If you have your HK drivers license for less than 1 year, you have to do following things in order to get VIC license: - Road Laws Knowledge Test (also called the Learner Permit Test) - Hazard Perception Test - Drive Test. If you have your HK drivers license 1 year or more, but less than 3, - You do not need to do any tests. - You do need to have an appointment at VicRoads so we can check your licence and identity. to get VIC license: www.vicroads.vic.gov.au/licences/new-to-victoria/convert-your-overseas-licence
真人，澳洲股市和金融投資市場我都在認識中，未到可以介紹的地方。 關於188C 的投資項目，如果在NSW, 便是 NSW Treasury Corporation 核准的投資. 至少投資範圍，便寫在NSW Treasury Corporation 的網頁： www.tcorp.nsw.gov.au/html/ 政府的用詞是： Designated investment: You must provide a signed statement agreeing to make a designated investment with the NSW Treasury Corporation. 由於這涉及資產賺蝕，非我專業，所以我可以進言的不多。😊
從澳洲的角度：Chan 是Last name, Tai Man David 是Given Name, 他們要你再分開那部份是First Name, 那部份是Middle Name 如果你想別人叫你David 或David Chan, 那麼First Name 便是David 而 middle name 是Tai Man，Initial 是TM. 將來你的Full name 是David Tai Man Chan, Short form 是 David Chan 如果你想別人叫你 Tai Man 或 Tai Man Chan, 那麼First Name 便是Taiman 或 Tai-Man 而 middle name 是 David. 將來你的Full name 是 Taiman David Chan, Short form 是Taiman Chan. 你一旦決定怎樣後，便所有澳洲証件及申請表格都用同一標準，不要中途變。 Deed poll 是根據你呈上的有效姓名文件做的。
Make sure hk credit card have all the names properly on it so you could use it for identification as it has signatures at the back of the card. The 100 point identification needs 3 document eg driving licence, Medicare card, credit card, passport but all need to be having the same full name on it. I brought all medical and operations record to Australia
Dear sir, I watch your TH-cam about Australia Tax information and find that your information is highly valuable. I subscribed your channel and keep following your latest sharing. in addition, i have few questions that would like to seek your advice:- Q1. about capital gain of outside Australia property sold - if I am currently a PR/Citizen, can I avoid to have the capital tax for my overseas property sold during my status as non tax resident? To elaborate more, if I am a PR/Citizen status andis planning to leave Australia and back to home town for a long time. Probablyduring my leave from Australia, I will be a non-tax resident.My question is that duringmy status of non-tax resident (with PR/Citizen status), i sell my outsideAustralia property and get capital gain, do i need to report and submit mycapital gain income to Australia ATO? is this captialgain subject to ATO tax during my non-tax resident status? Q2. I have few insurance policies mainly Life and Critical Illness protection, For Life Insurance, if i pass away, my wife as beneficiary will be able to get the claim. does this insurance protection claim subject to capital gain tax for my wife?For critical ilness, if in case i got critical illness and got my illness claim from insurance company, does this critical illnes claim subject to capital gain tax for myself even i use this fund to fix my critical illness?appreciate your kind advice, and probably these may be a topic to share in youtube with other, kind regards,
I try to answer it with my best knowledge. Yet, I need to declare in advance that I am not a tax accountant and U need to consult authorized body if U want definite answer. Re. Q1, my understanding is U don’t need to pay capital gain according to the situation U mentioned. Re. Q2, Life insurance payouts usually aren't taxed if they go to financial dependants. Life insurance payouts that go to non-financial dependants can face a tax of up to 35%. A spouse usually does not have to pay any taxes on the life insurance benefit since they are considered a financial dependent. Children, on the other hand, might face the tax if they are over 18. Children over 18 years of age are generally no longer considered financial dependants for life insurance purposes, so they may be taxed on a payout.
Very useful tips, Thanks so much !!
澳洲香港人你好
請你講下澳洲worldwide tax 呢樣嘢
尤其是如果我的錢長期放喺香港或者另外的國家 舉個例星加坡 用嘅時候才會匯款嚟澳洲
如果每年都會3 5 7次要收稅呢
又需唔需要證明資金來源呢
當然估計澳洲稅局 應該冇權睇我星加坡嘅私人戶口裏面有幾多錢 情況會唔會係咁呢
多謝你 搵多幾集詳細講解一下全球taxation呢一嘢
唔該曬！！！
因為我不是稅務專業人士, 所以不能回答你這些專業問題.
但是澳洲稅務局 ATO需要你申報1) 海外銀行戶口利息收入 2) 海外股票及各樣資產在每個稅務年度的收益。
ATO 對他們 不明白的匯款向你查詢，是一件很平常的事。
你好，我剛聽夢想家節目認識你/ 你的YT channel ,
我會本年4月來墨爾本，請問是否可用HK P 牌也能轉AU P 牌呢？
網上問了很多人/ TH-camr 也說不能，也有問墨爾本學車cf , 人人說法不一樣，上維洲網站也找不到答案，你知道真的可以嗎？
If you have your HK drivers license for less than 1 year, you have to do following things in order to get VIC license:
- Road Laws Knowledge Test (also called the Learner Permit Test)
- Hazard Perception Test
- Drive Test.
If you have your HK drivers license 1 year or more, but less than 3,
- You do not need to do any tests.
- You do need to have an appointment at VicRoads so we can check your licence and identity.
to get VIC license:
www.vicroads.vic.gov.au/licences/new-to-victoria/convert-your-overseas-licence
好勁呀！多謝你嘅資料!
真系識人個名出問題，攪唔到車牌。
早晨！又麻烦你了，情况是这样的我的孩子七月份去澳洲读书，她有中国银行信用卡和户口。由于中国银行在澳洲有不少分行，而且在香港可以代办开通澳洲中国银行分行的户口，故到了澳洲之后是否可以进行存款或取款？还有我在香港有股票，每年收取股息等，但我不想移民，拿的澳洲旅游签证，请问要缴纳澳洲的税金吗？方便的话能否给予指教，谢谢。我们是第一次去澳洲，什么都不太清楚。吴生
我不熟悉中囯銀行的運作，這个你要問銀行。
旅遊簽証不需要纳香港的收入，只需要交在澳洲的收入税，例如澳洲銀行利息收入税。
你好 ， 關於帶定香港的平安藥， 在過關時申報， 但因為藥未必是醫生處方，例如保濟丸必理痛， 可否能帶或有什麼注意？
凡是可以理直氣壯解釋的原因，都不用擔心，只要不是看來可以作出售的份量。
好有用嘅資訊，多謝無私分享，睇你嘅片，好有香港人的味道，好自在。
Thanks 😊
解釋詳盡，謝謝分享！👍
Thanks 😊
十分實用 支持支持
Thanks 😊
想請教如果香港有股票，將來到澳洲賣時要比capital gain tax, 請問buying price係計當年香港買入價，還是landing個日既價位？謝謝🙇♀️
買入時計
@@HKAussie 謝謝你！
隨著很多新移民會來到澳洲,可否加強移民資訊的訊息
例如新移民經常犯錯或遺漏的地方, 心態上應如何面對, 以及遇到問題時求助的資訊
最後多謝你無私的奉獻, 你幫助了很多家庭,繼續努力!
Take note on that.
求教🙏🏻🙏🏻🙏🏻名果度想知多d點搞，而家仲係香港，但來緊想報澳洲大學，我身分證同passport都冇英文名，顧問話報所有野都要跟死passport個名，咁我係咪要先喺香港做份deed poll？deed poll有冇咩要先準備定？謝謝你
你先到Immigration 改身分證名，好快辦好。同一時間問佢地可唔可以在護照上改埋名。如果唔得，便拿改好的身份証去改護照名。跟著便拿這些証件比律師去做deed pool 以証明新舊名都是同一個人。你出世紙有舊名。
香港銀行戶口一直在用，為什麼要activate它們？
我指是買賣股票債券那部份。
個名寫法真係唔同，請問香港運輸處提供認證車牌持有人既服務叫乜嘢服務？🙏🏻🙏🏻🙏🏻
我只是在統一中心它的TD office 詢問處道出來意，他們便指示我到同層的另一office 告訴詳情，然後便幫我辦妥。
專業精神，幫助別人
Thanks 😊
想請問車牌方面，如果香港係啱啱甩完P，咁我係咪可以過去澳洲當係full license?仲使唔使考試？另外你話車牌個名要吻合，我唔可以解釋返俾佢聽我個名Chan就係surname ，Tai Man 係first name?
關於車牌這個複雜問題，請看第57集：
57. 澳洲移民之路: 初到貴境 Part 2 (過海關、了解社區中心和Service NSW、如何取得澳洲車牌?）
th-cam.com/video/x2tD310QaeM/w-d-xo.html
至於名字那部份，要視乎你好唔好采遇著一個怎麼樣的當值人員，成功機會是50%。
為什麼在澳洲要驗身？是否取得pr,才可有醫療保助？tr沒有，對嗎？
以便讓自己身體狀況在澳洲的GP檔案有一個可作日後參考比較，比方現時身體狀況OK 時，你的血糖是多少，肝酵素是多少等等⋯⋯
Thank you Wilson !
Welcome!
關於姓名的deed poll, 去到澳洲找當地律師做, 可行吗?
可以，如果這律師熟悉香港的証件。
Wilson，多謝你D影片，真心學到嘢！👍👍👍💪💪💪我想係度請教你一個問題。我最近都考慮帶老婆+3個小孩+父母移民到澳洲，估計好大機會會去Melborne。我估計會選擇188C呢個plan，所以想問下，你可唔可以出D片講下澳洲嘅股市，同金融投資市場。 而我個人對188C講嘅投資標的物也不是很理解，請問可否也對呢個188C嘅investment targets多講解一些。Thx！😊😊😊
真人，澳洲股市和金融投資市場我都在認識中，未到可以介紹的地方。
關於188C 的投資項目，如果在NSW, 便是 NSW Treasury Corporation 核准的投資. 至少投資範圍，便寫在NSW Treasury Corporation 的網頁：
www.tcorp.nsw.gov.au/html/
政府的用詞是：
Designated investment: You must provide a signed statement agreeing to make a designated investment with the NSW Treasury Corporation.
由於這涉及資產賺蝕，非我專業，所以我可以進言的不多。😊
@@HKAussie Wilson,多謝你嘅回復！我會好好研究下你比嘅資料。多謝嗮！持續關注你嘅channel！^__^
真人，由於你想移民Melbourne, 所以你要參考的網址是Treasury Corporation of Victoria, www.tcv.vic.gov.au/
請問如長期要食藥，是否過海關每次只可帶3個用份量，其後要睇GP再去配藥呢？
海關只是用一個平常人的態度去做檢查，他們反對的是有人帶藥或其他東西入境倒賣，所以並沒有是否只限三個月的藥，一切要看你在現場俱備的証明，例如醫生紙⋯等等，如果你D藥連自己都覺得多的話，便要主動告訴他們，不要被搜出來才解釋。
知道！謝謝🙏！
要注意，澳洲海關會用狗隻聞我們的行理的。
very useful , thanks
Thanks 😊
關於姓名那問題，澳洲寫法的確不同，但香港的文件那麼多，一定會有可能做漏，是否可以只跟律師幫忙証明例如chan Tai man peter =Tai man peter chan就可以？
這個做法叫deed pool, 主要用在樓宇在不同地方的認證用途，我答不到Service NSW 申請駕照時是否接受。
你好 请问我是意籍华人可以定居噢大利亚吗？
你同其他人沒有分別，都是用計分法來評估你是否有足夠資格，詳情請看第二集 技術移民的條件。如果你想用香港人的資格，你便需要有香港証件以及證明你是在香港居住。
th-cam.com/video/Klbi-6KYm30/w-d-xo.html
Thx wilson! 如果香港名只有Chan Tai Man, 是不是不用做呢
如果來到澳洲他的証件名叫做 Tai Man Chan 便不用做，你要諗定你名字的安排是1 or 2 below:
1. First name: Tai Man
Last Name: Chan
2. First name: Tai
Middle name: Man
Last Name: Chan
你好！我想問下有關deed poll。澳洲名稱方面有冇規定，比如香港身份證寫 Chan, Tai Man David ，澳洲名要跟特區護照寫 Tai Man David Chan 還是我想用 David Tai Man Chan 都可以？只要做 deed poll時同律師講就可以？請指教。謝謝！
從澳洲的角度：Chan 是Last name, Tai Man David 是Given Name, 他們要你再分開那部份是First Name, 那部份是Middle Name
如果你想別人叫你David 或David Chan, 那麼First Name 便是David 而 middle name 是Tai Man，Initial 是TM. 將來你的Full name 是David Tai Man Chan, Short form 是 David Chan
如果你想別人叫你 Tai Man 或 Tai Man Chan, 那麼First Name 便是Taiman 或 Tai-Man 而 middle name 是 David. 將來你的Full name 是 Taiman David Chan, Short form 是Taiman Chan.
你一旦決定怎樣後，便所有澳洲証件及申請表格都用同一標準，不要中途變。
Deed poll 是根據你呈上的有效姓名文件做的。
解釋得好清楚，非常感謝🙏
May I ask, my Hk driving license is Chan, tai man David. But my passport is Chan tai man. Do I need to do step 1 and/or 2? Thanks
謝謝分享~~可不可以講一下澳洲既稅, 如香港有物業是否要給稅?買股票的稅等等...
👌
我問過運輸署佢哋話冇出一封信證明個名係同一個人嘅服務，想請問一下你之前點樣要求佢哋出信？謝謝！
我只是在統一中心運輸署詢問處道出來意，他們便指示我到同層的另一office 告訴那裡的同事詳情，然後便幫我辦妥。
我在西九龍中心首先問詢問處他們說沒有這種服務然後叫我去問主任，問了他們還是說沒有這樣的服務...
可能唔同officer 有唔同做法，這不是standard letter, 而是他問我想點寫，我draft 咗幾句，他便用政府信紙print 了出來，再蓋印，這是七八年前的事了。
謝謝你的回覆，非常感激！
有關轉錢過澳洲的問題：我用188B, 快將過澳洲 first land, 如果想盡快過澳洲, 但想遲D先賣香港層樓和香港D股票, 請問應該幾時轉曬香港啲錢過澳洲, 而又可以交最少稅畀澳洲或香港呢？謝謝！
澳洲的報稅年度是每年的7月1號開始，如果人已在澳洲，海外的股票及物業要付增值稅。要變賣時，一部份在7月1號前，另一部份在7月1號後，平分兩個稅季。其他動作，都改變不了稅款的總值，除非你來澳洲前把全部變賣，那你便不需繳交澳洲稅。
多謝分享
Thanks 😊
銀行同車牌真係好到Point. 依家在開外嘗試開香港戶口真係好麻煩。早知以前就咪鬼close個account... 明唔通又係麻煩。 好提示。
鼓勵頻道主持繼續提供資訊🙏 網上澳洲頻道華人多普通話, 香港人甚少差不多0🙏
Wonderland 澳洲香港人，當然用廣東話。👍
i am afraid that is not the situation, cantonese watcher is also popular. personally i prefer cantonese, more friendly to myself
Make sure hk credit card have all the names properly on it so you could use it for identification as it has signatures at the back of the card. The 100 point identification needs 3 document eg driving licence, Medicare card, credit card, passport but all need to be having the same full name on it.
I brought all medical and operations record to Australia
Valuable input!
Very good sharing
Thanks 😊
1/6点～建议正面👍
信用卡嘅問題
我身同感受
我住喺瑞士兩年、東歐年半
三年幾以嚟從未成功有過信用卡
因為我係全職媽媽不符資格
好彩有香港信用卡頂住😅
Thanks for sharing
Thanks 😊
很好的議見. 關於医療, 如果有長期病, 最好是要香港医生寫定報告, 過來再找尊科. 移民朋友, 不用擔心, 澳洲医療比香港平很多! 我腳眼有個瘤, 要割 香港医生手術費, 要我六千港元, 再加医院費。 相信要超一萬港元。 今年三月,我在澳洲做, 750澳元, 包埋手術後的護理! 即全包. 兩面都是私家医生!
Martin, 好好休養，祝身體健康💕
@@HKAussie 謝谢, 現在已九成半好返。無想過年记大了,復元得慢、 可否email 我 martintokinaga@gmail.com
Thx
Dear sir,
I watch your TH-cam about Australia Tax information and find that your information is highly valuable. I subscribed your channel and keep following your latest sharing.
in addition, i have few questions that would like to seek your advice:-
Q1. about capital gain of outside Australia property sold - if I am currently a PR/Citizen, can I avoid to have the capital tax for my overseas property sold during my status as non tax resident? To elaborate more, if I am a PR/Citizen status andis planning to leave Australia and back to home town for a long time. Probablyduring my leave from Australia, I will be a non-tax resident.My question is that duringmy status of non-tax resident (with PR/Citizen status), i sell my outsideAustralia property and get capital gain, do i need to report and submit mycapital gain income to Australia ATO? is this captialgain subject to ATO tax during my non-tax resident status?
Q2. I have few insurance policies mainly Life and Critical Illness protection, For Life Insurance, if i pass away, my wife as beneficiary will be able to get the claim. does this insurance protection claim subject to capital gain tax for my wife?For critical ilness, if in case i got critical illness and got my illness claim from insurance company, does this critical illnes claim subject to capital gain tax for myself even i use this fund to fix my critical illness?appreciate your kind advice, and probably these may be a topic to share in youtube with other, kind regards,
I try to answer it with my best knowledge. Yet, I need to declare in advance that I am not a tax accountant and U need to consult authorized body if U want definite answer.
Re. Q1, my understanding is U don’t need to pay capital gain according to the situation U mentioned.
Re. Q2,
Life insurance payouts usually aren't taxed if they go to financial dependants.
Life insurance payouts that go to non-financial dependants can face a tax of up to 35%.
A spouse usually does not have to pay any taxes on the life insurance benefit since they are considered a financial dependent.
Children, on the other hand, might face the tax if they are over 18.
Children over 18 years of age are generally no longer considered financial dependants for life insurance purposes, so they may be taxed on a payout.
@@HKAussie thank you so much for your valuable advice, hearty thanks, stay well and safe, cheers,