Health Insurance In India
ฝัง
- เผยแพร่เมื่อ 11 ต.ค. 2022
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With Ditto, you get the best advice on insurance. Understand your policy, get answers to your burning questions, and buy insurance, all at the same place.
Most of us know that health insurance is important, but selecting it is so overwhelming that it just leaves us even more confused. Hundreds of options are there but which one is perfect for you.
Oftentimes we hear claims getting rejected or the company not covering what was promised. Is there anything we can do or learn to help us avoid such cases and make a perfect choice? Let's discuss this.
#nitishrajput #nitish #hindi #healthcare #insurance
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About the Channel:
Nitish Rajput firmly believes that there are adequate tools available online, and people can be brought together, informed, and educated collectively.
Social media and the Internet have the power to create any narrative but this channel will use the same to curate a healthy, informative narrative that can genuinely benefit people in forming an opinion that is backed by facts and uncompromised information without any bias. Nitish Rajput wants to empower and facilitate people to challenge atrocities and become more vocal about issues plaguing Indian society.
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Book: The Broken Pillars of Democracy by Nitish Rajput
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With Ditto, you get the best advice on insurance. Understand your policy, get answers to your burning questions, and buy insurance, all at the same place
Sir please make video on caste i.e general , lower cast ect because sir we general and middle too but we can't receive any benefit from gov sir please
Dark side of insurance policy bataya hi nahi
Kese bataenge pese to advertiser ne promotion ke dye the na
@Nitish Rajput तुम्हाला एकदा भेटायचं आहे साहेब 🙏
मैंने कई insurance का प्रीमियम नहीं भर पा रहा हूं और पैसा भी नहीं कामना चाहता हूँ क्योंकि मै गांधी के विचार से प्रभावित हूँ । क्या करूं lic का सभी प्रीमियम भरता रहूं कमाई करूं या छोड़ दूं। क्योंकि lic प्रीमियम नहीं भरना बहुत मुश्किल हो रहा है। एजेंट बार बार टोकते रहता है। क्या करूं । हेल्थ इंश्योरेंस पॉलिसी तो कोई है भी नहीं। बस हेल्थ पर ध्यान रखता हूँ कि हेल्थ सही रहे। कई साल से हेल्थ इंश्योरेंस के पैसे भरते भरते तंग आ चुका था पूरा पैसा लगता था कि जैसे मै किसी गरीब को नहीं बल्कि एक बहुत अमीर को दे रहा हूँ। क्या करूं
Nitish sir most of the European countries me 100% free health insurance hai but unki govt. apne logo ki salaries ka 27% cut krte hai jo bahot jyada hota hai waha ke logo ke liye Jo ki India in details ke video me Karolina Goswami ne explain kiya hai hamari health care system bahot sahi hai abhi ke hisab se
May common man never see the stairs of
1)hospital
2)court
3)police station
They will suck fortune out of misfortune.
You are right sir mere saath bhi ho chuka hai yeh sab
Police ki Naa dosti achi na dushmani
You can also say that good health care system & justice are imaginary in India 🙃
Court.
And private schools 👍
This man is there to make revolution in INDIA
Chal na be chutiye
Like lene ka new tarika...🤣🤣
Absolutely right ▶️
And Mohak Mangal also
Oh bhai...😄
Points must be noted 9:10
1. cashless health insurance
2. Pri and post hospitalization
3. Coo-pay option
4. Cap on coverage (limit)
5. No claim bonus
Cashless
No claim bonus is a trap be careful
Room Rent Capping
@@arnold4424 how? Explain plz
Sir, pls suggest me three health insurance.i am planning to buy health insurance for my parents
Irony is... Is video pe bhi health insurance ka ad ara hai 😂🤣💀💀
Sahi baat...😂😂mai yahi comment dhundh hi rha tha..
Ha to tumhe wahi dikh Raha hai na knowledge to tume Lena hai nhi
Tata health😂
Ad k liye hi video bnayi 😅
Your videos should be shown in all schools. You cover all topics so broadly
Point👍👍
Ya 👍
✅👍
that's so true.
Difference between generic drugs and branded drugs is like tap water and mineral water…that’s why doctors recommend branded medicines…
I shared this video to my 10 friends who also of my age(17years) to make them aware and this video is helpful for them. If only 50% people who watch and each person sure this video to only 10 people than we help most of people and aware them about this thing. AND HEADS OF YOU NITISH BHAIYA
Sir me apka sari video to nhi dekha but mene Jo bhi apki video dekha sach bolu you tube channel me bhut hinkm log hai jo sach or shi baat batate hai.ek apka channel or ek khaan sir ka Chanel ka me bhut bda fan hu.bhagwan ap dono ko bhut age badaye.ap dono real hero ho
Don't lose your confidence bro 🤜 you're A very good Person🇮🇳
Bhai ji carry on good job
Excellent topic.. Also people need to invest in health.. Like daily exercise, good diet to avoid medical ailments but most people only invest in property with no assurance of being alive to enjoy good life.
Such an eye opener... People should rethink who blindly follow politicians without questioning them. Good work mr. Nitish.
None can beat Nitish Rajput Sir in explanation on any topic 🙏🏻❤️
One man can beat.... Dhruv Rathee
@@MafiaManShorts never
@@MafiaManShorts never
@@vivek_shukla42 bro both are doing good work stop comparing them like idiots
@@pedoslayer275 where is the comparison 🙄
Only Education can change our country 👍
Not just a country, all world...
Faltu ka ratta nahin asali education Jo hamare Desh mein milati hi kahan hai.
Education ka kya fayda jab job hi na mila
Knowledge not education
Bhrasta adhikari anpadh h?
As a medical student I have seen many improvement in the medical system in government sector... Govt has launched many schemes for BPL and even for APL card holders... One of that is AYUSHMAN BHARAT SCHEME.. this is the scheme for BPL card holders.. in this Basic Sum Assured is Rs. 5,00,000/- per Family, per annum of insurance is covered and there is no capping of family members or for age .... Proud to be an indian 🇮🇳
This Scheme should extend further
But sad reality is that villagers are not aware of this .. those farmers who are really eligible for this , they don't get it...but relatives and bootlicker 's of Sarpanch get all these benifits.
@@mitesh289 no premium required for this it's free of cost ... When you get admitted in the govt hospital which have affiliated with that scheme there they will register you there it's self.... Most of the district hospital will be affiliated... And not the PHC and CHC
This scheme is not available in delhi
@@RishiSharma-by5iz may be i am not sure ... It maybe because Delhi is union territory right
Loving his every video topic ❤️
He does his research unbiased that's why i admire him the most 🙏
You and your videos are benchmark industry for any you tuber. Your communication, knowledge and looks...is full package.
Masha allah bohoot ache bhai aaj tak mujhe samajh nhi ata tha ye sab kya h kisi se puchna bhi zaruri nhi samjha par apki video ne sab samjha diya jazakallah kher allah apko or hum sab ko apni panah m rakhe ameen
Nitish sir jab kuch bolte h to sab kuchh samne aa jata h....faltu ki baten ak bhi nhi.. only genuine facts jo ham relate karte h apne aas paas ..🙏
He is doing a great job , he is bringing the weakness of india ♥️ in front of common people and making them aware about situation of our country this will help people while choosing the right govt. which can address the issues which are really important 🇮🇳 💎
This man is on a mission to educate India. We are proud of you!!
You are a fool. He is a company agent and not a charity man.
Honestly... He's the man we need in our system...
My father undergone heart surgery 2 years back and payment made by AYUSHMAN BHARAT SCHEME.
I would like to thank my PM MODI for doing such great things otherwise, as Nitish said, we must've become lower middle class if we had bear the same amount.
@Support Ex Muslim Sahil 4 - 4.5 lacs (approx)
Thanks to honable PM ..
Such a grt step ...
In government hospital???
@@nerisalobo No. It's private hospital in Dehradun
@@user-zt1vr3xq3p It was easy in Uttarakhand. They visited every ward to prepare card but now you have to go to Government Hospital👍
Sir, you are the one whom I really like, you should come into main part in politics, we need people like you whom we can trust.
I am really impressed by your way ok explaining. I got your video last evening excidently and now i am viewing continues from that time.
Saw your video in very right time sir.. I was planing to buy insurance and then this made me clear all things. Thank u so much sir🙏🙏
The work is great, lots of appreciation and respect Nitish ji
Being a Doctor and knowing all the hazzards faced by the people.. this video is very much appricated with the information it contents.. thanks for bring out the truth fact.. 👍
But whatever he says about generic and branded medicines is wrong
@@rajsupe9009 hame hospital or market medical me 21k ka fayda hua wo bhi 33k me se kyuki hospital 33k ki medicine batai wahi hame 12k me mili bahar se or ye baat dr. Ne hi boli thi bahar se lene ko
very correct, such a topic is a must in schools.
Other topics could be financial management, investment, ways to earn money, if a student knows how things around them work in reality he/she will be able to hone their skill accordingly
Thank you for educating so many people on Health Insurance. You did a great job. You're kind, courageous and selfless service will always be appreciated.
Very helpful and knowledgeble video.
Thank you sir .
You are inspiration of many people.
Love you sir 😉❤️✨
So true man, i am spinal cord injury patient and I regularly buy catheter and urine bag. The other medical charges 700 and 150 for catheter and urine bag respectively. Now one of my friend started medical and he takes only 120 and 30 for the same. Same brand same company same items. Same on other medicines and surgical items. So much margin.
can u give me refrence of that person
I think that you should try acupressure.
Respect for you sir... a friend recommended your channel and I'm grateful to him ...
Your are making revolution in India through your TH-cam videos,
And hat off to you Nitesh sir.
Great explanation sir, that's why we wait for your next video always. Keep doing. Love you lot
This man is love 💗 of every indian
This video is a good suggestion for those who are seeking health insurance 👍
Not Boring....its informative 👌👌👌👌
Very informative video bhaiya as usual, itni positive information for common man, koi nhi dega kyunki sb apni dukan chalane bethe h love you broh!!!❤️❤️❤️
Surely one of most simple but important concepts, thanks for guidance
Very well said , I was health insurance medical officer , I advoice each and every my patient to buy at least one policy' of health insurance
Bahut der se is topic pe video ka intezaar tha thanks for your knowledge
👍🏻
Sir health insurance per ek aur deep mein video banaaiye 🙏🙏
For this topic , you get 100/100 , Superb Bro
"Ek middle class admi shirf ek hospital k bill se door rahta hai garibi rekha se niche aane k liye"
The line touches my heart😔
One question!
Suppose I am covering the insurance of a 5 lakh plan and my family member gets admitted in the hospital during the payment duration i.e. before the completion of the coverage.
In that case I will be eligible to claim the insurance and if yes then I will have to pay and continue the coverage after the check up has done since I don't need it any more.
I don't know, please help if anyone knows anything.
Notes from this video!
For Health
Check for cashless
Network with hospitals (should be large)
Check for pre and post hospitalizations (such as cost of ambulance, different tests)
Co-Pay (money which is given by the customer after reaching a certain limit- should be checked)
No claim bonus (if not used in whole year, certain companies gives you bonus like they will increase the cover amount or may free certain health check ups or may add some premium consensation like that)
Reputation and claim settlement ratio (check before taking any insurances)
Pre existing disease (Don't hide otherwise policy may terminate)
Room rent capping (Check that policy shouldn't be linked with the room rent).
Insurances
• Individual
For more senior citizen, go for individual for them as will cost cheaper and sustainable
• Family
Generally, goes for this!
For choosing which health insurance should be take, look at your financial condition, pre existing diseases or overall lifestyle.
Generally if you age is below 30, than atleast you should take 3 lakh cover for individuals and for family you must take 5 lakh cover.
If living in metro cities, than you should plan for more as the cost is higher there.
Some experts suggests that it should be your 50% of your annual income or atleast the cost of the heart surgery in your city.
Also with health insurance, you get tax benefits of ₹25000 under the section of 80D.
Your knowledge should be shared among all the school, intermediate and bachelor's students for the betterment of the future. Respect❤
So clear and concise.. Good job 👍👌👌
Nice explanation.. Nitish bhai never disappoints
I was planning to take a family floater plan and i Haven't covered the maximum of points you have said. So, thank you sir for too much detailed information. A person like you can save many people like us to be fraud by insurance companies. Once again Thanks a lot
Contact For health Insurance
KISI KO "STAR HEALTH INSURANCE COMPANY " KE FRESH POLICY / KNOWLEGDE/ CLAIM/ PORTABILITY/ RENEWALE ME HELP KI NEED HAI TOH MUJHSE CONTACT KARE...!
You have changed my perspective of to take Insurance
I will try find best Insurance to take for me and my family
The rate of ORS is Rs. 5 in generic and available free at govt. Hospital but no one believe that private hospital gives it @Rs. 40
Amazing knowledge but still very tough process in insurance
Dear Nitish. U highlight all relevant topics. Like ur way of expression. Logical contentfull and simple.
Cudnt resist to subscribe.
Cheers.. Keep the good work going.
आप बहुत ही बेहतरीन काम कर रहे हो 🔥many many thanks 🔥🔥🔥🔥
Hi, I have tried Ditto after watching your video. I have gained lots of knowledge on the subject of mediclaim after watching your video and talking to ditto person. However after doing a bit more research I found out about gypsa agreement with hospitals. I would request you to please make a video on this. This will make a real difference. Thank you.
Your way of explanation of complex matter in simple terms are absolutely amazing. This helps lot if people. Thank you
You are spreading great awareness...such a nice work
भाई इतने बढ़िया तरीक़े से आप ने जो बताया, बहूतभी बढ़िया। धन्यवाद।।,👍👍👌👌
Goverment should give free health insurance for income tax payers.
Everybody talks about farmers, backwards but noboady care about the people who are paying the income tax and feeding the whole country.
thankyou very much nitish bhai i came to get a lot of knowledge and awareness from this video,in 2017 my father admitted in fortis hospital and claim was get rejected and we had to arrange 70k amount immediately,so
mujhe acha kon jan skta hai🙃
Your speech and knowledge excellent,normal people very easily understand thanks
When I wish to leave all social media once for all ..just these contents compels me to stay here again
thank you sir, for your valuable advice, kindly make video on term insurance as soon as possible....
Only TH-camr who is providing unbiased information
Love you man ❤❤❤❤
Your way of explainations are mind blowing
Sir apne bahut acche subject per video banaya apne aakhen khol di reality yehi he premium lo claim me nukes niklo claim na dena pade
I am watching your videos when it was 12k subscribers... And now it's 1280k 😍🎉🎉
Next level ❤ 💯 sooo informative 💛
খুব প্রয়োজনীয় সত্যি কথা।
ভালো লাগে,
আপনার ভিডিও।
बड़े काम की बात बताई आप ने
बहुत बहुत धन्यवाद आदरणीय नीतीश राजपूत ❣🌹
We need millions of Nitish Rajput to spread awareness in India.
Being an insurer, I must say your way of explaining this boring yet a very important topic in such a simple way is highly appreciated.
Kudos to you for your research and explaining things with a simplified approach in your every video . Keep up the great work. Applauded your hard work .
KISI KO "STAR HEALTH INSURANCE COMPANY " KE FRESH POLICY / KNOWLEGDE/ CLAIM/ PORTABILITY/ RENEWALE ME HELP KI NEED HAI TOH MUJHSE CONTACT KARE...!
Quality of your content is becoming better day by day.. 👌👌
Thank you brother for needful information...Go ahead...best luck
A great salute to u again .....for this very important information......finally health and life insurance is important
Your better than Dhruv rathee, big fan bro, your voice, presentation are very nice keep going.
I am 18 and my father had not have much knowledge about health insurance and hads so much myths so he didn't have insurance for my grandfather. Unfortunately he fell sick and admitted to medanta (Gurugram) . 25lakhs overall expenses (approx) endured.it was a financial dent😔. He will make sure that we have a family floater flan.
so bad brother
if you need consultant for health insurance plz contact me
If you had insurance of 25 lakhe... hospital would have bill you 50 lakhs... would dragged the patient more...
Insurance companies and hospital go hand in hand...
Easily becoming one of my favourite Indian youtubers with such meaningful content.
Nitish bhai jabardast video h
Itne knowledgeh es video m tu bus ❤
Personal experience, my dad went for heart ailments and our insurance got us covered for every single penny
Can you tell which insurance company it was and what was the scheme name? My father having heart problems so that i am asking you. Thank you
Please tell the name of the company please
Thousands of Salute to you 🙏🙏🙏
बहुत ही जरूरी जनकारी के द्वारा दी गयी है । सर आपकी वीडियो के ऐड में भी हैल्थ इंश्योरेंस के ही आ रहे है।
Aisa knowledge Koi Nehi de sakta . Thanks Sir🙏.❤️From Assam
How can I express our thoughts whenever I see you boss ...you are such marvellous personality 🔥🔥🔥🔥🔥....
Biggest fan of you sir your data is awesome love form chhattisgarh ❤
इत्ता अछा explain करते hi हो भाई तो example ke liye kuch insurance company bhi suggest kar dete jinme ye sare points jo apne video me bataya hai wo mil jaye,
Very informative
Thank You Bhaiya for Important Knowledge. ...❤️🙏
GREAT JOB,GOOD GOING BROTHER 👍.MAY ALLAH RESPONDS YOU FOR YOUR HELP & KINDNESS MY DEAREST FRIEND INSHA'ALLAH ❤️👍.
I have been in the insurance sector for the last 5 years, it's a lack of awareness in India for Insurance especially in small cities.
Health Insurance is very important nowadays. I have seen many people regretted after getting some serious diseases with high medical expenses
Thanks for this video and awareness..
2hich insurance should one buy
Health insurance companies in India are mostly fake…they just want a reason to reject your claim
❤❤ Sariya knowledge bahut kam ki Diya aapane Is per pura Gaur Kiya jaega
Deeply nd valuable knowledge.... Without skip I watched again
Respect sir.... 🙏
Thank You so much for giving so much of information in such a short span of time. You really saved a lot of hours of research.
Real life main Masiha ho tum Nitish bhai... God bless you and keep up the good work 🙏
So so thanks nitish sir so precisely you explain.
Dhruv and Nitish sir is brilliant.......❤️❤️
dhruv is biased..
nitish is best
Well researched and loop holes are properly identified. Great job 👍
He is the best life educator.
Sir aaj aap mere sapne mein aaye the aur voh sampna main bhul gya tha but ab aapki video feed pe dekhi toh yaad aaya ki aap toh aaj mere sapne mein aaye the😅 wish ki sb bta pata joh joh hua tha sapne mein:) love you sir❤
Great video as usual.
But a correction in 13:00
The cost of treatment is directly proportional to the type of room
For example
Deluxe room
Nurse charge is 400 per day
Ultrasound is 900
Suite room
Nurse charge would be 800 per day
Ultrasound would be 1600
Correct. I have experienced this.
No, this is not the case for TATA Aig Heath Insurance, as there is no max. limit and you can take any value of room.
If anybody needs any type of Insurance policy, then you can contact me and I will provide me with Best prices the insurance of TATA Aig.
@@financenanchahal8801 but claim process time very bad😬
Best from the rest knowledge ⭐🙌
Awesome video , I appreciate you for giving this types of information