Can I Retire on my Social Security Check? Monthly Budget in the Philippines Old Dog May 27 2020
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- เผยแพร่เมื่อ 24 ธ.ค. 2024
- Can I Retire in the Philippines on my Social Security Check? Monthly Budget in the Philippines May 27 2020 Old Dog New Tricks
Baby Mae´s Bikinifond: www.paypal.com...
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Mae Espraguera: / mae.espraguera.3
Paul Mcgill: / paul.mcgill.71
Paul i hear you on the Shit happens $100 budget category. I'm a surfer.. Live in San Juan La Union area for surfing. I vlog too. But well live on a pension from the state now. Hopefully after 62 i can get SS too. ;-) twice now i have got an ear infection. I guess the water can be dirty.. especially after rain. each time, I would go in .. see Dr. get my ears sucked out. get drops.. $1,300 but is was the darn fungal pill.. 10 days worth.. that is like 2,600 for ten of them. So 3,900 pesos total. twice now in 4 months.. like 78 dollars. so.. when budgeting.. i think your $100 / month is correct. Something always comes up. But.. $100 on average.. should cover it. You have really great videos. and well.. the things you say... really are true about living here... so for those of you.. who plan to move / retire in the phils.. Follow Pauls advice. Paul, i'm amazed at your following here.. how fast you shot up in views..and subscribers! I've been Vlogging now for like a month or two.. still only 40 subscribers! cmon paul.. share with me! ;-) anyway.. great job on videos.. i always look fwd to a new one. You are not just informative.. but usually spot on for advice!... If you have any good advice on how to be a good vlogger here in the philippines.. i'd sure like to here it! Cheers, Mark in San Juan, La union. San Juan La Union Vlog.
Little tip if you are having ear problems, my Doctor turned me onto the perfect solution which will save you a ton of money, buy a bottle of Hydrogen Peroxide and a small bulb type syringe put in each ear let it bubble for a few minutes then tilt the head to let it run out. If you have a clog then use the syringe and squeeze it hard to force out any stuff in the ear flush it out and the you should be good to go.
@@adventuresofdragonfly2231 GREAT TIP hat I had forgot about. Nice & helpful. We are full time RV heading through Texas to the panhandle of Florida, your area. I fly a Mavic Pro drone. :)
@@adventuresofdragonfly2231 Very Cool. Thanks, I'll try that. For some reason here in the San Juan La union area.. lately.. been getting these little ear infections. I will try this for sure! Thanks again!
Another thing you also might want to try are the moldable silicon ear plugs. I use the Mack brand and they are great for keeping water out of the ear canals when you swim.
Paul, I am a retired Nurse and my logic for doctors here go like this:
1. get them to write down the DX with proper spelling and readable. No Dr. scribble.
2. write down on separate paper any scripts medicine readable. No scribble.
3. Say thank you and go home. Do not buy medicine yet.
4. get on line and go to sites that are major hospitals you recognize the name, or verifiable medical sites, not some doctor selling snake oil. Look up the DX and read all the info. Match your symptoms with theirs listed. Look for area with treatments. Make note of any recommended medications or treatments.
5. Does this make a reasonable match to your symptoms? Did the scripts you received match the same type or class of medication? (The name of med might and probably will be different) if a match is the dose equal or close as what is recommended on the web site?
6. Look for a generic on line and make note of the name. Also look for similar meds in same class listed for treatment. search prices of the similar meds as well as generic (if there is one) of what you were given on script. Find the least expensive. Most any med can be purchased except controlled narcotic type meds and antibiotics. Even to get antibiotics without a script, I usually don 't have to go to more than two Pharmacys, Mercury and Watsons are difficult, but the independent ones are usually good. If you are uncomfortable doing this, do all the research I said, make note of what you came up with and go to any Pharmacy and ask to talk to the Pharmacist on duty. Ask them if what your scripts is, is the same as what you found to take for the DX you were given. Itg sounds like a lot and probably complicated, but it isn't. I'm just long winded I think.
To give you an idea of what can be saved, I took the list of meds for the mother of a previous GF who was in Renal failure, had major heart problems and was considered to unstable for dialysis. Her meds were over 1600 pesos a day. When I was finished with all the cross referencing, I reduced it to a little under 300 a day. Some were crazy. One was a fancy named antiacid, a Tums tablet would do. Savings about 40 per tab. A fancy medical name for what was food grade activated charcoal at 300 per little packet, given twice a day. That is like a half teaspoon per packet, a few grams of the powder. I bought a a kilo at Shopee or Lazada, I forget which for 800 per kilo. So don't get taken for a ride. Don't trust the Dr giving the DX and don 't trust the Med. check it out. And if symptoms don/t match what you find on line, get a 2nd opinion and start all over. Sorry this is so long. Should have got your email and sent it there, but maybe someone else will read this book also. Good luck on your move. Just might move down your way when movement is allowed. The people running Zambales want to keep the strictest lockdown there is in force. Saw on a TV news program that there has only been one case since april 15 or 17, cant remember, but they requested we be kept in MECQ along with Metro Manila. Why??? So they can pound their chest? I have not been able to leave my house in 74 days, being over 60. you and yours take care of yourself
Good Info. With a lot of important points.
You definitely done the research.
Best wishes.
Very best wishes to you that you survive and manage during this difficult period . You are very thoughtful to provide the details and suggestions you’ve given here. Thank you very much.
I've lived in the Philippines for 3 years and I can say you can live on $1000/month. I've had months that I spend less than $800 but I've also had months I've spent over $3000. It all depends on how you want to live your life. I go on splurges every few months and I love it. Even when I splurge, I don't go over what I get from my SS and pension. I haven't even touched my 401k. But I'm stuck in the US and waiting to go back.
Those are goals!!!
Good stuff. Just considering moving to the Philippines. I lived there for 5 years when I was in the military. This was 30 years ago.
Thanks for stopping by every night, Paul! You’re the buddy that lives down the street 8500 miles. You talk a lot and I can never get a word in edgewise, but I always enjoy your visit!
Nonjugemental, honest and friendly that's why your channel is growing. Thanks for the entertainment.
$500 a month ✌🏻 Living well for me is blending with my fellow neighbors. Not being flashy, living simple, having a cash cushion. I enjoy watching your retirement. So happy things are going so well for you. 👍🏻 I think you're the biggest help for retirees from the states out there, coming here. All the best to you and Mae 🧡❤️💚 sending love and good vibes from Marla and Fred in Southern Mindanao.
What's up Paul,,,Built a beautiful house in the province. Cost me one million peso..I collect 1350.00 per month pension and I can tell you that I am living like a king..Thanks for your honesty about the Philippines.
Yeah getting rid of the cost of rent really helps
@@stateofmind4341 20,000$ is one million peso.
Great video. I saved a lot during covid also here in Chiang Mai Thailand. The main advantage about Thailand is the rents are far cheaper here and internet is far better but I still dream about the Phil's..great video. You're a great guy!
Thanks for sharing
I returned to Australia from Angeles City with a similar malady on New Year's Eve. I was crook as buggery by the time the plane touched down in Sydney at 9.00am. I was in a bit of a haze as I boarded the train that took me into town. By the time I caught the bus which would drop me within 3 kilometres of my friend's house in a northern beach-side suburb, I was struggling to focus.
During the bus ride from the city, I rang my daughter, who also lives on the Northern Beaches. Unfortunately, she was unable to collect me from the bus stop.
I like to think of myself as being relatively robust and sufficiently stoic in my reluctance to ask for help. I always fall back on the notion that I can manage on my own. So, I accepted my daughter's reasoning with faux equanimity. My private thoughts were less forgiving, but I acknowledge that I did not spell out the extent of my malaise. Perhaps we might have made an arrangement, had she enough information to appreciate my predicament.
The walk to my friends home terminates with a steep rise. Of course, he had to own the house at the top of the hill. He couldn't live in a gully. No. His is the house, way the fuck up a bloody great big slope.
3 kilometres, carrying my travel pack (which added 20 plus kilos to my total load) and I felt like I might not see another sunrise.
My mate was going out for New Year celebrations but I was unable to do more than groan from a fetal position in his spare room.
I fluctuated from this state to feeling part-way human and back again for a couple of days, coughing up shit and lacking energy.
I am not entirely convinced that I had the Chinese virus that has gained such notoriety over the last few months, but there has been a significant rise in the number of visitors to Angeles City from Wuhan, over the previous season. Whatever the origin; I have rarely felt as ill as I did in the first two weeks of this year.
The only reason I came back to Australia was to facilitate my 14-years-old daughter's application for citizenship. We have a home in Angeles and I am anxious to get back to it and the lifestyle I prefer.
Having lived outside of Australia for over 25 years, I was shocked at the costs involved in doing simple, every-day things. A hamburger (not from the huge chain with golden arches or it's competitors), I mean a real hamburger with a beef rissole, onions, beetroot, tomato, lettuce, egg...the lot... costs $10.00. Fuck me!!! 10 bucks for a hamburger!!! Buy a pint of beer to wash it down and you won't see much change from another 10 bucks. A cup of coffee, through a hole-in-the-wall coffee shop costs the best part of 10 bucks, as well! I could go on, but you get the picture?
I agree with the budget details Paul is providing here. Things are better in Philippines. Don't get me wrong. I'm not whinging about life. I was simply unprepared for the costs that I confronted upon my re-arrival in this most beautiful country. I love Australia. Like the song says: "I still call Australia home..." but they may be pricing the welcome a little beyond my reach.
I qualify for an aged pension in July and I reckon I can live a heck of a lot better in Angeles City or Peurto Princesa... on Samar, or Leyte, or Negros, than I can in rural N.S.W.
There are drawbacks, of course: The services are way less reliable in Philippines. We regularly suffered brown-outs that sometimes ran for days. Thank Christ for the big diesel back-up generators that keep the mall air-conditioned. I'm reluctant to sweat out much more than a few hours in humid February, March and April. The cops are more predictable in Oz, as well. It's a bit of a lucky dip in Angeles, especially in the run up towards Christmas and New Year when the local authorities regard all foreigners as mobile ATMs. I reckon I have put more gifts under trees in December through my contributions to post-men, garbage collectors, water delivery guys, couriers, baranguy officials and police officers than the fat cunt in the red suit, who uses a reindeer courier service.
Still...all in all... I prefer the Philippines as a place to grow older. I'm not so much into shagging everything that smiles, or chasing girls around the bar scenes any more. I live a fairly quiet and reserved life, reading, writing and watching TH-cam vlogs, like this one. You might even call me 'respectable', these days. I gave up drinking and took to eating less processed food a few years ago. I'm in better shape now, in my 60s, than ever I was in my 50's. Perhaps my disposition will change if my health takes a nose dive.
I watched as a friend succumbed to an illness that might have been better dealt with in Northern Ireland, where he came from. Another American mate couldn't get blood for a transfusion until I was called in by his Filipina wife- almost at the last moment. (I'm 'O'n neg. so my blood can be used by anyone.) I've seen friends dispossessed of their real estate because some Chinese entity made an offer to provincial officials in Boracay, that could not be refused. They told him to tear down his house and then gave the go ahead for a major Chinese tourist development. He could complain and wave his bill of sale; but who would listen? Too many have been rounded up for over-staying on their visas. If you're ever deported for such a sin, I've been told you may never return. Don't risk it. Another mate was slandered by a fellow ex-pat because they had a falling out and the accusations became so extreme that protection was required. They don't fuck around in Philippines. If you want someone eliminated, or someone feels the same way about you... it can be readily arranged. Guys I have met have been shot by assassins hired over emotionally laden quibbles. The trick is to always remember that we ex-pats are guests in someone else's country and the customs and habits of the Filipinos may not align with our own. That's part of the joy of discovery.
I enjoy these pod-casts. Sometimes the material covered is outside or beyond my interest but learning from the experience of others is the best way to go. Thank you for your efforts.
Thanks so much for taking the time to write this, it contains a lot of great information
@Harris James Thank you for responding. I guess I got a bit carried away as I considered what Paul was saying about life in Philippines and his feeling ill earlier this year. And thank you for your advice regarding Mexico. I have haunted Southeast Asia since 1975. I've worked in Malaysia, Vietnam, Cambodia, Myanmar and spent some time in India as well. I have not seriously considered Mexico as a potential retirement home. How easy is it to get a long-stay visa? Without such a visa, the best I could hope for is temporary tourist status. If I decided to investigate Mexico as a potential home, what requirements or expectations might the Mexican government throw in my path?
Paul I have been coming to the Philippines for the last two years. I live in a very cold state. (Maine) as I got older I didn’t like the cold so much. I figured out I could come to the Philippines and save money because my heat and electricity bills are very high in the winter. Plus I enjoy the Asian culture . I love the people there and realize how lucky I was being born in the United States. You and May keep up the good work.
I think I spend about $ 1000 per month. That includes a housekeeper and a driver
@@xix645 I am waiting for a comeback from Mr.Tim
What I saw living in Thailand. Guys that did well living on what they had in the West did fine, regardless of budget. Guys that couldn't manage their money in the West (CC debt and such) had the budget issues after moving. A lot easier for a guy that was living well within his means prior to moving to stick to doing that after moving. Also the guys that had substance abuse issues prior to moving seem to accelerate those issues and have the most budget issues after moving.
Paul, tell us in a video about the practicality of ex-pats getting Filipino health insurance, please.
Electricity bill, unforeseen medical bills and going to the Mall can really eat up your budget. My advice live somewhere cooler but not on a higher end rental. Electric bills are a Killer in the Philippines, 20k pesos when you have AC in the summer is quite common.
I always like watching your videos before bed time here in CA. I know all the comments, including mine, seems like you were hit with a cluster bomb of recommendations, advice, or just kind thoughts. Sorry but I couldn't help putting in my two cents in on this one.
The one thing I picked up in your video is that you're not into cooking. Funny that you mentioned that. I'm the same way. I had no interest in taking Home Economics in High School, which I'm probably regretting today. Anyways I am not, nor will I ever be, good at cooking no matter how many youtube people tell you how easy it is. It's BS. After watching and studying different ways to cook food, then thinking that I nailed it, I'd go out, buy all the ingredients, do all the chopping, slicing, mixing, etc only later to discover what took 45 minutes to make follows 4 hours of clean up. Talk about a headache. My point: Your lucky to have Baby Mae around. She's a keeper. And hey, when you talk about finding something new; what's wrong with slowing down a bit, saving a little money and getting a cheaper place to live that's comparable to what you have. I'm sure a lot of single guys & gals wouldn't mind that if they decide to live overseas or elsewhere.
One final note. A Filipina friend who came from the Philippines to make it in America (without knowing I watch your channel) ADVISED ME if there was one person to listen to before making the move, watch the Old Dog. When you get a comment like that from a person who lived there most of there life that means you got something going. I say keep going. Don't stop. And best of luck finding your new place.
Hey Paul great info you sound like Jeff Bridges " Dude' love it!
Thank you for this video. It's exactly what I needed to hear. Planning to visit when the world opens up. Looking for a place to live.
Glad it was helpful!
Medicare Part B is now $144.00. The average payment for Social Security is $1400 a month. Great post. Thank you for sharing. Stay safe.
2Balikbayans Can you live off Part B in the Philippines?
@@rdrdrd7777 No.
You've done it wisely...your pension is more than enough..&.can live there peacefully...
Hi, to save on food, get a slow cooker, just put all ingredients altogether (cut meat thinly) and leave it to slowly cook like a stew. To cure heat, immerse your feet in a blow-up tub. Also, go picnic in a cooler place to save. Take lots of VitC from citrus fruits to boost immune system.
That’s some great advice 👍
Really enjoyed it! Your point of view on this subject is perfect. It’s funny how hard it is to save money when your in a relationship with a woman. I find it extremely difficult to save no matter if my plan is solid my wife can get me to change that plan.
My advice.If she's great for you, he's worth all of it and more. If not you got the the wrong women no matter what. I divorced at 64 and moved on. My new, non American, wife, 5 years, later is fantastic. Happy man. I didnt want to grow old alone.
FYI everyone average filipino workers make 20,000 pesos so just imagine while foreigners talking 2.5 times more than their income at the minimum for their budget
Hey Paul,
Interesting video but like many similar videos you do not discuss other real expenses that retired (particularly older) expats face. As a 64 year old retired to Thailand for eleven years, I'll list a few of them:
1. Medical insurance premiums. No matter where you live, quality medical care costs. If you have enough to self insure...great. If not, you are rolling the dice on whether you will get the care for something serious when you need it.
2. The cost of taking care of those you love after you are gone. You probably want to leave Baby Mae something more than that chicken you prop up on your sofa. A straight life policy that will take care of her for a year or two after you are gone costs money.
3. I am from the U.S.. My mom died two years ago,. My daughters gave me grand kids recently. If it's important for you to be present for the funerals, births, weddings, etc. of those you love in your home country than you have to budget for these very real travel expense,
4. I am sure you are going to die. What arrangements have you made to not burden others with the expense of your passing? Even the most basic of funerals cost money. Who's paying? do you have anything set aside?
5. "Emergency" expenses. You know, Your computer gives up the ghost. You throw a rod in your car or motorbike, a relative breaks an arm.. Something unexpected should always be expected when it comes to budgeting`.
Just a few observations based on my experiences.
Stay healthy man!!
Us saps still workin towards a meager retirement need your wisdom years to come!!
Stirling video!!
I've lived in Bangkok, Thailand for around 4 years now on my 1300 military retirement....whenever I get to move over to the Philippines, I'm sure I can live pretty much the same lifestyle as I am now.....I don't party much as it is.....and since the usd exchange rates are a bit better in the Philippines than here in Thailand .....I should be just fine on 60k pesos a month.....guess I'll find out....lol
Skeet Dizzle $1300 sounds tight for BKK. Can I ask what area you lived in? Wife and I lived there for a year, mostly Soi Nana area, and went through my savings pretty quickly.
Anyone who considers becoming an expat should recognize that it will probably cost more than expected and have backup money ready. My pension is $3500 a month and I live on about $1100, so I try to put about $2000 a month in savings. If/when surprise costs happen, I can handle it. And realistically after the age of 60, medical costs will a huge expense for most.
Yeah, your vbloging occupies most of your time which is good at your age now, can express your thoughts & feelings & not to be bored in a day......am listening now...becoming your fan...
Hey Paul, I hear you when it comes to finding a place to live that is a little more remote & with more privacy. I am recently retired, and I spent the last 10 years living in the downtown area of a city with population of about 500K- lots of restaurants, bars, entertainment options, also lots of noise. I really enjoyed it for most of those years, but as I approached retirement, I realized I wanted a little more peace & quiet in my surroundings. So, I am currently searching for that quiet spot to spend my retirement. Your option of being able to live in a mountainous area sounds awesome. Best of luck to you and Mae in your apartment search.
I appreciate you brother. I live a minimalist lifestyle and believe I could definitely live within those guidelines. Great job again Paul.
I appreciate that!
Paul,, very interesting information once again. Yes, I believe that you, Mae and the other guy all three did suffer through Corona before the world knew what Corona was. All of you are very blessed for making it. I understand your passion on a change of scenery. Oh yes that apartment is really great you have now but, I do understand on wanting to move. Appreciate Paul the common sense on budget information you give. This really help guys out in the future who are contemplating on moving there like me, Thanks.
Holy cow that is inexpensive. My property tax alone in the USA is $750/month. My utilities are about $300-400/month. Food is probably $600/month, etc.
I agree about stagnation, everything the same and even though I mostly go to nearest town one way and return another, after X number of years it is boring. Look forward to wildflowers in bloom every year, watching the veg garden grow, seeing the grand children mature. Mostly waiting for the grim reaper :) .Nice thing about the military life is I changed jobs and scenery every few years.
I will retire in two and a half years at 62 SS will give me $1531 a month and I now own everything I have except for my current apartment that I rent so I have decided to stay here in the USA and over the next two years buy some land for cash, buy a travel trailer with everything I need for cash move it on to my land and have very low expenses. All this will cost me no more than $20,000 and then my monthly expenses will average about $800 because I can see that even living in the Philippines will not save me more money the only thing is I would miss out on is the ladies :( but having extra money every month in case of problems is more important right now and I don't want to be down to my last dollar in the Philippines. Take care Paul and have fun.
@Harris James Funny that you said used cars I am an ASE Master Automotive Technician and all I do is used car inspections all day long. We just started back to work this week.
That good gal of yours will find so much for you to save. They know how to stretch the peso and that's just one reason I love my wife so much
Yes. Starting living and adjustment will cost to start. But Philippines is good life to live for foreihner
Yep. Had exact same thing at same time here in Olongapo City! So many have been saying the same thing on other venues.... Weirdest cough I ever had and I will add my body was fine laying still but if I tried to turn in bed it felt so painful until I came to a resting position. We made it
Thanks Paul! See you in a few
i'm not retired yet but i like your story time videos. keep up the good work.
I'm with you Paul. I have no problem with a $2 meal of BBQ sticks/Sisig @ Mang Inasal or $3 for Jollibee Supermeal. But I also don't want to sweat spending P1-2k at a nice restaurant or having a nice latte and cake @ Starbucks/Coffee Bean whenever I feel like. So while many say $1k a month is plenty, I'm fine with the many times I hit $1500+ a month
Hello we bought our land and built the house while I was still working in the UK so now I have retired we don’t have any rent, I drilled our own well so we just have electric to pay for and things like phones, satellite TV, gas for the car, we eat really well. The UK pension is payed every 4 weeks 28 days and we can live comfortably
Cost of living about the same as Thailand . I spend about 1500 a month to live a good life 2 people .
Stay off the sauce in Thailand and it can be reasonable.
I am retiring and I think is good enough already to have about $1,000
Wow, you are really slowing down, I totally agree it's time for change!
It is time to move on, small please a new girlfriend like June or July and all will be fine again
Paul.dont worry it all made perfect sense, something my fiancee mentioned is can slso impact ypyr budhey depending on island you live on mayne 100 a month not much but every little bit counts. Take care thanks for all.the great info
Thanks for sharing
MY monthly budget runs somewhere around $1,500.00 a month. But I am not completely reliant on Social Security either. I have one step daughter entering University. My wife has a house in La LIbertad Negros Oriental. I give her about $500.00 a month. And she does not work a regular job. I have a pretty good sized house with a pool, A Three yr old Nissan pick up, Both of which are paid for . Normally we go out to dinner or lunch a couple times a month.
For my activities I am training a Rottie puppy. I read, listen to music, do the u-tube alternative media thing . And I build models , yeah like many of us did when we were kids, before we found girls !
My SS hits Direct deposit here on or about the 4th of the month. My VA hits on the first or there about . MY income exceeds my expenses. I have money in the bank and am building a nest egg for the wife in the event of my passing. There is an education acct for my step daughter.
Most of the time I spend little to nothing on my self. Except when I buy hobby related items , mostly online from overseas.
So No I doubt I could live on $1,000.00 per month . I don't need to live small and don't care to.
My rent, in Staten Island NYC is $1450 per month, for a 1 BR apartment for me & my 3 cats. If I recall, you did a recent 2021 video, you rented a lovely house for $400 per month for you and Baby Mae.
Personality and vices...exactly right. Can I live on 1440 a month? Yeah sure. I'm single and live in Angeles City...I go out to eat all the time, as well as have stable food items in the fridge and cupboards. My largest expense...food, lol. Alcoholics sitting with alcoholics, not my cup of tea...my biggest vice is scuba and all the expenses that go with travel and hotel/food/dive gear etc. God bless US Army pension! Piss away a lot of money that don't need to, but it sure is nice to be able to do it. I don't know how Soc Sec guys make here on that alone. Anyway Old Dog, new tricks...keep having fun. (Medically speaking[my area of expertise] concerning derm, if it is wet make it dry, if it is dry make it wet). Talk to me any time. Drop a message on one of my videos and I'll throw you my email.
I enjoy all your videos.. and what you say and bring too the table.. of life in tham... so I live a better life. Befor I.. do things wrong...
It seems like you are satisfied and you are very comfortable to live in Philippines
I always hate the question "can I retire on Social Security" when the answer is that always yes. it all depends on your lifestyle, because eventually everyone retires on Social Security even in the USA and they aren't eating dog food. Wanting to live the American lifestyle overseas can be expensive, more than in the USA, but that leads me to the question, why would anyone want to retire on with the American lifestyle and then live overseas and not embrace the local culture.
Get Phil Health. Not gonna shock you with savings but takes the edge off of somethings
You know bugs are an excellent source of protein, and with rice not so bad. Especially after Six Red Horse..
I like that you get to it and avoid all the BS, after watching your Video's I am at peace with my Planned budget for when I Pull the trigger and retire at 62 from my Oil and Gas gig, My Filipino soon to be wife has a great pension plan (not me) with that, SS and Schwab account ( i moved from Amerprise to Schwab based on advice from you BTW freaking good advice) will be more then enough for Beer, electricity.
Thank you Russell
Yeah buddy . Just gotta shake things up alittle bit every now and then.
I used to get my SS check like you. It was a pain with the schedule. For some reason they changed it and now I get mine on the 3rd of each month or sooner if it's a weekend. Weird but I'm happy.
R.Peter Lucarelli hi the UK pension I get is every 4 weeks so every 28 days
It’s always a good idea to have a healthy savings account to supplement your fixed monthly income. Unexpected budget busters WILL happen!!
True
Paul in the Philippines Old Dog New Tricks Paul do you have a email or way to contact you
Paul in the Philippines Old Dog New Tricks how did you take care of mailing? Example! You get forms from social security to fill out! Or other pertinent documents that you had in the states mailing wise!
@@22jaydogg I been trying to figure out that same thing HEHE
Always enjoy your talks Paul :)
1000 a month is doable but 1500 is better. I think I'll work as long as I can here in China. I think about retiring in The PH, however with the gov response to COVID19, NOT sure I wanna spend my last days there. Hoping I can get my gf out.
Another great video Paul! Thanks for your input.
I enjoyed hearing your budget and views of how/what to spend the money on. it appears to be totally accurate those who check the budget sheet every month probably cant really afford the life they have or at least want to try and save some cash and forget cash only buys what you want. The moving is a good idea that is one of the advantages of renting after all. as they say you cant fix something that is not broken but you can change the record/song
Change in routine is always good for the brain housing....hope ya find a nice place. It’s also good timing because a lot of the places that rely on tourists or Airbnb desperately need occupancy.
Be very careful isolating yourself if you move; most likely more brown out problems and water problems.
i was in Cebu and Manila in December, January, and part of February. I experienced the same symptoms(minus the fever) that you said you, your friend and May had. My guess is you contracted the virus when you traveled to Cebu. It looks like you were there around that time.
Same here on the flu in January. Cough, fever not much else and I wonder if it was more than the flu. Was in China town in San Fran. in early January came home and had a lasting cough for the most part that lasted weeks. First week couldn't sleep due to cough. By Feb. totally cleared up.
Hum...Doc. was getting commissions on the "Med's".!!!😁
Thank you for information
Paul do you ever stop in at Naturally Negros Meats down the hall from the immigration. They have some nice meats in there and i gave him the recipe for the cajun sausage they now sell. Its a pretty cool place, he employs all deaf people.
I love that store
Change is good Paul. You will get a new perspective. Looking forward to seeing some videos on your search for a new place. It's cooler in the mountains as well.
That's the plan!
Nice informative video Paul.
And congrats on hitting the 14k Subscribers mark.!!!
My Jamacia wife, 20 years younger is a blessing. We live in NC, USA. We travel. We are blessed and give $$$ to others. Her family and friends and even strangers in need. She taught me this. We give and get more back every time. Don't be a tight ass selfish American.
Great video bro !!!
Wise words a change is just as good as a rest as they say good video thanks for sharing.
So true!
Sounds expensive
I live in the UK and don't even earn that, but still have spare cash, I have a car and a nice flat
Really enjoy your eclectic and funny thoughts on living in the Philippines. My wife is a Filipina from Batangas and we’re hoping to retire there in 4 years. However, you are having too much fun so we may have to do it in two years!
Paul you seem like a great guy and Baby Mae is a great gal.
Wonderful discussion. So helpful Paul. You are a gem 💎!!!
Glad you think so!
Another great video. Mate.take care stay safe to you both
Glad you enjoyed it
No cricism Paul, Americans refer to receiving a checque. This is a thing of the past in Australia. Isvallbelectronic payments. Money transfer!
Great video Paul, Good info.
Nice one. Thank you.
We like to listen to your story
Paul you two live near Valencia. Has there been a lot of brown outs in the past 3 weeks?
yes, a lot
@@paulinthephilippinesolddog9234 Thankyou, you and Mae have two great channels!
Hi Paul - thanks for this topic. I hope you find that nice little remote place you're looking for. I think Mr Brown did the same and now enjoying the quietness away from the city.
I am guessing....how long is a piece of string... //Except for gasoline and buying too many running shoes...I live on 600$ expenses here in rural WA.
Your right about change. I would go small and get more remote and travel with what you save.... Backpack and a bus ticket!
Paul, I would say that for me personally I don't mind you going a little extra longer because I plan on moving to the Philippines after this lockdown is lifted. You provide great information for someone like myself to get prepared for my journey there to the Philippines. Again I would say thank you for your awesome videos my friend
Thanks Sammy
Great video what’s the name of your apartment complex I plan on return to Dumaguete has soon as the country reopens
totally understand,,,get another location,,new enviroment,,more private,,,great idea
Maybe, stopping those maintenance helped you battled the respiratory illness better. Because most who died had comorbiditoes and taking other meds
Squirrel...stay focused...love it
After living in Asia for 12 years, 600 Dollors is my max budget monthly, Spend. I truely know how to live cheap. I have a partner, a child and Nanay (Mother, inlaw) allso lives under the roof of our small house in the, province of, Philipines. Electricity is budgeted as no aircon only fans to keep cool, due to living on a mountainside it very cool. My days of Condos and Hotel rooms are over. In the past I've found it cheaper to rent a shop and live in that. Living cheap with a reasonable lifestyle is about knowledge. I don't waste money but use to in the past my first few years in Asia I would spend my money on Women and Beer and waste the rest. After you have found what you seek in life a good woman a small safe place to live built a home then living exsteamly cheap is very possable. My life is good and a lot better than my lifestyle I had before in the UK. Life is what you make, of, it. Blend in with the crowd and your laughing and living a good life from my veiw.
Good for you my friend I hope to be there one day myself and live the same simple life
I would like to move there but I’m thinking more about going to the Baguio city area....I have a friend here in the US that married a woman that’s from there and they tell me how nice it is and how much cooler it is up in the mountains.
Thanks Paul. You’re both informative and humorous. After watching I feel like I’m going to be one of those wealthy guys you talked about previously. Haha My monthly income will be around $3,000.00 but will be have roughly $400-500 g in investments back in the states. Not a drinker so won’t piss away cash that way. However; do see me and my sweetie doing 3 to 4 island hopping excursions every year. I feel for some people still paying off college loans into their late 30’s and even early forties. I made it through the tenth grade. Got a GED in the military.
Basically A person can exist on $1,000 a month. if you want to live it goes up depending on how much you want to live. generally budget $1,500 - $2,000 you figure it out...
That's right Paul, change is good even though humans are generally resistant to change. Different outlook is always a bonus
Paul I like you share with me inputs
Great information Paul. I am moving to the Phils after this pandemic is over. I will be living off of SS also. I was wondering about start up costs when moving there. Things like requirements for renting a apartment, buying new kitchen utensils or any other things required when you arrive there. I know all this depends on who you are and your own budget. I am not necessarily talking about prices but what is needed...
Try Dumaguete Studio Apartments online,his price is furnished with a motorcycle to use for transportation,or he has a driver and a tricycle for you to rent,pool is their for residents and their guests.This will give you a idea of cost,he is usually full and is picky about who he lets rent so he can keep out the druggies and alcoholics.Good luck!
Send a balybayan box or two with favorite cookware and other small items you like or need becauce it seams like it's hard to find quality merchandise there
another great video,,plenty info,,keep em coming
Hi Paul - great video. Do you know if its true that even with an SRRV visa ALL foreigners (except those who are diplomats or married to a Filipino) are NOT allowed to enter the Philippines since March 19, 2020 with no plans in sight to change this?
Maybe find a place where you can have a garden grow a few vegetables.