How To Build A Dividend Stock Portfolio For BRAND NEW Investors

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  • เผยแพร่เมื่อ 4 ม.ค. 2025

ความคิดเห็น • 117

  • @rynewilliams
    @rynewilliams  25 วันที่ผ่านมา

    📊 GET MY DIVIDEND PORTFOLIO SPREADSHEET (FREE) ► www.retirewithryne.com/free-portfolio-tracker

    • @SanjitMandal
      @SanjitMandal 24 วันที่ผ่านมา

      @@rynewilliams Have you looked into FTEC and FDVV?

  • @Dividendology
    @Dividendology 24 วันที่ผ่านมา +9

    Great job covering some of the basics here, Ryne! I enjoyed watching!

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา +1

      Thank you man! Every so often it's good to revisit some of the foundational elements to all of this stuff

  • @nielsvanaert4746
    @nielsvanaert4746 24 วันที่ผ่านมา +7

    You can also just buy growth stocks with no dividends right now and make them grow well and sell them off and use that money to buy dividend stocks later when you decide to retire. Another option which I personally like most is to own them both to have a well balanced and diversified portfolio.

  • @JeffTeeples
    @JeffTeeples 23 วันที่ผ่านมา +3

    Hey Ryne. You have become a pillar in the dividend investing community. You are making a huge impact on the masses. Long-time fan of your channel. I stand by my prediction I made before I started my channel (not sure if you remember from your live chat): You are going to kick my butt age for age, and I'll be the first person to shake your hand and say I told you! You have a good thing going. It feels like a slow grind, but you are (almost) to that magical portfolio amount that takes off!

    • @rynewilliams
      @rynewilliams  22 วันที่ผ่านมา +1

      Man thank you so much for all of the kind words and support - it really means a lot. I’m going to hold you to that handshake! 😂📈
      And truth be told, at this point it doesn’t really feel like a grind at all. Investing isn’t something I feel like I HAVE to do…it’s something I WANT to do. At this point, it’s a whole lot of fun

  • @TheDGICrab
    @TheDGICrab 24 วันที่ผ่านมา +5

    Great video Ryne. Although you left out my personal major metric, age and time horizon. Low yield high growth when young and high yield, low (but stable) growth when older. If only I knew about investing when I was in my early 20s, I'd already be living off of dividends at 41!

  • @NardWill90
    @NardWill90 24 วันที่ผ่านมา +3

    You know how intelligent you have to be to fully break something down where even a beginner legit understand. ✊🏾 🤜🏾🤛🏻 respect 💯 ryne

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา +1

      Haha I appreciate that my friend. I hope you enjoyed this one!

  • @davidclark155
    @davidclark155 25 วันที่ผ่านมา +17

    I no longer support M1 for beginners. Since they have a fee for accounts less then $10,000. Great video Ryne.

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา +3

      I think that’s fair, thanks for tuning in Dave!

    • @fernandojsagas
      @fernandojsagas 25 วันที่ผ่านมา +3

      Is that something new? (The fee?)

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      It's relatively new. They implemented it sometime earlier this year

    • @jeffaragon
      @jeffaragon 25 วันที่ผ่านมา +4

      M1 finance isn't a brokerage designed for beginner investors it's for seasoned inveators

    • @galiciadabest
      @galiciadabest 24 วันที่ผ่านมา +3

      @@jeffaragon it's literally for beginners. doesent even offer options

  • @vestedinterest5655
    @vestedinterest5655 25 วันที่ผ่านมา +5

    Only thing I'd clarify is buying ETFs or Index funds does not give you ownership of any of the companies in the ETF or Index fund. You are investing in the fund, not the stocks the fund invests in.

  • @NolanGouveia
    @NolanGouveia 19 วันที่ผ่านมา +1

    Well said my friend!

    • @rynewilliams
      @rynewilliams  19 วันที่ผ่านมา

      Thank you man!

  • @fernandojsagas
    @fernandojsagas 25 วันที่ผ่านมา +5

    Your editing skills are unmatched bro, it makes your channel unique. It shows how much work you put into your videos. 💪🏽

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา +2

      Thank you man, I sincerely appreciate you saying that. It is a lot of hard work for sure, but I love it. There's nothing else I'd rather be doing

  • @asphaltandtacos
    @asphaltandtacos 24 วันที่ผ่านมา +1

    I am considering adding preferred stocks to my portfolio. While there is not much room for capital appreciation there is room for good distributions that can be used to build up a portfolio of dividend stocks.

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา

      Nice! Which preferreds have you been looking into?

  • @SDineshchennai
    @SDineshchennai 25 วันที่ผ่านมา +2

    Hi ryne how are you
    Happy to see your videos early

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      Thank you my friend! I hope you enjoy this one

    • @SDineshchennai
      @SDineshchennai 25 วันที่ผ่านมา +1

      Thanks for replied my friend
      iam really happy and gaining my share market knowledge from your videos
      Thanks from Chennai, INDIA 🇮🇳

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      Keep up the good work 👏

  • @Investright-t8k
    @Investright-t8k 24 วันที่ผ่านมา +1

    Ryne great video as always keep it up man !! I would love to see a video on your top 5 stocks we all should keep an eye on for 2025!!!

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา

      Thank you my friend! And funny you should mention that - I think either this month or early next month I’m going to make a video like that. I want to include some subscriber picks as well. I think it’d be a really fun video

    • @Investright-t8k
      @Investright-t8k 24 วันที่ผ่านมา

      I think that would be great man and will be looking forward to seeing that video!!!! and I think it would be a great watch for us!

  • @UsefulDonkey99
    @UsefulDonkey99 18 วันที่ผ่านมา +1

    Growth stocks are great but if you have to sell during a bull market your gains are lost.. great video

    • @rynewilliams
      @rynewilliams  18 วันที่ผ่านมา

      True, and thank you!

  • @WealthCreationStationYT
    @WealthCreationStationYT 11 วันที่ผ่านมา +1

    Great video!

    • @rynewilliams
      @rynewilliams  8 วันที่ผ่านมา

      Thank you my friend!

  • @7sevyn7_
    @7sevyn7_ 7 วันที่ผ่านมา

    What do u think about starting a portfolio with only 6% and up (jepq,vici) dividend yield and then switch it out for safer lower dividend yields 3-5% a yr or so later?

    • @rynewilliams
      @rynewilliams  6 วันที่ผ่านมา

      I think if the end goal is to end up with a lower, safer dividend yield, you should just start with that and stick with it

  • @Novaknet
    @Novaknet 17 วันที่ผ่านมา

    What are your thoughts on high yield covered call strategy ETFs?

    • @rynewilliams
      @rynewilliams  14 วันที่ผ่านมา +1

      I personally avoid them, but I think ones like JEPI and JEPQ have been solid so far

  • @PassiveEarnings
    @PassiveEarnings 25 วันที่ผ่านมา +2

    My man going to the basics! Sorry didn't watch the whole video, but I did the fair bit. Ryne, question is, would your subscribers count going to catch up your investments ever? Mine would never lol, but I am happy with that :)

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา +1

      You don't have to apologize man, thanks for tuning in. To answer your question, I have no idea haha. If we see some sort of pullback, they could line up!

    • @PassiveEarnings
      @PassiveEarnings 24 วันที่ผ่านมา

      @@rynewilliams I wish the best for you on both Subscribers count as well as portfolio growth.

  • @user-bm6wu9zw9m
    @user-bm6wu9zw9m 22 วันที่ผ่านมา +1

    Great video. I use M1 Finance 🤑

    • @rynewilliams
      @rynewilliams  22 วันที่ผ่านมา +1

      Nice! Thanks for tuning in

  • @fernandojsagas
    @fernandojsagas 25 วันที่ผ่านมา +2

    I remember when you started off with Robinhood… Did you go thru TOA to Schwab?

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา +2

      I did an ACATS transfer with Schwab. I'm actually in the process of doing that for my wife's account right now too

  • @iambilll
    @iambilll 25 วันที่ผ่านมา +1

    What website are you using to see those tables/graphs?

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      This is a platform I've developed called Snapstock. You can learn more about it here: www.retirewithryne.com/the-investment-club

  • @shawnpius7847
    @shawnpius7847 17 วันที่ผ่านมา

    Any opinions on CONY, TSLY, MSTY stocks pay very high yield dividend

    • @rynewilliams
      @rynewilliams  14 วันที่ผ่านมา

      I’m not a fan

    • @7sevyn7_
      @7sevyn7_ 7 วันที่ผ่านมา

      @@rynewilliamswhy not?

    • @rynewilliams
      @rynewilliams  7 วันที่ผ่านมา

      @@7sevyn7_ I think they’re yield traps

  • @georgedayoub2893
    @georgedayoub2893 25 วันที่ผ่านมา +2

    Great video!
    Wish you could’ve started decades ago? Damn how old are you?

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา +1

      Haha I wish I would've started before pre-school

  • @johnka8888
    @johnka8888 24 วันที่ผ่านมา +1

    Do more this theme video,Ryne, still keep study more dividend investing!~

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา

      Thank you my friend! I’m always open to more video suggestions if you have any ideas

  • @7sevyn7_
    @7sevyn7_ 8 วันที่ผ่านมา

    No one never talks about the taxes that we have to pay on dividends. Do you have a video on this?

    • @rynewilliams
      @rynewilliams  7 วันที่ผ่านมา +1

      I sure do: th-cam.com/video/_qjHjjkAors/w-d-xo.htmlsi=0p7vLB7ArS0Yxx-u

    • @7sevyn7_
      @7sevyn7_ 7 วันที่ผ่านมา

      @ thank u!

  • @thomashart1030
    @thomashart1030 25 วันที่ผ่านมา +1

    Ryan, you give great information, many thanks sir. I am 67 years old, and want to invest in 10-12 good dividend stocks for a retired person. I have a 8 good ones ( ADC, ARCC, JEPQ, MAIN, MFC, SCHD, SPAXX, VICI). Can you suggest 4-5 more monthly payers I should add to my portfolio? Many thanks Ryan for what you are doing.

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา

      Thank you my friend! I can't think of many more worthwhile monthly payers beyond the ones you mentioned. The only one that's missing there is O

  • @woodelfdragon8603
    @woodelfdragon8603 8 วันที่ผ่านมา +1

    I invest with everything i got other then my emergency fund and my bills

  • @DividendeKing
    @DividendeKing 25 วันที่ผ่านมา +1

    Legend

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      Thank you my friend!

  • @user-ju9fv2om6o
    @user-ju9fv2om6o 25 วันที่ผ่านมา +1

    Study the old , learn the new .

  • @bikeninja956
    @bikeninja956 24 วันที่ผ่านมา +2

    to DRIP or not, that is the question....

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา +3

      When first starting out, I say DRIP

  • @JimBo-c5z
    @JimBo-c5z 25 วันที่ผ่านมา

    Pmt stock 🤓

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      Yield trap

    • @JimBo-c5z
      @JimBo-c5z 25 วันที่ผ่านมา

      @ i dont see how they have been paying a dividend sins 1989 and continue to pay a dividend 🤔

    • @rynewilliams
      @rynewilliams  25 วันที่ผ่านมา

      @@JimBo-c5z paying a dividend is one thing, sustaining the payments (and growing them) is another

  • @jeffaragon
    @jeffaragon 25 วันที่ผ่านมา +1

    Robinhood is more for traders

    • @rynewilliams
      @rynewilliams  24 วันที่ผ่านมา

      Perhaps!

    • @jaxonbaker2512
      @jaxonbaker2512 21 วันที่ผ่านมา

      @@jeffaragon disagree

    • @jeffaragon
      @jeffaragon 21 วันที่ผ่านมา

      @jaxonbaker2512 well Bubba welcome to America where everyone is ok to have their own opinions lol.

    • @jaxonbaker2512
      @jaxonbaker2512 20 วันที่ผ่านมา

      @@jeffaragon yep. You stated yours, so I thought I would state mine🤘🫶🏻

    • @jaxonbaker2512
      @jaxonbaker2512 14 วันที่ผ่านมา

      @@jeffaragon right! And I stated mine🤣

  • @galaxygalaxies1658
    @galaxygalaxies1658 12 วันที่ผ่านมา +1

    I just started to get into ETF by watching your videos. Very new to this. Started very late, 47 yrs old. Better late than never, right.
    Recently got into some money
    My brokerage: fidelity
    ETF: VOO bought 1 share
    Dividends: SCHD bought 1 share
    Opened up a Sofi: HYSA
    Checking: $5,000/ direct deposit setup for new accounts
    Savings: $5,000
    Chase 4,000 but I want to move it.
    Question/ if your able to answer. Should I put 1,000 in SCHD to buy shares, I'm look for the dividend every month to pay rent. Is this a good way to do it..
    I'm going to close out my chase bank and use my credit union acct as my primary.
    Can you please give me a hint to show that I am on the right path.
    I want to know for the recurring payment into your brokerage account, when you do this does it grow interest or do you have to keep buying shares to seeva dent in money growth

    • @rynewilliams
      @rynewilliams  8 วันที่ผ่านมา +1

      You're on the right path my friend. Also, if I just kept cash in my brokerage account, it would generate some interest, but I don't think much

  • @kjrios
    @kjrios 23 วันที่ผ่านมา +1

    What websites are you using to see those tables and graphs?

    • @rynewilliams
      @rynewilliams  23 วันที่ผ่านมา

      It's a platform I've developed called Snapstock. You can learn more about it and get access to it here: www.retirewithryne.com/the-investment-club