Such a quick and precise review, exactly what I was looking for! Been using Tonik for a month, until now medyo hesitant pa rin ako pero I've only seen good reviews and a lot of people recommend it. Sounds promising!
Hi Yanski! I've experienced downtime for the app, which is normal for all banks naman. For context, I don't use it for everyday use - primarily for parking money for future use. The returns are real as well. I've earned 4 digits on interest for using stashes :D
@@ChaGomezYT This works out well for me :D I'll be using it to build up an emergency fund naman. It's relatively quick to pull out money from when needed and is high interest. Thanks!
@@yanskidoodle true. I can transfer real time back to my other banks. Looking forward for the day they can ship a physical card to me tho 😂 hoping soon!
@@ChaGomezYT Thank you for responding. I mean pati po TD, may interest reflected per month? Akala ko po magreflect lang ang interest ng TD after ng maturity. Correct me if I'm wrong.
@@roarstrike TD is included in the Monthly Statement of Account. It states there "Estimated Gross Interest" with the Maturity Date included sa file. One page per Regular Savings, TD and per Stash!
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Such a quick and precise review, exactly what I was looking for! Been using Tonik for a month, until now medyo hesitant pa rin ako pero I've only seen good reviews and a lot of people recommend it. Sounds promising!
Hi Yanski! I've experienced downtime for the app, which is normal for all banks naman. For context, I don't use it for everyday use - primarily for parking money for future use. The returns are real as well. I've earned 4 digits on interest for using stashes :D
@@ChaGomezYT This works out well for me :D I'll be using it to build up an emergency fund naman. It's relatively quick to pull out money from when needed and is high interest. Thanks!
@@yanskidoodle true. I can transfer real time back to my other banks. Looking forward for the day they can ship a physical card to me tho 😂 hoping soon!
Thanks for the info. Ask ko lang po yung pumapasok na interest per month, galing po ba yun sa time deposit, stash or regular tonik account or all po?
Each account under stash, regular savings, and TD accumulates interest! Per account nagrereflect :)
@@ChaGomezYT Thank you for responding. I mean pati po TD, may interest reflected per month? Akala ko po magreflect lang ang interest ng TD after ng maturity. Correct me if I'm wrong.
@@roarstrike TD is included in the Monthly Statement of Account. It states there "Estimated Gross Interest" with the Maturity Date included sa file. One page per Regular Savings, TD and per Stash!
@@ChaGomezYT wow! ayus po pla. Thank you very much mam.