Bragging??? You’re kidding me! You two have worked hard and sacrificed all these years! Do not let people tear your rewards down! Your debt free and honoring God in the process. Please do not apologize! Your an inspiration to many! Way to go!! God bless!! ❤
Well said! I was thinking the same. They have worked 40+ years of their life and earned what they have. I pray for those who are making those types of comments saying they are bragging.
I wonder if those comments Bill and Elizabeth mentioned were from viewers who have not watched their humble videos of where there TH-cam journey started. When they lived in that little trailer they showed how kind and grateful their hearts are for all they have, despite their circumstances. You often see God’s blessings upon those who faithfully follow Him.
Living “simple and free” to me means being debt free and retired without excesses. You always come across as blessed, not bragging at all. Thank you for your godly advice. 💝
Those of your followers who have been with you from the beginning know where you have come from and how hard you have worked to get where you are know. If people take the time to understand they wouldn't make these comments - Enjoy the fruits of your labour ❤
@@commentater4448YOU think they should...wow. It's their channel, not yours. You need to move on if you feel you have the right to tell anyone else what they should do. Sheesh.
@@carolineloder2083it's a sad day when subscribers are the final push to get you to unsubscribe. I have a right to my thoughts. Unsubscribing now. Thank you.
@@commentater4448I've watched them a long time too. They've already changed the channel name once, you'd know that now wouldn't you, if you have truly watched them from the beginning? It's not your place, or anyone else's for that matter, to tell them what they should, or how they should do it. Jealousy is a terrible thing. I understand they're trying to lead by example, but people with negative things to say, shouldn't say anything at all. They surely don't have to explain to any of these people either, but that's their choice if they feel the need to. God Bless them. I appreciate their channel and both of them as well. They most certainly do give good examples IMO. We should all build each other up. Not tear one another down, this I am still learning in my journey to be a better person.
@@missreynolds3637 i didn't tear them down and yes I know they changed their title from tiny house prepped. But you sure tore me down. I did unsubscribe.
My response to those criticisms would be if you want what I have, do what I did to get it. Most won’t make the sacrifices. Thanks for showing us the way!🌺
It amazes me that you get such negative comments. You work hard for what you have and are making investments in your future. I’m in a similar situation where I need to invest in property very soon. I don’t trust the banks. I’m looking around at property online, praying that prices will go down soon. My young son in law is very I’ll. I’ll just say that. I need to move closer to my daughter to help. Please keep us in your prayers. There are two small children. Love you both❤
I like your comment about your defending these two wonderful people who I now call my dear friends. I am so sorry about your son in law and I am glad that you could move closer to your daughter for love and support. I am praying for him today and for every member of your family today. We serve a healing Savior and His name is JESUS CHRIST ❤❤❤❤
@@janaelliott9321 Bill and Elizabeth are Beautiful Godly people. I met them at the meet up this year. Such a blessing. My son in law, not well, Brain tumors last diagnosis 2-9 mo to live. We trust the Lord as He knows Best. So heart broken. A strong Christian that loves the Lord. He is head of the math Dept at a prominent college. Teaches Calculus and wants to finish this year but He is getting weaker. Thank you for the prayers.
@Liz-it1nz… I will pray for your son in law, daughter, you and the children. May God send healing and strength to you and your family. God bless you all. 🙏🏻🙏🏻🙏🏻❤️
I have never thought you two were bragging. Both of my wives, rest their souls, had breathing problems and, if moving to a warmer climate would have helped them, I would have done it in a heartbeat. God bless.
It makes me sad when "you tubers" feel the need to respond to ugly criticism. Why don't they just stop watching, if they are offended? You have never boasted about anything! I've enjoyed sharing your joy in putting both homes together. God bless you.
We are not offended by negative comments about our finances or buying two houses. We just figure these people do not understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
I've been debt free for years. Retired in 2019, at 68, and have never earned more that 45k a year in my life. I owned 2 homes, the home I lived in, and the rural one I bought (paid cash), years ago, to be my retirement home (in the same state). I sold what had been my primary home, after I retired. I'm not a minmalist either. To me, living simple mean's that my income is not gone by the time I get paid, being able to put money in savings, every month for future emergencies, having investments, and not stressing over anything. BTW, you could get some Rustoleum farm tractor paint, that can be applied with a roller, and make your little car cute again, for very little money.
I love your definition of Living Simple: "my income is not gone by the time I get paid, being able to put money in savings, every month for future emergencies, having investments, and not stressing over anything."
@kibblenbits I just saw that video on YT where they painted their van with that tractor rustoleum paint with a small roller. My hubby said that's what we should do, with our over thirty year old beater as Elizabeth called hers, lol we call ours a hoopty as per Dave Ramsey's definition of old paid for cars. We have two that are very old and paid for. One a bit nicer than the other. The other one has been hit twice at no fault of our own, and definitely doesn't reflect our driving skills. That's the one my husband said we should paint lol since it looks the worst with the dings and all. I love the looks we get driving into our crime watch neighborhood, I'm surprised someone hasn't complained it'll bring down the value of their house lol (insert eye roll here) it surely hasn't brought down our house value, that's for sure.
@@commentater4448, people said the same thing when I was first starting out, too. My first apartment wasn't big, and it didn't have a lot of bells and whistles. Most of my furnishings were used items, and I learned to live on what I earned and always put some by. I focused on meeting my needs and not my greeds, as I heard one radio preacher say. I learned to save up for things, and for the first two years walked everywhere until I could get enough money together to buy a car. It wasn't always glamorous or easy, and I worked with some people who spent everything they earned and then some on geegaws and then complained they couldn't pay their rent. It really is all about priorities. All those little things I did or all those stupid purchases I didn't make meant I wasn't drilling holes in my financial ship. Did I always get it right? Nope. But the good spending habits I learned and exercised paid handsomely down the line. More than once we knew people who'd think we had gobs of money or who were openly jealous of what we had. Every single one of them lived in households that earned more than we did. But, they managed their money differently from how we did. They didn't believe it, but it was the truth.
Aren’t you fortunate that you can live debt free, but you both are missing the reality of how many Americans live. Blinders blinders blinders….you have never had minus income! Truly not the reality for the marginal poor in US.
I don't care if you called your channel "Bill & Elizabeth sharing their life and wisdom" I'm gonna watch. I have been here since the trailer videos. Love your channel.
One of the 10 commandments is not to covet what your neighbor has. People guilting y'all because you've been wise with your income & resources so that you can live as you do sounds like coveting. So does saying it's "not fair" for you to have two homes when others don't have even one. Your wisdom, diligence & faithful walk in the Lord’s will has brought you your success & lifestyle. I'm happy for y'all & thankful that you're able to live as you choose. And as someone with multiple autoimmune diseases, I also struggle more when the weather changes, so I totally understand needing a home where you can be more comfortable & feel healthier as seasons change. Thank you for sharing your journey & your wisdom with us. I hope the naysayers will look into your instruction on how to live more debt free so they can potentially reap the benefits y'all have. I pray y'all will continue to be successful in your endeavors & that your health will be restored. God bless!!!
Don't apologize. You have both worked very hard to earn what you have. Don't let the critical voices of others drown your happiness. If they want it they can find ways to earn it too. It is a joy to hear the happiness God has placed in your lives.Keep smiling and enjoy the the warm winter breezes of Florida!
We are NOT apologizing. We are explaining how others can do this too. And the best way to do that is to lead by example and explain HOW we did what we have done.
We just got back own 2 homes maine in summer, Virginia in winter. Maine is set at 50! Both retired. Debt free for almost 20 years!! Love your channel!! When you are Debt free you can live a great life 💕
We paid off our mortgage this year. Glory glory!! I've been paying extra money towards it for awhile and set a goal when I was going to be done paying!! We worked towards it and chipped away. It became like a game to get rid of it. I called the bank before it was all done and told them to send me exactly what we owed. They sent it to me and we continued on. Instead of dred having to pay it was joy having to get rid of it!! Well its gone now 2023!! Two thousand in the pocket. Money in the bank to get me a car..not new but a good used one!! With cash!! No debt!!
I love that you viewed it as a game. That's how my husband and I view our grocery shopping trips or trying to find the best savings using sales and coupons for groceries or doing it ourselves to save. Living below your means doesn't have to be viewed as bad, as long as you have everything you need. Needs are way more important than wants.
Mercy. I will never understand the negativity. I understand if people have questions, but a question doesn't have to be filled with negativity, judgment or "sour grapes". Bless you all for being kind and gracious in your responses❤! I have to say, moving between two small homes if you can afford to do so for the good of your health seems of great importance to me. What a blessing really!
I have a lot of respect for you both. You are willing to share your financial situation with the public to help them ( not you). I am a low income person. I lost my husband and I’m on my own with very very little help from family. With your help I am almost debt free. Thank God . 💞
Hello Bill & Elizabeth I remember when you guys lost everything and lived in a very small place for 5 years !!!!! The Lord has restored you and I’m happy for you & your family 💕🌸
It was nice to see you guys this morning. ITA one hundred percent, times 1000! Debt-free living is the way to go. I wanted it all my life but alas, my spouse believed in living on debt, so now, late in life, I am debt-free and the load of STRESS is so much less now. Taxes remain the stress-inducing factor. BTW you can never get out of debt - there is always unfortunate debt of taxes. And...having less stuff makes a home easier to maintain, to clean, and the uncluttered view promotes a peaceful state of mind.
There is a big difference between debt and ongoing expenses. Debt is something that can be paid off, and you usually take on voluntarily. (Except Medical debt.) Ongoing expenses (utilities, insurance, taxes) you have no choice about, They reoccur every month or every year, and you can never get them “ paid off,” only “ paid up” until next month.
Oh my, you sound like my husband calling taxes a debt. It kinda gets on my nerves, that he calls it debt. I consider it more thievery than a debt, but I digress. I suppose there is sort of a purpose for it to some degree, but it's surely gotten out of hand, in the greedy sense of the word that's for sure.
You living debt free is living simple and living free. You are encouraging to me. We took your financial seminar and are following it. We are on the road to being debt free. We will be debt free except for our mortgage in about 10 months. Thank you! Blessings and prayers for your healing Elizabeth!
I’ve been watching you two for a while now and one of many things I admire about you is your frugality. Your ordinary folk vibe is refreshing in these times of excess. You are of an age where most people benefit from a warmer client in the winter. You went through some tough times from outside influences beyond your control and worked hard and used your brains to recover. Life is short. I think you deserve your good fortune because you’ve worked for it, plus tried to share your experience to help others. Wishing you the very best, Bill and Elizabeth. Thanks for all you do.
I started watching your channel when you lost your homes in the recession in 2008 and you moved into that moldy rusty old trailer. I have watch you buy that next home that clearly needed work. You were smart enough the fix it up yourself. You clearly have the skills, most people don’t have those skills. You do live simple, shop resale, and find nice things. I am proud of you to see how far you have come since the beginning. You have the found ways to create income with TH-cam and Thrive Life, and you do side contractor work. Very smart.
I got what you meant from the beginning.... you’ve always told us how you believe in debt free to live a simple life. God really blessed y’all with your Florida house, especially for health, but also because you’ve been wise with What God has given you! - watching from Lake Wales, Florida
Surprised what a few others have said. You two definitely live simple and free. Your vlogs and especially your teaching on getting debt free has helped me so much. I am in my early 60’s in a northern Illinois suburb any have respiratory issues in the winter. You two have been such an inspiration. One of the best times in my life was when I was able to go without a car for 8 years. So much financial freedom! Anyway, just know you two are inspirational! Love watching you two!
You and Elizabeth are living simple and free. You are debt free . I don’t think your talking about the two houses is bragging. It’s a necessity for sweet Elizabeth. I have enjoyed watching you and Elizabeth’s progress from the tiny camper days. I learn a lot from you two🙂
I admire you both how diligent you have been to be debt free. My son and his wife want us to move to Florida. I told them I couldn’t yet till we pay off our debt and do repairs on the house. It is a great feeling when a car is paid or a loan is paid off.
So proud of y'all and you have each other. It's hard to be 74 and no family getting a little over $1200 a month. I'm trying to find a van to live in because my home needs so much work done, water heater, mold remediation, no HVAC and no running car. I never thought I'd be in this shape. I would be so much happier if i just had someone who cared for me. Nobody wants to be alone at my age. God bless y'all and praying your health gets better, Elizabeth. ❤ y'all. 🙏
There are a whole lot of older people in the same boat and it seems like if honest folks could only find one another, resources could be pooled, but I don't know how to go about the finding and the vetting, because scamming and deceitfulness are so rampant.
I can totally relate to you. If you are alone (I'm widowed) nothing in life can prepare you for old age, living on a fixed income and trying to survive. It's very lonely and scary.
You both have earned everything you have! Your teachings on being debt free are absolutely correct! More people should listen and learn from you. Glad you are enjoying the fruits of your labors.
I have watched you from when you lived in the tiny house. I never ever thought you were bragging, well done to you both on what you have achieved. My husband and I are debt free, I try everything to save money. I buy second hand furniture, I could afford to buy new, but why when there’s such good finds out there. I’m 69, about 6 yrs ago I learnt how to plaster. I’ve done all my house , and my daughters. My daughter says I’m better than the professional, I make more mess though😂. I wish you both the very best, keep enjoying your lovely homes. Kindest Regards Xx
I’m sorry you even have to explain yourself, to many people really don’t belong on social media when they just troll and complain about everything! God bless you 2!
I don't understand why people complain about you having your possessions?!🤔 And saying that many people in Florida can't afford to have a house, because I have lived in Florida for 30 years with a low income, and worked very hard and many hours, but the money I earned I saved it until I was able to pay for a house and my car. While I was working, I started an Annuity and now that I can't work anymore because my health has deteriorated, I 'm living simple and free!! I don't have money to spend on trivial things, but I can pay my bills without worrying. What you teach about living simple and living free, works even for the low income, if they learn how to manage their money instead of spending more than they earn.👍👍 Thank you for always sharing with us your blessings!! We love you both!! God bless you!!
My husband and I are debt free now in retirement. We sold our big house at the end of 2013 and moved to our retirement property January 10, 2014. With selling our big house we were able to pay everything off (our land, our new RV, our big house) we had bought this retirement land, nearly 17 acres in 2006 and I paid on it those 8 years while still working. After we paid everything off we still had enough money left to build our own retirement home, just materials because my husband was a builder. It's a good thing to be debt free in retirement for us because we live on Social Security only. I was an RN and he worked for himself always so no pensions.
I have not felt that you have bragged about the steps you have taken to have two houses. I have been happy for you for this process. The wisdom you have had to get to this place and the hard work has been an encouragement to me that we could get out of debt also and live in peace. Thank you both.
You two are so kind and patient! Instead of taking offense to the negative comments, you EXPLAINED the completely rational process. I must admit, I think I might have responded with anger. You have consistently explained how you were working to become debt free and what you were doing to get there! I have NEVER heard you brag about anything. I enjoy your channel very much. Thank you both❤️
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
@@LiveSimpleLiveFree I understand where you are coming from because you are both such kind people. My husband and I are also debt free and live a very peaceful life. I’m afraid that so many folks don’t understand that being in debt for “things”, vacations, luxuries- is not worth the anxiety that the things create. I’m not talking about cars and mortgages for people who haven’t been established long enough to achieve financial freedom. I remember a long time ago when I worked in retail (it was my second job-my day job was teaching), a couple who lived in our neighborhood and had just put in a pool came in to make some purchases. Their card was declined because it was maxed out, so they pulled out another card and used it. I had wondered how people about our age, with kids, who lived in our neighborhood, could afford the lifestyle they lived. Well, I found out that day.
I love you guys. Sorry you have to answer such haters. You are so faithful and blessed and people just don't understand that. You've worked hard and God is so good. Enjoy ever blessing from above! ♥
I would guess that those negative comments are from people who have never subjected themselves to really living within their means. You have a great message with your channel. You both are a blessing and I truly enjoy your channel.
I have less than $8,000 debt. Since watching your videos I have not used credit for anything. I will get there for me a little longer but I feel much better. Thank you.
This comment is for the criticizers. I want you to know I have been watching this show for years and I saw how badly Elizabeth was struggeling to breathe in the cold weather. Her health problem could have become deadly had they not moved to Florida. Also, years ago, they were forced to give up their 2 story home and move into practically what I would consider to be a camper. They lived in that camper for several years, but like they said, they needed more room for pop. The moral of the story is...Things happen. Needs change. So please do not be hard on Bill and Elizabeth. They are good people.
I have learned a lot from you guys back from the tiny house to were you are today. I love your story and all I see are Gods blessing all over you. I love how you address the rude comments and turn them into life lessons that will help others in their life’s journey and you do it with such patience, kindness and grace.
Everyone’s life will look different, it doesn’t mean it’s wrong , you worked hard all your life .I love your title. You are debt free which is totally living free! God also has blessed you so much and you’ve learned a lot. Your story is so much like ours. God bless you both.❤️💙💜💖
I have to say, I live in a terrible place for my chronic illness. If I had the opportunity to have a home more suited to my needs -- that is priceless. Even to have my symptoms easier to deal with, so I can be more active. You two have shown how wonderful a life you can live if you set yourself up for success. You've shown it is achievable. I think it's great, and I think you're both hard working and humble. It is a joy to watch you.
I own my home and cars and I've been debt and payment free for over 10 years now. Being in that position enabled me to retire 9 years ago at age 50. I used a plan very similar to your seminar and I highly recommend it. Thanks for all you do.
Hi Bill and Elizabeth, just wanted to say that I never followed any program but I have been debt free for 25 years now. I am retired, and have always been a saver, and a investor. I own my own home, have a 2007 Honda fit car. With Gods help ,I've had money saved for things like new roof, furnace, central air, windows Yard work, snow removal... Over my lifetime, after my divorce, I had to save. No vacations outside of ontario. But it sure is nice to sleep at night knowing I am not in debt! Good for both of you! Love your channel! Sandra 💙
If you are debt free and know how to continue to live debt free, you don't need a "program." Programs are only for people who need help to get out of debt. 😊
I just love you both! Thank you for sharing your story. I have been following you way back when you started out in your little trailer home. I fell in love with you two then and even more now. You keep it real and your recommendations of "How to projects" and "Debt free life" proves it all can be done! It breaks my heart that people can be so critical of your choices in life and not see the fruit of your labors through your videos. I adore your genuine and sincerity of love for each other, family, Jesus and the Live Simple, Live Free community. I think celebrations are in order of such achievements! With love, Liz
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
This was such a great video. I find so many people use a card that is not paid in full every month to buy something that is on sale. They haven't saved anything on that item because they are paying interest on the card. Some people want to buy a house that is the size their parents have now....not with the size their parents started out with. Elizabeth, I am so glad y'all found this lovely house and were able to move to Florida for your health. That has been a real Blessing as we all can see. Bill, I hope you are feeling back to normal after your emergency surgery...well as much as you can be after any surgery, never quite the same. Until next time, y'all have a Blessed day. BTW Elizabeth, that sweater is a perfect color for you...very becoming indeed.
We are not "justifying" anything! One of the things we teach on the channel is debt freedom. And the best way to teach that is by example. We were able to buy a second home BECAUSE we have been debt free for years and could save every month toward a second home instead of wasting money on debt payments. The best way to teach is to lead by example. That's what this video is all about.
@@LiveSimpleLiveFree I watched it and understood what the video is about. My point wasn’t a criticism, but a simple remark that we all live our lives uniquely and you don’t need to explain why you have two homes. We have had two homes for decades…while not mortgage free yet, we believe and try to work on the same principles of debt free living. It frees us up. We are typical debt free except when we move. It usually takes us two years to adjust after a move. Our goal is to have our home paid in full before retirement… we are stinking close. Next year one is paid off. We plan to sell the other when we retire. Much like your small mortgage you took out when you got your first home after the tiny house. You have the freedom to choose to spend your money… it is yours and you are not chained to the debt master. You don’t really have to explain why you have two homes… unless you want. You do because you can and it is within your means. Congratulations.
Jealousy is a very ugly thing. Both of you have worked hard, you live beneath your means and you have been good servants with all He has given you. God bless you both.❤❤ ❤❤❤
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
I am so happy for you both. You have come so far since I first started watching. Bill, you have worked hard and Elizabeth, You need to be comfortable to take care of your health.
Keep living simple been watching you for 2 years and I only owe on my house my husband is on the same page! I had student loan, credit card debt, and car all paid off it feels great! Thank you for your channel!
God bless and keep you both. You have done things the way they should be done to afford you the position that you’re in. I am so proud of you and so happy for you. You have even extended your knowledge to everyone of us so that we could all partake in the kind of success that you have had if we would so choose. I’m so sorry you have people who are so negative and I don’t feel that you need to explain anything to anyone. Enjoy everything you’ve worked so hard for.❤️🙏
I’ve been a follower of yours for many many years. I found your channel back when I was also living in a tiny home. I have loved watching you grow. No matter what you’ve always been humble and grateful for your blessings. ❤️
I have nothing but respect for you guys. I'm proud that you address the naysayers in a straightforward and kind way. That being said-- I'm embarrassed, as a viewer, that you feel the need to explain your way of life to people who are rude enough to make such negative comments.
We are not explaining things in an effort to justify our way of life. We are explaining in an effort to encourage others to get out of debt like we have. The best way to TEACH debt freedom is to lead by example. And the only way to do that is to explain our finances and show HOW and WHY we are debt free - and the benefits of debt freedom.
How many people would live in 100sq ft for 10 years like you guys did! I know that’s an exaggeration, but you have certainly EARNED what you have. You are a great example of what you can do if you are willing to put in the work. Love your videos.
Good program tonight. My husband and I are 73 and 68 and are in the same financial place as you. It took a lot of hard work and determination. I remember when we were in our 40s we wondered how in the world we would ever even be able to retire after raising our four children. But due to some good real estate purchases, we have made over the years and being fixer-upper‘s and doing all of our own work we have been debt-free for the last 14 years. We both retired three years ago, but still have a very small part-time job just for some fun money😊 Live simple live free🥳
Some people cannot stand for others to have anything. It’s sad how rude people are anymore. God has truly blessed you all and I pray that he continues to do so .
Luke 16:10 New Living Translation (NLT) “If you are faithful in little things, you will be faithful in large ones. But if you are dishonest in little things, you won't be honest with greater responsibilities. This sums up ! all your hard work, these many years. Have Joy ! Celebrate victories. God is good and ever faithful to those who seek him. You said it perfectly! We are the stewards of what we have been given and one day! our stewardship will be complete. What a day that will be.
You guys are precious! You are so good to address the comments like you do. I never have felt like you are bragging. It's more like you are sharing your philosophy and methods for living frugally and yet abundantly. God bless you both for caring so much.
My husband and I have been dept free for over 30 plus years. We were an one income family, 5 children. I loved being challenged to be creative, n we were born again, what a difference that makes. Wisdom comes with relationship with the lord. Blessings came to us n our precious children and the desires of there little hearts. So many stories I could tell you on God given blessings. I would tell my children as they grew up, don't want so much of this world that you can't be home with your children. Bless you both. Kind you two are, wise, tenderhearted, loving n blessed! Love you both, sandy in michigan
Hello, I love watching your channel. I like watching your make overs. It's all about life style, debt free. That is defined in each individual. You and your wife at at your golden age, you have worked all your life to get to this point, you paid your dues. You were smart with your savings, we don't have a right to bestow our lives with yours. Just because we were not smart and did not save, doesn't give us the right to judge your lifestyle. More power to you that you and your wife did it the right way. Did we forget when you sacrifice when you lived in that tiny little trailer, We as a Society have always judged people by our means. My advice to you is live your life, and ignore the negative comments.. I am soo happy for the example you have set, it's up to us to chose our paths. You made the right decisions for you and that's all that matters. God bless you both.
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
Yes you are living simple and you're free to do so any way you please... because you've worked and planned. People who are in debt and struggling can't understand that and they also tend to resent that... me included for a long time. We can now see the light at the end of the tunnel. We are SO EXCITED to get to the point where you are.
I’ve watched you since you were in the tiny home and I have never felt like you were sending mixed messages, especially now with having two homes, in two different states. I know, just by following your channel, that a lot of thoughts & prayers went into every step taken. God has blessed you immensely…don’t let a few people force you into trying to justify the blessings you have received. When I was first starting on my debt free plan, I watched your financial series and was able to apply the principles taught and yes, they worked. I was watching a lot of different budget/debt videos, reading articles & books, trying different ideas. It was a little crazy, but I started paying off my debt and because of what I learned, I was able to purchase my forever home (my first home purchase ever…and I retired 2 months later!). Over time, I got lazy, a little sidetracked and I allowed life to get in the way. While watching the financial series the first time, my debt plan had me paying off my debt in June 2025. But this was without my mortgage I now realize I need to go back and watch them again. Keep up the terrific work that you are both doing!! God bless you both!
I love it !!! The Lord has really blessed you both. I like your new home, especially your front covered porch !! I’m so happy for you. Oh Elizabeth , I love your hair . Continued prayers for you, often. 🙏🏻🤗💕. Caroline, a sister in Christ !
If the nay sayers followed you in the past they would know how near homeless you 2 were. Pulling yourself up by the bootstraps is no eady task. You did it. With pride and determination. I commend you both.❤
Thank God for your forthrightredness, honesty, desire to share your knowledge, experience, and more importantly, your desire to encourage and celebrate others. The legacy you are leaving your children and grandchildren can be witnessed realtime in each of your videos. I'd be honored to have you as a member of my family.
We are not offended by negative comments about our finances or buying two houses. We just figure these people do not understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
I’m so sorry that you had to deal with this kind of criticism. You have always been clear about your goals and have worked faithfully to reach them. You are an excellent example to many.
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
You have a great philosophy for living a wonderful life. Don't apologize for your lifestyle. You've worked really hard! Enjoy your life. I'm enjoying it with you guys.
Most people today don’t realize it takes a lifetime of work and sacrifice to get where you people even are. It’s like a lot of people I know they want to fuss and complain where their life is now but they’re on willing to sacrifice to get to where they need to be or cut corners. God bless you both. You deserve a wonderful life you’ve worked hard well done!
Thank you for always being so transparent and kind! I'm going to go back and watch your lessons on paying off debt. I paid my condo and car off before I retired. Need to address credit card and school loan debt. I appreciate your gentle advice and wisdom. I love following along for frugal and sound examples of living life within or below your means. But most importantly, it is your godly example of how to live a full life without succumbing to worldly desires that keep me coming back. You are an inspiration and breath of fresh air in a world filled with greed and selfishness! Blessings ❤
I love your channel and simple and free are not total minimalist. You are an inspiration. Elizabeth, you look beautiful today. We love living debt free. It hasn’t always been that way but thank God for his blessings.
You're living below your means. You're budgeting your money. You've managed to live in a variety of homes and dif sizes to not have more debt than what you knew you could deal with. I really think that health issues can make things more complicated. You just managed to make an investment around the time health is an issue. You really analyzed everything considering what you need to deal with. BRAVO that takes work. God bless you both. ❤❤❤ GREECE.
Thank you again for your wonderful trips and the time you spend encouraging others. I have found it easier to get through the hard times as you lift others it makes your hard times seem to go away. Praying for Elizabeth's breathing to continue to improve.
Some people are jealous of you but they need to see how this home in Florida has helped Elizabeth get better! Elizabeth, you look so healthy now. You are living simple and free from debt and that’s what makes sense to me. My husband and I are blessed to be debt free, too. We have a small farm that allows us some income and we love farming and gardening, it’s what makes us happy. We are in a position to build a new home on the farm and we are dealing with some roadblocks but we are praying that we can get past those. But we know that God loves us, He knows everything about our lives, He can do something about our hurdles but we trust in His goodness if things don’t work out for a new build. That’s true freedom, freedom in Christ. God bless!
I don't comment very much on here, but I'd like to say this was a great video. You ppl are so nice and genuine which is becoming more and more rare. It's refreshing to see this with u guys. Thanks for the video and I could use a few prayers if u wouldn't mind.
Bill and Elizabeth, I appreciate everything you said in this video. Like you, there was a time in my life when I was in a large financial hole. I had made poor buying choices and was of the mentality that if I could pay my monthly bills, the balances I owed didn't matter. It took me a long time to learn the lessons regarding wants versus needs but I'm happy to say I'm one who is now living debt free. The relief I feel from being free from financial worries is indescribable! I learned a long time ago that is it truly possible to live abundantly AND to be debt free! I am so grateful and blessed to be in this position. Blessings to you and your entire family, always.
You don't owe anyone an explanation for your choices. The critical people obviously haven't watched your videos from you living in the tiny house. You've earned what you've got now and it's thoroughly deserved. The naysayers need to wind their necks in ! Anyway, it's always a joy to watch your videos. Blessings to you both.
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
Bragging??? You’re kidding me! You two have worked hard and sacrificed all these years! Do not let people tear your rewards down! Your debt free and honoring God in the process. Please do not apologize! Your an inspiration to many! Way to go!! God bless!! ❤
We are NOT apologizing! We are EXPLAINING in an effort to help other people get debt free as well. Lead by example.
Well said! I was thinking the same. They have worked 40+ years of their life and earned what they have. I pray for those who are making those types of comments saying they are bragging.
I wonder if those comments Bill and Elizabeth mentioned were from viewers who have not watched their humble videos of where there TH-cam journey started. When they lived in that little trailer they showed how kind and grateful their hearts are for all they have, despite their circumstances. You often see God’s blessings upon those who faithfully follow Him.
I agree. I never thought they were bragging. It's their channel. They can do what they want. She's probably just jealous.
How about homeowners ins.
Living “simple and free” to me means being debt free and retired without excesses. You always come across as blessed, not bragging at all. Thank you for your godly advice. 💝
Agreed!!
I agree. We are retired and debt free! We are living on pension. Easy when no debt! Still can help kids, church etc,
Amen
Your money. Your business. That's simple!
Not when one of our topics is debt freedom. We live by example.
Those of your followers who have been with you from the beginning know where you have come from and how hard you have worked to get where you are know. If people take the time to understand they wouldn't make these comments - Enjoy the fruits of your labour ❤
I've been there from the beginning yet I still think they need to change the name. Maybe to living blessed or living debt free. Or something.
@@commentater4448YOU think they should...wow. It's their channel, not yours. You need to move on if you feel you have the right to tell anyone else what they should do. Sheesh.
@@carolineloder2083it's a sad day when subscribers are the final push to get you to unsubscribe. I have a right to my thoughts. Unsubscribing now. Thank you.
@@commentater4448I've watched them a long time too. They've already changed the channel name once, you'd know that now wouldn't you, if you have truly watched them from the beginning? It's not your place, or anyone else's for that matter, to tell them what they should, or how they should do it. Jealousy is a terrible thing. I understand they're trying to lead by example, but people with negative things to say, shouldn't say anything at all. They surely don't have to explain to any of these people either, but that's their choice if they feel the need to. God Bless them. I appreciate their channel and both of them as well. They most certainly do give good examples IMO. We should all build each other up. Not tear one another down, this I am still learning in my journey to be a better person.
@@missreynolds3637 i didn't tear them down and yes I know they changed their title from tiny house prepped. But you sure tore me down. I did unsubscribe.
My response to those criticisms would be if you want what I have, do what I did to get it. Most won’t make the sacrifices. Thanks for showing us the way!🌺
It amazes me that you get such negative comments. You work hard for what you have and are making investments in your future. I’m in a similar situation where I need to invest in property very soon. I don’t trust the banks. I’m looking around at property online, praying that prices will go down soon. My young son in law is very I’ll. I’ll just say that. I need to move closer to my daughter to help. Please keep us in your prayers. There are two small children. Love you both❤
You might be interested in the channel topic of The Economic Ninja on you tube. He looks at financial outlooks.
I like your comment about your defending these two wonderful people who I now call my dear friends. I am so sorry about your son in law and I am glad that you could move closer to your daughter for love and support. I am praying for him today and for every member of your family today. We serve a healing Savior and His name is JESUS CHRIST ❤❤❤❤
@@janaelliott9321 Bill and Elizabeth are Beautiful Godly people. I met them at the meet up this year. Such a blessing.
My son in law, not well, Brain tumors last diagnosis 2-9 mo to live. We trust the Lord as He knows Best. So heart broken. A strong Christian that loves the Lord. He is head of the math Dept at a prominent college. Teaches Calculus and wants to finish this year but He is getting weaker.
Thank you for the prayers.
@@stephaniewillson9383 Thank you
@Liz-it1nz… I will pray for your son in law, daughter, you and the children. May God send healing and strength to you and your family. God bless you all. 🙏🏻🙏🏻🙏🏻❤️
I have never thought you two were bragging. Both of my wives, rest their souls, had breathing problems and, if moving to a warmer climate would have helped them, I would have done it in a heartbeat. God bless.
It makes me sad when "you tubers" feel the need to respond to ugly criticism. Why don't they just stop watching, if they are offended? You have never boasted about anything! I've enjoyed sharing your joy in putting both homes together. God bless you.
We are not offended by negative comments about our finances or buying two houses. We just figure these people do not understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
I've been debt free for years. Retired in 2019, at 68, and have never earned more that 45k a year in my life. I owned 2 homes, the home I lived in, and the rural one I bought (paid cash), years ago, to be my retirement home (in the same state). I sold what had been my primary home, after I retired. I'm not a minmalist either. To me, living simple mean's that my income is not gone by the time I get paid, being able to put money in savings, every month for future emergencies, having investments, and not stressing over anything. BTW, you could get some Rustoleum farm tractor paint, that can be applied with a roller, and make your little car cute again, for very little money.
I love your definition of Living Simple: "my income is not gone by the time I get paid, being able to put money in savings, every month for future emergencies, having investments, and not stressing over anything."
Unfortunately, young people are starting up priced out of everything.
@kibblenbits I just saw that video on YT where they painted their van with that tractor rustoleum paint with a small roller. My hubby said that's what we should do, with our over thirty year old beater as Elizabeth called hers, lol we call ours a hoopty as per Dave Ramsey's definition of old paid for cars. We have two that are very old and paid for. One a bit nicer than the other. The other one has been hit twice at no fault of our own, and definitely doesn't reflect our driving skills. That's the one my husband said we should paint lol since it looks the worst with the dings and all. I love the looks we get driving into our crime watch neighborhood, I'm surprised someone hasn't complained it'll bring down the value of their house lol (insert eye roll here) it surely hasn't brought down our house value, that's for sure.
@@commentater4448, people said the same thing when I was first starting out, too. My first apartment wasn't big, and it didn't have a lot of bells and whistles. Most of my furnishings were used items, and I learned to live on what I earned and always put some by. I focused on meeting my needs and not my greeds, as I heard one radio preacher say. I learned to save up for things, and for the first two years walked everywhere until I could get enough money together to buy a car. It wasn't always glamorous or easy, and I worked with some people who spent everything they earned and then some on geegaws and then complained they couldn't pay their rent.
It really is all about priorities. All those little things I did or all those stupid purchases I didn't make meant I wasn't drilling holes in my financial ship. Did I always get it right? Nope. But the good spending habits I learned and exercised paid handsomely down the line.
More than once we knew people who'd think we had gobs of money or who were openly jealous of what we had. Every single one of them lived in households that earned more than we did. But, they managed their money differently from how we did. They didn't believe it, but it was the truth.
Aren’t you fortunate that you can live debt free, but you both are missing the reality of how many Americans live. Blinders blinders blinders….you have never had minus income! Truly not the reality for the marginal poor in US.
You both have worked so hard to get out of debt, congratulations 💕
Good message. Bill, you also work and repair most of the things that break instead of calling a repairman. That saves a lot of money too!
I don't care if you called your channel "Bill & Elizabeth sharing their life and wisdom" I'm gonna watch. I have been here since the trailer videos. Love your channel.
One of the 10 commandments is not to covet what your neighbor has. People guilting y'all because you've been wise with your income & resources so that you can live as you do sounds like coveting. So does saying it's "not fair" for you to have two homes when others don't have even one. Your wisdom, diligence & faithful walk in the Lord’s will has brought you your success & lifestyle. I'm happy for y'all & thankful that you're able to live as you choose. And as someone with multiple autoimmune diseases, I also struggle more when the weather changes, so I totally understand needing a home where you can be more comfortable & feel healthier as seasons change. Thank you for sharing your journey & your wisdom with us. I hope the naysayers will look into your instruction on how to live more debt free so they can potentially reap the benefits y'all have. I pray y'all will continue to be successful in your endeavors & that your health will be restored. God bless!!!
Don't apologize. You have both worked very hard to earn what you have. Don't let the critical voices of others drown your happiness. If they want it they can find ways to earn it too.
It is a joy to hear the happiness God has placed in your lives.Keep smiling and enjoy the the warm winter breezes of Florida!
We are NOT apologizing. We are explaining how others can do this too. And the best way to do that is to lead by example and explain HOW we did what we have done.
Agreed. They have certainly earned the right to enjoy the beautiful weather and for Elizabeth’s health, that’s necessary.
We just got back own 2 homes maine in summer, Virginia in winter. Maine is set at 50! Both retired. Debt free for almost 20 years!! Love your channel!! When you are Debt free you can live a great life 💕
We paid off our mortgage this year. Glory glory!! I've been paying extra money towards it for awhile and set a goal when I was going to be done paying!! We worked towards it and chipped away. It became like a game to get rid of it. I called the bank before it was all done and told them to send me exactly what we owed. They sent it to me and we continued on. Instead of dred having to pay it was joy having to get rid of it!! Well its gone now 2023!! Two thousand in the pocket. Money in the bank to get me a car..not new but a good used one!! With cash!! No debt!!
Congratulations!!! Yes, make it a game to get rid of it, instead of a dread to pay it. 😊
I’m happy for you 😊
I love that you viewed it as a game. That's how my husband and I view our grocery shopping trips or trying to find the best savings using sales and coupons for groceries or doing it ourselves to save. Living below your means doesn't have to be viewed as bad, as long as you have everything you need. Needs are way more important than wants.
Mercy. I will never understand the negativity. I understand if people have questions, but a question doesn't have to be filled with negativity, judgment or "sour grapes". Bless you all for being kind and gracious in your responses❤! I have to say, moving between two small homes if you can afford to do so for the good of your health seems of great importance to me. What a blessing really!
Elizabeth, you look so pretty, well rested, and healthy and I am so thankful and happy for you!
I’m happy for you two for having 2 houses you both deserve it❤
I have a lot of respect for you both. You are willing to share your financial situation with the public to help them ( not you). I am a low income person. I lost my husband and I’m on my own with very very little help from family. With your help I am almost debt free. Thank God . 💞
❤❤❤❤
So glad to hear that we have helped you with your debt-free journey!
Hello Bill & Elizabeth
I remember when you guys lost everything and lived in a very small place for 5 years !!!!!
The Lord has restored you and I’m happy for you & your family 💕🌸
It was nice to see you guys this morning. ITA one hundred percent, times 1000! Debt-free living is the way to go. I wanted it all my life but alas, my spouse believed in living on debt, so now, late in life, I am debt-free and the load of STRESS is so much less now. Taxes remain the stress-inducing factor. BTW you can never get out of debt - there is always unfortunate debt of taxes.
And...having less stuff makes a home easier to maintain, to clean, and the uncluttered view promotes a peaceful state of mind.
There is a big difference between debt and ongoing expenses. Debt is something that can be paid off, and you usually take on voluntarily. (Except Medical debt.) Ongoing expenses (utilities, insurance, taxes) you have no choice about, They reoccur every month or every year, and you can never get them “ paid off,” only “ paid up” until next month.
Oh my, you sound like my husband calling taxes a debt. It kinda gets on my nerves, that he calls it debt. I consider it more thievery than a debt, but I digress. I suppose there is sort of a purpose for it to some degree, but it's surely gotten out of hand, in the greedy sense of the word that's for sure.
You living debt free is living simple and living free. You are encouraging to me.
We took your financial seminar and are following it. We are on the road to being debt free. We will be debt free except for our mortgage in about 10 months. Thank you! Blessings and prayers for your healing Elizabeth!
I’ve been watching you two for a while now and one of many things I admire about you is your frugality. Your ordinary folk vibe is refreshing in these times of excess. You are of an age where most people benefit from a warmer client in the winter. You went through some tough times from outside influences beyond your control and worked hard and used your brains to recover. Life is short. I think you deserve your good fortune because you’ve worked for it, plus tried to share your experience to help others. Wishing you the very best, Bill and Elizabeth. Thanks for all you do.
I started watching your channel when you lost your homes in the recession in 2008 and you moved into that moldy rusty old trailer. I have watch you buy that next home that clearly needed work. You were smart enough the fix it up yourself. You clearly have the skills, most people don’t have those skills. You do live simple, shop resale, and find nice things. I am proud of you to see how far you have come since the beginning. You have the found ways to create income with TH-cam and Thrive Life, and you do side contractor work. Very smart.
I got what you meant from the beginning.... you’ve always told us how you believe in debt free to live a simple life. God really blessed y’all with your Florida house, especially for health, but also because you’ve been wise with What God has given you! - watching from Lake Wales, Florida
Surprised what a few others have said. You two definitely live simple and free. Your vlogs and especially your teaching on getting debt free has helped me so much. I am in my early 60’s in a northern Illinois suburb any have respiratory issues in the winter. You two have been such an inspiration. One of the best times in my life was when I was able to go without a car for 8 years. So much financial freedom! Anyway, just know you two are inspirational! Love watching you two!
You and Elizabeth are living simple and free. You are debt free . I don’t think your talking about the two houses is bragging. It’s a necessity for sweet Elizabeth. I have enjoyed watching you and Elizabeth’s progress from the tiny camper days. I learn a lot from you two🙂
People often don't understand that a simple frugal lifestyle means that you are careful with your money and things but not deprivation.
I admire you both how diligent you have been to be debt free. My son and his wife want us to move to Florida. I told them I couldn’t yet till we pay off our debt and do repairs on the house. It is a great feeling when a car is paid or a loan is paid off.
So proud of y'all and you have each other. It's hard to be 74 and no family getting a little over $1200 a month. I'm trying to find a van to live in because my home needs so much work done, water heater, mold remediation, no HVAC and no running car. I never thought I'd be in this shape. I would be so much happier if i just had someone who cared for me. Nobody wants to be alone at my age.
God bless y'all and praying your health gets better, Elizabeth. ❤ y'all. 🙏
There are a whole lot of older people in the same boat and it seems like if honest folks could only find one another, resources could be pooled, but I don't know how to go about the finding and the vetting, because scamming and deceitfulness are so rampant.
@@crowznest438 Agreed and Amen 🕊🙏
I understand you , even renting an apartment, much less a house payment $900.00- 1500.00 a month , just impossible !!!!!
I can totally relate to you. If you are alone (I'm widowed) nothing in life can prepare you for old age, living on a fixed income and trying to survive. It's very lonely and scary.
@@crowznest438the tiny house ran by Randy Jones and Amanda Hayes, is helping so many people!
i will find their channel and share it…
You both have earned everything you have! Your teachings on being debt free are absolutely correct! More people should listen and learn from you. Glad you are enjoying the fruits of your labors.
I have watched you from when you lived in the tiny house. I never ever thought you were bragging, well done to you both on what you have achieved. My husband and I are debt free, I try everything to save money. I buy second hand furniture, I could afford to buy new, but why when there’s such good finds out there. I’m 69, about 6 yrs ago I learnt how to plaster. I’ve done all my house , and my daughters. My daughter says I’m better than the professional, I make more mess though😂. I wish you both the very best, keep enjoying your lovely homes. Kindest Regards Xx
I’m sorry you even have to explain yourself, to many people really don’t belong on social media when they just troll and complain about everything!
God bless you 2!
I don't understand why people complain about you having your possessions?!🤔 And saying that many people in Florida can't afford to have a house, because I have lived in Florida for 30 years with a low income, and worked very hard and many hours, but the money I earned I saved it until I was able to pay for a house and my car. While I was working, I started an Annuity and now that I can't work anymore because my health has deteriorated, I 'm living simple and free!! I don't have money to spend on trivial things, but I can pay my bills without worrying. What you teach about living simple and living free, works even for the low income, if they learn how to manage their money instead of spending more than they earn.👍👍 Thank you for always sharing with us your blessings!! We love you both!! God bless you!!
My husband and I are debt free now in retirement. We sold our big house at the end of 2013 and moved to our retirement property January 10, 2014. With selling our big house we were able to pay everything off (our land, our new RV, our big house) we had bought this retirement land, nearly 17 acres in 2006 and I paid on it those 8 years while still working. After we paid everything off we still had enough money left to build our own retirement home, just materials because my husband was a builder. It's a good thing to be debt free in retirement for us because we live on Social Security only. I was an RN and he worked for himself always so no pensions.
I have not felt that you have bragged about the steps you have taken to have two houses. I have been happy for you for this process. The wisdom you have had to get to this place and the hard work has been an encouragement to me that we could get out of debt also and live in peace. Thank you both.
Yes, you can get out of debt too. It's hard work, but well worth it!
You two are so kind and patient! Instead of taking offense to the negative comments, you EXPLAINED the completely rational process. I must admit, I think I might have responded with anger. You have consistently explained how you were working to become debt free and what you were doing to get there! I have NEVER heard you brag about anything. I enjoy your channel very much. Thank you both❤️
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
@@LiveSimpleLiveFree I understand where you are coming from because you are both such kind people. My husband and I are also debt free and live a very peaceful life. I’m afraid that so many folks don’t understand that being in debt for “things”, vacations, luxuries- is not worth the anxiety that the things create. I’m not talking about cars and mortgages for people who haven’t been established long enough to achieve financial freedom. I remember a long time ago when I worked in retail (it was my second job-my day job was teaching), a couple who lived in our neighborhood and had just put in a pool came in to make some purchases. Their card was declined because it was maxed out, so they pulled out another card and used it. I had wondered how people about our age, with kids, who lived in our neighborhood, could afford the lifestyle they lived. Well, I found out that day.
It makes more sense to have a second house in the warm climate than an RV. I found your channel to be an encouragement to me as my job became crazier.
Free in my opinion is being debt free. Been debt free for 25 years. It’s a great feeling for both my wife and I.
I love you guys. Sorry you have to answer such haters. You are so faithful and blessed and people just don't understand that. You've worked hard and God is so good. Enjoy ever blessing from above! ♥
I would guess that those negative comments are from people who have never subjected themselves to really living within their means. You have a great message with your channel. You both are a blessing and I truly enjoy your channel.
You “live within your means” and that is what it means to live simple, live free. No debt. 💙
Give a man a fish and he eats for a day ,teach a man to fish and he eats for life. Wise words spoken and it goes for anything in life.
The two of you are my heroes as far as Living Simple, Living Free! You inspire me!
I have less than $8,000 debt. Since watching your videos I have not used credit for anything. I will get there for me a little longer but I feel much better. Thank you.
This comment is for the criticizers. I want you to know I have been watching this show for years and I saw how badly Elizabeth was struggeling to breathe in the cold weather. Her health problem could have become deadly had they not moved to Florida. Also, years ago, they were forced to give up their 2 story home and move into practically what I would consider to be a camper. They lived in that camper for several years, but like they said, they needed more room for pop. The moral of the story is...Things happen. Needs change. So please do not be hard on Bill and Elizabeth. They are good people.
I have learned a lot from you guys back from the tiny house to were you are today. I love your story and all I see are Gods blessing all over you. I love how you address the rude comments and turn them into life lessons that will help others in their life’s journey and you do it with such patience, kindness and grace.
My husband and I agree. Being out of debt is the only way to go. Thank you both for sharing
Everyone’s life will look different, it doesn’t mean it’s wrong , you worked hard all your life .I love your title. You are debt free which is totally living free! God also has blessed you so much and you’ve learned a lot. Your story is so much like ours. God bless you both.❤️💙💜💖
I have to say, I live in a terrible place for my chronic illness. If I had the opportunity to have a home more suited to my needs -- that is priceless. Even to have my symptoms easier to deal with, so I can be more active. You two have shown how wonderful a life you can live if you set yourself up for success. You've shown it is achievable. I think it's great, and I think you're both hard working and humble. It is a joy to watch you.
I own my home and cars and I've been debt and payment free for over 10 years now. Being in that position enabled me to retire 9 years ago at age 50. I used a plan very similar to your seminar and I highly recommend it. Thanks for all you do.
Hi Bill and Elizabeth, just wanted to say that I never followed any program but I have been debt free for 25 years now. I am retired, and have always been a saver, and a investor. I own my own home, have a 2007 Honda fit car. With Gods help ,I've had money saved for things like new roof, furnace, central air, windows
Yard work, snow removal... Over my lifetime, after my divorce, I had to save. No vacations outside of ontario.
But it sure is nice to sleep at night knowing I am not in debt! Good for both of you! Love your channel!
Sandra 💙
If you are debt free and know how to continue to live debt free, you don't need a "program." Programs are only for people who need help to get out of debt. 😊
I just love you both! Thank you for sharing your story. I have been following you way back when you started out in your little trailer home. I fell in love with you two then and even more now. You keep it real and your recommendations of "How to projects" and "Debt free life" proves it all can be done! It breaks my heart that people can be so critical of your choices in life and not see the fruit of your labors through your videos. I adore your genuine and sincerity of love for each other, family, Jesus and the Live Simple, Live Free community. I think celebrations are in order of such achievements! With love, Liz
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
This was such a great video. I find so many people use a card that is not paid in full every month to buy something that is on sale. They haven't saved anything on that item because they are paying interest on the card. Some people want to buy a house that is the size their parents have now....not with the size their parents started out with.
Elizabeth, I am so glad y'all found this lovely house and were able to move to Florida for your health. That has been a real Blessing as we all can see. Bill, I hope you are feeling back to normal after your emergency surgery...well as much as you can be after any surgery, never quite the same. Until next time, y'all have a Blessed day. BTW Elizabeth, that sweater is a perfect color for you...very becoming indeed.
You never have to justify your life and what you own. Live your life… love it.
We are not "justifying" anything! One of the things we teach on the channel is debt freedom. And the best way to teach that is by example. We were able to buy a second home BECAUSE we have been debt free for years and could save every month toward a second home instead of wasting money on debt payments. The best way to teach is to lead by example. That's what this video is all about.
@@LiveSimpleLiveFree I watched it and understood what the video is about. My point wasn’t a criticism, but a simple remark that we all live our lives uniquely and you don’t need to explain why you have two homes. We have had two homes for decades…while not mortgage free yet, we believe and try to work on the same principles of debt free living. It frees us up. We are typical debt free except when we move. It usually takes us two years to adjust after a move. Our goal is to have our home paid in full before retirement… we are stinking close. Next year one is paid off. We plan to sell the other when we retire. Much like your small mortgage you took out when you got your first home after the tiny house. You have the freedom to choose to spend your money… it is yours and you are not chained to the debt master. You don’t really have to explain why you have two homes… unless you want. You do because you can and it is within your means. Congratulations.
Jealousy is a very ugly thing. Both of you have worked hard, you live beneath your means and you have been good servants with all He has given you. God bless you both.❤❤ ❤❤❤
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
I am so happy for you both. You have come so far since I first started watching. Bill, you have worked hard and Elizabeth, You need to be comfortable to take care of your health.
Please don’t worry, many of us your age and older live simple and live freer.
Keep living simple been watching you for 2 years and I only owe on my house my husband is on the same page! I had student loan, credit card debt, and car all paid off it feels great! Thank you for your channel!
God bless and keep you both. You have done things the way they should be done to afford you the position that you’re in. I am so proud of you and so happy for you. You have even extended your knowledge to everyone of us so that we could all partake in the kind of success that you have had if we would so choose. I’m so sorry you have people who are so negative and I don’t feel that you need to explain anything to anyone. Enjoy everything you’ve worked so hard for.❤️🙏
Thanks for sharing! Y’all are teaching and sharing with others to be debt free which is a blessing for sure!
I’ve been a follower of yours for many many years. I found your channel back when I was also living in a tiny home. I have loved watching you grow. No matter what you’ve always been humble and grateful for your blessings. ❤️
I have nothing but respect for you guys. I'm proud that you address the naysayers in a straightforward and kind way. That being said-- I'm embarrassed, as a viewer, that you feel the need to explain your way of life to people who are rude enough to make such negative comments.
We are not explaining things in an effort to justify our way of life. We are explaining in an effort to encourage others to get out of debt like we have. The best way to TEACH debt freedom is to lead by example. And the only way to do that is to explain our finances and show HOW and WHY we are debt free - and the benefits of debt freedom.
@@LiveSimpleLiveFree Understood. Thank you.
How many people would live in 100sq ft for 10 years like you guys did! I know that’s an exaggeration, but you have certainly EARNED what you have. You are a great example of what you can do if you are willing to put in the work. Love your videos.
I follow your plan. My car is a 2000. I finally used spray paint to stop the rust. 😅😅 You keep me on track!!! Thank you!!!!!!!
Good program tonight. My husband and I are 73 and 68 and are in the same financial place as you. It took a lot of hard work and determination. I remember when we were in our 40s we wondered how in the world we would ever even be able to retire after raising our four children. But due to some good real estate purchases, we have made over the years and being fixer-upper‘s and doing all of our own work we have been debt-free for the last 14 years. We both retired three years ago, but still have a very small part-time job just for some fun money😊 Live simple live free🥳
Some people cannot stand for others to have anything. It’s sad how rude people are anymore. God has truly blessed you all and I pray that he continues to do so .
Luke 16:10 New Living Translation (NLT)
“If you are faithful in little things, you will be faithful in large ones. But if you are dishonest in little things, you won't be honest with greater responsibilities. This sums up ! all your hard work, these many years. Have Joy ! Celebrate victories. God is good and ever faithful to those who seek him. You said it perfectly! We are the stewards of what we have been given and one day! our stewardship will be complete. What a day that will be.
You guys are precious! You are so good to address the comments like you do. I never have felt like you are bragging. It's more like you are sharing your philosophy and methods for living frugally and yet abundantly. God bless you both for caring so much.
Exactly! We share to TEACH, not to brag
My husband and I have been dept free for over 30 plus years. We were an one income family, 5 children. I loved being challenged to be creative, n we were born again, what a difference that makes. Wisdom comes with relationship with the lord. Blessings came to us n our precious children and the desires of there little hearts. So many stories I could tell you on God given blessings. I would tell my children as they grew up, don't want so much of this world that you can't be home with your children. Bless you both. Kind you two are, wise, tenderhearted, loving n blessed! Love you both, sandy in michigan
Hello, I love watching your channel. I like watching your make overs. It's all about life style, debt free. That is defined in each individual. You and your wife at at your golden age, you have worked all your life to get to this point, you paid your dues. You were smart with your savings, we don't have a right to bestow our lives with yours. Just because we were not smart and did not save, doesn't give us the right to judge your lifestyle. More power to you that you and your wife did it the right way. Did we forget when you sacrifice when you lived in that tiny little trailer, We as a Society have always judged people by our means. My advice to you is live your life, and ignore the negative comments.. I am soo happy for the example you have set, it's up to us to chose our paths. You made the right decisions for you and that's all that matters. God bless you both.
❤
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
My wife & I love your videos good to see a brother & sister in CHRIST.
Yes you are living simple and you're free to do so any way you please... because you've worked and planned. People who are in debt and struggling can't understand that and they also tend to resent that... me included for a long time. We can now see the light at the end of the tunnel. We are SO EXCITED to get to the point where you are.
I’ve watched you since you were in the tiny home and I have never felt like you were sending mixed messages, especially now with having two homes, in two different states. I know, just by following your channel, that a lot of thoughts & prayers went into every step taken. God has blessed you immensely…don’t let a few people force you into trying to justify the blessings you have received. When I was first starting on my debt free plan, I watched your financial series and was able to apply the principles taught and yes, they worked. I was watching a lot of different budget/debt videos, reading articles & books, trying different ideas. It was a little crazy, but I started paying off my debt and because of what I learned, I was able to purchase my forever home (my first home purchase ever…and I retired 2 months later!). Over time, I got lazy, a little sidetracked and I allowed life to get in the way. While watching the financial series the first time, my debt plan had me paying off my debt in June 2025. But this was without my mortgage I now realize I need to go back and watch them again. Keep up the terrific work that you are both doing!! God bless you both!
Both of you have always given good advice on lessons learned. Thank you for sharing it with us, and being inspirational. 🧡
I love it !!! The Lord has really blessed you both. I like your new home, especially your front covered porch !! I’m so happy for you. Oh Elizabeth , I love your hair . Continued prayers for you, often. 🙏🏻🤗💕. Caroline, a sister in Christ !
If the nay sayers followed you in the past they would know how near homeless you 2 were. Pulling yourself up by the bootstraps is no eady task. You did it. With pride and determination. I commend you both.❤
Thank God for your forthrightredness, honesty, desire to share your knowledge, experience, and more importantly, your desire to encourage and celebrate others. The legacy you are leaving your children and grandchildren can be witnessed realtime in each of your videos. I'd be honored to have you as a member of my family.
Wow, thank you
“Haters gonna hate”
Don’t listen to those people.
Clearly you two are living simply.
We are not offended by negative comments about our finances or buying two houses. We just figure these people do not understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
I’m so sorry that you had to deal with this kind of criticism. You have always been clear about your goals and have worked faithfully to reach them. You are an excellent example to many.
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
You have a great philosophy for living a wonderful life. Don't apologize for your lifestyle. You've worked really hard! Enjoy your life. I'm enjoying it with you guys.
We’re not apologizing for our lifestyle. We’re trying to explain it to others, so that they can do the same thing!
Most people today don’t realize it takes a lifetime of work and sacrifice to get where you people even are. It’s like a lot of people I know they want to fuss and complain where their life is now but they’re on willing to sacrifice to get to where they need to be or cut corners. God bless you both. You deserve a wonderful life you’ve worked hard well done!
It means a lot that you get it. 😊
You two are an inspiration for all who will listen. I wish I'd known this many years ago. Blessing to you all!
Thank you for always being so transparent and kind! I'm going to go back and watch your lessons on paying off debt. I paid my condo and car off before I retired. Need to address credit card and school loan debt. I appreciate your gentle advice and wisdom. I love following along for frugal and sound examples of living life within or below your means. But most importantly, it is your godly example of how to live a full life without succumbing to worldly desires that keep me coming back. You are an inspiration and breath of fresh air in a world filled with greed and selfishness! Blessings ❤
I love your channel and simple and free are not total minimalist. You are an inspiration.
Elizabeth, you look beautiful today. We love living debt free. It hasn’t always been that way but thank God for his blessings.
You're living below your means.
You're budgeting your money. You've managed to live in a variety of homes and dif sizes
to not have more debt than what you knew you could deal with. I really think that health issues can make things more
complicated. You just managed to make an investment around the time health is an issue. You really analyzed everything considering what you need to deal with. BRAVO that takes work. God bless you both. ❤❤❤ GREECE.
Thank you again for your wonderful trips and the time you spend encouraging others. I have found it easier to get through the hard times as you lift others it makes your hard times seem to go away. Praying for Elizabeth's breathing to continue to improve.
Thanks for your seriousness on this subject.
Both houses are paid for...Simple Living❤
Exactly!
Some people are jealous of you but they need to see how this home in Florida has helped Elizabeth get better! Elizabeth, you look so healthy now. You are living simple and free from debt and that’s what makes sense to me. My husband and I are blessed to be debt free, too. We have a small farm that allows us some income and we love farming and gardening, it’s what makes us happy. We are in a position to build a new home on the farm and we are dealing with some roadblocks but we are praying that we can get past those. But we know that God loves us, He knows everything about our lives, He can do something about our hurdles but we trust in His goodness if things don’t work out for a new build. That’s true freedom, freedom in Christ. God bless!
Y'all are blessed. Thank y'all for the positive energies y'all share, In God's name, amen. 🙏
Love watching you two. There's a feeling of comfort and wisdom in your videos. Thanks so much. Take care.
I don't comment very much on here, but I'd like to say this was a great video. You ppl are so nice and genuine which is becoming more and more rare. It's refreshing to see this with u guys. Thanks for the video and I could use a few prayers if u wouldn't mind.
Love how you have saved and live within your means. Enjoy the life God has given you.
Keep thinking it but never comment😊Elizabeth your haircut is so flattering this short. You have such a pretty face & it shows better❤
Bill and Elizabeth, I appreciate everything you said in this video. Like you, there was a time in my life when I was in a large financial hole. I had made poor buying choices and was of the mentality that if I could pay my monthly bills, the balances I owed didn't matter. It took me a long time to learn the lessons regarding wants versus needs but I'm happy to say I'm one who is now living debt free. The relief I feel from being free from financial worries is indescribable! I learned a long time ago that is it truly possible to live abundantly AND to be debt free! I am so grateful and blessed to be in this position. Blessings to you and your entire family, always.
You don't owe anyone an explanation for your choices. The critical people obviously haven't watched your videos from you living in the tiny house. You've earned what you've got now and it's thoroughly deserved. The naysayers need to wind their necks in ! Anyway, it's always a joy to watch your videos. Blessings to you both.
We are not offended by negative comments about our finances or buying two houses. We figure these people just don’t understand the debt-free lifestyle, and how you can actually do MORE in the long run by NOT using debt. So we are not trying to explain or justify our lifestyle or our financial decisions. One of the main topics of our channel is debt-freedom: How to get out of debt and stay out of debt. So we explain our finances in an effort to TEACH others how to become debt free. And the best way to do that is by example. So that’s why we reveal details about our finances, in an effort to show what is POSSIBLE when you live debt free!
The both of you look very healthy and attractive I just had to say it. Your peace and joy makes you look younger.
Living simple means very different things to different people……..best wishes from England.