Thank you for sharing. I completed all of my coursework. I just needed to complete my doctoral dissertation. But I walked away. However, reading your comment, has me thinking....🤔
YOU. GOT. THIS!!! My sis failed the RN twice (back then in Canada you could only take it a maximum of 3 times or else have to complete the entire 4 yr program again) And was scared as hell, but took a special RN exam prep course and got ready for her final shot. So proud to say she passed and is a very successful RN today. Don't give up love!! See if there is a test prep program available if you want. You can do it. I believe in you!!!!! ❤❤❤❤
you are exactly what youtube needs right now, the honesty, rawness, and realness in a space where everyone is trying to flex and make it seem like they have it together. the lessons you have learned and giving it to the people on this platform, there is no doubt that God has a plan for you! sending love and prayers to you and your family from Hawaii!
@@LifeAs_Kiki You had the guts to even start a business while most people don't even try! You have definitely inspired me to look into starting my own business! Thank you!
Hi there. I had a car rental business and I went through all of the things you talk about. Stolen cars, at one time I had 12 wrecked cars! I hated the phone I use for the car rental business it was always messed up calls. So I understand all of the things you went through. Some advice. DO NOT GET RID OF YOUR HOUSE NOW! Once the bank repossesses one car, your score will go down 300 points. So, if we are talking about multiple cars, the damage will be greater. Your credit will be bad for the next six years. However, if you keep the house until all of that stuff falls off your credit report and once you are reestablished, you can get another house pretty easy. Good luck with your future endeavors.
Ditto. I was even telling my husband about his when I saw the short about this a while back because your business was unsuccessful but you weren't and aren't at all a failure.
You are really mature. Some peoples's egos are too big to share their failures. I really respect you for that. Think of it this way, you failed at something that the majority of people don't even have the courage to try! I hope you don't give up on entrepreneurship. Most entrepreneurs have failed before they succeeded.
My first rental was my first home that II bought and my uncle convinced me to rent out instead of sale. Of course I was scared and I even used a property management company because of this (That was a mistake, they charged me 10% of the rent and did nothing but collect my rent). Because it wasn’t an old home I rarely got any calls about issues from the renters. The rent paid the mortgage on that house and gave me an extra 300 dollars in my pocket every month (which I didn’t use but sat aside just in case). Six years later I sold the house and received, after all paying off the mortgage and fees, a check for 178,000 dollars (home appreciation). Folks, real estate is the path. U will fail sometimes, but it’s worth it🙏🏿
Baby surrendering and truly believing that it will all work out regardless is a beautiful place to be...find the goodness in the small things that make you smile, stay present and follow what feels right. PROUD of you darling
Two pieces of advice I'd like to give from experience: 1) If the house is your only piece of property DON'T SELL, because you may never be able to get a house again. 2) FILE BANKRUPTCY, even if you plan on letting the cars go, bankruptcy is better than repossession, your credit will recover much quicker from a bankruptcy, than a repossession.
@Justauri-asdfghjkl If she just lets the cars get repossessed, the bank might try to collect the deficiency balance if the cars resale for less than her current loan, with bankruptcy that potential issue is eliminated.
@@InverselyComplicated-ve3ls bankruptcy is a tool designed for the wealthy elite (billionaire class). It will RUIN a regular persons life. It will yank your credit score for at least 10 years. She's made plenty of videos about how she doesn't want to work much and bankruptcy will undermine that severely. They may repossess her home forcing her into a brutal job market she already doesn't want to be a part of much. Then on top of that, no credit cards, no loans, no nothing to leverage to build a business. Sure, a married couple with two incomes or one staying home to take care of the kids can go through bankruptcy and just eat it for 10 years, then live off their kids in retirement, but a single mother who doesn't want to work full time should not take that route. Bankruptcy is not a quick fix
@@InverselyComplicated-ve3ls no, that's not how bankruptcy works. Its not a savior that erases your past. It will tank your credit for at least a decade. It is really not an option
The beautiful thing about life is that we can always pivot ❤. This level of transparency is why I subscribed to this channel a couple years ago when I was pivoting. We appreciate you!
Girl I’m in the same boat. I’m in the process of closing my private practice and I got my joy and peace back! Thank You Jesus! I don’t know where God is taking me in this next chapter, but I’m looking forward to it!
Failed doesn't sound like the right word, all the challenges you've experienced were rookie mistakes. Almost like a rites of passage into entrepreneurship, no L's just lessons! You will bounce back. I hear the conviction in your voice.
Girl, I left the Turo game by force in 22’. I had a client total my Porsche, I was very fortunate that they didn’t kill anyone in the process. I was trying to get more cars and one day I had an epiphany to quit. Thank goodness I did.
I really admire you as person. You are the most honest TH-camr that I’ve ever follow. I have been accompanying you since the David Ramsey videos and I am astonished by your growth and your mindset. I do not see failure on you at all, I see courage, creativity and passion. I am sure God is saving for you a much better path. Thank you so much for being such a trustworthy positive person. Wishing you all the best! ❤
"I don't know. I just surrendered." PREACH you're exactly where you're supposed to be! Flow. I stopped pushing last year after getting brought to my knees. Battles don't have to be fought... By us! Rest, replenish, check out Iwi Fresh for a spa day. Your season right now is called rest. Enjoy and savor it and allow the revelation season to arrive on its own. It's really beautiful if you can stay present, positive and peaceful. ❤
Welcome back, the business didn't fail you came up and learned life lessons. Life goes on and you will find yourself where you're supposed to be. You had guts to take a step on faith and that's courageous! Thank you for your transparency and we're along for the ride!
"When you don't know what to do, do nothing...." Literal story of my life right now and I'm a single mom who has failed before. 8 years ago, I was fresh out of an abusive relationship, facing homelessness, a $40K debt and I had a newborn baby to care for. Slowly but surely I got debt free and I have savings. But my job doesn't pay what I wish it would pay and I'm not sure what to do next with life. I have thought of getting a master's degree or learning a whole different trade. But we can safely say we tried! What's life when you don't take chances and what are mistakes made for then if you learn nothing from them? 🤔
You see it as a failure. I see it as a huge win! I remember not too long ago you didn't even want to be a business owner. Now, you've stepped outside your comfort zone, did something new, and forever removed the "I wonder what would've happened if I..." thought that haunts so many people that don't act on the things they think to do. No, the business didn't go the way you expected/desired BUT you've grown so much, learned so much, and now you know for sure at least one thing that you NEVER want to do again. And now you know that you actually like entrepreneurship and that you enjoy the level of time freedom it can bring. You never would've known that if you held to your old view of not wanting to be an entrepreneur. Girl, you did big things in a short time. You've had bumps along the way but such is life. All of this is a gift & a HUGE win in my book! And I'm so proud of you! I'm proud of your transparency! And I'm excited to see what you'll do next!
You’re going to help so many people. We ONLY see that fast money, big business etc etc. Last year my business lost just under a quarter of a million dollars. I went through HELL and podcasted in the process with my business partner. I know I’ll be using and teaching the lessons I learned for the rest of my life. So grateful for you. You will be a MASSIVELY successful financially… but you’ve already won because your spirit is aligned with the Lord and you have lessons you can’t get without experience. Peace is priceless. Increase is near. Excited for you. Keep healing and surrendering. You are full of courage and wisdom. Thank you for being so vulnerable. I’m praying for you.
Girl, I loved this video! Your honesty, vulnerability, and advice is much appreciated 🙏🏾 Failure isn’t the end; it’s a learning experience along the journey of life. Also, you are not alone; I have multiple failed businesses under my belt 😂 I used to feel like a failure myself for them (shame) but now I see them as valuable learning experiences. Now I treat life like a game. Have fun! Have a playful attitude and focus on the next move in front of you. You’re right about tomorrow not being promised. I hope the next phase of your journey brings you more peace, and joy in living ❤
Live your life miss Keke!!! This is what life is about. You try and keep trying things until you find out qhats best for YOU. It's HOW we learn. The old folks say...nothing ventured, nothing gained! So BECAUSE you ventured, you gained a lot of wisdom and ultimately made you into a better woman all around. So take a break and think and then move again when it's your time, but MOST of all...enjoy your peace, and move in peace.
Amennnn!!! When you don’t know, don’t do is 100000% my motto!!!! Most excited to see where this journey leads you. You learned so much, failed at nothing. That surrendering head space is the best place to be, it’s all already taken care of just listen and flow accordingly ♥️♥️.
I’ve always thought of my life as a book because I’m doing so many things (like you) that others in my family/circle have not done. And when I’m encountering these gut punching moments - it’s the cliffhanger. It’s that part of the chapter/season that audience members are thirsting for throughout the winter, spring, and summer eager to tune back in during the fall to see the climax. This will be a chapter you’ll retell with vigor. But right now it’s all about putting one foot in front of the other. Best wishes! There’s so much more fire within you!
I needed to hear that quote. Failure is not an option it is a necessity. I felt that. I learned so much from stock trading. Never go on tilt in stock trading. It is the biggest mistake I made. I’m just glad I still kept cautious enough not to risk my house, my car my retirement funds or my emergency fund. I only risked money I could afford to lose but losing 6 figures hits you hard.
KiKi welcome back! I’ve missed you on YT. Thank God you don’t look like what you’ve been through 🙏🏾. Failures are lessons so keep your head up and stay looking beautiful ✨
One thing I love about you is your transparency and authenticity! I'm SO PROUD of you for even TRYING! May God restore to you everything you've lost plus more, in Jesus' name, amen!
You inspire me a lot! It’s so hard to step into the unknown but you learned a lot about life and yourself which is a huge blessing. Excited to see what else is in store for you!
Hey Sis, take it from someone who is WAAAAY older than you and who was taught to ALWAYS "play it safe." I encourage you to give yourself a round of applause👏🏾👏🏾You tried a thing👍🏾Had I been courageous enough to follow my FIRST mind and "tried a thing," rather than accepting another job (I retired 2 years ago), I would not have gotten fired today. So BIG ups to you...for trying 💐💐
I pray you find more clarity and peace moving forward. I wouldn’t make any decisions at the moment, I would let the dust settle and meditate more (it helps to reduce anxiety and tune in to Source more easily). I wouldn’t sell the house though, but that’s me. You have come so far and learnt so much from all this. You will be back on your feet soon 😊❤
I hope you aren't blaming yourself. In an economy where everyone is in competition with each other, the overwhelming majority of attempts must end in failure. If we get rid of capitalism and the concept of private property, we could all live comfortably with less than 20 hours of work per week. No matter what business you start, you will spend the next however many years doing 80 hours of work per week, and there is no guarantee that will even pay off.
I'm sorry you went through this ordeal, and I really respect how forthcoming you were about how everything played out. So many people go online and lie through their teeth about having the secret to getting rich, and it took a lot of courage to provide a more honest example of what happens when people start businesses. I also respect your aversion to being a landlord. You're good people.
Sooo glad to see you consistently back, thank you for keeping things real, I felt like I could relate to you so much in the beginning of TH-cam but then you had like 8 cars and seemed super rich and I felt like I couldn’t relate. Thank you for being honest and sharing
THANK YOU for being so vulnerable and transparent with us viewers. I am praying for you and sending you SO MANY positive vibes. This is only the beginning!!!💕💕💕
You’ve just experience was called “Real Life 101” and gained the necessary knowledge and perspective for what’s to come. Glad to see you back on YT. You drop the realist gems.
Your honesty, openness and humility is truly inspiring. You'll do great things, keep your head up. "When you don't know what to do, do nothing" such powerful advice, I love it.
Thank you for being brave enough to share this! I can definitely relate to all of it. My biggest lesson in this season is learning to be kind and assertive instead of nice. I can’t wait to see you reaching higher heights after this! It’s only up from here! God bless you! 🙏🏾
I appreciate the transparency!!!! I’m sure your next business will be successful, considering you learned some good/hard lessons. Not a failure at all!
So many unanswered questions. #1 Did you incur debt when your business went under? #2 Did it impact your credit score? If you sell your house and go to renting your credit score could impair your ability to find new shelter. #3 Without your business how are covering your monthly expenses? #4 Are you saving for retirement? Old age comes for us all.
I shared what I wanted to share. Those are questions I haven’t even answered for myself. ❤️that’s why I didn’t mention it but number #1 and #2 I did answer in the end of the video.
@@LifeAs_Kiki Ok. Thank you. I’m glad you’re back. I would open a retirement account (IRA) and start saving. You can do this without an employer. You are young and have time for it to grow. I recommend Betterment, Fidelity or Vanguard. A good book to read The Simple Path to wealth by JL Collins, the Black Girls Guide to Financial Freedom by Paris Woods, or Get Good with Money by Tiffany Aliche. I know it may seem like a good plan to use your house for retirement but you’ll have to sell it, do a reverse mortgage or rent it out for your living expenses and that’s IF you home holds its value. When my daughter turned 16 and got her first job I opened a individual retirement account for her with Fidelity( her employer didn’t offer retirement accounts for part time workers) I didn’t make her contribute because she was heading off to college and needed to save that money, but I contributed every month. She was probably the only sophomore in high school who had one. It’s been growing nicely. This is a great pivot point for you to figure out what’s next and how to take care of future you. I’m rooting for you. A great TH-cam channel is the Money Guy show. Don’t let khaki wearing white guys fool you😂. They know how to get financially fit. PS. I started saving for retirement when I was about your age, I’m 49. I’m closing in on half a million in my retirement accounts. AND I get to keep my house in old age. I know you can do it.
I did Turo from 2015-2019. I used to make the same mistake of giving people "breaks" whenever they've been a frequent or long term renter. I figured I'd be lenient with them because I've made so much money off of them. That was a MISTAKE. The loyal customers are the ones who take advantage of you the most. I was renting out economy cars (Nissan Sentra and Honda Civic). While not as dramatic, I've encountered some reckless renters who had no qualms about wrecking my cars. The entire time I was sooo fearful of losing the cars, ruining my credit etc..... When I surrendered and let the banks get the cars, I felt so much relief. Like a huge weight lifted off of my shoulders. This business and the outcome made me fearless. Failure or financial obstacles don't scare me like it used to after I was through. I don't regret doing Turo. It was a blessing to me in many ways. However, I'm not interested in returning. My least favorite part of the business: the clientele.
@@LifeAs_Kiki I took a break afterwards, got my MBA, then worked in the government sector for a while. I thought I'd be able to travel blog full time, but I ended up pivoting into finance/economics! I've done Grubhub/dooddash briefly while it was still worth it.
@@LifeAs_Kiki I took a break. Devoted more time trying to built a travel blog, got my MBA. Worked in the government sector briefly. Now I've pivoted to creating financial/ economic content! Your video inspired me to tell my story about the lessons I've learned from Turo. I posted years ago about how well it was going, but was too embarrassed to share the failure.
Love your transparency I do believe that your business taught you a lot so it’s not a failure. Sounds like a great mentor whose been through what you experienced could have saved you from a lot of mistakes.
I salute you. Everybody talk about when things are great but very few are brave enough to talk about when they are not great. All we can do is learn from our past mistake and try to do better
Congratulations. Keep moving and pushing. I failed over 12 times hell maybe more. But now I'm doing great. Took a long time , but wouldn't have gotten here if I had given up 🙏👍
I respect you coming out with this. You could've started selling a course on how to do a business (that didnd end up working out for you) and just took peoples money. Coz that happens a lot! But here you are being transparent - i feel a huge blessing is gonna come your way
Keep trying!!! It was so good to see you. I miss seeing you. ❤🎉 I am still on my CC debt journey. I found my own way to do it that helps me out. I still look back at your channel all the time! 🎉❤
You are such a wonderful positive person! And you obviously were raised by good people. You have really awesome personality traits. Many women and girls in your demographic can learn so much from you. Being an independent thinker is so important, and one of your pluses. You should do a TH-cam show on women's issues from your perspective, it would open the world up to what black women really think, and show the feminine side that we don't often get to see. And yes. you are beautiful...
the way you're talking about it is wow, ngl I was jelly hearing about your ability to start your business..the full circle is interesting and I'm sorry it didn't go well. I do believe you will figure this out and everything will turn out great!
Yes we know who wants chargers especially in Atlanta. It's just the truth.This experience is going to make you an even better business person. Every entrepreneur I know never worked for a company again even if they struggled or failed initially . In fact every entrepreneur I know had some struggles.I definitely think the wait and see mentality with the bankruptcy is the way to go, who knows it may not be necessary. Can't wait to see what you do next, with your determination I'm sure you will rise up.
Thank you for being transparent about your journey. I encourage you to confront and unpack why you feel uncomfortable when parts of your life are calm i.e. 803 credit score and being debt free. ♥️
Im so glad to see you back on TH-cam. As you know, every business venture is a chapter and with some chapters, they need to close. Like you said, failure is a necessity because it teaches you to trust and depend on God!! We cant do this life alone so thats what he always wanted us to do. You're going to make it Kiki!!! Keep going!! You got this! 😊
You are very smart to be so young. It's always better to try and fail than to not try at all. As long as you learn why you failed, so you will be successful when you move forward.
Every person who has ever achieved greatness at any endeavor, would have had some failures along the way. It would be highly unusual for any individual to have no failures or disappointments on their journey to eventual success! I think you would have to be 'Jesus' to never have failed!
Kudos to you for being honest about what happened. There is so much b.s. on the internet about entrepreneurship so people can have a skewed perspective about what is involved. I wish you success in whatever you decide to do moving forward. We may fall down but we get back up by the grace of God. 🙏❤🙏
Thanks for sharing this type of tuff with us. It is really hard to find intelligent people that can actually communicate , AND choose a meaningful topic to make content about.
Thank you for sharing your story the good and the bad. I have been following your journey here and there for a while. I appreciate you so much for your transparency. I am so happy to see you went for it and when you were over it, moving on. As a new entrepreneur myself going at my own pace and trusting the process I can totally relate to when you don't know what to do next, do nothing and just go with the flow of life. Making room for the answers to come. I don't see this as a failure at all. All the gems you've shared and lessons learned, I'm excited to see what new adventures you take on next.
You have so much good business advice and help so many people with ideas on how to reset their finances glad i found your channel, thanks for sharing with us
I appreciate your inspiring story! Thank you for your vulnerability and wisdom, as you continue to live boldly! Sending lots of positivity and encouragement your way! I look forward to hearing about how you leveraged these lessons for more success!💖🙏🏽
At least you tried. You at least opened a business instead of being like some of these people who talk and talk about starting one and all these years later have started NOTHING.
I have been there multiple times. Listen it's get better. No shame, no guilt. You tried and it was necessary. I went back to school, and I still work my digital things but yeah.
I'm so Glad to see you back. I was an avid watcher of your videos because I always loved your transparency. You never try to pretend everything is okay. I've been watching your inspirational videos since you were still working at your job, right before you Quit...So I'm a true O.G of your channel. Remember, most successful business owners didn't succeed the first time. You're going to find the perfect endeavor.⚘️
No it's not a failure. It's leaning a new path to get to the destination you're trying to go to, and you'll never know when that failure could open up a new roadway to a new destination in the future.
Many people never get this far. I failed the final exam for my PhD. I tried again and I am a doctor today.
Thank you brother for servicing others.
This is motivational! Thank you!
Thank you for sharing. I completed all of my coursework. I just needed to complete my doctoral dissertation. But I walked away. However, reading your comment, has me thinking....🤔
@@ColetteElizabethYes, don't walk away. Go get it!!
Omg nooooo. I have my exam next month ans finally got over the fear of failing
Ngl the doctor in the comment inspired me… I failed my cna twice and I said I’ll stop but that comment inspired me to wanna try again
I’m one you got this ❤
Set a date to take the exam and start studying. You got this.
YOU. GOT. THIS!!! My sis failed the RN twice (back then in Canada you could only take it a maximum of 3 times or else have to complete the entire 4 yr program again) And was scared as hell, but took a special RN exam prep course and got ready for her final shot. So proud to say she passed and is a very successful RN today. Don't give up love!! See if there is a test prep program available if you want. You can do it. I believe in you!!!!! ❤❤❤❤
please update when you get it
Oh wow❤❤❤❤ @@07Channia07
Failure is not trying...the business was successful in that you learned more about yourself and about business in order to move forward.
Love this ❤
I’m proud of you for even trying.
Thank you! ❤️
you are exactly what youtube needs right now, the honesty, rawness, and realness in a space where everyone is trying to flex and make it seem like they have it together. the lessons you have learned and giving it to the people on this platform, there is no doubt that God has a plan for you! sending love and prayers to you and your family from Hawaii!
I appreciate that! I was embarrassed to share but I’m so glad I did!
@@LifeAs_Kiki You had the guts to even start a business while most people don't even try! You have definitely inspired me to look into starting my own business! Thank you!
You will bounce back
Thank you so much! ❤️
Hi there. I had a car rental business and I went through all of the things you talk about. Stolen cars, at one time I had 12 wrecked cars! I hated the phone I use for the car rental business it was always messed up calls. So I understand all of the things you went through. Some advice.
DO NOT GET RID OF YOUR HOUSE NOW! Once the bank repossesses one car, your score will go down 300 points. So, if we are talking about multiple cars, the damage will be greater. Your credit will be bad for the next six years. However, if you keep the house until all of that stuff falls off your credit report and once you are reestablished, you can get another house pretty easy.
Good luck with your future endeavors.
Writing this in my notes! Thanks for that feedback
I’ve been waiting for a new upload!
Yay! I hope you like it
Ditto. I was even telling my husband about his when I saw the short about this a while back because your business was unsuccessful but you weren't and aren't at all a failure.
@TimothyWard we're waiting for you to stream too.
Timothy in the building!!
The crossover we never knew we needed!!! ❤❤❤😂
You are really mature. Some peoples's egos are too big to share their failures. I really respect you for that. Think of it this way, you failed at something that the majority of people don't even have the courage to try! I hope you don't give up on entrepreneurship. Most entrepreneurs have failed before they succeeded.
NOTHING IS EVER A FAILURE!!! You did what most are TERRIFIED to do!!! Happy to see you back Kiki❤🎉
You can have a positive mindset while acknowledging failure. Her business failed.
My first rental was my first home that II bought and my uncle convinced me to rent out instead of sale. Of
course I was scared and I even used a property management company because of this (That was a mistake, they charged me 10% of the rent and did nothing but collect my rent). Because it wasn’t an old home I rarely got any calls about issues from the renters. The rent paid the mortgage on that house and gave me an extra 300 dollars in my pocket every month (which I didn’t use but sat aside just in case). Six years later I sold the house and received, after all paying off the mortgage and fees, a check for 178,000 dollars (home appreciation). Folks, real estate is the path. U will fail sometimes, but it’s worth it🙏🏿
This is awesome, and inspirational! 🤍
You got a sucker to pay your mortgage for you lol
@@rochester3Everyone who rents is paying off someone's mortgage
@@NinaSharee yep
Baby surrendering and truly believing that it will all work out regardless is a beautiful place to be...find the goodness in the small things that make you smile, stay present and follow what feels right. PROUD of you darling
Thank you love!!! Hope you’re doing well ❤️❤️❤️
Two pieces of advice I'd like to give from experience:
1) If the house is your only piece of property DON'T SELL, because you may never be able to get a house again.
2) FILE BANKRUPTCY, even if you plan on letting the cars go, bankruptcy is better than repossession, your credit will recover much quicker from a bankruptcy, than a repossession.
As a licensed financial advisor, I agree. I would not recommend selling
But I would NEVER recommend bankruptcy
@Justauri-asdfghjkl
If she just lets the cars get repossessed, the bank might try to collect the deficiency balance if the cars resale for less than her current loan, with bankruptcy that potential issue is eliminated.
@@InverselyComplicated-ve3ls bankruptcy is a tool designed for the wealthy elite (billionaire class). It will RUIN a regular persons life. It will yank your credit score for at least 10 years. She's made plenty of videos about how she doesn't want to work much and bankruptcy will undermine that severely. They may repossess her home forcing her into a brutal job market she already doesn't want to be a part of much. Then on top of that, no credit cards, no loans, no nothing to leverage to build a business. Sure, a married couple with two incomes or one staying home to take care of the kids can go through bankruptcy and just eat it for 10 years, then live off their kids in retirement, but a single mother who doesn't want to work full time should not take that route. Bankruptcy is not a quick fix
@@InverselyComplicated-ve3ls no, that's not how bankruptcy works. Its not a savior that erases your past. It will tank your credit for at least a decade. It is really not an option
@Justauri-asdfghjkl
That's not true. Two years after bankruptcy, a person can qualify for a mortgage.
The beautiful thing about life is that we can always pivot ❤. This level of transparency is why I subscribed to this channel a couple years ago when I was pivoting. We appreciate you!
Thank you! And yes! Time to pivot
I love your dry humor. Folks really are acting like they don’t know what you mean by chargers and challengers! lol 😂
Most people online are not as honest as you. I really appreciate your honesty, reviews, and feedbacks. It will get better
Girl I’m in the same boat. I’m in the process of closing my private practice and I got my joy and peace back! Thank You Jesus! I don’t know where God is taking me in this next chapter, but I’m looking forward to it!
I’m so excited for you in advance! This was just a chapter in our lives. On to bigger and better 💙💙💙
We've been missing you... Light and more strength to you, you will definitely bounce back, we fall forward sis. ❤
I appreciate that 🥰❤️
Failed doesn't sound like the right word, all the challenges you've experienced were rookie mistakes. Almost like a rites of passage into entrepreneurship, no L's just lessons! You will bounce back. I hear the conviction in your voice.
You are the bomb ❤
The Ls stand for lessons.😊
Your business failed but YOU did not fail. You learned valuable lessons to take with you on your next venture.
I let go of my business in April after 3 years of trying. You didn't fail you learned. It will prepare you for your new journey! 🎉
Girl, I left the Turo game by force in 22’. I had a client total my Porsche, I was very fortunate that they didn’t kill anyone in the process. I was trying to get more cars and one day I had an epiphany to quit. Thank goodness I did.
I really admire you as person. You are the most honest TH-camr that I’ve ever follow. I have been accompanying you since the David Ramsey videos and I am astonished by your growth and your mindset. I do not see failure on you at all, I see courage, creativity and passion. I am sure God is saving for you a much better path. Thank you so much for being such a trustworthy positive person. Wishing you all the best! ❤
"I don't know. I just surrendered." PREACH you're exactly where you're supposed to be! Flow.
I stopped pushing last year after getting brought to my knees. Battles don't have to be fought... By us!
Rest, replenish, check out Iwi Fresh for a spa day. Your season right now is called rest. Enjoy and savor it and allow the revelation season to arrive on its own. It's really beautiful if you can stay present, positive and peaceful. ❤
Failure will call you closer to God at times you abandon your relationship with him.
I failed in the same business but it’s just a learning experience
Welcome back, the business didn't fail you came up and learned life lessons. Life goes on and you will find yourself where you're supposed to be. You had guts to take a step on faith and that's courageous! Thank you for your transparency and we're along for the ride!
Girl, you are about to make me cry! I can relate to this 100000%. We have to link up because whew! This thing called entrepreneurship is ROUGH!
Yes we do!!!
"When you don't know what to do, do nothing...."
Literal story of my life right now and I'm a single mom who has failed before. 8 years ago, I was fresh out of an abusive relationship, facing homelessness, a $40K debt and I had a newborn baby to care for.
Slowly but surely I got debt free and I have savings.
But my job doesn't pay what I wish it would pay and I'm not sure what to do next with life. I have thought of getting a master's degree or learning a whole different trade.
But we can safely say we tried!
What's life when you don't take chances and what are mistakes made for then if you learn nothing from them? 🤔
You see it as a failure. I see it as a huge win! I remember not too long ago you didn't even want to be a business owner. Now, you've stepped outside your comfort zone, did something new, and forever removed the "I wonder what would've happened if I..." thought that haunts so many people that don't act on the things they think to do. No, the business didn't go the way you expected/desired BUT you've grown so much, learned so much, and now you know for sure at least one thing that you NEVER want to do again. And now you know that you actually like entrepreneurship and that you enjoy the level of time freedom it can bring. You never would've known that if you held to your old view of not wanting to be an entrepreneur. Girl, you did big things in a short time. You've had bumps along the way but such is life. All of this is a gift & a HUGE win in my book! And I'm so proud of you! I'm proud of your transparency! And I'm excited to see what you'll do next!
I love this ❤️❤️ thank you for watching!
This was beautifully said, resonated with me. Thankyou ❤
Girl, trying and failing is NOT failing, it’s LEARNING. Failing is only if you never tried at all.
Missed your videos ! Been looking for you everywhere girl please don’t go nowhere again!
I won’t! ❤
You’re going to help so many people. We ONLY see that fast money, big business etc etc.
Last year my business lost just under a quarter of a million dollars. I went through HELL and podcasted in the process with my business partner. I know I’ll be using and teaching the lessons I learned for the rest of my life. So grateful for you. You will be a MASSIVELY successful financially… but you’ve already won because your spirit is aligned with the Lord and you have lessons you can’t get without experience. Peace is priceless. Increase is near.
Excited for you. Keep healing and surrendering. You are full of courage and wisdom. Thank you for being so vulnerable.
I’m praying for you.
I remember going to school with you! Sometimes a setback opens the door for even greater! Blessings on your journey!
Omg hey girl!! Thank you so much! Hope you’re doing well ❤️
I love your confidence and transparency. Your journey is so inspirational to me. Please keep going!
Well done for being real enough to share this! Thanks so much! Entrepreneurship is an extreme sport! But you're still here so you won!
Girl, I loved this video! Your honesty, vulnerability, and advice is much appreciated 🙏🏾 Failure isn’t the end; it’s a learning experience along the journey of life.
Also, you are not alone; I have multiple failed businesses under my belt 😂 I used to feel like a failure myself for them (shame) but now I see them as valuable learning experiences.
Now I treat life like a game. Have fun! Have a playful attitude and focus on the next move in front of you. You’re right about tomorrow not being promised. I hope the next phase of your journey brings you more peace, and joy in living ❤
I believe in you. You got this peace and tranquility is all you need.
❤❤welcome back! Life is a journey! You’ve grown! ❤❤❤
I appreciate you!
Proud of you… regardless
You handled and communicated all of this so well! I know you find your way especially when you’re leaning into God. Thanks for sharing❤
Live your life miss Keke!!! This is what life is about. You try and keep trying things until you find out qhats best for YOU. It's HOW we learn. The old folks say...nothing ventured, nothing gained! So BECAUSE you ventured, you gained a lot of wisdom and ultimately made you into a better woman all around. So take a break and think and then move again when it's your time, but MOST of all...enjoy your peace, and move in peace.
Amennnn!!! When you don’t know, don’t do is 100000% my motto!!!! Most excited to see where this journey leads you. You learned so much, failed at nothing. That surrendering head space is the best place to be, it’s all already taken care of just listen and flow accordingly ♥️♥️.
I’ve always thought of my life as a book because I’m doing so many things (like you) that others in my family/circle have not done. And when I’m encountering these gut punching moments - it’s the cliffhanger. It’s that part of the chapter/season that audience members are thirsting for throughout the winter, spring, and summer eager to tune back in during the fall to see the climax.
This will be a chapter you’ll retell with vigor. But right now it’s all about putting one foot in front of the other.
Best wishes! There’s so much more fire within you!
I needed to hear that quote. Failure is not an option it is a necessity. I felt that. I learned so much from stock trading. Never go on tilt in stock trading. It is the biggest mistake I made. I’m just glad I still kept cautious enough not to risk my house, my car my retirement funds or my emergency fund. I only risked money I could afford to lose but losing 6 figures hits you hard.
KiKi welcome back! I’ve missed you on YT. Thank God you don’t look like what you’ve been through 🙏🏾. Failures are lessons so keep your head up and stay looking beautiful ✨
One thing I love about you is your transparency and authenticity! I'm SO PROUD of you for even TRYING! May God restore to you everything you've lost plus more, in Jesus' name, amen!
Girl! That comment off my failures brought me closer to God! When I was building in my last career situation I lost sight of Him. Never again!
I've been wondering where you were. Welcome back! You are under 30yrs and have done all of this? You are unstoppable.
You inspire me a lot! It’s so hard to step into the unknown but you learned a lot about life and yourself which is a huge blessing. Excited to see what else is in store for you!
Hey Sis, take it from someone who is WAAAAY older than you and who was taught to ALWAYS "play it safe." I encourage you to give yourself a round of applause👏🏾👏🏾You tried a thing👍🏾Had I been courageous enough to follow my FIRST mind and "tried a thing," rather than accepting another job (I retired 2 years ago), I would not have gotten fired today. So BIG ups to you...for trying 💐💐
Really brave of you to even admit failing at this. Much appreciated. Everything is not for everyone.
I pray you find more clarity and peace moving forward. I wouldn’t make any decisions at the moment, I would let the dust settle and meditate more (it helps to reduce anxiety and tune in to Source more easily). I wouldn’t sell the house though, but that’s me.
You have come so far and learnt so much from all this. You will be back on your feet soon 😊❤
I hope you aren't blaming yourself. In an economy where everyone is in competition with each other, the overwhelming majority of attempts must end in failure. If we get rid of capitalism and the concept of private property, we could all live comfortably with less than 20 hours of work per week. No matter what business you start, you will spend the next however many years doing 80 hours of work per week, and there is no guarantee that will even pay off.
I'm sorry you went through this ordeal, and I really respect how forthcoming you were about how everything played out. So many people go online and lie through their teeth about having the secret to getting rich, and it took a lot of courage to provide a more honest example of what happens when people start businesses. I also respect your aversion to being a landlord. You're good people.
I agree! ❤
Sooo glad to see you consistently back, thank you for keeping things real, I felt like I could relate to you so much in the beginning of TH-cam but then you had like 8 cars and seemed super rich and I felt like I couldn’t relate. Thank you for being honest and sharing
I am consistently proud of you, your honesty.
THANK YOU for being so vulnerable and transparent with us viewers. I am praying for you and sending you SO MANY positive vibes. This is only the beginning!!!💕💕💕
You’ve just experience was called “Real Life 101” and gained the necessary knowledge and perspective for what’s to come. Glad to see you back on YT. You drop the realist gems.
Your honesty, openness and humility is truly inspiring. You'll do great things, keep your head up. "When you don't know what to do, do nothing" such powerful advice, I love it.
Thank you for being brave enough to share this! I can definitely relate to all of it. My biggest lesson in this season is learning to be kind and assertive instead of nice.
I can’t wait to see you reaching higher heights after this! It’s only up from here! God bless you! 🙏🏾
Thanks for sharing ! If anything it gave you perspective on debt, investing, entrepreneurial life , etc.
I appreciate the transparency!!!! I’m sure your next business will be successful, considering you learned some good/hard lessons. Not a failure at all!
So many unanswered questions. #1 Did you incur debt when your business went under? #2 Did it impact your credit score? If you sell your house and go to renting your credit score could impair your ability to find new shelter. #3 Without your business how are covering your monthly expenses? #4 Are you saving for retirement? Old age comes for us all.
I shared what I wanted to share. Those are questions I haven’t even answered for myself. ❤️that’s why I didn’t mention it but number #1 and #2 I did answer in the end of the video.
I’ll def answer soon when I apply! And retirement? My only retirement right now is the equity in my home
@@LifeAs_Kiki Ok. Thank you. I’m glad you’re back. I would open a retirement account (IRA) and start saving. You can do this without an employer. You are young and have time for it to grow. I recommend Betterment, Fidelity or Vanguard. A good book to read The Simple Path to wealth by JL Collins, the Black Girls Guide to Financial Freedom by Paris Woods, or Get Good with Money by Tiffany Aliche. I know it may seem like a good plan to use your house for retirement but you’ll have to sell it, do a reverse mortgage or rent it out for your living expenses and that’s IF you home holds its value. When my daughter turned 16 and got her first job I opened a individual retirement account for her with Fidelity( her employer didn’t offer retirement accounts for part time workers) I didn’t make her contribute because she was heading off to college and needed to save that money, but I contributed every month. She was probably the only sophomore in high school who had one. It’s been growing nicely. This is a great pivot point for you to figure out what’s next and how to take care of future you. I’m rooting for you. A great TH-cam channel is the Money Guy show. Don’t let khaki wearing white guys fool you😂. They know how to get financially fit.
PS. I started saving for retirement when I was about your age, I’m 49. I’m closing in on half a million in my retirement accounts. AND I get to keep my house in old age. I know you can do it.
Find your Niche. Figure out what you truly have talent in and patience for. Pray on it, you'll be find. Keep going ❤💪🏿
Thank you, I will
I did Turo from 2015-2019.
I used to make the same mistake of giving people "breaks" whenever they've been a frequent or long term renter.
I figured I'd be lenient with them because I've made so much money off of them.
That was a MISTAKE.
The loyal customers are the ones who take advantage of you the most.
I was renting out economy cars (Nissan Sentra and Honda Civic). While not as dramatic, I've encountered some reckless renters who had no qualms about wrecking my cars.
The entire time I was sooo fearful of losing the cars, ruining my credit etc.....
When I surrendered and let the banks get the cars, I felt so much relief.
Like a huge weight lifted off of my shoulders.
This business and the outcome made me fearless.
Failure or financial obstacles don't scare me like it used to after I was through.
I don't regret doing Turo. It was a blessing to me in many ways. However, I'm not interested in returning.
My least favorite part of the business: the clientele.
Omg!!!!!!! We have such similar stories. What did you do afterwards?
@@LifeAs_Kiki I took a break afterwards, got my MBA, then worked in the government sector for a while. I thought I'd be able to travel blog full time, but I ended up pivoting into finance/economics!
I've done Grubhub/dooddash briefly while it was still worth it.
@@LifeAs_Kiki I took a break. Devoted more time trying to built a travel blog, got my MBA.
Worked in the government sector briefly.
Now I've pivoted to creating financial/ economic content!
Your video inspired me to tell my story about the lessons I've learned from Turo. I posted years ago about how well it was going, but was too embarrassed to share the failure.
Love your transparency I do believe that your business taught you a lot so it’s not a failure. Sounds like a great mentor whose been through what you experienced could have saved you from a lot of mistakes.
I salute you. Everybody talk about when things are great but very few are brave enough to talk about when they are not great. All we can do is learn from our past mistake and try to do better
Congratulations. Keep moving and pushing. I failed over 12 times hell maybe more. But now I'm doing great. Took a long time , but wouldn't have gotten here if I had given up 🙏👍
This is the journey you will succeed and be grateful for this. Those hard down feelings callous you into a stronger human!!! Thank you for sharing!
I respect you coming out with this. You could've started selling a course on how to do a business (that didnd end up working out for you) and just took peoples money. Coz that happens a lot! But here you are being transparent - i feel a huge blessing is gonna come your way
Your spirit is shining through💯
Keep trying!!! It was so good to see you. I miss seeing you. ❤🎉
I am still on my CC debt journey. I found my own way to do it that helps me out. I still look back at your channel all the time! 🎉❤
You are such a wonderful positive person! And you obviously were raised by good people. You have really awesome personality traits. Many women and girls in your demographic can learn so much from you. Being an independent thinker is so important, and one of your pluses. You should do a TH-cam show on women's issues from your perspective, it would open the world up to what black women really think, and show the feminine side that we don't often get to see. And yes. you are beautiful...
the way you're talking about it is wow, ngl I was jelly hearing about your ability to start your business..the full circle is interesting and I'm sorry it didn't go well. I do believe you will figure this out and everything will turn out great!
That’s why comparison is the thief of joy! I was drowning 😂 and thank you 😊
Yes we know who wants chargers especially in Atlanta. It's just the truth.This experience is going to make you an even better business person. Every entrepreneur I know never worked for a company again even if they struggled or failed initially . In fact every entrepreneur I know had some struggles.I definitely think the wait and see mentality with the bankruptcy is the way to go, who knows it may not be necessary. Can't wait to see what you do next, with your determination I'm sure you will rise up.
Thank you for being transparent about your journey. I encourage you to confront and unpack why you feel uncomfortable when parts of your life are calm i.e. 803 credit score and being debt free. ♥️
Im so glad to see you back on TH-cam. As you know, every business venture is a chapter and with some chapters, they need to close. Like you said, failure is a necessity because it teaches you to trust and depend on God!! We cant do this life alone so thats what he always wanted us to do. You're going to make it Kiki!!! Keep going!! You got this! 😊
Thank you so much for this video. Your transparency helped me realize it’s okay to not have everything figured out and to just keep moving forward.
You will bounce back, try it again!!!
I just love your authenticity and willingness to be vulnerable! I appreciate your videos. Thank you!
Thank you for sharing 😊❤️. Wishing you well for your next business venture(s)!
You are very smart to be so young. It's always better to try and fail than to not try at all. As long as you learn why you failed, so you will be successful when you move forward.
Every person who has ever achieved greatness at any endeavor, would have had some failures along the way. It would be highly unusual for any individual to have no failures or disappointments on their journey to eventual success! I think you would have to be 'Jesus' to never have failed!
Thank you for this video. Your faith inspires me to keep going.
Mad respect. Glad you are hanging in there. These things happened. Let you’ve said, just tango on.
I love, love your videos! Your hair looks beautiful. Thank you for the update lady!
Don't “should” on yourself. It's a learning lesson and you have more knowledge for your next ventures.
Kudos to you for being honest about what happened. There is so much b.s. on the internet about entrepreneurship so people can have a skewed perspective about what is involved. I wish you success in whatever you decide to do moving forward. We may fall down but we get back up by the grace of God. 🙏❤🙏
Thanks for sharing this type of tuff with us. It is really hard to find intelligent people that can actually communicate , AND choose a meaningful topic to make content about.
Thank you for sharing your story the good and the bad. I have been following your journey here and there for a while. I appreciate you so much for your transparency. I am so happy to see you went for it and when you were over it, moving on. As a new entrepreneur myself going at my own pace and trusting the process I can totally relate to when you don't know what to do next, do nothing and just go with the flow of life. Making room for the answers to come. I don't see this as a failure at all. All the gems you've shared and lessons learned, I'm excited to see what new adventures you take on next.
You have so much good business advice and help so many people with ideas on how to reset their finances glad i found your channel, thanks for sharing with us
I appreciate your inspiring story! Thank you for your vulnerability and wisdom, as you continue to live boldly! Sending lots of positivity and encouragement your way! I look forward to hearing about how you leveraged these lessons for more success!💖🙏🏽
Thank you so much!
At least you tried. You at least opened a business instead of being like some of these people who talk and talk about starting one and all these years later have started NOTHING.
Appreciate your honesty! It will help someone. Good luck moving forward
The man you never failed never tried...
I have been there multiple times. Listen it's get better. No shame, no guilt. You tried and it was necessary. I went back to school, and I still work my digital things but yeah.
Thank you for always keeping it real with trying new business. Keep going girl you just getting started!
I'm so Glad to see you back. I was an avid watcher of your videos because I always loved your transparency. You never try to pretend everything is okay. I've been watching your inspirational videos since you were still working at your job, right before you Quit...So I'm a true O.G of your channel. Remember, most successful business owners didn't succeed the first time. You're going to find the perfect endeavor.⚘️
I appreciate you!!! ❤️❤️❤️
No it's not a failure. It's leaning a new path to get to the destination you're trying to go to, and you'll never know when that failure could open up a new roadway to a new destination in the future.
Welcome back, I look forward to seeing more content 🎉