Building your Credit Score in the UK 🇬🇧 || Improve your Credit Score in the UK 🇬🇧

This video is for you if you are new to the UK and you want to learn how to build your credit score.
A higher credit score means companies see you as a lower risk, so you’re more likely to be approved for credit. This is because a high score indicates you have a history of managing your credit responsibly, such as making any repayments on time.
In this video, Funfere and I talked about the benefits of building/improving your Credit Score and various ways you can build your credit score in the UK.
Timestamps:
00:00 Building your Credit Score in the UK
01:12 Introduction
01:44 Benefits of building/improving your Credit Score
02:30 How to build your Credit Score - Tip 1
03:40 How to build your Credit Score - Tip 2
05:29 How to build your Credit Score - Tip 3
06:17 How to build your Credit Score - Tip 4
08:08 How to build your Credit Score - Tip 5
09:46 How to build your Credit Score - Tip 6
10:19 How to build your Credit Score - Tip 7
10:55 How to build your Credit Score - Tip 8
12:40 How to build your Credit Score - Tip 9
13:26 How to build your Credit Score - Tip 10
13:55 How to build your Credit Score - Tip 11
17:57 How to build your Credit Score - Tip 12
18:23 How to build your Credit Score - Tip 13
19:19 How to build your Credit Score - Tip 14
20:32 How to build your Credit Score - Tip 15
21:14 How to build your Credit Score - Tip 16
22:15 How to build your Credit Score - Tip 17
23:55 How to build your Credit Score - Tip 18
25:48 Conclusions
Follow Funfere on Twitter: / funferekoroye
Follow me on Twitter: / islimfit

[@enioluwaodunjo]

This is very informative. Thanks guys

[@iSlimfit]

You are welcome

[@desmondodaro4290]

Very, especially for those planning to move soon or people already there and doing it wrong or not even aware

[@joyceojeifo3510]

The most informative video I have seen on this subject. Indeed 2 good heads.... Thanks for sharing

[@maverickpips]

Very educative sir, thanks for the heads up. Would share with my brother that plan on moving down to abroad.

[@nkumeifeanyichukwuanthony9621]

This is real information there.
Thank you boss

[@nkumeifeanyichukwuanthony9621]

Four agencies mentioned are:
1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@maxbilo6191]

Very helpful 😊

[@toluwajoe5680]

Had to get a pen and paper to “JOF” “Fins” down. Awesome and informative.

[@wakanyoninyaga]

Wow this is very informative. Jz saw this channel today and I'm hooked. Thank you

[@iSlimfit]

Glad you found it helpful

[@london-uc5fw]

thank you guys you are top advisors

[@chimaeze9508]

Thanks for the update! I don't like buying things on contract, I ended up paying more than 100% of the product. I will go with other points except buying things on contract.

[@omololaadeyemi9294]

Wow..... See rich information. Thank you guys💪💪💪💪

[@iSlimfit]

You are welcome.

[@olayinkajames2986]

The LISA agencies mentioned in this video are:
1. Nutmeg
2. Beehive Money
3. Money box
4. Hargreaves Lansdown.
Thank you, Sir.

[@chuditims-lewechi6122]

Brilliant!

[@iSlimfit]

🙏🏼

[@okaforkingsleyokechukwu9665]

Very informative

[@ilemoboyeolalekan930]

Hi, thanks for this piece of information. I must say I didn’t register to vote before and I think that’s why my credit score is low. So I have done so. I will also wait about 6months before applying for another credit card with the same company.

[@iSlimfit]

You are welcome

[@emmanuelokororie4]

The LISA agencies mentioned in this video are Nutmeg, Beehive money, Money Box, Hargreaves Lansdown.
Thank you.

[@damilolakolawole8881]

The 4 LISA agencies you mentioned are
1.Nutmeg.
2.Beehive money.
3.Moneybox.
4.Hargreaves Lansdown.

[@olokedeoluwatobi6463]

The 4 LISA agencies you mentioned are
1.Nutmeg.
2.Beehive money.
3.Moneybox.
4.Hargreaves Lansdown.
Today na my birthday. I hope I am picked

[@TheBishopJoe001]

This is very informative and helpful. I am not in the UK but information like this is an advantage always
Thanks again

[@iSlimfit]

You are welcome 🙏🏼

[@angelovrawah6381]

Thank you

[@maverickpips]

The 4 LISA agencies mentioned are;
MoneyBox
Beehive Money
Hargreaves Lansdown and
Nutmeg.

[@gloryokwata1912]

Great work guys, just applied for my provisional DVLA License, someone told me to do so, I sent my brp to them already though. I've just been month in the UK, hope that doesn't affect anything? Right now looking at the registering for right to vote.

[@paulmorakinyo2526]

The LISA agencies are
I. Nutmeg II. Beehive Money III. Money box IV. Hargreaves Lansdown

[@ronkekomolafe2019]

New subscriber here!

[@iSlimfit]

Yay! Thank you!

[@afeezbolaji2950]

1. MoneyboxBox
2. Beehive Money
3. Hargreaves Lansdown
4. Nutmeg
👍🏻

[@user-ep7de4nb5m]

Thank you for this informative session. Please is it ok if I use HSBC credit card?

[@cbn6767]

In future, I'll explore sites like Loqbox, Argos, Credit ladder and CRA. For the £20 lottery, 1. Nutmeg 2. Beehive money 3. Money box 4. Hargreaves Lansdown. Thanks for picking me Mr. Adetona 🥂❤️🎉

[@Houseofbeautie]

1.Beehive money
2. Moneybox
3. Hargreaves Lansdowne
4. Nutmeg

[@king_shaldre]

The LISA agencies mentioned are
1. Nutmeg
2. Beehive money
3. Money box
4. Hargreaves Lansdown

[@faithchidinma1585]

plesse i noticed that my credit score on my bank app is different from the total score on my credt karma app. What could this mean

[@codewithola]

1. Moneybox Box
2. Beehive money
3. Hargreaves Lansdown
4. Nutmeg

[@lucasadeyemi8200]

what of those that stayed in a shared apartment, how do we build credit scores sharing bills with others

[@desmondodaro4290]

Nutmeg, Beehive, Moneybox and Hargreaves Lansdown

[@theresaani1379]

Do Monzo build credit score? I use it for my day to day expenses and do get decline most times if i dont check what i gave before transaction

[@kepler3570]

How does joint account (with your spouse) affect your credit score?
If say, I register to vote, and my spouse registers later, will the score increase according??

[@abideenakinniyi3513]

1. MoneyboxBox
2. Nutmeg
3. Beehive money
4. Hargreaves Lansdown

[@lawrenceabuchi3214]

Does LISA still works for new applicant?

[@javagtc8930]

1. MoneyboxBox
2. Beehive Money
3. Hargreaves Lansdown
4. Nutmeg

[@luizaivn7672]

How low box give you back money..this is the question…I understand that you have to do other account or isa to give them trough them back-I think is a head ache and pushes you in other issues

[@arafahadele4773]

📝👏🏿

[@fr5335]

Subbed

[@kepler3570]

Thank you for this.
What's the process of getting a credit card from Argos?

[@iSlimfit]

www.argos.co.uk/help/argos-card/apply

[@ayobash92]

LISA - Lifetime Individual Savings Account
Agencies mentioned in the video are:
1 - Moneybox Box
2 - Beehive Money
3 - Hargreaves Lansdown
4 - Nutmeg

[@digitaldau5250]

4 LISA Mentioned 👇
Moneybox box
Beehive money
Hargreaves Lansdown
Nutmeg

[@skycharmer4848]

Hargreaves Lansdown,Moneybox, nutmeg,beehive Money

[@adeolaadebayo7194]

Please can you show the logo of the Loqbox?

[@iSlimfit]

Just visit LOQBOX.com

[@tessyomoragbon4899]

Hi, is Llyod’s bank a digital bank?

[@iSlimfit]

It’s a proper bank. Not a Neobank.

[@tessyomoragbon4899]

Thank You

[@kaytoye907]

Money Box
Beehive Money
Nutmeg
Hargreaves Lansdown

[@gloryfelix3785]

Abeg oga adewale, Thank you so much. This information is what my fellow Nurses are finding it difficult to share with me. Am bearly three month. And i need help . Please how can i contact you . Help me

[@iSlimfit]

Hi. My email and socials is in the video description

[@seun8919]

I have an American express credit card, does it count in the UK?

[@iSlimfit]

Yes, if you got it while living in the UK.

[@seun8919]

Thank you.

[@CNM2326]

They ask for 3 yrs not 6 months

[@Creative_dan]

LISA -Lifetime Individual Savings Account Agencies mentioned are
1) Moneybox Box
2) Beehive Money
3) Hargreaves Lansdown
4) Nutmeg

[@ademolasijuade3517]

Moneybox, nutmeg, beehive money, Hargreaves Lansdown

[@faithobichukwu7863]

LISA
1. Loqbox
2. Nutmeg
3. Beehive Money
4. Money box

[@chukwudienyeazu2977]

Beehive money
Money Box
Hargreaves Lansdown
Nutmeg

[@bearnecessiteespolio5359]

Too quiet. Had to stop watching.

[@kingsleynonso2070]

Hargreaves, lansdowne, moneybox beehive money

[@olamide-ololadedamilolan.3067]

The Four Lisa Agents are:
1.MoneyBox
2.Beehive Money
3.Hargreaves Lansdowne
4.Nutmeg

[@ochesolex247]

1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@emmanuelamole8666]

LISA Agencies mentioned in the video
Moneybox
Beehive Money
Hargreaves Lansdown
Nutmeg

[@abiodunferanmi4739]

Lisa Agencies
1. MoneyboxBox
2. Beehive Money
3. Hargreaves Lansdown
4. Nutmeg

[@opeyemilashinde6387]

Lisa Agencies like :
Beehive money
Money box
Nutmeg
Hargreaves Lansdown

[@ephieonwumeh1611]

MoneyboxBox
Beehive Money
Hargreaves Lansdown
Nutmeg

[@malikawuzie6060]

Beehive money
Hargreaves Lansdown
Moneybox
Nutmeg

[@iSlimfit]

Congratulations. You are winning number 2. Send me a DM on Twitter with your details.

[@okaforkingsleyokechukwu9665]

1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@Tovict]

MoneyboxBox
Beehive Money
Hargreaves Lansdown
Nutmeg

[@abdulateefadeite2238]

1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@debolaoluwaseun3852]

1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@abayomiayoola3317]

1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@goriolasalami1424]

1.MoneyboxBox
2.Beehivemoney
3.Hargreaves lansdown
4.Nutmeg

[@adeoluking7298]

MoneyboxBox
Beehive Money
Hargreaves Lansdown
Nutmeg

[@jd_rav3n]

MoneyboxBox
Beehive Money
Hargreaves Lansdown
Nutmeg

[@victorojeifo4381]

Very informative. Please can you throw more light on how loqbox works in terms of giving an example with actual figures?