks for wonderful presentation
Most welcome, Anand TS. It's remarkable how everyone (incl. me) have so many misplaced beliefs especially when it comes to finance. Glad you found it useful
Great detailed video as expected. Thank you again. One small question. If Market fall for one day only, what time should we add more funds to get more units at low NAV.
Everything explained very beautifully. Still we would like to know which day's NAV we will get if we invest online in an Indian MF investing in global stock markets. Does our timing of online investment in Indian MF scheme investing in US stocks? If yes, how.
I have heard people say that when the market is going down and we have started an SIP so during that time more units are allocated. While in growing market, less units are allocated. So if number of units is irrelevant then why this point comes up in discussion?
SEBI February rule on allotting units only after realisation of funds means units are allocated upto T+5 days considering bank delays, holidays, weekends, etc. This is bad rule for retail investors as AMC usually allot units on days when NAV is highest.
@@ashutoshmadhwani2335 this is applicable to only lumpsum purchase orders. For SIP it always takes time to process bill payment only then next day applicable NAV based units are allotted.
@@gauravpande4228 I haven't come across this issue yet, my SIPs give me same day NAV. Either ways if you are long term player it shouldn't of big concern
If I invest Rs 1 lakh around 11 am in an equity mutual fund I get same day nav. What if I invest Rs 3 lakh? Will I get same day nav? I mean 3 lakh in one equity scheme in one day (one order ). Is there any difference whether amount is less than 2 lakh or more than 2 lakh? 3 years ago amount less than 2 lakh and more than 2 lakh were treated differently. I am talking about getting same day nav.
We have many videos on mutual fund taxation. Pls check out this playlist and see which videos suit your requirement, thanks! th-cam.com/video/aAb4DKbdBvg/w-d-xo.html
786 likes …. It’s considered very auspicious in My faith …. So I didn’t want to to hit another like …. But this is best Vedio on NAV …. May God be with u 🙏
Although the NAV and share price of stocks are completely different, but if the market continues to under perform for some days at a stretch, how will the NAV of a mutual fund be affected?
You'll typically find a higher NAV number if the scheme has been there for long and/or the scheme has performed well. A new scheme that gets launched often starts at 10 rupees.
If I could have made Rs. 10,000 extra profit by investing in direct mutual funds instead of regular mutual fund (of same fund). Does that mean I paid that 10,000 to the middle men ?
The direct plan of a scheme has a lower expense ratio than a regular Plan as there is no distributor/agent involved. This saving in terms of distribution cost or commissions paid is added back to the returns of the scheme.
If two mutual funds for eg Tata digital fund and ICICI prudential technology fund are giving same return but there nav is different . which one to select?
Sir how can we get same day nav in equity mf? Suppose if I transfer money through net banking before 11 am? Or I can keep money in liquid mf of same amc. Then I can transfer money from liquid scheme to equity scheme at 11 am.
@@ETMONEY Can anyone please help me to Choose the right MF? Goal: Vacation or tour (in next 3 years) Which one to consider: IPO based Equity or Special Situation or Large Cap equity or Nifty 50 equity or S&P Nifty 200 TRI. What are the key indicators to choose the right funds? Expert comments please 🙏 Thanks
Hai sir, As usual wide range of coverage 👍🏻. Will the size of the AUM affects the performance of a fund particularly in small and mid cap funds?? This statement also prevalent today. Is it true? Should we consider AUM size of particular fund while choosing one? Kindly clarify it sir.
Hi. We can't generalize this. Sometimes funds with a low AUM are seen ahead .. while on other occasions, its funds with a significantly high AUM that are category leaders. Like it is the case now - the top performing large cap, mid cap and small cap funds (i.e. last 1 year return) are schemes which are among the highest AUM. But this can change anytime so difficult to find causality between assets and performance.
@@ETMONEY Thank you team. How mutual funds buy shares? Through bulk/block deals??? Kindly make a video on back end process of MFs to get a fair idea. What happens to our money after SIP? It will be very useful.
@@paulalappatt Outstanding units are no. of units issued to holders in total. It changes daily. New units are added when people buy and units are reduced when people sell. So units change depend on how many bought and how many sold that day.
Question : Growth MF neither give dividend nor extra share. If the underlying share gives Split/bonus/dividend then how investor get the benefit or they simply won't?
Hello friends, I have currently only 3.5 lakh of principal remaining in mortgage loan(no tax benefits) and emi is 5k with 8 years remaining. Shall i continue with this. Or better to repay the principal quickly as i have surplus amount every month around 50k, now and market is also over valued.. or shall i increase the emi amount .. which option will be benificial.. pls advice.. thank you
I think paying off the mortgage and then doing SIP on share market will be good considering how overvalued the market is right now. SIP will help you fight the market trends. And when the market crashes you can put some lumpsum amount to buy many units at low price :)
Jack: My age 26, I am planning to inverst for wealth creation long term following mutual funds investment or am planning plz give me your point for my good growth 75% equity 25% debt inside of 75% equity split to 50% active (53% large cap and 22% mid and small cap inverstment) 50% passive (53% nifty 50 and 22% nifty next 50) inside of debt funds 12% for ppf + 8% for and 5% for liquid all inversmet are under by 2 fund house this plan works for long term or simple i I'll inverst passive + debt which is right way plz experience persons guide me
Great explanation sir..... thanks for your efforts......i am a beginner in investing and your videos are of great help.......one question sir.....say, for eg, UTI has a nifty 50 fund which is having NAV of around 116 INR, and axis nifty 50 fund is having NAV around 10 INR.......it is more likely that, both the funds track the same index, and invest in the same companies ( the top listed 50 companies)......so in this scenario, does the axis nifty 50 fund gives better returns in long term (due to its lower NAV) than the UTI nifty 50 fund????? In the video on myth 3, the comparison is done between two different large cap active funds.....does this holds the same for passive funds like the index funds???? Also, there may be a possibility that the 2 funds mentioned in the video may invest in different companies, and that may also be a reason for the difference in returns. Please share your thoughts on this sir.....thanks
Can u pls clarify why is huge difference in NAV of FoF and it's corresponding ETF, especially in cases where FOF has invested upto 99% in the ETF ( eg. Mirae Asset S&P 500 top 50)
Even if you say NAV is irrelevant in many ways...we only book profit on their bases. Or why should we invest in any MF at all... for the AMC do pay us interest on our money nor is their any cumulative interests involved ??
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A super crisp video on what is NAV , the myths, the facts all clearly explained with stats and some solid research!! I seriously recommend every investor to go through all your videos before investing!! Thank🙏 you team ETMONEY!!!
Glad it was helpful! Much appreciated
Thank you for teaching in simple language with examples. One of my criteria to select a fund out of many similar funds was it's NAV. My thinking was to opt for a lower NAV fund to have more u it's and also "no much scope for a high NAV fund as it is saturated".
Thanks for educating and breaking this misconception
sir,
u know what , just now i called a customer care of a mutual fund and i wanted to buy a simple index fund, she had totally midguided me and told me to check their another scheme which was having low NAV value (which had a higher expense ratio which could help the AMC company in getting more profit) , and then i just saw ur video and i got the point that the nav does'nt play an important role in selecting a mutual fund 😍😍 Thank you so much from the bottom of my heart.
excellently articulated and hope investors will realise NAV is not price of the fund. I know someone didnot wanna invest in a fund as NAV is till he was explained on the ratios to show how his fund is performing. Thanks for wonderful presentation
Most welcome, Anand TS. It's remarkable how everyone (incl. me) have so many misplaced beliefs especially when it comes to finance. Glad you found it useful
Clear and very detailed explanation. Easy to understand.
Great detailed video as expected. Thank you again. One small question. If Market fall for one day only, what time should we add more funds to get more units at low NAV.
place order before 3 pm
Awesome presentation, clearly the speakers speaks with good quality in normal speed and with full confidence.. remarkable speaker 👍
Everything explained very beautifully. Still we would like to know which day's NAV we will get if we invest online in an Indian MF investing in global stock markets. Does our timing of online investment in Indian MF scheme investing in US stocks? If yes, how.
I have heard people say that when the market is going down and we have started an SIP so during that time more units are allocated. While in growing market, less units are allocated. So if number of units is irrelevant then why this point comes up in discussion?
SEBI February rule on allotting units only after realisation of funds means units are allocated upto T+5 days considering bank delays, holidays, weekends, etc. This is bad rule for retail investors as AMC usually allot units on days when NAV is highest.
if you book order before 3pm.of market day you get NAV of that market day, even if it takes few days to process the order
@@ashutoshmadhwani2335 this is applicable to only lumpsum purchase orders. For SIP it always takes time to process bill payment only then next day applicable NAV based units are allotted.
@@gauravpande4228 I haven't come across this issue yet, my SIPs give me same day NAV. Either ways if you are long term player it shouldn't of big concern
Can you please explain..How to get same day NAV for lumpsum investment? On what all factors it depends?
Pls check out the same day row (i.e. row 1 of the table) in 3:18 of this video
If I invest Rs 1 lakh around 11 am in an equity mutual fund I get same day nav. What if I invest Rs 3 lakh? Will I get same day nav? I mean 3 lakh in one equity scheme in one day (one order ). Is there any difference whether amount is less than 2 lakh or more than 2 lakh? 3 years ago amount less than 2 lakh and more than 2 lakh were treated differently. I am talking about getting same day nav.
Great video. Also make a video how a fund size could or could not affect future returns.
Thanks. In our research, we could not find a significant causality between fund size and performance.
Hey! Can you please make a video on smart deposit please not able to decide if I should go with it or not
Hello. We have explained SmartDeposit sufficiently on the app. Anything in particular you want to know about?
@@ETMONEY yes, mainly is it similar to a liquid fund? Or does it work on a different model?
Very good info . Could you please create a video how MF are taxed and mentioning in ITR with examples ?
We have many videos on mutual fund taxation. Pls check out this playlist and see which videos suit your requirement, thanks! th-cam.com/video/aAb4DKbdBvg/w-d-xo.html
786 likes …. It’s considered very auspicious in My faith …. So I didn’t want to to hit another like …. But this is best Vedio on NAV …. May God be with u 🙏
Thank you very much!
Again very insightful video, eagerly waiting for next week. Thanks team 👍
Our pleasure! We target releasing two videos every week, the next video should be live tomorrow. Thx for your kind appreciation
Can we make monthly income from mutual funds , if yes could you please make video on types of funds and when to exit and when to enter ?
best possible educational video as always, thanks for such insightful information :)
Most welcome Amit Dani
Thank you
You're welcome
Good and educational information as usual. Thank you so much 👌🤩
Most welcome, Sachin KN
Thank you for the good video. Sir.An insightful for everyone.
So nice of you. Thank you!
Dear sir, could you explain us, what is the benefit of a particular company, when it's share value is going up?
Nice
Thank you
Most welcome
So well explained
Thank you very much
Does aum affect nav ?
Exactly what I was looking for 😊
Happy to help
Thank you for sharing good information and educating us
Most welcome. Glad it is helpful
Although the NAV and share price of stocks are completely different, but if the market continues to under perform for some days at a stretch, how will the NAV of a mutual fund be affected?
Why NAV is high in some funds while it’s low in some? What factor decides that for the fund house?
You'll typically find a higher NAV number if the scheme has been there for long and/or the scheme has performed well. A new scheme that gets launched often starts at 10 rupees.
Good question
If I could have made Rs. 10,000 extra profit by investing in direct mutual funds instead of regular mutual fund (of same fund). Does that mean I paid that 10,000 to the middle men ?
The direct plan of a scheme has a lower expense ratio than a regular Plan as there is no distributor/agent involved. This saving in terms of distribution cost or commissions paid is added back to the returns of the scheme.
@@ETMONEY then is my doubt correct ?
@@Sandeesh_Srikantam yes
@@sartmeh1 TQ
If two mutual funds for eg Tata digital fund and ICICI prudential technology fund are giving same return but there nav is different . which one to select?
Why debts and liquid funds' NAV is Considerably high
Sir how can we get same day nav in equity mf? Suppose if I transfer money through net banking before 11 am? Or I can keep money in liquid mf of same amc. Then I can transfer money from liquid scheme to equity scheme at 11 am.
Thank you for sharing information
Our pleasure. Glad you found it useful
@@ETMONEY Can anyone please help me to Choose the right MF?
Goal: Vacation or tour (in next 3 years)
Which one to consider:
IPO based Equity or Special Situation or Large Cap equity or Nifty 50 equity or S&P Nifty 200 TRI.
What are the key indicators to choose the right funds?
Expert comments please 🙏
Thanks
Hai sir, As usual wide range of coverage 👍🏻. Will the size of the AUM affects the performance of a fund particularly in small and mid cap funds?? This statement also prevalent today. Is it true? Should we consider AUM size of particular fund while choosing one? Kindly clarify it sir.
Hi. We can't generalize this. Sometimes funds with a low AUM are seen ahead .. while on other occasions, its funds with a significantly high AUM that are category leaders. Like it is the case now - the top performing large cap, mid cap and small cap funds (i.e. last 1 year return) are schemes which are among the highest AUM. But this can change anytime so difficult to find causality between assets and performance.
@@ETMONEY Thank you team. How mutual funds buy shares? Through bulk/block deals??? Kindly make a video on back end process of MFs to get a fair idea. What happens to our money after SIP?
It will be very useful.
Nice video sir
Thx!
Good information
Thanks!
@@ETMONEY sir जी क्या कारण की sip की तारीख की nav नही मिल रही हैं
GOD LEVEL
Thx
What is number of outstanding units ? Is there any cap ?
No
@@run.rahul.runitall how do we know the number of units then ?
@@paulalappatt Outstanding units are no. of units issued to holders in total. It changes daily. New units are added when people buy and units are reduced when people sell. So units change depend on how many bought and how many sold that day.
@@run.rahul.runitall okay.thank you
Question : Growth MF neither give dividend nor extra share. If the underlying share gives Split/bonus/dividend then how investor get the benefit or they simply won't?
Growth plans in mutual funds reinvest the dividends into the fund
@@ETMONEY if they reinvest investor should get extra units equal to invested amount. Right?
@@SachinVerma_profile Nope, the NAV goes up. Pls circle back to what we explained in 01:20 of this video
Hello friends, I have currently only 3.5 lakh of principal remaining in mortgage loan(no tax benefits) and emi is 5k with 8 years remaining. Shall i continue with this. Or better to repay the principal quickly as i have surplus amount every month around 50k, now and market is also over valued.. or shall i increase the emi amount .. which option will be benificial.. pls advice.. thank you
I think paying off the mortgage and then doing SIP on share market will be good considering how overvalued the market is right now. SIP will help you fight the market trends. And when the market crashes you can put some lumpsum amount to buy many units at low price :)
@@kukukudoes458 thank u
Jack:
My age 26, I am planning to inverst for wealth creation long term
following mutual funds investment or am planning plz give me your point for my good growth
75% equity 25% debt
inside of 75% equity split to 50% active (53% large cap and 22% mid and small cap inverstment) 50% passive (53% nifty 50 and 22% nifty next 50)
inside of debt funds 12% for ppf + 8% for and 5% for liquid
all inversmet are under by 2 fund house
this plan works for long term
or simple i I'll inverst passive + debt
which is right way plz experience persons guide me
Great explanation sir..... thanks for your efforts......i am a beginner in investing and your videos are of great help.......one question sir.....say, for eg, UTI has a nifty 50 fund which is having NAV of around 116 INR, and axis nifty 50 fund is having NAV around 10 INR.......it is more likely that, both the funds track the same index, and invest in the same companies ( the top listed 50 companies)......so in this scenario, does the axis nifty 50 fund gives better returns in long term (due to its lower NAV) than the UTI nifty 50 fund????? In the video on myth 3, the comparison is done between two different large cap active funds.....does this holds the same for passive funds like the index funds???? Also, there may be a possibility that the 2 funds mentioned in the video may invest in different companies, and that may also be a reason for the difference in returns. Please share your thoughts on this sir.....thanks
Can u pls clarify why is huge difference in NAV of FoF and it's corresponding ETF, especially in cases where FOF has invested upto 99% in the ETF ( eg. Mirae Asset S&P 500 top 50)
Even if you say NAV is irrelevant in many ways...we only book profit on their bases. Or why should we invest in any MF at all... for the AMC do pay us interest on our money nor is their any cumulative interests involved ??
Lol
❤️❤️❤️❤️
❤️
I have never seen nav of any mutual fund.
Why people running behind Low nav
Mfs
Hindi me bolo
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Thank you.
Most Welcome!