Only reason I’m trusting your advice is because of that USMC shadowbox in your background Errr! 😂. I went from a 785 credit score all the way down to 426 when I hit a rough patch after my retirement. So far I’ve fought my way back up to 643. I’ve got a little farther to go but I’ll get it back! Great video!
Mr. Naam you are now the person I would like to listen to. You explained everything in detail and make it so easy to understand. On top of everything else your confidence level is superb.
My first questions to you is how does it effect your hard inquiries on your credit report? 2/ Can you please make a video explaining the process and how long one must wait to apply for another credit card? Thank you,
There is a formula I believe where an individual can send letters threatening legal action against the Credit Reporting Agencies in order to remove delinquencies and errors.
What happens let’s say after one or two years you’re not an authorized user anymore,do you keep their good credit rating from your friends or does that disappear?(long term)
Thank you for your videos. Do you know what will happen with a CO $1955 that will fall off on Jan 25 after 7 years. This means that it will not need to pay anymore in the life? Eventhough there is a plan to buy a house at the end of 2025. Thanks.
So I bought a second car it got totaled, insurance paid it off and my credit dropped massively I was 640 now I’m like mid 400 I believe how can that be fixed as I need another vehicle loan asap
TH-cam Recommended your video and I'm so Thankful, Really great stuff man, BTW, I was wondering do you need any editor for your videos? I've commented on your twitter post let's connect through there
![[Full Guide] How to Climb the American Express Ladder in 2024](/img/n.gif)
Only reason I’m trusting your advice is because of that USMC shadowbox in your background Errr! 😂. I went from a 785 credit score all the way down to 426 when I hit a rough patch after my retirement. So far I’ve fought my way back up to 643. I’ve got a little farther to go but I’ll get it back! Great video!
Rah!
I’m started my ladder climb today at 600 score
Let’s go!
Lol😂😂😂
Can you get a credit card or a loan with 600 score ??
@@yanaesprit7286navy federal pledge loan
I’m starting at 543 I got cards in the beginning out of necessity. Now I’m learning how to properly use them.
The total household debt of $17.3 trillion entering 2024 is a new high for the U.S.
It’s high!
Mr. Naam you are now the person I would like to listen to. You explained everything in detail and make it so easy to understand. On top of everything else your confidence level is superb.
🙌
My first questions to you is how does it effect your hard inquiries on your credit report? 2/ Can you please make a video explaining the process and how long one must wait to apply for another credit card? Thank you,
Hahaha😁Amex platinum, the king of coupon book style credit card!
Seriously
Any recommendations on were to find a person I can pay for trade line ?
There is a formula I believe where an individual can send letters threatening legal action against the Credit Reporting Agencies in order to remove delinquencies and errors.
Navy Federal is amazing seriously
It is!!!
Wish i could get this one
I ruined my rep with them when I was in the service. ):
What happens let’s say after one or two years you’re not an authorized user anymore,do you keep their good credit rating from your friends or does that disappear?(long term)
You keep whatever score you have at the time you're cancelled as authorized user. You keep your score.
@@kempwashington2722thanks 👍🏼
So which tier do people that had a bankruptcy discharged fall in?
I was wondering the same thing
i have a 740 and cant get aproved for nothing onlly 500$ cc :(
Go open up a navy federal account
Hi Naam, thank you for your content today! Do you have a program I can join to increase my score?
I love your video's. Do you know how many points your score will go up after a BK falls off your CR.
Thank you for your videos. Do you know what will happen with a CO $1955 that will fall off on Jan 25 after 7 years. This means that it will not need to pay anymore in the life? Eventhough there is a plan to buy a house at the end of 2025. Thanks.
Correct. If its not on your report don't worry about it.
So I bought a second car it got totaled, insurance paid it off and my credit dropped massively I was 640 now I’m like mid 400 I believe how can that be fixed as I need another vehicle loan asap
What is the average time your seeing on credit repair to get decent results
I just got ch 13 discharged in May 2024 I'm a navy Federal credit union member since 2019 which card should work for
Do you have a video explaining more about tradelines? This is my first time hearing about them
Trade lines are just primary accounts in your name. If you are hear about buying then they are referring to buying authorized user slots
WHEN I GET MY CAPITAL ONE PLATUIM CARD WITH THE 200 CREDIT LIMIT SECURED AFTER IT BECOMES UNSECURED HOW OFTEN SHOULD I ASK FOR A INCREASE ?
Every year
@BlockchainMoney87 is it best to just upgrade this card ro something better
@@terrancejackson1561 just check your inbox for they card offers
@@terrancejackson1561stay with it for a good 6 months-1year make sure you only use that 30% of your limit
Can you get rid of my inquiries and such while im deployed?
Yes
Appreciate you!!
🙏🏽
Great breakdown bro!
Hit 681 last month the others are both over 670 plan on hitting 700 at the end of this month ill keep my fingers crossed
Early Gang
Let’s go!
TH-cam Recommended your video and I'm so Thankful, Really great stuff man,
BTW,
I was wondering do you need any editor for your videos?
I've commented on your twitter post let's connect through there