How To Make $2,000/Month In Dividends With Only $25/Week
ฝัง
- เผยแพร่เมื่อ 29 ก.ย. 2024
- 📊 GET MY DIVIDEND PORTFOLIO SPREADSHEET (FREE) ► www.retirewith...
📈 SEEKING ALPHA PREMIUM (FREE 14-DAY TRIAL) ► bit.ly/3WWZ7tm
📊 THE DIVIDEND TRACKER (FREE) ► thedividendtra...
💬 JOIN THE DRIP N' SIP DISCORD GROUP WITH 2,200 MEMBERS (FREE) ► / discord
In this video, I’m going to show you how to make $2,000/month in dividends with only $25/week. Throughout the video, we’ll be comparing 3 different dividend portfolios: one that has a low dividend yield, but offers a substantial amount of dividend growth, another that is the opposite and has a high yield but low dividend growth, and the third portfolio will be somewhat of a balance between the first two to give you ample dividend income that also will continue to grow over time.
The ideas and opinions presented in this video are meant for informational and entertainment purposes only, are not intended to serve as a recommendation to buy or sell any security in any account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision.tended to serve as a recommendation to buy or sell any security in any account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision.
Which of the 3 scenarios do you think will build dividend income the fastest? Let me know in the comments below! 👇
can you do this same video with $1000 investment per month please
I’m only now starting and I’m failing
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 62 and my husband 65 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income.
Wow, that's incredible!
LIES
Hey Stephanie, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas.
generally,,investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
I've read testimony of people employing investment advisors to help them become more financially stable, therefore your investment advisor must be pretty good. Would you mind providing more details about this person?
Great stuff Ryne!
Thank you man!
I hate to tell you but your math is wrong. DGRO is not worth as much as JEPI plus your better to invest in JEPI or a decent monthly payer like JEPI, O and reinvest the dividends into SCHD among others.
How specifically is my math wrong?
A nice yield with good growth is my favourite meal ✅️
Agreed 👌
The link didn't appear on my screen for your suggestion for a beginner investor portfolio. Can you add the link?
Interesting. I just double checked and it’s there. You have to be watching through the TH-cam app or on a desktop for the end screen link to show. If you’re using something like safari on your phone to browse TH-cam it won’t show the end screen link
Here’s the link to that video though: The PERFECT Dividend Portfolio For BRAND NEW Investors (10 Stocks) 📊
th-cam.com/video/uzMnENYNvNA/w-d-xo.html
Amazing! Thanks for making that differentiation of portfolio types and mostly for the perspective…👌💯
My pleasure, thank you for watching!
Hi, cool video, complete beginner here, but I have to ask, what way tax is built into these figures, does the annual tax take on the dividends not reduce the compounding effect drastically?
The taxes certainly aren't ideal, but they were taken into account in the calculation
@@rynewilliamsthat’s brilliant, keeping the right side of “ the man” and getting them returns!
I’m beginning to see the US has a much more favourable tax system for investing than Ireland, dividends seem to be heavily taxed here (40%or higher) which completely kills any compounding effect. That’s from my own research so far but I don’t see anything here equivalent to IRA/ROTH accounts. It’s a pity, I’d love to try the world of dividend investing!!
Great content by the way!!
Start very young and be disciplined.
Exactly!
Cool now i know buy more stocks better than ETF
Individual stocks aren’t necessarily better than ETFs. I think ETFs are great
NOOOOO!! Not the Burt's Bees!!🤣
Haha pick your poison. It’s either Burt’s bees or financial freedom 😂
Banks are offering over 5.5% on CDs right now for 12 months. Take advantage now, because 2 yr CDs are 3%. They all know the exonomy is going to get worse. Physical metals are always a good investment too.
Please can you explain how to add CAGR 5 year growth in your sheets 6.0 ?
Was wondering the same.
How do you recommend preparing for taxes while earning dividends? How do you do it?
There are multiple ways to do it. But if you wanted to, you could always set aside 20-30% of your dividend income for taxes
Already do this kinda.. I do $32 a day instead of $25 a week
Nice!
Can yo u do a video on APLY the AAPL covered call it pays monthly and have a 4% dividend yield
I can’t guarantee I will make one on APLY, but I will certainly consider it
@@rynewilliams appreciated, mention me when you do😂😂
25 a week? Or 25 a week each stock. On the 10 stock portfolio
$25 total per week
Interesting If that’s the case I’m gonna do 4 different portfolios. 1. Schd,2.dgro,3.jepi,4. 10 stock one similar to your example. And we will see which one works out best 😂😂
Golden Info!!!! New subscriber
Thank you my friend!
I'm 22 right now, and I have about $30,000 invested at the moment, but it's mostly invested in the high yield stocks, along with a little bit of O and SCHD, but your perspective really makes me re-evaluate my portfolio. Thanks!
You've got plenty of time to let that dividend snowball grow and compound. Something more high dividend growth like SCHD would be the way to go in my opinion
@@rynewilliams Thanks. The longer I research, the more I realize you're right. Dividend growth is the way to go.
@@writerofworlds9882will you please teach me?
20k in jepi getting around 200 a month but the stock still makes me feel uneasy. Be careful go dgrow or schd or VTI.
I get you...the variable dividend can be nerve wracking
new sub here
Thank you! I really appreciate that
im new with the investing@@rynewilliams
Something is wrong with your math here. 2.5 mil portofolio will bring you about 125k with a 5% yield. FOR 500k income you need about 10 mil portofolio. I just did the ratio on the end balance portfolio after you get the growth. You are talking about 20% yield to get 500k on a 2.5 mil portofolio. It doesn't add up.
The math is not as straight forward as that when you dollar cost average over a number of years. When you take dividend growth into account, the math changes
Its a dividend snowball, it's still a stock you reinvest
Just do 25 in each every week! 👌🏻
Exactly!
The only bad thing about DGRO is the the quarterly dividend. It should be paid monthly.
Getting those dividends every month sure is awesome!
How does the monthly thing work
Oh yeah jepi!
Guessing 1 or 3. Probably 3
3 crushed it!
Great video! Instead of JEPI (example), I would invest in JEPQ instead, if we're talking about JPM ETF and same expense ratio.
Thanks!
Why no subtitles ?😢
What do you mean?
Hi. Can you cover jepi vs jepq? Thanks
Google it
Thank you for the video idea!
I’m 32 now and I wish I had done this at 18 instead of 26
Same here!
Guessing, I would probably do a mix of scenario 1 and 3. My dad is changing my future by giving me an investing allowance of $1450 a year to invest!!! That’s about $120 a month! I just put it into a dividend calculator, I’ll be making $100,000 a year from dividends in only 35 years!!! 😮😮
Wow that’s incredible man!
So what you do if one of your portfolio stock decrease its growth rate or stop paying dividends? Do you just sell and look for alternative stock to buy or there is a better strategy to follow ? Thanks for clarifying
I haven't experienced a full dividend elimination yet, thankfully, but if one of my holdings were to stop paying dividends altogether, I probably would remove it from the portfolio
The power of that dividend snowball :)
The almighty snowball
I defo love some good CAGR on my divys. I only have a 1.75% yield on my dividend growth portfolio but it's rocking a juicy 15.4% CAGR wich fits my time horizon. I don't need a high yield now so I can just let it drip and watch the snowball grow with the years. 📈
Oh very nice, that CAGR is off the charts!
Merci !
Thank you!
absolutely nothing like the power or dividend growth investing and rolling that snowball!
You know it man!
You can always opt out of dividends and learn to trade on your own. Example I made around 8k USD from just one stock this week.
Stock: SIMO
Woke up to 75% increase in a day, sold everything, few hours later, merger was off, stock crashed 😅
I started at 30 when my job situation was more stable and so far I’m at 3500 in my portfolio so far bringing in 167 a year in dividends so far, the only thing I hate is I do my trading through a portfolio with JPM cause of the simplicity since I’ve been a customer with them for years but the portfolio only can buy a minimum of one share so I can’t really get into as many companies as I like cause the stock is so high
I get you. So the JPM platform doesn’t allow you to buy fractional shares?
@@rynewilliams nah it doesn’t which is a kind of reason I wanted to try something else that’ll let me buy fractional shares. But part of me thinks that I’ll hate managing two different portfolios, if I knew that before I really started investing I wouldn’t have gone through JPM. But the other part of me feels maybe it’s a bit safer considering the strength and security of JPM vs other companies or trading apps
You could probably transfer all of your holdings to a different brokerage. If the JPM portfolio is just a standard brokerage account you can do an ACATS transfer
@@rynewilliams yeah possibly! I’ve been hearing a lot about webull as an option
Move your portfolio over to Sofi and get some fractional shares
Hi ryne!
Great vid, thank you!
How would you divide the 25 dollars a week between your the 10 stocks each if you did the separate stocks?
There's so many different ways to divvy it up, but for the sake of simplicity, you could always just do an equal contribution to each
Please help? How much a day do I put into the ten stocks?
You can put in however much you want!
I cannot wait 15 years, I only have 7 years before I retire.
What would you do if you only had approx. 6-7000 dollars to invest per year (+ dividends) and you needed around $2000 per month in 7 years?
So fare I have been investing in dividend stocks for 6 months and I have invested $6000 so far giving me an average monthly dividend income of $58. (I cannot do the more "advanced" like JEPI due to the Danish Tax laws.) I know it is impossible (I have other income when I retire) but if I could get a close ... 😁 (Fractional shares are not an option and trading cost is $9 per purchase
Honestly I don’t think it would be possible to generate $2k per month in 7 years with that level of contributions. You’d have to invest a lot more unfortunately. If you extend your time horizon some, it’s definitely possible. It might take a couple decades to be realistic
@@rynewilliams I came to the same conclusion. I was just hoping to finance a little finca in the southern part of Spain with the money, but I got started to late in life.
@@dorte2394at least you still have enough time to build a really decent income though. You’ll definitely be able to cover a few bills a month if you stay diligent
Everything is a risk, right? Another option for you is to only invest in growth stocks like NVDA, TSLA, GOOGL, AMZN, NFLX, META.....etc and hope they rocket up. Maybe after 7 years of growth, you can sell off and convert over to quality dividend paying stocks. That's pretty much my approach now with my $80k portfolio. Most of that portfolio is comprised of growth stocks. I'll eventually slide over to a more dividend account after I hit $350k. I think I can hit $350k in 7 years. To make $2000 a month off dividends, you'll need a $700k - $1mil account.
@@dorte2394If I were you, I’d dive into crypto… You may have to risk it all. Get yourself some $FLR tokens and compound it.
good info!
Thank you!
Really like your videos and I have started my own journey. I use your Tracker and it really helps out. Just one question. Do you have any plans add diffrent currencies? I have not only US stocks but also stock from Eurozone and wonder if you plan to add that to your tracker with the next update.
Anyway thanks for the start, and i can happily say i have passed the 2000 dollar mark for my potofolio!
Thank you! To be honest, I’m not sure about the additional currencies. It’s something I should probably consider though, a lot of international investors use the spreadsheet
I really enjoy your show until now, $2000/ month dividend with $25
Thank you!
Low yield, high growth.
in theory, if I did 300 a month instead of 100 couldn't I achieve the same results in about 10 years? my wife and I are 28 and 29. we want to be able to retire in about 5-10 yrs. if we both put $300 each a month could we be financially free in 5-10 years?
In theory, yea that’s about how it’d work. The more you invest, the quicker the results come
@@rynewilliams I really appreciate you. Is there negative in going that route, putting $600 into the 1st or 3rd option? The only thing that comes to mind is potentially not being able to do the same thing with our Roth IRA. I don’t think we could afford to put $600 toward financial freedom brokerage fund and do $300 or 600 toward Roth IRA retirement fund at the same time.
CDs have 5.5% or better right now. Dump all you can into them. One year only. Banks are showing 3% for over a year. They know the economy is going to get bad. Buy silver. Physical silver.
I’m loving your stock and dividend investing videos, though I am a bit older than your target audience at 55 y/o and would love to see more forward looking content. I am relatively new to stock and dividend investing and have around 1.2M in mutual funds account and just over 400K in stocks. My wife and I are planning on retiring in a few years and my focus has been building the value of the stock account through dividend paying stocks.
Wow that's incredible. You guys have build up quite the portfolio. You'll be able to generate some nice dividend income with all of that
Been following you a long time man I appreciate all you do!
Thank you man! I really appreciate all the support
You did well to help people share his info here
Thanks!
Only basing on past performance, the hybrid approach looks good.
My hybrid approach is
QQQM+SCHD 50/50
That would definitely be a solid hybrid approach
what's better Compound interest or Dividend Growth? and which is risker?
They kind of go together. Dividend growth helps to create compound interest
Hey I'll be dead in 30 years LOL! Therefore I'll need to go with portfolio 3 - appreciate the insight man!
Thanks Brian! Portfolio 3 would be a good way to go
Great illustration. I don’t think the trade off of time is much more than a high yield low growth, though you will feel like you’re making less in the beginning.
Love your stuff Ryne!
Very true, thanks for watching! I appreciate the kind words
That doesn’t make sense. The dividend yield is 20% on the portfolio at the end.